Symbols / FRST Stock $14.34 +3.02% Primis Financial Corp.

Financial Services • Banks - Regional • United States • NGM
FRST (Stock) Chart
O: — H: — L: — C: — V: —
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Stock Fundamentals
Scroll to Statements
Index EQUITY
Sector Financial Services
Industry Banks - Regional
CEO Mr. Dennis J. Zember Jr.
Exch · Country NGM · United States
Market Cap 355.23M
Enterprise Value 573.42M
Income 46.12M
Sales 198.38M
FCF (ttm) —
Book/sh 17.12
Cash/sh 6.46
Employees 593
Insider 10d —
IPO Nov 01, 2006
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout 21.05%
P/E 7.55
Forward P/E 7.48
PEG —
P/S 1.79
P/B 0.84
P/C —
EV/EBITDA —
EV/Sales 2.89
Quick Ratio —
Current Ratio —
Debt/Eq —
LT Debt/Eq —
EPS (ttm) 1.90
EPS next Y 1.92
EPS Growth -67.60%
Revenue Growth -22.70%
EPS Gr Q/Q -67.70%
Rev Gr Q/Q —
Earnings (next) 2026-07-23
Earnings (prior) 2026-04-23
ROA 1.16%
ROE 11.49%
ROIC —
Gross Margin 0.00%
Oper. Margin 25.12%
Profit Margin 23.25%
Shs Outstand 24.77M
Shs Float 23.78M
Insider Own 3.90%
Instit Own 85.28%
Short Float 0.99%
Short Ratio 1.43
Short Interest 217.72K
52W High 14.55
vs 52W High -1.44%
52W Low 7.59
vs 52W Low 88.93%
Beta 0.71
Impl. Vol. 27.30%
Rel Volume 8.15
Avg Volume 156.43K
Volume 1.28M
Target (mean) $16.42
Tgt Median $16.25
Tgt Low $16.00
Tgt High $17.00
# Analysts 3
Recom Strong_buy
Prev Close $13.92
Price $14.34
Change 3.02%
About

Primis Financial Corp. operates as the bank holding company for Primis Bank that provides various financial services to individuals, and small and medium sized businesses in the United States. The company offers deposit products, including checking, NOW, savings, and money market accounts, as well as certificates of deposits; and commercial deposit products comprising investment/sweep accounts, wire transfer services, employer services/payroll processing services, zero balance accounts, night depository services, depository transfers, merchant services, ACH originations, business debit cards, controlled disbursement accounts, and remote deposit capture services. It also provides commercial lending products, such as loans consist of lines of credit, revolving credit facilities, demand loans, term loans, equipment loans, SBA loans, stand-by letters of credit, and unsecured loans; loans for permanent financing; construction loans for commercial, multi-family, assisted living and other non-residential properties, and builder/developer lines; second asset based lending; SBA lending; financing for medical, dental, and veterinary businesses; and warehouse lending lines of credit to residential mortgage originators. In addition, the company provides consumer lending products comprising residential mortgage, home equity lines of credit, secured and unsecured personal loans, life insurance premium financing, and Panacea consumer loans. Further, it offers debit cards, ATM services, notary services, and mobile and online banking. The company was formerly known as Southern National Bancorp of Virginia, Inc. and changed its name to Primis Financial Corp. Primis Financial Corp. was founded in 2004 and is headquartered in McLean, Virginia.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$16.42
