Symbols / CPBI Stock $17.20 +0.00% Central Plains Bancshares, Inc.

Financial Services • Banks - Regional • United States • NCM
CPBI (Stock) Chart
O: — H: — L: — C: — V: —
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Stock Fundamentals
Scroll to Statements
Index EQUITY
Sector Financial Services
Industry Banks - Regional
CEO Mr. Dannel R. Garness
Exch · Country NCM · United States
Market Cap 72.33M
Enterprise Value 39.61M
Income 3.89M
Sales 20.79M
FCF (ttm) —
Book/sh 22.42
Cash/sh 7.18
Employees 68
Insider 10d —
IPO Oct 20, 2023
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout 0.00%
P/E 16.70
Forward P/E —
PEG —
P/S 3.48
P/B 0.77
P/C —
EV/EBITDA —
EV/Sales 1.91
Quick Ratio —
Current Ratio —
Debt/Eq —
LT Debt/Eq —
EPS (ttm) 1.03
EPS next Y —
EPS Growth 25.20%
Revenue Growth 17.50%
EPS Gr Q/Q 23.60%
Rev Gr Q/Q —
Earnings (next) —
Earnings (prior) —
ROA 0.76%
ROE 4.61%
ROIC —
Gross Margin 0.00%
Oper. Margin 27.43%
Profit Margin 18.73%
Shs Outstand 4.21M
Shs Float 2.86M
Insider Own 26.29%
Instit Own 29.48%
Short Float 0.17%
Short Ratio 1.90
Short Interest 6.50K
52W High 17.89
vs 52W High -3.86%
52W Low 14.52
vs 52W Low 18.46%
Beta 0.25
Impl. Vol. —
Rel Volume 0.03
Avg Volume 3.73K
Volume 110.00
Target (mean) —
Tgt Median —
Tgt Low —
Tgt High —
# Analysts —
Recom None
Prev Close $17.20
Price $17.20
Change 0.00%
About

Central Plains Bancshares, Inc. operates as the bank holding company for Home Federal Savings and Loan Association of Grand Island that operates as a federally chartered stock savings and loan association in Nebraska, the United States. It offers checking and savings accounts and certificates of deposit. The company also provides one- to four-family residential mortgage loans secured by properties, commercial non-real estate loans, multi-family residential real estate loans, construction and land development loans, and agricultural real estate and non-real estate loans, as well as consumer loans, such as dental implant loans, automobile loans, energy loans, student loans, recreation vehicle loans, boat loans, and unsecured preferred lines of credit. In addition, it offers automated teller machines and electronic banking services, including mobile banking, on-line banking and bill pay, and electronic funds transfer. The company was founded in 1935 and is based in Grand Island, Nebraska.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
—
Mean price target
2. Current target
$17.20
Latest analyst target
3. DCF / Fair value
$15.45
Fallback: EPS × 15 (assumed fair P/E). No FCF data; use with …
Ratings
Current target
$17.20
Low
—
High
—
Mean
—
News
RSS: Latest CPBI news
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2025-05-27 GARNESS DANIEL R Chief Executive Officer — 9,000 $0.00 $0
2025-01-10 KOOL BRADLEY M Chief Financial Officer — 9,000 $0.00 $0
2025-01-10 KUNZMAN STEVEN D. Chief Executive Officer — 25,000 $0.00 $0
2025-01-10 HAECKER KURT A. Officer — 17,500 $0.00 $0
2025-01-10 WIEMERS KENNETH W Officer — 9,000 $0.00 $0
2025-01-10 HARRIS LISA A. Chief Operating Officer — 17,500 $0.00 $0
2024-11-27 RERUCHA RUSSELL R. Director — 8,261 $0.00 $0
2024-11-27 NARANJO DANIEL D. Director — 8,261 $0.00 $0
2024-11-27 OLTEAN WILLIAM D. Director — 8,261 $0.00 $0
2024-11-27 STUMP JOSEPH P. Director — 8,261 $0.00 $0
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-03-31 2024-03-31 2023-03-31
Total Revenue
18.84
+10.33%
17.07
0.00
Operating Revenue
18.84
+10.33%
17.07
0.00
Cost Of Revenue
—
6.95
+23.96%
5.61
Reconciled Cost Of Revenue
—
6.95
+23.96%
5.61
Gross Profit
—
-6.95
-23.96%
-5.61
Operating Expense
—
3.66
-40.42%
6.15
Selling General And Administration
11.07
+16.79%
9.48
+189.91%
3.27
Selling And Marketing Expense
0.39
+25.65%
0.31
-4.05%
