Symbols / CCBG $42.36 -0.43%
CCBG Chart
About
Capital City Bank Group, Inc. operates as the financial holding company for Capital City Bank that provides a range of banking services to individual and corporate clients. The company offers financing for commercial business properties, equipment, inventories, and accounts receivable, as well as commercial leasing and letters of credit; treasury management services; and merchant credit card transaction processing services. It also provides commercial and residential real estate lending products, as well as fixed and adjustable-rate residential mortgage loans; personal, automobile, boat/RV, and home equity loans. In addition, the company offers institutional banking services, including customized checking and savings accounts, cash management systems, tax-exempt loans, lines of credit, and term loans to meet the needs of state and local governments, public schools and colleges, charities, membership, and not-for-profit associations. Further, it provides consumer banking services comprising checking accounts, savings programs, interactive/automated teller machines, debit/credit cards, night deposit services, safe deposit facilities, and online and mobile banking services. Additionally, the company provides asset management for individuals through agency, personal trust, IRA, and personal investment management accounts; and various retail investment products, such as the U.S. government bonds, tax-free municipal bonds, stocks, mutual funds, unit investment trusts, annuities, life insurance, and long-term health care, as well as business, estate, financial, insurance and business planning, tax planning, and asset protection advisory services. Further, the company offers mortgage banking. Capital City Bank Group, Inc. was founded in 1895 and is headquartered in Tallahassee, Florida.
Fundamentals
Scroll to Statements| Sector | Financial Services | Industry | Banks - Regional | Market Cap | 726.53M |
| Enterprise Value | 320.16M | Income | 61.56M | Sales | 248.74M |
| Book/sh | 32.36 | Cash/sh | 30.89 | Dividend Yield | 242.00% |
| Payout | 27.78% | Employees | 902 | IPO | — |
| P/E | 11.77 | Forward P/E | 11.97 | PEG | — |
| P/S | 2.92 | P/B | 1.31 | P/C | — |
| EV/EBITDA | — | EV/Sales | 1.29 | Quick Ratio | — |
| Current Ratio | — | Debt/Eq | — | LT Debt/Eq | — |
| EPS (ttm) | 3.60 | EPS next Y | 3.54 | EPS Growth | 4.20% |
| Revenue Growth | 3.90% | Earnings | 2026-04-21 | ROA | 1.41% |
| ROE | 11.75% | ROIC | — | Gross Margin | 0.00% |
| Oper. Margin | 30.26% | Profit Margin | 24.75% | Shs Outstand | 17.15M |
| Shs Float | 13.73M | Short Float | 2.03% | Short Ratio | 2.58 |
| Short Interest | — | 52W High | 46.83 | 52W Low | 32.38 |
| Beta | 0.32 | Avg Volume | 82.97K | Volume | 53.82K |
| Target Price | $45.50 | Recom | Buy | Prev Close | $42.54 |
| Price | $42.36 | Change | -0.43% |
Valuation Models
Price estimates from analyst targets and simple models.
1. Analyst consensus
$45.50
Mean price target
2. Current target
$42.36
Latest analyst target
3. DCF / Fair value
$54.00
Fallback: EPS × 15 (assumed fair P/E). No FCF data; use with …
Ratings
Current target
$42.36
Low
$44.00
High
$47.50
Mean
$45.50
Latest analyst rating changes
| Date | Action | Analyst | Rating Change | Price Target |
|---|---|---|---|---|
| 2026-01-28 | down | Keefe, Bruyette & Woods | Outperform → Market Perform | $45 |
