Symbols / EFX Stock $170.02 -1.29% Equifax Inc.

Industrials • Consulting Services • United States • NYQ
EFX (Stock) Chart
O: — H: — L: — C: — V: —
SMA 20: — SMA 50: — SMA 200: —
Stock Fundamentals
Scroll to Statements
Index EQUITY
Sector Industrials
Industry Consulting Services
CEO Mr. Mark W. Begor
Exch · Country NYQ · United States
Market Cap 20.51B
Enterprise Value 25.51B
Income 698.70M
Sales 6.28B
FCF (ttm) 1.02B
Book/sh 38.06
Cash/sh 1.54
Employees 15,000
Insider 10d —
IPO Mar 17, 1980
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout 36.27%
P/E 29.93
Forward P/E 16.51
PEG 1.68
P/S 3.27
P/B 4.47
P/C —
EV/EBITDA 13.23
EV/Sales 4.06
Quick Ratio 0.51
Current Ratio 0.61
Debt/Eq 113.35
LT Debt/Eq —
EPS (ttm) 5.68
EPS next Y 10.30
EPS Growth 34.00%
Revenue Growth 14.30%
EPS Gr Q/Q 28.90%
Rev Gr Q/Q —
Earnings (next) 2026-07-21
Earnings (prior) 2026-04-21
ROA 6.27%
ROE 14.37%
ROIC —
Gross Margin 56.12%
Oper. Margin 17.45%
Profit Margin 11.12%
Shs Outstand 119.07M
Shs Float 118.56M
Insider Own 0.64%
Instit Own 103.63%
Short Float 5.32%
Short Ratio 3.20
Short Interest 5.47M
52W High 281.03
vs 52W High -39.50%
52W Low 166.02
vs 52W Low 2.41%
Beta 1.35
Impl. Vol. 43.66%
Rel Volume 0.69
Avg Volume 1.73M
Volume 1.19M
Target (mean) $228.48
Tgt Median $226.00
Tgt Low $195.00
Tgt High $270.00
# Analysts 21
Recom Buy
Prev Close $172.24
Price $170.02
Change -1.29%
About

Equifax Inc. operates as a data, analytics, and technology company. The company operates through three segments: Workforce Solutions, U.S. Information Solutions (USIS), and International. The Workforce Solutions segment offers services that enables customers to verify income, employment, educational history, criminal justice data, healthcare professional licensure, and sanctions of people in the United States; and employer customers with services that that assist them in complying with and automating certain payroll-related and human resource management processes throughout the entire cycle of the employment relationship. The U.S. Information Solutions segment provides consumer and commercial information services, such as credit information and credit scoring, credit modeling and portfolio analytics, locate, fraud detection and prevention, identity verification, and other consulting services; mortgage services; financial marketing services; identity management services; and credit monitoring products. The International segment offers information service products, which include consumer and commercial services comprising credit and financial information, and credit scoring and modeling; and credit and other marketing products and services, as well as information, technology, and services to support debt collections and recovery management. The company also provides information