Symbols / EARN Stock $4.66 +1.53% Ellington Credit Company

Financial Services • Asset Management • United States • NYQ
EARN (Stock) Chart
O: — H: — L: — C: — V: —
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Stock Fundamentals
Scroll to Statements
Index EQUITY
Sector Financial Services
Industry Asset Management
CEO Mr. Laurence Eric Penn
Exch · Country NYQ · United States
Market Cap 175.07M
Enterprise Value —
Income -5.25M
Sales 35.89M
FCF (ttm) —
Book/sh 5.99
Cash/sh —
Employees —
Insider 10d —
IPO May 01, 2013
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout 0.00%
P/E 16.64
Forward P/E 4.24
PEG —
P/S 4.88
P/B 0.78
P/C —
EV/EBITDA —
EV/Sales —
Quick Ratio 0.05
Current Ratio 0.05
Debt/Eq —
LT Debt/Eq —
EPS (ttm) 0.28
EPS next Y 1.10
EPS Growth —
Revenue Growth -61.00%
EPS Gr Q/Q —
Rev Gr Q/Q —
Earnings (next) 2026-03-04
Earnings (prior) 2026-03-04
ROA -0.60%
ROE -2.82%
ROIC —
Gross Margin 100.00%
Oper. Margin 68.38%
Profit Margin -14.61%
Shs Outstand 37.57M
Shs Float 37.05M
Insider Own 1.40%
Instit Own 10.29%
Short Float 2.50%
Short Ratio 2.31
Short Interest 924.75K
52W High 6.08
vs 52W High -23.36%
52W Low 4.27
vs 52W Low 9.13%
Beta 1.29
Impl. Vol. 48.83%
Rel Volume 0.86
Avg Volume 501.11K
Volume 429.02K
Target (mean) $5.50
Tgt Median $5.50
Tgt Low $5.50
Tgt High $5.50
# Analysts 1
Recom None
Prev Close $4.59
Price $4.66
Change 1.53%
About

Ellington Credit Company, a closed-end management investment company, focuses on generating current yields and risk-adjusted total returns by investing primarily in collateralized loan obligations. It invests in mezzanine debt and equity tranches. The company was formerly known as Ellington Residential Mortgage REIT and changed its name to Ellington Credit Company in April 2024. Ellington Credit Company was incorporated in 2012 and is headquartered in Old Greenwich, Connecticut.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$5.50
Mean price target
2. Current target
$4.66
Latest analyst target
3. DCF / Fair value
$4.20
Fallback: EPS × 15 (assumed fair P/E). No FCF data; use with …
Ratings
Current target
$4.66
Low
$5.50
High
$5.50
Mean
$5.50

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2026-03-06 main Piper Sandler Overweight → Overweight $6
2025-10-14 main UBS Neutral → Neutral $5
2025-07-16 main UBS Neutral → Neutral $6
2025-06-10 main UBS Neutral → Neutral $6
2025-04-17 main UBS Neutral → Neutral $5
2025-04-08 main Piper Sandler Overweight → Overweight $7
2024-04-19 reit JMP Securities — → Market Perform —
2024-04-18 reit JMP Securities — → Market Perform —
2023-12-06 init UBS — → Neutral $6
2022-12-19 init JonesTrading — → Hold —
2022-10-03 main Piper Sandler — → Overweight $8
2022-06-28 main Piper Sandler — → Overweight $9
2022-05-16 main Credit Suisse — → Neutral $9
2022-04-01 down JMP Securities Market Outperform → Market Perform —
2022-03-10 main Credit Suisse — → Neutral $10
2022-03-09 main Piper Sandler — → Overweight $12
2021-11-08 down BTIG Buy → Neutral —
2021-10-12 init Piper Sandler — → Overweight $13
2020-11-24 init BTIG — → Buy $13
2019-07-29 up JMP Securities Market Perform → Market Outperform $13
News
RSS: Latest EARN news
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2025-10-01 BORENSTEIN GREGORY MORRIS Officer — 3,000 $5.29 $15,870
