Symbols / ERIE Stock $233.62 -6.14% Erie Indemnity Company

Financial Services • Insurance Brokers • United States • NMS
ERIE (Stock) Chart
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Stock Fundamentals
Scroll to Statements
Index EQUITY
Sector Financial Services
Industry Insurance Brokers
CEO Mr. Timothy Gerard NeCastro C.I.C., CPA
Exch · Country NMS · United States
Market Cap 12.22B
Enterprise Value 11.98B
Income 571.39M
Sales 4.09B
FCF (ttm) 447.47M
Book/sh 45.01
Cash/sh 5.41
Employees 6,667
Insider 10d —
IPO Oct 02, 1995
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout 51.79%
P/E 21.41
Forward P/E 16.68
PEG 2.67
P/S 2.99
P/B 5.19
P/C —
EV/EBITDA 14.49
EV/Sales 2.93
Quick Ratio 1.16
Current Ratio 1.29
Debt/Eq 2.11
LT Debt/Eq —
EPS (ttm) 10.91
EPS next Y 14.01
EPS Growth 8.70%
Revenue Growth 2.30%
EPS Gr Q/Q 8.70%
Rev Gr Q/Q —
Earnings (next) 2026-04-23
Earnings (prior) 2026-04-23
ROA 14.84%
ROE 25.85%
ROIC —
Gross Margin 17.91%
Oper. Margin 16.88%
Profit Margin 13.97%
Shs Outstand 46.19M
Shs Float 25.15M
Insider Own 45.46%
Instit Own 46.00%
Short Float 9.51%
Short Ratio 9.53
Short Interest 2.38M
52W High 380.67
vs 52W High -38.63%
52W Low 231.00
vs 52W Low 1.13%
Beta 0.44
Impl. Vol. 44.33%
Rel Volume 1.63
Avg Volume 241.15K
Volume 392.93K
Target (mean) —
Tgt Median —
Tgt Low —
Tgt High —
# Analysts —
Recom None
Prev Close $248.90
Price $233.62
Change -6.14%
About

Erie Indemnity Company operates as a managing attorney-in-fact for the subscribers at the Erie Insurance Exchange in the United States. It provides issuance and renewal services; sales related services, including agent compensation and sales and advertising support services; underwriting services that include underwriting and policy processing; and other services consist of customer services and administrative support services, as well as information technology services. The company was incorporated in 1925 and is based in Erie, Pennsylvania.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
—
Mean price target
2. Current target
$233.62
Latest analyst target
3. DCF / Fair value
$174.38
Simplified: (Free Cash Flow ÷ Shares) × 18 (P/FCF multiple). Not a …
Ratings
Current target
$233.62
Low
—
High
—
Mean
—
News
RSS: Latest ERIE news
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2026-03-18 NECASTRO TIMOTHY G Chief Executive Officer — 2,039 $0.00 $0
2026-01-30 DABREO ANTHONY Officer — 500 $280.87 $140,435
2025-12-23 NECASTRO TIMOTHY G Chief Executive Officer — 3,481 $0.00 $0
2024-08-27 HARTZ CHARLES SCOTT Director — 500 $485.83 $242,914
2024-08-13 HARTZ CHARLES SCOTT Director — 500 $453.26 $226,632
2024-06-27 FELTZ LORIANNE Officer — 398 $362.20 $144,156
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
4,148.57
+7.41%
3,862.40
+16.72%
3,309.22
+16.06%
2,851.20
Operating Revenue
4,148.57
+7.41%
3,862.40
+16.72%
3,309.22
+16.06%
2,851.20
Selling General And Administration
836.64
+3.76%
806.34
+9.39%
737.14
+10.31%