solutions for businesses, governments and consumers; and human resources business process automation and outsourcing services for employers. It operates in Argentina, Australia, Brazil, Canada, Chile, Costa Rica, Dominican Republic, Ecuador, El Salvador, Honduras, India, Ireland, Mexico, New Zealand, Paraguay, Peru, Portugal, Spain, the United Kingdom, Uruguay, and the United States. The company was founded in 1899 and is headquartered in Atlanta, Georgia.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$228.48
Mean price target
2. Current target
$170.02
Latest analyst target
3. DCF / Fair value
$154.90
Simplified: (Free Cash Flow ÷ Shares) × 18 (P/FCF multiple). Not a …
Ratings
Current target
$170.02
Low
$195.00
High
$270.00
Mean
$228.48

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2026-04-27 reit Needham Buy → Buy $265
2026-04-23 main UBS Buy → Buy $220
2026-04-22 main Wells Fargo Overweight → Overweight $230
2026-04-22 main Baird Outperform → Outperform $245
2026-04-22 reit Needham Buy → Buy $265
2026-04-16 init Mizuho — → Outperform $222
2026-04-13 main UBS Buy → Buy $220
2026-02-09 main Goldman Sachs Neutral → Neutral $208
2026-02-05 main JP Morgan Overweight → Overweight $230
2026-02-05 main Stifel Buy → Buy $235
2026-02-05 main Barclays Equal-Weight → Equal-Weight $215
2026-02-05 main RBC Capital Outperform → Outperform $222
2026-02-05 main Wells Fargo Overweight → Overweight $240
2026-02-05 main Morgan Stanley Overweight → Overweight $244
2026-02-05 main Needham Buy → Buy $265
2026-01-14 main Wells Fargo Overweight → Overweight $265
2026-01-12 main Oppenheimer Outperform → Outperform $266
2025-12-17 main Morgan Stanley Overweight → Overweight $280
2025-12-08 main BMO Capital Market Perform → Market Perform $234
2025-10-22 main Stifel Buy → Buy $253
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2026-04-24 BEGOR MARK W. Chief Executive Officer — 37,791 $171.57 $6,515,210
2026-04-24 BEGOR MARK W. Chief Executive Officer — 37,791 $112.46 $4,249,976
2026-03-02 SMITH DAVID JOHN Officer — 22,958 $0.00 $0
2026-02-25 BEGOR MARK W. Chief Executive Officer — 40,955 $0.00 $0
2026-02-25 GAMBLE JOHN W JR Chief Operating Officer — 17,963 $0.00 $0
2026-02-25 REMON PATRICIO Officer — 5,389 $0.00 $0
2026-02-25 WALKER KATHRYN Q Officer — 1,497 $0.00 $0
2026-02-25 CHANEY CARLA Officer — 7,635 $0.00 $0
2026-02-25 BORTON CHAD M Officer — 16,466 $0.00 $0
2026-02-25 FARSHCHI JAMIL Chief Technology Officer — 14,221 $0.00 $0
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
6,074.50
+6.92%
5,681.10
+7.90%
5,265.20
+2.79%
5,122.20
Operating Revenue
6,074.50
+6.92%
5,681.10
+7.90%
5,265.20
+2.79%
5,122.20
Cost Of Revenue
2,645.60
+5.04%
2,518.70
+7.86%
2,335.10
+7.25%
2,177.20
Reconciled Cost Of Revenue
2,638.20
+5.20%
2,507.90
+7.82%
