EHTH Chart
About

eHealth, Inc. operates a health insurance marketplace that provides consumer engagement, education, and health insurance enrollment solutions in the United States. The company operates in two segments, Medicare; and Employer and Individual. The Medicare segment offers sale of Medicare-related health insurance plans, which includes Medicare advantage, Medicare Supplement, and Medicare Part D prescription drug plans to Medicare-eligible customers including but not limited to, dental, and vision insurance, as well as advertising program for marketing and other services. The Employer and Individual segment engages in the sale of individual, family, and small business health insurance plans; and ancillary products to non-Medicare-eligible customers including but not limited to, dental, vision, and short-term insurance. In addition, the company provides ecommerce platforms and consumer engagement solutions, which includes market leading information, decision support, customer engagement, and transactional services to group of health insurance consumers; and organize and present the insurance information in objective format to individuals, families, and small businesses to research, analyze, compare and purchase health insurance plans. Further, it markets health insurance plans through its websites, including eHealth.com, eHealthInsurance.com, eHealthMedicare.com, Medicare.com, and GoMedigap.com. The company offers online sponsorship and advertising, non-broker of record, lead referral, technology licensing, as well as performs various post-enrollment services for members in Medicare health insurance plans. eHealth, Inc. was incorporated in 1997 and is headquartered in Austin, Texas.

Fundamentals
Scroll to Statements
Sector Financial Services Industry Insurance Brokers Market Cap 53.53M
Enterprise Value 441.26M Income 1.35M Sales 542.95M
Book/sh 16.75 Cash/sh 2.45 Dividend Yield —
Payout 0.00% Employees 1773 IPO —
P/E 10.88 Forward P/E 6.18 PEG —
P/S 0.10 P/B 0.10 P/C —
EV/EBITDA 7.76 EV/Sales 0.81 Quick Ratio 5.57
Current Ratio 5.91 Debt/Eq 10.48 LT Debt/Eq —
EPS (ttm) 0.16 EPS next Y 0.28 EPS Growth —
Revenue Growth -7.80% Earnings 2026-02-25 ROA 3.35%
ROE 5.88% ROIC — Gross Margin 99.67%
Oper. Margin -76.24% Profit Margin 9.27% Shs Outstand 30.76M
Shs Float 24.78M Short Float 3.60% Short Ratio 3.07
Short Interest — 52W High 10.11 52W Low 1.43
Beta 1.17 Avg Volume 455.76K Volume 1.01M
Target Price $8.50 Recom None Prev Close $1.53
Price $1.74 Change 13.73%
Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$8.50
Mean price target
2. Current target
$1.74
Latest analyst target
3. DCF / Fair value
$20.56
Simplified: (Free Cash Flow ÷ Shares) × 18 (P/FCF multiple). Not a …
Ratings
Current target
$1.74
Low
$5.00
High
$12.00
Mean
$8.50

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2025-11-25 main RBC Capital Sector Perform → Sector Perform $9
2025-08-07 main UBS Neutral → Neutral $5
2025-05-19 reit RBC Capital Sector Perform → Sector Perform $11
2025-05-08 main UBS Neutral → Neutral $7
2024-12-04 init UBS — → Neutral $6
2024-11-25 main RBC Capital Sector Perform → Sector Perform $11
2024-11-06 up Craig-Hallum Hold → Buy $7
2024-08-14 main Deutsche Bank Hold → Hold $2
2024-08-08 main Craig-Hallum Hold → Hold $5
2024-03-11 reit RBC Capital Sector Perform → Sector Perform $13
