Symbols / CVBF Stock $20.45 +0.39% CVB Financial Corp.

Financial Services • Banks - Regional • United States • NMS
CVBF (Stock) Chart
O: — H: — L: — C: — V: —
SMA 20: — SMA 50: — SMA 200: —
Stock Fundamentals
Scroll to Statements
Index EQUITY
Sector Financial Services
Industry Banks - Regional
CEO Mr. David A. Brager
Exch · Country NMS · United States
Market Cap 3.61B
Enterprise Value 3.31B
Income 207.82M
Sales 519.40M
FCF (ttm) —
Book/sh 17.09
Cash/sh 3.37
Employees 1,079
Insider 10d —
IPO Apr 04, 1983
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout 52.29%
P/E 13.37
Forward P/E 10.85
PEG 1.47
P/S 6.94
P/B 1.20
P/C —
EV/EBITDA —
EV/Sales 6.38
Quick Ratio —
Current Ratio —
Debt/Eq —
LT Debt/Eq —
EPS (ttm) 1.53
EPS next Y 1.88
EPS Growth 5.10%
Revenue Growth 0.30%
EPS Gr Q/Q -0.20%
Rev Gr Q/Q —
Earnings (next) 2026-07-22
Earnings (prior) 2026-04-22
ROA 1.36%
ROE 9.20%
ROIC —
Gross Margin 0.00%
Oper. Margin 54.62%
Profit Margin 40.28%
Shs Outstand 176.37M
Shs Float 126.75M
Insider Own 5.10%
Instit Own 62.72%
Short Float 11.28%
Short Ratio 6.93
Short Interest 10.37M
52W High 21.48
vs 52W High -4.80%
52W Low 17.95
vs 52W Low 13.93%
Beta 0.66
Impl. Vol. 49.13%
Rel Volume 0.96
Avg Volume 1.72M
Volume 1.65M
Target (mean) $24.00
Tgt Median $23.00
Tgt Low $23.00
Tgt High $27.00
# Analysts 5
Recom Hold
Prev Close $20.37
Price $20.45
Change 0.39%
About

CVB Financial Corp. operates as bank holding company for Citizens Business Bank, National Association, a state-chartered bank that provides banking and financial services to small to mid-sized businesses and individuals. The company offers checking, savings, money market, and certificates of time deposit products for business and personal accounts, municipalities and districts, and specialized deposit products for title and escrow; and serves as a federal tax depository for business customers. It also provides commercial lending products comprising lines of credit and other working capital financing, accounts receivable lending, and letters of credit; agriculture loans to finance the operating needs of wholesale dairy farm operations, cattle feeders, livestock raisers, and farmers; lease financing services for municipal governments; commercial real estate and construction loans; consumer financing products, including automobile leasing and financing, lines of credit, credit cards, home mortgages, and home equity loans; and equipment and vehicle leasing services. In addition, the company offers various specialized services, such as treasury management systems for monitoring and managing cash flow, a merchant card processing program, armored pick-up and delivery, payroll services, remote deposit capture, electronic funds transfers, wires and automated clearinghouse, and online account access; and foreign exchange and letters of credit services. Further, it provides financial and trust services, such as fiduciary services, mutual funds, annuities, 401(k) plans, and individual investment accounts. CVB Financial Corp. was founded in 1974 and is headquartered in Ontario, California.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$24.00
Mean price target
2. Current target
$20.45
Latest analyst target
