Symbols / AGO Stock $80.86 -1.27% Assured Guaranty Ltd.

Financial Services • Insurance - Specialty • Bermuda • NYQ
AGO (Stock) Chart
O: — H: — L: — C: — V: —
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Stock Fundamentals
Scroll to Statements
Index EQUITY
Sector Financial Services
Industry Insurance - Specialty
CEO —
Exch · Country NYQ · Bermuda
Market Cap 3.63B
Enterprise Value 4.11B
Income 499.00M
Sales 832.00M
FCF (ttm) 411.25M
Book/sh 125.39
Cash/sh 31.67
Employees 367
Insider 10d —
IPO Apr 23, 2004
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout 13.26%
P/E 7.88
Forward P/E 10.14
PEG 0.33
P/S 4.36
P/B 0.64
P/C —
EV/EBITDA —
EV/Sales 4.95
Quick Ratio 0.93
Current Ratio 0.95
Debt/Eq 30.73
LT Debt/Eq —
EPS (ttm) 10.26
EPS next Y 7.98
EPS Growth 6.42%
Revenue Growth -37.40%
EPS Gr Q/Q 5.61%
Rev Gr Q/Q —
Earnings (next) 2026-05-07
Earnings (prior) 2026-02-26
ROA 1.93%
ROE 9.57%
ROIC —
Gross Margin 90.62%
Oper. Margin 12.12%
Profit Margin 60.46%
Shs Outstand 44.86M
Shs Float 42.26M
Insider Own 7.21%
Instit Own 95.39%
Short Float 4.84%
Short Ratio 5.20
Short Interest 1.47M
52W High 92.40
vs 52W High -12.49%
52W Low 78.77
vs 52W Low 2.65%
Beta 0.93
Impl. Vol. 48.80%
Rel Volume 0.99
Avg Volume 313.23K
Volume 310.60K
Target (mean) $102.33
Tgt Median $103.00
Tgt Low $94.00
Tgt High $110.00
# Analysts 3
Recom None
Prev Close $81.90
Price $80.86
Change -1.27%
About

Assured Guaranty Ltd., together with its subsidiaries, provides credit protection products to public finance and structured finance markets in the United States and internationally. It operates through Insurance and Asset Management segments. The company offers financial guaranty insurance that protects holders of debt instruments and other monetary obligations from defaults in scheduled payments. It also provides specialty insurance and reinsurance on transactions with risk profiles similar to those of its structured finance exposures written in financial guaranty form, as well as offers credit protection through reinsurance. In addition, the company insures and reinsures various the U.S. public finance obligations, such as general obligation, tax-backed bonds, municipal utility, transportation, healthcare, higher education, infrastructure, housing revenue, investor-owned utility, renewable energy, and other public finance bonds. Further, it involved in insuring and reinsuring of non-U.S. public finance obligations comprising regulated utilities, infrastructure finance, sovereign and sub-sovereign, renewable energy bonds, and pooled infrastructure obligations; and the U.S. and non-U.S. structured finance obligations, including residential mortgage-backed securities, life insurance transactions, pooled corporate obligations, and financial products. Additionally, the company offers specialty business, such as diversified real estate, insurance reserve financing and securitizations, pooled corporate obligations, and aircraft residual value insurance (RVI) transactions; and asset management services comprising investment advisory services. It markets its financial guaranty insurance directly to issuers and underwriters of public finance and structured finance securities, as well as to investors. Assured Guaranty Ltd. was incorporated in 2003 and is headquartered in Hamilton, Bermuda.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$102.33
