Symbols / ALKT Stock $15.78 -3.90% Alkami Technology, Inc.

Technology • Software - Application • United States • NMS
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Stock Fundamentals
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Index EQUITY
Sector Technology
Industry Software - Application
CEO Mr. Alex P. Shootman
Exch · Country NMS · United States
Market Cap 1.69B
Enterprise Value 2.01B
Income -47.65M
Sales 443.64M
FCF (ttm) 85.28M
Book/sh 3.41
Cash/sh 0.93
Employees 1,225
Insider 10d —
IPO Apr 14, 2021
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout 0.00%
P/E —
Forward P/E 13.90
PEG —
P/S 3.81
P/B 4.62
P/C —
EV/EBITDA -52.67
EV/Sales 4.54
Quick Ratio 1.68
Current Ratio 2.09
Debt/Eq 101.79
LT Debt/Eq —
EPS (ttm) -0.47
EPS next Y 1.14
EPS Growth —
Revenue Growth 34.70%
EPS Gr Q/Q —
Rev Gr Q/Q —
Earnings (next) 2026-07-29
Earnings (prior) 2026-04-29
ROA -4.72%
ROE -13.25%
ROIC —
Gross Margin 57.84%
Oper. Margin -7.59%
Profit Margin -10.74%
Shs Outstand 107.02M
Shs Float 64.34M
Insider Own 23.68%
Instit Own 92.31%
Short Float 12.02%
Short Ratio 6.78
Short Interest 8.91M
52W High 31.66
vs 52W High -50.16%
52W Low 14.11
vs 52W Low 11.84%
Beta 0.57
Impl. Vol. 55.71%
Rel Volume 1.56
Avg Volume 2.00M
Volume 3.13M
Target (mean) $22.67
Tgt Median $21.00
Tgt Low $18.00
Tgt High $28.00
# Analysts 9
Recom Buy
Prev Close $16.42
Price $15.78
Change -3.90%
About

Alkami Technology, Inc. provides a cloud-based digital sales and service platform for financial institutions in the United States. The company offers the Alkami digital sales & service platform, which includes the Alkami digital banking platform, onboarding & account opening, and data & marketing modules. Its solutions enable financial institutions to onboard and engage new users, accelerate revenues, and enhance operational efficiency, with the support of proprietary, cloud-based, and multi-tenant architecture. It serves community, regional, super-regional credit unions, and banks. The company was founded in 2009 and is based in Plano, Texas.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$22.67
Mean price target
2. Current target
$15.78
Latest analyst target
3. DCF / Fair value
$14.34
Simplified: (Free Cash Flow ÷ Shares) × 18 (P/FCF multiple). Not a …
Ratings
Current target
$15.78
Low
$18.00
High
$28.00
Mean
$22.67

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2026-04-30 main Citizens Market Outperform → Market Outperform $23
2026-02-26 main Barclays Equal-Weight → Equal-Weight $21
2026-02-26 main Citizens Market Outperform → Market Outperform $28
2026-02-26 main Needham Buy → Buy $22
2026-02-18 main JP Morgan Overweight → Overweight $22
2026-01-29 reit Citizens Market Outperform → Market Outperform $40
2025-11-03 main Goldman Sachs Neutral → Neutral $26
