Symbols / BLNE
BLNE Chart
About
Beeline Holdings, Inc. engages in the fintech mortgage lending business. It servers property investors and buyers. The company was founded in 2019 and is based in Providence, Rhode Island.
Fundamentals
Scroll to Statements| Sector | Financial Services | Industry | Mortgage Finance | Market Cap | 80.81M |
| Enterprise Value | 87.39M | Income | -23.58M | Sales | 9.56M |
| Book/sh | 2.62 | Cash/sh | 0.06 | Dividend Yield | — |
| Payout | 0.00% | Employees | 91 | IPO | — |
| P/E | 0.04 | Forward P/E | -23.83 | PEG | — |
| P/S | 8.45 | P/B | 1.09 | P/C | — |
| EV/EBITDA | -5.33 | EV/Sales | 9.14 | Quick Ratio | 0.15 |
| Current Ratio | 1.05 | Debt/Eq | 18.45 | LT Debt/Eq | — |
| EPS (ttm) | 74.27 | EPS next Y | -0.12 | EPS Growth | — |
| Revenue Growth | — | Earnings | 2026-03-30 | ROA | -25.45% |
| ROE | -72.63% | ROIC | — | Gross Margin | 78.24% |
| Oper. Margin | -110.79% | Profit Margin | -230.09% | Shs Outstand | 28.26M |
| Shs Float | 18.96M | Short Float | 5.03% | Short Ratio | 0.96 |
| Short Interest | — | 52W High | 8.40 | 52W Low | 0.62 |
| Beta | — | Avg Volume | 916.10K | Volume | 543.80K |
| Target Price | $4.50 | Recom | None | Prev Close | $2.70 |
| Price | $2.86 | Change | 5.93% |
Valuation Models
Price estimates from analyst targets and simple models.
1. Analyst consensus
$4.50
Mean price target
2. Current target
$2.86
Latest analyst target
3. DCF / Fair value
$-6.23
Simplified: (Free Cash Flow ÷ Shares) × 18 (P/FCF multiple). Not a …
Ratings
Current target
$2.86
Low
$4.50
High
$4.50
Mean
$4.50
- Beeline Holdings (NASDAQ: BLNE) Highlights Gains, Sets Course for Next Phase of Growth - Barchart.com Mon, 23 Feb 2026 16
- Beeline Holdings (BLNE) Reaches Cash-Flow Milestone as Growth Strategy Gains Traction - Yahoo Finance Mon, 24 Nov 2025 08
- Beeline Holdings, Inc. (NASDAQ:BLNE) Short Interest Update - MarketBeat ue, 03 Feb 2026 08
- AI-driven lender Beeline targets $100M revenue as mortgage market shifts - Stock Titan hu, 15 Jan 2026 08
- Beeline Holdings, Inc. Prices $7.4 Million Common Stock Offering to Enhance Growth and Strengthen Balance Sheet - Quiver Quantitative ue, 11 Nov 2025 08
- Beeline Holdings Simplifies Capital Structure via Private Conversions - TipRanks hu, 19 Feb 2026 21
- Beeline Holdings (NASDAQ: BLNE) Appoints Barry Levenson as Executive Strategic Advisor - The Globe and Mail Fri, 20 Feb 2026 17
- Beeline Holdings Insiders Up US$78k On US$551.0k Investment - simplywall.st Sun, 23 Nov 2025 08
- Beeline Holdings (BLNE) Aims to Close Homeownership Gap With Cutting-Edge Platform - Yahoo Finance Fri, 05 Dec 2025 08
- $BLNE stock is down 17% today. Here's what we see in our data. - Quiver Quantitative ue, 11 Nov 2025 08