Mean price target
2. Current target
$80.86
Latest analyst target
3. DCF / Fair value
$165.01
Simplified: (Free Cash Flow ÷ Shares) × 18 (P/FCF multiple). Not a …
Ratings
Current target
$80.86
Low
$94.00
High
$110.00
Mean
$102.33

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2026-03-19 main Keefe, Bruyette & Woods Outperform → Outperform $103
2025-11-19 main Keefe, Bruyette & Woods Outperform → Outperform $108
2025-11-17 main UBS Neutral → Neutral $94
2025-08-13 main UBS Neutral → Neutral $92
2024-11-18 main UBS Neutral → Neutral $95
2024-11-18 main Keefe, Bruyette & Woods Outperform → Outperform $105
2024-10-17 main UBS Neutral → Neutral $87
2024-08-09 main UBS Neutral → Neutral $84
2024-07-09 main Roth MKM Buy → Buy $110
2024-07-09 up Keefe, Bruyette & Woods Market Perform → Outperform $92
2024-05-31 main Keefe, Bruyette & Woods Market Perform → Market Perform $87
2024-04-01 down Keefe, Bruyette & Woods Outperform → Market Perform $92
2024-03-01 main UBS Neutral → Neutral $102
2023-11-17 main Keefe, Bruyette & Woods Outperform → Outperform $75
2023-07-13 main UBS Neutral → Neutral $64
2022-11-28 init Compass Point — → Buy $84
2022-04-05 down UBS Buy → Neutral $65
2021-11-05 main MKM Partners — → Buy $65
2020-01-16 main UBS — → Buy $57
2019-08-19 main UBS — → Buy $50
News
RSS: Latest AGO news
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2026-03-30 BORGES FRANCISCO L Director — 1,250 $0.00 $0
2026-03-30 BORGES FRANCISCO L Director — 123,750 $80.22 $9,927,225
2026-03-23 FREDERICO DOMINIC J Chief Executive Officer — 29,998 $81.41 $2,442,137
2026-03-20 FREDERICO DOMINIC J Chief Executive Officer — 20,002 $81.06 $1,621,362
2026-03-04 RADTKE LORIN P.T. Director — 1,219 $87.14 $106,224
2026-02-20 FREDERICO DOMINIC J Chief Executive Officer — 109,680 $0.00 $0
2026-02-20 CHOW LING General Counsel — 21,338 $0.00 $0
2026-02-20 DONNARUMMA STEPHEN Officer — 13,688 $0.00 $0
2026-02-20 BIELING LAURA A Officer — 2,295 $0.00 $0
2026-02-20 HORN HOLLY Officer — 16,150 $0.00 $0
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
1,025.00
+25.92%
814.00
-19.80%
1,015.00
+48.39%
684.00
Operating Revenue
1,025.00
+25.92%
814.00
-19.80%
1,015.00
+48.39%
684.00
Selling General And Administration
209.00
+3.47%
202.00
-19.52%
251.00
-2.71%
258.00
General And Administrative Expense
209.00
+3.47%
202.00
-19.52%
251.00
-2.71%
258.00
Salaries And Wages
209.00
+3.47%
202.00
-19.52%
251.00
-2.71%
258.00
Other Operating Expenses
174.00
+9.43%
159.00
-26.73%
217.00
+29.94%
167.00
