Symbols / BANF Stock $114.15 -0.56% BancFirst Corporation

Financial Services • Banks - Regional • United States • NMS
BANF (Stock) Chart
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Stock Fundamentals
Scroll to Statements
Index EQUITY
Sector Financial Services
Industry Banks - Regional
CEO Mr. David R. Harlow
Exch · Country NMS · United States
Market Cap 3.83B
Enterprise Value -522.40M
Income 247.49M
Sales 698.55M
FCF (ttm)
Book/sh 55.28
Cash/sh 134.54
Employees 2,260
Insider 10d
IPO Mar 26, 1990
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout 26.44%
P/E 15.62
Forward P/E 15.60
PEG 2.09
P/S 5.49
P/B 2.06
P/C
EV/EBITDA
EV/Sales -0.75
Quick Ratio
Current Ratio
Debt/Eq
LT Debt/Eq
EPS (ttm) 7.31
EPS next Y 7.32
EPS Growth 11.40%
Revenue Growth 8.30%
EPS Gr Q/Q 12.30%
Rev Gr Q/Q
Earnings (next) 2026-07-16
Earnings (prior) 2026-04-16
ROA
ROE
ROIC
Gross Margin 0.00%
Oper. Margin 48.91%
Profit Margin 35.43%
Shs Outstand 33.58M
Shs Float 23.26M
Insider Own 31.02%
Instit Own 57.23%
Short Float 4.35%
Short Ratio 6.16
Short Interest 1.01M
52W High 138.77
vs 52W High -17.74%
52W Low 101.48
vs 52W Low 12.49%
Beta 0.62
Impl. Vol. 1.95%
Rel Volume 1.23
Avg Volume 140.92K
Volume 173.65K
Target (mean) $124.33
Tgt Median $125.00
Tgt Low $123.00
Tgt High $125.00
# Analysts 3
Recom Hold
Prev Close $114.79
Price $114.15
Change -0.56%
About

BancFirst Corporation operates as the bank holding company for BancFirst that provides a range of commercial banking services to retail customers, and small to medium-sized businesses in the United States. It operates through BancFirst Metropolitan Banks, BancFirst Community Banks, Pegasus, Worthington, and Other Financial Services segments. The company offers checking, negotiable order of withdrawal, savings, money market, health savings, coverdell education, individual retirement, and sweep accounts, as well as certificates of deposit, overdraft protection, and auto draft services. It also provides commercial real estate owner occupied and non-owner occupied, construction and development, construction residential real estate, residential real estate first lien, agricultural, commercial and consumer non-real estate, and oil and gas loans; lending activities, such as private banking, commercial and residential real estate, commercial and industrial, and energy loans; automobiles, home equity loans, and other personal loans; and securities investment products. In addition, the company offers investment management and administration of trusts for individuals, corporations, and employee benefit plans, as well as bond trustee and paying agent business for various Oklahoma municipalities and governmental entities; and provision of item processing, research, and other correspondent banking services to financial institutions and governmental units. Further, the company provides commercial and personal insurance products; and depository and funds transfer, collection, safe deposit box, cash management, and other services. It serves non-metropolitan trade centers and cities in the metropolitan statistical areas of Oklahoma. The company was formerly known as United Community Corporation and changed its name to BancFirst Corporation in November 1988. BancFirst Corporation was incorporated in 1984 and is headquartered in Oklahoma City, Oklahoma.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus Mean price target
