Symbols / DFH Stock $14.32 -0.21% Dream Finders Homes, Inc.

Consumer Cyclical • Residential Construction • United States • NYQ
DFH (Stock) Chart
O: — H: — L: — C: — V: —
SMA 20: — SMA 50: — SMA 200: —
Stock Fundamentals
Scroll to Statements
Index EQUITY
Sector Consumer Cyclical
Industry Residential Construction
CEO Mr. Patrick O. Zalupski
Exch · Country NYQ · United States
Market Cap 1.31B
Enterprise Value 2.94B
Income 162.05M
Sales 4.22B
FCF (ttm) -45.32M
Book/sh 15.44
Cash/sh 4.76
Employees 1,911
Insider 10d —
IPO Jan 21, 2021
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout 0.00%
P/E 8.37
Forward P/E 8.14
PEG —
P/S 0.31
P/B 0.93
P/C —
EV/EBITDA 12.96
EV/Sales 0.70
Quick Ratio 1.16
Current Ratio 8.27
Debt/Eq 118.44
LT Debt/Eq —
EPS (ttm) 1.71
EPS next Y 1.76
EPS Growth -80.20%
Revenue Growth -10.30%
EPS Gr Q/Q -75.90%
Rev Gr Q/Q —
Earnings (next) 2026-07-30
Earnings (prior) 2026-04-30
ROA 3.52%
ROE 11.48%
ROIC —
Gross Margin 20.37%
Oper. Margin 2.09%
Profit Margin 4.16%
Shs Outstand 33.81M
Shs Float 27.46M
Insider Own 18.76%
Instit Own 93.97%
Short Float 32.08%
Short Ratio 7.13
Short Interest 5.02M
52W High 31.50
vs 52W High -54.53%
52W Low 13.22
vs 52W Low 8.32%
Beta 1.84
Impl. Vol. 39.14%
Rel Volume 0.69
Avg Volume 660.32K
Volume 453.70K
Target (mean) $18.00
Tgt Median $18.00
Tgt Low $18.00
Tgt High $18.00
# Analysts 1
Recom Hold
Prev Close $14.35
Price $14.32
Change -0.21%
About

Dream Finders Homes, Inc., through its subsidiary, Dream Finders Homes LLC, engages in the homebuilding business in the United States. It operates through four segments: Southeast, Mid-Atlantic, Midwest, and Financial Services. The company designs, builds, constructs, and sells single-family homes, such as entry-level, first and second time move-up, and active adult and custom homes. It markets its homes under various brands, including Dream Finders Homes, DF Luxury, Reverie Active Adult Lifestyle by Dream Finders Homes, Craft Homes and Coventry Homes. The company also provides insurance agency services, including closing, escrow, and title insurance, as well as mortgage banking solutions. It sells its homes through its sales representatives and independent real estate brokers. The company was founded in 2008 and is headquartered in Jacksonville, Florida.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$18.00
Mean price target
2. Current target
$14.32
Latest analyst target
3. DCF / Fair value
$-24.13
Simplified: (Free Cash Flow ÷ Shares) × 18 (P/FCF multiple). Not a …
Ratings
Current target
$14.32
Low
$18.00
High
$18.00
Mean
$18.00

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2026-01-07 init Citizens — → Market Perform —
2025-11-12 up Zelman & Assoc Neutral → Outperform —
2025-10-10 main B of A Securities Neutral → Neutral $26
2025-09-18 main B of A Securities Neutral → Neutral $30
2025-04-16 main B of A Securities Neutral → Neutral $28
2025-01-27 main B of A Securities Neutral → Neutral $32
2024-09-19 main B of A Securities Neutral → Neutral $38
2024-05-13 up Zelman & Assoc Neutral → Outperform $35