0.32
General And Administrative Expense
10.69
+16.49%
9.18
+211.02%
2.95
Salaries And Wages
7.89
+13.53%
6.95
—
Other Gand A
2.61
+31.34%
1.99
+15.61%
1.72
Total Expenses
—
10.61
-9.72%
11.75
Operating Income
—
-10.61
+9.72%
-11.75
EBITDA
—
11.64
+123.62%
5.21
Normalized EBITDA
—
11.64
+123.62%
5.21
Reconciled Depreciation
0.46
-12.16%
0.52
+2.98%
0.50
EBIT
—
11.13
+136.52%
4.70
Total Unusual Items
0.00
-50.00%
0.00
—
Total Unusual Items Excluding Goodwill
0.00
-50.00%
0.00
—
Net Income
3.65
-2.79%
3.76
+128.37%
1.65
Pretax Income
4.52
-2.44%
4.64
+136.17%
1.96
Net Non Operating Interest Income Expense
—
14.47
+7.99%
13.40
Interest Expense Non Operating
—
6.49
+136.77%
2.74
Net Interest Income
16.49
+13.93%
14.47
+7.99%
13.40
Interest Expense
8.21
+26.56%
6.49
+136.77%
2.74
Interest Income Non Operating
—
20.96
+29.86%
16.14
Interest Income
24.70
+17.84%
20.96
+664.79%
2.74
Other Income Expense
—
0.78
+146.03%
0.32
Other Non Operating Income Expenses
—
0.78
+146.03%
0.32
Tax Provision
0.87
-0.91%
0.88
+176.66%
0.32
Tax Rate For Calcs
0.00
+1.59%
0.00
+16.67%
0.00
Tax Effect Of Unusual Items
0.00
-49.21%
0.00
0.00
Net Income Including Noncontrolling Interests
3.65
-2.79%
3.76
+128.37%
1.65
Net Income From Continuing Operation Net Minority Interest
3.65
-2.79%
3.76
+128.37%
1.65
Net Income From Continuing And Discontinued Operation
3.65
-2.79%
3.76
+128.37%
1.65
Net Income Continuous Operations
3.65
-2.79%
3.76
+128.37%
1.65
Normalized Income
3.65
-2.75%
3.76
+128.17%
1.65
Net Income Common Stockholders
3.65
-2.79%
3.76
+128.37%
1.65
Diluted EPS
0.96
-56.16%
2.19
+449.60%
0.40
Basic EPS
0.96
-56.16%
2.19
+449.60%
0.40
Basic Average Shares
3.82
+122.08%
1.72
-58.41%
4.13
Diluted Average Shares
3.82
+122.15%
1.72
-58.41%
4.13
Diluted NI Availto Com Stockholders
3.65
-2.79%
3.76
+128.37%
1.65
Insurance And Claims
0.19
-20.33%
0.24
+40.94%
0.17
Occupancy And Equipment
1.05
+1.25%
1.04
—
Other Non Interest Expense
1.99
+8.76%
1.83
—
Provision For Doubtful Accounts
—
0.09
-96.94%
2.88
Rent And Landing Fees
—
1.04
-1.98%
1.06
Rent Expense Supplemental
—
1.04
-1.98%
1.06
Line Item Trend 2025-03-31 2024-03-31
Total Assets
508.70
+9.80%
463.28
Current Assets
—
388.68
Cash Cash Equivalents And Short Term Investments
—
11.45
Cash And Cash Equivalents
28.68
+150.41%
11.45
Cash Equivalents
—
5.16
Cash Financial
7.61
+20.98%
6.29
Other Short Term Investments
52.12
-13.64%
60.36
Receivables
3.10
+37.88%
2.25
Accounts Receivable
3.10
+37.88%
2.25
Accrued Interest Receivable
—
2.25
Loans Receivable
—
374.97
Total Non Current Assets
—
74.60
Net PPE
12.94
+120.52%
5.87
Gross PPE
23.95
+45.83%
16.42
Accumulated Depreciation
-11.01
-4.31%
-10.56
Properties
—
0.00
Land And Improvements
2.37
+0.00%
2.37
Buildings And Improvements
8.89
-2.40%
9.11
Machinery Furniture Equipment
1.11
+6.75%
1.04
Construction In Progress
8.03
+2063.88%
0.37
Other Properties
3.56
+0.51%
3.54
Goodwill And Other Intangible Assets
0.38
-5.71%
0.40
Other Intangible Assets
0.38
-5.71%
0.40
Investments And Advances
59.59
-1.77%
60.66
Non Current Deferred Assets
—
3.34
Non Current Deferred Taxes Assets
—
3.34
Other Non Current Assets
—
4.33
Total Liabilities Net Minority Interest
425.37
+10.49%
385.00
Current Liabilities
—
5.79
Payables And Accrued Expenses
1.72
-9.35%
1.89
Payables
1.72
-9.35%
1.89
Accounts Payable
1.72
-9.35%
1.89
Current Accrued Expenses
—
1.89
Employee Benefits
1.46
-35.30%
2.25
Total Non Current Liabilities Net Minority Interest
—
379.21
Non Current Pension And Other Postretirement Benefit Plans
1.46
-35.30%
2.25
Non Current Deferred Liabilities
—
1.81
Other Non Current Liabilities
—
375.14
Stockholders Equity
83.33
+6.46%
78.28
Common Stock Equity
83.33
+6.46%
78.28
Capital Stock
0.04
+0.00%
