Symbols / FINV Stock $4.81 +1.91% FinVolution Group

Financial Services • Credit Services • China • NYQ
FINV (Stock) Chart
O: — H: — L: — C: — V: —
SMA 20: — SMA 50: — SMA 200: —
Stock Fundamentals
Scroll to Statements
Index EQUITY
Sector Financial Services
Industry Credit Services
CEO Mr. Tiezheng Li
Exch · Country NYQ · China
Market Cap 1.19B
Enterprise Value 284.07M
Income 2.54B
Sales 13.57B
FCF (ttm) 2.79B
Book/sh 9.79
Cash/sh 5.88
Employees —
Insider 10d —
IPO Nov 09, 2017
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout 20.98%
P/E 3.36
Forward P/E 3.28
PEG —
P/S 0.09
P/B 0.49
P/C —
EV/EBITDA 0.04
EV/Sales 0.02
Quick Ratio 4.33
Current Ratio 9.38
Debt/Eq 7.86
LT Debt/Eq —
EPS (ttm) 1.43
EPS next Y 1.47
EPS Growth -37.90%
Revenue Growth -13.00%
EPS Gr Q/Q -37.60%
Rev Gr Q/Q —
Earnings (next) 2026-05-20
Earnings (prior) 2026-03-16
ROA 16.39%
ROE 15.71%
ROIC —
Gross Margin 73.93%
Oper. Margin 34.03%
Profit Margin 18.74%
Shs Outstand 133.70M
Shs Float 570.71M
Insider Own 10.60%
Instit Own 47.59%
Short Float 5.49%
Short Ratio 3.75
Short Interest 6.38M
52W High 10.90
vs 52W High -55.87%
52W Low 4.50
vs 52W Low 6.77%
Beta 0.35
Impl. Vol. 56.25%
Rel Volume 0.83
Avg Volume 1.29M
Volume 1.07M
Target (mean) $7.69
Tgt Median $7.87
Tgt Low $7.04
Tgt High $8.27
# Analysts 7
Recom None
Prev Close $4.72
Price $4.81
Change 1.91%
About

FinVolution Group, an investment holding company, operates in the online consumer finance industry in the People's Republic of China, Indonesia, and internationally. It operates an online consumer finance platform through its ppdai.com and PPDai mobile application; KOO Virtual Credit; AdaKami, an online loan platform; and JuanHand for lending and other personalized financial services. The company was formerly known as PPDAI Group Inc. and changed its name to FinVolution Group in November 2019. FinVolution Group was founded in 2007 and is headquartered in Shanghai, the People's Republic of China.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$7.69
Mean price target
2. Current target
$4.81
Latest analyst target
3. DCF / Fair value
$375.35
Simplified: (Free Cash Flow ÷ Shares) × 18 (P/FCF multiple). Not a …
Ratings
Current target
$4.81
Low
$7.04
High
$8.27
Mean
$7.69

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2025-05-23 up UBS Neutral → Buy $12
2025-03-20 down UBS Buy → Neutral $12
2025-03-18 up Citigroup Neutral → Buy $11
2023-07-26 init Daiwa Capital — → Buy $7
2023-05-18 main Citigroup Buy → Buy $5
2023-03-15 down Citigroup Buy → Neutral $5
2023-02-01 up UBS Neutral → Buy —
2022-08-24 main Citigroup — → Buy $6
2022-06-01 up Citigroup Neutral → Buy $5
2022-05-06 init CICC — → Outperform $6
2022-03-16 main Citigroup — → Neutral $3
2021-12-20 down UBS Buy → Neutral $6
