Symbols / FUSB Stock $15.51 -2.51% First US Bancshares, Inc.

Financial Services • Banks - Regional • United States • NCM
FUSB (Stock) Chart
O: — H: — L: — C: — V: —
SMA 20: — SMA 50: — SMA 200: —
Stock Fundamentals
Scroll to Statements
Index EQUITY
Sector Financial Services
Industry Banks - Regional
CEO Mr. James F. House
Exch · Country NCM · United States
Market Cap 87.63M
Enterprise Value 20.91M
Income 5.99M
Sales 37.01M
FCF (ttm) —
Book/sh 18.54
Cash/sh 14.06
Employees 152
Insider 10d —
IPO Jan 11, 1999
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout 28.00%
P/E 15.51
Forward P/E —
PEG —
P/S 2.37
P/B 0.84
P/C —
EV/EBITDA —
EV/Sales 0.56
Quick Ratio —
Current Ratio —
Debt/Eq —
LT Debt/Eq —
EPS (ttm) 1.00
EPS next Y —
EPS Growth 24.30%
Revenue Growth 10.10%
EPS Gr Q/Q 24.20%
Rev Gr Q/Q —
Earnings (next) 2012-03-16
Earnings (prior) 2012-03-16
ROA 0.53%
ROE 5.87%
ROIC —
Gross Margin 0.00%
Oper. Margin 28.70%
Profit Margin 16.19%
Shs Outstand 5.65M
Shs Float 4.15M
Insider Own 18.44%
Instit Own 18.55%
Short Float 0.16%
Short Ratio 1.07
Short Interest 8.03K
52W High 16.18
vs 52W High -4.14%
52W Low 10.30
vs 52W Low 50.58%
Beta 0.26
Impl. Vol. —
Rel Volume 1.91
Avg Volume 6.82K
Volume 13.04K
Target (mean) —
Tgt Median —
Tgt Low —
Tgt High —
# Analysts —
Recom None
Prev Close $15.91
Price $15.51
Change -2.51%
About

First US Bancshares, Inc. operates as the bank holding company for First US Bank that provides commercial banking products and services in the United States. It offers non-interest-bearing demand deposits, savings accounts, NOW accounts, money market demand accounts, individual retirement accounts, and time deposits. The company's loan products include commercial construction, land, and land development loans, including residential housing projects, commercial and industrial development, and for purchase and improvement of raw land for agricultural production; mortgage loans on one-to-four family and multi-family residential properties; real estate loans secured by commercial and industrial properties, office or mixed-use facilities, strip shopping centers, and other commercial properties; commercial and industrial loans and leases; and secured and unsecured personal loans, including automobile loans, loans for household and personal purposes, and other direct consumer installment loans. It also provides loans secured by collateral. In addition, the company offers letters of credit; and safe deposit box and remote deposit capture services. It serves small-and medium-sized businesses, property managers, business executives, professionals, and other individuals. The company was formerly known as United Security Bancshares, Inc. and changed its name to First US Bancshares, Inc. in October 2016. First US Bancshares, Inc. was founded in 1952 and is headquartered in Birmingham, Alabama.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
—
Mean price target
2. Current target
$15.51
Latest analyst target
3. DCF / Fair value
$15.00
Fallback: EPS × 15 (assumed fair P/E). No FCF data; use with …
Ratings
Current target
$15.51
Low
—
High
—
Mean
—
News
RSS: Latest FUSB news
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2026-02-18 MCPHEARSON JOHN LEE Director — 1,500 $15.00 $22,500