3. DCF / Fair value
$22.95
Fallback: EPS × 15 (assumed fair P/E). No FCF data; use with …
Ratings
Current target
$20.45
Low
$23.00
High
$27.00
Mean
$24.00

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2026-04-27 main Piper Sandler Overweight → Overweight $27
2025-12-19 main DA Davidson Neutral → Neutral $23
2025-07-28 main Piper Sandler Overweight → Overweight $26
2025-07-25 main Keefe, Bruyette & Woods Outperform → Outperform $24
2025-04-28 main Piper Sandler Overweight → Overweight $24
2025-01-27 main Stephens & Co. Equal-Weight → Equal-Weight $23
2025-01-23 reit Stephens & Co. Equal-Weight → Equal-Weight $25
2024-12-04 main Keefe, Bruyette & Woods Outperform → Outperform $27
2024-11-01 main Piper Sandler Overweight → Overweight $23
2024-10-24 reit Wedbush Neutral → Neutral $20
2024-10-02 up Keefe, Bruyette & Woods Market Perform → Outperform $22
2024-09-24 main Wedbush Neutral → Neutral $20
2024-07-26 main Stephens & Co. Equal-Weight → Equal-Weight $21
2024-07-26 reit Keefe, Bruyette & Woods Market Perform → Market Perform $20
2024-07-25 main Wedbush Neutral → Neutral $21
2024-05-22 down Janney Montgomery Scott Buy → Neutral —
2024-04-26 main Keefe, Bruyette & Woods Market Perform → Market Perform $19
2024-04-25 reit Stephens & Co. Equal-Weight → Equal-Weight $20
2024-04-25 reit Wedbush Neutral → Neutral $19
2024-04-22 down Hovde Group Outperform → Market Perform $18
News
RSS: Latest CVBF news
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2026-04-17 JONES ROBERTSON CLAY JR President — 254,767 $0.00 $0
2026-04-17 BIAGINI KOMAS JULIANNE M Director — 44,326 $0.00 $0
2026-03-31 NICHOLSON E ALLEN Chief Financial Officer — 6,000 $16.62 $99,720
2026-03-16 HARVEY DAVID C Chief Operating Officer — 12,562 $0.00 $0
2026-03-16 BRAGER DAVID A Chief Executive Officer — 30,149 $0.00 $0
2026-03-16 NICHOLSON E ALLEN Chief Financial Officer — 12,562 $0.00 $0
2026-03-16 FARNSWORTH DAVID F Officer — 9,547 $0.00 $0
2026-03-16 WOHL RICHARD H General Counsel — 8,291 $0.00 $0
2026-01-21 DEANGELIS YAMYNN Officer — 10,000 $0.00 $0
2026-01-21 LAYGO SHERYL Officer — 3,500 $0.00 $0
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
515.46
+8.31%
475.92
-13.05%
547.32
-0.99%
552.78
Operating Revenue
515.46
+8.31%
475.92
-13.05%
547.32
-0.99%
552.78
Selling General And Administration
154.53
-0.35%
155.07
+3.95%
149.17
+8.18%
137.89
Selling And Marketing Expense
6.88
-5.82%
7.31
+8.16%
6.76
+7.31%
6.30
General And Administrative Expense
147.65
-0.08%
147.76
+3.75%
142.42
+8.22%
131.60
Salaries And Wages
145.71
-0.02%
145.74
+3.81%
140.39
+6.68%
131.60
Other Gand A
—
—
—
—
Reconciled Depreciation
14.78
-3.82%
15.37
-15.42%
18.17
+33.00%
13.66
Total Unusual Items
0.74
-97.14%
25.90
0.00
+100.00%
-3.30
Total Unusual Items Excluding Goodwill
0.74
-97.14%
25.90
0.00
+100.00%
-3.30
Special Income Charges
-1.56
-106.01%
25.90
0.00
+100.00%
-3.30
Other Special Charges
—
-25.90
—
-2.72
Restructuring And Mergern Acquisition
1.56
0.00
0.00
-100.00%
6.01
Net Income
209.30
+4.28%
200.72
-9.36%
221.44
-5.94%
235.43
Pretax Income
281.69
+3.85%
271.24
-14.01%
315.43
-3.93%
328.35
Net Interest Income
458.58
+2.87%
445.80
-8.30%
486.13
-3.60%
504.31
Interest Expense
133.01
-27.22%
182.76