| 2025-07-23 | main | Keefe, Bruyette & Woods | Outperform → Outperform | $45 |
| 2025-01-31 | main | Keefe, Bruyette & Woods | Outperform → Outperform | $44 |
| 2024-12-04 | main | Keefe, Bruyette & Woods | Outperform → Outperform | $43 |
| 2024-07-29 | down | Piper Sandler | Overweight → Neutral | $34 |
| 2024-07-25 | main | Keefe, Bruyette & Woods | Outperform → Outperform | $38 |
| 2024-04-23 | main | Piper Sandler | Overweight → Overweight | $30 |
| 2024-04-23 | main | Keefe, Bruyette & Woods | Outperform → Outperform | $37 |
| 2024-01-24 | up | Janney Montgomery Scott | Neutral → Buy | — |
| 2024-01-02 | main | DA Davidson | Neutral → Neutral | $33 |
| 2023-11-15 | down | DA Davidson | Buy → Neutral | $33 |
| 2023-08-15 | main | Piper Sandler | Overweight → Overweight | $38 |
| 2022-04-26 | up | Piper Sandler | Neutral → Overweight | $32 |
| 2022-01-26 | up | Keefe, Bruyette & Woods | Market Perform → Outperform | $33 |
| 2020-08-20 | init | DA Davidson | — → Neutral | $23 |
| 2019-09-23 | down | Hovde Group | Outperform → Market Perform | — |
| 2018-01-24 | up | Piper Sandler | Sell → Hold | — |
| 2015-10-21 | down | Keefe, Bruyette & Woods | Outperform → Market Perform | — |
| 2014-03-05 | up | Keefe, Bruyette & Woods | Market Perform → Outperform | $17 |
- Teton Advisors LLC Buys Shares of 71,500 Capital City Bank Group $CCBG - MarketBeat Sat, 07 Mar 2026 13
- How (CCBG) Movements Inform Risk Allocation Models - Stock Traders Daily Fri, 06 Mar 2026 20
- Capital City Bank Group, Inc. Declares Quarterly Cash Dividend of $0.26 per Share | CCBG Stock News - Quiver Quantitative hu, 20 Nov 2025 08
- What analyst consensus says on ALGT stock - Trade Analysis Report & Weekly Watchlist of Top Performers - Naître et grandir Sat, 07 Mar 2026 14
- Would You Still Hold Capital City Bank Stock If It Fell 30%? - Trefis hu, 04 Dec 2025 08
- Keep An Eye on These 4 Bank Stocks With Recent Dividend Hikes - TradingView Mon, 02 Mar 2026 15
- Keep An Eye on These 4 Bank Stocks With Recent Dividend Hikes - The Globe and Mail Mon, 02 Mar 2026 08
- Florida's Capital City Bank Group Appears Back On Track For Growth (NASDAQ:CCBG) - Seeking Alpha Mon, 27 Oct 2025 07
- Capital City Bank Group (NASDAQ:CCBG) Will Pay A Larger Dividend Than Last Year At $0.26 - simplywall.st Mon, 01 Sep 2025 07
- Q3 2025 Results Release — Capital City Bank Group to Publish Earnings Oct. 21, 2025 - Stock Titan ue, 14 Oct 2025 07
- Capital City Bank (CCBG) Beats Q3 Earnings and Revenue Estimates - Nasdaq ue, 21 Oct 2025 07
- Institutional investors own a significant stake of 49% in Capital City Bank Group, Inc. (NASDAQ:CCBG) - Yahoo Finance Mon, 29 Dec 2025 08
- Capital City Bank Group (NASDAQ:CCBG) Stock Crosses Above Two Hundred Day Moving Average - What's Next? - MarketBeat Fri, 13 Feb 2026 08
- CAPITAL CITY BK GROUP ($CCBG) Q4 2025 Earnings Results - Quiver Quantitative ue, 27 Jan 2026 08
- Capital City Bank Group Schedules Q2 2025 Earnings Report: Key Pre-Market Release Date Confirmed - Stock Titan Fri, 11 Jul 2025 07
Insider Transactions
| Date | Shares | Value | Url | Text | Insider | Position | Transaction | Start Date | Ownership |
|---|---|---|---|---|---|---|---|---|---|
| 0 | 757 | — | — | Stock Award(Grant) at price 0.00 per share. | CROWELL KIMBERLY | Director | — | 2026-02-26 00:00:00 | D |
