Symbols / AIZ Stock $231.51 -2.01% Assurant, Inc.

Financial Services • Insurance - Property & Casualty • United States • NYQ
AIZ (Stock) Chart
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Stock Fundamentals
Scroll to Statements
Index EQUITY
Sector Financial Services
Industry Insurance - Property & Casualty
CEO Mr. Keith Warner Demmings
Exch · Country NYQ · United States
Market Cap 11.53B
Enterprise Value 11.57B
Income 865.00M
Sales 12.81B
FCF (ttm) 2.19B
Book/sh 117.92
Cash/sh 44.54
Employees 14,800
Insider 10d —
IPO Feb 05, 2004
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout 19.37%
P/E 13.68
Forward P/E 10.47
PEG 2.16
P/S 0.90
P/B 1.96
P/C —
EV/EBITDA 7.84
EV/Sales 0.90
Quick Ratio 0.15
Current Ratio 0.41
Debt/Eq 38.84
LT Debt/Eq —
EPS (ttm) 16.92
EPS next Y 22.11
EPS Growth 15.10%
Revenue Growth 7.90%
EPS Gr Q/Q 11.90%
Rev Gr Q/Q —
Earnings (next) 2026-05-05
Earnings (prior) 2026-02-10
ROA 2.15%
ROE 15.90%
ROIC —
Gross Margin 11.89%
Oper. Margin 10.12%
Profit Margin 6.81%
Shs Outstand 49.79M
Shs Float 49.28M
Insider Own 0.76%
Instit Own 90.31%
Short Float 2.26%
Short Ratio 2.59
Short Interest 849.26K
52W High 246.31
vs 52W High -6.01%
52W Low 183.39
vs 52W Low 26.24%
Beta 0.56
Impl. Vol. 0.39%
Rel Volume 1.51
Avg Volume 410.83K
Volume 620.47K
Target (mean) $260.00
Tgt Median $261.00
Tgt Low $240.00
Tgt High $280.00
# Analysts 6
Recom None
Prev Close $236.27
Price $231.51
Change -2.01%
About

Assurant, Inc. provides protection services to connected devices, homes, and automobiles in North America, Latin America, Europe, and the Asia Pacific. It operates through Global Lifestyle and Global Housing segments. The Global Lifestyle segment offers mobile device solutions, and extended service contracts and related services for consumer electronics and appliances, and credit and other insurance products; and vehicle protection, commercial equipment protection, and other related services. The Global Housing segment provides lender-placed homeowners, manufactured housing, and flood insurance; renters insurance and other products; and voluntary manufactured housing, and condominium and homeowners insurance products. The company was formerly known as Fortis, Inc. and changed its name to Assurant, Inc. in February 2004. Assurant, Inc. was founded in 1892 and is headquartered in Atlanta, Georgia.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$260.00
Mean price target
2. Current target
$231.51
Latest analyst target
3. DCF / Fair value
$790.91
Simplified: (Free Cash Flow ÷ Shares) × 18 (P/FCF multiple). Not a …
Ratings
Current target
$231.51
Low
$240.00
High
$280.00
Mean
$260.00

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2026-04-06 main Morgan Stanley Equal-Weight → Equal-Weight $240
2026-02-12 main BMO Capital Outperform → Outperform $246
2026-02-12 main Truist Securities Buy → Buy $280
2025-12-19 main Piper Sandler Overweight → Overweight $264
2025-11-20 main Keefe, Bruyette & Woods Outperform → Outperform $254
2025-11-17 main Morgan Stanley Equal-Weight → Equal-Weight $248