- Beeline Holdings Adds Strategic Advisor for Digital Expansion - TipRanks hu, 19 Feb 2026 13
- $BLNE stock is up 8% today. Here's what we see in our data. - Quiver Quantitative Mon, 27 Oct 2025 07
- Beeline Holdings (NASDAQ: BLNE) Insider Buying Led by COO's 100,000-Share Purchase - Yahoo Finance Fri, 05 Sep 2025 07
- $BLNE stock is up 19% today. Here's what we see in our data. - Quiver Quantitative Fri, 09 Jan 2026 08
- Beeline Holdings (BLNE) Targets Faster, Simpler Mortgages as It Expands AI-Driven Lending Model - Yahoo Finance Wed, 17 Dec 2025 08
Insider Transactions
| Date | Shares | Value | Url | Text | Insider | Position | Transaction | Start Date | Ownership |
|---|---|---|---|---|---|---|---|---|---|
| 0 | 30000 | — | — | Stock Award(Grant) at price 0.00 per share. | KNUETTEL FRANCIS P II | Director | — | 2025-12-16 00:00:00 | D |
| 1 | 1000 | 1850 | — | Purchase at price 1.85 per share. | FREEDMAN JOSEPH DAVID | Director | — | 2025-11-26 00:00:00 | D |
| 2 | 3000 | 4380 | — | Purchase at price 1.46 per share. | FREEDMAN JOSEPH DAVID | Director | — | 2025-11-21 00:00:00 | D |
| 3 | 7000 | 11340 | — | Purchase at price 1.62 per share. | FREEDMAN JOSEPH DAVID | Director | — | 2025-11-19 00:00:00 | D |
| 4 | 20000 | 33600 | — | Purchase at price 1.68 per share. | MOE CHRISTOPHER R. | Chief Financial Officer | — | 2025-11-19 00:00:00 | D |
| 5 | 2333629 | 3897160 | — | Conversion of Exercise of derivative security at price 1.67 per share. | LIUZZA NICHOLAS REYLAND JR | Chief Executive Officer | — | 2025-10-10 00:00:00 | D |
| 6 | 40000 | — | — | Stock Award(Grant) at price 0.00 per share. | KNUETTEL FRANCIS P II | Director | — | 2025-10-02 00:00:00 | D |
| 7 | 88913 | — | — | Stock Award(Grant) at price 0.00 per share. | FINNSSON ERIC JON | Director | — | 2025-10-02 00:00:00 | D |
| 8 | 187971 | — | — | Stock Award(Grant) at price 0.00 per share. | FREEDMAN JOSEPH DAVID | Director | — | 2025-10-02 00:00:00 | D |
| 9 | 40000 | — | — | Stock Award(Grant) at price 0.00 per share. | FRANCIS KNUETTEL II | Director | — | 2025-10-02 00:00:00 | D |
Financials
| Line Item | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| TaxEffectOfUnusualItems | 0.00 | 0.00 | 0.00 | 0.00 |
| TaxRateForCalcs | 0.00 | 0.00 | 0.00 | 0.00 |
| NormalizedEBITDA | -4.84M | -3.18M | -5.02M | -3.14M |
| TotalUnusualItems | 1.72M | -364.00K | -7.51M | -419.00K |
| TotalUnusualItemsExcludingGoodwill | 1.72M | -364.00K | -7.51M | -419.00K |
| NetIncomeFromContinuingOperationNetMinorityInterest | -4.50M | -4.79M | -16.27M | -6.05M |
| ReconciledDepreciation | 878.00K | 149.00K | 1.52M | 1.24M |
| ReconciledCostOfRevenue | 5.30M | 3.89M | 11.44M | 9.48M |
| EBITDA | -3.12M | -3.54M | -12.53M | -3.56M |
| EBIT | -4.00M | -3.69M | -14.05M | -4.80M |