668.27
General And Administrative Expense
836.64
+3.76%
806.34
+9.39%
737.14
+10.31%
668.27
Other Gand A
836.64
+3.76%
806.34
+9.39%
737.14
+10.31%
668.27
Other Operating Expenses
91.44
+890.75%
-11.56
+9.03%
-12.71
-687.12%
-1.61
Total Expenses
3,437.97
+10.72%
3,105.12
+13.03%
2,747.28
+11.01%
2,474.75
Reconciled Depreciation
76.78
+20.15%
63.91
+19.25%
53.59
+3.62%
51.72
EBIT
—
757.28
+34.76%
561.94
+48.48%
378.46
Net Income
559.34
-6.83%
600.31
+34.58%
446.06
+49.40%
298.57
Pretax Income
710.60
-6.16%
757.28
+34.76%
561.94
+49.27%
376.45
Net Non Operating Interest Income Expense
—
0.00
0.00
+100.00%
-2.01
Interest Expense Non Operating
—
0.00
0.00
-100.00%
2.01
Net Interest Income
—
0.00
0.00
+100.00%
-2.01
Interest Expense
—
0.00
0.00
-100.00%
2.01
Other Income Expense
861.39
+3.45%
832.69
+9.10%
763.20
+9.98%
693.96
Tax Provision
151.27
-3.63%
156.97
+35.46%
115.88
+48.78%
77.88
Tax Rate For Calcs
0.00
+2.90%
0.00
+0.49%
0.00
-0.43%
0.00
Tax Effect Of Unusual Items
0.00
0.00
0.00
0.00
Net Income Including Noncontrolling Interests
559.34
-6.83%
600.31
+34.58%
446.06
+49.40%
298.57
Net Income From Continuing Operation Net Minority Interest
559.34
-6.83%
600.31
+34.58%
446.06
+49.40%
298.57
Net Income From Continuing And Discontinued Operation
559.34
-6.83%
600.31
+34.58%
446.06
+49.40%
298.57
Net Income Continuous Operations
559.34
-6.83%
600.31
+34.58%
446.06
+49.40%
298.57
Normalized Income
559.34
-6.83%
600.31
+34.58%
446.06
+49.40%
298.57
Net Income Common Stockholders
559.34
-6.83%
600.31
+34.58%
446.06
+49.40%
298.57
Diluted EPS
—
11.48
+34.58%
8.53
+49.39%
5.71
Basic EPS
—
12.89
+34.55%
9.58
+49.45%
6.41
Basic Average Shares
—
46.19
+0.01%
46.19
-0.01%
46.19
Diluted Average Shares
—
52.31
+0.02%
52.30
0.00%
52.30
Diluted NI Availto Com Stockholders
559.34
-6.83%
600.31
+34.58%
446.06
+49.40%
298.57
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Assets
3,355.48
+16.16%
2,888.61
+16.86%
2,471.96
+10.38%
2,239.46
Cash Cash Equivalents And Short Term Investments
353.02
+10.51%
319.44
+49.60%
213.53
+38.27%
154.43
Cash And Cash Equivalents
315.69
+14.86%
274.84
+108.98%
131.51
+1.04%
130.16
Other Short Term Investments
37.34
-16.29%
44.60
-45.62%
82.02
+237.98%
24.27
Receivables
735.59
+4.03%
707.06
+13.07%
625.34
+19.13%
524.94
Accounts Receivable
—
—
—
524.94
Loans Receivable
93.95
+16.57%
80.60
+37.93%
58.43
-3.47%
60.54
Prepaid Assets
—
—
—
79.20
Net PPE
571.48
+11.29%
513.49
+16.02%
442.61
+6.94%
413.87
Investments And Advances
1,455.59
+28.87%
1,129.51
+8.04%
1,045.49
+8.09%
967.22
Total Liabilities Net Minority Interest
1,072.11
+18.94%
901.36
+11.40%
809.13
+2.29%
791.05
Payables And Accrued Expenses
694.13
+4.87%
661.91
+12.43%
588.71
+12.92%
521.36
Payables
694.13
+4.87%
661.91
+12.43%
588.71
+12.92%
521.36
Accounts Payable
200.70
+5.62%
190.03
+8.20%
175.62
+5.85%
165.91
Other Payable
425.32
+4.17%
408.31
+15.44%
353.71
+17.89%
300.03
Dividends Payable
68.11
+7.14%
63.57
+7.06%
59.38
