Symbols / BKU Stock $47.23 +1.35% BankUnited, Inc.

Financial Services • Banks - Regional • United States • NYQ
BKU (Stock) Chart
O: — H: — L: — C: — V: —
SMA 20: — SMA 50: — SMA 200: —
Stock Fundamentals
Scroll to Statements
Index EQUITY
Sector Financial Services
Industry Banks - Regional
CEO Mr. Rajinder P. Singh
Exch · Country NYQ · United States
Market Cap 3.48B
Enterprise Value 5.15B
Income 277.36M
Sales 1.03B
FCF (ttm) —
Book/sh 41.19
Cash/sh 5.25
Employees 1,785
Insider 10d —
IPO Jan 28, 2011
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout 34.64%
P/E 13.19
Forward P/E 10.34
PEG 0.27
P/S 3.36
P/B 1.15
P/C —
EV/EBITDA —
EV/Sales 4.98
Quick Ratio —
Current Ratio —
Debt/Eq —
LT Debt/Eq —
EPS (ttm) 3.58
EPS next Y 4.57
EPS Growth 6.40%
Revenue Growth 3.70%
EPS Gr Q/Q 5.80%
Rev Gr Q/Q —
Earnings (next) 2026-07-22
Earnings (prior) 2026-04-22
ROA 0.77%
ROE 9.19%
ROIC —
Gross Margin 0.00%
Oper. Margin 32.40%
Profit Margin 26.28%
Shs Outstand 73.35M
Shs Float 68.27M
Insider Own 0.90%
Instit Own 111.45%
Short Float 6.76%
Short Ratio 4.42
Short Interest 3.56M
52W High 52.11
vs 52W High -9.36%
52W Low 32.20
vs 52W Low 46.68%
Beta 1.26
Impl. Vol. 3.13%
Rel Volume 0.62
Avg Volume 915.45K
Volume 566.51K
Target (mean) $52.09
Tgt Median $53.00
Tgt Low $46.00
Tgt High $56.00
# Analysts 11
Recom Buy
Prev Close $46.60
Price $47.23
Change 1.35%
About

BankUnited, Inc. operates as the bank holding company for BankUnited, a national banking association that provides a range of banking services in the United States. The company offers deposit products, such as checking, money market deposit, and savings accounts; certificates of deposit; and treasury, payments and cash management services. Its loans portfolio includes commercial loans, including equipment loans, secured and unsecured lines of credit, formula-based lines of credit, owner-occupied commercial real estate term loans and lines of credit, mortgage warehouse lines, subscription finance facilities, letters of credit, commercial credit cards, small business administration and U.S. department of agriculture product offerings, export-import bank financing products, trade finance, and business acquisition finance credit facilities; commercial real estate loans; residential mortgages; and other consumer loans. The company offers loan servicing and deposit transaction processing systems, cloud-based data storage, electronic funds transfer transaction processing, online banking services, ERP systems and computer and networking infrastructure. It operates through a network of banking centers located in Florida counties and the New York metropolitan area, as well as Dallas, Texas. The company was formerly known as BU Financial Corporation. BankUnited, Inc. was incorporated in 2009 and is headquartered in Miami Lakes, Florida.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$52.09
Mean price target
2. Current target
$47.23
Latest analyst target
3. DCF / Fair value
$53.70
Fallback: EPS × 15 (assumed fair P/E). No FCF data; use with …
Ratings
Current target
$47.23
Low
$46.00
High
$56.00
Mean
$52.09

