Symbols / FNF Stock $51.63 -1.28% Fidelity National Financial, Inc.

Financial Services • Insurance - Specialty • United States • NYQ
FNF (Stock) Chart
O: — H: — L: — C: — V: —
SMA 20: — SMA 50: — SMA 200: —
Stock Fundamentals
Scroll to Statements
Index EQUITY
Sector Financial Services
Industry Insurance - Specialty
CEO Mr. Michael Joseph Nolan
Exch · Country NYQ · United States
Market Cap 13.90B
Enterprise Value 16.02B
Income 602.00M
Sales 14.50B
FCF (ttm) 2.05B
Book/sh 27.39
Cash/sh 15.84
Employees 24,535
Insider 10d —
IPO Oct 14, 2005
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout 91.40%
P/E 23.36
Forward P/E 8.00
PEG 0.85
P/S 0.96
P/B 1.88
P/C —
EV/EBITDA 7.72
EV/Sales 1.10
Quick Ratio 0.19
Current Ratio 0.99
Debt/Eq 53.14
LT Debt/Eq —
EPS (ttm) 2.21
EPS next Y 6.45
EPS Growth —
Revenue Growth 12.30%
EPS Gr Q/Q —
Rev Gr Q/Q —
Earnings (next) 2026-05-06
Earnings (prior) 2026-02-19
ROA 1.10%
ROE 7.76%
ROIC —
Gross Margin 53.51%
Oper. Margin 13.06%
Profit Margin 4.15%
Shs Outstand 269.16M
Shs Float 256.36M
Insider Own 5.71%
Instit Own 82.76%
Short Float 2.79%
Short Ratio 3.46
Short Interest 6.04M
52W High 62.88
vs 52W High -17.90%
52W Low 42.78
vs 52W Low 20.69%
Beta 1.06
Impl. Vol. 58.47%
Rel Volume 0.51
Avg Volume 1.96M
Volume 992.03K
Target (mean) $64.60
Tgt Median $67.00
Tgt Low $54.00
Tgt High $71.00
# Analysts 5
Recom None
Prev Close $52.30
Price $51.63
Change -1.28%
About

Fidelity National Financial, Inc., together with its subsidiaries, provides various insurance products in the United States. It operates through Title, F&G, and Corporate and Other segments. The company offers title insurance, escrow, and other title related services, including trust activities, trustee sales guarantees, recordings and reconveyances, and home warranty products. It also provides technology and transaction services to the real estate and mortgage industries; and mortgage transaction services, including title-related services and facilitation of production and management of mortgage loans. In addition, the company offers annuity and life insurance products, such as deferred and immediate annuities, as well as indexed universal life insurance products; and funding agreements and pension risk transfer (PRT) solutions. Further, it engages in the real estate brokerage business. Fidelity National Financial, Inc. was incorporated in 2005 and is headquartered in Jacksonville, Florida.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$64.60
Mean price target
2. Current target
$51.63
Latest analyst target
3. DCF / Fair value
$136.93
Simplified: (Free Cash Flow ÷ Shares) × 18 (P/FCF multiple). Not a …
Ratings
Current target
$51.63
Low
$54.00
High
$71.00
Mean
$64.60

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2026-04-10 main Keefe, Bruyette & Woods Outperform → Outperform $67
2026-04-06 main Barclays Equal-Weight → Equal-Weight $54
2026-02-23 main Keefe, Bruyette & Woods Outperform → Outperform $71
2026-01-06 main Barclays Equal-Weight → Equal-Weight $63
2025-12-18 main Keefe, Bruyette & Woods Outperform → Outperform $72
2025-11-10 main Keefe, Bruyette & Woods Outperform → Outperform $70
2025-10-06 main Barclays Equal-Weight → Equal-Weight $64
