Symbols / ALLY
ALLY Chart
About
Ally Financial Inc., a digital financial-services company, provides various digital financial products and services in the United States, Canada, and Bermuda. The company operates through Automotive Finance Operations, Insurance Operations, Corporate Finance Operations, and Corporate and Other segments. It offers automotive financing services, including providing retail installment sales contracts, loans and operating leases, term loans to dealers, financing dealer floorplans and other lines of credit to dealers, warehouse lines to automotive retailers, and fleet financing to consumers, automotive dealers and retailers, companies, and municipalities; and financing services to companies and municipalities for the purchase or lease of vehicles, and vehicle-remarketing services. The company also provides consumer finance protection and insurance products through the automotive dealer channel, and commercial insurance products directly to dealers; VSCs, VMCs, and GAP products; and underwrite select commercial insurance coverages, which primarily insure dealers' vehicle inventory. In addition, it provides senior secured asset-based and leveraged cash flow loans to middle-market companies; leveraged loans; commercial real estate product to serve companies in the nursing facilities, senior housing, and medical office buildings; and treasury activities, such as management of the cash and corporate investment securities and loan portfolios, short- and long-term debt, retail and brokered deposit liabilities, derivative instruments, original issue discount, and equity investments. Further, the company offers commercial banking products and services; and securities brokerage and investment advisory services. The company was formerly known as GMAC Inc. and changed its name to Ally Financial Inc. in May 2010. Ally Financial Inc. was founded in 1919 and is based in Detroit, Michigan.
Fundamentals
Scroll to Statements| Sector | Financial Services | Industry | Credit Services | Market Cap | 12.80B |
| Enterprise Value | 26.86B | Income | 742.00M | Sales | 7.37B |
| Book/sh | 42.70 | Cash/sh | 32.51 | Dividend Yield | 289.00% |
| Payout | 50.63% | Employees | — | IPO | — |
| P/E | 17.51 | Forward P/E | 6.57 | PEG | — |
| P/S | 1.74 | P/B | 0.97 | P/C | — |
| EV/EBITDA | — | EV/Sales | 3.64 | Quick Ratio | — |
| Current Ratio | — | Debt/Eq | — | LT Debt/Eq | — |
| EPS (ttm) | 2.37 | EPS next Y | 6.31 | EPS Growth | 265.40% |
| Revenue Growth | 12.00% | Earnings | 2026-04-16 | ROA | 0.44% |
| ROE | 5.80% | ROIC | — | Gross Margin | 0.00% |
| Oper. Margin | 20.40% | Profit Margin | 11.55% | Shs Outstand | 308.49M |
| Shs Float | 276.82M | Short Float | 3.77% | Short Ratio | 2.77 |
| Short Interest | — | 52W High | 47.27 | 52W Low | 29.52 |
| Beta | 1.16 | Avg Volume | 3.40M | Volume | 1.82M |
| Target Price | $52.76 | Recom | Buy | Prev Close | $40.51 |
| Price | $41.49 | Change | 2.42% |
Valuation Models
Price estimates from analyst targets and simple models.