+7.14%
55.42
Current Accrued Expenses
—
—
—
95.17
Employee Benefits
64.86
+3.50%
62.66
+7.71%
58.18
-24.43%
76.98
Current Debt And Capital Lease Obligation
—
—
—
0.00
Current Debt
—
—
—
0.00
Other Current Borrowings
—
—
—
0.00
Current Deferred Liabilities
47.56
+11.23%
42.76
+3.76%
41.21
+12.76%
36.55
Current Deferred Revenue
47.56
+11.23%
42.76
+3.76%
41.21
+12.76%
36.55
Long Term Debt And Capital Lease Obligation
—
—
—
—
Long Term Debt
—
—
—
—
Defined Pension Benefit
24.14
+13.26%
21.31
-37.91%
34.32
0.00
Non Current Pension And Other Postretirement Benefit Plans
33.41
+19.02%
28.07
+6.89%
26.26
-48.73%
51.22
Non Current Deferred Liabilities
48.06
+74.21%
27.59
-12.11%
31.39
-1.81%
31.97
Non Current Deferred Revenue
23.27
+9.94%
21.17
+6.33%
19.91
+11.26%
17.89
Non Current Deferred Taxes Liabilities
24.79
+286.23%
6.42
-44.10%
11.48
-18.43%
14.07
Stockholders Equity
2,283.37
+14.90%
1,987.26
+19.51%
1,662.84
+14.80%
1,448.41
Common Stock Equity
2,283.37
+14.90%
1,987.26
+19.51%
1,662.84
+14.80%
1,448.41
Capital Stock
2.17
+0.00%
2.17
+0.00%
2.17
+0.00%
2.17
Common Stock
2.17
+0.00%
2.17
+0.00%
2.17
+0.00%
2.17
Share Issued
74.40
+0.00%
74.40
+0.00%
74.40
+0.00%
74.40
Ordinary Shares Number
52.29
+0.00%
52.29
+0.00%
52.29
+0.00%
52.29
Treasury Shares Number
22.11
+0.00%
22.11
+0.00%
22.11
+0.00%
22.11
Additional Paid In Capital
16.49
+0.16%
16.47
+0.00%
16.47
-0.09%
16.48
Retained Earnings
3,462.82
+9.50%
3,162.30
+12.79%
2,803.69
+8.53%
2,583.26
Gains Losses Not Affecting Retained Earnings
-27.10
-10.12%
-24.61
-354.34%
9.68
-37.36%
15.45
Treasury Stock
1,171.01
+0.17%
1,169.07
-0.01%
1,169.16
+0.02%
1,168.95
Other Equity Adjustments
-52.02
-9.31%
-47.59
-255.16%
-13.40
-80.74%
-7.41
Total Equity Gross Minority Interest
2,283.37
+14.90%
1,987.26
+19.51%
1,662.84
+14.80%
1,448.41
Total Capitalization
2,283.37
+14.90%
1,987.26
+19.51%
1,662.84
+14.80%
1,448.41
Invested Capital
2,283.37
+14.90%
1,987.26
+19.51%
1,662.84
+14.80%
1,448.41
Total Debt
—
—
—
0.00
Net Tangible Assets
2,283.37
+14.90%
1,987.26
+19.51%
1,662.84
+14.80%
1,448.41
Tangible Book Value
2,283.37
+14.90%
1,987.26
+19.51%
1,662.84
+14.80%
1,448.41
Minimum Pension Liabilities
24.92
+8.44%
22.98
-0.39%
23.07
+0.94%
22.86
Other Equity Interest
—
—
23.07
+0.94%
22.86
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
686.66
+12.34%
611.25
+60.35%
381.20
+4.11%
366.15
Cash Flow From Continuing Operating Activities
686.66
+12.34%
611.25
+60.35%
381.20
+4.11%
366.15
Net Income From Continuing Operations
559.34
-6.83%
600.31
+34.58%
446.06
+49.40%
298.57
Depreciation
76.78
+20.15%
63.91
+19.25%
53.59
+3.62%
51.72
Depreciation And Amortization
76.78
+20.15%
63.91
+19.25%
53.59
+3.62%
51.72
Other Non Cash Items
-2.63
—
—
—
Deferred Tax
19.55
+385.52%
4.03
+501.80%
-1.00
-110.58%
9.47
Deferred Income Tax
19.55
+385.52%
4.03
+501.80%
-1.00
-110.58%
9.47
Operating Gains Losses
2.33
-40.13%
3.90
-87.43%
30.98
-24.51%
41.04
Gain Loss On Investment Securities
