Symbols / DCOM Stock $36.44 -0.63% Dime Community Bancshares, Inc.

Financial Services • Banks - Regional • United States • NYQ
DCOM (Stock) Chart
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Stock Fundamentals
Scroll to Statements
Index EQUITY
Sector Financial Services
Industry Banks - Regional
CEO Mr. Stuart H. Lubow
Exch · Country NYQ · United States
Market Cap 1.61B
Enterprise Value 381.58M
Income 114.35M
Sales 426.96M
FCF (ttm)
Book/sh 31.33
Cash/sh 48.29
Employees 902
Insider 10d
IPO Jan 12, 1999
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout 37.59%
P/E 13.70
Forward P/E 8.37
PEG 3.76
P/S 3.76
P/B 1.16
P/C
EV/EBITDA
EV/Sales 0.89
Quick Ratio
Current Ratio
Debt/Eq
LT Debt/Eq
EPS (ttm) 2.66
EPS next Y 4.36
EPS Growth 65.90%
Revenue Growth 18.10%
EPS Gr Q/Q 61.20%
Rev Gr Q/Q
Earnings (next) 2026-07-23
Earnings (prior) 2026-04-23
ROA 0.85%
ROE 8.51%
ROIC
Gross Margin 0.00%
Oper. Margin 44.15%
Profit Margin 29.00%
Shs Outstand 44.11M
Shs Float 42.27M
Insider Own 4.39%
Instit Own 89.51%
Short Float 9.16%
Short Ratio 11.83
Short Interest 3.19M
52W High 37.90
vs 52W High -3.85%
52W Low 24.57
vs 52W Low 48.31%
Beta 0.99
Impl. Vol. 1.57%
Rel Volume 0.54
Avg Volume 294.93K
Volume 159.31K
Target (mean) $43.00
Tgt Median $43.00
Tgt Low $39.00
Tgt High $46.00
# Analysts 5
Recom Buy
Prev Close $36.67
Price $36.44
Change -0.63%
About

Dime Community Bancshares, Inc. operates as the holding company for Dime Community Bank that engages in the provision of various commercial banking and financial services. It accepts time, savings, and demand deposits from the businesses, consumers, and local municipalities. The company offers commercial real estate loans; multi-family mortgage loans; residential mortgage loans; letters of credit; secured and unsecured commercial and consumer loans; lines of credit; home equity loans; and construction and land loans. In addition, it invests in Federal Home Loan Bank, Federal National Mortgage Association, Government National Mortgage Association, and Federal Home Loan Mortgage Corporation mortgage-backed securities, collateralized mortgage obligations, and other asset backed securities; U.S. Treasury securities; New York state and local municipal obligations; U.S. government-sponsored enterprise securities; and corporate bonds. Further, the company offers certificate of deposit account registry services and insured cash sweep programs; federal deposit insurance corporation insurance; merchant credit and debit card processing, automated teller machines, cash management services, lockbox processing, online banking services, remote deposit capture, safe deposit boxes, and individual retirement accounts; investment products and services through a third-party broker dealer; and title insurance broker services for small and medium sized businesses, and municipal and consumer relationships. Dime Community Bancshares, Inc. was founded in 1910 and is headquartered in Hauppauge, New York.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus Mean price target
2. Current target Latest analyst target
3. DCF / Fair value Fallback: EPS × 15 (assumed fair P/E). No FCF data; use with …
Ratings
Current target
$36.44
Low
$39.00
High
$46.00
Mean
$43.00