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2026-04-24 main Citigroup Neutral → Neutral $50
2026-04-23 main Keefe, Bruyette & Woods Market Perform → Market Perform $50
2026-04-07 main Barclays Equal-Weight → Equal-Weight $53
2026-03-30 main Wells Fargo Overweight → Overweight $55
2026-03-03 main Cantor Fitzgerald Overweight → Overweight $56
2026-02-02 main Jefferies Buy → Buy $60
2026-01-23 main Citigroup Neutral → Neutral $53
2026-01-23 main Goldman Sachs Sell → Sell $49
2026-01-22 main Barclays Equal-Weight → Equal-Weight $55
2026-01-22 main Jefferies Buy → Buy $65
2026-01-22 main RBC Capital Sector Perform → Sector Perform $53
2026-01-22 main Piper Sandler Neutral → Neutral $52
2026-01-22 main Keefe, Bruyette & Woods Market Perform → Market Perform $55
2026-01-15 init Raymond James — → Outperform $51
2026-01-05 main Wells Fargo Overweight → Overweight $50
2025-12-19 main Barclays Equal-Weight → Equal-Weight $47
2025-12-01 up Jefferies Hold → Buy $55
2025-10-23 reit RBC Capital Sector Perform → Sector Perform $42
2025-10-23 main Wells Fargo Overweight → Overweight $42
2025-10-23 reit Cantor Fitzgerald Overweight → Overweight $44
News
RSS: Latest BKU news
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2026-03-09 SINGH RAJINDER P Chief Executive Officer — 189,876 — —
2026-03-09 CORNISH THOMAS M Chief Operating Officer — 83,736 — —
2026-03-09 BANSAL RISHI Officer — 49,370 — —
2026-03-04 MALCOLM KEVIN A Officer of Subsidiary Company — 3,447 $47.11 $162,388
2026-02-27 RICHARDS JAY D. Officer — 14,000 $0.00 $0
2026-02-27 MALCOLM KEVIN A Officer of Subsidiary Company — 4,000 $0.00 $0
2026-02-09 SOBTI SANJIV Director — 5,000 $50.88 $254,400
2026-02-03 RICHARDS JAY D. Officer — 3,506 $49.83 $174,704
2025-07-25 RICHARDS JAY D. Officer — 3,942 $38.81 $152,989
2025-07-25 PAULS DOUGLAS JOHN Director — 3,500 $38.79 $135,765
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
1,093.22
+7.87%
1,013.42
+5.49%
960.64
-3.02%
990.60
Operating Revenue
1,093.22
+7.87%
1,013.42
+5.49%
960.64
-3.02%
990.60
Selling General And Administration
368.24
+4.69%
351.75
+1.22%
347.49
+22.55%
283.55
General And Administrative Expense
368.24
+4.69%
351.75
+1.22%
347.49
+22.55%
283.55
Salaries And Wages
341.05
+8.06%
315.60
+12.42%
280.74
+5.72%
265.55
Other Gand A
—
—
—
—
Reconciled Depreciation
51.02
-15.13%
60.11
-18.83%
74.06
-4.59%
77.62
Total Unusual Items
—
—
0.00
0.00
Total Unusual Items Excluding Goodwill
—
—
0.00
0.00
Special Income Charges
—
—
0.00
0.00
Other Special Charges
—
—
—
—
Impairment Of Capital Assets
—
—
—
—
Net Income
268.35
+15.44%
232.47
+30.11%
178.67
-37.30%
284.97
Pretax Income
361.75
+14.35%
316.35
+33.43%
237.08
-36.80%
375.13
Net Interest Income
987.58
+8.02%
914.27
+4.63%
873.80
-4.29%
912.96
Interest Expense
805.21
-20.34%
1,010.85
+2.75%
983.78
+209.86%
317.49
Interest Income
1,792.79
-6.87%
1,925.12
+3.64%
1,857.58
+50.97%
1,230.45
Gain On Sale Of Security
18.81
+112.95%
8.83
+1.55%
8.70
+155.04%
-15.80
Tax Provision
93.39
+11.34%
83.88
+43.60%
58.41
-35.21%
90.16
Tax Rate For Calcs
0.00
-2.62%
0.00
+7.62%
0.00
+2.53%
0.00
Tax Effect Of Unusual Items
0.00
0.00
0.00
0.00
Net Income Including Noncontrolling Interests
