CUEN Chart
About

Cuentas Inc., together with its subsidiaries, provides mobile financial, prepaid debit, and digital content services to the unbanked, underbanked, and underserved populations in the United States. It operates through three segments: Telecommunications; Wholesale Telecommunication Services; and Digital Products and General Purpose Reloadable (GPR) Cards. The company offers wholesale and retail telecommunication services; installs WiFi6 shared network systems in the New York metropolitan tristate area; and provides e-store and e-wallet services. It also operates e-commerce distribution and mobile payments ecosystem; and sells and distributes digital products and cards. The company is based in Miami Beach, Florida.

Fundamentals
Scroll to Statements
Sector Technology Industry Software - Application Market Cap 436.81K
Enterprise Value — Income -710.00K Sales —
Book/sh -1.26 Cash/sh — Dividend Yield —
Payout 0.00% Employees 6 IPO —
P/E — Forward P/E — PEG —
P/S inf P/B -0.13 P/C —
EV/EBITDA — EV/Sales — Quick Ratio 0.07
Current Ratio 0.07 Debt/Eq — LT Debt/Eq —
EPS (ttm) -0.36 EPS next Y — EPS Growth —
Revenue Growth — Earnings — ROA -105.46%
ROE — ROIC — Gross Margin 0.00%
Oper. Margin 0.00% Profit Margin 0.00% Shs Outstand 2.73M
Shs Float 2.24M Short Float 3.72% Short Ratio 0.13
Short Interest — 52W High 0.30 52W Low 0.00
Beta -20.00 Avg Volume 4.02K Volume 5.35K
Target Price — Recom None Prev Close $0.11
Price $0.16 Change 45.45%
Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
—
Mean price target
2. Current target
$0.16
Latest analyst target
3. DCF / Fair value
$-3.88
Simplified: (Free Cash Flow ÷ Shares) × 18 (P/FCF multiple). Not a …
Ratings
Current target
$0.16
Low
—
High
—
Mean
—
Insider Transactions

No recent insider transactions.

