Symbols / C Stock $129.73 -1.48% Citigroup Inc.

Financial Services • Banks - Diversified • United States • NYQ
C (Stock) Chart
O: — H: — L: — C: — V: —
SMA 20: SMA 50: SMA 200:
About

Citigroup Inc., a diversified financial service holding company, provides various financial products and services to consumers, corporations, governments, and institutions. It operates through five segments: Services, Markets, Banking, U.S. Personal Banking, and Wealth. The Services segment includes treasury and trade solutions, which provides cash management, trade, and working capital solutions to multinational corporations, financial institutions, and public sector organizations; and securities services, such as cross-border support for clients, local market expertise, post-trade technologies, data solutions, and various securities services solutions. The Markets segment offers sales and trading services for equities, foreign exchange, rates, spread products, and commodities to corporate, institutional, and public sector clients; and market-making services, including asset classes, risk management solutions, financing, and prime brokerage. The Banking segment includes investment banking services comprising equity and debt capital markets-related strategic financing solutions; advisory services related to mergers and acquisitions, divestitures, restructurings, and corporate defense activities; and corporate lending consists of corporate and commercial banking. The U.S. Personal Banking segment provides proprietary and co-branded card portfolios; and traditional banking services to retail and small business customers. The Wealth segment offers financial services to high-net-worth clients through banking, lending, mortgages, investment, custody, and trust product offerings; professional industries, including law firms, consulting groups, accounting, and asset management; and affluent and high net worth clients. The company operates in North America, the United Kingdom, Japan, North and South Asia, Australia, Europe, the Middle East, and Africa. Citigroup Inc. was founded in 1812 and is headquartered in New York, New York.

Stock Fundamentals
Scroll to Statements
Market Cap 226.94B Enterprise Value -340.65B Income 14.70B Sales 78.73B Book/sh 112.22 Cash/sh 781.13
Dividend Yield 1.85% Payout 29.17% Employees 224000 IPO P/E 16.02 Forward P/E 10.47
PEG 0.75 P/S 2.88 P/B 1.16 P/C EV/EBITDA EV/Sales -4.33
Quick Ratio Current Ratio Debt/Eq LT Debt/Eq EPS (ttm) 8.10 EPS next Y 12.39
EPS Growth 56.10% Revenue Growth 16.90% Earnings 2026-07-14 ROA 0.61% ROE 7.65% ROIC
Gross Margin 0.00% Oper. Margin 34.08% Profit Margin 20.36% Shs Outstand 1.71B Shs Float 1.70B Short Float 0.02%
Short Ratio 0.02 Short Interest 52W High 135.29 52W Low 65.78 Beta 1.08 Avg Volume 14.48M
Volume 7.43M Target Price $142.33 Recom Buy Prev Close $131.68 Price $129.73 Change -1.48%
Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$142.33