2025-10-31 main JP Morgan Overweight → Overweight $38
2025-10-31 main Barclays Equal-Weight → Equal-Weight $25
2025-10-31 main Citizens Market Outperform → Market Outperform $40
2025-10-31 main Needham Buy → Buy $32
2025-05-01 main Lake Street Buy → Buy $41
2025-05-01 reit JMP Securities Market Outperform → Market Outperform $46
2025-05-01 main Needham Buy → Buy $40
2025-04-14 main Barclays Equal-Weight → Equal-Weight $30
2025-03-13 up Stephens & Co. Equal-Weight → Overweight $40
2025-03-03 main Goldman Sachs Neutral → Neutral $32
2025-03-03 main Barclays Equal-Weight → Equal-Weight $35
2024-12-09 main JP Morgan Overweight → Overweight $45
2024-11-01 main Goldman Sachs Neutral → Neutral $39
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2026-04-02 SMITH BRIAN R Director and Beneficial Owner of more than 10% of a Class of Security — 1,160 $0.00 $0
2026-04-02 MITCHELL STEVEN RYAN Director — 524 $0.00 $0
2026-04-02 ALVAREZ MARIA INES Director — 674 $0.00 $0
2026-03-12 GENERAL ATLANTIC L.P. Beneficial Owner of more than 10% of a Class of Security — 500,000 $18.33 $9,165,000
2026-03-11 PAYNE JOSEPH P Director — 5,500 $18.22 $100,238
2026-03-11 GENERAL ATLANTIC L.P. Director and Beneficial Owner of more than 10% of a Class of Security — 2,846,015 $17.35 $50,564,148
2026-03-09 SHOOTMAN ALEX P Chief Executive Officer — 10,876 $16.59 $180,433
2026-03-04 SHOOTMAN ALEX P Chief Executive Officer — 423,217 $0.00 $0
2026-03-04 SACHDEVA PRERNA Officer — 24,184 $0.00 $0
2026-03-04 LINEBARGER DOUGLAS A Officer — 133,011 $0.00 $0
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
443.64
+32.89%
333.85
+26.06%
264.83
+29.65%
204.27
Operating Revenue
434.27
+32.87%
326.85
+25.31%
260.84
+29.56%
201.33
Cost Of Revenue
187.04
+36.31%
137.22
+13.67%
120.72
+25.82%
95.95
Reconciled Cost Of Revenue
165.82
+29.40%
128.15
+14.90%
111.52
+25.27%
89.03
Gross Profit
256.60
+30.50%
196.63
+36.44%
144.11
+33.04%
108.32
Operating Expense
305.12
+26.57%
241.06
+16.14%
207.55
+16.25%
178.54
Research And Development
118.40
+23.06%
96.21
+13.64%
84.66
+22.11%
69.33
Selling General And Administration
181.03
+26.23%
143.41
+18.08%
121.46
+12.40%
108.06
Selling And Marketing Expense
80.14
+34.09%
59.77
+23.08%
48.56
+31.91%
36.81
General And Administrative Expense
100.89
+20.61%
83.65
+14.75%
72.90
+2.32%
71.25
Other Gand A
100.89
+20.61%
83.65
+14.75%
72.90
+2.32%
71.25
Total Expenses
492.16
+30.10%
378.28
+15.23%
328.27
+19.59%
274.49
Operating Income
-48.52
-9.20%
-44.43
+29.97%
-63.44
+9.65%
-70.22
Total Operating Income As Reported
-53.64
-20.19%
-44.63
+29.95%
-63.70
-10.43%
-57.69
EBITDA
-22.56
+23.66%
-29.56
+34.10%
-44.85
+4.84%
-47.14
Normalized EBITDA
-17.45
+40.59%
-29.36
+34.33%
-44.72
+24.78%
-59.45
Reconciled Depreciation
26.91
+156.11%
10.51
-1.16%
10.63
+31.65%
