Symbols / AMTB Stock $23.06 +0.83% Amerant Bancorp Inc.

Financial Services • Banks - Regional • United States • NYQ
AMTB (Stock) Chart
O: — H: — L: — C: — V: —
SMA 20: — SMA 50: — SMA 200: —
Stock Fundamentals
Scroll to Statements
Index EQUITY
Sector Financial Services
Industry Banks - Regional
CEO —
Exch · Country NYQ · United States
Market Cap 968.44M
Enterprise Value 1.68B
Income 58.33M
Sales 399.57M
FCF (ttm) —
Book/sh 22.67
Cash/sh 4.68
Employees 699
Insider 10d —
IPO Oct 18, 2018
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout 25.35%
P/E 16.24
Forward P/E 11.07
PEG —
P/S 2.42
P/B 1.02
P/C —
EV/EBITDA —
EV/Sales 4.20
Quick Ratio —
Current Ratio —
Debt/Eq —
LT Debt/Eq —
EPS (ttm) 1.42
EPS next Y 2.08
EPS Growth 57.10%
Revenue Growth 3.30%
EPS Gr Q/Q 49.50%
Rev Gr Q/Q —
Earnings (next) 2026-07-22
Earnings (prior) 2026-04-23
ROA 0.58%
ROE 6.41%
ROIC —
Gross Margin 0.00%
Oper. Margin 30.47%
Profit Margin 14.60%
Shs Outstand 39.06M
Shs Float 34.36M
Insider Own 3.27%
Instit Own 67.70%
Short Float 3.68%
Short Ratio 4.96
Short Interest 1.19M
52W High 24.38
vs 52W High -5.41%
52W Low 15.62
vs 52W Low 47.63%
Beta 0.93
Impl. Vol. 98.34%
Rel Volume 0.14
Avg Volume 283.54K
Volume 38.37K
Target (mean) $25.50
Tgt Median $25.00
Tgt Low $24.00
Tgt High $28.00
# Analysts 4
Recom Buy
Prev Close $22.87
Price $23.06
Change 0.83%
About

Amerant Bancorp Inc. operates as the bank holding company for Amerant Bank, N.A. that provides banking products and services to individuals and businesses in the United States. The company offers checking, savings, business, and money market accounts; cash management services; and certificates of deposit. It also provides variable and fixed rate commercial real estate loans; owner-occupied; single-family residential; commercial; and Loans to financial institutions and acceptances, and consumer loans and overdrafts, such as automobile, personal, or loans secured by cash or securities and revolving credit card agreements. In addition, the company offers trust and estate planning products and services to high net worth customers; brokerage and investment advisory services in global capital markets; retail banking; mortgage; and wealth management and fiduciary services. Further, the company provides debit and credit cards, night depositories, direct deposits, cashier's checks, safe deposit boxes, letters of credit, wire transfer, remote deposit capture, and automated clearinghouse services; derivative instruments; and online and mobile banking, account balances, statements and other documents, online transfers and bill payment, and electronic delivery of customer statements services, as well as automated teller machines ATM, and banking by mobile devices, telephone, and mail. It also operates banking centers. The company was formerly known as Mercantil Bank Holding Corporation and changed its name to Amerant Bancorp Inc. in June 2019. Amerant Bancorp Inc. was founded in 1979 and is headquartered in Coral Gables, Florida.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$25.50
Mean price target
2. Current target
$23.06
Latest analyst target