+54.44%
118.34
+1192.63%
9.15
Interest Income
591.60
-5.88%
628.56
+3.99%
604.47
+17.72%
513.46
Gain On Sale Of Security
-10.97
+61.26%
-28.32
0.00
0.00
Tax Provision
72.39
+2.66%
70.52
-24.98%
94.00
+1.16%
92.92
Tax Rate For Calcs
0.00
-1.15%
0.00
-12.75%
0.00
+5.30%
0.00
Tax Effect Of Unusual Items
0.19
-97.18%
6.73
0.00
+100.00%
-0.93
Net Income Including Noncontrolling Interests
209.30
+4.28%
200.72
-9.36%
221.44
-5.94%
235.43
Net Income From Continuing Operation Net Minority Interest
209.30
+4.28%
200.72
-9.36%
221.44
-5.94%
235.43
Net Income From Continuing And Discontinued Operation
209.30
+4.28%
200.72
-9.36%
221.44
-5.94%
235.43
Net Income Continuous Operations
209.30
+4.28%
200.72
-9.36%
221.44
-5.94%
235.43
Normalized Income
208.75
+14.98%
181.55
-18.01%
221.44
-6.88%
237.79
Net Income Common Stockholders
207.92
+4.34%
199.27
-9.38%
219.89
-6.00%
233.92
Otherunder Preferred Stock Dividend
1.38
-4.57%
1.45
-6.53%
1.55
+2.52%
1.51
Diluted EPS
1.52
+5.56%
1.44
-9.43%
1.59
-4.79%
1.67
Basic EPS
1.52
+5.56%
1.44
-9.43%
1.59
-4.79%
1.67
Basic Average Shares
136.76
-1.20%
138.41
+0.06%
138.33
-0.94%
139.65
Diluted Average Shares
137.05
-1.10%
138.58
+0.08%
138.46
-1.11%
140.01
Diluted NI Availto Com Stockholders
207.92
+4.34%
199.27
-9.38%
219.89
-6.00%
233.92
Amortization
4.19
-21.24%
5.32
-17.48%
6.45
-14.72%
7.57
Amortization Of Intangibles Income Statement
4.19
-21.24%
5.32
-17.48%
6.45
-14.72%
7.57
Depreciation Amortization Depletion Income Statement
4.19
-21.24%
5.32
-17.48%
6.45
-14.72%
7.57
Depreciation And Amortization In Income Statement
4.19
-21.24%
5.32
-17.48%
6.45
-14.72%
7.57
Insurance And Claims
1.94
-4.10%
2.02
-0.15%
2.02
—
Occupancy And Equipment
23.82
+1.76%
23.41
+5.87%
22.11
-2.76%
22.74
Other Non Interest Expense
41.92
+3.37%
40.55
-6.92%
43.57
+32.09%
32.98
Professional Expense And Contract Services Expense
9.25
-11.77%
10.48
+15.42%
9.08
-2.99%
9.36
Line Item Trend 2023-12-31
Total Assets
16,020.99
Cash And Cash Equivalents
289.50
Cash Financial
171.40
Other Short Term Investments
2,956.12
Receivables
301.34
Accounts Receivable
48.99
Other Receivables
252.35
Prepaid Assets
9.48
Net PPE
66.36
Gross PPE
139.87
Accumulated Depreciation
-73.50
Land And Improvements
17.97
Buildings And Improvements
68.05
Machinery Furniture Equipment
32.19
Other Properties
21.66
Goodwill And Other Intangible Assets
781.11
Goodwill
765.82
Other Intangible Assets
15.29
Investments And Advances
5,490.68
Total Liabilities Net Minority Interest
13,943.02
Payables And Accrued Expenses
23.27
Payables
23.27
Accounts Payable
23.27
Other Payable
—
Employee Benefits
22.34
Current Debt And Capital Lease Obligation
2,070.00
Current Debt
2,070.00
Other Current Borrowings
2,070.00
Stockholders Equity
2,077.97
Common Stock Equity
2,077.97
Capital Stock
1,288.90
Common Stock
1,288.90
Share Issued
139.34
Ordinary Shares Number
139.34
Treasury Shares Number
0.00
Retained Earnings
1,112.64
Gains Losses Not Affecting Retained Earnings
-323.57
Other Equity Adjustments
-323.57
Total Equity Gross Minority Interest
2,077.97
Invested Capital
4,147.97
Total Debt
2,070.00
Net Debt
1,780.50
Net Tangible Assets
1,296.86
Tangible Book Value
1,296.86
Available For Sale Securities