2. Current target Latest analyst target
3. DCF / Fair value Fallback: EPS × 15 (assumed fair P/E). No FCF data; use with …
Ratings
Current target
$114.15
Low
$123.00
High
$125.00
Mean
$124.33

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2026-04-20 main DA Davidson Neutral → Neutral $125
2026-03-09 main DA Davidson Neutral → Neutral $125
2026-01-23 main Keefe, Bruyette & Woods Market Perform → Market Perform $123
2025-10-20 main Keefe, Bruyette & Woods Market Perform → Market Perform $120
2025-07-21 main DA Davidson Neutral → Neutral $136
2025-07-18 main Keefe, Bruyette & Woods Market Perform → Market Perform $132
2024-12-04 main Keefe, Bruyette & Woods Market Perform → Market Perform $135
2024-10-21 main DA Davidson Neutral → Neutral $110
2024-07-22 main Piper Sandler Underweight → Underweight $95
2024-01-19 main DA Davidson Neutral → Neutral $92
2023-10-23 main Piper Sandler Underweight → Underweight $79
2023-07-24 main DA Davidson Neutral → Neutral $91
2023-07-24 main Piper Sandler Underweight → Underweight $82
2023-04-26 main Piper Sandler — → Underweight $73
2023-01-23 main Piper Sandler — → Underweight $84
2022-05-06 down Piper Sandler Neutral → Underweight $79
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2026-04-24 RAINBOLT DAVID E Director and Beneficial Owner of more than 10% of a Class of Security 18,177 $115.02 $2,099,624
2026-04-20 CARROLL JASON A Officer 200
2026-04-17 ANDRUS HANNAH Chief Financial Officer 800
2026-02-10 FORAKER RANDY P Officer 3,000 $119.91 $359,735
2026-02-10 FORAKER RANDY P Officer 3,000 $20.83 $62,490
2026-02-03 RAINBOLT DAVID E Director and Beneficial Owner of more than 10% of a Class of Security 225,000 $0.00 $0
2025-12-18 MARTIN WILLIAM SCOTT Director 5,000 $0.00 $0
2025-12-09 SCHMIDT DARRYL Officer and Director 600 $0.00 $0
2025-08-13 DRUMMOND F FORD Director 5,000 $126.29 $631,438
2025-08-13 DRUMMOND F FORD Director 5,000 $20.83 $104,150
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
690.63
+9.37%
631.45
+3.54%
609.86
+9.41%
557.42
Operating Revenue
690.63
+9.37%
631.45
+3.54%
609.86
+9.41%
557.42
Selling General And Administration
242.85
+6.64%
227.74
+5.96%
214.93
+8.67%
197.78
Selling And Marketing Expense
10.03
+6.86%
9.39
+3.02%
9.11
+12.88%
8.07
General And Administrative Expense
232.82
+6.63%
218.35
+6.09%
205.81
+8.49%
189.71
Salaries And Wages
225.99
+6.60%
212.00
+6.01%
199.99
+8.11%
184.98
Other Gand A
Reconciled Depreciation
22.54
+3.97%
21.68
-2.29%
22.19
+0.64%
22.05
Total Unusual Items
0.95
+8058.33%
-0.01
-100.75%
1.60
+257.81%
0.45
