CURR Chart
About

CURRENC Group Inc. operates as a fintech company to transform global financial services through artificial intelligence (AI). It empowers financial institutions with AI solutions, including the SEAMLESS AI call centre and other AI-powered tools to reduce costs, and enhances customer satisfaction. The company's digital remittance platform also enables e-wallets, remittance companies, and corporations to provide real-time payment services and advancing financial access across underserved communities. It also develops and operates AI data centers. The company is headquartered in Singapore.

Fundamentals
Scroll to Statements
Sector Technology Industry Software - Application Market Cap 154.76M
Enterprise Value 147.43M Income -34.08M Sales 40.23M
Book/sh 0.00 Cash/sh 0.66 Dividend Yield —
Payout 0.00% Employees 244 IPO —
P/E — Forward P/E -8.08 PEG —
P/S 3.85 P/B 505.00 P/C —
EV/EBITDA -12.08 EV/Sales 3.67 Quick Ratio 0.86
Current Ratio 1.15 Debt/Eq 58.43 LT Debt/Eq —
EPS (ttm) -0.85 EPS next Y -0.25 EPS Growth —
Revenue Growth -7.70% Earnings 2026-04-13 ROA -8.88%
ROE -35.04% ROIC — Gross Margin 37.22%
Oper. Margin 45.76% Profit Margin -84.72% Shs Outstand 76.61M
Shs Float 32.02M Short Float — Short Ratio 5.34
Short Interest — 52W High 4.68 52W Low 0.33
Beta 0.10 Avg Volume 214.10K Volume 78.10K
Target Price — Recom None Prev Close $2.08
Price $2.02 Change -2.88%
Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
—
Mean price target
2. Current target
$2.02
Latest analyst target
3. DCF / Fair value
$-6.76
Simplified: (Free Cash Flow ÷ Shares) × 18 (P/FCF multiple). Not a …
Ratings
Current target
$2.02
Low
—
High
—
Mean
—

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2025-03-05 init Roth MKM — → Buy $4
Insider Transactions

No recent insider transactions.