Total Expenses
363.00
+11.35%
326.00
-6.05%
347.00
-35.26%
536.00
EBIT
751.00
+29.71%
579.00
-23.61%
758.00
+231.00%
229.00
Total Unusual Items
0.00
0.00
-100.00%
262.00
0.00
Total Unusual Items Excluding Goodwill
0.00
0.00
-100.00%
262.00
0.00
Special Income Charges
0.00
0.00
-100.00%
262.00
0.00
Other Special Charges
—
—
-262.00
—
Net Income
503.00
+33.78%
376.00
-49.12%
739.00
+495.97%
124.00
Pretax Income
662.00
+35.66%
488.00
-26.95%
668.00
+351.35%
148.00
Net Non Operating Interest Income Expense
-89.00
+2.20%
-91.00
-1.11%
-90.00
-11.11%
-81.00
Interest Expense Non Operating
89.00
-2.20%
91.00
+1.11%
90.00
+11.11%
81.00
Net Interest Income
-89.00
+2.20%
-91.00
-1.11%
-90.00
-11.11%
-81.00
Interest Expense
89.00
-2.20%
91.00
+1.11%
90.00
+11.11%
81.00
Interest Income
—
—
—
—
Other Income Expense
76.00
+230.43%
23.00
-62.30%
61.00
+258.82%
17.00
Tax Provision
119.00
+23.96%
96.00
+203.23%
-93.00
-945.45%
11.00
Tax Rate For Calcs
0.00
-8.62%
0.00
-6.32%
0.00
+191.67%
0.00
Tax Effect Of Unusual Items
0.00
0.00
-100.00%
55.02
0.00
Net Income Including Noncontrolling Interests
543.00
+38.52%
392.00
-48.49%
761.00
+455.47%
137.00
Net Income From Continuing Operation Net Minority Interest
503.00
+33.78%
376.00
-49.12%
739.00
+495.97%
124.00
Net Income From Continuing And Discontinued Operation
503.00
+33.78%
376.00
-49.12%
739.00
+495.97%
124.00
Net Income Continuous Operations
543.00
+38.52%
392.00
-48.49%
761.00
+455.47%
137.00
Minority Interests
-40.00
-150.00%
-16.00
+27.27%
-22.00
-69.23%
-13.00
Normalized Income
503.00
+33.78%
376.00
-29.33%
532.02
+329.05%
124.00
Net Income Common Stockholders
499.00
+33.78%
373.00
-49.11%
733.00
+495.93%
123.00
Otherunder Preferred Stock Dividend
4.00
+33.33%
3.00
-50.00%
6.00
+500.00%
1.00
Diluted EPS
10.26
+37.82%
7.44
-39.47%
12.30
+540.63%
1.92
Basic EPS
10.39
+39.56%
7.44
-40.63%
12.54
+496.79%
2.10
Basic Average Shares
48.10
-4.76%
50.51
-13.52%
58.40
-1.04%
59.01
Diluted Average Shares
48.70
-3.57%
50.51
-15.26%
59.60
-6.73%
63.90
Diluted NI Availto Com Stockholders
499.00
+33.78%
373.00
-49.11%
733.00
+495.93%
123.00
Average Dilution Earnings
0.00
0.00
0.00
0.00
Loss Adjustment Expense
56.00
+315.38%
-26.00
-116.05%
162.00
+912.50%
16.00
Net Policyholder Benefits And Claims
56.00
+315.38%
-26.00
-116.05%
162.00
+912.50%
16.00
Policyholder Benefits Ceded
1.00
+200.00%
-1.00
-133.33%
3.00
+400.00%
-1.00
Policyholder Benefits Gross
57.00
+311.11%
-27.00
-116.36%
165.00
+1000.00%
15.00
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Assets
12,176.00
+2.31%
11,901.00
-5.09%
12,539.00
-25.55%
16,843.00
Cash Cash Equivalents And Short Term Investments
2,310.00
-70.04%
7,711.00
-4.39%
8,065.00
+0.36%
8,036.00
Cash And Cash Equivalents
388.00
+220.66%
121.00
+24.74%
97.00
-9.35%
107.00
Other Short Term Investments
1,922.00
-74.68%
7,590.00
-4.74%
7,968.00
+0.49%
7,929.00
Receivables
2,021.00
+3.80%
1,947.00
+10.25%
1,766.00
+13.57%
1,555.00
Accounts Receivable