Mean price target
2. Current target
$14.34
Latest analyst target
3. DCF / Fair value
$28.50
Fallback: EPS × 15 (assumed fair P/E). No FCF data; use with …
Ratings
Current target
$14.34
Low
$16.00
High
$17.00
Mean
$16.42

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2025-05-12 init Maxim Group — → Buy $1
2024-10-30 main Stephens & Co. Overweight → Overweight $14
2023-04-04 init Stephens & Co. — → Overweight $13
2023-02-01 up Piper Sandler Neutral → Overweight $14
News
RSS: Latest FRST news
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2026-03-12 BIAGAS JOHN FITZGERALD Director — 1,925 $12.80 $24,640
2026-03-11 BIAGAS JOHN FITZGERALD Director — 1,550 $12.75 $19,768
2026-03-09 LEIBSON MARIE TAYLOR Officer — 5,500 $11.99 $65,945
2026-03-06 DIAZ DEBORAH Director — 1,050 $12.77 $13,408
2026-03-05 ZEMBER DENNIS JAMES JR Chief Executive Officer — 50,964 — —
2026-03-05 LEIBSON MARIE TAYLOR Officer — 3,469 — —
2026-03-05 WOOD CHERYL Officer — 3,469 — —
2026-03-05 SWITZER MATTHEW ALAN Chief Financial Officer — 5,219 — —
2026-03-05 GORE ANN-STANTON C Officer — 1,969 — —
2026-03-05 FULK RICKEY ALLEN President — 2,297 — —
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total Revenue
147.36
+2.36%
143.96
+19.92%
120.05
+14.70%
104.67
Operating Revenue
147.36
+2.36%
143.96
+19.92%
120.05
+14.70%
104.67
Selling General And Administration
71.07
+11.90%
63.51
+19.92%
52.96
+34.86%
39.27
Selling And Marketing Expense
1.91
+4.78%
1.82
-40.69%
3.07
+77.69%
1.73
General And Administrative Expense
69.16
+12.11%
61.69
+23.65%
49.90
+32.89%
37.55
Salaries And Wages
66.61
+13.36%
58.77
+19.92%
49.01
+33.38%
36.74
Other Gand A
—
—
—
5.64
Reconciled Depreciation
8.93
-1.81%
9.09
+22.33%
7.43
-7.55%
8.04
Total Unusual Items
-1.58
+89.45%
-14.94
-1785.98%
-0.79
-259.04%
0.50
Total Unusual Items Excluding Goodwill
-1.58
+89.45%
-14.94
-1785.98%
-0.79
-259.04%
0.50
Special Income Charges
-1.58
+89.45%
-14.94
-1785.98%
-0.79
-259.04%
0.50
Other Special Charges
1.58
-58.38%
3.79
+378.16%
0.79
+956.00%
0.07
Impairment Of Capital Assets
0.00
-100.00%
11.15
0.00
0.00
Net Income
-16.20
-106.91%
-7.83
-155.36%
14.15
-54.53%
31.11
Pretax Income
-28.90
-158.55%
-11.18
-164.50%
17.33
-56.19%
39.57
Net Interest Income
104.22
+5.58%
98.71
-2.94%
101.70
+8.07%
94.10
Interest Expense
106.75
+13.67%
93.91
+335.02%
21.59
+13.38%
19.04
Interest Income
210.97
+9.53%
192.62
+56.24%
123.29
+8.97%
113.14
Gain On Sale Of Security
4.73
-74.17%
18.30
+283.41%
4.77
+159033.33%
0.00
Tax Provision
-4.24
-297.19%
-1.07
-133.50%
3.19
-63.32%
8.68
Tax Rate For Calcs
0.00
+53.62%
0.00
-48.06%
0.00
-16.27%
0.00
Tax Effect Of Unusual Items
-0.23
+83.79%
-1.43
-879.63%
-0.15
-233.16%
0.11
Net Income Including Noncontrolling Interests