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2026-04-27 main DA Davidson Buy → Buy $43
2026-04-24 main Keefe, Bruyette & Woods Outperform → Outperform $43
2026-01-23 main Stephens & Co. Equal-Weight → Equal-Weight $36
2026-01-22 main DA Davidson Buy → Buy $39
2026-01-22 main Keefe, Bruyette & Woods Outperform → Outperform $40
2025-12-16 down Stephens & Co. Overweight → Equal-Weight $33
2025-10-27 main Keefe, Bruyette & Woods Outperform → Outperform $34
2025-04-23 main Stephens & Co. Overweight → Overweight $33
2025-01-24 main Keefe, Bruyette & Woods Outperform → Outperform $41
2024-12-04 main Keefe, Bruyette & Woods Outperform → Outperform $42
2024-11-18 up Stephens & Co. Equal-Weight → Overweight $39
2024-07-25 main Keefe, Bruyette & Woods Outperform → Outperform $28
2024-07-23 down Piper Sandler Overweight → Neutral $26
2024-06-28 main Keefe, Bruyette & Woods Outperform → Outperform $26
2024-04-05 main Keefe, Bruyette & Woods Outperform → Outperform $26
2024-03-14 main DA Davidson Buy → Buy $28
2024-03-13 main Raymond James Outperform → Outperform $27
2024-01-05 main Raymond James Outperform → Outperform $30
2023-10-20 main Raymond James Outperform → Outperform $23
2023-07-31 main Raymond James Outperform → Outperform $27
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2026-05-11 NIELSEN RAYMOND A Director 1,650 $37.09 $61,201
2026-04-01 GERMANO JUDITH H Director 528 $33.82 $17,857
2026-04-01 PERRY JOSEPH J Director 101 $33.82 $3,416
2026-03-31 PORZELT CHRISTOPHER J Officer 2,515 $0.00 $0
2026-03-31 REDDY AVINASH Chief Financial Officer 7,239 $0.00 $0
2026-03-31 FEGAN MICHAEL J. Chief Technology Officer 3,786 $0.00 $0
2026-03-31 WU JUDY General Counsel 1,743 $0.00 $0
2026-03-31 DIGANGI ELIZABETH FELICE Officer 458 $0.00 $0
2026-03-31 GEISEL THOMAS X. Officer 4,779 $0.00 $0
2026-03-31 LUBOW STUART H Chief Executive Officer 17,375 $0.00 $0
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
452.93
+44.20%
314.10
-10.96%
352.78
-15.61%
418.02
Operating Revenue
452.93
+44.20%
314.10
-10.96%
352.78
-15.61%
418.02
Selling General And Administration
165.73
+9.41%
151.48
+13.84%
133.07
+2.43%
129.91
Selling And Marketing Expense
7.42
+11.43%
6.66
-1.78%
6.78
+14.93%
5.90
General And Administrative Expense
158.31
+9.31%
144.82
+14.68%
126.29
+1.84%
124.01
Salaries And Wages
150.98
+10.92%
136.11
+15.90%
117.44
-2.22%
120.11
Other Gand A
Reconciled Depreciation
5.62
-18.01%
6.86
-7.96%
7.45
-26.90%
10.19
Total Unusual Items
-3.94
-172.02%
5.47
+160.00%
-9.12
-491.50%
-1.54
Total Unusual Items Excluding Goodwill
-3.94
-172.02%
5.47
+160.00%
-9.12
-491.50%
-1.54
Special Income Charges
-2.71
-54.91%
-1.75
+80.75%
-9.09
-209.50%
-2.94
Restructuring And Mergern Acquisition
2.71
+109.18%
1.30
-85.75%
9.09
+313.69%
2.20
Net Income
110.68
+280.56%
29.08
-69.73%
96.09
-37.01%
152.56
Pretax Income
156.80
+204.83%
51.44
-62.42%
136.88
-35.41%
211.91
Net Interest Income
408.00
+28.28%
318.05
+0.47%
316.57
-16.66%
379.86
Interest Expense
277.44
-16.46%
332.10
+13.42%
292.79
+393.23%
59.36
Interest Income
685.44
+5.43%
650.15
+6.69%
609.36
+38.74%
439.23
Gain On Sale Of Security
2.30
+105.49%
-41.90
-959.31%
4.88
+34.07%
3.64
Tax Provision
46.12
+106.29%
22.36
-45.19%
40.78
-31.29%
