Symbols / BSBK Stock $8.51 +3.04% Bogota Financial Corp.

Financial Services • Banks - Regional • United States • NCM
BSBK (Stock) Chart
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Stock Fundamentals
Scroll to Statements
Index EQUITY
Sector Financial Services
Industry Banks - Regional
CEO Mr. Kevin Pace
Exch · Country NCM · United States
Market Cap 106.93M
Enterprise Value 172.30M
Income 2.09M
Sales 17.37M
FCF (ttm) —
Book/sh 11.21
Cash/sh 2.83
Employees —
Insider 10d —
IPO Jan 16, 2020
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout 0.00%
P/E 50.06
Forward P/E 24.32
PEG —
P/S 6.16
P/B 0.76
P/C —
EV/EBITDA —
EV/Sales 9.92
Quick Ratio —
Current Ratio —
Debt/Eq —
LT Debt/Eq —
EPS (ttm) 0.17
EPS next Y 0.35
EPS Growth —
Revenue Growth 44.00%
EPS Gr Q/Q —
Rev Gr Q/Q —
Earnings (next) 2023-04-28
Earnings (prior) 2023-04-28
ROA 0.22%
ROE 1.50%
ROIC —
Gross Margin 0.00%
Oper. Margin 16.95%
Profit Margin 12.04%
Shs Outstand 12.56M
Shs Float 3.71M
Insider Own 68.51%
Instit Own 7.37%
Short Float 0.17%
Short Ratio 0.75
Short Interest 6.36K
52W High 9.50
vs 52W High -10.41%
52W Low 6.82
vs 52W Low 24.79%
Beta 0.17
Impl. Vol. —
Rel Volume 0.59
Avg Volume 6.48K
Volume 3.82K
Target (mean) —
Tgt Median —
Tgt Low —
Tgt High —
# Analysts —
Recom None
Prev Close $8.26
Price $8.51
Change 3.04%
About

Bogota Financial Corp. operates as the bank holding company for Bogota Savings Bank that provides banking products and services in the United States. It offers deposit accounts, including demand accounts, savings accounts, money market accounts, and certificate of deposit accounts. The company also provides one-to four-family residential real estate loans, and commercial real estate and multi-family loans; consumer loans comprising lines of credit; commercial and industrial loans; and construction loans. In addition, it buys, sells, and holds investment securities. The company was founded in 1893 and is based in Teaneck, New Jersey. Bogota Financial Corp. operates as a subsidiary of Bogota Financial, MHC.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
—
Mean price target
2. Current target
$8.51
Latest analyst target
3. DCF / Fair value
$2.55
Fallback: EPS × 15 (assumed fair P/E). No FCF data; use with …
Ratings
Current target
$8.51
Low
—
High
—
Mean
—

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2021-07-09 init Piper Sandler — → Neutral $11
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2025-12-12 MASTERSON JOHN J Director — 2,200 $8.21 $18,062
2025-12-08 MASTERSON JOHN J Director — 1,600 $8.22 $13,332
2025-06-18 MASTERSON JOHN J Director — 1,200 $7.55 $9,060
2025-05-23 MASTERSON JOHN J Director — 1,400 $7.05 $9,870
2024-08-05 MASTERSON JOHN J Director — 4,311 $7.10 $31,010
2024-06-07 PACE KEVIN Chief Executive Officer — 112 $6.65 $751
2024-05-28 MASTERSON JOHN J Director — 208 $6.78 $1,410
2024-05-02 MASTERSON JOHN J Director — 1,192 $6.70 $7,986
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
17.24
