Symbols / CARV
CARV Chart
About
Carver Bancorp, Inc. operates as the holding company for Carver Federal Savings Bank that provides consumer and commercial banking services for consumers, businesses, non-profit organizations, and governmental and quasi-governmental agencies primarily in New York. It accepts various deposit products, including demand, savings, and time deposits; passbook and statement accounts, and certificates of deposit; and individual retirement accounts. The company provides lending products, such as one-to-four family residential, multifamily real estate, and commercial real estate lending; and construction and business loans. In addition, it offers other consumer and commercial banking products and services, including debit cards, online account opening and banking, online bill pay, and telephone banking, as well as check cashing, wire transfers, bill payment, reloadable prepaid card, and money order services. Carver Bancorp, Inc. was founded in 1948 and is headquartered in New York, New York.
Fundamentals
Scroll to Statements| Sector | Financial Services | Industry | Banks - Regional | Market Cap | 6.87M |
| Enterprise Value | 23.70M | Income | -13.03M | Sales | 22.31M |
| Book/sh | 0.98 | Cash/sh | 8.00 | Dividend Yield | — |
| Payout | 0.00% | Employees | 96 | IPO | — |
| P/E | — | Forward P/E | — | PEG | — |
| P/S | 0.31 | P/B | 1.32 | P/C | — |
| EV/EBITDA | — | EV/Sales | 1.06 | Quick Ratio | — |
| Current Ratio | — | Debt/Eq | — | LT Debt/Eq | — |
| EPS (ttm) | -2.49 | EPS next Y | — | EPS Growth | — |
| Revenue Growth | 4.50% | Earnings | 2007-02-20 16:00 | ROA | -1.80% |
| ROE | -39.00% | ROIC | — | Gross Margin | 0.00% |
| Oper. Margin | -34.66% | Profit Margin | -58.39% | Shs Outstand | 5.29M |
| Shs Float | 3.21M | Short Float | 0.75% | Short Ratio | 1.78 |
| Short Interest | — | 52W High | 3.85 | 52W Low | 1.07 |
| Beta | 1.60 | Avg Volume | 22.76K | Volume | 6.61K |
| Target Price | — | Recom | None | Prev Close | $1.50 |
| Price | $1.30 | Change | -13.33% |
Valuation Models
Price estimates from analyst targets and simple models.
1. Analyst consensus
—
Mean price target
2. Current target
$1.30
Latest analyst target
3. DCF / Fair value
—
Simplified FCF or EPS-based estimate
Ratings
Current target
$1.30
Low
—
High
—
Mean
—
- Carver Bancorp (OTCQB: CARV) starts OTC Markets trading, targeting growth and capital flexibility - Stock Titan Mon, 08 Dec 2025 08
- Carver Bancorp, Inc. Announces Intention to List on OTCQX, Voluntarily Delist from Nasdaq and Deregister from SEC - PR Newswire ue, 18 Nov 2025 08
- Carver Bancorp Stock Plummets -58% With 8-Day Losing Streak - Trefis Fri, 21 Nov 2025 08
- Carver Bancorp to delist from Nasdaq, move to OTCQX market - Investing.com ue, 18 Nov 2025 08
- A US$1.6m Market Cap Boost Pleasing ToCarver Bancorp Insiders - Yahoo Finance ue, 04 Nov 2025 08
- Zacks Initiates Coverage of Carver Bancorp With Neutral Recommendation - Nasdaq Mon, 13 Oct 2025 07
- Carver Bancorp First Quarter 2026 Earnings: US$0.22 loss per share (vs US$0.43 loss in 1Q 2025) - simplywall.st Fri, 15 Aug 2025 07
- Carver Bancorp (CARV) Urged to Aid Hurricane Melissa Relief Effo - GuruFocus ue, 04 Nov 2025 08