8.07
EBIT
-49.48
-23.49%
-40.07
+27.79%
-55.48
-0.50%
-55.21
Total Unusual Items
-5.12
-2524.62%
-0.20
-41.30%
-0.14
-101.12%
12.31
Total Unusual Items Excluding Goodwill
-5.12
-2524.62%
-0.20
-41.30%
-0.14
-101.12%
12.31
Special Income Charges
-5.12
-2524.62%
-0.20
+70.98%
-0.67
-105.37%
12.51
Other Special Charges
—
—
0.41
+2172.22%
0.02
Impairment Of Capital Assets
1.66
0.00
0.00
—
Restructuring And Mergern Acquisition
3.46
+1675.90%
0.20
-25.86%
0.26
+102.10%
-12.53
Net Income
-47.65
-16.69%
-40.84
+35.09%
-62.91
-7.36%
-58.60
Pretax Income
-58.96
-45.49%
-40.53
+35.54%
-62.87
-6.45%
-59.06
Net Non Operating Interest Income Expense
-5.33
-229.93%
4.10
+476.51%
0.71
+161.61%
-1.15
Interest Expense Non Operating
9.49
+1957.70%
0.46
-93.76%
7.38
+91.79%
3.85
Net Interest Income
-5.33
-229.93%
4.10
+476.51%
0.71
+161.61%
-1.15
Interest Expense
9.49
+1957.70%
0.46
-93.76%
7.38
+91.79%
3.85
Interest Income Non Operating
4.16
-8.77%
4.56
-43.67%
8.10
+200.26%
2.70
Interest Income
4.16
-8.77%
4.56
-43.67%
8.10
+200.26%
2.70
Other Income Expense
-5.12
-2524.62%
-0.20
-41.30%
-0.14
-101.12%
12.31
Gain On Sale Of Security
—
—
0.53
+367.00%
-0.20
Tax Provision
-11.31
-3772.08%
0.31
+600.00%
0.04
+109.54%
-0.46
Tax Rate For Calcs
0.00
-8.57%
0.00
+0.00%
0.00
+2900.00%
0.00
Tax Effect Of Unusual Items
-0.98
-2299.65%
-0.04
-41.30%
-0.03
-133.63%
0.09
Net Income Including Noncontrolling Interests
-47.65
-16.69%
-40.84
+35.09%
-62.91
-7.36%
-58.60
Net Income From Continuing Operation Net Minority Interest
-47.65
-16.69%
-40.84
+35.09%
-62.91
-7.36%
-58.60
Net Income From Continuing And Discontinued Operation
-47.65
-16.69%
-40.84
+35.09%
-62.91
-7.36%
-58.60
Net Income Continuous Operations
-47.65
-16.69%
-40.84
+35.09%
-62.91
-7.36%
-58.60
Normalized Income
-43.52
-6.97%
-40.68
+35.23%
-62.80
+11.32%
-70.82
Net Income Common Stockholders
-47.65
-16.69%
-40.84
+35.09%
-62.91
-7.36%
-58.60
Diluted EPS
-0.46
-12.20%
-0.41
+38.81%
-0.67
-4.69%
-0.64
Basic EPS
-0.46
-12.20%
-0.41
+38.81%
-0.67
-4.69%
-0.64
Basic Average Shares
103.90
+5.06%
98.89
+5.11%
94.08
+3.43%
90.96
Diluted Average Shares
103.90
+5.06%
98.89
+5.11%
94.08
+3.43%
90.96
Diluted NI Availto Com Stockholders
-47.65
-16.69%
-40.84
+35.09%
-62.91
-7.36%
-58.60
Amortization
5.69
+296.38%
1.44
+0.00%
1.44
+24.24%
1.16
Amortization Of Intangibles Income Statement
5.69
+296.38%
1.44
+0.00%
1.44
+24.24%
1.16
Depreciation Amortization Depletion Income Statement
5.69
+296.38%
1.44
+0.00%
1.44
+24.24%
1.16
Depreciation And Amortization In Income Statement
5.69
+296.38%
1.44
+0.00%
1.44
+24.24%
1.16
Preferred Stock Dividends
—
—
—
—
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Assets
847.23
+93.75%
437.28
+9.37%
399.82
-18.22%
488.88
Current Assets
187.22
+3.22%
181.38
+22.07%
148.59
-38.64%