2024-04-02 main B of A Securities Neutral → Neutral $45
2023-11-03 main Wedbush Neutral → Neutral $19
2023-08-18 main B of A Securities Neutral → Neutral $27
2023-06-14 main B of A Securities Neutral → Neutral $24
2023-03-06 main B of A Securities Neutral → Neutral $13
2023-01-13 down RBC Capital Sector Perform → Underperform $8
2022-11-22 main RBC Capital — → Sector Perform $8
2022-08-25 up B of A Securities Underperform → Neutral $12
2022-06-17 down B of A Securities Neutral → Underperform $11
2022-05-24 main RBC Capital — → Sector Perform $17
2022-04-25 main B of A Securities Neutral → Neutral $19
2022-03-25 main RBC Capital — → Sector Perform $18
News
RSS: Latest DFH news
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2026-03-06 WEATHERFORD WILLIAM Director — 12,675 $0.00 $0
2026-03-06 UDELHOFEN JUSTIN Director — 7,760 $0.00 $0
2026-03-06 ZALUPSKI PATRICK O Chief Executive Officer — 287,119 $0.00 $0
2026-03-06 PAREKH MEGHA H Director — 7,760 $0.00 $0
2026-03-06 RAMSAY LORENA ANABEL Chief Financial Officer — 67,254 $0.00 $0
2026-03-06 STURM LEONARD Director — 7,760 $0.00 $0
2026-01-22 LOVETT WILLIAM RADFORD II Beneficial Owner of more than 10% of a Class of Security — 71,742 $19.44 $1,399,499
2025-11-19 WEATHERFORD WILLIAM Director — 218 $0.00 $0
2025-10-27 LOVETT WILLIAM RADFORD II Beneficial Owner of more than 10% of a Class of Security — 50,000 $23.25 $1,170,000
2025-10-20 LOVETT WILLIAM RADFORD II Beneficial Owner of more than 10% of a Class of Security — 8,258 $23.17 $191,338
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
4,322.85
-2.85%
4,449.85
+18.71%
3,748.59
+12.15%
3,342.34
Operating Revenue
4,322.85
-2.85%
4,449.85
+18.71%
3,748.59
+12.42%
3,334.56
Cost Of Revenue
3,568.08
-1.49%
3,621.92
+20.02%
3,017.82
+10.66%
2,727.11
Reconciled Cost Of Revenue
3,568.08
-1.49%
3,621.92
+20.02%
3,017.82
+10.66%
2,727.11
Gross Profit
754.77
-8.84%
827.93
+13.30%
730.77
+18.78%
615.22
Operating Expense
485.21
+22.81%
395.10
+30.49%
302.79
+13.80%
266.06
Selling General And Administration
485.21
+22.81%
395.10
+30.49%
302.79
+13.80%
266.06
Total Expenses
4,053.29
+0.90%
4,017.02
+20.97%
3,320.61
+10.94%
2,993.18
Operating Income
269.55
-37.72%
432.83
+1.13%
427.98
+22.58%
349.16
EBITDA
298.71
-33.63%
450.05
+0.94%
445.87
+21.74%
366.25
Normalized EBITDA
288.89
-37.74%
463.99
-5.78%
492.46
+30.52%
377.30
Reconciled Depreciation
29.16
+69.38%
17.21
-3.81%
17.90
+4.71%
17.09
EBIT
269.55
-37.72%
432.83
+1.13%
427.98
+22.58%
349.16
Total Unusual Items
9.82
+170.45%
-13.94
+70.08%
-46.59
-321.51%
-11.05
Total Unusual Items Excluding Goodwill
9.82
+170.45%
-13.94
+70.08%
-46.59
-321.51%
-11.05
Special Income Charges
9.82
+170.45%
-13.94
+70.08%
-46.59
-321.51%
-11.05
Other Special Charges
—
—
—
—
Restructuring And Mergern Acquisition
-9.82
-170.45%
13.94
-70.08%
46.59
+321.51%
11.05
Net Income
217.20
-35.23%
335.34
+13.33%
295.90
+12.80%
262.31
Pretax Income
284.10
-35.11%
437.85
+8.27%
404.43
+13.55%
356.16
Net Non Operating Interest Income Expense
—
—
—
-0.03
Interest Expense Non Operating
—
—
—
0.03
Net Interest Income