Mean price target
2. Current target
$129.73
Latest analyst target
3. DCF / Fair value
$121.50
Fallback: EPS × 15 (assumed fair P/E). No FCF data; use with …
Ratings
Current target
$129.73
Low
$125.00
High
$160.00
Mean
$142.33

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2026-04-15 main Morgan Stanley Overweight → Overweight $144
2026-04-15 main Goldman Sachs Buy → Buy $151
2026-04-15 reit Piper Sandler Overweight → Overweight $145
2026-04-15 main Keefe, Bruyette & Woods Outperform → Outperform $140
2026-04-15 main Oppenheimer Outperform → Outperform $144
2026-04-15 main Evercore ISI Group In-Line → In-Line $139
2026-04-15 main Wells Fargo Overweight → Overweight $160
2026-04-15 main Barclays Overweight → Overweight $154
2026-04-15 main Truist Securities Buy → Buy $139
2026-04-07 main JP Morgan Overweight → Overweight $131
2026-04-06 main Goldman Sachs Buy → Buy $137
2026-04-06 main Evercore ISI Group In-Line → In-Line $115
2026-03-27 main Oppenheimer Outperform → Outperform $132
2026-03-26 init Jefferies — → Buy $135
2026-02-09 main JP Morgan Overweight → Overweight $134
2026-01-29 main Freedom Broker Buy → Buy $135
2026-01-15 main Morgan Stanley Overweight → Overweight $135
2026-01-15 main Oppenheimer Outperform → Outperform $144
2026-01-15 reit RBC Capital Outperform → Outperform $121
2026-01-06 main Goldman Sachs Buy → Buy $127
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2026-04-15 SKYLER EDWARD Officer 25,000 $131.41 $3,285,350
2026-04-15 GILES NICOLE M. Officer 12,732 $131.80 $1,678,078
2026-04-01 REINER GARY M Director 405 $110.99 $44,951
2026-04-01 DAILEY GRACE E. Director 6 $110.99 $758
2026-04-01 COLE TITILOPE Director 17 $110.99 $1,921
2026-04-01 VON KOSKULL CASPER WILHELM Director 35 $110.99 $3,921
2026-04-01 MOULDS JONATHAN PAUL Director 260 $110.99 $28,876
2026-04-01 DUGAN JOHN CUNNINGHAM Director 563 $110.99 $62,500
2026-04-01 TAYLOR DIANA L Director 330 $110.99 $36,705
2026-04-01 JAMES RENEE JO Director 174 $110.99 $19,409
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
85,213.00
+5.63%
80,672.00
+3.31%
78,090.00
+4.85%
74,480.00
Operating Revenue
85,213.00
+5.63%
80,672.00
+3.31%
78,090.00
+4.85%
74,480.00
Selling General And Administration
30,823.00
+3.62%
29,745.00
-3.15%
30,712.00
+8.50%
28,305.00
Selling And Marketing Expense
1,097.00
-1.44%
1,113.00
-20.10%
1,393.00
-10.48%
1,556.00
General And Administrative Expense
29,726.00
+3.82%
28,632.00
-2.34%
29,319.00
+9.61%
26,749.00
Salaries And Wages
29,639.00
+3.84%
28,542.00
-2.36%
29,232.00
+9.67%
26,655.00
Reconciled Depreciation
4,373.00
+1.44%
4,311.00
-5.46%
4,560.00
+6.99%
4,262.00
Total Unusual Items
-1,101.00
-41.15%
-780.00
+72.72%
-2,859.00
-2316.28%
129.00
Total Unusual Items Excluding Goodwill
-1,101.00
-41.15%
-780.00
+72.72%
-2,859.00
-2316.28%
129.00
Special Income Charges
-1,101.00
-41.15%
-780.00
+72.72%
-2,859.00
-2316.28%
129.00
Other Special Charges
238.00
