Symbols / CCG $0.91 +1.67% Cheche Group Inc.

Communication Services • Internet Content & Information • China • NCM
CCG Chart
About

Cheche Group Inc. provides auto insurance transaction services. The company offers digital insurance transaction products, such as Easy-Insur that provides a range of auto and non-auto insurance products underwritten by insurance carriers; and NEV Insurance Solution which assists NEV manufacturers in building a full-stack digital insurance service, including NEV insurance, one-click renewal, intelligent claims, business management, and interface operation and maintenance, as well as offers customized system deployment and one-stop operation services for various business models of NEV manufacturers. It also provides insurance SaaS solution products comprising Digital Surge, a cloud-based software for insurance intermediaries; and Sky Frontier, an AI-based software for auto insurance carriers. The company was founded in 2014 and is headquartered in Beijing, China.

Fundamentals
Scroll to Statements
Sector Communication Services Industry Internet Content & Infor Market Cap 75.70M
Enterprise Value 40.10M Income -31.93M Sales 3.18B
Book/sh 0.59 Cash/sh 2.00 Dividend Yield —
Payout 0.00% Employees 548 IPO —
P/E — Forward P/E 16.42 PEG —
P/S 0.02 P/B 1.53 P/C —
EV/EBITDA -1.20 EV/Sales 0.01 Quick Ratio 1.26
Current Ratio 1.31 Debt/Eq 38.91 LT Debt/Eq —
EPS (ttm) -0.03 EPS next Y 0.06 EPS Growth —
Revenue Growth -20.80% Earnings 2026-04-02 ROA -1.98%
ROE -9.21% ROIC — Gross Margin 5.10%
Oper. Margin -2.00% Profit Margin -1.00% Shs Outstand 65.05M
Shs Float 27.96M Short Float 0.21% Short Ratio 1.58
Short Interest — 52W High 1.54 52W Low 0.71
Beta 0.36 Avg Volume 91.95K Volume 78.19K
Target Price $3.00 Recom None Prev Close $0.89
Price $0.91 Change 1.67%
Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$3.00
Mean price target
2. Current target
$0.90
Latest analyst target
3. DCF / Fair value
$-15.16
Simplified: (Free Cash Flow ÷ Shares) × 18 (P/FCF multiple). Not a …
Ratings
Current target
$0.90
Low
$3.00
High
$3.00
Mean
$3.00

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2025-06-04 main Wolfe Research Outperform → Outperform $350
2024-10-11 init Maxim Group — → Buy $3
News
RSS: Latest CCG news
Insider Transactions

No recent insider transactions.

Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total Revenue
3,473.14
+5.20%
3,301.42
+23.23%
2,679.06
+54.38%
1,735.40
Operating Revenue
3,468.13
+5.09%
3,300.23
+23.19%
2,679.05
+54.87%
1,729.87
Cost Of Revenue
3,314.38
+4.85%
3,161.19
+24.62%
2,536.75
+53.32%
1,654.59
Reconciled Cost Of Revenue
3,314.38
+4.85%
3,161.19
+24.62%
2,536.75
+53.32%
1,654.59
Gross Profit
158.76
+13.22%
140.22
-1.47%
142.31
+76.10%
80.81
Operating Expense
224.42
-24.09%
295.63
+24.24%
237.95
+12.11%
212.25