2,326.10
+7.26%
2,168.70
Gross Profit
3,428.90
+8.43%
3,162.40
+7.93%
2,930.10
-0.51%
2,945.00
Operating Expense
2,333.70
+10.06%
2,120.30
+6.20%
1,996.50
+5.69%
1,889.00
Selling General And Administration
1,614.20
+11.29%
1,450.50
+4.68%
1,385.70
+4.27%
1,328.90
Total Expenses
4,979.30
+7.34%
4,639.00
+7.10%
4,331.60
+6.53%
4,066.20
Operating Income
1,095.20
+5.10%
1,042.10
+11.62%
933.60
-11.59%
1,056.00
Total Operating Income As Reported
1,095.20
+5.10%
1,042.10
+11.62%
933.60
-11.59%
1,056.00
EBITDA
1,834.10
+6.62%
1,720.20
+8.94%
1,579.10
-6.08%
1,681.30
Normalized EBITDA
1,834.10
+6.62%
1,720.20
+8.94%
1,579.10
-6.08%
1,681.30
Reconciled Depreciation
726.90
+6.80%
680.60
+9.81%
619.80
+9.00%
568.60
EBIT
1,107.20
+6.50%
1,039.60
+8.37%
959.30
-13.79%
1,112.70
Net Income
660.30
+9.30%
604.10
+10.78%
545.30
-21.67%
696.20
Pretax Income
894.90
+10.41%
810.50
+12.90%
717.90
-22.78%
929.70
Net Non Operating Interest Income Expense
-212.30
+7.33%
-229.10
+5.10%
-241.40
-31.91%
-183.00
Interest Expense Non Operating
212.30
-7.33%
229.10
-5.10%
241.40
+31.91%
183.00
Net Interest Income
-212.30
+7.33%
-229.10
+5.10%
-241.40
-31.91%
-183.00
Interest Expense
212.30
-7.33%
229.10
-5.10%
241.40
+31.91%
183.00
Other Income Expense
12.00
+580.00%
-2.50
-109.73%
25.70
-54.67%
56.70
Other Non Operating Income Expenses
12.00
+580.00%
-2.50
-109.73%
25.70
-54.67%
56.70
Tax Provision
230.60
+13.48%
203.20
+22.26%
166.20
-27.58%
229.50
Tax Rate For Calcs
0.00
+2.79%
0.00
+8.19%
0.00
-6.07%
0.00
Tax Effect Of Unusual Items
0.00
0.00
0.00
0.00
Net Income Including Noncontrolling Interests
664.30
+9.39%
607.30
+10.08%
551.70
-21.21%
700.20
Net Income From Continuing Operation Net Minority Interest
660.30
+9.30%
604.10
+10.78%
545.30
-21.67%
696.20
Net Income From Continuing And Discontinued Operation
660.30
+9.30%
604.10
+10.78%
545.30
-21.67%
696.20
Net Income Continuous Operations
664.30
+9.39%
607.30
+10.08%
551.70
-21.21%
700.20
Minority Interests
-4.00
-25.00%
-3.20
+50.00%
-6.40
-60.00%
-4.00
Normalized Income
660.30
+9.30%
604.10
+10.78%
545.30
-21.67%
696.20
Net Income Common Stockholders
660.30
+9.30%
604.10
+10.78%
545.30
-21.67%
696.20
Diluted EPS
5.32
+9.92%
4.84
+10.00%
4.40
-22.12%
5.65
Basic EPS
5.36
+9.84%
4.88
+9.91%
4.44
-21.97%
5.69
Basic Average Shares
123.20
-0.48%
123.80
+0.73%
122.90
+0.41%
122.40
Diluted Average Shares
124.10
-0.64%
124.90
+0.81%
123.90
+0.49%
123.30
Diluted NI Availto Com Stockholders
660.30
+9.30%
604.10
+10.78%
545.30
-21.67%
696.20
Depreciation Amortization Depletion Income Statement
719.50
+7.42%
669.80
+9.66%
610.80
+9.05%
560.10
Depreciation And Amortization In Income Statement
719.50
+7.42%
669.80
+9.66%
610.80
+9.05%
560.10
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Assets
11,864.20
+0.89%
11,759.40
