Symbols / DLO $13.34 +0.30% DLocal Limited

Technology • Software - Infrastructure • Uruguay • NMS
DLO Chart
O: — H: — L: — C: — V: —
SMA 20: — SMA 50: — SMA 200: —
About

DLocal Limited, together with its subsidiaries, provides payment processing services worldwide. The company offers a robust pay-in solution to help global merchants expand their online presence and receive payments, including international and local cards, online bank transfers, direct debit, cash, and hundreds of alternative payment methods (APMs). It also provides pay-in solutions for cross-border and local-to-local transactions, as well as pay-out solutions. In addition, the company offers dLocal for Platforms to manage global platform payments. It serves its products to commerce, streaming, ride-hailing, financial services, remittances, advertising, SaaS, travel, e-learning, on-demand delivery, gaming, and crypto industries. The company was founded in 2016 and is headquartered in Montevideo, Uruguay.

Fundamentals
Scroll to Statements
Market Cap 3.93B Enterprise Value 3.18B Income 196.80M Sales 1.09B Book/sh 1.93 Cash/sh 2.86
Dividend Yield 1.45% Payout 0.00% Employees 1274 IPO — P/E 20.52 Forward P/E 12.20
PEG — P/S 3.60 P/B 6.91 P/C — EV/EBITDA 14.16 EV/Sales 2.91
Quick Ratio 1.41 Current Ratio 1.47 Debt/Eq 15.86 LT Debt/Eq — EPS (ttm) 0.65 EPS next Y 1.09
EPS Growth 92.50% Revenue Growth 65.20% Earnings 2026-05-14 ROA 10.13% ROE 37.21% ROIC —
Gross Margin 36.83% Oper. Margin 18.56% Profit Margin 18.00% Shs Outstand 165.88M Shs Float 88.70M Short Float 11.06%
Short Ratio 7.08 Short Interest — 52W High 16.78 52W Low 8.67 Beta 1.04 Avg Volume 1.50M
Volume 1.38M Target Price $17.75 Recom Buy Prev Close $13.30 Price $13.34 Change 0.30%
Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$17.75
Mean price target
2. Current target
$13.34
Latest analyst target
3. DCF / Fair value
$36.06
Simplified: (Free Cash Flow ÷ Shares) × 18 (P/FCF multiple). Not a …
Ratings
Current target
$13.34
Low
$14.50
High
$21.00
Mean
$17.75

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2026-03-17 main Truist Securities Buy → Buy $15
2026-02-02 main JP Morgan Overweight → Overweight $18
2025-12-17 init Itau BBA — → Outperform $21
2025-12-11 up Truist Securities Hold → Buy $16
2025-10-20 main UBS Neutral → Neutral $15
2025-10-14 up Goldman Sachs Neutral → Buy $19
2025-09-16 main Citigroup Buy → Buy $17
2025-08-22 main Truist Securities Hold → Hold $14
2025-08-14 up HSBC Hold → Buy $15
2025-07-30 main UBS Neutral → Neutral $10
2025-06-02 init Truist Securities — → Hold $12
2025-05-27 init Citigroup — → Buy $15
2025-05-15 main Susquehanna Positive → Positive $18
2025-03-03 main Barclays Equal-Weight → Equal-Weight $9
2025-02-28 down Morgan Stanley Overweight → Equal-Weight $10
2025-02-26 up JP Morgan Neutral → Overweight $18
2025-02-13 main Goldman Sachs Neutral → Neutral $10
2025-01-29 main Susquehanna Positive → Positive $16
2025-01-17 main Barclays Equal-Weight → Equal-Weight $10
2024-11-18 main Barclays Equal-Weight → Equal-Weight $9
News
RSS: Latest DLO news
Insider Transactions

No recent insider transactions.

Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
1,093.59
+46.60%
745.97
+14.70%
650.35
+55.24%
418.93
Operating Revenue
1,054.93
+42.57%
739.92
+16.15%
637.05
+53.34%
415.44
Cost Of Revenue
690.83
+53.08%
451.30
+20.83%
373.49
+72.31%
216.76
Reconciled Cost Of Revenue
690.83
+53.08%
451.30
+20.83%
373.49
+72.31%
216.76
Gross Profit
402.76
+36.68%
294.67
+6.43%
276.86
+36.95%
202.17
Operating Expense
180.65
+17.51%
153.73
+53.22%
100.34
+46.00%
68.72
Research And Development
30.71
+19.83%
25.62
+102.57%
12.65
+99.28%
6.35
Selling General And Administration
114.96
+15.94%
99.16
+37.06%
72.35
+43.37%
50.46
Selling And Marketing Expense
5.37
+53.55%
3.50
-7.42%
3.78
+48.95%
2.54
General And Administrative Expense
109.59
+14.56%
95.66
+39.51%
68.57
+43.07%
47.93
Salaries And Wages
85.33
+16.80%
73.06
+45.91%
50.07
+41.06%
35.50
Other Gand A
24.26
+7.35%
22.60
+22.16%
18.50
+48.82%
12.43
Other Operating Expenses
34.98
+20.84%
28.95
+88.72%
15.34
+28.79%
11.91
Total Expenses
871.48
+44.04%
605.03
+27.69%
473.83
+65.98%
285.48
Operating Income
222.10
+57.59%
140.94
-20.16%
176.52
+32.28%
133.44
Total Operating Income As Reported
219.91
+56.52%
140.50
-21.80%
179.66
+40.46%
127.91
EBITDA
255.17
+51.06%
168.91
-11.71%
191.32
+48.76%
128.61
Normalized EBITDA
247.02
+79.78%
137.40
+12.55%
122.08
-9.02%
134.18
Reconciled Depreciation
26.26
+50.96%
17.39
+42.29%
12.22
+50.06%
8.15
EBIT
228.91
+51.07%
151.52
-15.40%
179.09
+48.67%
120.46
Total Unusual Items
8.15
-74.13%
31.51
-54.49%
69.24
+1343.07%
-5.57
Total Unusual Items Excluding Goodwill
8.15
-74.13%
31.51
-54.49%
69.24
+1343.07%
-5.57
Special Income Charges
-6.39
+9.89%
-7.09
+24.53%
-9.40
-69.88%
-5.53
Other Special Charges
4.20
-36.83%
6.66
-46.92%
12.54
+1108.97%
1.04
Write Off
2.19
+397.50%
0.44
+114.03%
-3.14
-156.67%
5.53
Net Income
196.80
+63.43%
120.42
-19.16%
148.96
+37.06%
108.68
Pretax Income
228.65
+51.41%
151.02
-15.40%
178.51
+48.41%
120.28
Net Non Operating Interest Income Expense
-1.60
+92.53%
-21.43
+68.12%
-67.25
-926.03%
-6.55
Interest Expense Non Operating
0.25
-49.30%
0.50
-13.32%
0.58
+226.55%
0.18
Net Interest Income
-1.60
+92.53%
-21.43
+68.12%
-67.25
-926.03%
-6.55
Interest Expense
0.25
-49.30%
0.50
-13.32%
0.58
+226.55%
0.18
Interest Income Non Operating
26.25
-7.12%
28.27
-43.00%
49.59
+173.76%
18.11
Interest Income
26.25
-7.12%
28.27
-43.00%
49.59
+173.76%
18.11
Other Income Expense
8.15
-74.13%
31.51
-54.49%
69.24
+1147.96%
-6.61
Other Non Operating Income Expenses
—
-6.66
+46.92%
-12.54
-1108.97%
-1.04
Gain On Sale Of Security
14.54
-62.33%
38.61
-50.90%
78.64
+218544.44%
-0.04
Tax Provision
31.75
+3.93%
30.55
+3.81%
29.43
+154.00%
11.59
Tax Rate For Calcs
0.00
-31.19%
0.00
+22.54%
0.00
+71.72%
0.00
Tax Effect Of Unusual Items
1.13
-82.20%
6.37
-44.23%
11.41
+2234.58%
-0.53
Net Income Including Noncontrolling Interests
196.90
+63.45%
120.47
-19.19%
149.09
+37.16%
108.70
Net Income From Continuing Operation Net Minority Interest
196.80
+63.43%
120.42
-19.16%
148.96
+37.06%
108.68
Net Income From Continuing And Discontinued Operation
196.80
+63.43%
120.42
-19.16%
148.96
+37.06%
108.68
Net Income Continuous Operations
196.90
+63.45%
120.47
-19.19%
149.09
