Symbols / BMO Stock $151.52 +0.46% Bank of Montreal

Financial Services • Banks - Diversified • Canada • NYQ
BMO (Stock) Chart
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SMA 20: SMA 50: SMA 200:
About

Bank of Montreal engages in the provision of diversified financial services primarily in North America. The company operates through Canadian P&C, U.S P&C, BMO Wealth Management, and BMO Capital Markets segments. It's personal banking products and services include deposits, home lending, consumer credit, small business lending, credit cards, cash management, financial and investment advice, and other banking services; and commercial banking products and services comprise various of financing options and treasury and payment solutions, as well as risk management products. It also offers investing, banking, and wealth management advisory; digital investing services; financial solutions for individuals, families, and businesses; offers investment management services to institutional, retail, and high net worth investors; and diversified insurance, and wealth and pension de-risking solutions. In addition, the company provides individual life, critical illness and annuity products, as well as segregated funds, and group creditor and travel insurance to customers; debt and equity capital-raising, loan origination and syndication, balance sheet management, treasury management, mergers and acquisitions advice, restructurings and recapitalizations, trade finance, and risk mitigation services, as well as a range of banking and other operating services. Further, the company offers research and access to financial markets for institutional, corporate and retail clients through an integrated suite of sales and trading solutions related to debt, foreign exchange, interest rates, credit, equities, securitization, and commodities; provides new product development and origination services, as well as risk management and advisory services for hedging strategies, including in interest rates, foreign exchange rates and commodities prices; and funding and liquidity management services. Bank of Montreal was founded in 1817 and is headquartered in Montreal, Canada.

Stock Fundamentals
Scroll to Statements
Market Cap 106.81B Enterprise Value -10.53B Income 8.61B Sales 33.48B Book/sh 86.78 Cash/sh 630.28
Dividend Yield 3.23% Payout 54.33% Employees 53234 IPO P/E 17.24 Forward P/E 12.82
PEG 1.56 P/S 3.19 P/B 1.75 P/C EV/EBITDA EV/Sales -0.31
Quick Ratio Current Ratio Debt/Eq LT Debt/Eq EPS (ttm) 8.79 EPS next Y 11.82
EPS Growth 19.80% Revenue Growth 10.00% Earnings 2026-05-27 ROA 0.62% ROE 10.47% ROIC
Gross Margin 0.00% Oper. Margin 39.87% Profit Margin 27.08% Shs Outstand 704.92M Shs Float 705.40M Short Float
Short Ratio 5.11 Short Interest 52W High 154.48 52W Low 93.77 Beta 1.15 Avg Volume 811.32K
Volume 195.50K Target Price $141.79 Recom Hold Prev Close $150.82 Price $151.51 Change 0.46%
Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$141.80
Mean price target
2. Current target
$151.52