Research And Development
37.95
-33.62%
57.17
+14.46%
49.95
+6.76%
46.78
Selling General And Administration
187.36
-25.31%
250.84
+20.41%
208.32
+9.79%
189.74
Selling And Marketing Expense
79.50
-28.67%
111.45
-19.80%
138.97
+26.26%
110.06
General And Administrative Expense
107.86
-22.62%
139.38
+100.99%
69.35
-12.96%
79.67
Other Gand A
107.86
-22.62%
139.38
+100.99%
69.35
-12.96%
79.67
Other Operating Expenses
-0.89
+92.83%
-12.37
+39.10%
-20.31
+16.32%
-24.27
Total Expenses
3,538.80
+2.37%
3,456.83
+24.58%
2,774.70
+48.63%
1,866.84
Operating Income
-65.66
+57.75%
-155.41
-62.50%
-95.64
+27.23%
-131.43
Total Operating Income As Reported
-66.54
+60.34%
-167.78
-44.70%
-115.95
+25.53%
-155.71
EBITDA
-52.20
+64.48%
-146.95
-91.27%
-76.83
+38.84%
-125.61
Normalized EBITDA
-52.02
+64.40%
-146.10
-62.26%
-90.04
+29.58%
-127.87
Reconciled Depreciation
8.49
-26.52%
11.56
+1.29%
11.41
-23.14%
14.85
EBIT
-60.69
+61.71%
-158.51
-79.63%
-88.24
+37.18%
-140.46
Total Unusual Items
-0.18
+79.15%
-0.84
-106.39%
13.21
+486.46%
2.25
Total Unusual Items Excluding Goodwill
-0.18
+79.15%
-0.84
-106.39%
13.21
+486.46%
2.25
Net Income
-61.24
+61.63%
-159.59
-75.33%
-91.02
+37.85%
-146.46
Pretax Income
-61.53
+61.53%
-159.95
-74.73%
-91.54
+37.72%
-146.98
Net Non Operating Interest Income Expense
5.20
+31.55%
3.95
+379.69%
-1.41
+77.37%
-6.24
Interest Expense Non Operating
0.84
-42.05%
1.45
-56.22%
3.30
-49.36%
6.52
Net Interest Income
5.20
+31.55%
3.95
+379.69%
-1.41
+77.37%
-6.24
Interest Expense
0.84
-42.05%
1.45
-56.22%
3.30
-49.36%
6.52
Interest Income Non Operating
6.04
+11.84%
5.40
+185.61%
1.89
+579.86%
0.28
Interest Income
6.04
+11.84%
5.40
+185.61%
1.89
+579.86%
0.28
Other Income Expense
-1.07
+87.40%
-8.49
-254.20%
5.51
+159.20%
-9.30
Other Non Operating Income Expenses
-0.89
+88.32%
-7.65
+0.69%
-7.70
+33.34%
-11.56
Gain On Sale Of Security
-0.18
+79.15%
-0.84
-106.39%
13.21
+486.46%
2.25
Tax Provision
-0.29
+19.83%
-0.36
+30.33%
-0.52
+0.19%
-0.52
Tax Rate For Calcs
0.00
+108.46%
0.00
-60.13%
0.00
+60.26%
0.00
Tax Effect Of Unusual Items
-0.00
+56.54%
-0.00
-102.55%
0.08
+839.83%
0.01
Net Income Including Noncontrolling Interests
-61.24
+61.63%
-159.59
-75.33%
-91.02
+37.85%
-146.46
Net Income From Continuing Operation Net Minority Interest
-61.24
+61.63%
-159.59
-75.33%
-91.02
+37.85%
-146.46
Net Income From Continuing And Discontinued Operation
-61.24
+61.63%
-159.59
-75.33%
-91.02
+37.85%
-146.46
Net Income Continuous Operations
-61.24
+61.63%
-159.59
-75.33%
-91.02
+37.85%
-146.46
Normalized Income
-61.06
+61.54%
-158.75
-52.41%
-104.16
+29.96%
-148.71
Net Income Common Stockholders
-61.24
+93.36%
-921.76
-230.03%
-279.29
-520.73%
-44.99
Otherunder Preferred Stock Dividend
0.00
-100.00%
762.17
+304.83%
188.27
+285.55%
-101.47
Diluted EPS
-0.78
+96.16%
-20.30
-477.77%
-3.51
-520.73%
-0.57