+37.16%
108.70
Minority Interests
-0.10
-90.57%
-0.05
+56.56%
-0.12
-771.43%
-0.01
Normalized Income
189.78
+99.21%
95.27
+4.53%
91.14
-19.86%
113.72
Net Income Common Stockholders
196.80
+63.43%
120.42
-19.16%
148.96
+37.06%
108.68
Diluted EPS
—
0.39
-20.41%
0.49
+40.00%
0.35
Basic EPS
—
0.42
-17.65%
0.51
+37.84%
0.37
Basic Average Shares
—
290.01
-0.67%
291.98
-1.23%
295.62
Diluted Average Shares
—
305.14
+0.72%
302.96
-3.25%
313.14
Diluted NI Availto Com Stockholders
196.80
+63.43%
120.42
-19.16%
148.96
+37.06%
108.68
Depreciation Amortization Depletion Income Statement
—
—
3.52
+4.80%
3.35
Depreciation And Amortization In Income Statement
—
—
3.52
+4.80%
3.35
Total Other Finance Cost
27.60
-43.90%
49.20
-57.68%
116.26
+374.69%
24.49
Line Item Trend 2024-12-31 2023-12-31 2022-12-31
Total Assets
1,171.33
+8.01%
1,084.45
+31.24%
826.30
Current Assets
1,072.88
+5.60%
1,016.03
+32.33%
767.83
Cash Cash Equivalents And Short Term Investments
329.97
+1.38%
325.49
+30.65%
249.13
Cash And Cash Equivalents
189.03
-15.16%
222.81
-10.10%
247.83
Cash Financial
189.03
-15.16%
222.81
-10.10%
247.83
Other Short Term Investments
140.94
+37.26%
102.68
+7828.73%
1.29
Receivables
457.16
+43.10%
319.46
+46.11%
218.64
Accounts Receivable
457.16
+43.10%
319.46
+46.11%
218.64
Gross Accounts Receivable
457.31
+42.95%
319.92
+46.13%
218.92
Allowance For Doubtful Accounts Receivable
-0.15
+67.76%
-0.46
-63.93%
-0.28
Prepaid Assets
39.55
-9.94%
43.91
+26.67%
34.67
Restricted Cash
243.11
-25.19%
324.99
+23.07%
264.07
Hedging Assets Current
2.87
+40.88%
2.04
+69.15%
1.21
Other Current Assets
0.22
+49.66%
0.15
+31.25%
0.11
Total Non Current Assets
98.45
+43.88%
68.42
+17.01%
58.47
Net PPE
7.02
+6.30%
6.61
-0.93%
6.67
Gross PPE
10.38
+19.05%
8.72
+9.00%
8.00
Accumulated Depreciation
-3.36
-58.87%
-2.12
-58.66%
-1.33
Properties
0.00
0.00
0.00
Buildings And Improvements
4.90
-0.89%
4.95
-4.72%
5.19
Machinery Furniture Equipment
5.48
+45.17%
3.77
+34.34%
2.81
Construction In Progress
—
—
—
Leases
—
—
3.93
Goodwill And Other Intangible Assets
63.32
+9.38%
57.89
+12.53%
51.44
Other Intangible Assets
63.32
+9.38%
57.89
+12.53%
51.44
Investments And Advances
4.70
+174.56%
1.71
0.00
Non Current Accounts Receivable
18.04
—
—
Non Current Deferred Assets
5.37
+142.08%
2.22
+512.43%
0.36
Non Current Deferred Taxes Assets
5.37
+142.08%
2.22
+512.43%
0.36
Non Current Prepaid Assets
—
—
—
Total Liabilities Net Minority Interest
682.34
+8.43%
629.31
+47.49%
426.68
Current Liabilities
677.62
+8.38%
625.23
+48.06%
422.27
Payables And Accrued Expenses
619.30
-0.64%
623.29
+48.56%
419.57
Payables
609.41
-0.60%
613.10
+48.18%
413.77
Accounts Payable
562.75
-1.69%
572.39
+44.86%
395.13
Other Payable
25.14
+26.30%
19.91
+186.89%
6.94
Current Accrued Expenses
9.89
-2.91%
10.19
+75.69%
5.80
Total Tax Payable
21.52
+3.44%
20.80
+77.85%
11.70
Income Tax Payable
19.68
-2.95%
20.28
+235.37%
6.05
Current Debt And Capital Lease Obligation
51.59
+8141.53%
0.63
-8.75%
0.69
Current Debt
50.45
—
—
Current Capital Lease Obligation
1.14
+81.63%
0.63
-8.75%
0.69
Other Current Liabilities
6.23
+556.86%
0.95
+74.26%
0.54
Total Non Current Liabilities Net Minority Interest
4.72
+15.60%
4.08
-7.37%
4.41