3. DCF / Fair value
$21.30
Fallback: EPS × 15 (assumed fair P/E). No FCF data; use with …
Ratings
Current target
$23.06
Low
$24.00
High
$28.00
Mean
$25.50

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2026-01-28 main Keefe, Bruyette & Woods Market Perform → Market Perform $23
2026-01-26 main Piper Sandler Overweight → Overweight $25
2026-01-07 main Raymond James Outperform → Outperform $23
2025-11-03 main Keefe, Bruyette & Woods Market Perform → Market Perform $20
2025-10-29 up Raymond James Market Perform → Outperform $21
2025-10-29 main Piper Sandler Overweight → Overweight $22
2025-07-28 main Piper Sandler Overweight → Overweight $26
2025-07-28 main Keefe, Bruyette & Woods Market Perform → Market Perform $22
2025-04-29 reit Stephens & Co. Overweight → Overweight $24
2025-04-25 main Keefe, Bruyette & Woods Market Perform → Market Perform $20
2025-04-24 down Raymond James Outperform → Market Perform —
2025-01-27 main Keefe, Bruyette & Woods Market Perform → Market Perform $27
2025-01-23 reit Stephens & Co. Overweight → Overweight $29
2025-01-03 reit Stephens & Co. Overweight → Overweight $29
2024-12-04 main Keefe, Bruyette & Woods Market Perform → Market Perform $28
2024-10-25 main Piper Sandler Overweight → Overweight $29
2024-07-29 main Keefe, Bruyette & Woods Market Perform → Market Perform $24
2024-07-26 down Janney Montgomery Scott Buy → Neutral —
2024-05-03 main Keefe, Bruyette & Woods Market Perform → Market Perform $26
2024-01-26 main Keefe, Bruyette & Woods Market Perform → Market Perform $28
News
RSS: Latest AMTB news
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2026-04-27 IAFIGLIOLA CARLOS Chief Executive Officer — 885 $22.80 $20,177
2026-03-03 NURSEY MICHAEL E. Officer — 800 — —
2026-02-18 SANCHEZ MARIOLA TRIANA Officer — 1,740 — —
2026-02-18 CALDERON SHARYMAR Chief Financial Officer — 2,490 — —
2026-02-18 PARRA PEDRO Officer — 666 — —
2026-02-18 NURSEY MICHAEL E. Officer — 666 — —
2026-02-18 EELMAN ANTHONY J Officer — 333 — —
2026-02-18 RODRIGUEZ ADRIAN J. Officer — 833 — —
2026-02-18 CAPRILES ALBERTO Officer — 1,964 — —
2026-02-18 IAFIGLIOLA CARLOS Officer — 2,307 — —
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
419.33
+37.35%
305.29
-7.18%
328.91
+4.43%
314.96
Operating Revenue
419.33
+37.35%
305.29
-7.18%
328.91
+4.43%
314.96
Selling General And Administration
170.64
+4.59%
163.15
+3.97%
156.92
+10.72%
141.73
Selling And Marketing Expense
15.98
+10.29%
14.49
+13.12%
12.81
+10.25%
11.62
General And Administrative Expense
154.66
+4.04%
148.66
+3.16%
144.11
+10.76%
130.11
Salaries And Wages
143.23
+4.49%
137.08
+2.68%
133.51
+8.09%
123.51
Other Gand A
—
—
—
—
Reconciled Depreciation
6.69
+1.30%
6.60
-3.54%
6.84
+16.30%
5.88
Total Unusual Items
-7.47
-152.42%
14.25
-63.01%
38.53
+977.87%
3.58
Total Unusual Items Excluding Goodwill
-7.47
-152.42%
14.25
-63.01%
38.53
+977.87%
3.58
Special Income Charges
-7.47
-152.42%
14.25
-63.01%
38.53
+977.87%
3.58
Other Special Charges
7.48
—
1.55
-78.18%
7.10
Net Income
52.42
+432.76%
-15.75
-148.48%
32.49
-48.68%
63.31
Pretax Income
66.14
+374.63%
-24.08
-158.28%
41.33
-47.41%
78.58
Net Interest Income