Basic EPS
-0.78
+96.16%
-20.30
-477.77%
-3.51
-520.73%
-0.57
Basic Average Shares
78.04
+71.84%
45.42
-42.87%
79.49
+0.00%
79.49
Diluted Average Shares
78.04
+71.84%
45.42
-42.87%
79.49
+0.00%
79.49
Diluted NI Availto Com Stockholders
-61.24
+93.36%
-921.76
-230.03%
-279.29
-520.73%
-44.99
Preferred Stock Dividends
—
—
188.27
+285.55%
-101.47
Line Item Trend 2024-12-31 2023-12-31
Total Assets
1,287.92
+44.07%
893.98
Current Assets
1,180.81
+51.34%
780.25
Cash Cash Equivalents And Short Term Investments
152.90
-42.27%
264.87
Cash And Cash Equivalents
117.47
-51.74%
243.39
Other Short Term Investments
35.42
+64.96%
21.47
Receivables
1,004.86
+98.60%
505.98
Accounts Receivable
982.48
+110.80%
466.07
Gross Accounts Receivable
987.91
+110.96%
468.30
Allowance For Doubtful Accounts Receivable
-5.43
-143.68%
-2.23
Taxes Receivable
22.38
-43.92%
39.91
Prepaid Assets
21.06
+169.59%
7.81
Restricted Cash
—
0.00
Other Current Assets
1.99
+24.91%
1.59
Total Non Current Assets
107.11
-5.82%
113.72
Net PPE
7.02
-41.08%
11.92
Gross PPE
15.18
-22.95%
19.69
Accumulated Depreciation
-8.15
-4.83%
-7.78
Properties
0.00
0.00
Buildings And Improvements
5.65
-44.84%
10.25
Machinery Furniture Equipment
1.31
-16.44%
1.57
Other Properties
4.48
+7.11%
4.18
Leases
3.73
+1.03%
3.70
Goodwill And Other Intangible Assets
90.56
-2.27%
92.66
Goodwill
84.61
+0.00%
84.61
Other Intangible Assets
5.95
-26.09%
8.05
Other Non Current Assets
9.53
+4.16%
9.15
Total Liabilities Net Minority Interest
932.17
+80.72%
515.79
Current Liabilities
878.27
+75.12%
501.53
Payables And Accrued Expenses
834.41
+79.85%
463.96
Payables
824.26
+84.53%
446.68
Accounts Payable
725.82
+129.06%
316.87
Other Payable
86.43
+17.42%
73.61
Current Accrued Expenses
10.15
-41.27%
17.28
Total Tax Payable
12.01
+1164.32%
0.95
Current Debt And Capital Lease Obligation
33.04
+37.94%
23.95
Current Debt
30.00
+50.00%
20.00
Other Current Borrowings
—
—
Current Capital Lease Obligation
3.04
-23.13%
3.95
Current Deferred Liabilities
1.78
-58.53%
4.29
Current Deferred Revenue
1.78
-58.53%
4.29
Other Current Liabilities
1.25
-22.99%
1.63
Total Non Current Liabilities Net Minority Interest
53.90
+277.93%
14.26
Long Term Debt And Capital Lease Obligation
2.14
-60.41%
5.40
Long Term Debt
—
—
Long Term Capital Lease Obligation
2.14
-60.41%
5.40
Tradeand Other Payables Non Current
0.00
0.00
Non Current Deferred Liabilities
2.92
-15.24%
3.44
Non Current Deferred Revenue
1.43
+0.00%
1.43
Non Current Deferred Taxes Liabilities
1.49
-26.08%
2.01
Preferred Securities Outside Stock Equity
0.00
0.00
Stockholders Equity
355.75
-5.93%
378.18
Common Stock Equity
355.75
-5.93%
378.18
Capital Stock
0.01
+20.00%
0.01
Common Stock
0.01
+20.00%
0.01
Share Issued
81.03
+6.41%
76.15
Ordinary Shares Number
80.32
+6.47%
75.44
Treasury Shares Number
0.71
+0.00%
0.71
Additional Paid In Capital