Total Unusual Items Excluding Goodwill
0.95
+8058.33%
-0.01
-100.75%
1.60
+257.81%
0.45
Net Income
240.61
+11.21%
216.35
+1.83%
212.47
+10.03%
193.10
Pretax Income
305.12
+10.84%
275.28
+1.98%
269.95
+13.69%
237.43
Net Interest Income
490.49
+9.76%
446.87
+5.28%
424.46
+13.59%
373.67
Interest Expense
269.77
-2.70%
277.26
+38.99%
199.48
+332.27%
46.15
Interest Income
760.25
+4.99%
724.14
+16.06%
623.94
+48.62%
419.82
Gain On Sale Of Security
0.38
+294.85%
0.10
+105.31%
-1.83
+0.27%
-1.83
Tax Provision
64.51
+9.47%
58.93
+2.51%
57.48
+29.66%
44.33
Tax Rate For Calcs
0.00
-1.15%
0.00
+0.53%
0.00
+13.87%
0.00
Tax Effect Of Unusual Items
0.20
+7966.83%
-0.00
-100.75%
0.34
+307.45%
0.08
Net Income Including Noncontrolling Interests
240.61
+11.21%
216.35
+1.83%
212.47
+10.03%
193.10
Net Income From Continuing Operation Net Minority Interest
240.61
+11.21%
216.35
+1.83%
212.47
+10.03%
193.10
Net Income From Continuing And Discontinued Operation
240.61
+11.21%
216.35
+1.83%
212.47
+10.03%
193.10
Net Income Continuous Operations
240.61
+11.21%
216.35
+1.83%
212.47
+10.03%
193.10
Normalized Income
239.86
+10.86%
216.36
+2.44%
211.20
+9.58%
192.74
Net Income Common Stockholders
240.61
+11.21%
216.35
+1.83%
212.47
+10.03%
193.10
Diluted EPS
6.44
+1.58%
6.34
+9.88%
5.77
Basic EPS
6.55
+1.55%
6.45
+9.51%
5.89
Basic Average Shares
33.06
+0.41%
32.92
+0.43%
32.78
Diluted Average Shares
33.62
+0.37%
33.49
+0.16%
33.44
Diluted NI Availto Com Stockholders
240.61
+11.21%
216.35
+1.83%
212.47
+10.03%
193.10
Average Dilution Earnings
0.00
Amortization
3.45
-2.82%
3.55
+0.40%
3.53
+2.44%
3.45
Amortization Of Intangibles Income Statement
3.45
-2.82%
3.55
+0.40%
3.53
+2.44%
3.45
Depreciation Amortization Depletion Income Statement
22.54
+3.97%
21.68
-2.29%
22.19
+0.64%
22.05
Depreciation And Amortization In Income Statement
22.54
+3.97%
21.68
-2.29%
22.19
+0.64%
22.05
Depreciation Income Statement
19.10
+5.30%
18.14
-2.80%
18.66
+0.31%
18.60
Insurance And Claims
6.83
+7.53%
6.35
+8.98%
5.83
+23.06%
4.74
Occupancy And Equipment
25.17
+13.42%
22.19
+5.54%
21.03
+8.80%
19.33
Other Non Interest Expense
89.28
+18.16%
75.55
+1.67%
74.31
+5.03%
70.75
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Assets
14,838.89
+9.48%
13,554.31
+9.56%
12,372.04
-0.13%
12,387.86
Cash And Cash Equivalents
4,404.36
+23.93%
3,553.77
+48.23%
2,397.46
-24.34%
3,168.91
Cash Financial
226.95
-4.58%
237.84
+5.49%
225.46
-12.97%
259.05
Other Short Term Investments
309.37
-74.45%
1,210.92
-22.07%
1,553.90
+1.02%
1,538.22
Receivables
301.55
Accounts Receivable
301.55
Net PPE
325.89
+10.12%
295.94
+6.23%
278.59
+0.18%
278.09
Gross PPE
513.28
+9.28%
469.70
+7.58%
436.63
+3.35%
422.47
Accumulated Depreciation
-187.39
-7.84%
-173.76
-9.95%
-158.03
-9.46%
-144.38
Land And Improvements
53.11
-4.95%
55.88
+13.65%
49.17
+2.75%
47.86
Buildings And Improvements
315.33
+6.04%
297.36
+3.11%
288.39
+8.15%
266.66
Machinery Furniture Equipment
108.14
+8.46%
99.71
+5.12%
94.85
+3.84%
91.34
Construction In Progress