| NetInterestIncome | -2.23M | -1.10M | -2.22M | -1.25M |
| InterestExpense | 2.24M | 1.10M | 2.22M | 1.25M |
| InterestIncome | 4.00K | 0.00 | ||
| NormalizedIncome | -6.21M | -4.42M | -8.76M | -5.63M |
| NetIncomeFromContinuingAndDiscontinuedOperation | -11.33M | -7.54M | -16.27M | -2.20M |
| TotalExpenses | 9.59M | 5.85M | 20.47M | 18.88M |
| TotalOperatingIncomeAsReported | -9.03M | -2.42M | -6.65M | -6.90M |
| DilutedAverageShares | 246.26K | 109.13K | 76.69K | 63.54K |
| BasicAverageShares | 246.26K | 109.13K | 76.69K | 63.54K |
| DilutedEPS | -46.63 | -70.42 | -214.00 | -70.00 |
| BasicEPS | -46.63 | -70.42 | -214.00 | -70.00 |
| DilutedNIAvailtoComStockholders | -11.48M | -7.68M | -16.42M | -4.51M |
| NetIncomeCommonStockholders | -11.48M | -7.68M | -16.42M | -4.51M |
| OtherunderPreferredStockDividend | 0.00 | 2.29M | ||
| PreferredStockDividends | 150.00K | 150.00K | 150.00K | 27.00K |
| NetIncome | -11.33M | -7.54M | -16.27M | -2.20M |
| MinorityInterests | 1.74M | 0.00 | ||
| NetIncomeIncludingNoncontrollingInterests | -13.08M | -7.54M | -16.27M | -2.20M |
| NetIncomeDiscontinuousOperations | -6.84M | -2.75M | 0.00 | 3.86M |
| NetIncomeContinuousOperations | -6.24M | -4.79M | -16.27M | -6.05M |
| TaxProvision | 0.00 | 0.00 | 0.00 | 0.00 |
| PretaxIncome | -6.24M | -4.79M | -16.27M | -6.05M |
| OtherIncomeExpense | 1.67M | -1.63M | -7.46M | 1.68M |
| OtherNonOperatingIncomeExpenses | 8.00K | -1.27M | 52.00K | 2.10M |
| SpecialIncomeCharges | 1.72M | -364.00K | -7.51M | -419.00K |
| GainOnSaleOfPPE | 364.00K | -58.00K | -419.00K | |
| OtherSpecialCharges | -5.07M | |||
| WriteOff | 3.36M | 364.00K | 7.45M | 0.00 |
| EarningsFromEquityInterest | -58.00K | 0.00 | ||
| NetNonOperatingInterestIncomeExpense | -2.23M | -1.10M | -2.22M | -1.25M |
| InterestExpenseNonOperating | 2.24M | 1.10M | 2.22M | 1.25M |
| InterestIncomeNonOperating | 4.00K | 0.00 | ||
| OperatingIncome | -5.67M | -2.06M | -6.59M | -6.48M |
| OperatingExpense | 4.21M | 1.86M | 9.03M | 9.39M |
| OtherOperatingExpenses | 537.00K | |||
| DepreciationAmortizationDepletionIncomeStatement | 803.00K | 57.00K | ||
| DepreciationAndAmortizationInIncomeStatement | 803.00K | 57.00K | ||
| SellingGeneralAndAdministration | 2.87M | 1.81M | 9.03M | 9.39M |
| SellingAndMarketingExpense | 809.00K | 204.00K | 2.62M | 2.61M |
| GeneralAndAdministrativeExpense | 2.06M | 1.60M | 6.41M | 6.78M |
| OtherGandA | 2.06M | 1.60M | 6.41M | 6.78M |
| SalariesAndWages | 3.15M | 1.37M | ||
| GrossProfit | -1.46M | -196.00K | 2.44M | 2.91M |
| CostOfRevenue | 5.37M | 3.98M | 11.44M | 9.48M |
| TotalRevenue | 3.91M | 3.79M | 13.88M | 12.39M |
| ExciseTaxes | 299.00K | 444.00K | 496.00K | |
| OperatingRevenue | 3.91M | 3.79M | 14.33M | 12.89M |
| Line Item | 2023-12-31 | |||