2,021.00
+3.80%
1,947.00
+10.25%
1,766.00
+13.57%
1,555.00
Net PPE
—
101.00
-72.40%
366.00
-93.34%
5,493.00
Goodwill And Other Intangible Assets
—
—
6.00
-96.32%
163.00
Goodwill
—
—
0.00
-100.00%
117.00
Other Intangible Assets
—
—
6.00
-86.96%
46.00
Investments And Advances
7,608.00
-3.50%
7,884.00
-8.47%
8,614.00
-0.39%
8,648.00
Total Liabilities Net Minority Interest
6,387.00
+0.61%
6,348.00
-6.29%
6,774.00
-41.36%
11,551.00
Current Debt And Capital Lease Obligation
—
—
—
—
Current Debt
—
—
—
—
Long Term Debt And Capital Lease Obligation
1,704.00
+0.29%
1,699.00
+0.30%
1,694.00
+1.13%
1,675.00
Long Term Debt
1,704.00
+0.29%
1,699.00
+0.30%
1,694.00
+1.13%
1,675.00
Stockholders Equity
5,663.00
+3.06%
5,495.00
-3.82%
5,713.00
+12.82%
5,064.00
Common Stock Equity
5,663.00
+3.06%
5,495.00
-3.82%
5,713.00
+12.82%
5,064.00
Capital Stock
0.00
-100.00%
1.00
+0.00%
1.00
+0.00%
1.00
Common Stock
0.00
-100.00%
1.00
+0.00%
1.00
+0.00%
1.00
Share Issued
45.18
-10.53%
50.51
-10.16%
56.22
-4.74%
59.01
Ordinary Shares Number
45.18
-10.53%
50.51
-10.16%
56.22
-4.74%
59.01
Retained Earnings
5,830.00
-0.82%
5,878.00
-3.16%
6,070.00
+8.84%
5,577.00
Gains Losses Not Affecting Retained Earnings
-168.00
+56.36%
-385.00
-7.24%
-359.00
+30.29%
-515.00
Minority Interest
126.00
+117.24%
58.00
+11.54%
52.00
-77.19%
228.00
Other Equity Adjustments
-168.00
+56.36%
-385.00
-7.24%
-359.00
+30.29%
-515.00
Total Equity Gross Minority Interest
5,789.00
+4.25%
5,553.00
-3.68%
5,765.00
+8.94%
5,292.00
Total Capitalization
7,367.00
+2.40%
7,194.00
-2.88%
7,407.00
+9.91%
6,739.00
Invested Capital
7,367.00
+2.40%
7,194.00
-2.88%
7,407.00
+9.91%
6,739.00
Total Debt
1,704.00
+0.29%
1,699.00
+0.30%
1,694.00
+1.13%
1,675.00
Net Debt
1,316.00
-16.60%
1,578.00
-1.19%
1,597.00
+1.85%
1,568.00
Net Tangible Assets
5,663.00
+3.06%
5,495.00
-3.82%
5,713.00
+16.57%
4,901.00
Tangible Book Value
5,663.00
+3.06%
5,495.00
-3.82%
5,713.00
+16.57%
4,901.00
Current Notes Payable
—
—
—
—
Derivative Product Liabilities
—
—
53.00
-67.48%
163.00
Other Equity Interest
1.00
+0.00%
1.00
+0.00%
1.00
+0.00%
1.00
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
259.00
+451.06%
47.00
-89.80%
461.00
+118.60%
-2,479.00
Cash Flow From Continuing Operating Activities
259.00
+451.06%
47.00
-89.80%
461.00
+118.60%
-2,479.00
Net Income From Continuing Operations
543.00
+38.52%
392.00
-48.49%
761.00
+455.47%
137.00
Other Non Cash Items
-169.00
-138.03%
-71.00
-125.45%
279.00
+118.93%
-1,474.00
Deferred Tax
-5.00
-25.00%
-4.00
+97.44%
-156.00
-5100.00%
-3.00
Deferred Income Tax
-5.00
-25.00%
-4.00
+97.44%
-156.00
-5100.00%
-3.00
Operating Gains Losses
-62.00
+12.68%
-71.00
+74.28%
-276.00
-390.53%
95.00
Gain Loss On Investment Securities
40.00
+544.44%
-9.00
-164.29%
14.00
-75.00%
56.00
Unrealized Gain Loss On Investment Securities
-33.00
+21.43%
-42.00
-7.69%
-39.00
-490.00%
10.00
Change In Working Capital
-75.00
+69.64%
-247.00
-81.62%
-136.00
+89.73%