+17.24%
203.00
-88.10%
1,706.00
Impairment Of Capital Assets
535.00
Restructuring And Mergern Acquisition
-14.00
-105.41%
259.00
-66.84%
781.00
0.00
Net Income
14,306.00
+12.81%
12,682.00
+37.43%
9,228.00
-37.84%
14,845.00
Pretax Income
19,828.00
+16.32%
17,046.00
+32.04%
12,910.00
-31.36%
18,807.00
Net Interest Income
59,792.00
+10.53%
54,095.00
-1.47%
54,900.00
+12.81%
48,668.00
Interest Expense
83,072.00
-7.30%
89,618.00
+14.37%
78,358.00
+204.42%
25,740.00
Interest Income
142,864.00
-0.59%
143,713.00
+7.85%
133,258.00
+79.09%
74,408.00
Gain On Sale Of Security
107.00
+170.39%
-152.00
-32.17%
-115.00
+75.00%
-460.00
Gain On Sale Of Business
-877.00
-175.79%
-318.00
+14.52%
-372.00
-156.02%
664.00
Tax Provision
5,373.00
+27.59%
4,211.00
+19.36%
3,528.00
-3.13%
3,642.00
Tax Rate For Calcs
0.00
+9.72%
0.00
-9.52%
0.00
+40.98%
0.00
Tax Effect Of Unusual Items
-298.37
-54.87%
-192.66
+75.32%
-780.51
-3224.40%
24.98
Net Income Including Noncontrolling Interests
14,452.00
+12.62%
12,833.00
+36.80%
9,381.00
-37.18%
14,934.00
Net Income From Continuing Operation Net Minority Interest
14,309.00
+12.81%
12,684.00
+37.44%
9,229.00
-38.78%
15,076.00
Net Income From Continuing And Discontinued Operation
14,306.00
+12.81%
12,682.00
+37.43%
9,228.00
-37.84%
14,845.00
Net Income Continuous Operations
14,455.00
+12.62%
12,835.00
+36.80%
9,382.00
-38.13%
15,165.00
Net Income Discontinuous Operations
-3.00
-50.00%
-2.00
-100.00%
-1.00
+99.57%
-231.00
Minority Interests
-146.00
+3.31%
-151.00
+1.31%
-153.00
-71.91%
-89.00
Normalized Income
15,111.63
+13.87%
13,271.34
+17.37%
11,307.49
-24.48%
14,971.98
Net Income Common Stockholders
13,021.00
+13.64%
11,458.00
+45.96%
7,850.00
-42.70%
13,700.00
Otherunder Preferred Stock Dividend
171.00
+0.59%
170.00
-5.56%
180.00
+59.29%
113.00
Diluted EPS
6.99
+17.68%
5.94
+47.03%
4.04
-42.29%
7.00
Basic EPS
7.11
+17.95%
6.03
+48.16%
4.07
-42.21%
7.04
Basic Average Shares
1,832.00
-3.65%
1,901.40
-1.49%
1,930.10
-0.85%
1,946.70
Diluted Average Shares
1,873.10
-3.45%
1,940.10
-0.80%
1,955.80
-0.43%
1,964.30
Diluted NI Availto Com Stockholders
13,097.00
+13.57%
11,532.00
+45.85%
7,907.00
-42.46%
13,741.00
Average Dilution Earnings
76.00
+2.70%
74.00
+29.82%
57.00
+39.02%
41.00
Insurance And Claims
87.00
-3.33%
90.00
+3.45%
87.00
-7.45%
94.00
Occupancy And Equipment
2,477.00
+1.60%
2,438.00
-2.79%
2,508.00
+8.10%
2,320.00
Other Non Interest Expense
18,745.00
+0.36%
18,678.00
+4.35%
17,900.00
+1.80%
17,584.00
Preferred Stock Dividends
1,114.00
+5.69%
1,054.00
-12.02%
1,198.00
+16.09%
1,032.00
Professional Expense And Contract Services Expense
2,073.00
+2.83%
2,016.00
-2.98%
2,078.00
-16.24%
2,481.00
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Assets
2,657,202.00
+12.93%
2,352,945.00
-2.44%
2,411,834.00
-0.20%
2,416,676.00
Cash And Cash Equivalents
349,579.00
+26.42%
276,532.00
+5.98%
260,932.00
-23.71%
342,025.00
Cash Financial
23,717.00
+4.10%
22,782.00
