Symbols / BANC Stock $18.88 +0.53% Banc of California, Inc.

Financial Services • Banks - Regional • United States • NYQ
BANC (Stock) Chart
O: — H: — L: — C: — V: —
SMA 20: SMA 50: SMA 200:
Stock Fundamentals
Scroll to Statements
Index EQUITY
Sector Financial Services
Industry Banks - Regional
CEO Mr. Jared M. Wolff J.D.
Exch · Country NYQ · United States
Market Cap 2.92B
Enterprise Value 4.68B
Income 207.44M
Sales 1.07B
FCF (ttm)
Book/sh 19.80
Cash/sh 14.38
Employees 1,904
Insider 10d
IPO Aug 23, 2002
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout 32.31%
P/E 14.52
Forward P/E 9.12
PEG 1.12
P/S 2.73
P/B 0.95
P/C
EV/EBITDA
EV/Sales 4.38
Quick Ratio
Current Ratio
Debt/Eq
LT Debt/Eq
EPS (ttm) 1.30
EPS next Y 2.07
EPS Growth 51.50%
Revenue Growth 8.00%
EPS Gr Q/Q 34.30%
Rev Gr Q/Q
Earnings (next) 2026-07-22
Earnings (prior) 2026-04-22
ROA 0.72%
ROE 6.99%
ROIC
Gross Margin 0.00%
Oper. Margin 39.28%
Profit Margin 23.13%
Shs Outstand 154.26M
Shs Float 123.59M
Insider Own 0.89%
Instit Own 97.68%
Short Float 6.16%
Short Ratio 2.52
Short Interest 7.98M
52W High 21.61
vs 52W High -12.63%
52W Low 12.98
vs 52W Low 45.45%
Beta 1.10
Impl. Vol. 48.15%
Rel Volume 0.58
Avg Volume 3.19M
Volume 1.86M
Target (mean) $22.50
Tgt Median $22.00
Tgt Low $20.00
Tgt High $24.00
# Analysts 11
Recom Buy
Prev Close $18.78
Price $18.88
Change 0.53%
About

Banc of California, Inc. operates as the bank holding company for Banc of California that provides banking and treasury management services in the United States. The company offers deposit products, including checking, savings, money market, demand, and retirement accounts, as well as time deposits, certificates of deposit, and safe deposit boxes. It also provides real estate loans, such as commercial real estate mortgage, multi-family, other residential real estate mortgage, and real estate construction and land loans; commercial loans and leases comprising lender finance, equipment finance, other asset-based, venture capital, secured business, warehouse, and other lending loans; and consumer loans. In addition, the company offers electronic payment services for commercial clients, such as merchant acquiring and card issuing services; automated bill payments, cash and treasury management, master demand accounts, foreign exchange, interest rate swaps, card payment services, remote and mobile deposit capture, automated clearing house origination, wire transfer, and direct deposit; and investment management services. It serves small and middle-market businesses, venture capital and private equity firms, non-profit organizations, business owners, entrepreneurs, professionals, and high-net worth individuals. The company offers its products and services through branches located throughout California; Denver, Colorado; and Durham, North Carolina, as well as through regional offices in the United States. Banc of California, Inc. was founded in 1941 and is headquartered in Los Angeles, California.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus Mean price target
2. Current target Latest analyst target
3. DCF / Fair value Fallback: EPS × 15 (assumed fair P/E). No FCF data; use with …
Ratings
Current target
$18.88
Low