Latest analyst target
3. DCF / Fair value
$131.85
Fallback: EPS × 15 (assumed fair P/E). No FCF data; use with …
Ratings
Current target
$151.52
Low
$127.16
High
$155.95
Mean
$141.80

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2025-10-03 down RBC Capital Outperform → Sector Perform $163
2025-08-27 main RBC Capital Outperform → Outperform $168
2025-02-26 main RBC Capital Outperform → Outperform $163
2025-01-09 up RBC Capital Sector Perform → Outperform $161
2024-12-06 reit RBC Capital Sector Perform → Sector Perform $133
2024-08-28 main Barclays Overweight → Overweight $126
2024-08-28 down Scotiabank Sector Outperform → Sector Perform $112
2024-08-28 down B of A Securities Buy → Neutral $117
2024-06-03 down Keefe, Bruyette & Woods Outperform → Market Perform $124
2023-08-21 main Barclays Overweight → Overweight $131
2021-03-02 up B of A Securities Neutral → Buy
2021-02-24 main Canaccord Genuity — → Buy $113
2021-02-24 up Credit Suisse Neutral → Outperform $108
2020-12-02 main Credit Suisse — → Neutral $94
2020-05-13 main B of A Securities — → Underperform $75
2020-05-11 main Barclays — → Equal-Weight $67
2020-02-26 main B of A Securities — → Underperform $104
2019-01-28 down B of A Securities Neutral → Underperform
2018-08-29 up Canaccord Genuity Hold → Buy
2018-07-18 up RBC Capital Sector Perform → Outperform
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2026-03-18 Bank Of Montreal Issuer 243,000
2026-03-17 Bank Of Montreal Issuer 243,000 $140.59 $34,162,641
2026-03-17 Bank Of Montreal Issuer 350,000
2026-03-16 Bank Of Montreal Issuer 350,000 $139.29 $48,751,850
2026-03-16 Bank Of Montreal Issuer 350,000
2026-03-13 Bank Of Montreal Issuer 350,000
2026-03-13 Bank Of Montreal Issuer 350,000 $138.00 $48,301,750
2026-03-12 Bank Of Montreal Issuer 350,000 $139.47 $48,814,150
2026-03-12 Bank Of Montreal Issuer 350,000
2026-03-11 Bank Of Montreal Issuer 350,000 $142.62 $49,916,650
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-10-31 2024-10-31 2023-10-31 2022-10-31
Total Revenue
36,099.00
+12.67%
32,041.00
+2.98%
31,115.00
+18.49%
26,259.00
Operating Revenue
36,099.00
+12.67%
32,041.00
+2.98%
31,115.00
+18.49%
26,259.00
Selling General And Administration
12,824.00
+9.52%
11,709.00
-4.59%
12,272.00
+42.22%
8,629.00
Selling And Marketing Expense
806.00
-3.70%
837.00
+3.08%
812.00
+57.06%
517.00
General And Administrative Expense
12,018.00
+10.54%
10,872.00
-5.13%
11,460.00
+41.27%
8,112.00
Salaries And Wages
12,018.00
+10.54%
10,872.00
-5.13%
11,460.00
+30.30%
8,795.00
Reconciled Depreciation
2,180.00
+3.32%
2,110.00
+0.86%
2,092.00
+41.35%
1,480.00
Total Unusual Items
-192.00
-141.74%
460.00
+109.61%
-4,788.00
-177.13%
6,208.00
Total Unusual Items Excluding Goodwill
-192.00
-141.74%
460.00
+109.61%
-4,788.00
-177.13%
6,208.00
Special Income Charges
-192.00
-141.74%
460.00
+109.61%
-4,788.00
-177.13%
6,208.00
Other Special Charges
-19.00
+97.12%
-659.00
-2540.74%
27.00
-97.64%
1,142.00
Impairment Of Capital Assets
92.00
+240.74%
27.00
Restructuring And Mergern Acquisition