Financials
Line Item2024-12-312023-12-312022-12-312021-12-31
TaxEffectOfUnusualItems0.000.000.000.00
TaxRateForCalcs0.240.240.240.24
NormalizedEBITDA-26.84M-1.90M-3.01M5.39M
NetIncomeFromContinuingOperationNetMinorityInterest-39.48M-15.31M-16.68M-14.85M
ReconciledDepreciation2.90M3.99M4.40M5.98M
ReconciledCostOfRevenue31.84M35.90M39.88M39.60M
EBITDA-26.84M-1.90M-3.01M5.39M
EBIT-29.73M-5.89M-7.41M-592.25K
NetInterestIncome-8.52M-8.00M-8.20M-11.54M
InterestExpense8.52M8.00M8.20M11.54M
NormalizedIncome-39.48M-15.31M-16.68M-14.85M
NetIncomeFromContinuingAndDiscontinuedOperation-39.48M-15.31M-16.68M-14.85M
TotalExpenses73.81M59.90M65.52M57.46M
TotalOperatingIncomeAsReported-27.38M-6.65M-10.01M39.72K
DilutedAverageShares38.16M46.53M46.53M46.53M
BasicAverageShares38.16M46.53M46.53M46.53M
DilutedEPS-1.03-0.33-0.36-0.32
BasicEPS-1.03-0.33-0.36-0.32
DilutedNIAvailtoComStockholders-39.48M-15.31M-16.68M-14.85M
NetIncomeCommonStockholders-39.48M-15.31M-16.68M-14.85M
NetIncome-39.48M-15.31M-16.68M-14.85M
MinorityInterests-648.56K-888.76K-952.42K-1.96M
NetIncomeIncludingNoncontrollingInterests-38.83M-14.42M-15.73M-12.89M
NetIncomeContinuousOperations-38.83M-14.42M-15.73M-12.89M
TaxProvision578.30K523.48K113.78K753.70K
PretaxIncome-38.25M-13.89M-15.61M-12.13M
OtherIncomeExpense-2.36M754.03K2.60M-631.97K
OtherNonOperatingIncomeExpenses-2.36M754.03K2.60M-631.97K
NetNonOperatingInterestIncomeExpense-8.52M-8.00M-8.20M-11.54M
InterestExpenseNonOperating8.52M8.00M8.20M11.54M
OperatingIncome-27.38M-6.65M-10.01M39.72K
OperatingExpense41.97M24.00M25.63M17.86M
SellingGeneralAndAdministration41.97M24.00M25.63M17.86M
SellingAndMarketingExpense13.41K25.88K95.17K112.89K
GeneralAndAdministrativeExpense41.95M23.98M25.54M17.74M
OtherGandA41.95M23.98M25.54M17.74M
GrossProfit14.59M17.36M15.62M17.90M
CostOfRevenue31.84M35.90M39.88M39.60M
TotalRevenue46.44M53.26M55.50M57.50M
OperatingRevenue46.31M53.09M55.22M57.18M
Line Item2024-12-312023-12-312022-12-312021-12-31
OrdinarySharesNumber46.53M46.53M46.53M46.53M
ShareIssued46.53M46.53M46.53M46.53M
TotalDebt22.49M31.94M32.39M24.52M
TangibleBookValue-81.43M-98.95M-84.33M-63.42M
InvestedCapital-43.83M-30.97M-15.27M-6.45M
WorkingCapital-57.87M-70.50M-51.45M-21.50M
NetTangibleAssets-81.43M-98.95M-84.33M-63.42M
CapitalLeaseObligations328.56K152.32K174.06K155.64K
CommonStockEquity-65.99M-62.76M-47.48M-30.81M
TotalCapitalization-65.99M-60.25M-39.60M-11.95M
TotalEquityGrossMinorityInterest-41.76M-36.19M-21.78M-8.09M
MinorityInterest24.23M26.57M25.70M22.71M
StockholdersEquity-65.99M-62.76M-47.48M-30.81M
GainsLossesNotAffectingRetainedEarnings-108.12K88.37K61.30K52.46K
OtherEquityAdjustments-108.12K88.37K61.30K52.46K
RetainedEarnings-131.52M-92.08M-76.77M-60.09M
AdditionalPaidInCapital65.64M29.23M29.17M29.17M
CapitalStock4.65K3.40K58.03K58.03K
CommonStock4.65K3.40K58.03K58.03K
TotalLiabilitiesNetMinorityInterest150.23M177.68M182.37M144.88M
TotalNonCurrentLiabilitiesNetMinorityInterest1.08M3.81M9.72M20.87M
EmployeeBenefits45.29K59.85K61.39K0.00
TradeandOtherPayablesNonCurrent0.000.00158.90K23.76K
NonCurrentDeferredLiabilities876.91K1.25M1.62M1.99M
NonCurrentDeferredTaxesLiabilities876.91K1.25M1.62M1.99M
LongTermDebtAndCapitalLeaseObligation156.65K2.51M7.88M18.86M
LongTermCapitalLeaseObligation156.65K0.00
LongTermDebt2.51M7.88M18.86M
CurrentLiabilities149.15M173.86M172.65M124.01M
OtherCurrentLiabilities3.79M1.98M5.79M
CurrentDebtAndCapitalLeaseObligation22.33M29.44M24.51M5.66M
CurrentCapitalLeaseObligation171.91K152.32K174.06K155.64K
CurrentDebt22.16M29.28M24.33M5.50M
OtherCurrentBorrowings21.90M28.86M23.65M5.20M
LineOfCredit258.42K423.48K677.64K299.97K
PayablesAndAccruedExpenses123.03M142.44M142.36M118.35M
CurrentAccruedExpenses9.69M13.04M8.87M12.43M
InterestPayable3.82M7.61M3.99M468.08K
Payables113.33M129.40M133.49M105.92M
OtherPayable45.47M42.87M49.70M53.73M
DuetoRelatedPartiesCurrent67.70M86.49M83.76M52.17M
TotalTaxPayable155.64K29.81K11.10K16.37K
AccountsPayable13.70K10.54K17.87K10.85K
TotalAssets108.47M141.49M160.59M136.78M
TotalNonCurrentAssets17.19M38.13M39.38M34.27M