$20.00
High
$24.00
Mean
$22.50

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2026-04-28 main DA Davidson Buy → Buy $24
2026-04-27 main Piper Sandler Overweight → Overweight $23
2026-04-24 main JP Morgan Overweight → Overweight $22
2026-04-07 main Barclays Overweight → Overweight $23
2026-04-02 main Piper Sandler Overweight → Overweight $22
2026-04-01 main JP Morgan Overweight → Overweight $21
2026-03-30 main Wells Fargo Overweight → Overweight $22
2026-01-26 main Piper Sandler Overweight → Overweight $25
2026-01-23 main Keefe, Bruyette & Woods Outperform → Outperform $23
2025-12-19 main Barclays Overweight → Overweight $25
2025-12-16 main JP Morgan Overweight → Overweight $24
2025-10-27 up Citigroup Neutral → Buy $22
2025-10-24 main DA Davidson Buy → Buy $21
2025-10-24 main JP Morgan Overweight → Overweight $21
2025-10-08 main Barclays Overweight → Overweight $21
2025-10-01 up JP Morgan Neutral → Overweight $20
2025-09-29 main Wells Fargo Overweight → Overweight $20
2025-07-29 main Wells Fargo Overweight → Overweight $18
2025-07-25 reit Keefe, Bruyette & Woods Outperform → Outperform $18
2025-07-08 main Barclays Overweight → Overweight $19
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2026-02-24 DOTAN IDO General Counsel 19,549 $0.00 $0
2026-02-24 HON KAREN Officer 11,215 $0.00 $0
2026-02-24 KAUDER JOSEPH Chief Financial Officer 19,549 $0.00 $0
2026-02-24 HUSSAIN HAMID Officer 20,856 $0.00 $0
2026-02-24 LINDSAY OLIVIA I Officer 13,222 $0.00 $0
2026-02-24 WOLFF JARED MICHAEL Chief Executive Officer 87,923 $0.00 $0
2026-02-24 CORSINI BRYAN M Officer 15,583 $0.00 $0
2026-02-13 WARBURG PINCUS, L.L.C. Unknown 4,250,000 $20.10 $85,425,000
2026-02-09 HUSSAIN HAMID Officer 14,000 $21.12 $295,680
2026-02-02 WARBURG PINCUS, L.L.C. Director 8,557,936 $20.00 $171,158,720
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
1,103.15
+11.89%
985.89
+254.15%
278.38
-79.24%
1,341.02
Operating Revenue
1,103.15
+11.89%
985.89
+254.15%
278.38
-79.24%
1,341.02
Selling General And Administration
382.26
-7.26%
412.18
-11.93%
468.02
+8.26%
432.32
Selling And Marketing Expense
General And Administrative Expense
382.26
-7.26%
412.18
-11.93%
468.02
+8.26%
432.32
Salaries And Wages
349.51
+2.38%
341.40
+2.72%
332.35
-18.31%
406.84
Other Gand A
Reconciled Depreciation
101.03
-16.78%
121.40
+32.99%
91.29
-6.28%
97.40
Total Unusual Items
0.00
-100.00%
14.18
+100.93%
-1,519.37
-4278.21%
-34.70
Total Unusual Items Excluding Goodwill
0.00
-100.00%
14.18
+100.93%
-1,519.37
-4278.21%
-34.70
Special Income Charges
0.00
-100.00%
14.18
+100.93%
-1,519.37
-4278.21%
-34.70
Impairment Of Capital Assets
0.00
0.00
-100.00%
1,376.74
+4647.37%
29.00
Restructuring And Mergern Acquisition
0.00
+100.00%
-14.18
-109.94%
142.63
+2401.02%
5.70
Net Income
228.97
+80.45%
126.89
+106.68%
-1,899.14
-548.32%
423.61
Pretax Income
313.07
+85.63%
168.65
+107.63%
-2,211.34
-489.62%
567.57
Net Interest Income
977.39
+5.54%
926.05
+23.95%
747.13
-42.12%
1,290.76
Interest Expense
699.27
-21.13%
886.65
-27.55%
1,223.87
+360.57%
265.73
Interest Income
1,676.65
-7.51%
1,812.70
-8.03%
1,971.00
+26.63%
1,556.49
Gain On Sale Of Security
1.73
+102.88%
-59.99
+86.46%
-443.13
-826.45%
-47.83
Tax Provision