1. Analyst consensus
$52.76
Mean price target
2. Current target
$41.49
Latest analyst target
3. DCF / Fair value
$35.55
Fallback: EPS × 15 (assumed fair P/E). No FCF data; use with …
Ratings
Current target
$41.49
Low
$46.00
High
$70.00
Mean
$52.76
Latest analyst rating changes
| Date | Action | Analyst | Rating Change | Price Target |
|---|---|---|---|---|
| 2026-02-05 | main | Evercore ISI Group | Outperform → Outperform | $51 |
| 2026-01-26 | main | Truist Securities | Buy → Buy | $50 |
| 2026-01-12 | main | JP Morgan | Overweight → Overweight | $48 |
| 2026-01-08 | main | TD Cowen | Buy → Buy | $55 |
| 2026-01-08 | init | UBS | — → Buy | $56 |
| 2026-01-06 | up | Evercore ISI Group | In-Line → Outperform | $53 |
| 2026-01-05 | main | Barclays | Equal-Weight → Equal-Weight | $54 |
| 2025-12-22 | main | Truist Securities | Buy → Buy | $51 |
| 2025-12-17 | up | Wells Fargo | Equal-Weight → Overweight | $52 |
| 2025-10-20 | main | JP Morgan | Overweight → Overweight | $43 |
| 2025-10-20 | main | Truist Securities | Buy → Buy | $47 |
| 2025-10-20 | up | TD Cowen | Hold → Buy | $50 |
| 2025-10-07 | main | JP Morgan | Overweight → Overweight | $42 |
| 2025-10-01 | main | Keefe, Bruyette & Woods | Outperform → Outperform | $51 |
| 2025-09-30 | main | Evercore ISI Group | In-Line → In-Line | $44 |
| 2025-09-29 | main | Morgan Stanley | Overweight → Overweight | $52 |
| 2025-09-23 | main | Evercore ISI Group | In-Line → In-Line | $45 |
| 2025-09-15 | main | Citigroup | Buy → Buy | $70 |
| 2025-09-02 | up | Wells Fargo | Underweight → Equal-Weight | $45 |
| 2025-07-24 | main | Truist Securities | Buy → Buy | $45 |
- Ally Financial Launches US$2b Buyback As Shares Trade Below Estimates - Yahoo Finance Wed, 25 Feb 2026 18
- Ally Financial Buyback Signals Confidence In Capital Returns And Credit Trends - simplywall.st Wed, 25 Feb 2026 18
- Ally Financial Inc. $ALLY Shares Sold by Towle & Co. - MarketBeat Sat, 21 Feb 2026 14
- SoFi vs Ally Financial: Which Financial Stock Is the Better Buy After 2026’s Selloff? - 24/7 Wall St. ue, 17 Feb 2026 08
- Up 10% In Last 12 Months, Can Ally Financial Stock Deliver Better Returns In 2026? - TIKR.com Sun, 08 Feb 2026 08
- 3 Reasons to Sell ALLY and 1 Stock to Buy Instead - Yahoo Finance Mon, 23 Feb 2026 04
- Ally Financial declares dividend on common stock and Series B and Series C preferred stock - PR Newswire Wed, 08 Oct 2025 07
- It Isn't a Trillion-Dollar Stock, But Investors Shouldn't Overlook This Digital Bank - The Motley Fool Wed, 04 Feb 2026 08
- Ally Financial Stock Up as It Rewards Shareholders With Buyback Plan - Zacks Investment Research hu, 11 Dec 2025 08
- Vanguard Group Inc. Sells 741,394 Shares of Ally Financial Inc. $ALLY - MarketBeat Sun, 22 Feb 2026 12
- Ally Financial Gains 13.7% in 6 Months: Should You Buy the Stock Now? - Yahoo Finance Mon, 09 Feb 2026 08
- ANTIPODES PARTNERS Ltd Reduces Stock Position in Ally Financial Inc. $ALLY - MarketBeat Sat, 21 Feb 2026 08
