Symbols / CWBC Stock $23.99 -0.74% Community West Bancshares

Financial Services • Banks - Regional • United States • NCM
CWBC (Stock) Chart
O: — H: — L: — C: — V: —
SMA 20: — SMA 50: — SMA 200: —
Stock Fundamentals
Scroll to Statements
Index EQUITY
Sector Financial Services
Industry Banks - Regional
CEO Mr. James J. Kim
Exch · Country NCM · United States
Market Cap 650.77M
Enterprise Value 433.10M
Income 41.36M
Sales 146.58M
FCF (ttm) —
Book/sh 21.85
Cash/sh 6.79
Employees 327
Insider 10d —
IPO Mar 08, 1999
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout 22.22%
P/E 11.11
Forward P/E 7.99
PEG 1.50
P/S 4.44
P/B 1.10
P/C —
EV/EBITDA —
EV/Sales 2.96
Quick Ratio —
Current Ratio —
Debt/Eq —
LT Debt/Eq —
EPS (ttm) 2.16
EPS next Y 3.00
EPS Growth 37.00%
Revenue Growth 11.10%
EPS Gr Q/Q 38.50%
Rev Gr Q/Q —
Earnings (next) 2026-07-16
Earnings (prior) 2026-04-23
ROA 1.14%
ROE 10.45%
ROIC —
Gross Margin 0.00%
Oper. Margin 41.35%
Profit Margin 28.22%
Shs Outstand 27.11M
Shs Float 14.83M
Insider Own 11.61%
Instit Own 39.40%
Short Float 2.06%
Short Ratio 2.81
Short Interest 512.06K
52W High 25.72
vs 52W High -6.73%
52W Low 17.50
vs 52W Low 37.09%
Beta 0.82
Impl. Vol. 1.15%
Rel Volume 1.00
Avg Volume 190.74K
Volume 190.45K
Target (mean) $28.38
Tgt Median $28.50
Tgt Low $26.00
Tgt High $30.50
# Analysts 4
Recom Buy
Prev Close $24.17
Price $23.99
Change -0.74%
About

Community West Bancshares operates as the bank holding company for the Central Valley Community Bank that provides various commercial banking services to small and middle-market businesses and individuals in California. The company accepts demand, savings, and time deposits; certificates of deposit; and non-interest-bearing demand deposits, as well as provides NOW and money market accounts. It also provides products, such as commercial and industrial loans, as well as loans secured by crop production and livestock; commercial real estate construction and other land loans, real estate collateral secured by commercial or professional properties with repayment arising from the owner's business cash flows, investor commercial real estate loans, farmland, and multi-family loans; 1-4 family close-ended, revolving real estate loans, and residential construction loans; manufactured housing loans; and equity loans, lines of credit, and installment and other consumer loans. In addition, the company offers domestic and international wire transfer, inquiry, account status, bill paying, account transfers, cash management, and other customary banking services. The company was formerly known as Central Valley Community Bancorp and changed its name to Community West Bancshares in November 2000. Community West Bancshares was founded in 1979 and is based in Fresno, California.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$28.38
Mean price target
2. Current target
$23.99
Latest analyst target
3. DCF / Fair value
$32.40
Fallback: EPS × 15 (assumed fair P/E). No FCF data; use with …
Ratings
Current target
$23.99
Low
$26.00
High
$30.50
Mean
$28.38

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2026-04-28 main DA Davidson Buy → Buy $29
2026-04-27 main Piper Sandler Overweight → Overweight $31
2026-01-26 main DA Davidson Buy → Buy $29
2025-12-31 main Keefe, Bruyette & Woods Market Perform → Market Perform $25
2025-12-19 main DA Davidson Buy → Buy $26