84.10
+101.36%
41.77
+113.38%
-312.20
-316.87%
143.96
Tax Rate For Calcs
0.00
+8.62%
0.00
+75.41%
0.00
-44.33%
0.00
Tax Effect Of Unusual Items
0.00
-100.00%
3.51
+101.64%
-214.51
-2337.40%
-8.80
Net Income Including Noncontrolling Interests
228.97
+80.45%
126.89
+106.68%
-1,899.14
-548.32%
423.61
Net Income From Continuing Operation Net Minority Interest
228.97
+80.45%
126.89
+106.68%
-1,899.14
-548.32%
423.61
Net Income From Continuing And Discontinued Operation
228.97
+80.45%
126.89
+106.68%
-1,899.14
-548.32%
423.61
Net Income Continuous Operations
228.97
+80.45%
126.89
+106.68%
-1,899.14
-548.32%
423.61
Normalized Income
228.97
+97.02%
116.22
+119.56%
-594.28
-232.20%
449.52
Net Income Common Stockholders
189.19
+117.20%
87.10
+104.49%
-1,938.92
-579.61%
404.27
Otherunder Preferred Stock Dividend
3.75
Diluted EPS
1.17
+125.00%
0.52
+102.29%
-22.71
-1301.59%
1.89
Basic EPS
1.18
+126.92%
0.52
+102.29%
-22.71
-1295.26%
1.90
Basic Average Shares
159.81
-5.13%
168.44
+97.25%
85.39
+40.45%
60.80
Diluted Average Shares
161.72
-4.13%
168.68
+97.54%
85.39
+39.59%
61.18
Diluted NI Availto Com Stockholders
189.19
+117.20%
87.10
+104.49%
-1,938.92
-579.61%
404.27
Amortization
28.27
-14.71%
33.14
+190.24%
11.42
-15.89%
13.58
Amortization Of Intangibles Income Statement
28.27
-14.71%
33.14
+190.24%
11.42
-15.89%
13.58
Depreciation Amortization Depletion Income Statement
54.66
-12.42%
62.41
+36.69%
45.66
-7.26%
49.23
Depreciation And Amortization In Income Statement
54.66
-12.42%
62.41
+36.69%
45.66
-7.26%
49.23
Depreciation Income Statement
26.39
-9.83%
29.27
-14.52%
34.24
-3.97%
35.66
Insurance And Claims
32.75
-53.73%
70.78
-47.83%
135.67
+432.32%
25.49
Occupancy And Equipment
60.62
-10.84%
67.99
+10.26%
61.67
+1.15%
60.96
Other Non Interest Expense
198.85
-11.69%
225.18
-29.27%
318.38
+125.09%
141.44
Preferred Stock Dividends
39.79
+0.00%
39.79
+0.00%
39.79
+105.74%
19.34
Professional Expense And Contract Services Expense
23.09
+10.69%
20.86
-15.29%
24.62
-18.68%
30.28
Line Item Trend 2023-12-31 2022-12-31 2021-12-31
Total Assets
38,534.06
-6.54%
41,228.94
Cash And Cash Equivalents
5,377.58
+140.05%
2,240.22
Cash Financial
202.43
-4.64%
212.27
Other Short Term Investments
2,346.86
-51.55%
4,843.49
Receivables
172.79
-30.05%
247.03
Accounts Receivable
138.52
-11.83%
157.11
Other Receivables
34.27
-61.89%
89.92
Prepaid Assets
43.50
+62.60%
26.75
Net PPE
624.25
+6.74%
584.82
Gross PPE
719.00
+5.77%
679.78
Accumulated Depreciation
-94.75
+0.23%
-94.97
Land And Improvements
8.87
+613.92%
1.24
Buildings And Improvements
92.89
+860.91%
9.67
Machinery Furniture Equipment
59.92
+13.09%
52.99
Construction In Progress
0.32
+1304.35%
0.02
Other Properties
477.45
-11.32%
538.38
Leases
79.86
+3.03%
77.51
Goodwill And Other Intangible Assets
364.10
-74.14%
1,408.12
Goodwill
198.63
-85.57%
1,376.74
Other Intangible Assets
165.48
+427.32%
31.38
Investments And Advances
5,262.47
-30.45%
7,566.69
Long Term Equity Investment
471.35
+20.62%
390.78
Total Liabilities Net Minority Interest
35,143.30
-5.73%
37,278.40
Payables And Accrued Expenses
114.22
+0.57%
113.57
Current Accrued Expenses
114.22
+0.57%
113.57
Current Debt And Capital Lease Obligation
2,618.30
0.00