| 1 | 757 | — | — | Stock Award(Grant) at price 0.00 per share. | WILLIAMS ASHBEL C. JR. | Director | — | 2026-02-26 00:00:00 | D |
| 2 | 757 | — | — | Stock Award(Grant) at price 0.00 per share. | SAMPLE JOHN G JR | Director | — | 2026-02-26 00:00:00 | D |
| 3 | 757 | — | — | Stock Award(Grant) at price 0.00 per share. | GRANT WILLIAM ERIC | Director | — | 2026-02-26 00:00:00 | D |
| 4 | 757 | — | — | Stock Award(Grant) at price 0.00 per share. | CRISER MARSHALL MCALLISTER III | Director | — | 2026-02-26 00:00:00 | D |
| 5 | 757 | — | — | Stock Award(Grant) at price 0.00 per share. | ANTOINE ROBERT | Director | — | 2026-02-26 00:00:00 | D |
| 6 | 757 | — | — | Stock Award(Grant) at price 0.00 per share. | BUTLER WILLIAM F | Director | — | 2026-02-26 00:00:00 | D |
| 7 | 757 | — | — | Stock Award(Grant) at price 0.00 per share. | DAVENPORT BONNIE | Director | — | 2026-02-26 00:00:00 | D |
| 8 | 757 | — | — | Stock Award(Grant) at price 0.00 per share. | CONNALLY STANLEY W JR | Director | — | 2026-02-26 00:00:00 | D |
| 9 | 757 | — | — | Stock Award(Grant) at price 0.00 per share. | JOHNSON LAURA L | Director | — | 2026-02-26 00:00:00 | D |
Financials
| Line Item | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| TaxEffectOfUnusualItems | 0.00 | 0.00 | 0.00 | 0.00 |
| TaxRateForCalcs | 0.25 | 0.21 | 0.20 | 0.19 |
| TotalUnusualItems | -3.07M | |||
| TotalUnusualItemsExcludingGoodwill | -3.07M | |||
| NetIncomeFromContinuingOperationNetMinorityInterest | 61.56M | 52.91M | 52.26M | 33.41M |
| ReconciledDepreciation | 7.52M | 7.83M | 8.08M | 7.76M |
| NetInterestIncome | 171.65M | 158.94M | 158.99M | 125.02M |
| InterestExpense | 32.74M | 35.72M | 22.08M | 6.89M |
| InterestIncome | 204.39M | 194.66M | 181.07M | 131.91M |
| NormalizedIncome | 61.56M | 52.91M | 52.26M | 33.41M |
| NetIncomeFromContinuingAndDiscontinuedOperation | 61.56M | 52.91M | 52.26M | 33.41M |
| DilutedAverageShares | 17.10M | 16.97M | 17.02M | 16.98M |
| BasicAverageShares | 17.07M | 16.94M | 16.99M | 16.95M |
| DilutedEPS | 3.60 | 3.12 | 3.07 | 1.97 |
| BasicEPS | 3.61 | 3.12 | 3.08 | 1.97 |
| DilutedNIAvailtoComStockholders | 61.56M | 52.91M | 52.26M | 33.41M |
| NetIncomeCommonStockholders | 61.56M | 52.91M | 52.26M | 33.41M |
| NetIncome | 61.56M | 52.91M | 52.26M | 33.41M |
| MinorityInterests | 0.00 | 1.27M | 1.44M | 135.00K |
| NetIncomeIncludingNoncontrollingInterests | 61.56M | 51.64M | 50.82M | 33.28M |
| NetIncomeContinuousOperations | 61.56M | 51.64M | 50.82M | 33.28M |
| TaxProvision | 20.16M | 13.92M | 13.04M | 7.80M |
| PretaxIncome | 81.72M | 65.57M | 63.86M | 41.08M |
| SpecialIncomeCharges | -3.07M | |||
| OtherSpecialCharges | 3.07M | |||
| SellingGeneralAndAdministration | 108.32M | 105.29M | 100.04M | 96.41M |
| SellingAndMarketingExpense | 3.19M | 3.11M | 3.35M | 3.21M |
| GeneralAndAdministrativeExpense | 105.13M | 102.18M | 96.69M | 93.21M |
| OtherGandA | 2.98M | |||
| InsuranceAndClaims | 2.99M | 3.14M | 3.12M | 2.41M |
| SalariesAndWages | 102.14M | 99.05M | 93.57M | 90.80M |
| TotalRevenue | 244.42M | 226.50M | 223.61M | 193.67M |
| OperatingRevenue | 244.42M | 226.50M | 223.61M | 193.67M |
| OccupancyAndEquipment | 27.95M | 27.98M | 27.66M | 24.57M |
| ProfessionalExpenseAndContractServicesExpense | 7.68M | 8.04M | 7.97M | 6.85M |
| OtherNonInterestExpense | 13.49M | 15.59M | 14.37M | 17.26M |
| Line Item | 2023-12-31 | |||