2026-02-18 MCPHEARSON JOHN LEE Director — 1,500 $15.00 $22,500
2026-02-09 WILSON BRUCE N Director — 425 $0.00 $0
2026-02-09 BRIGGS ROBERT STEVEN Director — 1,400 $0.00 $0
2026-02-09 DOZIER BEVERLY J Officer — 930 $0.00 $0
2026-02-09 MEIGS JACK W Director — 425 $0.00 $0
2026-02-09 MCPHEARSON JOHN LEE Director — 425 $0.00 $0
2026-02-09 MABOWITZ ERIC H Officer — 2,800 $0.00 $0
2026-02-09 HOUSE JAMES F Chief Executive Officer — 6,500 $0.00 $0
2026-02-09 MITCHELL WILLIAM C Officer — 3,200 $0.00 $0
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
41.04
+3.28%
39.73
-2.41%
40.71
+1.55%
40.09
Operating Revenue
41.04
+3.28%
39.73
-2.41%
40.71
+1.55%
40.09
Selling General And Administration
17.09
-1.52%
17.35
-4.30%
18.13
-0.09%
18.15
Selling And Marketing Expense
—
—
—
0.19
General And Administrative Expense
17.09
-1.52%
17.35
-4.30%
18.13
-0.09%
18.15
Salaries And Wages
15.68
-1.03%
15.84
-4.27%
16.55
-2.07%
16.90
Other Gand A
—
—
—
0.23
Reconciled Depreciation
1.74
+1.87%
1.71
-3.60%
1.78
-5.63%
1.88
Total Unusual Items
—
0.00
-100.00%
0.02
-94.35%
0.30
Total Unusual Items Excluding Goodwill
—
0.00
-100.00%
0.02
-94.35%
0.30
Special Income Charges
—
0.00
-100.00%
0.02
-94.35%
0.30
Other Special Charges
—
—
-0.02
+94.35%
-0.30
Net Income
5.99
-26.66%
8.17
-3.71%
8.48
+23.62%
6.86
Pretax Income
7.94
-26.20%
10.75
-4.59%
11.27
+25.07%
9.01
Net Interest Income
37.46
+3.62%
36.15
-3.22%
37.35
+1.11%
36.94
Interest Expense
21.96
-0.70%
22.11
+43.06%
15.46
+263.16%
4.26
Interest Income
59.41
+1.98%
58.26
+10.33%
52.81
+28.18%
41.20
Gain On Sale Of Security
—
—
0.00
+100.00%
-0.08
Tax Provision
1.94
-24.77%
2.58
-7.25%
2.79
+29.70%
2.15
Tax Rate For Calcs
0.00
+2.08%
0.00
-2.83%
0.00
+3.78%
0.00
Tax Effect Of Unusual Items
0.00
0.00
-100.00%
0.00
-94.14%
0.07
Net Income Including Noncontrolling Interests
5.99
-26.66%
8.17
-3.71%
8.48
+23.62%
6.86
Net Income From Continuing Operation Net Minority Interest
5.99
-26.66%
8.17
-3.71%
8.48
+23.62%
6.86
Net Income From Continuing And Discontinued Operation
5.99
-26.66%
8.17
-3.71%
8.48
+23.62%
6.86
Net Income Continuous Operations
5.99
-26.66%
8.17
-3.71%
8.48
+23.62%
6.86
Normalized Income
5.99
-26.66%
8.17
-3.57%
8.47
+27.70%
6.63
Net Income Common Stockholders
5.99
-26.66%
8.17
-3.71%
8.48
+23.62%
6.86
Diluted EPS
1.00
-24.81%
1.33
+0.00%
1.33
+25.47%
1.06
Basic EPS
1.03
-26.43%
1.40
-1.41%
1.42
+25.66%
1.13
Basic Average Shares
5.82
-0.24%
5.84
-2.34%
5.98
-1.63%
6.07
Diluted Average Shares
6.00
-2.28%
6.14
-3.71%
6.38
-1.48%
6.48
Diluted NI Availto Com Stockholders
5.99
-26.66%
8.17
-3.71%
8.48
+23.62%
6.86
Amortization
0.45
+27.53%
0.36
-13.59%
0.41
-10.43%
0.46
Amortization Of Intangibles Income Statement
0.45
+27.53%
0.36
-13.59%
0.41
-10.43%
0.46
Depreciation Amortization Depletion Income Statement
0.45
+27.53%
0.36
-13.59%
0.41
-10.43%
0.46
Depreciation And Amortization In Income Statement
0.45
+27.53%
0.36
-13.59%
0.41
-10.43%
0.46
Insurance And Claims
1.41
-6.69%
1.51
-4.61%
1.58
+26.64%
1.25
Occupancy And Equipment
3.80
+0.93%
3.76
+8.11%
3.48
+6.03%
3.28
Other Non Interest Expense
6.38
+11.92%
5.71
-5.15%
6.01
+17.39%
5.12
Professional Expense And Contract Services Expense
1.35
+13.94%
1.18
+7.15%
1.10
+4.25%
1.06
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Assets