-100.00%
25.00
Current Debt
2,618.30
0.00
-100.00%
25.00
Other Current Borrowings
0.00
-100.00%
25.00
Long Term Debt And Capital Lease Obligation
1,229.62
-53.27%
2,631.12
Long Term Debt
1,229.62
-53.27%
2,631.12
Long Term Capital Lease Obligation
40.67
Long Term Provisions
4.35
Stockholders Equity
3,390.76
-14.17%
3,950.53
Common Stock Equity
2,892.25
-16.22%
3,452.01
Capital Stock
500.21
+0.09%
499.75
Common Stock
1.69
+37.40%
1.23
Preferred Stock
498.52
+0.00%
498.52
Share Issued
168.10
+156.07%
65.65
Ordinary Shares Number
168.10
+184.81%
59.02
Treasury Shares Number
8.38
+26.56%
6.62
+174.74%
2.41
Additional Paid In Capital
3,840.97
+36.15%
2,821.06
Retained Earnings
-518.30
-136.48%
1,420.62
Gains Losses Not Affecting Retained Earnings
-432.11
+45.36%
-790.90
Treasury Stock
115.91
+183.90%
40.83
Other Equity Adjustments
-432.11
+45.36%
-790.90
Total Equity Gross Minority Interest
3,390.76
-14.17%
3,950.53
Total Capitalization
4,620.39
-29.80%
6,581.65
Invested Capital
4,121.87
-32.24%
6,083.13
Total Debt
1,229.62
-53.27%
2,631.12
Net Debt
390.89
-28.58%
547.32
Capital Lease Obligations
40.67
Net Tangible Assets
3,026.66
+19.05%
2,542.41
Tangible Book Value
2,528.14
+23.69%
2,043.90
Available For Sale Securities
156.96
+148.03%
63.28
Cash Cash Equivalents And Federal Funds Sold
5,377.58
+140.05%
2,240.22
Current Notes Payable
174.00
0.00
-100.00%
175.00
Held To Maturity Securities
2,287.29
+0.80%
2,269.14
Line Of Credit
2,618.30
0.00
Preferred Shares Number
0.03
-99.19%
3.95
Preferred Stock Equity
498.52
+0.00%
498.52
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
255.60
+230.34%
77.37
-43.01%
135.77
-80.66%
701.97
Cash Flow From Continuing Operating Activities
255.60
+230.34%
77.37
-43.01%
135.77
-80.66%
701.97
Net Income From Continuing Operations
228.97
+80.45%
126.89
+106.68%
-1,899.14
-548.32%
423.61
Depreciation Amortization Depletion
101.03
-16.78%
121.40
+32.99%
91.29
-6.28%
97.40
Depreciation
72.76
-17.56%
88.26
+10.51%
79.87
-4.72%
83.82
Amortization Cash Flow
28.27
-14.71%
33.14
+190.24%
11.42
-15.89%
13.58
Depreciation And Amortization
101.03
-16.78%
121.40
+32.99%
91.29
-6.28%
97.40
Amortization Of Intangibles
28.27
-14.71%
33.14
+190.24%
11.42
-15.89%
13.58
Other Non Cash Items
0.58
+332.53%
-0.25
-102.63%
9.45
+374.66%
-3.44
Stock Based Compensation
23.35
+51.17%
15.45
-46.17%
28.70
-17.46%
34.77
Asset Impairment Charge
0.00
0.00
-100.00%
1,376.74
+4647.37%
29.00
Deferred Tax
19.08
Deferred Income Tax
19.08
Operating Gains Losses
0.02
-99.97%
60.13
-90.12%
608.82
+1147.12%
48.82
Gain Loss On Investment Securities
0.00
-100.00%
60.40
-86.35%
442.41
+779.18%
50.32
Gain Loss On Sale Of PPE
0.20
-69.24%
0.65
+213.31%
-0.57
-649.04%
0.10
Change In Working Capital
-103.88
+50.00%
-207.76
-22.52%
-169.57
-3019.96%
-5.43
Change In Receivables
4.69
Changes In Account Receivables
4.69
Change In Payables And Accrued Expense
-157.40
+58.11%
-375.74
-934.15%
45.04
-42.42%
78.23
Change In Payable
-157.40
+58.11%
-375.74
-934.15%
45.04
-42.42%
78.23
Change In Account Payable
78.23
Change In Other Current Assets
53.52
-68.14%
167.97
+178.27%
-214.61
-156.51%
-83.67
Investing Cash Flow
-1,478.15
-178.15%
1,891.36
-85.00%
12,609.15
+453.19%