360.69
+10.65%
325.96
-0.16%
326.46
+22.42%
266.67
Interest Expense
236.74
-12.20%
269.63
+21.39%
222.12
+208.02%
72.11
Interest Income
597.43
+0.31%
595.59
+8.57%
548.58
+61.93%
338.78
Gain On Sale Of Security
6.00
+108.29%
-72.43
-773.56%
-8.29
-712.84%
-1.02
Gain On Sale Of Business
0.00
-100.00%
12.64
0.00
0.00
Tax Provision
13.72
+264.71%
-8.33
-179.06%
10.54
-36.59%
16.62
Tax Rate For Calcs
0.00
-40.02%
0.00
+35.67%
0.00
+20.57%
0.00
Tax Effect Of Unusual Items
-1.55
-131.44%
4.93
-49.82%
9.83
+1199.56%
0.76
Net Income Including Noncontrolling Interests
52.42
+432.76%
-15.75
-151.16%
30.79
-50.31%
61.96
Net Income From Continuing Operation Net Minority Interest
52.42
+432.76%
-15.75
-148.48%
32.49
-48.68%
63.31
Net Income From Continuing And Discontinued Operation
52.42
+432.76%
-15.75
-148.48%
32.49
-48.68%
63.31
Net Income Continuous Operations
52.42
+432.76%
-15.75
-151.16%
30.79
-50.31%
61.96
Minority Interests
0.00
0.00
-100.00%
1.70
+26.28%
1.35
Normalized Income
58.34
+332.66%
-25.07
-762.96%
3.78
-93.75%
60.49
Net Income Common Stockholders
52.42
+432.76%
-15.75
-148.48%
32.49
-48.68%
63.31
Diluted EPS
1.26
+386.36%
-0.44
-145.83%
0.96
-48.11%
1.85
Basic EPS
1.26
+386.36%
-0.44
-145.36%
0.97
-48.13%
1.87
Basic Average Shares
41.58
+16.29%
35.76
+6.70%
33.51
-1.04%
33.86
Diluted Average Shares
41.73
+16.71%
35.76
+6.18%
33.68
-1.37%
34.14
Diluted NI Availto Com Stockholders
52.42
+432.76%
-15.75
-148.48%
32.49
-48.68%
63.31
Depreciation Amortization Depletion Income Statement
6.69
+1.30%
6.60
-3.54%
6.84
+16.30%
5.88
Depreciation And Amortization In Income Statement
6.69
+1.30%
6.60
-3.54%
6.84
+16.30%
5.88
Insurance And Claims
11.43
-1.28%
11.57
+9.19%
10.60
+60.67%
6.60
Occupancy And Equipment
22.65
-16.51%
27.13
-2.57%
27.84
+1.64%
27.39
Other Non Interest Expense
42.04
+19.41%
35.21
-8.95%
38.67
+33.98%
28.86
Professional Expense And Contract Services Expense
61.10
+19.60%
51.09
+47.79%
34.57
+56.12%
22.14
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Assets
9,777.02
-1.26%
9,901.73
+1.91%
9,716.33
+6.45%
9,127.80
Cash And Cash Equivalents
463.95
-18.02%
565.96
+91.19%
296.02
+19.15%
248.44
Cash Equivalents
7.23
+4.16%
6.94
+14.21%
6.08
0.00
Cash Financial
47.28
+20.72%
39.16
-17.09%
47.23
+142.40%
19.49
Other Short Term Investments
2,024.88
+40.89%
1,437.17
+18.04%
1,217.50
+15.12%
1,057.62
Receivables
—
—
—
156.01
Accounts Receivable
—
—
—
156.01
Net PPE
133.56
+1.30%
131.84
-18.66%
162.09
-10.82%
181.76
Gross PPE
184.43
+1.29%
182.08
-15.36%
215.12
-8.33%
234.65
Accumulated Depreciation
-50.87
-1.26%
-50.24
+5.26%
-53.03
-0.26%
-52.90
Land And Improvements
0.00
-100.00%
3.78
-40.07%
6.31
+0.00%
6.31
Buildings And Improvements
0.00
-100.00%
4.23
-56.70%
9.77
+5.05%
9.30
Machinery Furniture Equipment
44.49
-0.33%
44.64
-1.92%
45.52
-6.78%
48.83
Construction In Progress
1.31
-31.53%
1.91
-64.08%
5.32
-20.00%
6.64
Other Properties
110.59
+10.56%
100.03
-15.58%
118.48
-15.36%
139.99
Leases
28.05
+2.01%
27.50
-7.50%
29.72
+26.02%
23.59
Goodwill And Other Intangible Assets
19.19
+0.00%
19.19
+0.00%
19.19
-1.60%
19.51
Goodwill
19.19
+0.00%
19.19
+0.00%
19.19