Financials
Line Item2024-12-312023-12-312022-12-312021-12-31
TaxEffectOfUnusualItems0.000.000.000.00
TaxRateForCalcs0.000.000.000.00
NormalizedEBITDA-1.97M-10.09M-5.34M-8.74M
TotalUnusualItems-1.22M4.00M-3.60M0.00
TotalUnusualItemsExcludingGoodwill-1.22M4.00M-3.60M0.00
NetIncomeFromContinuingOperationNetMinorityInterest-3.31M-2.20M-14.53M-10.73M
ReconciledDepreciation2.00K15.00K1.81M1.81M
ReconciledCostOfRevenue751.00K2.73M2.50M467.00K
EBITDA-3.19M-6.09M-8.94M-8.74M
EBIT-3.19M-6.11M-10.76M-10.55M
NetInterestIncome-118.00K0.006.00K-172.00K
InterestExpense118.00K172.00K
InterestIncome0.006.00K
NormalizedIncome-2.09M-6.20M-10.93M-10.73M
NetIncomeFromContinuingAndDiscontinuedOperation-3.31M-2.20M-14.53M-10.73M
TotalExpenses2.65M8.46M13.75M11.26M
TotalOperatingIncomeAsReported-1.99M-6.41M-14.36M-10.66M
DilutedAverageShares2.72M2.32M1.23M1.07M
BasicAverageShares2.72M2.32M1.23M1.07M
DilutedEPS-1.22-0.95-11.81-9.32
BasicEPS-1.22-0.95-11.81-9.32
DilutedNIAvailtoComStockholders-3.31M-2.20M-14.53M-10.73M
NetIncomeCommonStockholders-3.31M-2.20M-14.53M-10.73M
NetIncome-3.31M-2.20M-14.53M-10.73M
MinorityInterests0.00
NetIncomeIncludingNoncontrollingInterests-3.31M-2.20M-14.53M-10.73M
NetIncomeContinuousOperations-3.31M-2.20M-14.53M-10.73M
EarningsFromEquityInterestNetOfTax0.00-87.00K-52.00K-2.00K
PretaxIncome-3.31M-2.11M-14.48M-10.73M
OtherIncomeExpense-1.22M4.00M-3.73M111.00K
OtherNonOperatingIncomeExpenses-441.00K-132.00K111.00K
SpecialIncomeCharges-1.91M-741.00K-3.60M0.00
GainOnSaleOfBusiness-65.00K0.00
OtherSpecialCharges-88.00K196.00K
WriteOff1.92M545.00K
ImpairmentOfCapitalAssets17.00K0.003.60M0.00
GainOnSaleOfSecurity695.00K4.74M2.00K
NetNonOperatingInterestIncomeExpense-118.00K0.006.00K-172.00K
InterestExpenseNonOperating118.00K172.00K
InterestIncomeNonOperating0.006.00K
OperatingIncome-1.98M-6.11M-10.76M-10.66M
OperatingExpense1.90M5.72M11.24M10.79M
OtherOperatingExpenses120.00K700.00K
DepreciationAmortizationDepletionIncomeStatement2.00K11.00K1.81M1.81M
DepreciationAndAmortizationInIncomeStatement2.00K11.00K1.81M1.81M
Amortization2.00K11.00K1.81M1.81M
AmortizationOfIntangiblesIncomeStatement2.00K11.00K1.81M1.81M
SellingGeneralAndAdministration1.90M5.59M8.73M8.98M
SellingAndMarketingExpense37.00K388.00K1.44M
GeneralAndAdministrativeExpense1.86M5.20M7.29M8.98M
OtherGandA596.00K3.45M3.48M8.98M
SalariesAndWages1.27M1.75M3.82M
GrossProfit-75.00K-387.00K486.00K124.00K
CostOfRevenue751.00K2.73M2.51M469.00K
TotalRevenue676.00K2.35M2.99M593.00K
OperatingRevenue81.00K2.25M2.05M593.00K
Line Item2024-12-312023-12-312022-12-312021-12-31
OrdinarySharesNumber2.72M2.72M1.47M1.15M
ShareIssued2.72M2.72M1.47M1.15M
NetDebt947.00K
TotalDebt962.00K127.00K198.00K97.00K
TangibleBookValue-3.17M-89.00K-752.00K4.01M
InvestedCapital-2.21M57.00K-526.00K9.55M
WorkingCapital-3.17M-2.93M-1.45M4.06M
NetTangibleAssets-3.17M-89.00K-752.00K4.01M
CommonStockEquity-3.17M-70.00K-724.00K9.45M
TotalCapitalization-3.17M31.00K-635.00K9.45M
TotalEquityGrossMinorityInterest-3.17M-70.00K-724.00K9.45M
StockholdersEquity-3.17M-70.00K-724.00K9.45M
TreasuryStock33.00K33.00K29.00K0.00
RetainedEarnings-58.26M-54.95M-52.75M-38.22M
AdditionalPaidInCapital55.12M54.91M52.05M47.65M
CapitalStock3.00K3.00K2.00K15.00K
CommonStock3.00K3.00K2.00K15.00K
TotalLiabilitiesNetMinorityInterest4.28M4.79M2.22M2.81M
TotalNonCurrentLiabilitiesNetMinorityInterest0.00101.00K89.00K89.00K
OtherNonCurrentLiabilities89.00K89.00K
LongTermDebtAndCapitalLeaseObligation101.00K89.00K
LongTermDebt101.00K89.00K
CurrentLiabilities4.28M4.69M2.13M2.72M
OtherCurrentLiabilities90.00K785.00K
CurrentDeferredLiabilities0.00151.00K113.00K683.00K
CurrentDeferredRevenue0.00151.00K113.00K683.00K
CurrentDebtAndCapitalLeaseObligation962.00K26.00K109.00K97.00K
CurrentDebt962.00K26.00K109.00K97.00K
OtherCurrentBorrowings962.00K26.00K109.00K97.00K