-16.68%
27,342.00
-10.58%
30,577.00
Other Short Term Investments
241,789.00
+9.17%
221,487.00
-9.62%
245,068.00
+2.65%
238,746.00
Receivables
62,798.00
+22.85%
51,116.00
-5.67%
54,190.00
-0.65%
54,546.00
Accounts Receivable
62,679.00
+23.28%
50,841.00
-5.70%
53,915.00
-0.51%
54,192.00
Other Receivables
119.00
-56.73%
275.00
+0.00%
275.00
-22.32%
354.00
Net PPE
33,339.00
+10.42%
30,192.00
+5.03%
28,747.00
+9.50%
26,253.00
Goodwill And Other Intangible Assets
23,382.00
-1.73%
23,794.00
-2.96%
24,519.00
+1.66%
24,119.00
Goodwill
19,098.00
-1.05%
19,300.00
-3.97%
20,098.00
+2.07%
19,691.00
Other Intangible Assets
4,284.00
-4.67%
4,494.00
+1.65%
4,421.00
-0.16%
4,428.00
Investments And Advances
747,551.00
+3.72%
720,724.00
-0.15%
721,817.00
+0.78%
716,228.00
Total Liabilities Net Minority Interest
2,443,380.00
+13.99%
2,143,579.00
-2.81%
2,205,583.00
-0.42%
2,214,838.00
Payables And Accrued Expenses
74,836.00
+12.36%
66,601.00
+4.82%
63,539.00
-8.20%
69,218.00
Payables
74,836.00
+12.36%
66,601.00
+4.82%
63,539.00
-8.20%
69,218.00
Accounts Payable
74,836.00
+12.36%
66,601.00
+4.82%
63,539.00
-8.20%
69,218.00
Current Debt And Capital Lease Obligation
51,878.00
+6.95%
48,505.00
+29.50%
37,457.00
-20.47%
47,096.00
Current Debt
51,878.00
+6.95%
48,505.00
+29.50%
37,457.00
-20.47%
47,096.00
Other Current Borrowings
31,937.00
+63.04%
19,589.00
+13.66%
17,235.00
-20.08%
21,566.00
Long Term Debt And Capital Lease Obligation
315,827.00
+9.93%
287,300.00
+0.24%
286,619.00
+5.53%
271,606.00
Long Term Debt
315,827.00
+9.93%
287,300.00
+0.24%
286,619.00
+5.53%
271,606.00
Long Term Provisions
Stockholders Equity
212,291.00
+1.77%
208,598.00
+1.53%
205,453.00
+2.12%
201,189.00
Common Stock Equity
192,241.00
+0.78%
190,748.00
+1.54%
187,853.00
+3.11%
182,194.00
Capital Stock
20,081.00
+12.30%
17,881.00
+1.42%
17,631.00
-7.33%
19,026.00
Common Stock
31.00
+0.00%
31.00
+0.00%
31.00
+0.00%
31.00
Preferred Stock
20,050.00
+12.32%
17,850.00
+1.42%
17,600.00
-7.34%
18,995.00
Share Issued
3,099.75
+0.00%
3,099.72
+0.00%
3,099.69
+0.00%
3,099.67
Ordinary Shares Number
1,747.55
-6.90%
1,877.07
-1.37%
1,903.11
-1.75%
1,936.99
Treasury Shares Number
1,352.21
+10.60%
1,222.65
+2.18%
1,196.58
+2.92%
1,162.68
Additional Paid In Capital
108,452.00
-0.61%
109,117.00
+0.15%
108,955.00
+0.46%
108,458.00
Retained Earnings
215,128.00
+4.28%
206,294.00
+3.71%
198,905.00
+2.14%
194,734.00
Gains Losses Not Affecting Retained Earnings
-41,897.00
+12.44%
-47,852.00
-6.81%
-44,800.00
+4.81%
-47,062.00
Treasury Stock
89,473.00
+16.44%
76,842.00
+2.13%
75,238.00
+1.72%
73,967.00
Minority Interest
1,531.00
+99.35%
768.00
-3.76%
798.00
+22.96%
649.00
Other Equity Adjustments
-41,897.00
+12.44%
-47,852.00
-6.81%
-44,800.00
+4.81%
-47,062.00
Total Equity Gross Minority Interest
213,822.00
+2.13%
209,366.00
+1.51%
206,251.00
+2.19%
201,838.00
Total Capitalization
528,118.00
+6.50%
495,898.00
+0.78%
492,072.00
+4.08%
472,795.00