2025-07-21 main DA Davidson Buy → Buy $24
2025-07-18 main Keefe, Bruyette & Woods Market Perform → Market Perform $22
2025-04-22 main Piper Sandler Overweight → Overweight $19
2025-04-22 main Keefe, Bruyette & Woods Market Perform → Market Perform $19
2025-01-27 main DA Davidson Buy → Buy $24
2025-01-24 main Keefe, Bruyette & Woods Market Perform → Market Perform $22
2024-12-04 main Keefe, Bruyette & Woods Market Perform → Market Perform $24
2024-07-24 main Piper Sandler Overweight → Overweight $24
2024-04-22 main Keefe, Bruyette & Woods Market Perform → Market Perform $22
2024-04-15 main Piper Sandler Overweight → Overweight $24
2023-11-10 up Janney Montgomery Scott Neutral → Buy —
2022-01-06 init Janney Montgomery Scott — → Neutral —
News
RSS: Latest CWBC news
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2026-05-05 SILVA DOROTHEA D Director — 165 $23.57 $3,892
2026-05-01 PLOURD MARTIN E President — 65,464 $8.79 $968,300
2026-04-07 STOVESAND KIRK B Director — 2,370 $14.85 $35,194
2026-04-01 WESTERLUND DORA Director — 13,908 $0.00 $0
2026-04-01 GILL JAGROOP Director — 583,067 $0.00 $0
2026-03-13 STRONKS TIMOTHY JOSEPH Officer — 15,800 $16.35 $258,330
2026-02-27 MARTIN JEFFREY MICHAEL Officer — 206 $20.65 $4,254
2026-02-27 LIVINGSTON SHANNON R Officer — 266 $20.65 $5,493
2026-02-27 PLOURD MARTIN E President — 282 $20.65 $5,823
2026-02-27 KIM JAMES J Chief Executive Officer — 1,089 $20.65 $22,488
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
144.20
+26.31%
114.17
+30.16%
87.71
+5.40%
83.22
Operating Revenue
144.20
+26.31%
114.17
+30.16%
87.71
+5.40%
83.22
Selling General And Administration
52.46
+3.47%
50.70
+52.79%
33.18
+9.55%
30.29
Selling And Marketing Expense
0.93
+8.78%
0.85
+57.56%
0.54
-2.69%
0.56
General And Administrative Expense
51.53
+3.38%
49.84
+52.71%
32.64
+9.78%
29.73
Salaries And Wages
51.07
+3.02%
49.57
+53.06%
32.38
+9.70%
29.52
Other Gand A
—
—
—
—
Reconciled Depreciation
4.28
+44.78%
2.96
+208.34%
0.96
+27.02%
0.76
Total Unusual Items
-0.84
+91.28%
-9.61
-1117.62%
-0.79
-5360.00%
0.01
Total Unusual Items Excluding Goodwill
-0.84
+91.28%
-9.61
-1117.62%
-0.79
-5360.00%
0.01
Special Income Charges
-0.84
+91.28%
-9.61
-1117.62%
-0.79
-5360.00%
0.01
Other Special Charges
0.04
+671.43%
-0.01
+98.26%
-0.40
-2580.00%
-0.01
Restructuring And Mergern Acquisition
0.80
-91.70%
9.61
+707.22%
1.19
0.00
Net Income
38.17
+397.89%
7.67
-69.98%
25.54
-4.16%
26.64
Pretax Income
52.53
+377.61%
11.00
-67.50%
33.84
-3.70%
35.14
Net Interest Income
136.18
+23.39%
110.37
+33.89%
82.43
+3.60%
79.57
Interest Expense
49.53
-0.98%
50.02
+150.24%
19.99
+484.13%
3.42
Interest Income
185.71
+15.79%
160.39
+56.60%
102.42
+23.41%
82.99
Gain On Sale Of Security
-0.04
+99.02%
-4.20
-362.95%
-0.91
+47.57%
-1.73
Tax Provision
14.36
+330.97%
3.33
-59.87%
8.30
-2.26%
8.50
Tax Rate For Calcs
0.00
-9.90%
0.00
+23.48%
0.00
+1.40%
0.00
Tax Effect Of Unusual Items
-0.23
+92.14%
-2.91
-1403.48%
-0.19
-5433.69%
0.00
Net Income Including Noncontrolling Interests
38.17
+397.89%
7.67
-69.98%
25.54
-4.16%
26.64
Net Income From Continuing Operation Net Minority Interest
38.17
+397.89%
7.67
-69.98%
25.54
-4.16%
26.64
Net Income From Continuing And Discontinued Operation
38.17
+397.89%
7.67
-69.98%
25.54
-4.16%
26.64
Net Income Continuous Operations
38.17
+397.89%
7.67
-69.98%
25.54
-4.16%
26.64
Normalized Income
38.78