0.04
Common Stock
0.04
+0.00%
0.04
Share Issued
4.51
+1.52%
4.44
Ordinary Shares Number
4.21
+1.96%
4.13
Treasury Shares Number
0.30
-4.21%
0.31
Additional Paid In Capital
39.27
-0.13%
39.32
Retained Earnings
50.65
+7.47%
47.13
Gains Losses Not Affecting Retained Earnings
-3.62
+28.66%
-5.07
Other Equity Adjustments
-3.62
+28.66%
-5.07
Total Equity Gross Minority Interest
83.33
+6.46%
78.28
Total Capitalization
—
78.28
Working Capital
—
382.88
Invested Capital
—
78.28
Net Tangible Assets
82.95
+6.52%
77.87
Tangible Book Value
82.95
+6.52%
77.87
Available For Sale Securities
7.25
-87.99%
60.36
Cash Cash Equivalents And Federal Funds Sold
28.68
+150.41%
11.45
Held To Maturity Securities
0.22
-27.69%
0.31
Interest Payable
—
1.89
Investmentin Financial Assets
—
60.66
Other Equity Interest
-3.01
+4.21%
-3.14
Line Item Trend 2025-03-31 2024-03-31 2023-03-31
Operating Cash Flow
4.46
-21.88%
5.71
+27.58%
4.47
Cash Flow From Continuing Operating Activities
4.46
-21.88%
5.71
+27.58%
4.47
Net Income From Continuing Operations
3.65
-2.79%
3.76
+128.37%
1.65
Depreciation Amortization Depletion
0.46
-12.16%
0.52
+2.98%
0.50
Depreciation And Amortization
0.46
-12.16%
0.52
+2.98%
0.50
Other Non Cash Items
0.21
+10.26%
0.20
-51.49%
0.40
Pension And Employee Benefit Expense
0.60
+0.00%
0.60
+0.00%
0.60
Stock Based Compensation
0.36
+123.60%
0.16
0.00
Provisionand Write Offof Assets
—
0.09
-96.94%
2.88
Deferred Tax
0.26
+454.35%
0.05
-41.03%
0.08
Deferred Income Tax
0.26
+454.35%
0.05
-41.03%
0.08
Operating Gains Losses
0.39
-4.94%
0.41
-19.48%
0.50
Change In Working Capital
-1.14
-402.13%
0.38
+124.50%
-1.53
Change In Receivables
-0.85
-63.22%
-0.52
-36.65%
-0.38
Changes In Account Receivables
-0.85
-63.22%
-0.52
—
Change In Payables And Accrued Expense
-0.69
-201.32%
0.68
+168.40%
-1.00
Change In Accrued Expense
—
1.23
+170.42%
0.45
Change In Payable
-0.69
-201.32%
0.68
+147.08%
-1.45
Change In Account Payable
-0.69
-201.32%
0.68
+147.08%
-1.45
Change In Other Current Assets
0.41
+91.12%
0.21
+239.87%
-0.15
Investing Cash Flow
-27.90
+10.44%
-31.16
+5.38%
-32.93
Cash Flow From Continuing Investing Activities
-27.90
+10.44%
-31.16
+5.38%
-32.93
Net PPE Purchase And Sale
-7.53
-229.94%
-2.28
-652.81%
-0.30
Purchase Of PPE
-7.53
-229.94%
-2.28
-652.81%
-0.30
Capital Expenditure
-7.53
-229.94%
-2.28
-652.81%
-0.30
Net Investment Purchase And Sale
2.22
+191.88%
-2.42
-120.16%
11.98
Purchase Of Investment
-6.20
+46.36%
-11.56
-18255.56%
-0.06
Sale Of Investment
8.42
-7.95%
9.15
-24.04%
12.04
Net Other Investing Changes
-0.03
-33.33%
-0.02
+99.95%
-44.61
Financing Cash Flow
40.67
+99.97%
20.34
-21.89%
26.04
Cash Flow From Continuing Financing Activities
40.67
+99.97%
20.34
-21.89%
26.04
Net Issuance Payments Of Debt
0.00
+100.00%
-3.31
—
Repayment Of Debt
0.00
+100.00%
-3.31
—
Long Term Debt Payments
0.00
+100.00%
-3.31
—
Net Long Term Debt Issuance
0.00
+100.00%
-3.31
—
Net Common Stock Issuance
-0.41
-101.05%
39.36
0.00
Common Stock Payments
-0.41
0.00
—
Repurchase Of Capital Stock
-0.41
0.00
—
Proceeds From Stock Option Exercised
—
-3.31
0.00
Net Other Financing Charges
0.03
-67.82%
0.09
-99.67%
26.04
Changes In Cash
17.23
+437.21%
-5.11
-111.47%
-2.42
Beginning Cash Position
11.45
-30.85%
16.56
-12.73%
18.98
End Cash Position
28.68
+150.41%
11.45
-30.85%
16.56
Free Cash Flow
-3.07
-189.50%
3.43
-17.84%
4.17
Interest Paid Supplemental Data
8.39
+59.37%
5.26
+173.36%
1.93
Income Tax Paid Supplemental Data
0.30
-60.00%
0.75
+233.33%
0.23
Change In Interest Payable
—
1.23
+170.42%
0.45
Common Stock Issuance
0.00
-100.00%
39.36
0.00
Issuance Of Capital Stock
0.00
-100.00%
39.36
0.00
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

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