-3.41
-16333.33%
0.02
-99.93%
29.38
-28.12%
40.87
Gain Loss On Sale Of PPE
5.74
+48.19%
3.87
+141.07%
1.61
+834.30%
0.17
Change In Working Capital
31.29
+151.39%
-60.89
+58.97%
-148.43
-328.42%
-34.65
Change In Receivables
-28.53
+65.09%
-81.72
+18.60%
-100.40
-119.15%
-45.81
Change In Prepaid Assets
22.34
+845.83%
-3.00
-138.76%
7.73
+129.91%
-25.84
Change In Payables And Accrued Expense
66.31
+21.76%
54.46
+61.00%
33.83
+47.06%
23.00
Change In Accrued Expense
57.10
+673.64%
7.38
+127.25%
-27.09
-7.19%
-25.27
Change In Payable
9.21
-80.43%
47.08
-22.71%
60.92
+26.19%
48.27
Change In Account Payable
-7.80
-3.74%
-7.52
-203.87%
7.24
-61.90%
18.99
Change In Other Working Capital
3.79
-31.03%
5.49
-57.20%
12.82
+3481.28%
0.36
Change In Other Current Assets
-29.38
+14.88%
-34.52
+65.91%
-101.25
0.00
Change In Other Current Liabilities
—
0.00
0.00
-100.00%
15.65
Investing Cash Flow
-439.33
-93.61%
-226.91
-44.01%
-157.56
-47.36%
-106.92
Cash Flow From Continuing Investing Activities
-439.33
-93.61%
-226.91
-44.01%
-157.56
-47.36%
-106.92
Net PPE Purchase And Sale
-115.69
+7.33%
-124.84
-34.75%
-92.65
-38.41%
-66.94
Purchase Of PPE
-115.69
+7.33%
-124.84
-34.75%
-92.65
-37.86%
-67.20
Sale Of PPE
—
0.00
0.00
-100.00%
0.27
Capital Expenditure
-115.69
+7.33%
-124.84
-34.75%
-92.65
-37.86%
-67.20
Net Investment Purchase And Sale
-301.00
-297.24%
-75.77
-42.95%
-53.01
-43.75%
-36.88
Purchase Of Investment
-730.04
-42.16%
-513.52
-62.73%
-315.57
+34.82%
-484.16
Sale Of Investment
429.04
-1.99%
437.75
+66.72%
262.56
-41.30%
447.28
Financing Cash Flow
-199.85
+13.11%
-230.00
-3.75%
-221.68
+26.32%
-300.84
Cash Flow From Continuing Financing Activities
-199.85
+13.11%
-230.00
-3.75%
-221.68
+26.32%
-300.84
Net Issuance Payments Of Debt
—
0.00
0.00
+100.00%
-94.07
Issuance Of Debt
—
0.00
0.00
-100.00%
55.00
Repayment Of Debt
—
0.00
0.00
+100.00%
-149.07
Long Term Debt Payments
—
0.00
0.00
+100.00%
-94.07
Net Long Term Debt Issuance
—
—
—
-94.07
Short Term Debt Issuance
—
0.00
0.00
-100.00%
55.00
Short Term Debt Payments
—
0.00
0.00
+100.00%
-55.00
Net Short Term Debt Issuance
—
0.00
0.00
0.00
Common Stock Dividend Paid
-254.28
-7.06%
-237.51
-7.14%
-221.68
-7.21%
-206.77
Cash Dividends Paid
-254.28
-7.06%
-237.51
-7.14%
-221.68
-7.21%
-206.77
Changes In Cash
47.48
-69.24%
154.34
+7754.55%
1.97
+104.72%
-41.61
Beginning Cash Position
298.40
+107.14%
144.06
+1.38%
142.09
-22.65%
183.70
End Cash Position
345.87
+15.91%
298.40
+107.14%
144.06
+1.38%
142.09
Free Cash Flow
570.97
+17.38%
486.40
+68.56%
288.56
-3.48%
298.95
Cash Flowsfromusedin Operating Activities Direct
—
—
—
—
Classesof Cash Payments
—
—
—
—
Classesof Cash Receiptsfrom Operating Activities
—
—
—
—
Other Cash Paymentsfrom Operating Activities
—
—
—
—
Other Cash Receiptsfrom Operating Activities
—
—
—
—
Paymentson Behalfof Employees
—
—
—
—
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

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