- Carver Bancorp, Inc. (CARV)’s Largest Shareholder Dream Chasers Capital Group (DCCG) Expresses Interest in Acquiring a Controlling Interest - Yahoo Finance Sat, 27 Sep 2025 07
- Nasdaq Gains Over 100 Points; Target Trims Earnings Forecast - Benzinga Wed, 19 Nov 2025 08
- Dream Chasers Calls for Calm in the Wake of Carver Announcement to Delist from the NASDAQ and De-register with the SEC - Stock Titan Wed, 19 Nov 2025 08
- Why Is ManpowerGroup (MAN) Stock Soaring Today - Yahoo Finance ue, 22 Jul 2025 07
- Carver Bancorp stockholders face Feb. 20 deadline on nominations - Stock Titan ue, 20 Jan 2026 08
- Carver Bancorp, Inc. Commences Trading on OTC Markets - PR Newswire Mon, 08 Dec 2025 08
- Short-seller report accuses Carvana of overstating earnings - The Arizona Republic Wed, 28 Jan 2026 08
Insider Transactions
| Date | Shares | Value | Url | Text | Insider | Position | Transaction | Start Date | Ownership |
|---|---|---|---|---|---|---|---|---|---|
| 0 | 58139 | — | — | Stock Award(Grant) at price 0.00 per share. | FELIX DONALD | Chief Executive Officer | — | 2025-02-27 00:00:00 | D |
| 1 | 8982 | 15000 | — | Purchase at price 1.67 per share. | JACKSON PAZEL G JR | Director | — | 2024-11-25 00:00:00 | D |
| 2 | 11976 | 20000 | — | Purchase at price 1.67 per share. | GRANNUM COLVIN W | Director | — | 2024-11-25 00:00:00 | D |
| 3 | 8982 | 15000 | — | Purchase at price 1.67 per share. | KNUCKLES KENNETH J | Director | — | 2024-11-25 00:00:00 | D |
| 4 | 59880 | 100000 | — | Purchase at price 1.67 per share. | MACKAY CRAIG C. | Director | — | 2024-11-25 00:00:00 | D |
| 5 | 26946 | 45000 | — | Purchase at price 1.67 per share. | FELIX DONALD | Chief Executive Officer | — | 2024-11-25 00:00:00 | D |
| 6 | 1000 | 1670 | — | Purchase at price 1.67 per share. | MACKAY CRAIG C. | Director | — | 2024-02-27 00:00:00 | D |
Financials
| Line Item | 2025-03-31 | 2024-03-31 | 2023-03-31 | 2022-03-31 |
|---|---|---|---|---|
| TaxEffectOfUnusualItems | 0.00 | 0.00 | 0.00 | 0.00 |
| TaxRateForCalcs | 0.00 | 0.00 | 0.00 | 0.00 |
| NetIncomeFromContinuingOperationNetMinorityInterest | -13.74M | -2.98M | -4.40M | -847.00K |
| ReconciledDepreciation | 813.00K | 965.00K | 1.06M | 1.03M |
| NetInterestIncome | 19.15M | 22.56M | 22.79M | 20.47M |
| InterestExpense | 15.13M | 11.46M | 4.91M | 2.40M |
| InterestIncome | 34.28M | 34.02M | 27.70M | 22.86M |
| NormalizedIncome | -13.74M | -2.98M | -4.40M | -847.00K |
| NetIncomeFromContinuingAndDiscontinuedOperation | -13.74M | -2.98M | -4.40M | -847.00K |
| DilutedAverageShares | 5.18M | 4.85M | 4.28M | 3.59M |
| BasicAverageShares | 5.18M | 4.85M | 4.28M | 3.59M |
| DilutedEPS | -2.65 | -0.61 | -1.03 | -0.24 |
| BasicEPS | -2.65 | -0.61 | -1.03 | -0.24 |
| DilutedNIAvailtoComStockholders | -13.74M | -2.98M | -4.40M | -847.00K |
| NetIncomeCommonStockholders | -13.74M | -2.98M | -4.40M | -847.00K |
| NetIncome | -13.74M | -2.98M | -4.40M | -847.00K |
| NetIncomeIncludingNoncontrollingInterests | -13.74M | -2.98M | -4.40M | -847.00K |
| NetIncomeContinuousOperations | -13.74M | -2.98M | -4.40M | -847.00K |
| TaxProvision | 0.00 | 0.00 | 0.00 | 0.00 |
| PretaxIncome | -13.74M | -2.98M | -4.40M | -847.00K |
| GainOnSaleOfSecurity | 0.00 | 1.19M | ||
| SellingGeneralAndAdministration | 17.01M | 15.77M | 15.66M | 13.72M |