Invested Capital
559,946.00
+6.34%
526,553.00
+2.86%
511,929.00
+2.20%
500,896.00
Total Debt
367,705.00
+9.50%
335,805.00
+3.62%
324,076.00
+1.69%
318,702.00
Net Debt
18,126.00
-69.42%
59,273.00
-6.13%
63,144.00
Net Tangible Assets
188,909.00
+2.22%
184,804.00
+2.14%
180,934.00
+2.18%
177,070.00
Tangible Book Value
168,859.00
+1.14%
166,954.00
+2.22%
163,334.00
+3.33%
158,075.00
Available For Sale Securities
7,678.00
+3.77%
7,399.00
-6.37%
7,902.00
-1.72%
8,040.00
Cash Cash Equivalents And Federal Funds Sold
705,774.00
+28.18%
550,594.00
-9.24%
606,632.00
-14.25%
707,426.00
Commercial Paper
19,941.00
-31.04%
28,916.00
+42.99%
20,222.00
-20.79%
25,530.00
Held To Maturity Securities
189,761.00
-21.71%
242,382.00
-4.67%
254,247.00
-5.44%
268,863.00
Preferred Shares Number
22.00
+0.00%
22.00
-77.51%
97.80
Preferred Stock Equity
20,050.00
+12.32%
17,850.00
+1.42%
17,600.00
-7.34%
18,995.00
Trading Securities
308,323.00
+23.60%
249,456.00
+16.24%
214,600.00
+6.99%
200,579.00
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
-67,632.00
-243.85%
-19,669.00
+73.21%
-73,416.00
-392.86%
25,069.00
Cash Flow From Continuing Operating Activities
-67,632.00
-243.85%
-19,669.00
+73.21%
-73,416.00
-392.86%
25,069.00
Net Income From Continuing Operations
14,309.00
+12.81%
12,684.00
+37.44%
9,229.00
-38.78%
15,076.00
Depreciation Amortization Depletion
4,373.00
+1.44%
4,311.00
-5.46%
4,560.00
+6.99%
4,262.00
Depreciation And Amortization
4,373.00
+1.44%
4,311.00
-5.46%
4,560.00
+6.99%
4,262.00
Other Non Cash Items
-14,109.00
-200.41%
14,051.00
+108.50%
6,739.00
+137.18%
-18,125.00
Asset Impairment Charge
726.00
0.00
0.00
-100.00%
535.00
Deferred Tax
452.00
+123.84%
-1,896.00
+21.52%
-2,416.00
-111.74%
-1,141.00
Deferred Income Tax
452.00
+123.84%
-1,896.00
+21.52%
-2,416.00
-111.74%
-1,141.00
Operating Gains Losses
1,224.00
+1088.35%
103.00
+107.76%
-1,327.00
-302.12%
-330.00
Gain Loss On Investment Securities
-471.00
-43.60%
-328.00
-74.47%
-188.00
-180.60%
-67.00
Change In Working Capital
-84,872.00
-43.78%
-59,031.00
+40.60%
-99,387.00
-608.30%
19,553.00
Change In Other Working Capital
-69,214.00
-48.73%
-46,537.00
+52.77%
-98,542.00
-766.68%
14,781.00
Change In Other Current Assets
-12,923.00
-220.99%
-4,026.00
+36.71%
-6,361.00
-27.42%
-4,992.00
Change In Other Current Liabilities
-863.00
+88.78%
-7,692.00
-314.44%
3,587.00
-32.87%
5,343.00
Investing Cash Flow
-108,282.00
-225.54%
86,250.00
+1119.62%
-8,459.00
+89.35%
-79,455.00
Cash Flow From Continuing Investing Activities
-108,282.00
-225.54%
86,250.00
+1119.62%
-8,459.00
+89.35%
-79,455.00
Net PPE Purchase And Sale
62.00
-72.07%
222.00
+296.43%
56.00
-11.11%
63.00
Sale Of PPE
62.00
-72.07%
222.00
+296.43%
56.00
-11.11%
63.00
Capital Expenditure
-6,520.00
-0.31%
-6,500.00
+1.26%
-6,583.00
-16.89%
-5,632.00
Capital Expenditure Reported
-6,520.00
-0.31%
-6,500.00
+1.26%
-6,583.00
-16.89%
-5,632.00
Net Investment Purchase And Sale
48,720.00