2024-01-18 down Craig-Hallum Buy → Hold $7
2023-08-14 reit RBC Capital Sector Perform → Sector Perform $13
2023-08-09 main Citigroup Neutral → Neutral $10
2023-08-09 main Deutsche Bank Hold → Hold $10
2023-05-19 reit RBC Capital Sector Perform → Sector Perform $13
2023-05-15 reit RBC Capital Sector Perform → Sector Perform $13
2023-05-10 reit Credit Suisse — → Neutral $10
2023-04-28 main Citigroup — → Neutral $7
2023-03-08 main Citigroup — → Neutral $10
2023-03-06 main RBC Capital — → Sector Perform $13
Insider Transactions
Date Shares Value Url Text Insider Position Transaction Start Date Ownership
0 38592 — — Stock Award(Grant) at price 0.00 per share. ARDEN TODD W Director — 2025-09-17 00:00:00 D
1 34574 — — Stock Award(Grant) at price 0.00 per share. HASS A. JOHN III Director — 2025-06-17 00:00:00 D
2 34574 — — Stock Award(Grant) at price 0.00 per share. WOLF DALE B Director — 2025-06-17 00:00:00 D
3 34574 — — Stock Award(Grant) at price 0.00 per share. RUSSELL ERIN L Director — 2025-06-17 00:00:00 D
4 34574 — — Stock Award(Grant) at price 0.00 per share. BRIMMER ANDREA C Director — 2025-06-17 00:00:00 D
5 34574 — — Stock Award(Grant) at price 0.00 per share. BROOKE BETH A Director — 2025-06-17 00:00:00 D
6 34574 — — Stock Award(Grant) at price 0.00 per share. BHATT PRAMA Director — 2025-06-17 00:00:00 D
7 34574 — — Stock Award(Grant) at price 0.00 per share. SORIANO CESAR M Director — 2025-06-17 00:00:00 D
8 9500 41037 — Purchase at price 4.32 per share. GALIMI GAVIN G General Counsel — 2025-05-28 00:00:00 D
9 31300 — — Stock Award(Grant) at price 0.00 per share. DOLAN JOHN JOSEPH Chief Financial Officer — 2024-12-10 00:00:00 D
Financials
Line Item2024-12-312023-12-312022-12-312021-12-31
TaxEffectOfUnusualItems-1.99M0.00-3.26M-8.40M
TaxRateForCalcs0.210.080.170.16
NormalizedEBITDA56.28M295.00K-58.04M-53.96M
TotalUnusualItems-9.47M0.00-19.62M-51.22M
TotalUnusualItemsExcludingGoodwill-9.47M0.00-19.62M-51.22M
NetIncomeFromContinuingOperationNetMinorityInterest10.06M-28.21M-88.72M-104.38M
ReconciledDepreciation16.34M19.92M21.11M18.87M
ReconciledCostOfRevenue1.79M1.77M1.65M1.99M
EBITDA46.81M295.00K-77.65M-105.18M
EBIT30.47M-19.62M-98.76M-124.05M
NetInterestIncome-11.16M-10.97M-7.63M-845.00K
InterestExpense11.16M10.97M7.63M845.00K
NormalizedIncome17.54M-28.21M-72.36M-61.55M
NetIncomeFromContinuingAndDiscontinuedOperation10.06M-28.21M-88.72M-104.38M
TotalExpenses499.36M481.94M488.45M612.62M
TotalOperatingIncomeAsReported23.57M-29.07M-102.71M-125.64M
DilutedAverageShares29.34M28.02M27.36M26.78M
BasicAverageShares29.34M28.02M27.36M26.78M
DilutedEPS-1.19-2.37-4.36-4.59
BasicEPS-1.19-2.37-4.36-4.59
DilutedNIAvailtoComStockholders-34.96M-66.52M-119.41M-122.94M
NetIncomeCommonStockholders-34.96M-66.52M-119.41M-122.94M
OtherunderPreferredStockDividend22.77M17.34M11.34M6.36M
PreferredStockDividends22.25M20.96M19.36M12.21M
NetIncome10.06M-28.21M-88.72M-104.38M
NetIncomeIncludingNoncontrollingInterests10.06M-28.21M-88.72M-104.38M
NetIncomeContinuousOperations10.06M-28.21M-88.72M-104.38M
TaxProvision9.26M-2.38M-17.67M-20.52M
PretaxIncome19.31M-30.59M-106.39M-124.89M
OtherIncomeExpense-2.58M9.45M-15.66M-49.62M
OtherNonOperatingIncomeExpenses6.90M9.45M3.95M1.60M
SpecialIncomeCharges-9.47M0.00-19.62M-51.22M
ImpairmentOfCapitalAssets7.48M0.0012.10M46.34M
RestructuringAndMergernAcquisition2.00M0.007.51M4.88M