59.36
Tax Rate For Calcs
0.00
+40.05%
0.00
-29.53%
0.00
+6.39%
0.00
Tax Effect Of Unusual Items
-1.16
-200.87%
1.15
+142.28%
-2.72
-529.28%
-0.43
Net Income Including Noncontrolling Interests
110.68
+280.56%
29.08
-69.73%
96.09
-37.01%
152.56
Net Income From Continuing Operation Net Minority Interest
110.68
+280.56%
29.08
-69.73%
96.09
-37.01%
152.56
Net Income From Continuing And Discontinued Operation
110.68
+280.56%
29.08
-69.73%
96.09
-37.01%
152.56
Net Income Continuous Operations
110.68
+280.56%
29.08
-69.73%
96.09
-37.01%
152.56
Normalized Income
113.46
+358.18%
24.76
-75.84%
102.49
-33.30%
153.67
Net Income Common Stockholders
101.50
+373.86%
21.42
-75.54%
87.57
-39.01%
143.58
Otherunder Preferred Stock Dividend
1.89
+401.59%
0.38
-69.60%
1.24
-26.54%
1.69
Diluted EPS
2.36
+329.09%
0.55
-75.98%
2.29
-38.61%
3.73
Basic EPS
2.36
+329.09%
0.55
-75.98%
2.29
-38.61%
3.73
Basic Average Shares
43.02
+8.55%
39.63
+2.20%
38.78
-0.43%
38.95
Diluted Average Shares
43.02
+8.55%
39.63
+2.20%
38.78
-0.43%
38.95
Diluted NI Availto Com Stockholders
101.50
+373.86%
21.42
-75.54%
87.57
-39.01%
143.58
Amortization
0.96
-17.63%
1.16
-18.39%
1.43
-24.12%
1.88
Amortization Of Intangibles Income Statement
0.96
-17.63%
1.16
-18.39%
1.43
-24.12%
1.88
Depreciation Amortization Depletion Income Statement
0.96
-17.63%
1.16
-18.39%
1.43
-24.12%
1.88
Depreciation And Amortization In Income Statement
0.96
-17.63%
1.16
-18.39%
1.43
-24.12%
1.88
Insurance And Claims
7.33
-15.86%
8.71
-1.62%
8.85
+127.00%
3.90
Occupancy And Equipment
31.90
+7.06%
29.79
+2.54%
29.05
-3.86%
30.22
Other Non Interest Expense
43.98
+30.35%
33.74
-1.71%
34.33
+23.86%
27.72
Preferred Stock Dividends
7.29
+0.00%
7.29
+0.00%
7.29
+0.00%
7.29
Professional Expense And Contract Services Expense
7.82
-9.19%
8.61
+39.95%
6.16
-23.72%
8.07
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Assets
15,341.63
+6.89%
14,353.26
+5.26%
13,636.00
+3.38%
13,189.92
Cash And Cash Equivalents
2,353.97
+83.39%
1,283.57
+180.53%
457.55
+170.26%
169.30
Other Short Term Investments
16.72
-97.58%
690.69
-22.06%
886.24
-6.77%
950.59
Receivables
55.57
-0.71%
55.97
+0.55%
55.67
+14.63%
48.56
Accounts Receivable
55.57
-0.71%
55.97
+0.55%
55.67
+14.63%
48.56
Net PPE
74.13
-8.54%
81.05
-16.95%
97.60
-6.70%
104.61
Gross PPE
121.28
-2.91%
124.92
-10.09%
138.94
-2.82%
142.98
Accumulated Depreciation
-47.15
-7.47%
-43.87
-6.12%
-41.34
-7.74%
-38.38
Land And Improvements
5.71
-1.70%
5.81
-46.34%
10.82
+0.00%
10.82
Buildings And Improvements
13.58
-5.81%
14.42
-31.91%
21.17
-2.37%
21.69
Machinery Furniture Equipment
30.12
+4.97%
28.69
+10.73%
25.91
+0.62%
25.75
Other Properties
42.88
-7.18%
46.19
-12.40%
52.73
-8.86%
57.86
Leases
29.00
-2.73%
29.82
+5.33%
28.31
+5.38%
26.86
Goodwill And Other Intangible Assets
158.74
-0.60%
159.69
-0.72%
160.86
-0.88%
162.28
Goodwill
155.80
+0.00%
155.80
+0.00%
155.80
+0.00%
155.80
Other Intangible Assets
2.94
-24.59%
3.90
-22.99%
5.06
-21.98%
6.48
Investments And Advances
1,416.84
+6.69%
1,328.03
-10.32%
1,480.88
-3.61%
1,536.38
Total Liabilities Net Minority Interest
13,865.86
+7.02%
12,956.74
+4.41%
12,409.78
+3.24%
12,020.34
Current Debt And Capital Lease Obligation
0.00
-100.00%
50.00
0.00
Current Debt
0.00
-100.00%