36.69
+119.08%
16.75
+297.53%
4.21
-74.64%
16.61
Goodwill And Other Intangible Assets
204.10
+4.44%
195.42
-1.78%
198.97
-1.52%
202.04
Goodwill
182.74
+0.26%
182.26
+0.00%
182.26
+0.11%
182.06
Other Intangible Assets
21.36
+62.31%
13.16
-21.23%
16.70
-16.41%
19.98
Investments And Advances
924.95
-23.67%
1,211.75
-22.08%
1,555.10
+0.94%
1,540.60
Total Liabilities Net Minority Interest
12,984.77
+8.81%
11,933.13
+9.10%
10,938.15
-1.79%
11,137.03
Payables And Accrued Expenses
76.45
Payables
76.45
Accounts Payable
76.45
Long Term Debt And Capital Lease Obligation
98.21
+13.99%
86.16
+0.07%
86.10
+0.07%
86.04
Long Term Debt
98.21
+13.99%
86.16
+0.07%
86.10
+0.07%
86.04
Stockholders Equity
1,854.12
+14.37%
1,621.19
+13.06%
1,433.89
+14.63%
1,250.84
Common Stock Equity
1,854.12
+14.37%
1,621.19
+13.06%
1,433.89
+14.63%
1,250.84
Capital Stock
33.54
+0.97%
33.22
+0.86%
32.93
+0.17%
32.88
Common Stock
33.54
+0.97%
33.22
+0.86%
32.93
+0.17%
32.88
Preferred Stock
0.00
0.00
0.00
0.00
Share Issued
33.54
+0.97%
33.22
+0.86%
32.93
+0.17%
32.88
Ordinary Shares Number
33.54
+0.97%
33.22
+0.86%
32.93
+0.17%
32.88
Additional Paid In Capital
217.84
+16.45%
187.06
+7.08%
174.69
+3.23%
169.23
Retained Earnings
1,611.02
+12.36%
1,433.77
+12.34%
1,276.31
+13.93%
1,120.29
Gains Losses Not Affecting Retained Earnings
-8.27
+74.82%
-32.86
+34.34%
-50.04
+30.07%
-71.56
Other Equity Adjustments
-8.27
+74.82%
-32.86
+34.34%
-50.04
+30.07%
-71.56
Total Equity Gross Minority Interest
1,854.12
+14.37%
1,621.19
+13.06%
1,433.89
+14.63%
1,250.84
Total Capitalization
1,952.34
+14.35%
1,707.34
+12.33%
1,519.99
+13.70%
1,336.88
Invested Capital
1,952.34
+14.35%
1,707.34
+12.33%
1,519.99
+13.70%
1,336.88
Total Debt
98.21
+13.99%
86.16
+0.07%
86.10
+0.07%
86.04
Net Tangible Assets
1,650.03
+15.73%
1,425.77
+15.45%
1,234.92
+17.75%
1,048.80
Tangible Book Value
1,650.03
+15.73%
1,425.77
+15.45%
1,234.92
+17.75%
1,048.80
Available For Sale Securities
615.58
+73445.52%
0.84
-29.66%
1.19
-50.06%
2.38
Cash Cash Equivalents And Federal Funds Sold
4,496.07
+26.49%
3,554.49
+48.18%
2,398.78
-24.37%
3,171.76
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
285.28
+9.22%
261.20
+12.08%
233.04
+2.99%
226.27
Cash Flow From Continuing Operating Activities
285.28
+9.22%
261.20
+12.08%
233.04
+2.99%
226.27
Net Income From Continuing Operations
240.61
+11.21%
216.35
+1.83%
212.47
+10.03%
193.10
Depreciation Amortization Depletion
22.54
+3.97%
21.68
-2.29%
22.19
+0.64%
22.05
Depreciation
19.10
+5.30%
18.14
Amortization Cash Flow
3.45
-2.82%
3.55
Depreciation And Amortization
22.54
+3.97%
21.68
-2.29%
22.19
+0.64%
22.05
Amortization Of Intangibles
3.45
-2.82%
3.55
Other Non Cash Items
18.88
+14.85%
16.44
+991.00%
-1.84
-108.95%
20.61
Stock Based Compensation
3.73
+7.94%
3.45
+15.11%
3.00
+54.51%
1.94
Deferred Tax
-0.90
+58.97%
-2.20
+20.95%
-2.79
-965.53%
0.32
Deferred Income Tax
-0.90
+58.97%
-2.20
+20.95%
-2.79
-965.53%
0.32
Operating Gains Losses
-4.51
-6.87%
-4.22
-35.77%
-3.11