2025-09-11 SIMON RONALD I Director — 10,536 $5.68 $59,843
2025-09-05 BORENSTEIN GREGORY MORRIS Officer — 4,000 $5.62 $22,480
2025-04-09 BORENSTEIN GREGORY MORRIS Officer — 8,000 $4.73 $37,874
2024-12-20 SMERNOFF CHRISTOPHER Chief Financial Officer — 7,995 $0.00 $0
2024-12-20 HERLIHY JOHN Chief Operating Officer — 24,346 $0.00 $0
2024-09-11 SIMON RONALD I Director — 14,472 $0.00 $0
2024-09-11 ALLARDICE ROBERT B. III Director — 14,472 $0.00 $0
2024-09-11 MILLER DAVID J Director — 14,472 $0.00 $0
2024-09-11 MCBRIDE MARY E. Director — 14,472 $0.00 $0
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total Revenue
15.88
+57.32%
10.09
+140.26%
-25.07
-4400.90%
-0.56
Operating Revenue
15.88
+57.32%
10.09
+140.26%
-25.07
-4400.90%
-0.56
Selling General And Administration
1.93
+72.34%
1.12
+0.54%
1.11
+1.18%
1.10
General And Administrative Expense
1.93
+72.34%
1.12
+0.54%
1.11
+1.18%
1.10
Salaries And Wages
1.55
+111.56%
0.73
+3.52%
0.71
-1.53%
0.72
Other Gand A
—
—
—
2.40
Net Income
6.59
+44.46%
4.56
+115.10%
-30.20
-378.65%
-6.31
Pretax Income
7.10
+55.65%
4.56
+115.10%
-30.20
-378.65%
-6.31
Net Interest Income
15.07
+656.67%
-2.71
-113.41%
20.19
-21.27%
25.64
Interest Expense
34.79
-23.12%
45.26
+205.37%
14.82
+444.25%
2.72
Interest Income
49.86
+17.19%
42.55
+21.55%
35.01
+23.42%
28.36
Gain On Sale Of Security
1.48
-88.47%
12.80
+128.29%
-45.26
-72.75%
-26.20
Tax Provision
0.51
0.00
—
—
Tax Rate For Calcs
0.00
0.00
0.00
0.00
Tax Effect Of Unusual Items
0.00
0.00
0.00
0.00
Net Income Including Noncontrolling Interests
6.59
+44.46%
4.56
+115.10%
-30.20
-378.65%
-6.31
Net Income From Continuing Operation Net Minority Interest
6.59
+44.46%
4.56
+115.10%
-30.20
-378.65%
-6.31
Net Income From Continuing And Discontinued Operation
6.59
+44.46%
4.56
+115.10%
-30.20
-378.65%
-6.31
Net Income Continuous Operations
6.59
+44.46%
4.56
+115.10%
-30.20
-378.65%
-6.31
Normalized Income
6.59
+44.46%
4.56
+115.10%
-30.20
-378.65%
-6.31
Net Income Common Stockholders
6.59
+44.46%
4.56
+115.10%
-30.20
-378.65%
-6.31
Diluted EPS
—
0.31
+113.54%
-2.29
-358.00%
-0.50
Basic EPS
—
0.31
+113.54%
-2.29
-358.00%
-0.50
Basic Average Shares
—
14.88
+13.01%
13.16
+3.78%
12.68
Diluted Average Shares
—
14.88
+13.01%
13.16
+3.78%
12.68
Diluted NI Availto Com Stockholders
6.59
+44.46%
4.56
+115.10%
-30.20
-378.65%
-6.31
Insurance And Claims
0.37
-3.14%
0.38
-4.74%
0.40
+6.37%
0.38
Other Non Interest Expense
4.75
+44.61%
3.29
+2.91%
3.19
-14.07%
3.72
Professional Expense And Contract Services Expense
2.11
+86.13%
1.13
+37.38%
0.82
-12.15%
0.94
Line Item Trend 2023-12-31
Total Assets
945.69
Cash And Cash Equivalents
38.53
Receivables
58.90
Accounts Receivable
4.52
Other Receivables
54.38
Investments And Advances
773.55
Total Liabilities Net Minority Interest
809.45
Payables And Accrued Expenses
71.43
Payables
71.43
Accounts Payable
57.29
Other Payable
12.14
Dividends Payable
1.49
Current Accrued Expenses
1.15
Stockholders Equity
136.24
Common Stock Equity
136.24
Capital Stock
0.19
Common Stock
0.19
Preferred Stock
0.00
Share Issued
18.60
Ordinary Shares Number
18.60
Treasury Shares Number
0.00
Additional Paid In Capital
274.70
Retained Earnings
-138.65
Total Equity Gross Minority Interest
136.24
Net Tangible Assets
136.24
Tangible Book Value
136.24
Available For Sale Securities