2025-11-10 main UBS Buy → Buy $257
2025-10-10 main Piper Sandler Overweight → Overweight $248
2025-10-08 main UBS Buy → Buy $255
2025-10-07 main Morgan Stanley Equal-Weight → Equal-Weight $232
2025-08-18 main Morgan Stanley Equal-Weight → Equal-Weight $230
2025-08-12 main Keefe, Bruyette & Woods Outperform → Outperform $235
2025-08-12 init BMO Capital — → Outperform $238
2025-07-14 main Morgan Stanley Equal-Weight → Equal-Weight $218
2025-05-19 main Keefe, Bruyette & Woods Outperform → Outperform $225
2025-05-19 main Morgan Stanley Equal-Weight → Equal-Weight $217
2025-04-10 main Morgan Stanley Equal-Weight → Equal-Weight $200
2025-04-10 up Piper Sandler Neutral → Overweight $223
2025-04-09 main Keefe, Bruyette & Woods Outperform → Outperform $224
2025-02-20 up Keefe, Bruyette & Woods Market Perform → Outperform $230
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2026-03-20 DIRIENZO DIMITRY Officer — 750 $210.98 $158,235
2026-03-20 SENGUPTA SUBHASHISH Officer — 1,900 $210.53 $400,096
2026-03-16 LONERGAN ROBERT ANTHONY Officer — 15,257 $0.00 $0
2026-03-16 NAIR BIJU Officer — 17,108 $0.00 $0
2026-03-16 CAMPBELL MICHAEL P Chief Operating Officer — 15,378 $0.00 $0
2026-03-16 DEMMINGS KEITH Chief Executive Officer — 94,284 $0.00 $2,500,076
2026-03-16 ROSENBLUM JAY E. Officer — 13,085 $0.00 $0
2026-03-16 DIRIENZO DIMITRY Officer — 3,895 $0.00 $0
2026-03-16 MEIER KEITH Chief Financial Officer — 25,844 $0.00 $0
2026-03-16 STRICKLAND JEFFREY A. Officer — 2,555 $0.00 $0
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
12,814.30
+7.89%
11,877.50
+6.70%
11,131.60
+9.21%
10,193.00
Operating Revenue
12,814.30
+7.89%
11,877.50
+6.70%
11,131.60
+9.21%
10,193.00
Total Expenses
11,726.90
+7.09%
10,950.20
+6.06%
10,324.80
+4.89%
9,843.10
Reconciled Depreciation
250.00
+11.86%
223.50
+13.80%
196.40
+7.91%
182.00
EBIT
1,197.10
+15.74%
1,034.30
+13.06%
914.80
+99.65%
458.20
Total Unusual Items
-1.30
0.00
-100.00%
0.10
+101.15%
-8.70
Total Unusual Items Excluding Goodwill
-1.30
0.00
-100.00%
0.10
+101.15%
-8.70
Special Income Charges
-1.30
0.00
-100.00%
0.10
+101.15%
-8.70
Other Special Charges
1.30
—
-0.10
-111.11%
0.90
Impairment Of Capital Assets
—
0.00
0.00
-100.00%
7.80
Net Income
872.70
+14.80%
760.20
+18.32%
642.50
+132.28%
276.60
Pretax Income
1,087.40
+17.27%
927.30
+14.94%
806.80
+130.58%
349.90
Net Non Operating Interest Income Expense
-109.70
-2.52%
-107.00
+0.93%
-108.00
+0.28%
-108.30
Interest Expense Non Operating
109.70
+2.52%
107.00
-0.93%
108.00
-0.28%
108.30
Net Interest Income
-109.70
-2.52%
-107.00
+0.93%
-108.00
+0.28%
-108.30
Interest Expense
109.70
+2.52%
107.00
-0.93%
108.00
-0.28%
108.30
Tax Provision
214.70
+28.49%
167.10
+1.70%
164.30
+124.15%
73.30
Tax Rate For Calcs
0.00
+9.44%
0.00
-11.76%
0.00
-2.39%
0.00
Tax Effect Of Unusual Items
-0.26
0.00
-100.00%
0.02
+101.12%
-1.82
Net Income Including Noncontrolling Interests
872.70
+14.80%
760.20
+18.32%
642.50
+132.28%
276.60
Net Income From Continuing Operation Net Minority Interest
872.70
+14.80%
760.20