-24.66
-143.92%
-10.11
-171.47%
14.15
-54.53%
31.11
Net Income From Continuing Operation Net Minority Interest
-16.20
-106.91%
-7.83
-155.36%
14.15
-54.19%
30.88
Net Income From Continuing And Discontinued Operation
-16.20
-106.91%
-7.83
-155.36%
14.15
-54.53%
31.11
Net Income Continuous Operations
-24.66
-143.92%
-10.11
-171.47%
14.15
-54.19%
30.88
Net Income Discontinuous Operations
—
0.00
0.00
-100.00%
0.23
Minority Interests
8.46
+271.05%
2.28
0.00
0.00
Normalized Income
-14.86
-361.65%
5.68
-61.61%
14.79
-51.48%
30.49
Net Income Common Stockholders
-16.20
-106.91%
-7.83
-155.36%
14.15
-54.53%
31.11
Diluted EPS
-0.31
-177.50%
0.40
-44.44%
0.72
-43.31%
1.27
Basic EPS
-0.31
-177.50%
0.40
-44.44%
0.72
-43.75%
1.28
Basic Average Shares
24.69
+0.20%
24.64
+0.31%
24.56
+0.50%
24.44
Diluted Average Shares
24.69
+0.01%
24.69
+0.07%
24.67
+0.28%
24.60
Diluted NI Availto Com Stockholders
-16.20
-106.91%
-7.83
-155.36%
14.15
-54.53%
31.11
Amortization
1.26
-0.32%
1.27
-4.23%
1.32
-2.86%
1.36
Amortization Of Intangibles Income Statement
1.26
-0.32%
1.27
-4.23%
1.32
-2.86%
1.36
Depreciation Amortization Depletion Income Statement
1.26
-0.32%
1.27
-4.23%
1.32
-2.86%
1.36
Depreciation And Amortization In Income Statement
1.26
-0.32%
1.27
-4.23%
1.32
-2.86%
1.36
Insurance And Claims
2.55
-12.97%
2.93
+229.10%
0.89
+10.70%
0.80
Occupancy And Equipment
12.74
+0.97%
12.62
+16.22%
10.86
+13.37%
9.58
Other Non Interest Expense
28.61
+11.66%
25.62
+23.63%
20.72
+31.82%
15.72
Professional Expense And Contract Services Expense
10.38
+123.74%
4.64
-3.05%
4.79
-12.44%
5.47
Line Item Trend 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total Assets
3,690.11
-4.32%
3,856.55
+8.13%
3,566.66
+4.73%
3,405.59
Cash And Cash Equivalents
64.50
-16.82%
77.55
-0.39%
77.86
-85.31%
530.17
Cash Financial
8.06
+332.58%
1.86
-72.87%
6.87
-18.04%
8.38
Other Short Term Investments
178.72
-21.76%
228.42
-3.34%
236.31
-12.91%
271.33
Receivables
—
—
—
11.88
Accounts Receivable
—
—
—
11.88
Net PPE
29.71
-4.95%
31.26
+2.17%
30.59
-15.67%
36.28
Gross PPE
49.31
+1.06%
48.79
-0.41%
48.99
-10.19%
54.55
Accumulated Depreciation
-19.60
-11.77%
-17.53
+4.71%
-18.40
-0.69%
-18.27
Land And Improvements
6.37
+0.00%
6.37
-26.54%
8.67
-10.59%
9.70
Buildings And Improvements
18.13
+0.00%
18.13
-11.45%
20.48
-13.94%
23.79
Machinery Furniture Equipment
10.47
+7.63%
9.73
-14.21%
11.34
-6.90%
12.18
Construction In Progress
0.17
+473.33%
0.03
-78.42%
0.14
+1058.33%
0.01
Other Properties
10.28
-3.45%
10.65
+99.55%
5.33
-9.05%
5.87
Leases
3.88
+0.00%
3.88
+28.09%
3.03
+1.07%
3.00
Goodwill And Other Intangible Assets
102.19
-3.70%
106.12
-10.32%
118.33
+11.19%
106.42
Goodwill
93.46
+0.00%
93.46
-10.66%
104.61
+2.60%
101.95
Other Intangible Assets
8.73
-31.03%
12.66
-7.73%
13.72
+207.44%
4.46
Investments And Advances
245.35
+2.20%
240.07
-3.91%
249.84
-15.10%
294.27
Long Term Equity Investment
—
—
—
3.00
Total Liabilities Net Minority Interest
3,325.13
-3.87%