-1.60%
19.51
Investments And Advances
2,027.43
+40.83%
1,439.65
-0.49%
1,446.68
+10.34%
1,311.11
Total Liabilities Net Minority Interest
8,838.22
-1.92%
9,011.27
+0.35%
8,980.26
+6.63%
8,422.08
Payables And Accrued Expenses
—
—
—
178.57
Current Debt And Capital Lease Obligation
0.00
-100.00%
59.84
—
—
Current Debt
0.00
-100.00%
59.84
—
—
Long Term Debt And Capital Lease Obligation
923.41
-2.27%
944.87
+2.56%
921.33
-23.18%
1,199.31
Long Term Debt
805.96
-3.92%
838.80
+5.09%
798.16
-24.64%
1,059.16
Long Term Capital Lease Obligation
117.46
+10.73%
106.07
-13.88%
123.17
-12.12%
140.15
Stockholders Equity
938.80
+5.43%
890.47
+20.98%
736.07
+3.99%
707.82
Common Stock Equity
938.80
+5.43%
890.47
+20.98%
736.07
+3.99%
707.82
Capital Stock
4.06
-3.70%
4.21
+25.38%
3.36
-0.62%
3.38
Common Stock
4.06
-3.70%
4.21
+25.38%
3.36
-0.62%
3.38
Share Issued
40.60
-3.64%
42.13
+25.37%
33.60
-0.63%
33.82
Ordinary Shares Number
40.60
-3.64%
42.13
+25.37%
33.60
-0.63%
33.82
Additional Paid In Capital
316.07
-8.07%
343.83
+78.43%
192.70
-1.02%
194.69
Retained Earnings
619.55
+6.41%
582.23
-4.68%
610.80
+3.46%
590.38
Gains Losses Not Affecting Retained Earnings
-0.88
+97.80%
-39.81
+43.77%
-70.80
+12.20%
-80.64
Minority Interest
—
—
0.00
+100.00%
-2.09
Other Equity Adjustments
-0.88
+97.80%
-39.81
+43.77%
-70.80
+12.20%
-80.64
Total Equity Gross Minority Interest
938.80
+5.43%
890.47
+20.98%
736.07
+4.30%
705.73
Total Capitalization
1,744.76
+0.90%
1,729.27
+12.71%
1,534.23
-13.17%
1,766.97
Invested Capital
1,744.76
-2.48%
1,789.11
+16.61%
1,534.23
-13.17%
1,766.97
Total Debt
923.41
-8.09%
1,004.72
+9.05%
921.33
-23.18%
1,199.31
Net Debt
342.00
+2.80%
332.69
-33.75%
502.13
-38.06%
810.72
Capital Lease Obligations
117.46
+10.73%
106.07
-13.88%
123.17
-12.12%
140.15
Net Tangible Assets
919.61
+5.55%
871.27
+21.54%
716.88
+4.15%
688.31
Tangible Book Value
919.61
+5.55%
871.27
+21.54%
716.88
+4.15%
688.31
Available For Sale Securities
2.55
+2.87%
2.48
-2.25%
2.53
-77.74%
11.38
Cash Cash Equivalents And Federal Funds Sold
470.15
-20.36%
590.36
+83.41%
321.87
+10.76%
290.60
Current Notes Payable
0.00
-100.00%
59.84
—
—
Held To Maturity Securities
—
0.00
-100.00%
226.65
-6.38%
242.10
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
136.98
+66.65%
82.19
+207.60%
26.72
+154.36%
-49.16
Cash Flow From Continuing Operating Activities
136.98
+66.65%
82.19
+207.60%
26.72
+154.36%
-49.16
Net Income From Continuing Operations
52.42
+432.76%
-15.75
-151.16%
30.79
-50.31%
61.96
Depreciation Amortization Depletion
6.69
+1.30%
6.60
-3.54%
6.84
+16.30%
5.88
Depreciation And Amortization
6.69
+1.30%
6.60
-3.54%
6.84
+16.30%
5.88
Other Non Cash Items
26.05
+154.72%
-47.62
+23.44%
-62.19
+58.27%
-149.04
Stock Based Compensation
4.98
-1.35%
5.05
-25.51%
6.78
+17.05%
5.79
Deferred Tax
5.72
+3366.67%
0.17
+103.00%
-5.51
-210.20%
5.00
Deferred Income Tax
5.72
+3366.67%
0.17
+103.00%
-5.51
-210.20%
5.00
Operating Gains Losses
8.62
-87.43%
68.56
+383.11%
14.19
+303.75%
-6.96
Gain Loss On Investment Securities
-5.10
-106.64%
76.86
+599.38%
10.99
+197.89%
3.69
Gain Loss On Sale Of PPE
—
—
0.00
0.00
Change In Working Capital