+170.00%
14.36
-45.04%
26.13
-1.89%
26.63
Net Income Common Stockholders
38.17
+397.89%
7.67
-69.98%
25.54
-4.16%
26.64
Diluted EPS
2.00
+344.44%
0.45
-79.26%
2.17
-4.41%
2.27
Basic EPS
2.01
+346.67%
0.45
-79.26%
2.17
-4.41%
2.27
Basic Average Shares
19.00
+11.24%
17.08
+45.60%
11.73
+0.12%
11.72
Diluted Average Shares
19.07
+11.00%
17.18
+46.18%
11.75
+0.12%
11.74
Diluted NI Availto Com Stockholders
38.17
+397.89%
7.67
-69.98%
25.54
-4.16%
26.64
Amortization
1.00
+33.42%
0.75
+1004.41%
0.07
-85.02%
0.45
Amortization Of Intangibles Income Statement
1.00
+33.42%
0.75
+1004.41%
0.07
-85.02%
0.45
Depreciation Amortization Depletion Income Statement
1.00
+33.42%
0.75
+1004.41%
0.07
-85.02%
0.45
Depreciation And Amortization In Income Statement
1.00
+33.42%
0.75
+1004.41%
0.07
-85.02%
0.45
Insurance And Claims
0.46
+66.91%
0.28
+9.02%
0.26
+20.85%
0.21
Occupancy And Equipment
11.43
+20.58%
9.48
+65.54%
5.73
+11.60%
5.13
Other Non Interest Expense
19.80
+5.91%
18.70
+61.69%
11.56
+19.17%
9.70
Professional Expense And Contract Services Expense
2.39
-15.40%
2.83
+26.45%
2.23
+47.07%
1.52
Line Item Trend 2023-12-31
Total Assets
2,433.43
Cash And Cash Equivalents
53.73
Cash Financial
30.02
Other Short Term Investments
408.02
Receivables
—
Accounts Receivable
—
Net PPE
14.04
Gross PPE
31.69
Accumulated Depreciation
-17.65
Land And Improvements
0.73
Buildings And Improvements
5.02
Machinery Furniture Equipment
15.72
Leases
10.22
Goodwill And Other Intangible Assets
53.78
Goodwill
53.78
Other Intangible Assets
—
Investments And Advances
906.29
Total Liabilities Net Minority Interest
2,226.36
Payables And Accrued Expenses
—
Payables
—
Accounts Payable
—
Current Debt And Capital Lease Obligation
80.00
Current Debt
80.00
Other Current Borrowings
80.00
Long Term Debt And Capital Lease Obligation
69.74
Long Term Debt
69.74
Stockholders Equity
207.06
Common Stock Equity
207.06
Capital Stock
62.55
Common Stock
62.55
Preferred Stock
0.00
Share Issued
11.82
Ordinary Shares Number
11.82
Treasury Shares Number
0.00
Retained Earnings
210.55
Gains Losses Not Affecting Retained Earnings
-66.03
Other Equity Adjustments
-66.03
Total Equity Gross Minority Interest
207.06
Total Capitalization
276.81
Invested Capital
356.81
Total Debt
149.74
Net Debt
96.02
Net Tangible Assets
153.29
Tangible Book Value
153.29
Available For Sale Securities
195.82
Cash Cash Equivalents And Federal Funds Sold
53.73
Held To Maturity Securities
302.44
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
46.12
+107.73%
22.20
-19.34%
27.53
+16.28%
23.67
Cash Flow From Continuing Operating Activities
46.12
+107.73%
22.20
-19.34%
27.53
+16.28%
23.67
Net Income From Continuing Operations
38.17
+397.89%
7.67
-69.98%
25.54
-4.16%
26.64
Depreciation Amortization Depletion
4.28
+44.78%
2.96
+208.34%
0.96
+27.02%
0.76
Depreciation
3.28
+48.64%
2.21
+147.59%
0.89
+18.01%
0.76
Amortization Cash Flow
1.00
+33.42%
0.75
+1004.41%
0.07
-99.30%
9.66
Depreciation And Amortization
4.28
+44.78%
2.96
+208.34%
0.96
+27.02%
0.76
Amortization Of Intangibles
1.00
+33.42%
0.75
+1004.41%
0.07
-99.30%
9.66
Other Non Cash Items
2.48
-38.18%
4.00
+3950.96%
-0.10
+91.76%
-1.26
Stock Based Compensation
1.16
+31.74%
0.88
+2.45%
0.86
+10.57%
0.78
Deferred Tax
2.46
+383.62%
-0.87
-888.18%
0.11
-50.89%
0.22
Deferred Income Tax
2.46
+383.62%
-0.87
-888.18%
0.11
-50.89%
0.22
Operating Gains Losses