NetNonOperatingInterestIncomeExpense-11.16M-10.97M-7.63M-845.00K
InterestExpenseNonOperating11.16M10.97M7.63M845.00K
OperatingIncome33.05M-29.07M-83.10M-74.42M
OperatingExpense497.57M480.17M486.81M610.63M
OtherOperatingExpenses216.97M208.17M219.91M263.10M
DepreciationAmortizationDepletionIncomeStatement0.000.00536.00K
DepreciationAndAmortizationInIncomeStatement0.000.00536.00K
Amortization0.000.00536.00K
AmortizationOfIntangiblesIncomeStatement0.000.00536.00K
ResearchAndDevelopment83.80M
SellingGeneralAndAdministration280.60M272.00M266.90M347.00M
SellingAndMarketingExpense190.84M172.64M195.09M271.30M
GeneralAndAdministrativeExpense89.77M99.36M71.81M75.70M
OtherGandA89.77M99.36M71.81M75.70M
GrossProfit530.62M451.10M403.71M536.21M
CostOfRevenue1.79M1.77M1.65M1.99M
TotalRevenue532.41M452.87M405.36M538.20M
OperatingRevenue461.65M403.92M361.25M493.12M
Line Item2024-12-312023-12-312022-12-312021-12-31
TreasurySharesNumber13.38M12.83M12.41M12.02M
OrdinarySharesNumber29.85M28.63M27.56M26.69M
ShareIssued43.23M41.46M39.98M38.70M
NetDebt29.26M
TotalDebt96.92M103.16M106.80M41.37M
TangibleBookValue588.43M606.03M650.96M749.52M
InvestedCapital656.89M673.78M717.08M749.52M
WorkingCapital258.46M303.81M340.52M332.12M
NetTangibleAssets588.43M606.03M650.96M749.52M
CapitalLeaseObligations28.46M35.40M40.67M41.37M
CommonStockEquity588.43M606.03M650.96M749.52M
PreferredStockEquity298.05M263.28M232.59M
TotalCapitalization656.89M673.78M717.08M749.52M
TotalEquityGrossMinorityInterest588.43M606.03M650.96M749.52M
StockholdersEquity588.43M606.03M650.96M749.52M
GainsLossesNotAffectingRetainedEarnings-234.00K-82.00K-73.00K390.00K
OtherEquityAdjustments-234.00K-82.00K-73.00K390.00K
TreasuryStock200.00M200.00M200.00M200.00M
RetainedEarnings15.25M7.28M73.80M193.21M
AdditionalPaidInCapital773.37M798.79M777.19M755.88M
CapitalStock43.00K41.00K40.00K39.00K
CommonStock43.00K41.00K40.00K39.00K
PreferredStock0.000.000.000.00
TotalLiabilitiesNetMinorityInterest567.00M507.31M461.66M399.77M
TotalNonCurrentLiabilitiesNetMinorityInterest470.99M428.78M401.09M324.31M
OtherNonCurrentLiabilities5.42M4.95M5.13M5.09M
PreferredSecuritiesOutsideStockEquity337.51M298.05M263.28M232.59M
NonCurrentDeferredLiabilities38.87M29.69M32.36M50.80M
NonCurrentDeferredTaxesLiabilities38.87M29.69M32.36M50.80M
LongTermDebtAndCapitalLeaseObligation89.19M96.09M100.32M35.83M
LongTermCapitalLeaseObligation20.73M28.33M34.19M35.83M
LongTermDebt68.46M67.75M66.13M
CurrentLiabilities96.01M78.54M60.56M75.47M
OtherCurrentLiabilities4.33M3.13M2.89M3.33M
CurrentDebtAndCapitalLeaseObligation7.73M7.07M6.49M5.54M
CurrentCapitalLeaseObligation7.73M7.07M6.49M5.54M
PensionandOtherPostRetirementBenefitPlansCurrent43.89M40.80M20.69M16.46M
PayablesAndAccruedExpenses40.06M27.54M30.50M50.13M
CurrentAccruedExpenses16.61M20.34M23.77M36.38M
Payables23.45M7.20M6.73M13.75M
AccountsPayable23.45M7.20M6.73M13.75M
TotalAssets1.16B1.11B1.11B1.15B
TotalNonCurrentAssets800.95M730.99M711.53M741.71M
OtherNonCurrentAssets26.91M29.85M37.95M38.79M
NonCurrentAccountsReceivable757.52M673.51M641.55M653.44M
GoodwillAndOtherIntangibleAssets1.92M
OtherIntangibleAssets1.92M
Goodwill0.00
NetPPE16.52M27.63M32.02M49.48M
AccumulatedDepreciation-9.08M-11.14M-12.77M-15.45M
GrossPPE25.59M38.77M44.79M64.93M
Leases3.40M4.12M5.99M7.46M
OtherProperties12.08M22.77M26.52M37.37M
MachineryFurnitureEquipment10.11M11.88M12.28M20.10M
Properties0.000.000.000.00