2021-09-21 init China Renaissance — → Buy $9
2021-03-12 up Citigroup Neutral → Buy $7
2020-09-01 down UBS Buy → Neutral $2
News
RSS: Latest FINV news
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2026-04-10 WANG YUXIANG Chief Operating Officer — 970,720 — —
2026-04-10 CHEN PINGPING President — 966,140 — —
2026-04-08 LI TIEZHENG Chief Executive Officer — 102,825 — —
2026-04-02 LI TIEZHENG Chief Executive Officer — 380,000 — —
2026-04-02 WANG YUXIANG Chief Operating Officer — 2,012,235 — —
2026-04-02 CHEN PINGPING President — 1,291,500 — —
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total Revenue
13,085.19
+3.85%
12,600.56
+11.70%
11,280.51
+18.20%
9,543.97
Operating Revenue
12,393.07
+2.66%
12,071.70
+12.34%
10,745.64
+19.57%
8,987.27
Cost Of Revenue
2,401.21
+10.93%
2,164.63
-0.93%
2,184.93
+14.05%
1,915.80
Reconciled Cost Of Revenue
2,401.21
+10.93%
2,164.63
-0.93%
2,184.93
+14.05%
1,915.80
Gross Profit
10,683.99
+2.38%
10,435.93
+14.74%
9,095.58
+19.24%
7,628.17
Operating Expense
8,148.86
+1.20%
8,052.04
+22.37%
6,580.24
+31.23%
5,014.41
Research And Development
496.74
-2.79%
510.99
+3.97%
491.48
+13.02%
434.85
Selling General And Administration
2,427.80
+6.60%
2,277.46
+9.14%
2,086.75
-0.75%
2,102.48
Selling And Marketing Expense
2,014.25
+6.72%
1,887.44
+12.01%
1,685.02
+6.36%
1,584.23
General And Administrative Expense
413.55
+6.03%
390.02
-2.91%
401.73
-22.48%
518.25
Other Gand A
413.55
+6.03%
390.02
-2.91%
401.73
-22.48%
518.25
Other Operating Expenses
4,587.25
+3.72%
4,422.80
+38.42%
3,195.22
+62.72%
1,963.61
Total Expenses
10,550.07
+3.26%
10,216.67
+16.56%
8,765.17
+26.48%
6,930.21
Operating Income
2,535.13
+6.34%
2,383.89
-5.23%
2,515.34
-3.77%
2,613.77
EBITDA
2,621.38
+6.87%
2,452.98
-4.94%
2,580.34
-3.83%
2,683.00
Normalized EBITDA
2,621.38
+6.87%
2,452.98
-4.94%
2,580.34
-3.83%
2,683.00
Reconciled Depreciation
86.25
+24.84%
69.09
+6.28%
65.01
-6.11%
69.23
EBIT
2,535.13
+6.34%
2,383.89
-5.23%
2,515.34
-3.77%
2,613.77
Net Income
2,383.15
+1.81%
2,340.84
+3.29%
2,266.38
-9.67%
2,508.95
Pretax Income
2,845.25
+2.40%
2,778.59
+1.56%
2,736.03
0.00%
2,736.13
Other Income Expense
310.12
-21.43%
394.70
+78.84%
220.69
+80.35%
122.37
Other Non Operating Income Expenses
310.12
-21.43%
394.70
+78.84%
220.69
+80.35%
122.37
Tax Provision
457.40
+15.77%
395.10
-13.12%
454.77
+88.85%
240.82
Tax Rate For Calcs
0.00
+12.52%
0.00
-16.36%
0.00
+88.89%
0.00
Tax Effect Of Unusual Items
0.00
0.00
0.00
0.00
Net Income Including Noncontrolling Interests
2,387.84
+0.18%
2,383.49
+4.48%
2,281.26
-8.58%
2,495.32
Net Income From Continuing Operation Net Minority Interest
2,383.15
+1.81%
2,340.84
+3.29%
2,266.38
-9.67%
2,508.95
Net Income From Continuing And Discontinued Operation
2,383.15
+1.81%
2,340.84
+3.29%
2,266.38
-9.67%
2,508.95