-3,570.07
Cash Flow From Continuing Investing Activities
-1,478.15
-178.15%
1,891.36
-85.00%
12,609.15
+453.19%
-3,570.07
Net PPE Purchase And Sale
21.73
+535.44%
-4.99
-125.58%
19.51
+116.14%
-120.85
Purchase Of PPE
-20.83
-59.65%
-13.05
+14.27%
-15.22
+87.41%
-120.86
Sale Of PPE
42.56
+428.34%
8.06
-76.80%
34.73
+315600.00%
0.01
Capital Expenditure
-20.83
-59.65%
-13.05
+14.27%
-15.22
+87.41%
-120.86
Net Investment Purchase And Sale
-107.20
-204.73%
102.36
-96.88%
3,276.97
+42.95%
2,292.41
Purchase Of Investment
-605.39
+27.58%
-835.95
-6120.32%
-13.44
+96.47%
-380.25
Sale Of Investment
498.20
-46.90%
938.31
-71.48%
3,290.41
+23.11%
2,672.66
Net Business Purchase And Sale
0.00
0.00
-100.00%
335.32
0.00
Purchase Of Business
-10.33
Gain Loss On Sale Of Business
-0.77
Net Intangibles Purchase And Sale
-22.73
Purchase Of Intangibles
-22.73
Net Other Investing Changes
4.16
+670.56%
0.54
+105.01%
-10.77
-489.90%
2.76
Financing Cash Flow
1,028.30
+121.23%
-4,844.10
+49.58%
-9,607.56
-1014.06%
1,051.09
Cash Flow From Continuing Financing Activities
1,028.30
+121.23%
-4,844.10
+49.58%
-9,607.56
-1014.06%
1,051.09
Net Issuance Payments Of Debt
671.90
+144.09%
-1,523.76
-920.18%
185.78
-89.46%
1,763.12
Issuance Of Debt
850.18
-22.71%
1,100.00
-56.11%
2,506.30
+42.15%
1,763.12
Repayment Of Debt
-178.28
+93.20%
-2,623.76
-13.07%
-2,320.52
0.00
Long Term Debt Issuance
850.18
-22.71%
1,100.00
-56.11%
2,506.30
+42.15%
1,763.12
Long Term Debt Payments
-178.28
+93.20%
-2,623.76
-13.07%
-2,320.52
0.00
Net Long Term Debt Issuance
671.90
+144.09%
-1,523.76
-920.18%
185.78
-89.46%
1,763.12
Short Term Debt Payments
-50.00
Net Short Term Debt Issuance
-50.00
Net Common Stock Issuance
-187.73
-61050.32%
0.31
-99.92%
382.97
0.00
Common Stock Payments
-187.73
0.00
0.00
+100.00%
-76.87
Common Stock Dividend Paid
-63.90
+6.45%
-68.30
-39.72%
-48.88
+59.35%
-120.26
Cash Dividends Paid
-103.68
+4.07%
-108.09
-21.90%
-88.67
+36.48%
-139.59
Repurchase Of Capital Stock
-187.73
0.00
0.00
+100.00%
-175.57
Proceeds From Stock Option Exercised
0.08
0.00
0.00
0.00
Net Other Financing Charges
-3.71
-37.15%
-2.71
+50.03%
-5.42
+43.14%
-9.53
Changes In Cash
-194.25
+93.24%
-2,875.36
-191.65%
3,137.35
+272.67%
-1,817.01
Beginning Cash Position
2,502.21
-53.47%
5,377.58
+140.05%
2,240.22
-44.78%
4,057.23
End Cash Position
2,307.97
-7.76%
2,502.21
-53.47%
5,377.58
+140.05%
2,240.22
Free Cash Flow
234.77
+264.96%
64.33
-46.64%
120.55
-79.26%
581.11
Interest Paid Supplemental Data
715.04
-29.54%
1,014.84
-4.62%
1,063.98
+346.34%
238.38
Income Tax Paid Supplemental Data
7.54
97.25
Common Stock Issuance
0.00
-100.00%
0.31
-99.92%
382.97
0.00
Earnings Losses From Equity Investments
7.26
Issuance Of Capital Stock
0.00
-100.00%
0.31
-99.92%
382.97
-23.18%
498.52
Net Preferred Stock Issuance
0.00
0.00
-100.00%
498.52
Preferred Stock Dividend Paid
-39.79
+0.00%
-39.79
+0.00%
-39.79
-105.74%
-19.34
Preferred Stock Issuance
0.00
0.00
-100.00%
498.52
Preferred Stock Payments
-98.70
Sale Of Business
0.00
0.00
-100.00%
335.32
0.00
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

Trades
Date User Broker Pattern Type Position Size Entry Price Trade P&L Status
Posts
Published Title Author Category