-0.13
-103.06%
4.25
+927.78%
0.41
-83.91%
2.57
Gain Loss On Investment Securities
-0.17
-103.99%
4.26
+422.30%
0.82
-68.47%
2.59
Gain Loss On Sale Of PPE
0.04
+671.43%
-0.01
+98.26%
-0.40
-2580.00%
-0.01
Change In Working Capital
-0.80
+84.20%
-5.08
+29.43%
-7.20
+50.38%
-14.51
Change In Receivables
4.92
+400.92%
0.98
+111.08%
-8.87
-20.45%
-7.36
Changes In Account Receivables
4.92
+400.92%
0.98
+111.08%
-8.87
-20.45%
-7.36
Change In Payables And Accrued Expense
-5.72
+5.62%
-6.06
-463.93%
1.67
+123.31%
-7.15
Change In Payable
-5.72
+5.62%
-6.06
-463.93%
1.67
+123.31%
-7.15
Change In Account Payable
-5.72
+5.62%
-6.06
-463.93%
1.67
+123.31%
-7.15
Investing Cash Flow
-160.51
-348.95%
64.47
+162.95%
24.52
+112.44%
-197.07
Cash Flow From Continuing Investing Activities
-160.51
-348.95%
64.47
+162.95%
24.52
+112.44%
-197.07
Net PPE Purchase And Sale
-2.39
+52.32%
-5.02
+23.33%
-6.54
-1785.88%
-0.35
Purchase Of PPE
-2.51
+50.21%
-5.04
+48.61%
-9.81
-2608.84%
-0.36
Sale Of PPE
0.12
+431.82%
0.02
-99.33%
3.26
+21646.67%
0.01
Capital Expenditure
-2.51
+50.21%
-5.04
+48.61%
-9.81
-2608.84%
-0.36
Net Investment Purchase And Sale
38.42
-69.47%
125.85
+87.83%
67.00
+237.58%
19.85
Purchase Of Investment
-7.18
0.00
0.00
+100.00%
-301.70
Sale Of Investment
45.60
-63.76%
125.85
+87.83%
67.00
-79.16%
321.55
Net Business Purchase And Sale
0.00
-100.00%
58.52
0.00
0.00
Net Other Investing Changes
0.21
+111.44%
-1.80
-86.14%
-0.97
-68.47%
-0.57
Financing Cash Flow
112.97
+664.72%
-20.00
+32.16%
-29.49
-171.74%
41.10
Cash Flow From Continuing Financing Activities
112.97
+664.72%
-20.00
+32.16%
-29.49
-171.74%
41.10
Net Issuance Payments Of Debt
-62.51
-78.59%
-35.00
-202.94%
34.00
-55.26%
76.00
Issuance Of Debt
1,467.00
+50.93%
972.00
-72.45%
3,528.00
+42.10%
2,482.83
Repayment Of Debt
-1,529.51
-51.89%
-1,007.00
+71.18%
-3,494.00
-45.17%
-2,406.83
Long Term Debt Issuance
0.00
0.00
-100.00%
116.50
+288.33%
30.00
Long Term Debt Payments
-0.51
+98.87%
-45.00
+37.06%
-71.50
0.00
Net Long Term Debt Issuance
-0.51
+98.87%
-45.00
-200.00%
45.00
+50.00%
30.00
Short Term Debt Issuance
1,467.00
+50.93%
972.00
-71.51%
3,411.50
+39.08%
2,452.83
Short Term Debt Payments
-1,529.00
-58.94%
-962.00
+71.89%
-3,422.50
-42.20%
-2,406.83
Net Short Term Debt Issuance
-62.00
-720.00%
10.00
+190.91%
-11.00
-123.91%
46.00
Net Common Stock Issuance
-0.15
-297.37%
-0.04
-3700.00%
-0.00
+99.99%
-6.81
Common Stock Payments
-0.15
-297.37%
-0.04
-3700.00%
-0.00
+99.99%
-6.81
Common Stock Dividend Paid
-9.16
-11.32%
-8.23
-45.48%
-5.66
-0.34%
-5.64
Cash Dividends Paid
-9.16
-11.32%
-8.23
-45.48%
-5.66
-0.34%
-5.64
Repurchase Of Capital Stock
-0.15
-297.37%
-0.04
-3700.00%
-0.00
+99.99%
-6.81
Proceeds From Stock Option Exercised
1.40
+96.21%
0.71
+246.12%
0.21
-70.78%
0.70
Changes In Cash
-1.41
-102.12%
66.67
+195.55%
22.56
+117.05%
-132.30
Beginning Cash Position
120.40
+124.09%
53.73
+72.37%
31.17
-80.93%
163.47
End Cash Position
118.98
-1.17%
120.40
+124.09%
53.73
+72.37%
31.17
Free Cash Flow
43.61
+154.10%
17.16
-3.15%
17.72
-23.98%
23.31
Interest Paid Supplemental Data
46.26
-5.16%
48.77
+143.80%
20.00
+606.64%
2.83
Income Tax Paid Supplemental Data
8.01
+211.24%
2.57
-66.60%
7.70
-7.39%
8.31
Sale Of Business
0.00
-100.00%
58.52
0.00
0.00
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

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