Net Income Continuous Operations
2,387.84
+0.18%
2,383.49
+4.48%
2,281.26
-8.58%
2,495.32
Minority Interests
-4.70
+88.98%
-42.65
-186.74%
-14.87
-209.12%
13.63
Normalized Income
2,383.15
+1.81%
2,340.84
+3.29%
2,266.38
-9.67%
2,508.95
Net Income Common Stockholders
2,383.15
+1.81%
2,340.84
+3.29%
2,266.38
-9.67%
2,508.95
Diluted EPS
9.05
+8.38%
8.35
+7.05%
7.80
-7.69%
8.45
Basic EPS
9.25
+8.82%
8.50
+6.25%
8.00
-9.60%
8.85
Basic Average Shares
257.57
-6.32%
274.94
-2.69%
282.53
-0.58%
284.17
Diluted Average Shares
264.05
-5.90%
280.59
-3.53%
290.86
-1.90%
296.50
Diluted NI Availto Com Stockholders
2,383.15
+1.81%
2,340.84
+3.29%
2,266.38
-9.67%
2,508.95
Provision For Doubtful Accounts
637.06
-24.23%
840.79
+4.22%
806.78
+57.12%
513.47
Line Item Trend 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total Assets
23,607.12
+10.86%
21,293.67
-0.42%
21,382.91
+17.89%
18,138.55
Current Assets
19,071.93
+4.76%
18,206.07
-3.65%
18,896.59
+15.22%
16,400.80
Cash Cash Equivalents And Short Term Investments
7,505.15
-5.36%
7,930.14
+12.27%
7,063.40
+25.62%
5,623.03
Cash And Cash Equivalents
4,672.77
-5.97%
4,969.32
+36.66%
3,636.38
-17.69%
4,418.13
Other Short Term Investments
2,832.38
-4.34%
2,960.82
-13.60%
3,427.02
+184.42%
1,204.90
Receivables
8,281.40
+61.43%
5,130.17
-15.55%
6,074.76
+23.72%
4,909.92
Accounts Receivable
2,405.88
+8.94%
2,208.54
-0.40%
2,217.45
+17.27%
1,890.85
Gross Accounts Receivable
2,696.15
+7.04%
2,518.93
-7.20%
2,714.36
+26.75%
2,141.54
Allowance For Doubtful Accounts Receivable
-290.27
+6.48%
-310.39
+37.54%
-496.92
-98.22%
-250.70
Other Receivables
1,639.59
-6.61%
1,755.62
+5.14%
1,669.86
+79.21%
931.80
Taxes Receivable
78.31
+102.73%
38.63
-24.29%
51.02
-51.41%
105.00
Loans Receivable
4,157.62
+268.78%
1,127.39
-47.23%
2,136.43
+7.78%
1,982.28
Prepaid Assets
1,211.07
-63.80%
3,345.69
+14.75%
2,915.73
+62.49%
1,794.44
Restricted Cash
2,074.30
+15.23%
1,800.07
-36.68%
2,842.71
-30.21%
4,073.41
Total Non Current Assets
4,535.19
+46.88%
3,087.60
+24.18%
2,486.32
+43.08%
1,737.75
Net PPE
660.62
+268.97%
179.04
-46.36%
333.77
+106.63%
161.53
Gross PPE
976.01
+115.70%
452.48
-22.61%
584.69
+50.45%
388.63
Accumulated Depreciation
-315.39
-15.34%
-273.44
-8.97%
-250.92
-10.49%
-227.10
Properties
0.00
0.00
0.00
0.00
Buildings And Improvements
483.82
0.00
—
—
Machinery Furniture Equipment
421.66
+10.82%
380.48
+5.73%
359.85
+19.86%
300.23
Other Properties
36.83
-3.37%
38.11
-80.20%
192.43
+291.61%
49.14
Leases
33.71
-0.54%
33.89
+4.54%
32.42
-17.44%
39.27
Goodwill And Other Intangible Assets
187.71
+25.89%
149.10
+0.00%
149.10
-0.17%
149.36
Goodwill
50.41
+0.00%
50.41
+0.00%
50.41
+0.00%
50.41
Other Intangible Assets
137.30
+39.12%
98.69
+0.00%
98.69
-0.26%
98.95
Investments And Advances
1,173.00
+3.34%