2,525.74
+1.36%
2,491.87
Retained Earnings
-2,175.06
-2.90%
-2,113.82
Gains Losses Not Affecting Retained Earnings
6.09
+429.22%
1.15
Treasury Stock
1.02
+0.00%
1.02
Other Equity Adjustments
6.09
+429.22%
1.15
Total Equity Gross Minority Interest
355.75
-5.93%
378.18
Total Capitalization
355.75
-5.93%
378.18
Working Capital
302.54
+8.55%
278.72
Invested Capital
385.75
-3.12%
398.18
Total Debt
35.17
+19.85%
29.35
Capital Lease Obligations
5.17
-44.66%
9.35
Net Tangible Assets
265.19
-7.12%
285.52
Tangible Book Value
265.19
-7.12%
285.52
Current Provisions
7.79
+1.16%
7.70
Derivative Product Liabilities
3.03
-44.05%
5.42
Dueto Related Parties Current
0.00
-100.00%
55.25
Dueto Related Parties Non Current
45.81
0.00
Line Of Credit
30.00
+50.00%
20.00
Line Item Trend 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Operating Cash Flow
-114.14
-323.51%
-26.95
+83.04%
-158.86
+15.32%
-187.59
Cash Flow From Continuing Operating Activities
-114.14
-323.51%
-26.95
+83.04%
-158.86
+15.32%
-187.59
Net Income From Continuing Operations
-61.24
+61.63%
-159.59
-75.33%
-91.02
+37.85%
-146.46
Depreciation Amortization Depletion
8.49
-26.52%
11.56
+1.29%
11.41
-23.14%
14.85
Depreciation
6.39
-32.40%
9.46
+1.58%
9.31
-26.36%
12.65
Amortization Cash Flow
2.10
+0.00%
2.10
+0.00%
2.10
-4.63%
2.20
Depreciation And Amortization
8.49
-26.52%
11.56
+1.29%
11.41
-23.14%
14.85
Amortization Of Intangibles
2.10
+0.00%
2.10
+0.00%
2.10
-4.63%
2.20
Other Non Cash Items
3.11
-58.64%
7.52
+16.63%
6.45
-42.62%
11.24
Stock Based Compensation
33.87
-69.21%
109.98
+578.57%
16.21
-12.54%
18.53
Provisionand Write Offof Assets
3.39
+181.55%
1.20
+5130.43%
0.02
-95.25%
0.48
Deferred Tax
-0.53
+0.00%
-0.53
+0.00%
-0.53
+0.00%
-0.53
Deferred Income Tax
-0.53
+0.00%
-0.53
+0.00%
-0.53
+0.00%
-0.53
Operating Gains Losses
0.99
+11.46%
0.89
+106.74%
-13.21
-490.34%
-2.24
Gain Loss On Investment Securities
-2.63
-54.76%
-1.70
-968.37%
0.20
+228.10%
-0.15
Net Foreign Currency Exchange Gain Loss
2.81
+10.37%
2.55
+118.99%
-13.41
-538.52%
-2.10
Gain Loss On Sale Of PPE
0.82
+1673.91%
0.05
+557.14%
0.01
-56.25%
0.02
Change In Working Capital
-102.23
-5196.11%
2.01
+102.27%
-88.20
-5.66%
-83.48
Change In Receivables
-519.62
-692.07%
-65.60
+43.42%
-115.95
+29.65%
-164.82
Changes In Account Receivables
-519.62
-692.07%
-65.60
+43.42%
-115.95
+29.65%
-164.82
Change In Prepaid Assets
2.65
+137.78%
-7.03
+19.45%
-8.72
-46.39%
-5.96
Change In Payables And Accrued Expense
421.42
+425.40%
80.21
+53.58%
52.23
-42.99%
91.61
Change In Accrued Expense
-5.35
+69.72%
-17.68
-315.90%
-4.25
+73.57%
-16.09
Change In Payable
426.78
+335.98%
97.89
+73.32%
56.48
-47.56%
107.69
Change In Account Payable
408.95
+355.84%
89.71
+91.46%
46.86
-51.39%
96.39
Change In Other Working Capital
-2.51
-173.79%
3.41
+145.32%
-7.52
-220.33%
6.25