+44.87%
11.90
-26.15%
16.11
-33.42%
24.20
Operating Revenue
17.24
+44.87%
11.90
-26.15%
16.11
-33.42%
24.20
Selling General And Administration
9.61
-5.47%
10.17
-10.19%
11.32
+10.71%
10.23
Selling And Marketing Expense
0.17
-53.47%
0.37
-20.06%
0.47
-5.64%
0.49
General And Administrative Expense
9.44
-3.65%
9.80
-9.77%
10.86
+11.54%
9.73
Salaries And Wages
9.04
-3.60%
9.37
-10.22%
10.44
+9.73%
9.51
Other Gand A
—
—
—
—
Reconciled Depreciation
0.50
+1.67%
0.49
+6.83%
0.46
+79.48%
0.26
Total Unusual Items
0.01
-99.93%
9.01
0.00
0.00
Total Unusual Items Excluding Goodwill
0.01
-99.93%
9.01
0.00
0.00
Special Income Charges
—
—
—
0.00
Restructuring And Mergern Acquisition
—
—
—
0.00
Net Income
2.09
+196.33%
-2.17
-437.79%
0.64
-90.66%
6.88
Pretax Income
2.07
+181.53%
-2.54
-629.16%
0.48
-94.94%
9.49
Net Interest Income
15.47
+46.63%
10.55
-29.53%
14.97
-35.12%
23.08
Interest Expense
27.54
-11.73%
31.20
+39.86%
22.31
+206.88%
7.27
Interest Income
43.01
+3.02%
41.75
+11.99%
37.28
+22.85%
30.35
Gain On Sale Of Security
0.00
+100.00%
-8.93
0.00
—
Tax Provision
-0.02
+95.08%
-0.37
-129.14%
-0.16
-106.20%
2.61
Tax Rate For Calcs
0.00
+43.67%
0.00
-30.39%
0.00
-23.77%
0.00
Tax Effect Of Unusual Items
0.00
-99.90%
1.32
0.00
0.00
Net Income Including Noncontrolling Interests
2.09
+196.33%
-2.17
-437.79%
0.64
-90.66%
6.88
Net Income From Continuing Operation Net Minority Interest
2.09
+196.33%
-2.17
-437.79%
0.64
-90.66%
6.88
Net Income From Continuing And Discontinued Operation
2.09
+196.33%
-2.17
-437.79%
0.64
-90.66%
6.88
Net Income Continuous Operations
2.09
+196.33%
-2.17
-437.79%
0.64
-90.66%
6.88
Normalized Income
2.09
+121.16%
-9.86
-1634.44%
0.64
-90.66%
6.88
Net Income Common Stockholders
2.09
+196.33%
-2.17
-437.79%
0.64
-90.66%
6.88
Diluted EPS
—
-0.17
-440.00%
0.05
-90.20%
0.51
Basic EPS
—
-0.17
-440.00%
0.05
-90.20%
0.51
Basic Average Shares
—
12.77
-0.96%
12.89
-5.00%
13.57
Diluted Average Shares
—
12.77
-0.96%
12.89
-5.05%
13.58
Diluted NI Availto Com Stockholders
2.09
+196.33%
-2.17
-437.79%
0.64
-90.66%
6.88
Insurance And Claims
0.40
-4.76%
0.42
+1.40%
0.42
+89.92%
0.22
Occupancy And Equipment
2.68
+82.66%
1.47
-0.45%
1.47
+6.00%
1.39
Other Non Interest Expense
1.95
-9.92%
2.16
-5.89%
2.30
+8.39%
2.12
Professional Expense And Contract Services Expense
1.05
+33.54%
0.79
+19.45%
0.66
+21.07%
0.55
Line Item Trend 2025-12-31 2024-12-31 2023-12-31
Total Assets
904.95
-6.85%
971.49
+3.42%
939.32
Cash And Cash Equivalents
35.60
-31.85%
52.23
+109.52%
24.93
Cash Financial
11.58
-35.71%
18.02
+32.83%
13.57
Other Short Term Investments
101.48
+2.31%
99.18
+82.05%
54.48
Receivables
4.26
+0.68%
4.23
+7.62%
3.93
Accounts Receivable
4.26
+0.68%
4.23
+7.62%
3.93
Net PPE
14.66
-5.42%
15.50
+101.68%
7.69
Gross PPE
19.94
-2.37%
20.42
+56.32%
13.06
Accumulated Depreciation
-5.27
-7.23%
-4.92
+8.54%
-5.38
Land And Improvements
1.53
+0.00%
1.53
-36.26%
2.40
Buildings And Improvements
4.39
+1.00%
4.35
-37.53%
6.96
Machinery Furniture Equipment