| SellingAndMarketingExpense | 499.00K | 376.00K | 513.00K | 572.00K |
| GeneralAndAdministrativeExpense | 16.52M | 15.40M | 15.15M | 13.15M |
| OtherGandA | 2.62M | 100.00K | ||
| InsuranceAndClaims | 1.69M | 1.85M | 1.59M | 1.29M |
| SalariesAndWages | 14.82M | 13.55M | 13.56M | 11.86M |
| TotalRevenue | 22.24M | 29.28M | 26.38M | 27.82M |
| OperatingRevenue | 22.24M | 29.28M | 26.38M | 27.82M |
| OccupancyAndEquipment | 7.42M | 6.59M | 6.84M | 6.27M |
| ProfessionalExpenseAndContractServicesExpense | 2.00M | 1.71M | 1.52M | 1.98M |
| OtherNonInterestExpense | 8.35M | 8.11M | 6.66M | 6.09M |
| Line Item | 2025-03-31 | 2024-03-31 | 2023-03-31 | 2022-03-31 |
|---|---|---|---|---|
| TreasurySharesNumber | 2.50M | 2.50M | 2.50M | 2.50M |
| OrdinarySharesNumber | 5.28M | 5.14M | 4.30M | 4.22M |
| ShareIssued | 7.79M | 7.64M | 6.80M | 6.72M |
| NetDebt | 8.54M | |||
| TotalDebt | 29.11M | 57.15M | 64.26M | 30.34M |
| TangibleBookValue | 7.84M | 20.57M | 19.85M | 29.16M |
| InvestedCapital | 28.09M | 67.11M | 70.94M | 45.11M |
| NetTangibleAssets | 29.58M | 42.31M | 45.22M | 55.09M |
| CapitalLeaseObligations | 8.87M | 10.62M | 13.17M | 14.39M |
| CommonStockEquity | 7.84M | 20.57M | 19.85M | 29.16M |
| PreferredStockEquity | 21.73M | 21.73M | 25.38M | 25.93M |
| TotalCapitalization | 49.82M | 88.84M | 96.31M | 71.04M |
| TotalEquityGrossMinorityInterest | 29.58M | 42.31M | 45.22M | 55.09M |
| StockholdersEquity | 29.58M | 42.31M | 45.22M | 55.09M |
| GainsLossesNotAffectingRetainedEarnings | -11.95M | -12.71M | -12.21M | -6.66M |
| TreasuryStock | 2.91M | 2.91M | 2.91M | 2.91M |
| RetainedEarnings | -65.29M | -51.55M | -47.90M | -43.50M |
| AdditionalPaidInCapital | 87.92M | 87.66M | 82.81M | 82.17M |
| CapitalStock | 21.81M | 21.81M | 25.45M | 26.00M |
| CommonStock | 78.00K | 77.00K | 68.00K | 67.00K |
| PreferredStock | 21.73M | 21.73M | 25.38M | 25.93M |
| TotalLiabilitiesNetMinorityInterest | 700.41M | 714.49M | 678.00M | 680.23M |
| LongTermDebtAndCapitalLeaseObligation | 29.11M | 57.15M | 64.26M | 30.34M |
| LongTermCapitalLeaseObligation | 8.87M | 10.62M | 13.17M | 14.39M |
| LongTermDebt | 20.24M | 46.54M | 51.09M | 15.95M |
| TotalAssets | 729.99M | 756.80M | 723.22M | 735.31M |
| InvestmentsAndAdvances | 46.27M | 50.04M | 56.16M | 72.85M |
| HeldToMaturitySecurities | 1.75M | 2.01M | 2.32M | 5.25M |
| AvailableForSaleSecurities | 843.00K | |||
| NetPPE | 10.26M | 12.41M | 15.48M | 17.41M |
| AccumulatedDepreciation | -20.44M | -19.63M | -18.66M | -17.60M |
| GrossPPE | 30.70M | 32.04M | 34.15M | 35.02M |
| Leases | 7.31M | 7.17M | 6.99M | 6.94M |
| OtherProperties | 8.25M | 9.84M | 12.31M | 13.64M |
| MachineryFurnitureEquipment | 15.14M | 15.02M | 14.85M | 14.44M |
| Receivables | 2.98M | 3.66M | 1.91M | 2.41M |
| OtherReceivables | 163.00K | 196.00K | ||
| AccountsReceivable | 2.82M | 3.47M | 1.91M | 2.41M |
| OtherShortTermInvestments | 43.68M | 48.03M | 53.84M | 67.60M |
| CashAndCashEquivalents | 50.31M | 59.02M | 42.55M | 61.02M |
| CashEquivalents | 505.00K | 503.00K | 254.00K | 254.00K |
| CashFinancial | 49.81M | 58.52M | 42.30M | 60.76M |
| CashCashEquivalentsAndFederalFundsSold | 50.31M | 59.02M | 42.55M | 61.02M |
| Line Item | 2025-03-31 | 2024-03-31 | 2023-03-31 | 2022-03-31 |
|---|---|---|---|---|