PensionandOtherPostRetirementBenefitPlansCurrent0.003.00K
PayablesAndAccruedExpenses3.23M3.73M1.91M1.94M
CurrentAccruedExpenses1.11M2.23M681.00K1.13M
Payables2.12M1.50M1.23M810.00K
DuetoRelatedPartiesCurrent0.00
AccountsPayable2.12M1.50M1.23M810.00K
TotalAssets1.11M4.72M1.50M12.26M
TotalNonCurrentAssets0.002.96M810.00K5.48M
InvestmentsAndAdvances0.002.93M776.00K38.00K
LongTermEquityInvestment0.002.93M776.00K38.00K
InvestmentsinJointVenturesatCost776.00K38.00K
GoodwillAndOtherIntangibleAssets0.0019.00K28.00K5.44M
NetPPE0.0013.00K6.00K2.00K
CurrentAssets1.11M1.76M689.00K6.78M
OtherCurrentAssets25.00K76.00K14.00K162.00K
AssetsHeldForSaleCurrent800.00K0.00
Receivables271.00K1.48M209.00K11.00K
DuefromRelatedPartiesCurrent0.00172.00K0.000.00
AccountsReceivable271.00K1.31M209.00K11.00K
AllowanceForDoubtfulAccountsReceivable-177.00K-20.00K
GrossAccountsReceivable386.00K31.00K
CashCashEquivalentsAndShortTermInvestments15.00K205.00K466.00K6.61M
OtherShortTermInvestments0.00
CashAndCashEquivalents15.00K205.00K466.00K6.61M
CashFinancial15.00K205.00K466.00K6.61M
Line Item2024-12-312023-12-312022-12-312021-12-31
FreeCashFlow-598.00K-4.51M-8.14M-9.38M
RepurchaseOfCapitalStock0.00-4.00K-29.00K0.00
RepaymentOfDebt-75.00K-355.00K
IssuanceOfDebt391.00K0.00
IssuanceOfCapitalStock0.006.03M0.0010.61M
CapitalExpenditure-314.00K-7.00K-47.00K
InterestPaidSupplementalData14.00K0.000.000.00
IncomeTaxPaidSupplementalData0.000.000.000.00
EndCashPosition15.00K205.00K466.00K6.61M
BeginningCashPosition205.00K466.00K6.61M227.00K
ChangesInCash-190.00K-261.00K-6.14M6.38M
FinancingCashFlow316.00K6.03M2.66M15.80M
CashFlowFromContinuingFinancingActivities316.00K6.03M2.66M15.80M
ProceedsFromStockOptionExercised6.03M2.69M6.27M
NetCommonStockIssuance0.006.03M-29.00K10.61M
CommonStockPayments0.00-4.00K-29.00K0.00
CommonStockIssuance0.006.03M0.0010.61M
NetIssuancePaymentsOfDebt316.00K0.00-1.08M
NetShortTermDebtIssuance316.00K0.00-730.00K
ShortTermDebtPayments-75.00K
ShortTermDebtIssuance391.00K
NetLongTermDebtIssuance0.00-355.00K
LongTermDebtPayments-355.00K
LongTermDebtIssuance0.00
InvestingCashFlow92.00K-2.10M-664.00K-87.00K
CashFlowFromContinuingInvestingActivities92.00K-2.10M-664.00K-87.00K
NetBusinessPurchaseAndSale92.00K-2.08M-657.00K-40.00K
SaleOfBusiness92.00K
PurchaseOfBusiness0.00-2.08M-657.00K-40.00K
NetIntangiblesPurchaseAndSale0.00-2.00K0.00-47.00K
SaleOfIntangibles0.00301.00K0.00
PurchaseOfIntangibles0.00-303.00K0.00-47.00K
NetPPEPurchaseAndSale0.00-11.00K-7.00K0.00
PurchaseOfPPE0.00-11.00K-7.00K0.00
OperatingCashFlow-598.00K-4.19M-8.14M-9.33M
CashFlowFromContinuingOperatingActivities-598.00K-4.19M-8.14M-9.33M
ChangeInWorkingCapital1.17M529.00K-1.03M-3.19M
ChangeInOtherWorkingCapital250.00K-133.00K-570.00K75.00K
ChangeInOtherCurrentLiabilities-739.00K1.55M-445.00K-1.56M
ChangeInOtherCurrentAssets0.00-87.00K148.00K-150.00K
ChangeInPayablesAndAccruedExpense625.00K299.00K421.00K-1.54M
ChangeInPayable625.00K299.00K421.00K-1.54M
ChangeInAccountPayable625.00K299.00K421.00K-1.54M
ChangeInReceivables1.04M-1.10M-588.00K-11.00K
ChangesInAccountReceivables1.03M-1.10M-588.00K-11.00K
OtherNonCashItems12.00K-70.00K169.00K29.00K
StockBasedCompensation209.00K622.00K1.70M2.75M
AssetImpairmentCharge1.95M545.00K3.60M0.00
DepreciationAmortizationDepletion2.00K15.00K1.81M1.81M
DepreciationAndAmortization2.00K15.00K1.81M1.81M
AmortizationCashFlow2.00K11.00K1.81M1.81M
AmortizationOfIntangibles2.00K11.00K1.81M1.81M
Depreciation0.004.00K3.00K2.00K
OperatingGainsLosses-630.00K-3.64M149.00K5.00K
EarningsLossesFromEquityInvestments0.0087.00K52.00K2.00K
GainLossOnInvestmentSecurities-695.00K-3.73M-3.00K3.00K
GainLossOnSaleOfBusiness65.00K0.00
NetIncomeFromContinuingOperations-3.31M-2.20M-14.53M-10.73M
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

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