+57.97%
-7.40
Gain Loss On Investment Securities
-0.38
-294.85%
-0.10
-105.31%
1.83
-0.27%
1.83
Change In Working Capital
2.05
-64.78%
5.82
+369.68%
-2.16
+84.28%
-13.72
Change In Receivables
2.00
+415.09%
-0.64
+93.56%
-9.88
+41.61%
-16.91
Changes In Account Receivables
2.00
+415.09%
-0.64
+93.56%
-9.88
+41.61%
-16.91
Change In Payables And Accrued Expense
0.04
-99.30%
6.45
-16.40%
7.72
+141.82%
3.19
Change In Payable
0.04
-99.30%
6.45
-16.40%
7.72
+141.82%
3.19
Change In Account Payable
0.04
-99.30%
6.45
-16.40%
7.72
+141.82%
3.19
Investing Cash Flow
15.54
+121.77%
-71.39
+89.34%
-669.71
+55.92%
-1,519.17
Cash Flow From Continuing Investing Activities
15.54
+121.77%
-71.39
+89.34%
-669.71
+55.92%
-1,519.17
Net PPE Purchase And Sale
-48.31
-31.81%
-36.65
-62.87%
-22.50
-13.74%
-19.79
Purchase Of PPE
-48.31
-31.81%
-36.65
-62.87%
-22.50
-13.74%
-19.79
Capital Expenditure
-48.31
-31.81%
-36.65
-62.87%
-22.50
-13.74%
-19.79
Net Investment Purchase And Sale
350.65
-0.24%
351.50
+858.67%
36.66
+103.32%
-1,104.61
Purchase Of Investment
-371.70
+4.99%
-391.21
+13.89%
-454.33
+75.91%
-1,886.09
Sale Of Investment
722.34
-2.74%
742.71
+51.27%
490.99
-37.17%
781.48
Net Business Purchase And Sale
13.72
0.00
-100.00%
8.04
-93.36%
121.10
Net Other Investing Changes
-19.07
-1977.36%
1.02
-96.07%
25.84
+439.72%
4.79
Financing Cash Flow
549.77
-43.12%
966.50
+388.69%
-334.79
-113.88%
2,411.78
Cash Flow From Continuing Financing Activities
549.77
-43.12%
966.50
+388.69%
-334.79
-113.88%
2,411.78
Net Issuance Payments Of Debt
-3.99
-19.07%
-3.35
-209.83%
3.05
+917.00%
0.30
Issuance Of Debt
0.00
0.00
Repayment Of Debt
-14.00
0.00
0.00
0.00
Long Term Debt Issuance
0.00
0.00
Long Term Debt Payments
-14.00
0.00
0.00
0.00
Net Long Term Debt Issuance
-14.00
0.00
0.00
0.00
Net Short Term Debt Issuance
10.01
+398.72%
-3.35
-209.83%
3.05
+917.00%
0.30
Net Common Stock Issuance
0.00
0.00
+100.00%
-1.82
0.00
Common Stock Payments
0.00
0.00
+100.00%
-1.82
0.00
Common Stock Dividend Paid
-62.21
-7.67%
-57.77
-7.70%
-53.64
-10.69%
-48.46
Cash Dividends Paid
-62.21
-7.67%
-57.77
-7.70%
-53.64
-10.69%
-48.46
Repurchase Of Capital Stock
0.00
0.00
+100.00%
-1.82
0.00
Proceeds From Stock Option Exercised
4.68
-49.11%
9.20
+261.74%
2.54
-66.75%
7.65
Changes In Cash
850.59
-26.44%
1,156.31
+249.89%
-771.45
-168.95%
1,118.89
Beginning Cash Position
3,553.77
+48.23%
2,397.46
-24.34%
3,168.91
+54.58%
2,050.02
End Cash Position
4,404.36
+23.93%
3,553.77
+48.23%
2,397.46
-24.34%
3,168.91
Free Cash Flow
236.97
+5.53%
224.55
+6.65%
210.54
+1.96%
206.49
Interest Paid Supplemental Data
269.33
-0.55%
270.81
+41.22%
191.76
+346.68%
42.93
Income Tax Paid Supplemental Data
55.13
+18.42%
46.56
-11.15%
52.40
+51.26%
34.64
Common Stock Issuance
2.54
-66.75%
7.65
Excess Tax Benefit From Stock Based Compensation
-2.06
+49.35%
-4.07
-352.84%
-0.90
+72.96%
-3.33
Issuance Of Capital Stock
2.54
-66.75%
7.65
Sale Of Business
SEC Filings

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