268.35
+15.44%
232.47
+30.11%
178.67
-37.30%
284.97
Net Income From Continuing Operation Net Minority Interest
268.35
+15.44%
232.47
+30.11%
178.67
-37.30%
284.97
Net Income From Continuing And Discontinued Operation
268.35
+15.44%
232.47
+30.11%
178.67
-37.30%
284.97
Net Income Continuous Operations
268.35
+15.44%
232.47
+30.11%
178.67
-37.30%
284.97
Normalized Income
268.35
+15.44%
232.47
+30.11%
178.67
-37.30%
284.97
Net Income Common Stockholders
262.66
+15.02%
228.35
+30.41%
175.11
-37.44%
279.90
Otherunder Preferred Stock Dividend
5.70
+38.51%
4.11
+15.37%
3.56
-29.75%
5.08
Diluted EPS
3.53
+14.61%
3.08
+29.41%
2.38
-32.77%
3.54
Basic EPS
3.55
+14.52%
3.10
+29.71%
2.39
-32.68%
3.55
Basic Average Shares
73.92
+0.45%
73.60
+0.37%
73.33
-6.96%
78.81
Diluted Average Shares
74.30
+0.44%
73.98
+0.62%
73.52
-6.71%
78.81
Diluted NI Availto Com Stockholders
262.01
+14.94%
227.95
+30.38%
174.83
-37.40%
279.27
Average Dilution Earnings
-0.65
-61.19%
-0.40
-46.18%
-0.28
+56.07%
-0.63
Depreciation Amortization Depletion Income Statement
16.37
-37.35%
26.13
-41.22%
44.45
-11.79%
50.39
Depreciation And Amortization In Income Statement
16.37
-37.35%
26.13
-41.22%
44.45
-11.79%
50.39
Depreciation Income Statement
16.37
-37.35%
26.13
-41.22%
44.45
-11.79%
50.39
Insurance And Claims
27.20
-24.76%
36.14
-45.85%
66.75
+270.84%
18.00
Occupancy And Equipment
43.97
-3.50%
45.56
+5.11%
43.34
-4.53%
45.40
Other Non Interest Expense
234.96
+7.50%
218.57
+8.92%
200.67
+34.46%
149.25
Professional Expense And Contract Services Expense
—
17.11
+20.63%
14.18
+20.92%
11.73
Line Item Trend 2023-12-31
Total Assets
35,761.61
Cash And Cash Equivalents
588.28
Other Short Term Investments
—
Net PPE
371.91
Gross PPE
582.15
Accumulated Depreciation
-210.24
Other Properties
582.15
Goodwill And Other Intangible Assets
77.64
Goodwill
77.64
Investments And Advances
9,187.44
Total Liabilities Net Minority Interest
33,183.69
Long Term Debt And Capital Lease Obligation
5,823.97
Long Term Debt
5,797.47
Long Term Capital Lease Obligation
26.50
Stockholders Equity
2,577.92
Common Stock Equity
2,577.92
Capital Stock
0.74
Common Stock
0.74
Share Issued
74.37
Ordinary Shares Number
74.37
Treasury Shares Number
0.00
Additional Paid In Capital
283.64
Retained Earnings
2,650.96
Gains Losses Not Affecting Retained Earnings
-357.42
Other Equity Adjustments
-357.42
Total Equity Gross Minority Interest
2,577.92
Total Capitalization
8,375.39
Invested Capital
8,375.39
Total Debt
5,823.97
Net Debt
5,209.19
Capital Lease Obligations
26.50
Net Tangible Assets
2,500.28
Tangible Book Value
2,500.28
Available For Sale Securities
9,187.44
Cash Cash Equivalents And Federal Funds Sold
588.28
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
358.61
-17.33%
433.78
-34.03%
657.50
-49.18%
1,293.82
Cash Flow From Continuing Operating Activities
358.61
-17.33%
433.78
-34.03%
657.50
-49.18%
1,293.82
Net Income From Continuing Operations
268.35
+15.44%
232.47
+30.11%
178.67
-37.30%
284.97
Depreciation Amortization Depletion
51.02
-15.13%
60.11
-18.83%
74.06
-4.59%
77.62
Depreciation
—
—
74.06
-4.59%
77.62
Amortization Cash Flow
—
—
-13.31
-66.82%
-7.98