3,458.95
+8.85%
3,177.70
+6.08%
2,995.55
Long Term Debt And Capital Lease Obligation
124.64
-20.95%
157.67
-62.99%
426.08
+111.43%
201.53
Long Term Debt
113.07
-22.55%
145.99
-65.27%
420.31
+115.51%
195.03
Long Term Capital Lease Obligation
11.57
-1.03%
11.69
+102.64%
5.77
-11.25%
6.50
Stockholders Equity
351.76
-6.49%
376.16
-3.29%
388.97
-5.14%
410.04
Common Stock Equity
351.76
-6.49%
376.16
-3.29%
388.97
-5.14%
410.04
Capital Stock
0.25
+0.00%
0.25
+0.41%
0.25
+0.41%
0.24
Common Stock
0.25
+0.00%
0.25
+0.41%
0.25
+0.41%
0.24
Preferred Stock
0.00
0.00
0.00
0.00
Share Issued
24.72
+0.12%
24.69
+0.05%
24.68
+0.43%
24.57
Ordinary Shares Number
24.72
+0.12%
24.69
+0.05%
24.68
+0.43%
24.57
Additional Paid In Capital
314.69
+0.37%
313.55
+0.26%
312.72
+0.51%
311.13
Retained Earnings
58.05
-31.01%
84.14
-17.39%
101.85
+4.40%
97.56
Gains Losses Not Affecting Retained Earnings
-21.23
+2.50%
-21.78
+15.76%
-25.85
-2424.64%
1.11
Minority Interest
13.23
-38.29%
21.43
0.00
—
Other Equity Adjustments
-21.23
+2.50%
-21.78
+15.76%
-25.85
-2424.64%
1.11
Total Equity Gross Minority Interest
364.98
-8.20%
397.59
+2.22%
388.97
-5.14%
410.04
Total Capitalization
464.83
-10.98%
522.15
-35.48%
809.28
+33.75%
605.07
Invested Capital
464.83
-10.98%
522.15
-35.48%
809.28
+33.75%
605.07
Total Debt
124.64
-20.95%
157.67
-62.99%
426.08
+111.43%
201.53
Net Debt
48.57
-29.03%
68.44
-80.02%
342.45
—
Capital Lease Obligations
11.57
-1.03%
11.69
+102.64%
5.77
-11.25%
6.50
Net Tangible Assets
249.57
-7.58%
270.05
-0.22%
270.64
-10.86%
303.62
Tangible Book Value
249.57
-7.58%
270.05
-0.22%
270.64
-10.86%
303.62
Available For Sale Securities
57.18
—
—
—
Cash Cash Equivalents And Federal Funds Sold
64.50
-16.82%
77.55
-0.39%
77.86
-85.31%
530.17
Derivative Product Liabilities
—
0.00
-100.00%
0.47
0.00
Held To Maturity Securities
9.45
-18.90%
11.65
-13.83%
13.52
-41.06%
22.94
Line Item Trend 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Operating Cash Flow
19.53
-32.23%
28.82
+131.77%
12.43
-54.35%
27.24
Cash Flow From Continuing Operating Activities
19.53
-32.23%
28.82
+131.77%
12.43
-54.97%
27.61
Cash From Discontinued Operating Activities
—
0.00
0.00
+100.00%
-0.37
Net Income From Continuing Operations
-24.66
-143.92%
-10.11
-171.47%
14.15
-54.19%
30.88
Depreciation Amortization Depletion
8.93
-1.81%
9.09
+22.33%
7.43
-7.55%
8.04
Depreciation
—
—
—
8.04
Depreciation And Amortization
8.93
-1.81%
9.09
+22.33%
7.43
-7.55%
8.04
Other Non Cash Items
15.55
-20.27%
19.51
+197.72%
-19.96
-1084.16%
-1.69
Stock Based Compensation
0.94
+32.02%
0.71
+80.25%
0.40
-47.12%
0.75
Asset Impairment Charge
0.00
-100.00%
11.15
0.00
0.00
Deferred Tax
-4.27
-15.38%
-3.70
-12.09%
-3.30
-154.51%
6.05
Deferred Income Tax
-4.27
-15.38%
-3.70
-12.09%
-3.30
-154.51%
6.05
Operating Gains Losses
-23.52
+19.49%
-29.21
-239.55%
-8.60
-1393.75%
-0.58
Gain Loss On Investment Securities
-4.72
0.00
0.00
0.00
Gain Loss On Sale Of PPE
-0.46
-197.27%
0.48
-30.41%
0.68
0.00