|---|---|---|---|---|
| TreasurySharesNumber | 0.00 | |||
| OrdinarySharesNumber | 17.08M | 16.97M | 16.95M | 16.99M |
| ShareIssued | 17.08M | 16.97M | 16.95M | 16.99M |
| NetDebt | 9.15M | 31.50M | 23.02M | |
| TotalDebt | 71.34M | 55.74M | 61.59M | 103.61M |
| TangibleBookValue | 463.76M | 402.54M | 355.10M | 302.94M |
| InvestedCapital | 624.19M | 551.06M | 509.62M | 499.65M |
| NetTangibleAssets | 463.76M | 402.54M | 355.10M | 302.94M |
| CommonStockEquity | 552.85M | 495.32M | 448.03M | 396.04M |
| TotalCapitalization | 596.11M | 549.00M | 501.23M | 449.44M |
| TotalEquityGrossMinorityInterest | 552.85M | 495.32M | 448.03M | 396.04M |
| StockholdersEquity | 552.85M | 495.32M | 448.03M | 396.04M |
| OtherEquityInterest | 7.41M | 8.76M | 11.76M | |
| GainsLossesNotAffectingRetainedEarnings | 2.59M | -6.49M | -22.15M | -37.23M |
| OtherEquityAdjustments | 2.59M | -6.49M | -22.15M | -37.23M |
| RetainedEarnings | 508.44M | 463.95M | 426.27M | 387.01M |
| AdditionalPaidInCapital | 41.65M | 37.68M | 36.33M | 37.33M |
| CapitalStock | 171.00K | 170.00K | 170.00K | 170.00K |
| CommonStock | 171.00K | 170.00K | 170.00K | 170.00K |
| PreferredStock | 0.00 | 0.00 | 0.00 | 0.00 |
| TotalLiabilitiesNetMinorityInterest | 3.83B | 3.83B | 3.86B | 4.12B |
| PreferredSecuritiesOutsideStockEquity | 8.76M | 11.76M | ||
| LongTermDebtAndCapitalLeaseObligation | 43.26M | 53.68M | 53.20M | 53.40M |
| LongTermDebt | 43.26M | 53.68M | 53.20M | 53.40M |
| CurrentDebtAndCapitalLeaseObligation | 28.07M | 2.06M | 8.38M | 50.21M |
| CurrentDebt | 28.07M | 2.06M | 8.38M | 50.21M |
| OtherCurrentBorrowings | 164.00K | 84.00K | 50.21M | 34.56M |
| LineOfCredit | 28.07M | 1.90M | 8.38M | |
| TotalAssets | 4.39B | 4.32B | 4.30B | 4.52B |
| InvestmentsAndAdvances | 1.02B | 972.90M | 966.37M | 1.07B |
| HeldToMaturitySecurities | 247.66M | 567.15M | 625.02M | 660.74M |
| AvailableForSaleSecurities | 360.14M | 2.40M | 3.45M | 10.00K |
| GoodwillAndOtherIntangibleAssets | 89.09M | 92.77M | 92.93M | 93.09M |
| OtherIntangibleAssets | 973.00K | |||
| Goodwill | 89.09M | 91.80M | ||
| NetPPE | 79.46M | 81.95M | 81.27M | 82.14M |
| AccumulatedDepreciation | -106.96M | -116.14M | -112.65M | -110.19M |
| GrossPPE | 186.42M | 198.09M | 193.92M | 192.32M |
| MachineryFurnitureEquipment | 58.92M | 64.53M | 61.05M | 59.63M |
| BuildingsAndImprovements | 106.10M | 111.31M | 110.47M | 109.85M |
| LandAndImprovements | 21.39M | 22.25M | 22.39M | 22.85M |
| OtherShortTermInvestments | 415.63M | 403.35M | 337.90M | 413.29M |
| CashAndCashEquivalents | 62.19M | 70.54M | 83.12M | 72.11M |
| CashFinancial | 62.19M | 70.54M | 83.12M | 72.11M |
| CashCashEquivalentsAndFederalFundsSold | 529.97M | 391.85M | 312.07M | 600.65M |
| Line Item | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| FreeCashFlow | 80.03M | 54.88M | 47.74M | 86.37M |
| RepurchaseOfCapitalStock | 0.00 | -2.33M | -3.71M | 0.00 |
| RepaymentOfDebt | -10.30M | -116.00K | -199.00K | -249.00K |
| IssuanceOfDebt | 0.00 | 794.00K | 0.00 | 0.00 |
| CapitalExpenditure | -7.59M | -8.69M | -7.05M | -6.32M |
| InterestPaidSupplementalData | 32.28M | 35.02M | 21.77M | 6.59M |
| IncomeTaxPaidSupplementalData | 13.93M | 6.14M | 9.12M | 7.47M |
| EndCashPosition | 529.97M | 391.85M | 312.07M | 600.65M |
| BeginningCashPosition | 391.85M | 312.07M | 600.65M | 1.04B |