-12.29
-7414.88%
0.17
+100.55%
-30.30
-628.83%
5.73
Change In Receivables
8.23
+118.03%
3.78
+110.96%
-34.45
-124.45%
-15.35
Changes In Account Receivables
8.23
+118.03%
3.78
+110.96%
-34.45
-124.45%
-15.35
Change In Payables And Accrued Expense
-20.52
-468.79%
-3.61
-187.00%
4.15
-80.33%
21.08
Change In Payable
-20.52
-468.79%
-3.61
-187.00%
4.15
-80.33%
21.08
Change In Account Payable
-20.52
-468.79%
-3.61
-187.00%
4.15
-80.33%
21.08
Investing Cash Flow
-47.80
+91.71%
-576.66
+4.94%
-606.62
+56.58%
-1,397.25
Cash Flow From Continuing Investing Activities
-47.80
+91.71%
-576.66
+4.94%
-606.62
+56.58%
-1,397.25
Net PPE Purchase And Sale
6.37
+188.49%
-7.20
+30.79%
-10.40
+2.17%
-10.63
Purchase Of PPE
-7.75
-4.65%
-7.40
+32.31%
-10.93
-2.86%
-10.63
Sale Of PPE
14.11
+6784.39%
0.20
-61.68%
0.54
0.00
Capital Expenditure
-7.75
-4.65%
-7.40
+32.31%
-10.93
-2.86%
-10.63
Net Investment Purchase And Sale
-532.32
-1568.28%
-31.91
+76.63%
-136.52
+13.24%
-157.35
Purchase Of Investment
-1,177.26
-60.04%
-735.61
-175.93%
-266.59
+36.43%
-419.35
Sale Of Investment
644.95
-8.35%
703.70
+440.99%
130.08
-50.35%
262.00
Net Business Purchase And Sale
0.00
+100.00%
-73.91
-3651.88%
-1.97
0.00
Purchase Of Business
0.00
+100.00%
-73.91
-3651.88%
-1.97
0.00
Gain Loss On Sale Of Business
0.00
+100.00%
-12.64
0.00
0.00
Net Other Investing Changes
-3.20
-105.71%
55.99
+197.76%
-57.27
-3294.78%
-1.69
Financing Cash Flow
-209.38
-127.44%
762.96
+24.84%
611.17
-58.22%
1,462.80
Cash Flow From Continuing Financing Activities
-209.38
-127.44%
762.96
+24.84%
611.17
-58.22%
1,462.80
Net Issuance Payments Of Debt
-93.38
-191.89%
101.62
+145.78%
-221.98
-264.64%
134.82
Issuance Of Debt
380.00
-74.02%
1,462.50
-25.19%
1,955.00
+68.66%
1,159.15
Repayment Of Debt
-473.38
+65.22%
-1,360.88
+37.49%
-2,176.98
-112.53%
-1,024.32
Long Term Debt Issuance
380.00
-74.02%
1,462.50
-25.19%
1,955.00
+68.66%
1,159.15
Long Term Debt Payments
-473.38
+65.22%
-1,360.88
+37.49%
-2,176.98
-112.53%
-1,024.32
Net Long Term Debt Issuance
-93.38
-191.89%
101.62
+145.78%
-221.98
-264.64%
134.82
Net Common Stock Issuance
-33.00
-122.27%
148.19
+3104.14%
-4.93
+93.15%
-72.06
Common Stock Payments
-33.00
-336.74%
-7.56
-53.17%
-4.93
+93.15%
-72.06
Cash Dividends Paid
-15.10
-17.76%
-12.82
-6.27%
-12.06
+1.37%
-12.23
Repurchase Of Capital Stock
-33.00
-336.74%
-7.56
-53.17%
-4.93
+93.15%
-72.06
Proceeds From Stock Option Exercised
-0.25
+84.26%
-1.58
-201.34%
-0.52
+50.80%
-1.06
Changes In Cash
-120.20
-144.77%
268.49
+758.58%
31.27
+90.76%
16.39
Beginning Cash Position
590.36
+83.41%
321.87
+10.76%
290.60
+5.98%
274.21
End Cash Position
470.15
-20.36%
590.36
+83.41%
321.87
+10.76%
290.60
Free Cash Flow
129.24
+72.79%
74.79
+373.73%
15.79
+126.41%
-59.79
Interest Paid Supplemental Data
239.15
-12.18%
272.31
+28.59%
211.77
+214.69%
67.30
Income Tax Paid Supplemental Data
9.40
+93.44%
4.86
-80.53%
24.97
-9.34%
27.54
Common Stock Issuance
0.00
-100.00%
155.75
0.00
0.00
Issuance Of Capital Stock
0.00
-100.00%
155.75
0.00
0.00
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

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