+18.32%
642.50
+132.28%
276.60
Net Income From Continuing And Discontinued Operation
872.70
+14.80%
760.20
+18.32%
642.50
+132.28%
276.60
Net Income Continuous Operations
872.70
+14.80%
760.20
+18.32%
642.50
+132.28%
276.60
Net Income Discontinuous Operations
—
—
0.00
0.00
Minority Interests
—
—
—
0.00
Normalized Income
873.74
+14.94%
760.20
+18.33%
642.42
+126.62%
283.48
Net Income Common Stockholders
865.00
+14.95%
752.50
+18.41%
635.50
+129.75%
276.60
Otherunder Preferred Stock Dividend
7.70
+0.00%
7.70
+10.00%
7.00
—
Diluted EPS
16.93
+17.08%
14.46
+21.00%
11.95
+136.63%
5.05
Basic EPS
17.14
+17.80%
14.55
+21.05%
12.02
+136.15%
5.09
Basic Average Shares
50.47
-3.37%
52.23
-2.29%
53.46
-1.69%
54.37
Diluted Average Shares
51.09
-2.84%
52.58
-2.23%
53.78
-1.82%
54.78
Diluted NI Availto Com Stockholders
865.00
+14.95%
752.50
+18.41%
635.50
+129.75%
276.60
Loss Adjustment Expense
2,927.80
+5.83%
2,766.50
+9.70%
2,521.80
+6.86%
2,359.80
Net Policyholder Benefits And Claims
2,927.80
+5.83%
2,766.50
+9.70%
2,521.80
+6.86%
2,359.80
Policyholder Benefits Ceded
5,327.60
-15.72%
6,321.30
+18.71%
5,324.80
-2.76%
5,476.00
Policyholder Benefits Gross
8,255.40
-9.16%
9,087.80
+15.82%
7,846.60
+0.14%
7,835.80
Preferred Stock Dividends
—
—
—
—
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Assets
36,289.60
+3.62%
35,020.60
+4.12%
33,635.20
+1.56%
33,117.30
Cash Cash Equivalents And Short Term Investments
4,552.00
-50.87%
9,264.40
+148.14%
3,733.60
-53.19%
7,975.90
Cash And Cash Equivalents
1,834.10
+1.46%
1,807.70
+11.08%
1,627.40
+5.90%
1,536.70
Other Short Term Investments
2,717.90
-63.55%
7,456.70
+254.04%
2,106.20
-67.29%
6,439.20
Receivables
8,460.70
-12.17%
9,633.50
+8.06%
8,914.80
-5.22%
9,405.80
Accounts Receivable
8,394.00
-12.14%
9,553.90
+8.01%
8,845.00
-4.94%
9,304.30
Receivables Adjustments Allowances
-10.40
-44.44%
-7.20
+20.00%
-9.00
+2.17%
-9.20
Other Receivables
77.10
-11.18%
86.80
+10.15%
78.80
-28.82%
110.70
Net PPE
841.70
+9.55%
768.30
+12.03%
685.80
+6.31%
645.10
Goodwill And Other Intangible Assets
3,168.30
+0.53%
3,151.60
-3.32%
3,259.80
-6.99%
3,504.70
Goodwill
2,646.30
+1.16%
2,616.00
+0.28%
2,608.80
+0.22%
2,603.00
Other Intangible Assets
522.00
-2.54%
535.60
-17.73%
651.00
-27.80%
901.70
Investments And Advances
9,164.30
+19.56%
7,665.20
+3.68%
7,393.20
+10.01%
6,720.50
Total Liabilities Net Minority Interest
30,418.00
+1.69%
29,913.90
+3.78%
28,825.70
-0.22%
28,888.60
Payables And Accrued Expenses
2,741.80
-21.07%
3,473.80
+17.27%
2,962.10
-11.59%
3,350.30
Payables
2,741.80
-21.07%
3,473.80
+17.27%
2,962.10
-11.59%
3,350.30
Accounts Payable
2,101.20
-27.90%
2,914.20
+20.46%
2,419.30
-10.49%
2,702.80
Other Payable
640.60
+14.47%
559.60
+3.10%
542.80
-16.17%
647.50
Current Debt And Capital Lease Obligation
—
—
0.00
-100.00%
224.70
Current Debt
—
—
0.00
-100.00%
224.70
Long Term Debt And Capital Lease Obligation
2,206.90
+5.94%
2,083.10
+0.13%
2,080.40
+9.20%
1,905.20
Long Term Debt
2,206.90
+5.94%
2,083.10
+0.13%
2,080.40
+9.20%
1,905.20
Stockholders Equity
5,871.60