1,135.13
+4.71%
1,084.08
+11.63%
971.12
Long Term Equity Investment
—
—
—
132.38
Other Investments
1,173.00
+3.34%
1,135.13
—
—
Non Current Deferred Assets
2,513.86
+54.76%
1,624.33
+76.68%
919.36
+101.73%
455.74
Non Current Deferred Taxes Assets
2,513.86
+54.76%
1,624.33
+76.68%
919.36
+101.73%
455.74
Total Liabilities Net Minority Interest
8,053.45
+8.50%
7,422.77
-16.96%
8,938.42
+20.32%
7,428.94
Current Liabilities
4,424.62
+20.85%
3,661.15
-25.73%
4,929.19
+23.09%
4,004.64
Payables And Accrued Expenses
2,892.89
+63.60%
1,768.25
-43.31%
3,118.92
+7.30%
2,906.70
Payables
2,421.51
+73.05%
1,399.29
-48.07%
2,694.62
+1.32%
2,659.53
Other Payable
1,702.27
+42.85%
1,191.68
-53.44%
2,559.60
+4.19%
2,456.62
Current Accrued Expenses
471.37
+27.76%
368.96
-13.04%
424.30
+71.66%
247.17
Total Tax Payable
705.93
+240.24%
207.48
+54.80%
134.03
-33.20%
200.65
Current Debt And Capital Lease Obligation
5.59
-2.81%
5.76
—
—
Current Debt
5.59
-2.81%
5.76
—
—
Current Deferred Liabilities
1,526.13
-19.13%
1,887.14
+4.25%
1,810.27
+64.88%
1,097.94
Current Deferred Revenue
1,526.13
-19.13%
1,887.14
+4.25%
1,810.27
+64.88%
1,097.94
Total Non Current Liabilities Net Minority Interest
3,628.83
-3.53%
3,761.62
-6.18%
4,009.23
+17.08%
3,424.30
Long Term Debt And Capital Lease Obligation
28.77
-19.83%
35.88
-79.73%
176.99
+430.61%
33.36
Long Term Capital Lease Obligation
28.77
-19.83%
35.88
-79.73%
176.99
+430.61%
33.36
Long Term Provisions
—
—
—
3,188.56
Non Current Deferred Liabilities
491.21
+44.22%
340.61
+46.69%
232.19
+68.70%
137.63
Non Current Deferred Taxes Liabilities
491.21
+44.22%
340.61
+46.69%
232.19
+68.70%
137.63
Other Non Current Liabilities
3,108.85
-8.16%
3,385.14
-5.97%
3,600.05
+10.66%
3,253.31
Stockholders Equity
15,204.06
+10.58%
13,748.78
+11.13%
12,371.70
+16.11%
10,655.25
Common Stock Equity
15,204.06
+10.58%
13,748.78
+11.13%
12,371.70
+16.11%
10,655.25
Capital Stock
0.10
+0.00%
0.10
+0.00%
0.10
+0.00%
0.10
Common Stock
0.10
+0.00%
0.10
+0.00%
0.10
+0.00%
0.10
Share Issued
1,550.07
+0.00%
1,550.07
+0.00%
1,550.07
+0.00%
1,550.07
Ordinary Shares Number
1,266.25
-4.53%
1,326.39
-6.14%
1,413.20
-1.44%
1,433.79
Treasury Shares Number
283.82
+26.89%
223.68
+63.42%
136.87
+17.71%
116.28
Additional Paid In Capital
5,815.44
+1.16%
5,748.73
+0.98%
5,692.70
-0.04%
5,694.73
Retained Earnings
10,208.72
+22.16%
8,357.15
+28.63%
6,496.85
+38.50%
4,690.95
Gains Losses Not Affecting Retained Earnings
945.35
+12.21%
842.48
+12.23%
750.64
+26.45%
593.63
Treasury Stock
1,765.54
+47.17%
1,199.68
+110.99%
568.60
+75.40%
324.17
Minority Interest
349.61
+186.30%
122.11
+67.77%
72.79
+33.90%
54.36
Other Equity Adjustments
945.35
+12.21%
842.48
+12.23%
750.64
+26.45%
593.63
Total Equity Gross Minority Interest
15,553.67
+12.13%
13,870.90
+11.46%