|---|---|---|---|---|
| TreasurySharesNumber | 0.00 | |||
| PreferredSharesNumber | 2.50M | 2.50M | 2.50M | 2.50M |
| OrdinarySharesNumber | 468.95K | 170.60K | 81.00K | 73.96K |
| ShareIssued | 468.95K | 170.60K | 81.00K | 73.96K |
| NetDebt | 11.91M | 10.87M | 15.16M | 11.51M |
| TotalDebt | 14.18M | 11.86M | 19.01M | 18.06M |
| TangibleBookValue | -4.09M | -3.33M | -7.39M | -396.00K |
| InvestedCapital | 60.16M | 12.03M | 14.37M | 28.18M |
| WorkingCapital | -6.11M | 332.00K | -6.39M | 4.61M |
| NetTangibleAssets | -4.08M | -3.33M | -7.39M | -396.00K |
| CapitalLeaseObligations | 1.88M | 681.00K | 3.13M | 3.28M |
| CommonStockEquity | 47.86M | 853.00K | -1.52M | 13.40M |
| PreferredStockEquity | 8.00K | |||
| TotalCapitalization | 47.87M | 11.45M | 6.33M | 21.56M |
| TotalEquityGrossMinorityInterest | 48.97M | 853.00K | -1.52M | 13.40M |
| MinorityInterest | 1.10M | 0.00 | ||
| StockholdersEquity | 47.87M | 853.00K | -1.52M | 13.40M |
| GainsLossesNotAffectingRetainedEarnings | -34.00K | 0.00 | ||
| OtherEquityAdjustments | -34.00K | |||
| RetainedEarnings | -94.19M | -82.71M | -75.02M | -58.60M |
| AdditionalPaidInCapital | 141.88M | 83.56M | 73.50M | 72.00M |
| CapitalStock | 213.00K | 0.00 | 0.00 | 1.00K |
| CommonStock | 205.00K | 0.00 | 0.00 | 1.00K |
| PreferredStock | 8.00K | 0.00 | 0.00 | 0.00 |
| TotalLiabilitiesNetMinorityInterest | 17.55M | 16.63M | 22.99M | 20.16M |
| TotalNonCurrentLiabilitiesNetMinorityInterest | 1.40M | 12.42M | 9.98M | 10.66M |
| OtherNonCurrentLiabilities | 45.00K | |||
| LiabilitiesHeldforSaleNonCurrent | 0.00 | 1.37M | 0.00 | |
| LongTermDebtAndCapitalLeaseObligation | 1.35M | 11.06M | 9.98M | 10.66M |
| LongTermCapitalLeaseObligation | 1.35M | 458.00K | 2.14M | 2.50M |
| LongTermDebt | 10.60M | 7.84M | 8.16M | |
| CurrentLiabilities | 16.15M | 4.21M | 13.01M | 9.50M |
| OtherCurrentLiabilities | 1.88M | 725.00K | ||
| CurrentDeferredLiabilities | 88.00K | 18.00K | 0.00 | |
| CurrentDeferredRevenue | 88.00K | 18.00K | 0.00 | |
| CurrentDebtAndCapitalLeaseObligation | 12.83M | 801.00K | 9.03M | 7.40M |
| CurrentCapitalLeaseObligation | 525.00K | 223.00K | 991.00K | 781.00K |
| CurrentDebt | 12.30M | 578.00K | 8.04M | 6.62M |
| OtherCurrentBorrowings | 6.20M | 578.00K | 8.04M | 6.62M |
| LineOfCredit | 6.11M | 0.00 | ||
| PayablesAndAccruedExpenses | 3.32M | 1.53M | 3.24M | 2.10M |
| CurrentAccruedExpenses | 1.51M | 465.00K | 1.51M | 833.00K |
| Payables | 1.81M | 1.06M | 1.73M | 1.26M |
| AccountsPayable | 1.81M | 1.06M | 1.73M | 1.26M |
| TotalAssets | 66.52M | 17.48M | 21.48M | 33.56M |
| TotalNonCurrentAssets | 56.48M | 12.94M | 14.86M | 19.45M |
| OtherNonCurrentAssets | 787.00K | 7.92M | ||
| NonCurrentPrepaidAssets | 240.00K | 256.00K | 286.00K | |