—
—
—
-0.03
Interest Expense
—
—
—
0.03
Other Income Expense
14.55
+189.69%
5.02
+121.32%
-23.55
-436.47%
7.00
Other Non Operating Income Expenses
4.31
-48.64%
8.39
+69.17%
4.96
+156.97%
1.93
Tax Provision
66.70
-31.43%
97.27
+0.82%
96.48
+17.86%
81.86
Tax Rate For Calcs
0.00
+5.86%
0.00
-7.11%
0.00
+3.91%
0.00
Tax Effect Of Unusual Items
2.31
+174.58%
-3.09
+72.21%
-11.14
-338.01%
-2.54
Net Income Including Noncontrolling Interests
217.40
-36.17%
340.58
+10.60%
307.94
+12.27%
274.30
Net Income From Continuing Operation Net Minority Interest
217.20
-35.23%
335.34
+13.33%
295.90
+12.80%
262.31
Net Income From Continuing And Discontinued Operation
217.20
-35.23%
335.34
+13.33%
295.90
+12.80%
262.31
Net Income Continuous Operations
217.40
-36.17%
340.58
+10.60%
307.94
+12.27%
274.30
Minority Interests
-0.21
+96.05%
-5.24
+56.48%
-12.04
-0.48%
-11.98
Normalized Income
209.68
-39.43%
346.19
+4.48%
331.35
+22.35%
270.82
Net Income Common Stockholders
203.70
-36.71%
321.84
+13.96%
282.42
+13.97%
247.80
Diluted EPS
2.14
-35.93%
3.34
+19.71%
2.79
+13.88%
2.45
Basic EPS
2.19
-36.34%
3.44
+13.53%
3.03
+13.48%
2.67
Basic Average Shares
93.11
-0.43%
93.51
+0.47%
93.07
+0.35%
92.75
Diluted Average Shares
101.30
+1.00%
100.30
-5.40%
106.03
-0.62%
106.69
Diluted NI Availto Com Stockholders
203.70
-36.71%
321.84
+13.96%
282.42
+13.97%
247.80
Earnings From Equity Interest
0.42
-96.05%
10.57
-41.54%
18.07
+12.11%
16.12
Gain On Sale Of PPE
—
—
—
—
Preferred Stock Dividends
13.50
+0.00%
13.50
+0.13%
13.48
-7.10%
14.51
Line Item Trend 2025-12-31 2024-12-31
Total Assets
3,727.48
+11.98%
3,328.65
Current Assets
2,554.26
+6.75%
2,392.70
Cash Cash Equivalents And Short Term Investments
234.77
-14.44%
274.38
Cash And Cash Equivalents
234.77
-14.44%
274.38
Receivables
39.12
+14.63%
34.13
Accounts Receivable
39.12
+14.63%
34.13
Inventory
2,025.66
+18.09%
1,715.36
Work In Process
—
—
Finished Goods
2,025.66
+18.09%
1,715.36
Restricted Cash
49.62
-24.17%
65.44
Assets Held For Sale Current
205.09
-32.40%
303.39
Total Non Current Assets
1,173.22
+25.35%
935.95
Net PPE
545.25
+18.97%
458.30
Gross PPE
545.25
+18.97%
458.30
Accumulated Depreciation
—
-23.98
Properties
—
0.62
Land And Improvements
—
—
Buildings And Improvements
—
—
Machinery Furniture Equipment
—
49.68
Construction In Progress
545.25
+18.97%
458.30
Other Properties
—
17.17
Goodwill And Other Intangible Assets
377.36
+25.66%
300.31
Goodwill
377.36
+25.66%
300.31
Other Intangible Assets
—
—
Investments And Advances
26.61
+132.32%
11.45
Long Term Equity Investment
26.61
+132.32%
11.45
Non Current Deferred Assets
—
—
Non Current Deferred Taxes Assets
—
—
Other Non Current Assets
224.00
+35.04%
165.88
Total Liabilities Net Minority Interest
2,123.37
+11.27%
1,908.29
Current Liabilities
1,532.31
-0.83%
1,545.21
Payables And Accrued Expenses
447.59
+4.43%
428.61
Payables
126.13
-14.28%
147.14
Accounts Payable
126.13
-14.28%
147.14
Current Accrued Expenses
321.46
+14.21%
281.46
Current Debt And Capital Lease Obligation
1,015.13
+2.43%
991.00
Current Debt
1,015.13
+2.43%
991.00
Current Deferred Liabilities