242.16
Cash Cash Equivalents And Short Term Investments
99.09
-14.38%
115.73
+25.63%
92.12
-53.08%
196.35
Cash And Cash Equivalents
63.46
-32.75%
94.36
+130.55%
40.93
-62.36%
108.72
Other Short Term Investments
35.63
+66.71%
21.38
-58.25%
51.20
-41.58%
87.64
Receivables
51.49
+32.93%
38.74
+9.13%
35.50
+35.25%
26.25
Accounts Receivable
44.14
+34.29%
32.87
+9.15%
30.11
+38.98%
21.66
Receivables Adjustments Allowances
-0.56
-161.03%
-0.21
+63.71%
-0.59
+25.41%
-0.79
Other Receivables
7.91
+30.04%
6.09
+1.86%
5.97
+11.31%
5.37
Prepaid Assets
—
—
—
—
Current Deferred Assets
15.89
+20.35%
13.21
+27.86%
10.33
+31.50%
7.86
Other Current Assets
20.74
+51.39%
13.70
+28.80%
10.63
-9.18%
11.71
Total Non Current Assets
660.01
+157.92%
255.90
+1.85%
251.24
+1.83%
246.72
Net PPE
22.18
-5.21%
23.40
-28.45%
32.70
+15.83%
28.23
Gross PPE
26.98
-2.72%
27.73
-46.26%
51.60
+19.35%
43.23
Accumulated Depreciation
-4.80
-10.78%
-4.33
+77.09%
-18.90
-25.98%
-15.00
Properties
0.00
0.00
0.00
0.00
Machinery Furniture Equipment
3.28
+11.90%
2.93
-73.96%
11.27
+6.06%
10.62
Construction In Progress
—
19.73
+60.87%
12.26
+97.09%
6.22
Other Properties
13.46
-7.57%
14.56
-7.55%
15.75
+7.39%
14.67
Leases
10.23
+0.01%
10.23
-16.92%
12.31
+5.10%
11.71
Goodwill And Other Intangible Assets
580.28
+204.91%
190.31
+3.51%
183.86
-3.54%
190.61
Goodwill
403.40
+172.48%
148.05
+0.00%
148.05
+0.02%
148.02
Other Intangible Assets
176.88
+318.52%
42.26
+18.03%
35.81
-15.93%
42.59
Non Current Deferred Assets
47.43
+27.58%
37.18
+20.97%
30.73
+24.01%
24.78
Other Non Current Assets
10.12
+101.96%
5.01
+26.89%
3.95
+27.55%
3.10
Total Liabilities Net Minority Interest
485.18
+504.61%
80.25
+7.16%
74.88
-51.64%
154.84
Current Liabilities
89.55
+96.50%
45.57
+15.57%
39.43
-5.25%
41.61
Payables And Accrued Expenses
49.77
+73.49%
28.69
+10.78%
25.90
+21.48%
21.32
Payables
5.84
-4.68%
6.13
-29.10%
8.64
+58.96%
5.44
Accounts Payable
5.84
-4.68%
6.13
-18.04%
7.48
+74.27%
4.29
Current Accrued Expenses
43.93
+94.72%
22.56
+30.75%
17.25
+8.65%
15.88
Pensionand Other Post Retirement Benefit Plans Current
—
0.76
+11.00%
0.68
-4.88%
0.72
Total Tax Payable
—
0.63
-45.63%
1.17
+1.66%
1.15
Current Debt And Capital Lease Obligation
1.58
+17.35%
1.34
+11.45%
1.21
-82.40%
6.84
Current Debt
—
—
—
3.19
Other Current Borrowings
—
—
—
3.19
Current Capital Lease Obligation
1.58
+17.35%
1.34
+11.45%
1.21
-67.05%
3.66
Current Deferred Liabilities
34.77
+156.08%
13.58
+23.62%
10.98
+24.32%
8.84
Current Deferred Revenue
34.77
+156.08%
13.58
+23.62%
10.98
+24.32%
8.84
Total Non Current Liabilities Net Minority Interest
395.63
+1040.90%
34.68
-2.19%
35.45
-68.69%
113.22
Long Term Debt And Capital Lease Obligation
366.97
+2044.89%
17.11
-5.22%
18.05
-81.43%
97.21
Long Term Debt
351.23
—
—
81.39
Long Term Capital Lease Obligation