3.75
-0.42%
3.76
+1.76%
3.70
Other Properties
10.27
-4.75%
10.78
—
Leases
—
10.78
0.00
Goodwill And Other Intangible Assets
0.11
-29.62%
0.15
-25.82%
0.21
Other Intangible Assets
0.11
-29.62%
0.15
-25.82%
0.21
Investments And Advances
160.48
+14.38%
140.31
-0.87%
141.54
Long Term Equity Investment
2.41
0.00
—
Total Liabilities Net Minority Interest
764.04
-8.41%
834.20
+4.00%
802.15
Current Debt And Capital Lease Obligation
20.00
-32.20%
29.50
-21.33%
37.50
Current Debt
20.00
-32.20%
29.50
-21.33%
37.50
Other Current Borrowings
20.00
-32.20%
29.50
-21.33%
37.50
Long Term Debt And Capital Lease Obligation
83.76
-45.42%
153.45
+17.87%
130.19
Long Term Debt
73.32
-48.61%
142.67
+9.59%
130.19
Long Term Capital Lease Obligation
10.43
-3.21%
10.78
—
Stockholders Equity
140.91
+2.64%
137.29
+0.08%
137.17
Common Stock Equity
140.91
+2.64%
137.29
+0.08%
137.17
Capital Stock
0.13
-1.02%
0.13
-1.66%
0.13
Common Stock
0.13
-1.02%
0.13
-1.66%
0.13
Preferred Stock
0.00
0.00
0.00
Share Issued
12.93
-1.02%
13.06
-1.66%
13.28
Ordinary Shares Number
12.57
-0.84%
12.68
-1.50%
12.87
Treasury Shares Number
0.36
-6.98%
0.38
-6.54%
0.41
Additional Paid In Capital
54.95
-0.58%
55.27
-1.57%
56.15
Retained Earnings
92.10
+2.32%
90.01
-2.35%
92.18
Gains Losses Not Affecting Retained Earnings
-2.05
+43.06%
-3.60
+44.35%
-6.46
Other Equity Adjustments
-2.05
+43.06%
-3.60
+44.35%
-6.46
Total Equity Gross Minority Interest
140.91
+2.64%
137.29
+0.08%
137.17
Total Capitalization
214.23
-23.48%
279.96
+4.71%
267.36
Invested Capital
234.23
-24.31%
309.46
+1.51%
304.86
Total Debt
103.76
-43.29%
182.95
+9.10%
167.69
Net Debt
57.72
-51.87%
119.94
-15.98%
142.76
Capital Lease Obligations
10.43
-3.21%
10.78
—
Net Tangible Assets
140.80
+2.67%
137.14
+0.12%
136.97
Tangible Book Value
140.80
+2.67%
137.14
+0.12%
136.97
Available For Sale Securities
56.59
+37.60%
41.13
+185.43%
14.41
Cash Cash Equivalents And Federal Funds Sold
35.60
-31.85%
52.23
+109.52%
24.93
Held To Maturity Securities
—
0.00
-100.00%
72.66
Other Equity Interest
-4.22
+6.66%
-4.52
+6.25%
-4.82
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
3.20
+225.13%
-2.56
-278.10%
1.44
-86.76%
10.86
Cash Flow From Continuing Operating Activities
3.20
+225.13%
-2.56
-278.10%
1.44
-86.76%
10.86
Net Income From Continuing Operations
2.09
+196.33%
-2.17
-437.79%
0.64
-90.66%
6.88
Depreciation Amortization Depletion
0.50
+1.67%
0.49
+6.83%
0.46
+79.48%
0.26
Depreciation
0.40
-19.82%
0.50
-3.50%
0.51
+6.16%
0.49
Amortization Cash Flow
0.10
+1464.01%
-0.01
+87.12%
-0.06
+75.37%
-0.23
Depreciation And Amortization
0.50
+1.67%
0.49
+6.83%
0.46
+79.48%
0.26
Amortization Of Intangibles
0.10
+1464.01%
-0.01
+87.12%
-0.06
+75.37%
-0.23
Other Non Cash Items
-1.40
-66.50%
-0.84
-11.65%
-0.75
-234.99%
0.56
Stock Based Compensation
1.11
-0.79%
1.11
-3.73%
1.16
-4.61%
1.21
Deferred Tax
-0.01
+98.10%
-0.46
+26.72%
-0.62
-224.06%
0.50
Deferred Income Tax
-0.01
+98.10%
-0.46
+26.72%
-0.62
-224.06%
0.50
Operating Gains Losses