-1,324.00
Change In Receivables
-18.00
+77.50%
-80.00
+49.04%
-157.00
-312.16%
74.00
Changes In Account Receivables
-18.00
+77.50%
-80.00
+49.04%
-157.00
-312.16%
74.00
Change In Other Working Capital
49.00
+281.48%
-27.00
+32.50%
-40.00
+59.18%
-98.00
Investing Cash Flow
641.00
-17.82%
780.00
+172.73%
286.00
-83.56%
1,740.00
Cash Flow From Continuing Investing Activities
641.00
-17.82%
780.00
+172.73%
286.00
-83.56%
1,740.00
Net Investment Purchase And Sale
720.00
-18.55%
884.00
+183.33%
312.00
-81.47%
1,684.00
Purchase Of Investment
-1,584.00
-16.90%
-1,355.00
+5.11%
-1,428.00
-229.03%
-434.00
Sale Of Investment
2,304.00
+2.90%
2,239.00
+28.68%
1,740.00
-17.85%
2,118.00
Net Business Purchase And Sale
-160.00
-34.45%
-119.00
+39.90%
-198.00
-692.00%
-25.00
Purchase Of Business
-160.00
-34.45%
-119.00
+39.90%
-198.00
-692.00%
-25.00
Gain Loss On Sale Of Business
0.00
0.00
+100.00%
-262.00
0.00
Net Other Investing Changes
81.00
+440.00%
15.00
-91.28%
172.00
+112.35%
81.00
Financing Cash Flow
-616.00
+37.33%
-983.00
-46.72%
-670.00
-209.48%
612.00
Cash Flow From Continuing Financing Activities
-616.00
+37.33%
-983.00
-46.72%
-670.00
-209.48%
612.00
Net Issuance Payments Of Debt
0.00
0.00
+100.00%
-151.00
-112.25%
1,233.00
Issuance Of Debt
0.00
0.00
-100.00%
345.00
-85.40%
2,363.00
Repayment Of Debt
0.00
0.00
+100.00%
-496.00
+57.64%
-1,171.00
Long Term Debt Issuance
0.00
0.00
-100.00%
345.00
-85.40%
2,363.00
Long Term Debt Payments
0.00
0.00
+100.00%
-496.00
+57.64%
-1,171.00
Net Long Term Debt Issuance
—
—
-151.00
-112.67%
1,192.00
Net Short Term Debt Issuance
—
0.00
+100.00%
-4.00
-109.76%
41.00
Net Common Stock Issuance
-500.00
+0.40%
-502.00
-152.26%
-199.00
+60.20%
-500.00
Common Stock Payments
-500.00
+0.40%
-502.00
-152.26%
-199.00
+60.20%
-500.00
Common Stock Dividend Paid
—
-68.00
-1.49%
-67.00
-4.69%
-64.00
Cash Dividends Paid
-68.00
+0.00%
-68.00
-1.49%
-67.00
-4.69%
-64.00
Repurchase Of Capital Stock
-500.00
+0.40%
-502.00
-152.26%
-199.00
+60.20%
-500.00
Net Other Financing Charges
-48.00
+88.38%
-413.00
-63.24%
-253.00
-343.86%
-57.00
Changes In Cash
284.00
+282.05%
-156.00
-302.60%
77.00
+160.63%
-127.00
Effect Of Exchange Rate Changes
7.00
+450.00%
-2.00
-200.00%
2.00
+125.00%
-8.00
Beginning Cash Position
128.00
-55.24%
286.00
+38.16%
207.00
-39.47%
342.00
End Cash Position
419.00
+227.34%
128.00
-55.24%
286.00
+38.16%
207.00
Free Cash Flow
259.00
+451.06%
47.00
-89.80%
461.00
+118.60%
-2,479.00
Interest Paid Supplemental Data
—
88.00
+14.29%
77.00
+0.00%
77.00
Income Tax Paid Supplemental Data
—
90.00
+2150.00%
4.00
-96.19%
105.00
Amortization Of Securities
-62.00
-169.57%
-23.00
+37.84%
-37.00
-840.00%
5.00
Dividend Received CFO
56.00
+19.15%
47.00
+571.43%
7.00
-30.00%
10.00
Earnings Losses From Equity Investments
-102.00
-64.52%
-62.00
-121.43%
-28.00
-171.79%
39.00
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

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