-4.24%
12,280.00
+6.34%
11,547.90
Current Assets
1,412.20
+3.79%
1,360.60
+0.32%
1,356.30
-1.04%
1,370.50
Cash Cash Equivalents And Short Term Investments
180.80
+6.42%
169.90
-21.63%
216.80
-23.98%
285.20
Cash And Cash Equivalents
180.80
+6.42%
169.90
-21.63%
216.80
-23.98%
285.20
Receivables
1,012.70
+5.75%
957.60
+5.44%
908.20
+5.89%
857.70
Accounts Receivable
1,012.70
+5.75%
957.60
+5.44%
908.20
+5.89%
857.70
Gross Accounts Receivable
1,032.90
+5.99%
974.50
+5.36%
924.90
+5.49%
876.80
Allowance For Doubtful Accounts Receivable
-20.20
-19.53%
-16.90
-1.20%
-16.70
+12.57%
-19.10
Prepaid Assets
144.20
+6.89%
134.90
-5.33%
142.50
+6.11%
134.30
Other Current Assets
74.50
-24.13%
98.20
+10.59%
88.80
-4.82%
93.30
Total Non Current Assets
10,452.00
+0.51%
10,398.80
-4.81%
10,923.70
+7.33%
10,177.40
Net PPE
1,932.40
+2.14%
1,891.90
+3.16%
1,834.00
+15.56%
1,587.00
Gross PPE
3,637.10
+9.15%
3,332.10
+8.83%
3,061.80
+14.16%
2,682.10
Accumulated Depreciation
-1,704.70
-18.37%
-1,440.20
-17.30%
-1,227.80
-12.12%
-1,095.10
Properties
299.60
+5.12%
285.00
+4.43%
272.90
+4.32%
261.60
Machinery Furniture Equipment
3,337.50
+9.53%
3,047.10
+9.26%
2,788.90
+15.22%
2,420.50
Other Properties
—
—
—
281.40
Goodwill And Other Intangible Assets
8,171.80
+0.10%
8,163.50
-7.06%
8,783.50
+5.86%
8,297.20
Goodwill
6,745.70
+3.02%
6,547.80
-4.13%
6,829.90
+6.99%
6,383.90
Other Intangible Assets
1,426.10
-11.73%
1,615.70
-17.30%
1,953.60
+2.11%
1,913.30
Other Non Current Assets
347.80
+1.28%
343.40
+12.15%
306.20
+4.43%
293.20
Total Liabilities Net Minority Interest
7,126.00
+4.18%
6,839.80
-9.91%
7,592.50
+0.24%
7,574.60
Current Liabilities
2,335.40
+28.92%
1,811.50
-10.28%
2,019.00
+0.19%
2,015.20
Payables And Accrued Expenses
768.80
+27.05%
605.10
-1.03%
611.40
-1.15%
618.50
Payables
206.40
+49.35%
138.20
-30.06%
197.60
-21.21%
250.80
Accounts Payable
206.40
+49.35%
138.20
-30.06%
197.60
-21.21%
250.80
Current Accrued Expenses
562.40
+20.45%
466.90
+12.83%
413.80
+12.54%
367.70
Employee Benefits
103.40
-3.09%
106.70
+6.59%
100.10
-0.30%
100.40
Current Debt And Capital Lease Obligation
1,038.00
+50.94%
687.70
-28.62%
963.40
-0.39%
967.20
Current Debt
1,038.00
+50.94%
687.70
-28.62%
963.40
-0.39%
967.20
Current Deferred Liabilities
101.20
-12.38%
115.50
+5.48%
109.50
-17.61%
132.90
Current Deferred Revenue
101.20
-12.38%
115.50
+5.48%
109.50
-17.61%
132.90
Other Current Liabilities
427.40
+6.00%
403.20
+20.47%
334.70
+12.85%
296.60
Total Non Current Liabilities Net Minority Interest
4,790.60
-4.73%
5,028.30
-9.78%
5,573.50
+0.25%
5,559.40
Long Term Debt And Capital Lease Obligation
4,055.30
-6.19%
4,322.80
-8.95%
4,747.80
-1.50%
4,820.10
Long Term Debt
4,055.30
-6.19%
4,322.80
-8.95%
4,747.80
-1.50%
4,820.10
Non Current Pension And Other Postretirement Benefit Plans