- 3 Reasons ALLY is Risky and 1 Stock to Buy Instead - Yahoo Finance Wed, 10 Dec 2025 08
- Why Is Ally Financial (ALLY) Stock Rocketing Higher Today - Yahoo Finance Wed, 10 Dec 2025 08
- Here's Why Ally Financial (ALLY) is a Strong Value Stock - Yahoo Finance ue, 21 Oct 2025 07
Insider Transactions
| Date | Shares | Value | Url | Text | Insider | Position | Transaction | Start Date | Ownership |
|---|---|---|---|---|---|---|---|---|---|
| 0 | 41135 | 1740010 | — | Stock Award(Grant) at price 42.30 per share. | TIMMERMAN DOUGLAS R. | Officer | — | 2026-02-03 00:00:00 | D |
| 1 | 99291 | 4200009 | — | Stock Award(Grant) at price 42.30 per share. | RHODES MICHAEL GEORGE | Chief Executive Officer | — | 2026-02-03 00:00:00 | D |
| 2 | 23405 | 990032 | — | Stock Award(Grant) at price 42.30 per share. | MEHLMAN HOPE | Officer | — | 2026-02-03 00:00:00 | D |
| 3 | 38298 | 1620005 | — | Stock Award(Grant) at price 42.30 per share. | HUTCHINSON RUSSELL E. | Chief Financial Officer | — | 2026-02-03 00:00:00 | D |
| 4 | 18972 | 802516 | — | Stock Award(Grant) at price 42.30 per share. | RICHARD STEPHANIE N. | Officer | — | 2026-02-03 00:00:00 | D |
| 5 | 18618 | 787541 | — | Stock Award(Grant) at price 42.30 per share. | PATTERSON KATHLEEN L. | Officer | — | 2026-02-03 00:00:00 | D |
| 6 | 27897 | 1180043 | — | Stock Award(Grant) at price 42.30 per share. | MCGRATH AUSTIN THOMAS | Officer | — | 2026-02-03 00:00:00 | D |
| 7 | 27483 | 1162531 | — | Stock Award(Grant) at price 42.30 per share. | HALL WILLIAM CADIK JR | Officer | — | 2026-02-03 00:00:00 | D |
| 8 | 11566 | 499307 | — | Purchase at price 43.17 per share. | HUTCHINSON RUSSELL E. | Chief Financial Officer | — | 2026-01-27 00:00:00 | D |
| 9 | 23800 | 991867 | — | Purchase at price 41.68 per share. | RHODES MICHAEL GEORGE | Chief Executive Officer | — | 2026-01-23 00:00:00 | I |
Financials
| Line Item | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| TaxEffectOfUnusualItems | -23.57M | -19.45M | 0.00 | -27.87M |
| TaxRateForCalcs | 0.20 | 0.13 | 0.27 | 0.20 |
| TotalUnusualItems | -118.00M | -149.00M | 0.00 | -136.00M |
| TotalUnusualItemsExcludingGoodwill | -118.00M | -149.00M | 0.00 | -136.00M |
| NetIncomeFromContinuingOperationNetMinorityInterest | 669.00M | 959.00M | 1.72B | 3.06B |
| ReconciledDepreciation | 1.20B | 1.23B | 1.33B | 1.26B |
| NetInterestIncome | 6.75B | 7.06B | 7.76B | 6.74B |
| InterestExpense | 7.47B | 6.90B | 2.86B | 1.91B |
| InterestIncome | 14.22B | 13.96B | 10.62B | 8.65B |
| NormalizedIncome | 763.43M | 1.09B | 1.72B | 3.17B |
| NetIncomeFromContinuingAndDiscontinuedOperation | 668.00M | 957.00M | 1.71B | 3.06B |
| RentExpenseSupplemental | 210.00M | 201.00M | 222.00M | |
| DilutedAverageShares | 313.04M | 310.16M | 305.13M | 318.63M |
| BasicAverageShares | 310.01M | 306.91M | 303.75M | 316.69M |
| DilutedEPS | 2.37 | 1.80 | 2.98 | 5.03 |
| BasicEPS | 2.39 | 1.82 | 3.00 | 5.06 |
| DilutedNIAvailtoComStockholders | 558.00M | 847.00M | 1.60B | 3.00B |
| NetIncomeCommonStockholders | 558.00M | 847.00M | 1.60B | 3.00B |