+42.39%
34,217.00
+83.48%
18,649.00
+164.66%
-28,841.00
Purchase Of Investment
-281,521.00
-5.27%
-267,424.00
-13.07%
-236,512.00
+9.61%
-261,650.00
Sale Of Investment
330,241.00
+9.48%
301,641.00
+18.22%
255,161.00
+9.60%
232,809.00
Net Business Purchase And Sale
0.00
0.00
+100.00%
-1,393.00
-124.26%
5,741.00
Purchase Of Business
0.00
0.00
+100.00%
-1,393.00
Gain Loss On Sale Of Business
1,354.00
0.00
+100.00%
-1,462.00
-91.86%
-762.00
Net Other Investing Changes
2,167.00
-13.73%
2,512.00
+200.84%
835.00
+205.56%
-791.00
Financing Cash Flow
238,031.00
+721.43%
-38,304.00
-5675.55%
687.00
-99.50%
137,763.00
Cash Flow From Continuing Financing Activities
238,031.00
+721.43%
-38,304.00
-5675.55%
687.00
-99.50%
137,763.00
Net Issuance Payments Of Debt
22,081.00
+28.63%
17,166.00
+295.53%
-8,779.00
-113.14%
66,786.00
Issuance Of Debt
122,029.00
+23.17%
99,075.00
+50.53%
65,819.00
-37.16%
104,748.00
Repayment Of Debt
-103,321.00
-11.15%
-92,957.00
-43.10%
-64,959.00
-13.79%
-57,085.00
Long Term Debt Issuance
122,029.00
+23.17%
99,075.00
+50.53%
65,819.00
-37.16%
104,748.00
Long Term Debt Payments
-103,321.00
-11.15%
-92,957.00
-43.10%
-64,959.00
-13.79%
-57,085.00
Net Long Term Debt Issuance
18,708.00
+205.79%
6,118.00
+611.40%
860.00
-98.20%
47,663.00
Net Short Term Debt Issuance
3,373.00
-69.47%
11,048.00
+214.62%
-9,639.00
-150.41%
19,123.00
Net Common Stock Issuance
-13,250.00
-435.57%
-2,474.00
-25.14%
-1,977.00
+39.17%
-3,250.00
Common Stock Payments
-13,250.00
-435.57%
-2,474.00
-25.14%
-1,977.00
+39.17%
-3,250.00
Cash Dividends Paid
-5,372.00
-3.33%
-5,199.00
+0.25%
-5,212.00
-4.18%
-5,003.00
Repurchase Of Capital Stock
-18,250.00
-142.56%
-7,524.00
-22.90%
-6,122.00
-88.37%
-3,250.00
Net Other Financing Charges
1,098.00
+341.85%
-454.00
-37.99%
-329.00
+4.36%
-344.00
Changes In Cash
62,117.00
+119.67%
28,277.00
+134.83%
-81,188.00
-197.37%
83,377.00
Effect Of Exchange Rate Changes
10,930.00
+186.22%
-12,677.00
-13444.21%
95.00
+102.81%
-3,385.00
Beginning Cash Position
276,532.00
+5.98%
260,932.00
-23.71%
342,025.00
+30.53%
262,033.00
End Cash Position
349,579.00
+26.42%
276,532.00
+5.98%
260,932.00
-23.71%
342,025.00
Free Cash Flow
-74,152.00
-183.36%
-26,169.00
+67.29%
-79,999.00
-511.58%
19,437.00
Interest Paid Supplemental Data
80,983.00
-8.00%
88,027.00
+20.60%
72,989.00
+222.75%
22,615.00
Income Tax Paid Supplemental Data
6,514.00
+12.35%
5,798.00
+1.24%
5,727.00
+53.42%
3,733.00
Issuance Of Capital Stock
7,186.00
+36.05%
5,282.00
+92.84%
2,739.00
0.00
Net Preferred Stock Issuance
2,186.00
+842.24%
232.00
+116.50%
-1,406.00
0.00
Preferred Stock Issuance
7,186.00
+36.05%
5,282.00
+92.84%
2,739.00
0.00
Preferred Stock Payments
-5,000.00
+0.99%
-5,050.00
-21.83%
-4,145.00
0.00
Sale Of Business
5,741.00
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

Trades
Date User Broker Pattern Type Position Size Entry Price Trade P&L Status
Posts
Published Title Author Category