2025-07-08 main Barclays Equal-Weight → Equal-Weight $65
2025-04-08 up Keefe, Bruyette & Woods Market Perform → Outperform $69
2025-02-24 main Barclays Equal-Weight → Equal-Weight $67
2025-02-24 main Stephens & Co. Overweight → Overweight $75
2025-01-08 main Keefe, Bruyette & Woods Market Perform → Market Perform $63
2025-01-06 main Barclays Equal-Weight → Equal-Weight $61
2025-01-03 up Deutsche Bank Hold → Buy $77
2024-12-10 main Keefe, Bruyette & Woods Market Perform → Market Perform $64
2024-11-11 main Truist Securities Buy → Buy $70
2024-11-08 main Stephens & Co. Overweight → Overweight $68
2024-10-08 main Barclays Equal-Weight → Equal-Weight $59
2024-09-04 main Keefe, Bruyette & Woods Market Perform → Market Perform $63
2024-08-15 reit Stephens & Co. Overweight → Overweight $63
News
RSS: Latest FNF news
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2026-04-08 SADOWSKI PETER T. Officer — 473 $47.67 $22,548
2026-01-05 DHANIDINA HALIM Director — 6,000 $55.90 $335,400
2025-11-17 LANE DANIEL D Director — 6,367 $57.63 $366,930
2025-11-10 THOMPSON CARY H Director — 4,870 $0.00 $0
2025-11-10 SADOWSKI PETER T. Officer — 29,218 $0.00 $0
2025-11-10 GRAVELLE MICHAEL L Officer — 27,827 $0.00 $0
2025-11-10 MURREN HEATHER HAY Director — 4,870 $0.00 $0
2025-11-10 ROOD JOHN D Director — 4,870 $0.00 $0
2025-11-10 NOLAN MICHAEL JOSEPH Chief Executive Officer — 100,000 $0.00 $0
2025-11-10 QUIRK RAYMOND R Officer and Director — 55,653 $0.00 $0
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
14,140.00
+5.88%
13,355.00
+15.92%
11,521.00
+0.58%
11,455.00
Operating Revenue
14,140.00
+5.88%
13,355.00
+15.92%
11,521.00
+0.58%
11,455.00
Selling General And Administration
3,437.00
+9.18%
3,148.00
+8.25%
2,908.00
-8.90%
3,192.00
General And Administrative Expense
3,437.00
+9.18%
3,148.00
+8.25%
2,908.00
-8.90%
3,192.00
Salaries And Wages
3,437.00
+9.18%
3,148.00
+8.25%
2,908.00
-8.90%
3,192.00
Other Operating Expenses
1,615.00
+3.66%
1,558.00
+2.43%
1,521.00
-11.62%
1,721.00
Total Expenses
12,743.00
+9.73%
11,613.00
+7.25%
10,828.00
+11.34%
9,725.00
Reconciled Depreciation
844.00
+14.21%
739.00
+24.62%
593.00
+20.77%
491.00
EBIT
1,639.00
-15.99%
1,951.00
+125.03%
867.00
-53.01%
1,845.00
Net Income
602.00
-52.60%
1,270.00
+145.65%
517.00
-60.05%
1,294.00
Pretax Income
1,397.00
-19.80%
1,742.00
+151.37%
693.00
-59.94%
1,730.00
Net Non Operating Interest Income Expense
-242.00
-15.79%
-209.00
-20.11%
-174.00
-51.30%
-115.00
Interest Expense Non Operating
242.00
+15.79%
209.00
+20.11%
174.00
+51.30%
115.00
Net Interest Income
-242.00
-15.79%
-209.00
-20.11%
-174.00
-51.30%
-115.00
Interest Expense
242.00
+15.79%
209.00
+20.11%
174.00
+51.30%
115.00
Interest Income
2,945.00
+3.73%
2,839.00
+19.49%
2,376.00
+29.55%
1,834.00
Tax Provision
753.00
+105.18%
367.00
+91.15%
192.00
-56.26%
439.00
Tax Rate For Calcs
0.00
-0.47%
0.00
-23.83%
0.00
+9.06%
0.00
Tax Effect Of Unusual Items
0.00
0.00
0.00
0.00
Net Income Including Noncontrolling Interests
679.00
-51.19%
1,391.00
+168.53%
518.00
-60.34%
1,306.00
Net Income From Continuing Operation Net Minority Interest
602.00
-52.60%
1,270.00
+145.65%
517.00
-60.05%
1,294.00