| PreferredStockDividends | 110.00M | 110.00M | 110.00M | 57.00M |
| NetIncome | 668.00M | 957.00M | 1.71B | 3.06B |
| NetIncomeIncludingNoncontrollingInterests | 668.00M | 957.00M | 1.71B | 3.06B |
| NetIncomeDiscontinuousOperations | -1.00M | -2.00M | -1.00M | -5.00M |
| NetIncomeContinuousOperations | 669.00M | 959.00M | 1.72B | 3.06B |
| TaxProvision | 167.00M | 144.00M | 627.00M | 790.00M |
| PretaxIncome | 836.00M | 1.10B | 2.34B | 3.85B |
| SpecialIncomeCharges | -118.00M | -149.00M | 0.00 | -136.00M |
| ImpairmentOfCapitalAssets | 118.00M | 149.00M | 0.00 | 0.00 |
| GainOnSaleOfSecurity | 66.00M | 134.00M | -252.00M | 427.00M |
| DepreciationAmortizationDepletionIncomeStatement | 979.00M | 1.06B | 1.11B | 743.00M |
| DepreciationAndAmortizationInIncomeStatement | 979.00M | 1.06B | 1.11B | 743.00M |
| Amortization | 19.00M | 25.00M | 31.00M | 20.00M |
| AmortizationOfIntangiblesIncomeStatement | 19.00M | 25.00M | 31.00M | 20.00M |
| DepreciationIncomeStatement | 960.00M | 1.04B | 1.08B | 723.00M |
| SellingGeneralAndAdministration | 3.32B | 3.27B | 3.16B | 2.71B |
| SellingAndMarketingExpense | 285.00M | 308.00M | 366.00M | 241.00M |
| GeneralAndAdministrativeExpense | 3.03B | 2.96B | 2.79B | 2.47B |
| InsuranceAndClaims | 1.19B | 1.06B | 890.00M | 823.00M |
| RentAndLandingFees | 210.00M | 201.00M | 222.00M | |
| SalariesAndWages | 1.84B | 1.90B | 1.90B | 1.64B |
| TotalRevenue | 8.90B | 9.07B | 9.24B | 8.78B |
| OperatingRevenue | 8.90B | 9.07B | 9.24B | 8.78B |
| OccupancyAndEquipment | 62.00M | |||
| ProfessionalExpenseAndContractServicesExpense | 147.00M | 145.00M | 173.00M | 146.00M |
| OtherNonInterestExpense | 1.35B | 1.38B | 1.16B | 1.08B |
| Line Item | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| TreasurySharesNumber | 210.39M | 209.40M | 208.36M | 166.58M |
| PreferredSharesNumber | 1.35M | 1.35M | 1.35M | 1.35M |
| OrdinarySharesNumber | 305.22M | 302.46M | 299.32M | 337.94M |
| ShareIssued | 515.61M | 511.86M | 507.68M | 504.52M |
| NetDebt | 8.83B | 13.18B | 14.09B | 11.97B |
| TotalDebt | 19.23B | 20.23B | 19.80B | 17.20B |
| TangibleBookValue | 10.97B | 10.64B | 9.62B | 13.78B |
| InvestedCapital | 30.70B | 31.50B | 30.20B | 31.75B |
| NetTangibleAssets | 13.30B | 12.96B | 11.94B | 16.10B |
| CapitalLeaseObligations | 111.00M | 113.00M | 137.00M | 175.00M |
| CommonStockEquity | 11.58B | 11.38B | 10.54B | 14.73B |
| PreferredStockEquity | 2.32B | 2.32B | 2.32B | 2.32B |
| TotalCapitalization | 31.40B | 31.27B | 30.62B | 34.08B |
| TotalEquityGrossMinorityInterest | 13.90B | 13.70B | 12.86B | 17.05B |
| StockholdersEquity | 13.90B | 13.70B | 12.86B | 17.05B |
| GainsLossesNotAffectingRetainedEarnings | -3.92B | -3.82B | -4.06B | -158.00M |
| OtherEquityAdjustments | -3.92B | -3.82B | -4.06B | -158.00M |
| TreasuryStock | 6.91B | 6.87B | 6.84B | 5.19B |
| RetainedEarnings | 270.00M | 91.00M | -384.00M | -1.60B |
| CapitalStock | 24.47B | 24.30B | 24.14B | 24.00B |