17.00
-90.12%
172.00
-96.39%
4,761.00
+164.45%
-7,387.00
Net Income
8,709.00
+19.01%
7,318.00
+65.38%
4,425.00
-67.31%
13,537.00
Pretax Income
11,550.00
+21.13%
9,535.00
+60.33%
5,947.00
-66.75%
17,886.00
Net Interest Income
21,487.00
+10.37%
19,468.00
+4.21%
18,681.00
+17.60%
15,885.00
Interest Expense
42,050.00
-9.60%
46,517.00
+26.09%
36,893.00
+235.03%
11,012.00
Interest Income
63,537.00
-3.71%
65,985.00
+18.73%
55,574.00
+106.62%
26,897.00
Gain On Sale Of Security
287.00
+43.50%
200.00
+11.11%
180.00
-35.94%
281.00
Gain On Sale Of Business
-102.00
0.00
0.00
+100.00%
-37.00
Tax Provision
2,825.00
+27.94%
2,208.00
+46.23%
1,510.00
-65.28%
4,349.00
Tax Rate For Calcs
0.00
+5.60%
0.00
-8.66%
0.00
+4.53%
0.00
Tax Effect Of Unusual Items
-47.04
-144.08%
106.72
+108.78%
-1,216.15
-180.62%
1,508.54
Net Income Including Noncontrolling Interests
8,725.00
+19.08%
7,327.00
+65.13%
4,437.00
-67.22%
13,537.00
Net Income From Continuing Operation Net Minority Interest
8,709.00
+19.01%
7,318.00
+65.38%
4,425.00
-67.31%
13,537.00
Net Income From Continuing And Discontinued Operation
8,709.00
+19.01%
7,318.00
+65.38%
4,425.00
-67.31%
13,537.00
Net Income Continuous Operations
8,725.00
+19.08%
7,327.00
+65.13%
4,437.00
-67.22%
13,537.00
Minority Interests
-16.00
-77.78%
-9.00
+25.00%
-12.00
0.00
Normalized Income
8,853.96
+27.13%
6,964.72
-12.91%
7,996.85
-9.51%
8,837.54
Net Income Common Stockholders
8,273.00
+19.35%
6,932.00
+69.32%
4,094.00
-69.23%
13,306.00
Diluted EPS
11.44
+20.29%
9.51
+65.10%
5.76
-71.19%
19.99
Basic EPS
11.46
+20.38%
9.52
+64.99%
5.77
-71.21%
20.04
Basic Average Shares
721.93
-0.80%
727.74
+2.59%
709.36
+6.83%
663.99
Diluted Average Shares
723.27
-0.72%
728.53
+2.54%
710.51
+6.73%
665.71
Diluted NI Availto Com Stockholders
8,273.00
+19.35%
6,932.00
+69.32%
4,094.00
-69.23%
13,306.00
Amortization
1,152.00
+3.60%
1,112.00
+10.32%
1,008.00
+66.89%
604.00
Amortization Of Intangibles Income Statement
1,152.00
+3.60%
1,112.00
+10.32%
1,008.00
+66.89%
604.00
Depreciation Amortization Depletion Income Statement
1,152.00
+3.60%
1,112.00
+10.32%
1,008.00
+66.89%
604.00
Depreciation And Amortization In Income Statement
1,152.00
+3.60%
1,112.00
+10.32%
1,008.00
+66.89%
604.00
Insurance And Claims
1,939.00
+383.89%
-683.00
Occupancy And Equipment
4,468.00
+8.53%
4,117.00
-15.46%
4,870.00
+33.98%
3,635.00
Other Non Interest Expense
1,793.00
-5.18%
1,891.00
+2293.67%
79.00
-91.08%
886.00
Preferred Stock Dividends
436.00
+12.95%
386.00
+16.62%
331.00
+43.29%
231.00
Professional Expense And Contract Services Expense
678.00
+16.30%
583.00
-32.44%
863.00
+9.52%
788.00
Line Item Trend 2024-10-31 2023-10-31 2022-10-31 2021-10-31
Total Assets
1,409,647.00
+4.65%
1,347,006.00
+18.24%
1,139,199.00
Cash And Cash Equivalents
68,738.00
-16.22%
82,043.00
-11.97%
93,200.00
Cash Equivalents
3,290.00
Cash Financial
62,743.00
-16.79%
75,403.00
-11.44%
85,147.00
-6.71%
91,267.00
Other Short Term Investments
93,702.00
+49.16%
62,819.00
+44.21%
43,561.00
Receivables
42,430.00
-34.68%
64,957.00