15.74
-8.01%
17.11
-5.22%
18.05
+14.13%
15.82
Non Current Deferred Liabilities
28.43
+63.85%
17.35
+1.47%
17.10
+9.48%
15.62
Non Current Deferred Revenue
25.80
+66.17%
15.53
+0.92%
15.38
+10.64%
13.90
Non Current Deferred Taxes Liabilities
2.62
+44.07%
1.82
+6.36%
1.71
+0.06%
1.71
Other Non Current Liabilities
0.24
+7.73%
0.22
-27.87%
0.30
-23.75%
0.40
Stockholders Equity
362.05
+1.41%
357.03
+9.88%
324.94
-2.73%
334.05
Common Stock Equity
362.05
+1.41%
357.03
+9.88%
324.94
-2.73%
334.05
Capital Stock
0.11
+3.92%
0.10
+5.15%
0.10
+5.43%
0.09
Common Stock
0.11
+3.92%
0.10
+5.15%
0.10
+5.43%
0.09
Preferred Stock
0.00
0.00
0.00
0.00
Share Issued
106.10
+3.93%
102.09
+5.55%
96.72
+5.00%
92.11
Ordinary Shares Number
106.10
+3.93%
102.09
+5.55%
96.72
+5.00%
92.11
Additional Paid In Capital
885.80
+6.32%
833.13
+9.59%
760.21
+7.62%
706.41
Retained Earnings
-523.85
-10.01%
-476.20
-9.38%
-435.37
-16.89%
-372.45
Total Equity Gross Minority Interest
362.05
+1.41%
357.03
+9.88%
324.94
-2.73%
334.05
Total Capitalization
713.28
+99.78%
357.03
+9.88%
324.94
-21.78%
415.44
Working Capital
97.67
-28.08%
135.81
+24.42%
109.16
-45.57%
200.55
Invested Capital
713.28
+99.78%
357.03
+9.88%
324.94
-22.38%
418.63
Total Debt
368.55
+1897.32%
18.45
-4.18%
19.26
-81.49%
104.05
Net Debt
287.77
—
—
—
Capital Lease Obligations
17.32
-6.16%
18.45
-4.18%
19.26
-1.11%
19.47
Net Tangible Assets
-218.23
-230.90%
166.72
+18.17%
141.08
-1.64%
143.44
Tangible Book Value
-218.23
-230.90%
166.72
+18.17%
141.08
-1.64%
143.44
Current Provisions
3.43
+74.99%
1.96
+196.82%
0.66
-83.06%
3.90
Derivative Product Liabilities
—
—
—
—
Dueto Related Parties Current
—
—
—
0.00
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
42.91
+130.71%
18.60
+206.26%
-17.50
+54.00%
-38.05
Cash Flow From Continuing Operating Activities
42.91
+130.71%
18.60
+206.26%
-17.50
+54.00%
-38.05
Net Income From Continuing Operations
-47.65
-16.69%
-40.84
+35.09%
-62.91
-7.36%
-58.60
Depreciation Amortization Depletion
26.91
+156.11%
10.51
-1.16%
10.63
+31.65%
8.07
Depreciation And Amortization
26.91
+156.11%
10.51
-1.16%
10.63
+31.65%
8.07
Other Non Cash Items
1.10
+226.82%
-0.86
+75.06%
-3.47
+77.96%
-15.73
Stock Based Compensation
76.19
+28.18%
59.44
+16.02%
51.23
+14.89%
44.59
Asset Impairment Charge
1.66
0.00
0.00
—
Deferred Tax
-11.79
-10920.18%
0.11
+440.63%
-0.03
+95.36%
-0.69
Deferred Income Tax
-11.79
-10920.18%
0.11
+440.63%
-0.03
+95.36%
-0.69
Operating Gains Losses
—
—
-0.12
-156.42%
0.22
Gain Loss On Investment Securities
—
—
-0.53
-366.00%
0.20
Change In Working Capital
-3.50
+64.13%
-9.76
+23.94%
-12.83
+19.35%
-15.90
Change In Receivables
-11.28
-248.02%
-3.24
+64.98%
-9.25
-130.58%
-4.01
Changes In Account Receivables
-11.28
-248.02%
-3.24
+64.98%
-9.25
-130.58%
-4.01
Change In Prepaid Assets