773.55
Cash Cash Equivalents And Federal Funds Sold
38.53
Derivative Product Liabilities
7.33
Preferred Stock Equity
—
Line Item Trend 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Operating Cash Flow
9.11
+190.92%
-10.02
-144.71%
22.42
-19.59%
27.88
Cash Flow From Continuing Operating Activities
9.11
+190.92%
-10.02
-144.71%
22.42
-19.59%
27.88
Net Income From Continuing Operations
6.59
+44.46%
4.56
+115.10%
-30.20
-378.65%
-6.31
Stock Based Compensation
0.44
+73.33%
0.26
-18.27%
0.31
+15.13%
0.27
Operating Gains Losses
-1.09
-102.24%
48.47
+243.21%
-33.85
-242.17%
-9.89
Gain Loss On Investment Securities
18.07
-68.90%
58.10
-21.14%
73.68
+2029.86%
-3.82
Unrealized Gain Loss On Investment Securities
0.36
+100.59%
-61.27
-177.46%
79.10
+119.18%
36.09
Net Foreign Currency Exchange Gain Loss
0.75
0.00
—
—
Change In Working Capital
-1.06
+63.98%
-2.95
-161.97%
4.76
+2327.04%
0.20
Change In Receivables
-0.49
+59.28%
-1.20
-201.53%
1.18
+402.05%
-0.39
Changes In Account Receivables
-0.49
+59.28%
-1.20
-201.53%
1.18
+402.05%
-0.39
Change In Payables And Accrued Expense
-0.36
+79.34%
-1.75
-148.86%
3.59
+491.75%
0.61
Change In Accrued Expense
0.36
+730.23%
0.04
+164.18%
-0.07
-128.39%
0.24
Change In Payable
-0.72
+59.94%
-1.79
-149.14%
3.65
+887.30%
0.37
Change In Account Payable
-0.94
+50.40%
-1.89
-149.46%
3.81
+818.31%
0.41
Change In Other Current Assets
-0.21
0.00
+100.00%
-0.01
+65.00%
-0.02
Investing Cash Flow
116.45
+35.84%
85.72
-22.46%
110.55
+825.80%
-15.23
Cash Flow From Continuing Investing Activities
116.45
+35.84%
85.72
-22.46%
110.55
+825.80%
-15.23
Net Investment Purchase And Sale
154.65
+88.86%
81.89
+254.32%
-53.06
-153.13%
99.87
Purchase Of Investment
-1,628.35
+30.39%
-2,339.14
+19.81%
-2,917.02
-26.18%
-2,311.84
Sale Of Investment
1,783.00
-26.35%
2,421.03
-15.47%
2,863.96
+18.75%
2,411.70
Net Other Investing Changes
-15.20
-555.50%
3.34
-92.84%
46.60
+1836.10%
2.41
Financing Cash Flow
-132.25
-83.73%
-71.98
+56.94%
-167.18
-9255.12%
-1.79
Cash Flow From Continuing Financing Activities
-132.25
-83.73%
-71.98
+56.94%
-167.18
-9255.12%
-1.79
Net Common Stock Issuance
74.06
+119.09%
33.80
+1725.32%
1.85
-80.06%
9.29
Common Stock Payments
0.00
0.00
+100.00%
-0.26
0.00
Common Stock Dividend Paid
-22.21
-57.31%
-14.12
-1.33%
-13.94
+19.31%
-17.27
Cash Dividends Paid
-22.21
-57.31%
-14.12
-1.33%
-13.94
+19.31%
-17.27
Repurchase Of Capital Stock
0.00
0.00
+100.00%
-0.26
0.00
Net Other Financing Charges
-17.91
-184.28%
21.25
-68.43%
67.29
+255.07%
-43.39
Changes In Cash
-6.69
-280.06%
3.72
+110.86%
-34.21
-414.97%
10.86
Beginning Cash Position
38.53
+10.68%
34.82
-49.56%
69.03
+18.67%
58.17
End Cash Position
31.84
-17.37%
38.53
+10.68%
34.82
-49.56%
69.03
Free Cash Flow
9.11
+190.92%
-10.02
-144.71%
22.42
-19.59%
27.88
Interest Paid Supplemental Data
35.73
-24.21%
47.14
+328.20%
11.01
+376.99%
2.31
Income Tax Paid Supplemental Data
0.83
0.00
—
—
Common Stock Issuance
74.06
+119.09%
33.80
+1499.10%
2.11
-77.24%
9.29
Issuance Of Capital Stock
74.06
+119.09%
33.80
+1499.10%
2.11
-77.24%
9.29
Net Preferred Stock Issuance
0.00
0.00
—
—
Preferred Stock Issuance
0.00
0.00
—
—
Preferred Stock Payments
0.00
0.00
—
—
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

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