69.59
-44.59%
125.60
Current Deferred Revenue
69.59
-44.59%
125.60
Total Non Current Liabilities Net Minority Interest
591.06
+62.79%
363.08
Long Term Debt And Capital Lease Obligation
591.06
+100.33%
295.05
Long Term Debt
591.06
+100.33%
295.05
Long Term Capital Lease Obligation
—
18.15
Other Non Current Liabilities
—
68.03
Stockholders Equity
1,573.08
+12.89%
1,393.42
Common Stock Equity
1,424.58
+14.43%
1,244.92
Capital Stock
149.44
+0.00%
149.44
Common Stock
0.94
+0.75%
0.94
Preferred Stock
148.50
+0.00%
148.50
Share Issued
94.39
+0.71%
93.73
Ordinary Shares Number
92.27
-1.25%
93.44
Treasury Shares Number
2.12
+629.36%
0.29
Additional Paid In Capital
298.59
+6.05%
281.56
Retained Earnings
1,173.95
+20.99%
970.25
Gains Losses Not Affecting Retained Earnings
0.61
0.00
Treasury Stock
49.53
+532.76%
7.83
Minority Interest
31.04
+15.21%
26.94
Other Equity Adjustments
0.61
—
Total Equity Gross Minority Interest
1,604.11
+12.94%
1,420.36
Total Capitalization
2,164.14
+28.17%
1,688.47
Working Capital
1,021.95
+20.59%
847.49
Invested Capital
3,030.77
+19.75%
2,530.97
Total Debt
1,606.19
+24.89%
1,286.05
Net Debt
1,371.43
+35.56%
1,011.67
Capital Lease Obligations
—
18.15
Net Tangible Assets
1,195.71
+9.39%
1,093.11
Tangible Book Value
1,047.21
+10.86%
944.61
Line Of Credit
1,015.13
+2.43%
991.00
Preferred Stock Equity
148.50
+0.00%
148.50
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
-100.57
+60.81%
-256.65
-168.58%
374.23
+1454.79%
-27.62
Cash Flow From Continuing Operating Activities
-100.57
+60.81%
-256.65
-168.58%
374.23
+1454.79%
-27.62
Net Income From Continuing Operations
217.40
-36.17%
340.58
+10.60%
307.94
+12.27%
274.30
Depreciation Amortization Depletion
29.16
+69.38%
17.21
-3.81%
17.90
+4.71%
17.09
Depreciation
29.16
+69.38%
17.21
-3.81%
17.90
+4.71%
17.09
Depreciation And Amortization
29.16
+69.38%
17.21
-3.81%
17.90
+4.71%
17.09
Other Non Cash Items
-29.16
-23.09%
-23.69
-171.97%
32.92
+283.07%
8.59
Stock Based Compensation
24.92
+32.66%
18.79
+33.27%
14.10
+107.45%
6.80
Asset Impairment Charge
8.24
+454.40%
1.49
-54.94%
3.30
—
Deferred Tax
35.49
-23.11%
46.17
+306.61%
-22.34
-7500.00%
-0.29
Deferred Income Tax
35.49
-23.11%
46.17
+306.61%
-22.34
-7500.00%
-0.29
Operating Gains Losses
—
—
-1.34
-178.11%
1.72
Gain Loss On Sale Of PPE
—
—
-0.06
+39.13%
-0.09
Change In Working Capital
-386.64
+41.17%
-657.20
-3317.60%
20.43
+106.11%
-334.11
Change In Receivables
97.38
+150.91%
-191.30
-1616.30%
12.62
+206.46%
-11.85
Changes In Account Receivables
-0.92
+64.92%
-2.63
-120.88%
12.62
+206.46%
-11.85
Change In Inventory
-210.20
-40.60%
-149.51
-130.28%
-64.92
+79.16%
-311.52
Change In Prepaid Assets
-80.49
+61.58%
-209.49
-797.10%
30.05
+183.82%
-35.85
Change In Payables And Accrued Expense
-115.15
-399.40%
-23.06
-220.06%
19.20
-70.79%
65.75
Change In Other Working Capital
-56.66
-1.58%
-55.78
-307.19%
26.92
+184.05%
-32.03
Change In Other Current Assets
-21.52
+23.32%
-28.07
-715.13%
-3.44
-20.08%
-2.87
Change In Other Current Liabilities
—
-6.87
+1.75%
-6.99
-21.95%
-5.73
Investing Cash Flow