-9.35
-135.42%
-3.97
-1034.59%
0.42
+113.31%
-3.19
Change In Payables And Accrued Expense
19.71
+493.26%
3.32
+3550.55%
0.09
+106.62%
-1.37
Change In Other Working Capital
-2.58
+56.01%
-5.87
-43.41%
-4.09
+44.14%
-7.32
Investing Cash Flow
-397.59
-1825.59%
23.04
-32.05%
33.91
+115.16%
-223.75
Cash Flow From Continuing Investing Activities
-397.59
-1825.59%
23.04
-32.05%
33.91
+115.16%
-223.75
Net PPE Purchase And Sale
-1.54
-29.04%
-1.20
-12.95%
-1.06
-0.09%
-1.06
Purchase Of PPE
-1.54
-29.04%
-1.20
-12.95%
-1.06
-0.09%
-1.06
Capital Expenditure
-8.69
-10.62%
-7.86
-24.84%
-6.29
-41.55%
-4.45
Capital Expenditure Reported
-7.15
-7.31%
-6.66
-27.24%
-5.23
-54.49%
-3.39
Net Investment Purchase And Sale
-13.41
-143.39%
30.90
-23.15%
40.20
+145.96%
-87.47
Purchase Of Investment
-45.21
-11.85%
-40.42
+71.30%
-140.82
+24.78%
-187.22
Sale Of Investment
31.80
-55.41%
71.31
-60.61%
181.02
+81.47%
99.75
Net Business Purchase And Sale
-375.50
0.00
0.00
+100.00%
-131.84
Purchase Of Business
-375.50
0.00
0.00
+100.00%
-131.84
Financing Cash Flow
323.79
+2645.35%
11.79
+113.43%
-87.82
-243.54%
61.18
Cash Flow From Continuing Financing Activities
323.79
+2645.35%
11.79
+113.43%
-87.82
-243.54%
61.18
Net Issuance Payments Of Debt
350.51
0.00
+100.00%
-85.00
-240.93%
60.31
Issuance Of Debt
395.51
0.00
0.00
-100.00%
85.00
Repayment Of Debt
-45.00
0.00
+100.00%
-85.00
-244.30%
-24.69
Long Term Debt Issuance
335.51
0.00
0.00
-100.00%
85.00
Long Term Debt Payments
0.00
0.00
+100.00%
-85.00
-244.30%
-24.69
Net Long Term Debt Issuance
335.51
0.00
+100.00%
-85.00
-240.93%
60.31
Short Term Debt Issuance
60.00
0.00
0.00
0.00
Short Term Debt Payments
-45.00
0.00
0.00
0.00
Net Short Term Debt Issuance
15.00
0.00
0.00
0.00
Net Common Stock Issuance
—
—
0.00
0.00
Common Stock Payments
—
—
0.00
0.00
Cash Dividends Paid
—
—
0.00
0.00
Repurchase Of Capital Stock
—
—
0.00
0.00
Proceeds From Stock Option Exercised
9.05
-63.77%
24.98
+46.00%
17.11
+222.47%
5.30
Net Other Financing Charges
-35.78
-171.39%
-13.18
+33.84%
-19.93
-348.99%
-4.44
Changes In Cash
-30.90
-157.83%
53.43
+174.82%
-71.41
+64.40%
-200.62
Beginning Cash Position
94.36
+130.55%
40.93
-63.57%
112.34
-64.10%
312.95
End Cash Position
63.46
-32.75%
94.36
+130.55%
40.93
-63.57%
112.34
Free Cash Flow
34.22
+218.53%
10.74
+145.15%
-23.79
+44.00%
-42.49
Interest Paid Supplemental Data
5.94
+2000.00%
0.28
-95.99%
7.06
+95.35%
3.61
Income Tax Paid Supplemental Data
0.47
+26.67%
0.38
+12.95%
0.33
+33.33%
0.25
Common Stock Issuance
—
—
0.00
0.00
Issuance Of Capital Stock
—
—
0.00
0.00
Net Preferred Stock Issuance
—
—
—
0.00
Preferred Stock Dividend Paid
—
—
0.00
0.00
Preferred Stock Issuance
—
—
—
0.00
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

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