| CommonStock | 22.14B | 21.98B | 21.82B | 21.67B |
| PreferredStock | 2.32B | 2.32B | 2.32B | 2.32B |
| TotalLiabilitiesNetMinorityInterest | 177.93B | 182.63B | 178.97B | 165.06B |
| DerivativeProductLiabilities | 62.00M | |||
| EmployeeBenefits | 424.00M | 409.00M | 424.00M | 512.00M |
| NonCurrentPensionAndOtherPostretirementBenefitPlans | 512.00M | |||
| NonCurrentDeferredLiabilities | 122.00M | 103.00M | 169.00M | 176.00M |
| NonCurrentDeferredRevenue | 122.00M | 103.00M | 169.00M | 176.00M |
| NonCurrentDeferredTaxesLiabilities | 10.00M | |||
| LongTermDebtAndCapitalLeaseObligation | 17.61B | 17.68B | 17.90B | 17.20B |
| LongTermCapitalLeaseObligation | 111.00M | 113.00M | 137.00M | 175.00M |
| LongTermDebt | 17.50B | 17.57B | 17.76B | 17.03B |
| CurrentDebtAndCapitalLeaseObligation | 1.62B | 2.55B | 1.90B | 0.00 |
| CurrentDebt | 1.62B | 2.55B | 1.90B | 0.00 |
| OtherCurrentBorrowings | 1.62B | 2.55B | 1.90B | 0.00 |
| CurrentNotesPayable | 0.00 | |||
| PayablesAndAccruedExpenses | 1.40B | 1.37B | 843.00M | 794.00M |
| Payables | 1.40B | 1.37B | 843.00M | 794.00M |
| AccountsPayable | 1.40B | 1.37B | 843.00M | 794.00M |
| TotalAssets | 191.84B | 196.33B | 191.83B | 182.11B |
| InvestmentsAndAdvances | 27.78B | 28.61B | 30.43B | 38.50B |
| HeldToMaturitySecurities | 4.35B | 4.68B | 1.06B | 1.17B |
| AvailableForSaleSecurities | 3.79B | 3.56B | 3.12B | 3.48B |
| LongTermEquityInvestment | 632.00M | 651.00M | 608.00M | 472.00M |
| GoodwillAndOtherIntangibleAssets | 605.00M | 742.00M | 920.00M | 951.00M |
| OtherIntangibleAssets | 54.00M | 73.00M | 98.00M | 129.00M |
| Goodwill | 551.00M | 669.00M | 822.00M | 822.00M |
| NetPPE | 9.34B | 10.46B | 11.83B | 12.19B |
| AccumulatedDepreciation | -2.50B | -2.80B | -2.94B | -2.48B |
| GrossPPE | 11.84B | 13.26B | 14.77B | 14.67B |
| OtherProperties | 11.84B | 13.26B | 14.77B | 14.67B |
| Receivables | 1.24B | 1.12B | 950.00M | 727.00M |
| OtherReceivables | 312.00M | 189.00M | 164.00M | 127.00M |
| AccountsReceivable | 929.00M | 935.00M | 786.00M | 600.00M |
| OtherShortTermInvestments | 19.01B | 19.71B | 25.64B | 33.38B |
| CashAndCashEquivalents | 10.29B | 6.95B | 5.57B | 5.06B |
| CashCashEquivalentsAndFederalFundsSold | 11.38B | 7.44B | 6.22B | 5.67B |
| Line Item | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| FreeCashFlow | 1.07B | 1.80B | 2.71B | -1.08B |
| RepurchaseOfCapitalStock | -38.00M | -33.00M | -1.65B | -4.70B |
| RepaymentOfDebt | -4.48B | -4.59B | -6.51B | -6.46B |
| IssuanceOfDebt | 4.34B | 5.71B | 7.12B | 3.00B |
| IssuanceOfCapitalStock | 0.00 | 0.00 | 2.32B | |
| CapitalExpenditure | -3.46B | -2.76B | -3.53B | -5.12B |
| InterestPaidSupplementalData | 7.35B | 6.36B | 2.58B | 2.03B |
| IncomeTaxPaidSupplementalData | 135.00M | 1.29B | ||
| EndCashPosition | 11.38B | 7.44B | 6.22B | 5.67B |
| BeginningCashPosition | 7.44B | 6.22B | 5.67B | 16.57B |
| EffectOfExchangeRateChanges | -12.00M | 3.00M | -7.00M | 0.00 |
| ChangesInCash | 3.95B | 1.21B | 559.00M | -10.90B |