50.00
0.00
Other Current Borrowings
0.00
-100.00%
50.00
0.00
Long Term Debt And Capital Lease Obligation
826.23
-11.09%
929.32
-40.76%
1,568.65
+12.72%
1,391.62
Long Term Debt
780.50
-11.34%
880.33
-41.82%
1,513.20
+13.66%
1,331.28
Long Term Capital Lease Obligation
45.73
-6.66%
48.99
-11.65%
55.45
-8.10%
60.34
Stockholders Equity
1,475.77
+5.67%
1,396.52
+13.89%
1,226.22
+4.84%
1,169.58
Common Stock Equity
1,359.20
+6.19%
1,279.95
+15.35%
1,109.66
+5.38%
1,053.01
Capital Stock
117.03
+0.00%
117.03
+0.04%
116.98
+0.00%
116.98
Common Stock
0.46
+0.22%
0.46
+10.82%
0.42
+0.00%
0.42
Preferred Stock
116.57
+0.00%
116.57
+0.00%
116.57
+0.00%
116.57
Share Issued
46.15
+0.02%
46.14
+10.82%
41.64
+0.04%
41.62
Ordinary Shares Number
43.86
+0.55%
43.62
+12.36%
38.82
+0.65%
38.57
Treasury Shares Number
2.29
-9.13%
2.52
-10.50%
2.81
-7.68%
3.05
Additional Paid In Capital
623.04
-0.29%
624.82
+26.37%
494.45
-0.19%
495.41
Retained Earnings
854.17
+7.51%
794.53
-2.27%
813.01
+6.59%
762.76
Gains Losses Not Affecting Retained Earnings
-31.47
+30.10%
-45.02
+50.84%
-91.58
+2.97%
-94.38
Treasury Stock
78.34
-10.16%
87.20
-11.04%
98.02
-4.94%
103.12
Other Equity Adjustments
-31.47
+30.10%
-45.02
+50.84%
-91.58
+2.97%
-94.38
Total Equity Gross Minority Interest
1,475.77
+5.67%
1,396.52
+13.89%
1,226.22
+4.84%
1,169.58
Total Capitalization
2,256.27
-0.90%
2,276.84
-16.89%
2,739.42
+9.54%
2,500.87
Invested Capital
2,139.70
-3.19%
2,210.27
-15.73%
2,622.85
+10.01%
2,384.30
Total Debt
826.23
-15.63%
979.32
-37.57%
1,568.65
+12.72%
1,391.62
Net Debt
1,055.65
-9.15%
1,161.99
Capital Lease Obligations
45.73
-6.66%
48.99
-11.65%
55.45
-8.10%
60.34
Net Tangible Assets
1,317.03
+6.49%
1,236.82
+16.09%
1,065.37
+5.76%
1,007.30
Tangible Book Value
1,200.46
+7.16%
1,120.26
+18.07%
948.80
+6.52%
890.73
Available For Sale Securities
781.22
+14.20%
684.10
Cash Cash Equivalents And Federal Funds Sold
2,421.16
+78.99%
1,352.68
+143.16%
556.30
+115.58%
258.04
Derivative Product Liabilities
125.97
-42.94%
220.77
-3.75%
229.37
-21.01%
290.38
Held To Maturity Securities
618.90
-2.89%
637.34
+7.18%
594.64
+1.51%
585.80
Other Equity Interest
-8.66
-13.36%
-7.64
+11.39%
-8.62
-6.73%
-8.08
Preferred Shares Number
5.30
+0.00%
5.30
+0.00%
5.30
+0.00%
5.30
Preferred Stock Equity
116.57
+0.00%
116.57
+0.00%
116.57
+0.00%
116.57
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
186.57
+88.34%
99.06
+9.00%
90.87
-69.21%
295.17
Net Income From Continuing Operations
110.68
+280.56%
29.08
-69.73%
96.09
-37.01%
152.56
Depreciation Amortization Depletion
5.62
-18.01%
6.86
-7.96%
7.45
-26.90%
10.19
Depreciation
4.66
-18.09%
5.69
-5.49%
6.03
-27.53%
8.31
Amortization Cash Flow
0.96
-17.63%
1.16
-18.39%
1.43
-24.12%
1.88
Depreciation And Amortization
5.62
-18.01%
6.86
-7.96%
7.45
-26.90%
10.19
Amortization Of Intangibles
0.96
-17.63%
1.16
-18.39%
1.43
-24.12%
1.88
Other Non Cash Items
11.59
+85.24%
6.25
-73.46%
23.57
-0.17%
23.61
Stock Based Compensation
7.29
-12.20%
8.30
+59.59%
5.20
+21.53%
4.28
Deferred Tax
Deferred Income Tax
Operating Gains Losses
-0.32
-100.88%
36.62
+6941.73%
0.52
+117.92%
-2.90
Gain Loss On Investment Securities
-0.36
-100.82%
44.01
+1896.10%
2.21
0.00
Change In Working Capital
8.68
+135.93%
-24.17
+45.97%