+14.98%
5,106.70
+6.18%
4,809.50
+13.73%
4,228.70
Common Stock Equity
5,871.60
+14.98%
5,106.70
+6.18%
4,809.50
+13.73%
4,228.70
Capital Stock
0.50
+0.00%
0.50
-16.67%
0.60
+0.00%
0.60
Common Stock
0.50
+0.00%
0.50
-16.67%
0.60
+0.00%
0.60
Preferred Stock
—
—
—
—
Share Issued
52.09
-1.96%
53.13
-2.07%
54.25
-1.59%
55.13
Ordinary Shares Number
49.79
-2.05%
50.83
-2.16%
51.96
-1.66%
52.83
Treasury Shares Number
2.30
+0.00%
2.30
+0.00%
2.30
+0.00%
2.30
Additional Paid In Capital
1,711.80
+1.48%
1,686.80
+1.10%
1,668.50
+1.87%
1,637.80
Retained Earnings
4,826.30
+10.23%
4,378.30
+8.69%
4,028.20
+8.89%
3,699.30
Gains Losses Not Affecting Retained Earnings
-544.20
+34.91%
-836.10
-9.29%
-765.00
+22.43%
-986.20
Treasury Stock
122.80
+0.00%
122.80
+0.00%
122.80
+0.00%
122.80
Minority Interest
—
—
—
—
Other Equity Adjustments
-544.20
+34.91%
-836.10
-9.29%
-765.00
+22.43%
-986.20
Total Equity Gross Minority Interest
5,871.60
+14.98%
5,106.70
+6.18%
4,809.50
+13.73%
4,228.70
Total Capitalization
8,078.50
+12.36%
7,189.80
+4.35%
6,889.90
+12.32%
6,133.90
Invested Capital
8,078.50
+12.36%
7,189.80
+4.35%
6,889.90
+8.36%
6,358.60
Total Debt
2,206.90
+5.94%
2,083.10
+0.13%
2,080.40
-2.32%
2,129.90
Net Debt
372.80
+35.37%
275.40
-39.21%
453.00
-23.63%
593.20
Net Tangible Assets
2,703.30
+38.27%
1,955.10
+26.16%
1,549.70
+114.05%
724.00
Tangible Book Value
2,703.30
+38.27%
1,955.10
+26.16%
1,549.70
+114.05%
724.00
Current Notes Payable
—
—
0.00
-100.00%
224.70
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
1,833.90
+37.61%
1,332.70
+17.10%
1,138.10
+90.67%
596.90
Cash Flow From Continuing Operating Activities
1,833.90
+37.61%
1,332.70
+17.10%
1,138.10
+90.67%
596.90
Cash From Discontinued Operating Activities
—
—
0.00
0.00
Net Income From Continuing Operations
872.70
+14.80%
760.20
+18.32%
642.50
+132.28%
276.60
Depreciation
—
139.40
+27.54%
109.30
+26.65%
86.30
Amortization Cash Flow
—
84.10
-3.44%
87.10
-8.99%
95.70
Depreciation And Amortization
250.00
+11.86%
223.50
+13.80%
196.40
+7.91%
182.00
Amortization Of Intangibles
—
84.10
-3.44%
87.10
-8.99%
95.70
Other Non Cash Items
53.80
+189.07%
-60.40
-2182.76%
2.90
-85.64%
20.20
Stock Based Compensation
85.70
+5.67%
81.10
+7.99%
75.10
+19.97%
62.60
Asset Impairment Charge
—
0.00
0.00
-100.00%
7.80
Deferred Tax
101.40
-58.60%
244.90
+325.71%
-108.50
-270.06%
63.80
Deferred Income Tax
101.40
-58.60%
244.90
+325.71%
-108.50
-270.06%
63.80
Operating Gains Losses
82.50
-2.25%
84.40
+22.85%
68.70
-61.77%
179.70
Gain Loss On Investment Securities
71.80
-5.28%
75.80
+10.33%
68.70
-61.77%
179.70
Change In Working Capital
387.80
+38880.00%
-1.00
-100.38%
261.00
+233.30%
-195.80
Change In Receivables
723.30
+200.54%
-719.40
-254.31%
466.20
+136.56%
-1,275.10
Changes In Account Receivables
723.30
+200.54%
-719.40
-254.31%
466.20
+136.56%
-1,275.10
Change In Payables And Accrued Expense
72.60
+98.36%
36.60
+139.52%
-92.60
-941.82%
11.00
Change In Payable
72.60
+98.36%
36.60
+139.52%
-92.60
-941.82%
11.00
Change In Account Payable
—
69.70
+201.75%
-68.50