CurrentAssets354.48M382.35M401.08M407.59M
OtherCurrentAssets1.32M733.00K223.00K922.00K
PrepaidAssets11.64M11.31M11.08M22.86M
Receivables259.27M248.66M245.38M260.57M
OtherReceivables242.47M244.66M242.75M254.82M
AccountsReceivable16.81M3.99M2.63M5.75M
CashCashEquivalentsAndShortTermInvestments82.24M121.65M144.40M123.23M
OtherShortTermInvestments43.04M5.93M0.0041.31M
CashAndCashEquivalents39.20M115.72M144.40M81.93M
CashEquivalents28.27M108.61M126.62M48.67M
CashFinancial10.93M7.11M17.78M33.25M
Line Item2024-12-312023-12-312022-12-312021-12-31
FreeCashFlow-31.22M-17.47M-42.38M-183.48M
RepurchaseOfCapitalStock-3.41M-3.33M-3.10M-9.33M
RepaymentOfDebt-4.00K-38.00K-136.00K-150.00K
IssuanceOfDebt0.0064.86M0.00
IssuanceOfCapitalStock0.000.00214.03M
CapitalExpenditure-12.86M-10.78M-15.51M-20.86M
InterestPaidSupplementalData9.23M9.05M5.03M0.00
IncomeTaxPaidSupplementalData327.00K529.00K
EndCashPosition42.29M118.81M147.64M85.17M
BeginningCashPosition118.81M147.64M85.17M47.11M
EffectOfExchangeRateChanges-64.00K-19.00K-355.00K64.00K
ChangesInCash-76.46M-28.81M62.83M37.99M
FinancingCashFlow-9.67M-6.22M63.84M213.24M
CashFlowFromContinuingFinancingActivities-9.67M-6.22M63.84M213.24M
NetOtherFinancingCharges-1.05M
ProceedsFromStockOptionExercised354.00K677.00K2.21M8.70M
CashDividendsPaid-5.56M-3.53M0.000.00
PreferredStockDividendPaid-5.56M-3.53M0.000.00
NetPreferredStockIssuance0.000.00214.03M
PreferredStockIssuance0.000.00214.03M
NetCommonStockIssuance-3.41M-3.33M-3.10M-9.33M
CommonStockPayments-3.41M-3.33M-3.10M-9.33M
CommonStockIssuance0.000.00
NetIssuancePaymentsOfDebt-4.00K-38.00K64.73M-150.00K
NetLongTermDebtIssuance-4.00K-38.00K64.73M-150.00K
LongTermDebtPayments-4.00K-38.00K-136.00K-150.00K
LongTermDebtIssuance0.0064.86M0.00
InvestingCashFlow-48.42M-15.89M25.86M-12.63M
CashFlowFromContinuingInvestingActivities-48.42M-15.89M25.86M-12.63M
NetInvestmentPurchaseAndSale-35.56M-5.11M41.37M8.23M
SaleOfInvestment61.42M49.40M49.77M111.28M
PurchaseOfInvestment-96.98M-54.51M-8.40M-103.06M
NetPPEPurchaseAndSale-2.09M-2.09M-214.00K-3.87M
PurchaseOfPPE-2.09M-2.09M-214.00K-3.87M
CapitalExpenditureReported-10.76M-8.69M-15.29M-16.99M
OperatingCashFlow-18.37M-6.69M-26.87M-162.62M
CashFlowFromContinuingOperatingActivities-18.37M-6.69M-26.87M-162.62M
ChangeInWorkingCapital-81.73M-19.64M24.68M-136.26M
ChangeInOtherWorkingCapital1.41M1.28M175.00K20.00K
ChangeInPayablesAndAccruedExpense15.79M15.99M-15.85M-8.35M
ChangeInAccruedExpense-380.00K15.50M-8.82M14.70M
ChangeInPayable16.17M487.00K-7.03M-23.05M
ChangeInAccountPayable16.17M487.00K-7.03M-23.05M
ChangeInPrepaidAssets-4.21M-1.95M13.47M-7.95M
ChangeInReceivables-94.73M-34.95M26.88M-119.98M
ChangesInAccountReceivables-12.81M-1.36M3.12M-3.95M
OtherNonCashItems429.00K701.00K2.08M1.47M
StockBasedCompensation19.88M23.21M20.32M32.86M
AssetImpairmentCharge7.48M0.0012.10M46.34M
DeferredTax9.18M-2.67M-18.44M-21.52M
DeferredIncomeTax9.18M-2.67M-18.44M-21.52M
DepreciationAmortizationDepletion16.34M19.92M21.11M18.87M
DepreciationAndAmortization16.34M19.92M21.11M18.87M
AmortizationCashFlow14.36M17.38M17.26M13.44M
AmortizationOfIntangibles14.36M17.38M17.26M13.44M
Depreciation1.98M2.54M3.85M5.43M
NetIncomeFromContinuingOperations10.06M-28.21M-88.72M-104.38M
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

Public Trades for EHTH
Date User Asset Broker Type Position Size Entry Price Patterns