69.94
Cash Cash Equivalents And Federal Funds Sold
289.50
Held To Maturity Securities
2,464.61
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
221.41
-11.35%
249.76
-15.51%
295.63
+8.00%
273.73
Cash Flow From Continuing Operating Activities
221.41
-11.35%
249.76
-15.51%
295.63
+8.00%
273.73
Net Income From Continuing Operations
209.30
+4.28%
200.72
-9.36%
221.44
-5.94%
235.43
Depreciation Amortization Depletion
14.78
-3.82%
15.37
-15.42%
18.17
+33.00%
13.66
Depreciation And Amortization
14.78
-3.82%
15.37
-15.42%
18.17
+33.00%
13.66
Other Non Cash Items
-2.16
-7807.14%
0.03
+100.63%
-4.46
—
Stock Based Compensation
6.22
-39.25%
10.23
+8.42%
9.44
+19.47%
7.90
Operating Gains Losses
10.97
+353.87%
2.42
—
-2.72
Gain Loss On Investment Securities
10.97
-61.26%
28.32
0.00
0.00
Gain Loss On Sale Of PPE
0.00
+100.00%
-25.90
0.00
+100.00%
-2.72
Change In Working Capital
-29.40
-351.69%
11.68
-67.00%
35.39
+461.13%
-9.80
Change In Other Working Capital
-29.40
-351.69%
11.68
-67.00%
35.39
+461.13%
-9.80
Investing Cash Flow
-210.31
-124.66%
852.75
+59.01%
536.28
+145.56%
-1,176.97
Cash Flow From Continuing Investing Activities
-210.31
-124.66%
852.75
+59.01%
536.28
+145.56%
-1,176.97
Net PPE Purchase And Sale
-4.07
-110.33%
39.39
+971.20%
-4.52
-252.94%
2.96
Purchase Of PPE
-4.07
+20.80%
-5.13
-13.58%
-4.52
+15.64%
-5.36
Sale Of PPE
0.00
-100.00%
44.52
0.00
-100.00%
8.31
Capital Expenditure
-4.07
+20.80%
-5.13
-13.58%
-4.52
+15.64%
-5.36
Net Investment Purchase And Sale
-24.50
-105.48%
447.06
+15.15%
388.24
+134.01%
-1,141.68
Purchase Of Investment
-596.55
-31.28%
-454.43
-632.54%
-62.03
+96.56%
-1,805.11
Sale Of Investment
572.05
-36.54%
901.49
+100.21%
450.28
-32.13%
663.43
Net Business Purchase And Sale
—
0.00
0.00
-100.00%
329.00
Net Other Investing Changes
-12.90
-321.74%
5.82
+119.98%
-29.11
-546.04%
6.53
Financing Cash Flow
160.59
+113.62%
-1,179.10
-56.36%
-754.08
-20.49%
-625.85
Cash Flow From Continuing Financing Activities
160.59
+113.62%
-1,179.10
-56.36%
-754.08
-20.49%
-625.85
Net Issuance Payments Of Debt
0.00
+100.00%
-1,570.00
-246.05%
1,075.00
+8.29%
992.72
Repayment Of Debt
—
—
0.00
0.00
Long Term Debt Payments
—
—
0.00
0.00
Net Long Term Debt Issuance
—
—
0.00
0.00
Net Short Term Debt Issuance
0.00
+100.00%
-1,570.00
-246.05%
1,075.00
+8.29%
992.72
Net Common Stock Issuance
-81.12
-2779.52%
-2.82
+86.72%
-21.22
+81.76%
-116.33
Common Stock Payments
-81.12
-2779.52%
-2.82
+86.72%
-21.22
+81.76%
-116.33
Common Stock Dividend Paid
-110.99
+0.75%
-111.83
-0.13%
-111.69
-6.94%
-104.44
Cash Dividends Paid
-110.99
+0.75%
-111.83
-0.13%
-111.69
-6.94%
-104.44
Repurchase Of Capital Stock
-81.12
-2779.52%
-2.82
+86.72%
-21.22
+81.76%
-116.33
Proceeds From Stock Option Exercised
0.38
-32.21%
0.56
+169.05%
0.21
-89.08%
1.92
Changes In Cash
171.69
+324.18%
-76.59
-198.41%
77.82
+105.09%
-1,529.09
Beginning Cash Position
204.70
-27.23%
281.29
+38.25%
203.46
-88.26%
1,732.55
End Cash Position
376.39
+83.88%
204.70
-27.23%
281.29
+38.25%
203.46
Free Cash Flow
217.34
-11.15%
244.63
-15.97%
291.11
+8.47%
268.37
Sale Of Business
—
—
0.00
-100.00%
329.00
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

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