12,444.49
+16.20%
10,709.61
Total Capitalization
15,204.06
+10.58%
13,748.78
+11.13%
12,371.70
+16.11%
10,655.25
Working Capital
14,647.31
+0.70%
14,544.92
+4.13%
13,967.40
+12.68%
12,396.16
Invested Capital
15,209.66
+10.58%
13,754.54
+11.18%
12,371.70
+16.11%
10,655.25
Total Debt
34.36
-17.47%
41.63
-76.48%
176.99
+430.61%
33.36
Capital Lease Obligations
28.77
-19.83%
35.88
-79.73%
176.99
+430.61%
33.36
Net Tangible Assets
15,016.35
+10.42%
13,599.68
+11.27%
12,222.60
+16.34%
10,505.89
Tangible Book Value
15,016.35
+10.42%
13,599.68
+11.27%
12,222.60
+16.34%
10,505.89
Available For Sale Securities
—
—
—
838.74
Dueto Related Parties Current
13.31
+9835.82%
0.13
-86.60%
1.00
-55.85%
2.27
Investmentin Financial Assets
—
—
—
838.74
Line Item Trend 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Operating Cash Flow
2,893.16
+112.60%
1,360.87
+474.41%
236.92
-62.41%
630.23
Cash Flow From Continuing Operating Activities
2,893.16
+112.60%
1,360.87
+474.41%
236.92
-62.41%
630.23
Net Income From Continuing Operations
2,387.84
+0.18%
2,383.49
+4.48%
2,281.26
-8.58%
2,495.32
Depreciation Amortization Depletion
86.25
+24.84%
69.09
+6.28%
65.01
-6.11%
69.23
Depreciation
86.25
+24.84%
69.09
+6.28%
65.01
-6.11%
69.23
Depreciation And Amortization
86.25
+24.84%
69.09
+6.28%
65.01
-6.11%
69.23
Other Non Cash Items
-853.61
+18.66%
-1,049.38
+10.63%
-1,174.20
+3.45%
-1,216.17
Stock Based Compensation
144.05
+23.75%
116.41
+30.75%
89.03
-6.49%
95.21
Provisionand Write Offof Assets
1,015.76
-15.01%
1,195.16
+21.57%
983.09
+70.20%
577.61
Asset Impairment Charge
0.00
0.00
-100.00%
0.26
0.00
Operating Gains Losses
-7.75
-1173.68%
0.72
-89.52%
6.89
+62.31%
4.25
Gain Loss On Investment Securities
-7.75
-1173.68%
0.72
-89.52%
6.89
+62.31%
4.25
Unrealized Gain Loss On Investment Securities
-45.59
-40.44%
-32.46
-231.04%
-9.81
-523.39%
-1.57
Change In Working Capital
166.21
+112.57%
-1,322.15
+34.04%
-2,004.60
-43.84%
-1,393.64
Change In Receivables
-777.06
-13.41%
-685.17
+58.01%
-1,631.85
-57.58%
-1,035.55
Changes In Account Receivables
-514.39
-109.92%
-245.04
+65.85%
-717.48
+38.48%
-1,166.17
Change In Prepaid Assets
1,705.74
+1264.90%
124.97
+110.84%
-1,152.66
-31.69%
-875.27
Change In Payables And Accrued Expense
685.10
+1250.10%
50.74
-54.04%
110.41
-40.63%
185.99
Change In Accrued Expense
157.62
+1704.16%
-9.83
-106.32%
155.54
+44.66%
107.53
Change In Payable
527.47
+770.85%
60.57
+234.21%
-45.13
-157.52%
78.46
Change In Other Working Capital
-1,082.65
-108.33%
-519.67
-251.39%
343.27
+179.68%
-430.80
Change In Other Current Assets
—
—
—
0.00
Change In Other Current Liabilities
-364.92
-24.54%
-293.02
-189.82%
326.22
-57.19%
761.99
Investing Cash Flow
-2,295.82
-262.59%
1,411.99
+190.91%
-1,553.23
-177.86%
1,994.85