NonCurrentDeferredAssets342.82K664.89K768.62K106.15K
NonCurrentDeferredTaxesAssets342.82K664.89K768.62K106.15K
InvestmentsAndAdvances0.00100.00K100.00K100.00K
InvestmentinFinancialAssets0.00100.00K100.00K100.00K
AvailableForSaleSecurities100.00K100.00K100.00K
GoodwillAndOtherIntangibleAssets15.45M36.19M36.85M32.61M
OtherIntangibleAssets3.39M9.19M9.85M13.38M
Goodwill12.06M27.00M27.00M19.23M
NetPPE1.40M1.17M1.66M1.45M
AccumulatedDepreciation-2.37M-4.90M-4.38M-3.51M
GrossPPE3.78M6.07M6.05M4.96M
OtherProperties714.45K1.96M2.14M1.68M
MachineryFurnitureEquipment3.06M4.11M3.90M3.28M
CurrentAssets91.28M103.36M121.21M102.51M
OtherCurrentAssets4.88M3.08M7.03M902.83K
RestrictedCash40.74K5.43M6.76M6.44M
PrepaidAssets1.58M2.09M2.03M3.51M
Inventory587.84K732.91K877.98K1.25M
OtherInventories587.84K732.91K877.98K1.25M
Receivables20.37M43.21M39.71M25.60M
OtherReceivables17.37M33.09M31.05M19.21M
DuefromRelatedPartiesCurrent560.82K7.29M4.48M2.89M
TaxesReceivable325.00K386.85K1.11M614.11K
AccountsReceivable2.12M2.45M3.07M2.88M
AllowanceForDoubtfulAccountsReceivable-484.30K-187.46K-117.19K0.00
GrossAccountsReceivable2.60M2.64M3.18M2.88M
CashCashEquivalentsAndShortTermInvestments63.82M48.82M64.80M64.82M
OtherShortTermInvestments0.00300.00K2.00M2.06M
CashAndCashEquivalents63.82M48.52M62.80M62.75M
Line Item2024-12-312023-12-312022-12-312021-12-31
FreeCashFlow2.87M-15.58M8.15M11.67M
RepaymentOfDebt-2.41M-4.66M-8.57M-27.51M
IssuanceOfDebt4.42M3.46M4.71M17.39M
CapitalExpenditure-576.67K-291.86K-532.33K-405.88K
InterestPaidSupplementalData1.07M1.82M1.35M
IncomeTaxPaidSupplementalData445.53K1.20M2.13M
EndCashPosition63.86M58.96M74.00M71.82M
BeginningCashPosition58.96M74.00M71.82M70.27M
ChangesInCash4.90M-15.04M2.18M1.55M
FinancingCashFlow2.02M-1.20M-5.77M-10.12M
CashFlowFromContinuingFinancingActivities2.02M-1.20M-5.77M-10.12M
CashDividendsPaid0.00-1.91M
CommonStockDividendPaid0.00-1.91M
NetIssuancePaymentsOfDebt2.02M-1.20M-3.86M-10.12M
NetShortTermDebtIssuance2.02M-1.20M-3.86M375.19K
ShortTermDebtPayments-2.41M-4.66M-8.57M-17.01M
ShortTermDebtIssuance4.42M3.46M4.71M17.39M
NetLongTermDebtIssuance419.68K-960.32K-761.70K-10.50M
LongTermDebtPayments-221.26K-2.21M-2.24M-10.50M
LongTermDebtIssuance640.93K1.25M1.48M4.74M
InvestingCashFlow-565.03K1.44M-732.33K-406.34K
CashFlowFromContinuingInvestingActivities-565.03K1.44M-732.33K-406.34K
NetInvestmentPurchaseAndSale0.001.70M0.00-458.00
SaleOfInvestment0.001.70M0.00
PurchaseOfInvestment-458.00
NetBusinessPurchaseAndSale11.64K0.00-200.00K
SaleOfBusiness43.51K0.00
PurchaseOfBusiness-31.87K0.00-200.00K
NetPPEPurchaseAndSale-576.67K-255.18K-532.33K-405.88K
SaleOfPPE0.0036.68K0.00
PurchaseOfPPE-576.67K-291.86K-532.33K-405.88K
OperatingCashFlow3.45M-15.29M8.68M12.08M
CashFlowFromContinuingOperatingActivities3.45M-15.29M8.68M12.08M
ChangeInWorkingCapital18.68M-6.06M18.04M19.63M
ChangeInOtherCurrentLiabilities-213.71K-192.10K-155.56K-866.00
ChangeInPayablesAndAccruedExpense6.50M-3.58M27.16M19.00M
ChangeInPayable6.50M-3.58M27.16M19.00M
ChangeInAccountPayable14.22M-4.83M-12.25M9.02M
ChangeInPrepaidAssets8.08M2.46M-5.80M594.14K
ChangeInReceivables4.32M-4.74M-3.16M36.20K
ChangesInAccountReceivables140.56K605.20K255.73K1.07M
OtherNonCashItems3.85M807.86K1.31M2.81M
StockBasedCompensation20.87M0.00
ProvisionandWriteOffofAssets143.75K0.000.00
AssetImpairmentCharge18.10M0.000.00
DeferredTax127.66K494.74K113.78K-369.73K
DeferredIncomeTax127.66K494.74K113.78K-369.73K
DepreciationAmortizationDepletion2.90M3.99M4.40M5.98M
DepreciationAndAmortization2.90M3.99M4.40M5.98M
AmortizationCashFlow2.19M3.20M3.53M4.92M
AmortizationOfIntangibles2.19M3.20M3.53M4.92M
Depreciation710.40K790.34K871.71K1.07M
OperatingGainsLosses-22.40M-102.50K543.28K-3.10M
NetForeignCurrencyExchangeGainLoss-659.47K-65.98K543.28K-2.11M
GainLossOnSaleOfPPE0.00-36.52K0.00
GainLossOnSaleOfBusiness-21.74M0.00-988.67K
NetIncomeFromContinuingOperations-38.83M-14.42M-15.73M-12.89M
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

Public Trades for CURR
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