| FreeCashFlow | -12.94M | -6.93M | -10.74M | 6.96M |
| RepurchaseOfCapitalStock | 0.00 | -2.50M | ||
| RepaymentOfDebt | -28.03M | -10.00M | -3.00K | -23.70M |
| IssuanceOfDebt | 1.81M | 5.53M | 35.00M | 2.50M |
| IssuanceOfCapitalStock | 195.00K | 1.00M | 0.00 | 7.00M |
| CapitalExpenditure | -331.00K | -360.00K | -225.00K | -192.00K |
| InterestPaidSupplementalData | 15.21M | 10.71M | 4.62M | 5.52M |
| IncomeTaxPaidSupplementalData | 222.00K | 232.00K | 193.00K | 211.00K |
| EndCashPosition | 50.31M | 59.02M | 42.55M | 61.02M |
| BeginningCashPosition | 59.02M | 42.55M | 61.02M | 75.59M |
| ChangesInCash | -8.71M | 16.47M | -18.47M | -14.57M |
| FinancingCashFlow | -11.18M | 43.10M | 7.31M | 57.35M |
| CashFlowFromContinuingFinancingActivities | -11.18M | 43.10M | 7.31M | 57.35M |
| NetOtherFinancingCharges | 2.50M | |||
| NetPreferredStockIssuance | 0.00 | 4.00M | 8.18M | |
| PreferredStockIssuance | 0.00 | 4.00M | 8.18M | |
| NetCommonStockIssuance | 195.00K | 1.00M | 0.00 | 3.00M |
| CommonStockPayments | 0.00 | -2.50M | ||
| CommonStockIssuance | 195.00K | 1.00M | 0.00 | 3.00M |
| NetIssuancePaymentsOfDebt | -26.21M | -4.47M | 35.00M | -21.20M |
| NetShortTermDebtIssuance | 0.00 | -10.00M | 10.00M | 0.00 |
| ShortTermDebtPayments | 0.00 | -10.00M | 0.00 | |
| ShortTermDebtIssuance | 0.00 | 10.00M | 0.00 | |
| NetLongTermDebtIssuance | -26.21M | 5.53M | 25.00M | -21.20M |
| LongTermDebtPayments | -28.03M | 0.00 | -3.00K | -23.70M |
| LongTermDebtIssuance | 1.81M | 5.53M | 25.00M | 2.50M |
| InvestingCashFlow | 15.08M | -20.05M | -15.26M | -79.08M |
| CashFlowFromContinuingInvestingActivities | 15.08M | -20.05M | -15.26M | -79.08M |
| NetOtherInvestingChanges | 1.90M | 262.00K | -6.68M | -32.00K |
| NetInvestmentPurchaseAndSale | 4.31M | 4.73M | 10.74M | 17.30M |
| SaleOfInvestment | 4.31M | 5.34M | 10.74M | 17.30M |
| PurchaseOfInvestment | 0.00 | -603.00K | 0.00 | 0.00 |
| NetInvestmentPropertiesPurchaseAndSale | 0.00 | 260.00K | ||
| SaleOfInvestmentProperties | 0.00 | 260.00K | ||
| NetPPEPurchaseAndSale | -331.00K | -360.00K | -225.00K | -192.00K |
| PurchaseOfPPE | -331.00K | -360.00K | -225.00K | -192.00K |
| OperatingCashFlow | -12.61M | -6.57M | -10.51M | 7.15M |
| CashFlowFromContinuingOperatingActivities | -12.61M | -6.57M | -10.51M | 7.15M |
| ChangeInWorkingCapital | -1.36M | -4.89M | -7.45M | 5.97M |
| ChangeInOtherCurrentLiabilities | -952.00K | -3.05M | -8.43M | 7.05M |
| ChangeInOtherCurrentAssets | -1.09M | -82.00K | 480.00K | -1.30M |
| ChangeInReceivables | 682.00K | -1.75M | 503.00K | 226.00K |
| ChangesInAccountReceivables | 682.00K | -1.75M | 503.00K | 226.00K |
| OtherNonCashItems | -179.00K | -459.00K | -80.00K | |
| StockBasedCompensation | 66.00K | 220.00K | 91.00K | 122.00K |
| DepreciationAmortizationDepletion | 813.00K | 965.00K | 1.06M | 1.03M |
| DepreciationAndAmortization | 813.00K | 965.00K | 1.06M | 1.03M |
| OperatingGainsLosses | 191.00K | -30.00K | -107.00K | -1.19M |
| GainLossOnInvestmentSecurities | 0.00 | -1.19M | ||
| NetIncomeFromContinuingOperations | -13.74M | -2.98M | -4.40M | -847.00K |
SEC Filings
Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.
Public Trades for CARV
| Date | User | Asset | Broker | Type | Position Size | Entry Price | Patterns |
|---|