+702.53%
8,094.00
Accounts Receivable
40,211.00
-36.08%
62,905.00
+842.68%
6,673.00
Other Receivables
2,219.00
+8.14%
2,052.00
+44.41%
1,421.00
Net PPE
6,316.00
-0.77%
6,365.00
+24.71%
5,104.00
Gross PPE
12,953.00
-2.22%
13,247.00
+18.54%
11,175.00
Accumulated Depreciation
-6,637.00
+3.56%
-6,882.00
-13.36%
-6,071.00
Land And Improvements
2,376.00
+635.60%
323.00
+171.43%
119.00
Buildings And Improvements
2,059.00
+0.59%
2,047.00
+21.27%
1,688.00
+24.67%
1,354.00
Machinery Furniture Equipment
2,480.00
-15.16%
2,923.00
+9.43%
2,671.00
Other Properties
5,422.00
-2.15%
5,541.00
+19.34%
4,643.00
Leases
2,675.00
+10.86%
2,413.00
+17.48%
2,054.00
Goodwill And Other Intangible Assets
21,699.00
-1.12%
21,944.00
+193.45%
7,478.00
Goodwill
16,774.00
+0.27%
16,728.00
+216.52%
5,285.00
Other Intangible Assets
4,925.00
-5.58%
5,216.00
+137.85%
2,193.00
Investments And Advances
393,114.00
+22.43%
321,095.00
+17.65%
272,916.00
Long Term Equity Investment
1,727.00
+18.21%
1,461.00
+12.99%
1,293.00
Total Liabilities Net Minority Interest
1,325,361.00
+4.29%
1,270,883.00
+18.98%
1,068,161.00
Payables And Accrued Expenses
58,289.00
-34.67%
89,216.00
+265.49%
24,410.00
Payables
58,289.00
-34.67%
89,216.00
+265.49%
24,410.00
Accounts Payable
52,186.00
-26.55%
71,052.00
+330.85%
16,491.00
Employee Benefits
1,052.00
+4.99%
1,002.00
+8.91%
920.00
Total Tax Payable
470.00
+968.18%
44.00
-89.65%
425.00
Income Tax Payable
470.00
+968.18%
44.00
-89.65%
425.00
Current Debt And Capital Lease Obligation
106,837.00
-1.57%
108,536.00
+12.97%
96,072.00
Current Debt
106,837.00
-1.57%
108,536.00
+12.97%
96,072.00
Long Term Debt And Capital Lease Obligation
155,603.00
+10.99%
140,199.00
+10.77%
126,569.00
Long Term Debt
152,277.00
+11.40%
136,693.00
+10.47%
123,734.00
Long Term Capital Lease Obligation
3,326.00
-5.13%
3,506.00
+23.67%
2,835.00
Defined Pension Benefit
1,296.00
-0.77%
1,306.00
-0.91%
1,318.00
Non Current Pension And Other Postretirement Benefit Plans
189.00
+5.59%
179.00
+103.41%
88.00
Non Current Deferred Liabilities
1.00
-93.75%
16.00
-84.31%
102.00
Non Current Deferred Taxes Liabilities
1.00
-93.75%
16.00
-84.31%
102.00
Stockholders Equity
84,250.00
+10.72%
76,095.00
+7.12%
71,038.00
Common Stock Equity
82,200.00
+12.92%
72,795.00
+6.44%
68,388.00
Capital Stock
25,971.00
-1.03%
26,241.00
+28.67%
20,394.00
Common Stock
23,921.00
+4.27%
22,941.00
+29.29%
17,744.00
Preferred Stock
2,050.00
-37.88%
3,300.00
+24.53%
2,650.00
Share Issued
729.59
+1.19%
720.98
+6.45%
677.27
Ordinary Shares Number
729.53
+1.20%
720.91
+6.47%
677.10
Treasury Shares Number
0.06
-24.95%
0.07
-57.92%
0.17
+378.32%
0.04
Additional Paid In Capital
354.00
+7.93%
328.00
+3.47%
317.00
Retained Earnings
46,469.00
+5.60%
44,006.00
-2.46%
45,117.00
Gains Losses Not Affecting Retained Earnings
5,419.00
+191.03%
1,862.00
+19.97%
1,552.00
Minority Interest
36.00
+28.57%
28.00
0.00
Other Equity Adjustments
5,419.00
+191.03%
1,862.00
+19.97%
1,552.00
Total Equity Gross Minority Interest
84,286.00
+10.72%
76,123.00
+7.16%
71,038.00