Change In Working Capital
-4.10
-610.75%
-0.58
-105.46%
10.58
+231.23%
-8.06
Change In Other Current Assets
-0.22
+98.23%
-12.35
-210.81%
11.14
+3338.66%
-0.34
Change In Other Current Liabilities
-3.88
-133.00%
11.77
+2182.83%
-0.56
+92.68%
-7.71
Investing Cash Flow
108.30
+134.63%
-312.76
+49.30%
-616.86
-5958.63%
10.53
Cash Flow From Continuing Investing Activities
108.30
+134.63%
-312.76
+49.30%
-616.86
-10766.70%
5.78
Cash From Discontinued Investing Activities
—
0.00
0.00
-100.00%
4.75
Net PPE Purchase And Sale
2.73
+242.05%
-1.92
-90.12%
-1.01
+58.79%
-2.46
Purchase Of PPE
-1.19
+37.94%
-1.92
-90.12%
-1.01
+58.79%
-2.46
Sale Of PPE
3.93
0.00
0.00
—
Capital Expenditure
-1.19
+37.94%
-1.92
-90.12%
-1.01
+58.79%
-2.46
Net Investment Purchase And Sale
-4.91
-136.34%
13.52
+22.60%
11.03
+110.50%
-105.00
Purchase Of Investment
-43.07
-171.25%
-15.88
+59.74%
-39.44
+75.43%
-160.53
Sale Of Investment
38.15
+29.79%
29.40
-41.75%
50.47
-9.11%
55.53
Net Business Purchase And Sale
0.00
0.00
+100.00%
-4.55
0.00
Purchase Of Business
0.00
0.00
+100.00%
-4.55
0.00
Net Other Investing Changes
4.47
-68.15%
14.04
+262.99%
-8.62
-327.30%
3.79
Financing Cash Flow
-140.88
-149.67%
283.63
+86.46%
152.11
-48.65%
296.21
Cash Flow From Continuing Financing Activities
-140.88
-149.67%
283.63
+86.46%
152.11
-48.65%
296.21
Net Issuance Payments Of Debt
-33.20
+87.91%
-274.61
-233.47%
205.75
0.00
Issuance Of Debt
—
20.39
-93.73%
325.00
0.00
Repayment Of Debt
-33.20
+88.75%
-295.00
-147.37%
-119.25
0.00
Long Term Debt Issuance
—
20.39
0.00
0.00
Long Term Debt Payments
-3.20
0.00
+100.00%
-100.00
0.00
Net Long Term Debt Issuance
-3.20
-115.68%
20.39
+120.39%
-100.00
0.00
Short Term Debt Issuance
—
—
325.00
0.00
Short Term Debt Payments
-30.00
+89.83%
-295.00
-1432.15%
-19.25
0.00
Net Short Term Debt Issuance
-30.00
+89.83%
-295.00
-196.49%
305.75
0.00
Net Common Stock Issuance
-0.00
+87.10%
-0.03
-181.82%
-0.01
+21.43%
-0.01
Common Stock Payments
-0.00
+87.10%
-0.03
-181.82%
-0.01
+21.43%
-0.01
Common Stock Dividend Paid
-9.89
-0.16%
-9.88
-0.22%
-9.85
-0.47%
-9.81
Cash Dividends Paid
-9.89
-0.16%
-9.88
-0.22%
-9.85
-0.47%
-9.81
Repurchase Of Capital Stock
-0.00
+87.10%
-0.03
-181.82%
-0.01
+21.43%
-0.01
Proceeds From Stock Option Exercised
0.21
+43.84%
0.15
-74.48%
0.57
-62.52%
1.53
Net Other Financing Charges
0.25
-98.93%
23.71
—
-20.00
Changes In Cash
-13.05
-4164.05%
-0.31
+99.93%
-452.31
-235.43%
333.98
Beginning Cash Position
77.55
-0.39%
77.86
-85.31%
530.17
+170.24%
196.19
End Cash Position
64.50
-16.82%
77.55
-0.39%
77.86
-85.31%
530.17
Free Cash Flow
18.34
-31.82%
26.89
+135.46%
11.42
-53.91%
24.78
Interest Paid Supplemental Data
107.20
+16.75%
91.82
+354.76%
20.19
-0.22%
20.23
Income Tax Paid Supplemental Data
2.34
-59.41%
5.75
+88.94%
3.05
-50.48%
6.15
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

Trades
Date User Broker Pattern Type Position Size Entry Price Trade P&L Status
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