| InvestmentsAndAdvances | 147.00K | 0.00 | ||
| LongTermEquityInvestment | 147.00K | 0.00 | ||
| GoodwillAndOtherIntangibleAssets | 51.95M | 4.18M | 5.87M | 13.79M |
| OtherIntangibleAssets | 18.64M | 4.18M | 5.87M | 13.79M |
| Goodwill | 33.31M | 0.00 | ||
| NetPPE | 3.60M | 849.00K | 8.73M | 5.37M |
| AccumulatedDepreciation | -342.00K | -1.87M | -4.32M | -3.82M |
| GrossPPE | 3.94M | 2.72M | 13.05M | 9.19M |
| Leases | 1.54M | 1.39M | 1.53M | 1.39M |
| OtherProperties | 1.71M | 680.00K | 7.20M | 3.21M |
| MachineryFurnitureEquipment | 693.00K | 652.00K | 4.32M | 4.59M |
| Properties | 0.00 | 0.00 | 0.00 | 0.00 |
| CurrentAssets | 10.04M | 4.54M | 6.62M | 14.11M |
| OtherCurrentAssets | 288.00K | 114.00K | 273.00K | 99.00K |
| HedgingAssetsCurrent | 18.00K | 0.00 | ||
| AssetsHeldForSaleCurrent | 0.00 | 1.27M | 0.00 | |
| RestrictedCash | 791.00K | 0.00 | ||
| PrepaidAssets | 52.00K | 346.00K | 2.77M | |
| Inventory | 1.49M | 2.69M | 4.44M | 6.51M |
| FinishedGoods | 670.00K | 946.00K | 1.31M | 1.74M |
| RawMaterials | 823.00K | 1.74M | 3.13M | 4.77M |
| Receivables | 7.06M | 163.00K | 836.00K | 1.45M |
| LoansReceivable | 6.92M | 0.00 | ||
| AccountsReceivable | 134.00K | 163.00K | 836.00K | 1.45M |
| CashCashEquivalentsAndShortTermInvestments | 391.00K | 306.00K | 723.00K | 3.28M |
| CashAndCashEquivalents | 391.00K | 306.00K | 723.00K | 3.28M |
| CashFinancial | 403.00K | 723.00K | 3.28M |
| Line Item | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| FreeCashFlow | -3.30M | -1.88M | -3.37M | -6.21M |
| RepaymentOfDebt | -1.60M | -40.00K | -7.56M | -6.59M |
| IssuanceOfDebt | 3.31M | 56.00K | 8.00M | 3.30M |
| IssuanceOfCapitalStock | 2.88M | 1.40M | 198.00K | 2.48M |
| CapitalExpenditure | -71.00K | -60.00K | -2.50M | -265.00K |
| InterestPaidSupplementalData | 27.00K | 746.00K | 959.00K | 468.00K |
| IncomeTaxPaidSupplementalData | 0.00 | 0.00 | ||
| EndCashPosition | 1.18M | 306.00K | 723.00K | 3.28M |
| BeginningCashPosition | 306.00K | 612.00K | 3.28M | 836.00K |
| EffectOfExchangeRateChanges | -34.00K | 0.00 | ||
| ChangesInCash | 910.00K | -306.00K | -2.55M | 2.44M |
| FinancingCashFlow | 4.59M | 1.41M | 641.00K | 5.18M |
| CashFlowFromContinuingFinancingActivities | 4.59M | 1.41M | 641.00K | 5.18M |
| ProceedsFromStockOptionExercised | 0.00 | 5.99M | ||
| NetPreferredStockIssuance | 2.22M | 0.00 | 2.48M | |
| PreferredStockIssuance | 2.22M | 0.00 | 2.48M | |
| NetCommonStockIssuance | 664.00K | 1.40M | 198.00K | 2.48M |
| CommonStockIssuance | 664.00K | 1.40M | 198.00K | 2.48M |
| NetIssuancePaymentsOfDebt | 1.71M | 16.00K | 443.00K | -3.29M |
| NetShortTermDebtIssuance | 0.00 | -40.00K | -2.84M | -430.00K |
| ShortTermDebtPayments | 0.00 | -40.00K | -2.84M | -3.73M |
| ShortTermDebtIssuance | 0.00 | 3.30M | ||