-264.27%
41.70
Change In Other Working Capital
7.40
+101.99%
-371.00
-466.41%
-65.50
+74.97%
-261.70
Investing Cash Flow
-1,457.80
-121.62%
-657.80
-3.15%
-637.70
-143.30%
-262.10
Cash Flow From Continuing Investing Activities
-1,457.80
-121.62%
-657.80
-3.15%
-637.70
-143.30%
-262.10
Cash From Discontinued Investing Activities
—
—
0.00
0.00
Net PPE Purchase And Sale
-235.50
-6.42%
-221.30
-9.28%
-202.50
-8.70%
-186.30
Purchase Of PPE
-235.50
-6.42%
-221.30
-9.28%
-202.50
-8.70%
-186.30
Capital Expenditure
-235.50
-6.42%
-221.30
-9.28%
-202.50
-8.70%
-186.30
Net Investment Purchase And Sale
-1,220.60
-203.56%
-402.10
+0.00%
-402.10
-1392.93%
31.10
Purchase Of Investment
-3,320.10
-34.06%
-2,476.60
-8.13%
-2,290.30
+28.41%
-3,199.00
Sale Of Investment
2,099.50
+1.21%
2,074.50
+9.87%
1,888.20
-41.54%
3,230.10
Net Business Purchase And Sale
-23.50
-31.28%
-17.90
-5866.67%
-0.30
+99.56%
-67.70
Purchase Of Business
-23.50
-31.28%
-17.90
-5866.67%
-0.30
+99.59%
-72.50
Gain Loss On Sale Of Business
10.70
+24.42%
8.60
0.00
0.00
Net Other Investing Changes
6.00
+5900.00%
0.10
-95.83%
2.40
+300.00%
0.60
Financing Cash Flow
-364.20
+23.73%
-477.50
-18.22%
-403.90
+50.65%
-818.40
Cash Flow From Continuing Financing Activities
-364.20
+23.73%
-477.50
-18.22%
-403.90
+50.65%
-818.40
Net Issuance Payments Of Debt
121.70
0.00
+100.00%
-51.80
+31.75%
-75.90
Issuance Of Debt
298.00
0.00
-100.00%
173.20
0.00
Repayment Of Debt
-176.30
0.00
+100.00%
-225.00
-196.44%
-75.90
Long Term Debt Issuance
298.00
0.00
-100.00%
173.20
0.00
Long Term Debt Payments
-176.30
0.00
+100.00%
-225.00
-196.44%
-75.90
Net Long Term Debt Issuance
121.70
—
-51.80
+31.75%
-75.90
Short Term Debt Issuance
—
—
—
0.00
Short Term Debt Payments
—
—
—
0.00
Net Short Term Debt Issuance
—
—
—
0.00
Net Common Stock Issuance
-303.70
+1.20%
-307.40
-59.19%
-193.10
+66.29%
-572.80
Common Stock Payments
-303.70
+1.20%
-307.40
-59.19%
-193.10
+66.29%
-572.80
Common Stock Dividend Paid
-168.40
-8.02%
-155.90
-2.36%
-152.30
-1.40%
-150.20
Cash Dividends Paid
-168.40
-8.02%
-155.90
-2.36%
-152.30
-1.40%
-150.20
Repurchase Of Capital Stock
-303.70
+1.20%
-307.40
-59.19%
-193.10
+66.29%
-572.80
Proceeds From Stock Option Exercised
-13.80
+2.82%
-14.20
-238.10%
-4.20
+78.46%
-19.50
Net Other Financing Charges
—
—
-2.50
—
Changes In Cash
11.90
-93.97%
197.40
+104.56%
96.50
+119.95%
-483.60
Effect Of Exchange Rate Changes
14.50
+184.80%
-17.10
-194.83%
-5.80
+83.19%
-34.50
Beginning Cash Position
1,807.70
+11.08%
1,627.40
+5.90%
1,536.70
-25.21%
2,054.80
End Cash Position
1,834.10
+1.46%
1,807.70
+11.08%
1,627.40
+5.90%
1,536.70
Free Cash Flow
1,598.40
+43.82%
1,111.40
+18.79%
935.60
+127.86%
410.60
Interest Paid Supplemental Data
107.20
-0.19%
107.40
+0.00%
107.40
-1.10%
108.60
Income Tax Paid Supplemental Data
271.60
+114.53%
126.60
-45.64%
232.90
+82.38%
127.70
Preferred Stock Dividend Paid
—
—
0.00
0.00
Sale Of Business
—
—
0.00
-100.00%
4.80
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

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