Cash Flow From Continuing Investing Activities
-2,295.82
-262.59%
1,411.99
+190.91%
-1,553.23
-177.86%
1,994.85
Net PPE Purchase And Sale
-27.76
+94.84%
-538.10
-919.60%
-52.77
+4.52%
-55.27
Purchase Of PPE
-27.76
+94.84%
-538.10
-919.60%
-52.77
+4.52%
-55.27
Capital Expenditure
-27.76
+94.84%
-538.10
-919.60%
-52.77
+4.52%
-55.27
Net Investment Purchase And Sale
146.45
-66.62%
438.69
+119.61%
-2,237.67
-370.74%
826.50
Purchase Of Investment
-7,379.06
+38.50%
-11,997.78
+30.47%
-17,254.47
-35.78%
-12,708.05
Sale Of Investment
7,525.51
-39.49%
12,436.47
-17.18%
15,016.81
+10.95%
13,534.54
Net Business Purchase And Sale
100.73
+2418.35%
4.00
0.00
0.00
Purchase Of Business
-0.70
0.00
0.00
—
Net Intangibles Purchase And Sale
—
—
0.00
0.00
Purchase Of Intangibles
—
—
0.00
0.00
Net Other Investing Changes
-2,515.24
-266.86%
1,507.39
+104.47%
737.21
-39.75%
1,223.62
Financing Cash Flow
-622.72
+75.14%
-2,505.00
-227.91%
-763.94
-218.57%
-239.80
Cash Flow From Continuing Financing Activities
-622.72
+75.14%
-2,505.00
-227.91%
-763.94
-218.57%
-239.80
Net Issuance Payments Of Debt
-0.17
-102.92%
5.76
0.00
0.00
Issuance Of Debt
28.09
+388.08%
5.76
0.00
0.00
Repayment Of Debt
-28.26
0.00
0.00
0.00
Short Term Debt Issuance
28.09
+388.08%
5.76
0.00
0.00
Short Term Debt Payments
-28.26
0.00
0.00
0.00
Net Short Term Debt Issuance
-0.17
-102.92%
5.76
0.00
0.00
Net Common Stock Issuance
-643.21
+7.39%
-694.52
-103.80%
-340.78
-1211.15%
-25.99
Common Stock Payments
-643.21
+7.39%
-694.52
-103.80%
-340.78
-1211.15%
-25.99
Cash Dividends Paid
-441.33
-2.55%
-430.35
-15.54%
-372.48
-17.29%
-317.57
Repurchase Of Capital Stock
-643.21
+7.39%
-694.52
-103.80%
-340.78
-1211.15%
-25.99
Proceeds From Stock Option Exercised
0.00
-100.00%
2.28
-78.47%
10.59
-68.24%
33.34
Net Other Financing Charges
461.99
+133.28%
-1,388.16
-2165.80%
-61.27
-187.00%
70.42
Changes In Cash
-25.37
-109.47%
267.86
+112.88%
-2,080.25
-187.21%
2,385.27
Effect Of Exchange Rate Changes
3.05
-86.40%
22.44
-66.90%
67.80
+769.14%
-10.13
Beginning Cash Position
6,769.39
+4.48%
6,479.09
-23.70%
8,491.54
+38.83%
6,116.40
End Cash Position
6,747.07
-0.33%
6,769.39
+4.48%
6,479.09
-23.70%
8,491.54
Free Cash Flow
2,865.40
+248.26%
822.78
+346.82%
184.14
-67.97%
574.96
Interest Paid Supplemental Data
38.31
-56.02%
87.10
+4.42%
83.41
-48.33%
161.43
Income Tax Paid Supplemental Data
673.74
-29.85%
960.48
-0.29%
963.25
+67.54%
574.94
Change In Income Tax Payable
499.09
+579.49%
73.45
+210.25%
-66.62
-244.05%
46.25
Change In Tax Payable
499.09
+579.49%
73.45
+210.25%
-66.62
-244.05%
46.25
Sale Of Business
101.44
+2435.92%
4.00
0.00
0.00
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

Trades
Date User Broker Pattern Type Position Size Entry Price Trade P&L Status
Posts
Published Title Author Category