| FinancingCashFlow | -5.57B | 3.84B | 11.57B | -3.85B |
| CashFlowFromContinuingFinancingActivities | -5.57B | 3.84B | 11.57B | -3.85B |
| CashDividendsPaid | -482.00M | -478.00M | -494.00M | -381.00M |
| PreferredStockDividendPaid | -110.00M | -110.00M | -110.00M | -57.00M |
| CommonStockDividendPaid | -372.00M | -368.00M | -384.00M | -324.00M |
| NetPreferredStockIssuance | 0.00 | 0.00 | -386.00M | |
| PreferredStockPayments | 0.00 | 0.00 | -2.71B | |
| PreferredStockIssuance | 0.00 | 0.00 | 2.32B | |
| NetCommonStockIssuance | -38.00M | -33.00M | -1.65B | -1.99B |
| CommonStockPayments | -38.00M | -33.00M | -1.65B | -1.99B |
| NetIssuancePaymentsOfDebt | -1.82B | 2.01B | 3.02B | -5.60B |
| NetShortTermDebtIssuance | -1.67B | 898.00M | 2.40B | -2.14B |
| NetLongTermDebtIssuance | -147.00M | 1.11B | 617.00M | -3.46B |
| LongTermDebtPayments | -4.48B | -4.59B | -6.51B | -6.46B |
| LongTermDebtIssuance | 4.34B | 5.71B | 7.12B | 3.00B |
| InvestingCashFlow | 4.99B | -7.18B | -17.26B | -11.10B |
| CashFlowFromContinuingInvestingActivities | 4.99B | -7.18B | -17.26B | -11.10B |
| NetOtherInvestingChanges | -608.00M | -579.00M | -531.00M | -443.00M |
| NetInvestmentPurchaseAndSale | 2.19B | 1.94B | -1.19B | -4.79B |
| SaleOfInvestment | 3.70B | 2.87B | 6.10B | 18.35B |
| PurchaseOfInvestment | -1.60B | -857.00M | -7.31B | -23.20B |
| NetBusinessPurchaseAndSale | 1.96B | 0.00 | 0.00 | -699.00M |
| SaleOfBusiness | 1.96B | 0.00 | 0.00 | |
| PurchaseOfBusiness | 0.00 | 0.00 | -699.00M | |
| NetPPEPurchaseAndSale | 348.00M | 469.00M | -509.00M | -1.68B |
| SaleOfPPE | 3.81B | 3.23B | 3.02B | 3.44B |
| PurchaseOfPPE | -3.46B | -2.76B | -3.53B | -5.12B |
| OperatingCashFlow | 4.53B | 4.56B | 6.25B | 4.04B |
| CashFlowFromContinuingOperatingActivities | 4.53B | 4.56B | 6.25B | 4.04B |
| ChangeInWorkingCapital | 60.00M | 11.00M | 1.87B | -136.00M |
| ChangeInOtherWorkingCapital | 264.00M | 150.00M | 267.00M | -106.00M |
| ChangeInOtherCurrentLiabilities | 127.00M | -91.00M | -103.00M | 356.00M |
| ChangeInOtherCurrentAssets | 73.00M | -417.00M | 957.00M | -302.00M |
| ChangeInPayablesAndAccruedExpense | 32.00M | 450.00M | 198.00M | -204.00M |
| ChangeInPayable | 32.00M | 450.00M | 198.00M | -204.00M |
| ChangeInAccountPayable | 32.00M | 450.00M | 198.00M | -204.00M |
| OtherNonCashItems | 413.00M | 405.00M | -133.00M | -148.00M |
| UnrealizedGainLossOnInvestmentSecurities | 6.00M | -107.00M | 215.00M | |
| AssetImpairmentCharge | 118.00M | 149.00M | 0.00 | 0.00 |
| DepreciationAmortizationDepletion | 1.20B | 1.23B | 1.33B | 1.26B |
| DepreciationAndAmortization | 1.20B | 1.23B | 1.33B | 1.26B |
| OperatingGainsLosses | -102.00M | -53.00M | -147.00M | -236.00M |
| GainLossOnInvestmentSecurities | -78.00M | -37.00M | -95.00M | |
| NetIncomeFromContinuingOperations | 668.00M | 957.00M | 1.71B | 3.06B |
SEC Filings
Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.
Public Trades for ALLY
| Date | User | Asset | Broker | Type | Position Size | Entry Price | Patterns |
|---|