| NetLongTermDebtIssuance | 1.71M | 16.00K | 443.00K | -2.86M |
| LongTermDebtPayments | -1.60M | -40.00K | -7.56M | -2.86M |
| LongTermDebtIssuance | 3.31M | 56.00K | 8.00M | 0.00 |
| InvestingCashFlow | -451.00K | 104.00K | -2.32M | 3.21M |
| CashFromDiscontinuedInvestingActivities | -508.00K | 113.00K | 0.00 | 3.36M |
| CashFlowFromContinuingInvestingActivities | 57.00K | -9.00K | -2.32M | -151.00K |
| NetBusinessPurchaseAndSale | 128.00K | 0.00 | ||
| SaleOfBusiness | 258.00K | 0.00 | ||
| PurchaseOfBusiness | -130.00K | 0.00 | ||
| NetIntangiblesPurchaseAndSale | -71.00K | 0.00 | ||
| PurchaseOfIntangibles | -71.00K | 0.00 | ||
| NetPPEPurchaseAndSale | 0.00 | -9.00K | -2.32M | -151.00K |
| SaleOfPPE | 0.00 | 51.00K | 180.00K | 114.00K |
| PurchaseOfPPE | 0.00 | -60.00K | -2.50M | -265.00K |
| OperatingCashFlow | -3.23M | -1.82M | -877.00K | -5.95M |
| CashFromDiscontinuedOperatingActivities | 0.00 | -294.00K | 0.00 | 4.62M |
| CashFlowFromContinuingOperatingActivities | -3.23M | -1.53M | -877.00K | -10.57M |
| InterestPaidCFO | 0.00 | -490.00K | -149.00K | 0.00 |
| ChangeInWorkingCapital | 3.31M | 1.63M | 4.50M | -5.20M |
| ChangeInOtherWorkingCapital | -46.04M | 70.00K | 18.00K | -23.00K |
| ChangeInOtherCurrentLiabilities | 47.23M | 556.00K | -193.00K | -695.00K |
| ChangeInOtherCurrentAssets | 71.00K | 0.00 | 992.00K | 1.00K |
| ChangeInPayablesAndAccruedExpense | 1.59M | 37.00K | 1.14M | -1.22M |
| ChangeInAccruedExpense | 1.42M | -190.00K | 676.00K | -619.00K |
| ChangeInInterestPayable | 999.00K | 542.00K | ||
| ChangeInPayable | 172.00K | 227.00K | 465.00K | -599.00K |
| ChangeInAccountPayable | 172.00K | 227.00K | 465.00K | -599.00K |
| ChangeInPrepaidAssets | -62.00K | 20.00K | -50.00K | -2.78M |
| ChangeInInventory | 499.00K | 789.00K | 2.11M | 263.00K |
| ChangeInReceivables | 29.00K | 228.00K | 483.00K | -750.00K |
| ChangesInAccountReceivables | 29.00K | 228.00K | 483.00K | -750.00K |
| OtherNonCashItems | -3.31M | 2.01M | 1.92M | 348.00K |
| StockBasedCompensation | 0.00 | 3.00K | 27.00K | |
| ProvisionandWriteOffofAssets | 57.00K | -2.00K | -47.00K | -45.00K |
| AssetImpairmentCharge | 3.36M | 339.00K | 7.58M | 146.00K |
| DepreciationAmortizationDepletion | 878.00K | 149.00K | 1.52M | 1.24M |
| DepreciationAndAmortization | 878.00K | 149.00K | 1.52M | 1.24M |
| OperatingGainsLosses | -1.29M | -376.00K | 58.00K | -1.03M |
| EarningsLossesFromEquityInvestments | 58.00K | 0.00 | ||
| GainLossOnSaleOfPPE | -757.00K | 0.00 | ||
| NetIncomeFromContinuingOperations | -6.24M | -4.79M | -16.27M | -6.05M |
SEC Filings
Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.
Public Trades for BLNE
| Date | User | Asset | Broker | Type | Position Size | Entry Price | Patterns |
|---|