Net Income From Continuing And Discontinued Operation
602.00
-52.60%
1,270.00
+145.65%
517.00
-60.05%
1,294.00
Net Income Continuous Operations
679.00
-51.19%
1,391.00
+168.53%
518.00
-60.34%
1,306.00
Net Income Discontinuous Operations
—
—
0.00
0.00
Minority Interests
-77.00
+36.36%
-121.00
-12000.00%
-1.00
+91.67%
-12.00
Normalized Income
602.00
-52.60%
1,270.00
+145.65%
517.00
-60.05%
1,294.00
Net Income Common Stockholders
602.00
-52.60%
1,270.00
+145.65%
517.00
-60.05%
1,294.00
Diluted EPS
—
4.65
+143.46%
1.91
-53.41%
4.10
Basic EPS
—
4.69
+145.55%
1.91
-53.75%
4.13
Basic Average Shares
—
271.00
+0.37%
270.00
-1.82%
275.00
Diluted Average Shares
—
273.00
+0.74%
271.00
-2.17%
277.00
Diluted NI Availto Com Stockholders
602.00
-52.60%
1,270.00
+145.65%
517.00
-60.05%
1,294.00
Depreciation And Amortization In Income Statement
844.00
+14.21%
739.00
+24.62%
593.00
+20.77%
491.00
Earnings From Equity Interest Net Of Tax
35.00
+118.75%
16.00
-5.88%
17.00
+13.33%
15.00
Loss Adjustment Expense
2,533.00
+10.03%
2,302.00
-23.88%
3,024.00
+358.88%
659.00
Net Policyholder Benefits And Claims
2,533.00
+10.03%
2,302.00
-23.88%
3,024.00
+358.88%
659.00
Policyholder Benefits Ceded
—
—
—
—
Policyholder Benefits Gross
2,533.00
+10.03%
2,302.00
-23.88%
3,024.00
+358.88%
659.00
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Assets
109,014.00
+14.30%
95,372.00
+18.31%
80,614.00
+23.75%
65,143.00
Cash Cash Equivalents And Short Term Investments
31,702.00
+2.10%
31,049.00
+16.91%
26,557.00
+25.01%
21,244.00
Cash And Cash Equivalents
2,375.00
-30.35%
3,410.00
+36.13%
2,505.00
+22.55%
2,044.00
Other Short Term Investments
29,327.00
+6.11%
27,639.00
+14.91%
24,052.00
+25.27%
19,200.00
Receivables
18,024.00
+30.13%
13,851.00
+47.05%
9,419.00
+60.05%
5,885.00
Accounts Receivable
18,024.00
+30.13%
13,851.00
+47.05%
9,419.00
+60.05%
5,885.00
Loans Receivable
-86.00
-22.86%
-70.00
-6.06%
-66.00
-57.14%
-42.00
Prepaid Assets
—
—
—
2,231.00
Net PPE
525.00
+0.19%
524.00
+1.55%
516.00
-7.03%
555.00
Goodwill And Other Intangible Assets
12,337.00
+5.74%
11,667.00
+18.15%
9,875.00
+11.43%
8,862.00
Goodwill
5,272.00
+0.02%
5,271.00
+9.13%
4,830.00
+4.21%
4,635.00
Other Intangible Assets
7,065.00
+10.46%
6,396.00
+26.78%
5,045.00
+19.35%
4,227.00
Investments And Advances
62,576.00
+11.58%
56,084.00
+13.96%
49,213.00
+23.32%
39,908.00
Long Term Equity Investment
5,166.00
+38.46%
3,731.00
+11.91%
3,334.00
+26.19%
2,642.00
Total Liabilities Net Minority Interest
100,042.00
+15.20%
86,840.00
+18.71%
73,154.00
+24.89%
58,574.00
Payables And Accrued Expenses
1,349.00
+4.74%
1,288.00
+10.46%
1,166.00
+13.20%
1,030.00
Payables
284.00
+4.03%
273.00
-20.18%
342.00
+94.32%
176.00
Accounts Payable
246.00
+28.80%
191.00
-43.66%
339.00
+117.31%
156.00
Current Accrued Expenses
1,065.00
+4.93%
1,015.00
+23.18%
824.00
-3.51%
854.00
Employee Benefits
491.00
+8.15%
454.00
+3.89%
437.00
+7.11%
408.00
Total Tax Payable
38.00
-53.66%
82.00
+2633.33%
3.00
-85.00%
20.00
Income Tax Payable
38.00
-53.66%
82.00
+2633.33%
3.00
-85.00%
20.00
Long Term Debt And Capital Lease Obligation
4,768.00
+1.32%
4,706.00
+9.93%
4,281.00
+17.10%
3,656.00
Long Term Debt
4,400.00
+1.83%
4,321.00
+11.17%
3,887.00