-44.73
-143.82%
102.06
Change In Other Working Capital
-16.56
-59.60%
-10.38
-13.98%
-9.10
-11.15%
-8.19
Change In Other Current Assets
91.33
+890.15%
9.22
-10.72%
10.33
+129.38%
-35.17
Change In Other Current Liabilities
-66.09
-187.15%
-23.02
+49.92%
-45.96
-131.60%
145.43
Investing Cash Flow
-69.45
-208.30%
64.12
+129.96%
-214.05
+83.93%
-1,332.19
Cash Flow From Continuing Investing Activities
-69.45
-208.30%
64.12
+129.96%
-214.05
+83.93%
-1,332.19
Net PPE Purchase And Sale
-2.13
-116.35%
13.01
+328.41%
-5.70
-211.09%
-1.83
Purchase Of PPE
-4.13
+33.99%
-6.26
-9.39%
-5.72
-52.76%
-3.75
Sale Of PPE
2.00
-89.60%
19.27
+76972.00%
0.03
-98.69%
1.91
Capital Expenditure
-4.13
+33.99%
-6.26
-9.39%
-5.72
-52.76%
-3.75
Net Investment Purchase And Sale
-64.59
-136.41%
177.38
+180.50%
63.24
-33.01%
94.39
Purchase Of Investment
-274.37
+31.87%
-402.73
-252.00%
-114.41
-11.68%
-102.44
Sale Of Investment
209.77
-63.84%
580.11
+226.55%
177.65
-9.75%
196.83
Net Business Purchase And Sale
0.00
0.00
Net Other Investing Changes
-91.19
-722.75%
14.64
+187.27%
-16.78
+78.53%
-78.17
Financing Cash Flow
953.28
+43.82%
662.84
+61.11%
411.42
-49.37%
812.59
Cash Flow From Continuing Financing Activities
953.28
+43.82%
662.84
+61.11%
411.42
-49.37%
812.59
Net Issuance Payments Of Debt
-150.00
+74.27%
-582.92
-422.69%
180.64
-83.70%
1,108.06
Issuance Of Debt
0.00
-100.00%
132.08
-18.47%
162.00
-16.30%
193.56
Repayment Of Debt
0.00
+100.00%
-150.00
-10929.41%
-1.36
+99.12%
-155.00
Long Term Debt Issuance
0.00
-100.00%
132.08
-18.47%
162.00
-16.30%
193.56
Long Term Debt Payments
0.00
+100.00%
-150.00
-10929.41%
-1.36
+99.12%
-155.00
Net Long Term Debt Issuance
0.00
+100.00%
-17.92
-111.15%
160.64
+316.61%
38.56
Short Term Debt Issuance
20.00
-98.13%
1,070.00
Short Term Debt Payments
0.00
+100.00%
-0.50
Net Short Term Debt Issuance
-150.00
+73.45%
-565.00
-2925.00%
20.00
-98.13%
1,069.50
Net Common Stock Issuance
0.00
-100.00%
135.76
+14436.22%
-0.95
+97.97%
-46.76
Common Stock Payments
0.00
0.00
+100.00%
-0.95
+97.97%
-46.76
Common Stock Dividend Paid
-42.92
-12.85%
-38.04
-1.97%
-37.30
-1.39%
-36.79
Cash Dividends Paid
-50.21
-10.79%
-45.32
-1.65%
-44.59
-1.16%
-44.08
Repurchase Of Capital Stock
0.00
0.00
+100.00%
-0.95
+97.97%
-46.76
Proceeds From Stock Option Exercised
0.92
-16.38%
1.10
-5.07%
1.16
-0.26%
1.17
Net Other Financing Charges
-2.55
-89.01%
-1.35
-7.07%
-1.26
+19.26%
-1.56
Changes In Cash
1,070.39
+29.58%
826.02
+186.57%
288.25
+228.44%
-224.43
Beginning Cash Position
1,283.57
+180.53%
457.55
+170.26%
169.30
-57.00%
393.72
End Cash Position
2,353.97
+83.39%
1,283.57
+180.53%
457.55
+170.26%
169.30
Free Cash Flow
182.44
+96.59%
92.80
+8.98%
85.15
-70.78%
291.43
Interest Paid Supplemental Data
280.81
+411.41%
54.91
Income Tax Paid Supplemental Data
37.91
-12.89%
43.52
Common Stock Issuance
0.00
-100.00%
135.76
0.00
0.00
Issuance Of Capital Stock
0.00
-100.00%
135.76
0.00
0.00
Net Preferred Stock Issuance
0.00
0.00
Preferred Stock Dividend Paid
-7.29
+0.00%
-7.29
+0.00%
-7.29
+0.00%
-7.29
Preferred Stock Issuance
0.00
Preferred Stock Payments
0.00
0.00
Sale Of Business
0.00
0.00
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

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