-225.84
-1.88%
-221.67
-4843.62%
-4.48
+18.83%
-5.52
Cash Flow From Continuing Investing Activities
-225.84
-1.88%
-221.67
-4843.62%
-4.48
+18.83%
-5.52
Net PPE Purchase And Sale
-25.72
-1.60%
-25.31
-473.47%
-4.41
+18.15%
-5.39
Purchase Of PPE
-25.79
-1.76%
-25.34
-430.12%
-4.78
+13.78%
-5.54
Sale Of PPE
0.07
+131.25%
0.03
-91.28%
0.37
+141.45%
0.15
Capital Expenditure
-25.79
-1.76%
-25.34
-430.12%
-4.78
+13.78%
-5.54
Net Investment Purchase And Sale
0.58
0.00
0.00
—
Purchase Of Investment
-11.94
0.00
0.00
—
Sale Of Investment
12.52
0.00
0.00
—
Net Business Purchase And Sale
-200.71
-2.21%
-196.36
-280412.86%
-0.07
+46.56%
-0.13
Purchase Of Business
-201.40
-2.11%
-197.24
-65647.67%
-0.30
+48.28%
-0.58
Financing Cash Flow
270.98
+0.48%
269.69
+224.61%
-216.42
-247.27%
146.96
Cash Flow From Continuing Financing Activities
270.98
+0.48%
269.69
+224.61%
-216.42
-247.27%
146.96
Net Issuance Payments Of Debt
386.79
+10.05%
351.48
+358.70%
-135.86
-166.94%
202.96
Issuance Of Debt
2,129.86
-0.19%
2,133.92
-62.63%
5,710.00
-48.20%
11,023.08
Repayment Of Debt
-1,743.07
+2.21%
-1,782.45
+69.51%
-5,845.86
+45.97%
-10,820.12
Long Term Debt Issuance
565.19
-55.59%
1,272.54
+324.18%
300.00
0.00
Long Term Debt Payments
-299.32
+72.59%
-1,092.06
0.00
0.00
Net Long Term Debt Issuance
265.88
+47.32%
180.47
-39.84%
300.00
0.00
Short Term Debt Issuance
1,564.67
+81.65%
861.39
-84.08%
5,410.00
-50.92%
11,023.08
Short Term Debt Payments
-1,443.76
-109.12%
-690.38
+88.19%
-5,845.86
+45.97%
-10,820.12
Net Short Term Debt Issuance
120.91
-29.29%
171.00
+139.23%
-435.86
-314.76%
202.96
Net Common Stock Issuance
-49.58
-144.35%
-20.29
-6201.55%
-0.32
0.00
Common Stock Payments
-49.58
-144.35%
-20.29
-6201.55%
-0.32
0.00
Common Stock Dividend Paid
—
—
-11.95
0.00
Cash Dividends Paid
-13.50
+0.00%
-13.50
-1.98%
-13.24
+3.29%
-13.69
Repurchase Of Capital Stock
-49.58
-144.35%
-20.29
-78.01%
-11.40
0.00
Net Other Financing Charges
-52.72
-9.85%
-47.99
+14.18%
-55.92
-32.17%
-42.31
Changes In Cash
-55.44
+73.43%
-208.63
-236.07%
153.33
+34.72%
113.81
Beginning Cash Position
339.82
-38.04%
548.46
+38.80%
395.13
+40.45%
281.32
End Cash Position
284.39
-16.31%
339.82
-38.04%
548.46
+38.80%
395.13
Free Cash Flow
-126.37
+55.19%
-281.99
-176.33%
369.45
+1213.88%
-33.17
Interest Paid Supplemental Data
283.05
+42.10%
199.18
+148.63%
80.11
-23.87%
105.22
Income Tax Paid Supplemental Data
120.74
-5.34%
127.55
+56.85%
81.32
+69.65%
47.94
Common Stock Issuance
—
—
0.00
0.00
Earnings Losses From Equity Investments
—
—
-1.29
-171.05%
1.81
Issuance Of Capital Stock
—
—
0.00
0.00
Net Preferred Stock Issuance
0.00
0.00
+100.00%
-11.08
0.00
Preferred Stock Dividend Paid
-13.50
+0.00%
-13.50
-1.98%
-13.24
+3.29%
-13.69
Preferred Stock Issuance
—
—
0.00
0.00
Preferred Stock Payments
0.00
0.00
+100.00%
-11.08
0.00
Sale Of Business
0.69
-21.83%
0.88
+284.35%
0.23
-48.78%
0.45
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

Trades
Date User Broker Pattern Type Position Size Entry Price Trade P&L Status
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