+20.04%
3,238.00
Long Term Capital Lease Obligation
368.00
-4.42%
385.00
-2.28%
394.00
-5.74%
418.00
Non Current Deferred Liabilities
534.00
+480.43%
92.00
-23.33%
120.00
-26.83%
164.00
Non Current Deferred Revenue
95.00
+3.26%
92.00
+1.10%
91.00
-2.15%
93.00
Non Current Deferred Taxes Liabilities
439.00
—
29.00
-59.15%
71.00
Stockholders Equity
7,424.00
-4.26%
7,754.00
+12.25%
6,908.00
+12.95%
6,116.00
Common Stock Equity
7,424.00
-4.26%
7,754.00
+12.25%
6,908.00
+12.95%
6,116.00
Capital Stock
0.00
0.00
0.00
0.00
Common Stock
0.00
0.00
0.00
0.00
Preferred Stock
0.00
0.00
0.00
0.00
Share Issued
332.34
+0.41%
330.97
+0.54%
329.19
+0.44%
327.76
Ordinary Shares Number
271.34
-1.33%
275.00
+0.64%
273.25
+0.35%
272.31
Treasury Shares Number
61.00
+8.99%
55.97
+0.06%
55.93
+0.88%
55.45
Additional Paid In Capital
6,042.00
+1.10%
5,976.00
+1.07%
5,913.00
+0.73%
5,870.00
Retained Earnings
5,484.00
-8.32%
5,982.00
+14.07%
5,244.00
+0.36%
5,225.00
Gains Losses Not Affecting Retained Earnings
-1,678.00
+18.23%
-2,052.00
+3.16%
-2,119.00
+26.17%
-2,870.00
Treasury Stock
2,424.00
+12.64%
2,152.00
+1.03%
2,130.00
+1.00%
2,109.00
Minority Interest
1,548.00
+98.97%
778.00
+40.94%
552.00
+21.85%
453.00
Other Equity Adjustments
-1,678.00
+18.23%
-2,052.00
+3.16%
-2,119.00
+26.17%
-2,870.00
Total Equity Gross Minority Interest
8,972.00
+5.16%
8,532.00
+14.37%
7,460.00
+13.56%
6,569.00
Total Capitalization
11,824.00
-2.08%
12,075.00
+11.86%
10,795.00
+15.41%
9,354.00
Invested Capital
11,824.00
-2.08%
12,075.00
+11.86%
10,795.00
+15.41%
9,354.00
Total Debt
4,768.00
+1.32%
4,706.00
+9.93%
4,281.00
+17.10%
3,656.00
Net Debt
2,025.00
+122.28%
911.00
-34.08%
1,382.00
+15.75%
1,194.00
Capital Lease Obligations
368.00
-4.42%
385.00
-2.28%
394.00
-5.74%
418.00
Net Tangible Assets
-4,913.00
-25.56%
-3,913.00
-31.88%
-2,967.00
-8.05%
-2,746.00
Tangible Book Value
-4,913.00
-25.56%
-3,913.00
-31.88%
-2,967.00
-8.05%
-2,746.00
Derivative Product Liabilities
928.00
+36.47%
680.00
+15.65%
588.00
+230.34%
178.00
Investments In Other Ventures Under Equity Method
5,166.00
+38.46%
3,731.00
+11.91%
3,334.00
+26.19%
2,642.00
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
5,828.00
-14.48%
6,815.00
+5.20%
6,478.00
+48.75%
4,355.00
Cash Flow From Continuing Operating Activities
5,828.00
-14.48%
6,815.00
+5.20%
6,478.00
+48.75%
4,355.00
Net Income From Continuing Operations
679.00
-51.19%
1,391.00
+168.53%
518.00
-60.34%
1,306.00
Depreciation And Amortization
844.00
+14.21%
739.00
+24.62%
593.00
+20.77%
491.00
Other Non Cash Items
-168.00
+49.24%
-331.00
-87.01%
-177.00
+57.35%
-415.00
Stock Based Compensation
88.00
+7.32%
82.00
+36.67%
60.00
+22.45%
49.00
Operating Gains Losses
-169.00
+76.03%
-705.00
-331.15%
305.00
-25.43%
409.00
Gain Loss On Investment Securities
215.00
+163.42%
-339.00
-162.55%
542.00
+1.69%
533.00
Change In Working Capital
5,353.00
+0.54%
5,324.00
+13.04%
4,710.00
+47.70%
3,189.00
Change In Receivables
-15.00
+73.21%
-56.00
-148.70%
115.00
-74.67%
454.00
Changes In Account Receivables
-15.00
+73.21%
-56.00
-148.70%
115.00
-74.67%
454.00
Change In Other Working Capital
393.00
+286.26%
-211.00
-177.63%
-76.00
+76.18%
-319.00
Investing Cash Flow