Depreciation And Amortization
51.02
-15.13%
60.11
-18.83%
74.06
-4.59%
77.62
Amortization Of Intangibles
—
—
-13.31
-66.82%
-7.98
Other Non Cash Items
124.56
-4.90%
130.98
-58.77%
317.66
-25.06%
423.89
Stock Based Compensation
20.47
-5.11%
21.57
+9.91%
19.63
-6.27%
20.94
Deferred Tax
-5.36
+87.80%
-43.93
+6.20%
-46.83
-3359.01%
1.44
Deferred Income Tax
-5.36
+87.80%
-43.93
+6.20%
-46.83
-3359.01%
1.44
Operating Gains Losses
-18.78
+25.65%
-25.26
+66.09%
-74.48
-137.62%
198.00
Gain Loss On Investment Securities
—
-2.13
-121.16%
10.05
-36.40%
15.80
Change In Working Capital
-129.73
-800.77%
18.51
-83.83%
114.48
-47.91%
219.78
Change In Other Current Assets
-108.05
-1579.35%
7.30
-70.06%
24.40
-77.86%
110.21
Change In Other Current Liabilities
-21.68
-293.43%
11.21
-87.56%
90.09
-17.79%
109.57
Investing Cash Flow
-214.43
-152.34%
409.71
-58.22%
980.57
+146.24%
-2,120.40
Cash Flow From Continuing Investing Activities
-214.43
-152.34%
409.71
-58.22%
980.57
+146.24%
-2,120.40
Net PPE Purchase And Sale
22.86
-84.59%
148.31
+47.83%
100.33
+92.05%
52.24
Purchase Of PPE
—
—
—
—
Capital Expenditure
—
—
—
—
Net Investment Purchase And Sale
-23.61
-131.88%
74.04
-92.50%
986.90
+279.44%
-549.98
Purchase Of Investment
-4,095.36
-49.07%
-2,747.31
-189.08%
-950.37
+72.42%
-3,446.11
Sale Of Investment
4,071.76
+44.32%
2,821.34
+45.64%
1,937.27
-33.11%
2,896.14
Net Other Investing Changes
-61.77
-2329.96%
2.77
+109.24%
-29.99
+27.55%
-41.40
Financing Cash Flow
-417.52
+55.61%
-940.66
+42.02%
-1,622.43
-249.62%
1,084.37
Cash Flow From Continuing Financing Activities
-417.52
+55.61%
-940.66
+42.02%
-1,622.43
-249.62%
1,084.37
Net Issuance Payments Of Debt
-1,763.48
+19.29%
-2,185.00
-616.39%
-305.00
-108.68%
3,515.00
Issuance Of Debt
230.00
-73.71%
875.00
-74.45%
3,425.00
-26.34%
4,650.00
Repayment Of Debt
-1,993.48
+34.85%
-3,060.00
+17.96%
-3,730.00
-228.63%
-1,135.00
Long Term Debt Issuance
230.00
-73.71%
875.00
-74.45%
3,425.00
-26.34%
4,650.00
Long Term Debt Payments
-1,993.48
+34.85%
-3,060.00
+17.96%
-3,730.00
-228.63%
-1,135.00
Net Long Term Debt Issuance
-1,763.48
+19.29%
-2,185.00
-616.39%
-305.00
-108.68%
3,515.00
Net Common Stock Issuance
-44.80
0.00
+100.00%
-55.15
+86.26%
-401.29
Common Stock Payments
-44.80
0.00
+100.00%
-55.15
+86.26%
-401.29
Common Stock Dividend Paid
—
—
-79.09
+0.44%
-79.44
Cash Dividends Paid
-91.90
-7.47%
-85.51
-8.12%
-79.09
+0.44%
-79.44
Repurchase Of Capital Stock
-44.80
0.00
+100.00%
-55.15
+86.26%
-401.29
Proceeds From Stock Option Exercised
—
—
—
0.00
Net Other Financing Charges
-4.53
-272.59%
2.63
+111.76%
-22.33
-84.08%
-12.13
Changes In Cash
-273.33
-181.30%
-97.17
-721.43%
15.64
-93.93%
257.79
Beginning Cash Position
491.12
-16.52%
588.28
+2.73%
572.65
+81.88%
314.86
End Cash Position
217.78
-55.66%
491.12
-16.52%
588.28
+2.73%
572.65
Free Cash Flow
358.61
-17.33%
433.78
-34.03%
657.50
-49.18%
1,293.82
Interest Paid Supplemental Data
831.90
-19.39%
1,032.00
+8.58%
950.48
+223.13%
294.14
Income Tax Paid Supplemental Data
147.75
+45.18%
101.77
+108.63%
48.78
—
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

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