Total Capitalization
236,527.00
+11.16%
212,788.00
+9.25%
194,772.00
Invested Capital
341,314.00
+7.32%
318,024.00
+10.35%
288,194.00
Total Debt
262,440.00
+5.51%
248,735.00
+11.72%
222,641.00
Net Debt
190,376.00
+16.66%
163,186.00
+28.89%
126,606.00
Capital Lease Obligations
3,326.00
-5.13%
3,506.00
+23.67%
2,835.00
Net Tangible Assets
62,551.00
+15.51%
54,151.00
-14.80%
63,560.00
Tangible Book Value
60,501.00
+18.98%
50,851.00
-16.51%
60,910.00
Available For Sale Securities
134,252.00
+0.53%
133,547.00
+11.08%
120,231.00
Cash Cash Equivalents And Federal Funds Sold
179,645.00
-9.13%
197,705.00
-4.21%
206,394.00
Commercial Paper
99,961.00
-0.41%
100,377.00
+24.39%
80,696.00
Current Notes Payable
6,876.00
-15.72%
8,159.00
-46.94%
15,376.00
Derivative Product Liabilities
58,303.00
+16.16%
50,193.00
-16.28%
59,956.00
Other Equity Interest
6,037.00
+65.04%
3,658.00
+0.00%
3,658.00
Preferred Shares Number
24.00
-72.09%
86.00
+0.00%
86.00
Preferred Stock Equity
2,050.00
-37.88%
3,300.00
+24.53%
2,650.00
Trading Securities
163,433.00
+32.58%
123,268.00
+14.32%
107,831.00
Line Item Trend 2025-10-31 2024-10-31 2023-10-31 2022-10-31
Operating Cash Flow
10,240.00
-61.65%
26,703.00
+178.42%
9,591.00
+93.48%
4,957.00
Cash Flow From Continuing Operating Activities
10,240.00
-61.65%
26,703.00
+178.42%
9,591.00
+93.48%
4,957.00
Net Income From Continuing Operations
8,725.00
+19.08%
7,327.00
+65.13%
4,437.00
-67.22%
13,537.00
Depreciation Amortization Depletion
2,180.00
+3.32%
2,110.00
+0.86%
2,092.00
+41.35%
1,480.00
Depreciation
1,028.00
+3.01%
998.00
-7.93%
1,084.00
+23.74%
876.00
Amortization Cash Flow
1,152.00
+3.60%
1,112.00
+10.32%
1,008.00
+66.89%
604.00
Depreciation And Amortization
2,180.00
+3.32%
2,110.00
+0.86%
2,092.00
+41.35%
1,480.00
Amortization Of Intangibles
1,152.00
+3.60%
1,112.00
+10.32%
1,008.00
+66.89%
604.00
Other Non Cash Items
96.00
Asset Impairment Charge
178.00
+584.62%
26.00
0.00
Deferred Tax
12.00
-92.16%
153.00
+121.61%
-708.00
-249.05%
475.00
Deferred Income Tax
12.00
-92.16%
153.00
+121.61%
-708.00
-249.05%
475.00
Operating Gains Losses
-462.00
-13.51%
-407.00
-11.51%
-365.00
-44.84%
-252.00
Gain Loss On Investment Securities
-290.00
-44.28%
-201.00
-11.67%
-180.00
+36.17%
-282.00
Change In Working Capital
-4,010.00
-129.20%
13,733.00
+601.74%
1,957.00
+118.47%
-10,596.00
Change In Receivables
257.00
+125.96%
-990.00
+15.38%
-1,170.00
Changes In Account Receivables
-1,170.00
Change In Payables And Accrued Expense
1,312.00
Change In Payable
1,312.00
Change In Account Payable
1,312.00
Change In Other Working Capital
-20,878.00
-227.12%
16,424.00
-51.95%
34,178.00
-45.98%
63,273.00
Change In Other Current Assets
328.00
Change In Other Current Liabilities
156.00
Investing Cash Flow
605.00
+102.47%
-24,529.00
-15.94%
-21,157.00
+28.21%
-29,471.00
Cash Flow From Continuing Investing Activities
605.00
+102.47%
-24,529.00
-15.94%
-21,157.00
+28.21%
-29,471.00
Net PPE Purchase And Sale
-1,729.00
-10.55%
-1,564.00
+6.74%
-1,677.00
-115.83%
-777.00
Purchase Of PPE
-1,729.00
-10.55%