103.40
-3.09%
106.70
+6.59%
100.10
-0.30%
100.40
Non Current Deferred Liabilities
390.80
+11.15%
351.60
-25.96%
474.90
+3.17%
460.30
Non Current Deferred Taxes Liabilities
390.80
+11.15%
351.60
-25.96%
474.90
+3.17%
460.30
Other Non Current Liabilities
241.10
-2.47%
247.20
-1.40%
250.70
+40.37%
178.60
Stockholders Equity
4,604.30
-4.02%
4,796.90
+5.80%
4,534.10
+14.60%
3,956.50
Common Stock Equity
4,604.30
-4.02%
4,796.90
+5.80%
4,534.10
+14.60%
3,956.50
Capital Stock
236.60
+0.00%
236.60
+0.00%
236.60
+0.00%
236.60
Common Stock
236.60
+0.00%
236.60
+0.00%
236.60
+0.00%
236.60
Preferred Stock
0.00
0.00
0.00
0.00
Share Issued
189.30
+0.03%
189.25
-0.03%
189.30
+0.32%
188.70
Ordinary Shares Number
120.40
-2.87%
123.95
+0.53%
123.30
+0.65%
122.50
Treasury Shares Number
68.90
+5.51%
65.30
-1.06%
66.00
-0.30%
66.20
Additional Paid In Capital
2,023.40
+5.65%
1,915.20
+8.74%
1,761.30
+10.48%
1,594.20
Retained Earnings
6,445.10
+7.09%
6,018.60
+7.31%
5,608.60
+6.71%
5,256.00
Gains Losses Not Affecting Retained Earnings
-517.10
+28.45%
-722.70
-67.60%
-431.20
+8.97%
-473.70
Treasury Stock
3,577.80
+35.27%
2,644.90
+0.36%
2,635.30
-0.58%
2,650.70
Minority Interest
133.90
+9.13%
122.70
-20.01%
153.40
+813.10%
16.80
Other Equity Adjustments
-517.10
+28.45%
-722.70
-67.60%
-431.20
+8.97%
-473.70
Total Equity Gross Minority Interest
4,738.20
-3.69%
4,919.60
+4.95%
4,687.50
+17.97%
3,973.30
Total Capitalization
8,659.60
-5.05%
9,119.70
-1.75%
9,281.90
+5.76%
8,776.60
Working Capital
-923.20
-104.75%
-450.90
+31.96%
-662.70
-2.79%
-644.70
Invested Capital
9,697.60
-1.12%
9,807.40
-4.27%
10,245.30
+5.15%
9,743.80
Total Debt
5,093.30
+1.65%
5,010.50
-12.27%
5,711.20
-1.31%
5,787.30
Net Debt
4,912.50
+1.49%
4,840.60
-11.90%
5,494.40
-0.14%
5,502.10
Net Tangible Assets
-3,567.50
-5.97%
-3,366.60
+20.77%
-4,249.40
+2.10%
-4,340.70
Tangible Book Value
-3,567.50
-5.97%
-3,366.60
+20.77%
-4,249.40
+2.10%
-4,340.70
Other Equity Interest
-5.90
+0.00%
-5.90
+0.00%
-5.90
+0.00%
-5.90
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
1,615.70
+21.99%
1,324.50
+18.60%
1,116.80
+47.51%
757.10
Cash Flow From Continuing Operating Activities
1,615.70
+21.99%
1,324.50
+18.60%
1,116.80
+47.51%
757.10
Net Income From Continuing Operations
664.30
+9.39%
607.30
+10.08%
551.70
-21.21%
700.20
Depreciation Amortization Depletion
726.90
+6.80%
680.60
+9.81%
619.80
+9.00%
568.60
Depreciation And Amortization
726.90
+6.80%
680.60
+9.81%
619.80
+9.00%
568.60
Stock Based Compensation
78.40
-3.92%
81.60
+13.65%
71.80
+14.70%
62.60
Deferred Tax
30.20
+145.14%
-66.90
+4.70%
-70.20
-179.68%
88.10
Deferred Income Tax
30.20
+145.14%
-66.90
+4.70%
-70.20
-179.68%
88.10
Operating Gains Losses
—
—
-13.80
+62.50%
-36.80
Gain Loss On Investment Securities
—
—
-13.80
+62.50%
-36.80