Long Term Debt And Capital Lease Obligation
2.86
-14.05%
3.33
-1.83%
3.39
Long Term Capital Lease Obligation
2.86
-14.05%
3.33
-1.83%
3.39
Non Current Deferred Liabilities
1.86
+146.75%
0.75
-25.89%
1.02
Non Current Deferred Taxes Liabilities
1.86
+146.75%
0.75
-25.89%
1.02
Stockholders Equity
488.89
+7.44%
455.03
+13.86%
399.63
Common Stock Equity
488.89
+7.44%
455.03
+13.86%
399.63
Capital Stock
0.57
-3.55%
0.59
-0.17%
0.59
Common Stock
0.57
-3.55%
0.59
-0.17%
0.59
Share Issued
304.23
+2.78%
295.99
-0.06%
296.16
Ordinary Shares Number
285.48
-1.16%
288.82
-2.44%
296.03
Treasury Shares Number
18.75
+161.53%
7.17
+5214.11%
0.13
Additional Paid In Capital
186.77
+7.96%
173.00
+5.29%
164.31
Retained Earnings
490.02
+32.58%
369.61
+68.01%
219.99
Gains Losses Not Affecting Retained Earnings
12.50
+6.26%
11.77
-20.15%
14.74
Treasury Stock
200.98
+101.11%
99.94
—
Minority Interest
0.10
-8.26%
0.11
+1311.11%
-0.01
Other Equity Adjustments
12.50
+6.26%
11.77
-20.15%
14.74
Total Equity Gross Minority Interest
488.99
+7.44%
455.14
+13.89%
399.62
Total Capitalization
488.89
+7.44%
455.03
+13.86%
399.63
Working Capital
395.26
+1.14%
390.80
+13.09%
345.56
Invested Capital
539.34
+18.53%
455.03
+13.86%
399.63
Total Debt
54.45
+1276.17%
3.96
-2.99%
4.08
Capital Lease Obligations
4.00
+1.09%
3.96
-2.99%
4.08
Net Tangible Assets
425.57
+7.16%
397.14
+14.06%
348.19
Tangible Book Value
425.57
+7.16%
397.14
+14.06%
348.19
Current Provisions
0.50
+38.12%
0.36
-75.42%
1.47
Financial Assets Designatedas Fair Value Through Profitor Loss Total
4.70
+174.56%
1.71
0.00
Investmentin Financial Assets
4.70
+174.56%
1.71
0.00
Line Of Credit
50.45
0.00
0.00
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
415.46
+1367.26%
-32.78
-111.17%
293.45
+90.00%
154.45
Cash Flow From Continuing Operating Activities
415.46
+1367.26%
-32.78
-111.17%
293.45
+90.00%
154.45
Net Income From Continuing Operations
228.65
+51.41%
151.02
-15.40%
178.51
+48.41%
120.28
Depreciation Amortization Depletion
26.26
+50.96%
17.39
+42.29%
12.22
+50.06%
8.15
Depreciation
2.40
+27.55%
1.88
+33.71%
1.41
+12.18%
1.26
Amortization Cash Flow
23.86
+53.81%
15.51
+43.41%
10.82
+56.96%
6.89
Depreciation And Amortization
26.26
+50.96%
17.39
+42.29%
12.22
+50.06%
8.15
Amortization Of Intangibles
23.86
+53.81%
15.51
+43.41%
10.82
+56.96%
6.89
Other Non Cash Items
-5.90
+65.04%
-16.87
-166.41%
-6.33
-278.14%
3.56
Stock Based Compensation
24.14
+1.50%
23.78
+99.46%
11.92
+37.29%
8.68
Asset Impairment Charge
2.19
+397.50%
0.44
+38.36%
0.32
+857.14%
-0.04
Operating Gains Losses
18.59
-24.99%
24.79
-70.00%
82.62
+4301.70%
1.88
Gain Loss On Investment Securities
—
—
—
17.07
Unrealized Gain Loss On Investment Securities
-14.54
+61.13%
-37.42
+52.42%
-78.64
-218544.44%
0.04
Net Foreign Currency Exchange Gain Loss
18.59
-24.99%
24.79
-70.00%
82.62
+4301.70%
1.88
Change In Working Capital
163.11
+197.54%
-167.22
-260.32%
104.30
+401.96%
20.78
Change In Receivables
-90.15
+44.57%
-162.65
-31.97%
-123.25
-149.29%
-49.44
Change In Payables And Accrued Expense
251.08
+2575.85%
-10.14
-105.52%
183.65
+45.22%
126.47
Change In Payable
251.08
+2575.85%
-10.14
-105.52%
183.65
+45.22%
126.47
Change In Account Payable