-1,564.00
+6.74%
-1,677.00
-115.83%
-777.00
Capital Expenditure
-1,729.00
-10.55%
-1,564.00
+6.74%
-1,677.00
-15.81%
-1,448.00
Net Investment Purchase And Sale
1,480.00
+106.30%
-23,480.00
-287.59%
-6,058.00
+81.40%
-32,565.00
Purchase Of Investment
-78,686.00
+9.54%
-86,980.00
-73.44%
-50,149.00
+48.08%
-96,598.00
Sale Of Investment
80,166.00
+26.25%
63,500.00
+44.02%
44,091.00
-31.14%
64,033.00
Net Business Purchase And Sale
0.00
+100.00%
-15,102.00
-1331.81%
1,226.00
Purchase Of Business
0.00
+100.00%
-15,102.00
0.00
Gain Loss On Sale Of Business
0.00
-100.00%
29.00
Net Intangibles Purchase And Sale
-792.00
-18.03%
-671.00
Purchase Of Intangibles
-792.00
-18.03%
-671.00
Financing Cash Flow
-8,673.00
+42.51%
-15,085.00
-5728.73%
268.00
-98.32%
15,980.00
Cash Flow From Continuing Financing Activities
-8,673.00
+42.51%
-15,085.00
-5728.73%
268.00
-98.32%
15,980.00
Net Issuance Payments Of Debt
-321.00
+10.08%
-357.00
+88.48%
-3,098.00
-139.68%
7,807.00
Issuance Of Debt
1,250.00
+25.00%
1,000.00
-89.10%
9,177.00
-37.91%
14,780.00
Repayment Of Debt
-1,571.00
-15.77%
-1,357.00
+88.95%
-12,275.00
-76.04%
-6,973.00
Long Term Debt Issuance
1,250.00
+25.00%
1,000.00
-89.10%
9,177.00
-37.91%
14,780.00
Long Term Debt Payments
-1,571.00
-15.77%
-1,357.00
+88.95%
-12,275.00
-76.04%
-6,973.00
Net Long Term Debt Issuance
-321.00
+10.08%
-357.00
+88.48%
-3,098.00
-139.68%
7,807.00
Net Common Stock Issuance
-3,238.00
-4861.76%
68.00
-97.97%
3,353.00
+8.30%
3,096.00
Common Stock Payments
-3,396.00
0.00
-17.00
Cash Dividends Paid
-5,031.00
-31.02%
-3,840.00
-42.06%
-2,703.00
-4.16%
-2,595.00
Repurchase Of Capital Stock
-3,896.00
-211.68%
-1,250.00
0.00
+100.00%
-1,517.00
Net Other Financing Charges
-948.00
+92.15%
-12,074.00
-683.85%
2,068.00
-70.15%
6,927.00
Changes In Cash
2,172.00
+116.82%
-12,911.00
-14.28%
-11,298.00
-32.39%
-8,534.00
Effect Of Exchange Rate Changes
214.00
+185.33%
75.00
-95.75%
1,766.00
-35.52%
2,739.00
Beginning Cash Position
65,098.00
-16.47%
77,934.00
-10.90%
87,466.00
-6.21%
93,261.00
End Cash Position
67,484.00
+3.67%
65,098.00
-16.47%
77,934.00
-10.90%
87,466.00
Free Cash Flow
8,511.00
-66.14%
25,139.00
+217.65%
7,914.00
+125.53%
3,509.00
Interest Paid Supplemental Data
43,135.00
-4.34%
45,092.00
+33.62%
33,747.00
+253.11%
9,557.00
Income Tax Paid Supplemental Data
2,831.00
+15.55%
2,450.00
-5.44%
2,591.00
+9.14%
2,374.00
Change In Income Tax Payable
156.00
Change In Tax Payable
156.00
Common Stock Issuance
158.00
+132.35%
68.00
-97.97%
3,353.00
+7.71%
3,113.00
Earnings Losses From Equity Investments
-175.00
+15.46%
-207.00
-11.89%
-185.00
Issuance Of Capital Stock
1,523.00
-37.48%
2,436.00
-39.12%
4,001.00
-25.33%
5,358.00
Net Preferred Stock Issuance
865.00
-22.63%
1,118.00
+72.53%
648.00
-13.02%
745.00
Preferred Stock Issuance
1,365.00
-42.36%
2,368.00
+265.43%
648.00
-71.14%
2,245.00
Preferred Stock Payments
-500.00
+60.00%
-1,250.00
0.00
+100.00%
-1,500.00
Sale Of Business
0.00
-100.00%
1,226.00
SEC Filings

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