-0.04
+64.43%
-0.11
-262.02%
-0.03
+66.20%
-0.09
Gain Loss On Investment Securities
0.00
-100.00%
8.93
0.00
—
Gain Loss On Sale Of PPE
0.00
+100.00%
-9.01
0.00
—
Change In Working Capital
0.95
+241.34%
-0.67
-225.18%
0.54
-51.31%
1.10
Change In Receivables
-0.03
+90.38%
-0.30
-985.19%
0.03
+102.70%
-1.25
Changes In Account Receivables
-0.03
+90.38%
-0.30
-985.19%
0.03
+102.70%
-1.25
Change In Other Current Assets
1.32
+432.99%
-0.40
+65.48%
-1.15
-166.10%
1.74
Change In Other Current Liabilities
-0.34
-1514.68%
0.02
-98.54%
1.65
+167.86%
0.62
Investing Cash Flow
50.11
+394.79%
10.13
-52.94%
21.52
+110.21%
-210.72
Cash Flow From Continuing Investing Activities
50.11
+394.79%
10.13
-52.94%
21.52
+110.21%
-210.72
Net PPE Purchase And Sale
-0.07
-100.61%
11.47
+3706.00%
-0.32
-31.71%
-0.24
Purchase Of PPE
-0.07
+88.17%
-0.59
-87.02%
-0.32
-31.71%
-0.24
Sale Of PPE
0.00
-100.00%
12.06
0.00
—
Capital Expenditure
-0.07
+88.17%
-0.59
-87.02%
-0.32
-31.71%
-0.24
Net Investment Purchase And Sale
-17.29
-332.31%
-4.00
-119.27%
20.76
+137.16%
-55.86
Purchase Of Investment
-62.56
+28.43%
-87.41
-904.49%
-8.70
+90.60%
-92.58
Sale Of Investment
45.27
-45.73%
83.41
+183.13%
29.46
-19.78%
36.72
Net Business Purchase And Sale
—
—
—
0.00
Net Other Investing Changes
3.52
+1982.88%
-0.19
+94.02%
-3.13
+44.58%
-5.64
Financing Cash Flow
-69.94
-454.40%
19.74
+232.73%
-14.87
-113.32%
111.64
Cash Flow From Continuing Financing Activities
-69.94
-454.40%
19.74
+232.73%
-14.87
-113.32%
111.64
Net Issuance Payments Of Debt
-78.85
-1851.01%
4.50
-93.11%
65.41
+277.00%
17.35
Issuance Of Debt
—
12.50
-85.61%
86.91
+63.98%
53.00
Repayment Of Debt
-78.85
-885.68%
-8.00
+62.79%
-21.50
+39.69%
-35.65
Long Term Debt Issuance
—
12.50
-85.61%
86.91
0.00
Long Term Debt Payments
-69.35
—
—
-35.65
Net Long Term Debt Issuance
-69.35
-654.69%
12.50
-85.61%
86.91
+343.78%
-35.65
Short Term Debt Issuance
—
—
—
53.00
Short Term Debt Payments
-9.50
-18.75%
-8.00
+62.79%
-21.50
—
Net Short Term Debt Issuance
-9.50
-18.75%
-8.00
+62.79%
-21.50
-140.57%
53.00
Net Common Stock Issuance
-1.13
+33.56%
-1.70
+55.50%
-3.81
+62.16%
-10.07
Common Stock Payments
-1.13
+33.56%
-1.70
+55.50%
-3.81
+62.16%
-10.07
Repurchase Of Capital Stock
-1.13
+33.56%
-1.70
+55.50%
-3.81
+62.16%
-10.07
Net Other Financing Charges
-0.22
-389.02%
0.08
+117.12%
-0.44
-238.43%
0.32
Changes In Cash
-16.63
-160.92%
27.30
+237.55%
8.09
+109.17%
-88.23
Beginning Cash Position
52.23
+109.52%
24.93
+48.03%
16.84
-83.97%
105.07
End Cash Position
35.60
-31.85%
52.23
+109.52%
24.93
+48.03%
16.84
Free Cash Flow
3.13
+199.31%
-3.15
-381.84%
1.12
-89.46%
10.61
Interest Paid Supplemental Data
28.10
-8.62%
30.75
+42.07%
21.64
+213.77%
6.90
Income Tax Paid Supplemental Data
0.10
+150.00%
0.04
-97.09%
1.38
-38.20%
2.23
Common Stock Issuance
—
—
—
—
Issuance Of Capital Stock
—
—
—
—
Sale Of Business
—
—
—
0.00
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

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