256.65
+3789.08%
-6.96
-103.57%
194.62
+48.89%
130.71
Change In Other Working Capital
-0.07
-148.55%
0.14
+112.42%
-1.11
-368.78%
-0.24
Change In Other Current Assets
2.25
-58.54%
5.43
-87.94%
45.01
+180.35%
-56.02
Investing Cash Flow
5.31
+129.92%
-17.75
+79.03%
-84.67
-2066.71%
4.30
Cash Flow From Continuing Investing Activities
5.31
+129.92%
-17.75
+79.03%
-84.67
-2066.71%
4.30
Net PPE Purchase And Sale
-2.28
-33.84%
-1.71
-76.68%
-0.96
+2.23%
-0.99
Purchase Of PPE
-2.28
-33.84%
-1.71
-76.68%
-0.96
+2.23%
-0.99
Capital Expenditure
-36.78
-62.43%
-22.65
-24.26%
-18.23
-47.55%
-12.35
Net Investment Purchase And Sale
15.84
+167.79%
-23.37
+79.86%
-116.03
-35383.18%
-0.33
Purchase Of Investment
-296.04
-125.18%
-131.47
-11.87%
-117.52
-35837.92%
-0.33
Sale Of Investment
311.88
+188.52%
108.10
+7169.47%
1.49
—
Net Intangibles Purchase And Sale
-34.50
-64.76%
-20.94
-21.33%
-17.26
-51.87%
-11.37
Purchase Of Intangibles
-34.50
-64.76%
-20.94
-21.33%
-17.26
-51.87%
-11.37
Net Other Investing Changes
—
—
—
-0.67
Financing Cash Flow
-121.07
-76.52%
-68.59
+48.77%
-133.87
-389.89%
-27.33
Cash Flow From Continuing Financing Activities
-121.07
-76.52%
-68.59
+48.77%
-133.87
-389.89%
-27.33
Net Issuance Payments Of Debt
51.20
+2.64%
49.88
+4621.85%
-1.10
+80.20%
-5.57
Issuance Of Debt
51.80
+2.71%
50.43
0.00
-100.00%
14.78
Repayment Of Debt
-0.60
-8.88%
-0.55
+49.95%
-1.10
+94.58%
-20.35
Long Term Debt Issuance
—
—
—
14.78
Long Term Debt Payments
-0.60
-8.88%
-0.55
+49.95%
-1.10
-185.75%
-0.39
Net Long Term Debt Issuance
-0.60
-8.88%
-0.55
+49.95%
-1.10
-185.75%
-0.39
Short Term Debt Issuance
51.80
+2.71%
50.43
0.00
-100.00%
14.78
Short Term Debt Payments
—
0.00
0.00
+100.00%
-19.97
Net Short Term Debt Issuance
51.80
+2.71%
50.43
0.00
+100.00%
-5.18
Net Common Stock Issuance
0.00
+100.00%
-101.07
-3.20%
-97.93
-4745.57%
-2.02
Common Stock Payments
0.00
+100.00%
-101.07
-3.20%
-97.93
-4745.57%
-2.02
Common Stock Dividend Paid
—
—
—
—
Cash Dividends Paid
-149.98
0.00
0.00
0.00
Repurchase Of Capital Stock
0.00
+100.00%
-101.07
-3.20%
-97.93
-4745.57%
-2.02
Proceeds From Stock Option Exercised
4.37
+135.89%
1.85
+1111.11%
0.15
-96.12%
3.94
Net Other Financing Charges
-10.54
+36.00%
-16.47
+52.15%
-34.41
-57.16%
-21.90
Changes In Cash
299.69
+351.58%
-119.12
-259.01%
74.92
-43.00%
131.43
Effect Of Exchange Rate Changes
-4.97
-161.09%
8.13
+218.81%
-6.85
-1569.31%
0.47
Beginning Cash Position
425.17
-20.70%
536.16
+14.54%
468.09
+39.23%
336.20
End Cash Position
719.90
+69.32%
425.17
-20.70%
536.16
+14.54%
468.09
Free Cash Flow
378.67
+783.14%
-55.43
-120.14%
275.23
+93.69%
142.10
Change In Income Tax Payable
-5.57
-75.03%
-3.18
+70.97%
-10.97
-158.35%
-4.25
Change In Tax Payable
-5.57
-75.03%
-3.18
+70.97%
-10.97
-158.35%
-4.25
Common Stock Issuance
—
—
0.00
0.00
Interest Paid CFF
-16.12
-479.37%
-2.78
-381.31%
-0.58
+67.47%
-1.78
Interest Received CFI
26.25
-7.12%
28.27
-43.00%
49.59
+180.97%
17.65
Issuance Of Capital Stock
—
—
0.00
0.00
Taxes Refund Paid
-27.04
+5.78%
-28.70
-150.07%
-11.47
-29.40%
-8.87
SEC Filings

No SEC filings found for this symbol (may be non-US or ticker not in SEC index).

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