Change In Other Current Liabilities
-4.17
+53.51%
-8.98
-9.10%
-8.23
+22.00%
-10.55
Investing Cash Flow
-15.60
-221.67%
12.82
-53.70%
27.69
+142.39%
-65.33
Cash Flow From Continuing Investing Activities
-15.60
-221.67%
12.82
-53.70%
27.69
+142.39%
-65.33
Net PPE Purchase And Sale
-1.65
-213.28%
-0.53
+57.50%
-1.24
+21.17%
-1.57
Purchase Of PPE
-1.66
-202.91%
-0.55
+55.73%
-1.24
+23.69%
-1.62
Sale Of PPE
0.01
-45.45%
0.02
0.00
-100.00%
0.05
Capital Expenditure
-1.66
-202.91%
-0.55
+55.73%
-1.24
+23.69%
-1.62
Net Investment Purchase And Sale
-13.95
-204.49%
13.35
-53.86%
28.93
+145.38%
-63.76
Purchase Of Investment
-186.47
-336.48%
-42.72
+76.59%
-182.47
-186.20%
-63.76
Sale Of Investment
172.52
+207.68%
56.07
-73.48%
211.41
0.00
Financing Cash Flow
1.95
-98.61%
140.34
+188.24%
-159.04
-127.25%
583.67
Cash Flow From Continuing Financing Activities
1.95
-98.61%
140.34
+188.24%
-159.04
-127.25%
583.67
Net Issuance Payments Of Debt
15.00
-25.00%
20.00
+191.58%
-21.84
+54.73%
-48.24
Issuance Of Debt
35.00
+75.00%
20.00
+100.00%
10.00
-95.12%
205.11
Repayment Of Debt
-20.00
0.00
+100.00%
-31.84
+87.43%
-253.35
Long Term Debt Issuance
5.00
0.00
0.00
-100.00%
195.11
Long Term Debt Payments
0.00
0.00
+100.00%
-11.84
+94.45%
-213.35
Net Long Term Debt Issuance
5.00
0.00
+100.00%
-11.84
+35.11%
-18.25
Short Term Debt Issuance
30.00
+50.00%
20.00
+100.00%
10.00
+0.00%
10.00
Short Term Debt Payments
-20.00
0.00
+100.00%
-20.00
+50.00%
-40.00
Net Short Term Debt Issuance
10.00
-50.00%
20.00
+300.00%
-10.00
+66.67%
-30.00
Net Common Stock Issuance
0.00
-100.00%
137.91
0.00
+100.00%
-15.00
Common Stock Payments
—
0.00
0.00
+100.00%
-15.00
Repurchase Of Capital Stock
0.00
0.00
+100.00%
-137.20
-814.68%
-15.00
Net Other Financing Charges
-13.05
+25.67%
-17.56
—
-6.33
Changes In Cash
-127.79
-201.25%
126.22
+143.49%
-290.21
-187.74%
330.75
Effect Of Exchange Rate Changes
1.87
-16.14%
2.23
-94.79%
42.77
+2338.10%
-1.91
Beginning Cash Position
248.39
+107.09%
119.94
-67.35%
367.38
+853.13%
38.55
End Cash Position
122.47
-50.69%
248.39
+107.09%
119.94
-67.35%
367.38
Free Cash Flow
-115.80
-321.10%
-27.50
+82.82%
-160.10
+15.39%
-189.22
Interest Paid Supplemental Data
2.58
+187.42%
0.90
-65.21%
2.58
-75.51%
10.54
Income Tax Paid Supplemental Data
0.23
+44.44%
0.16
+3950.00%
0.00
+33.33%
0.00
Change In Income Tax Payable
11.06
+619.78%
-2.13
-60.00%
-1.33
-850.00%
-0.14
Change In Tax Payable
11.06
+619.78%
-2.13
-60.00%
-1.33
-850.00%
-0.14
Common Stock Issuance
0.00
-100.00%
137.91
0.00
0.00
Issuance Of Capital Stock
0.00
-100.00%
137.91
0.00
-100.00%
653.25
Net Preferred Stock Issuance
0.00
0.00
+100.00%
-137.20
-121.00%
653.25
Preferred Stock Issuance
—
0.00
0.00
-100.00%
653.25
Preferred Stock Payments
0.00
0.00
+100.00%
-137.20
0.00
SEC Filings

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