-8,934.00
-13.64%
-7,862.00
+13.51%
-9,090.00
+13.63%
-10,524.00
Cash Flow From Continuing Investing Activities
-8,934.00
-13.64%
-7,862.00
+13.51%
-9,090.00
+13.63%
-10,524.00
Net PPE Purchase And Sale
-147.00
-0.68%
-146.00
-10.61%
-132.00
+4.35%
-138.00
Purchase Of PPE
-147.00
-0.68%
-146.00
-10.61%
-132.00
+4.35%
-138.00
Sale Of PPE
—
—
—
—
Capital Expenditure
-147.00
-0.68%
-146.00
-10.61%
-132.00
+4.35%
-138.00
Net Investment Purchase And Sale
-6,915.00
-4.35%
-6,627.00
+14.71%
-7,770.00
+17.16%
-9,379.00
Purchase Of Investment
-23,198.00
-22.73%
-18,901.00
-35.15%
-13,985.00
+11.03%
-15,719.00
Sale Of Investment
16,283.00
+32.66%
12,274.00
+97.49%
6,215.00
-1.97%
6,340.00
Net Business Purchase And Sale
-2,555.00
-48.81%
-1,717.00
-7.65%
-1,595.00
-26.89%
-1,257.00
Purchase Of Business
-2,493.00
-120.42%
-1,131.00
+12.73%
-1,296.00
-20.33%
-1,077.00
Gain Loss On Sale Of Business
—
—
0.00
0.00
Net Other Investing Changes
-11.00
-257.14%
7.00
+143.75%
-16.00
+81.18%
-85.00
Financing Cash Flow
2,263.00
+28.65%
1,759.00
-43.13%
3,093.00
-24.47%
4,095.00
Cash Flow From Continuing Financing Activities
2,263.00
+28.65%
1,759.00
-43.13%
3,093.00
-24.47%
4,095.00
Net Issuance Payments Of Debt
85.00
-81.24%
453.00
-31.98%
666.00
+344.00%
150.00
Issuance Of Debt
385.00
-63.95%
1,068.00
+25.50%
851.00
+54.73%
550.00
Repayment Of Debt
-300.00
+51.22%
-615.00
-232.43%
-185.00
+53.75%
-400.00
Long Term Debt Issuance
385.00
-63.95%
1,068.00
+25.50%
851.00
+54.73%
550.00
Long Term Debt Payments
-300.00
+51.22%
-615.00
-232.43%
-185.00
+53.75%
-400.00
Net Long Term Debt Issuance
85.00
-81.24%
453.00
-31.98%
666.00
+344.00%
150.00
Net Common Stock Issuance
-134.00
0.00
+100.00%
-24.00
+95.66%
-553.00
Common Stock Payments
-251.00
0.00
+100.00%
-24.00
+95.66%
-553.00
Common Stock Dividend Paid
-546.00
-2.63%
-532.00
-6.40%
-500.00
-2.25%
-489.00
Cash Dividends Paid
-546.00
-2.63%
-532.00
-6.40%
-500.00
-2.25%
-489.00
Repurchase Of Capital Stock
-251.00
0.00
+100.00%
-24.00
+95.66%
-553.00
Proceeds From Stock Option Exercised
4.00
-80.95%
21.00
+40.00%
15.00
-61.54%
39.00
Net Other Financing Charges
2,854.00
+57.07%
1,817.00
-38.11%
2,936.00
-40.66%
4,948.00
Changes In Cash
-843.00
-218.40%
712.00
+48.02%
481.00
+123.19%
-2,074.00
Beginning Cash Position
3,479.00
+25.73%
2,767.00
+21.04%
2,286.00
-47.57%
4,360.00
End Cash Position
2,636.00
-24.23%
3,479.00
+25.73%
2,767.00
+21.04%
2,286.00
Free Cash Flow
5,681.00
-14.81%
6,669.00
+5.09%
6,346.00
+50.49%
4,217.00
Interest Paid Supplemental Data
229.00
+14.50%
200.00
+27.39%
157.00
+25.60%
125.00
Income Tax Paid Supplemental Data
250.00
+5.49%
237.00
+9.72%
216.00
-44.19%
387.00
Amortization Of Securities
-1,286.00
+9.37%
-1,419.00
-30.90%
-1,084.00
-33.17%
-814.00
Common Stock Issuance
117.00
0.00
0.00
—
Dividend Received CFO
196.00
+54.33%
127.00
+4.10%
122.00
-19.21%
151.00
Dividends Received CFI
694.00
+11.76%
621.00
+46.81%
423.00
+26.27%
335.00
Earnings Losses From Equity Investments
-384.00
-4.92%
-366.00
-54.43%
-237.00
-91.13%
-124.00
Issuance Of Capital Stock
117.00
0.00
0.00
—
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

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