| ChangesInCash | 138.12M | 79.79M | -288.58M | -434.70M |
| FinancingCashFlow | -13.90M | -52.14M | -274.82M | 238.43M |
| CashFlowFromContinuingFinancingActivities | -13.90M | -52.14M | -274.82M | 238.43M |
| ProceedsFromStockOptionExercised | 1.34M | 1.50M | 937.00K | 1.30M |
| CashDividendsPaid | -17.06M | -14.91M | -12.90M | -11.19M |
| CommonStockDividendPaid | -17.06M | -14.91M | -12.90M | -11.19M |
| NetCommonStockIssuance | 0.00 | -2.33M | -3.71M | 0.00 |
| CommonStockPayments | 0.00 | -2.33M | -3.71M | 0.00 |
| NetIssuancePaymentsOfDebt | 11.48M | -6.56M | -21.65M | 21.86M |
| NetShortTermDebtIssuance | 21.79M | -7.24M | -21.45M | 22.11M |
| ShortTermDebtPayments | -45.94M | |||
| ShortTermDebtIssuance | 22.11M | |||
| NetLongTermDebtIssuance | -10.30M | 678.00K | -199.00K | -249.00K |
| LongTermDebtPayments | -10.30M | -116.00K | -199.00K | -249.00K |
| LongTermDebtIssuance | 0.00 | 794.00K | 0.00 | 0.00 |
| InvestingCashFlow | 64.41M | 68.35M | -68.54M | -765.83M |
| CashFlowFromContinuingInvestingActivities | 64.41M | 68.35M | -68.54M | -765.83M |
| NetOtherInvestingChanges | 7.34M | 1.59M | 4.00M | 2.41M |
| NetInvestmentPurchaseAndSale | -38.07M | -4.28M | 116.58M | -131.83M |
| SaleOfInvestment | 363.58M | 195.70M | 140.01M | 140.28M |
| PurchaseOfInvestment | -401.65M | -199.98M | -23.43M | -272.10M |
| NetInvestmentPropertiesPurchaseAndSale | 4.00M | 2.41M | 4.50M | |
| SaleOfInvestmentProperties | 4.00M | 2.41M | 4.50M | |
| NetBusinessPurchaseAndSale | 2.38M | 0.00 | 0.00 | 2.87M |
| SaleOfBusiness | 2.38M | 0.00 | 0.00 | 2.87M |
| PurchaseOfBusiness | 0.00 | 0.00 | -4.48M | |
| NetPPEPurchaseAndSale | -7.59M | -8.69M | -7.05M | -6.32M |
| PurchaseOfPPE | -7.59M | -8.69M | -7.05M | -6.32M |
| OperatingCashFlow | 87.61M | 63.57M | 54.78M | 92.69M |
| CashFlowFromContinuingOperatingActivities | 87.61M | 63.57M | 54.78M | 92.69M |
| ChangeInWorkingCapital | 8.11M | 339.00K | -5.40M | 93.00K |
| ChangeInOtherWorkingCapital | 31.00K | 213.00K | 79.00K | -108.00K |
| ChangeInOtherCurrentLiabilities | 594.00K | 12.15M | -4.45M | 8.84M |
| ChangeInOtherCurrentAssets | 7.48M | -12.02M | -1.03M | -8.64M |
| OtherNonCashItems | 3.92M | -5.52M | -12.45M | 36.53M |
| ExcessTaxBenefitFromStockBasedCompensation | -154.00K | -5.00K | -48.00K | -27.00K |
| StockBasedCompensation | 2.32M | 1.80M | 1.24M | 1.63M |
| AssetImpairmentCharge | -2.05M | -422.00K | -1.66M | |
| DeferredTax | 1.59M | -1.03M | -483.00K | -3.87M |
| DeferredIncomeTax | 1.59M | -1.03M | -483.00K | -3.87M |
| DepreciationAmortizationDepletion | 7.52M | 7.83M | 8.08M | 7.76M |
| DepreciationAndAmortization | 7.52M | 7.83M | 8.08M | 7.76M |
| AmortizationCashFlow | 107.00K | 160.00K | 160.00K | 160.00K |
| AmortizationOfIntangibles | 107.00K | 160.00K | 160.00K | 160.00K |
| Depreciation | 7.41M | 7.67M | 7.92M | 7.60M |
| OperatingGainsLosses | -6.81M | -979.00K | -2.34M | 1.90M |
| PensionAndEmployeeBenefitExpense | -1.55M | 0.00 | -291.00K | 2.32M |
| GainLossOnInvestmentSecurities | 0.00 | 0.00 | 3.00K | 0.00 |
| GainLossOnSaleOfPPE | 0.00 | |||
| GainLossOnSaleOfBusiness | -773.00K | 0.00 | 0.00 | |
| NetIncomeFromContinuingOperations | 61.56M | 52.91M | 52.26M | 33.41M |
SEC Filings
Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.
Public Trades for CCBG
| Date | User | Broker | Pattern | Type | Position Size | Entry Price | Trade P&L | Status |
|---|