Unrealized Gain Loss On Investment Securities
-1.20
0.00
+100.00%
-13.80
+62.50%
-36.80
Change In Working Capital
117.10
+434.70%
21.90
+151.53%
-42.50
+93.21%
-625.60
Change In Receivables
-40.90
+38.31%
-66.30
-184.55%
-23.30
+83.19%
-138.60
Changes In Account Receivables
-40.90
+38.31%
-66.30
-184.55%
-23.30
+83.19%
-138.60
Change In Other Current Assets
42.60
+244.41%
-29.50
-126.92%
-13.00
+41.96%
-22.40
Change In Other Current Liabilities
115.40
-1.95%
117.70
+1998.39%
-6.20
+98.67%
-464.60
Investing Cash Flow
-554.30
-8.37%
-511.50
+41.76%
-878.20
+8.47%
-959.50
Cash Flow From Continuing Investing Activities
-554.30
-8.37%
-511.50
+41.76%
-878.20
+8.47%
-959.50
Capital Expenditure
-481.40
+5.88%
-511.50
+14.93%
-601.30
+3.71%
-624.50
Capital Expenditure Reported
-481.40
+5.88%
-511.50
+14.93%
-601.30
+3.71%
-624.50
Net Business Purchase And Sale
-72.90
0.00
+100.00%
-276.90
+17.34%
-335.00
Purchase Of Business
-74.10
0.00
+100.00%
-283.80
+34.58%
-433.80
Gain Loss On Sale Of Business
—
—
0.00
0.00
Net Other Investing Changes
—
—
—
—
Financing Cash Flow
-1,059.70
-25.20%
-846.40
-176.42%
-306.20
-211.87%
273.70
Cash Flow From Continuing Financing Activities
-1,059.70
-25.20%
-846.40
-176.42%
-306.20
-211.87%
273.70
Net Issuance Payments Of Debt
76.20
+110.81%
-704.60
-807.99%
-77.60
-115.79%
491.50
Issuance Of Debt
1.70
-99.74%
649.80
-25.56%
872.90
+16.50%
749.30
Repayment Of Debt
-400.20
+72.32%
-1,445.60
-149.54%
-579.30
-15.86%
-500.00
Long Term Debt Issuance
1.70
-99.74%
649.80
-25.56%
872.90
+16.50%
749.30
Long Term Debt Payments
-400.20
+72.32%
-1,445.60
-149.54%
-579.30
-15.86%
-500.00
Net Long Term Debt Issuance
-398.50
+49.92%
-795.80
-371.05%
293.60
+17.77%
249.30
Net Short Term Debt Issuance
474.70
+420.50%
91.20
+124.57%
-371.20
-253.26%
242.20
Net Common Stock Issuance
-927.50
0.00
0.00
0.00
Common Stock Payments
-927.50
0.00
0.00
0.00
Common Stock Dividend Paid
—
—
—
-191.10
Cash Dividends Paid
-232.80
-20.50%
-193.20
-0.73%
-191.80
-0.37%
-191.10
Repurchase Of Capital Stock
-927.50
0.00
0.00
0.00
Proceeds From Stock Option Exercised
46.40
-40.66%
78.20
+142.11%
32.30
+91.12%
16.90
Net Other Financing Charges
-22.00
+17.91%
-26.80
+61.22%
-69.10
-58.49%
-43.60
Changes In Cash
1.70
+105.09%
-33.40
+50.59%
-67.60
-194.81%
71.30
Effect Of Exchange Rate Changes
9.20
+168.15%
-13.50
-1587.50%
-0.80
+92.59%
-10.80
Beginning Cash Position
169.90
-21.63%
216.80
-23.98%
285.20
+26.92%
224.70
End Cash Position
180.80
+6.42%
169.90
-21.63%
216.80
-23.98%
285.20
Free Cash Flow
1,134.30
+39.52%
813.00
+57.71%
515.50
+288.76%
132.60
Earnings Losses From Equity Investments
—
—
—
-36.80
Sale Of Business
1.20
0.00
-100.00%
6.90
-93.02%
98.80
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

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