1,154.79
+4.88%
1,101.09
+2.62%
1,072.94
+7.87%
994.67
Cash And Cash Equivalents
73.55
+55.77%
47.22
-6.09%
50.28
+66.75%
30.15
Cash Financial
9.40
-11.59%
10.63
-18.13%
12.99
+9.65%
11.84
Other Short Term Investments
10.40
-93.80%
167.89
+23.84%
135.56
+3.65%
130.79
Receivables
3.92
+9.14%
3.59
-9.76%
3.98
+32.05%
3.01
Accounts Receivable
3.92
+9.14%
3.59
-9.76%
3.98
+32.05%
3.01
Net PPE
26.28
+5.97%
24.80
+1.66%
24.40
-0.17%
24.44
Gross PPE
50.77
+5.66%
48.05
+3.53%
46.41
+0.76%
46.06
Accumulated Depreciation
-24.49
-5.34%
-23.25
-5.61%
-22.01
-1.81%
-21.62
Properties
—
—
—
—
Land And Improvements
7.83
+45.36%
5.39
+0.00%
5.39
+0.00%
5.39
Buildings And Improvements
25.37
+2.31%
24.80
+0.00%
24.80
-0.33%
24.88
Machinery Furniture Equipment
16.77
-1.18%
16.97
+5.65%
16.07
+1.73%
15.79
Construction In Progress
0.80
-10.77%
0.89
+460.38%
0.16
0.00
Goodwill And Other Intangible Assets
7.43
-0.65%
7.48
-1.60%
7.61
-2.50%
7.80
Goodwill
7.43
+0.00%
7.43
+0.00%
7.43
+0.00%
7.43
Other Intangible Assets
—
0.05
-71.35%
0.17
-53.28%
0.37
Investments And Advances
168.54
-0.02%
168.57
+23.34%
136.67
+3.02%
132.66
Total Liabilities Net Minority Interest
1,049.14
+4.66%
1,002.46
+2.05%
982.35
+8.01%
909.53
Payables And Accrued Expenses
2.53
+44.26%
1.75
-13.74%
2.03
+234.43%
0.61
Payables
2.53
+44.26%
1.75
-13.74%
2.03
+234.43%
0.61
Accounts Payable
2.53
+44.26%
1.75
-13.74%
2.03
+234.43%
0.61
Current Debt And Capital Lease Obligation
0.00
-100.00%
10.00
+0.00%
10.00
-50.00%
20.00
Current Debt
0.00
-100.00%
10.00
+0.00%
10.00
-50.00%
20.00
Other Current Borrowings
0.00
-100.00%
10.00
+0.00%
10.00
-50.00%
20.00
Long Term Debt And Capital Lease Obligation
10.95
+0.67%
10.87
+0.68%
10.80
+0.93%
10.70
Long Term Debt
10.95
+0.67%
10.87
+0.68%
10.80
+0.93%
10.70
Stockholders Equity
105.65
+7.12%
98.62
+8.86%
90.59
+6.41%
85.14
Common Stock Equity
105.65
+7.12%
98.62
+8.86%
90.59
+6.41%
85.14
Common Stock
0.08
+1.28%
0.08
+4.00%
0.07
+0.00%
0.07
Share Issued
7.95
+1.36%
7.84
+1.32%
7.74
+0.75%
7.68
Ordinary Shares Number
5.70
+0.06%
5.70
-0.68%
5.74
-1.33%
5.81
Treasury Shares Number
2.25
+4.82%
2.14
+7.04%
2.00
+7.20%
1.87
Additional Paid In Capital
16.00
+2.99%
15.54
+3.79%
14.97
+3.18%
14.51
Retained Earnings
121.25
+3.75%
116.86
+6.28%
109.96
+5.26%
104.46
Gains Losses Not Affecting Retained Earnings
-0.78
+82.04%
-4.34
+32.45%
-6.43
+11.19%
-7.24
Treasury Stock
30.91
+4.71%
29.52
+5.48%
27.98
+4.92%
26.67
Other Equity Adjustments
-0.78
+82.04%
-4.34
+32.45%
-6.43
+11.19%
-7.24
Total Equity Gross Minority Interest
105.65
+7.12%
98.62
+8.86%
90.59
+6.41%
85.14
Total Capitalization
116.59
+6.48%
109.50
+7.99%
101.39
+5.80%
95.83
Invested Capital
116.59
-2.43%
119.50
+7.28%
111.39
-3.84%
115.83
Total Debt
10.95
-47.56%
20.87
+0.35%
20.80
-32.25%
30.70
Net Debt
—
—
—
0.55
Net Tangible Assets
98.21
+7.76%
91.14
+9.82%
82.99
+7.31%
77.33
Tangible Book Value
98.21
+7.76%
91.14
+9.82%
82.99
+7.31%
77.33
Available For Sale Securities
157.67
+9.49%
144.01
—
—
Cash Cash Equivalents And Federal Funds Sold
78.40
+48.08%
52.94
-11.40%
59.75
+87.20%
31.92
Held To Maturity Securities
0.47
-31.82%
0.68
-38.22%
1.10
-40.71%
1.86
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
12.32
+58.81%
7.76
-40.61%
13.07
+4.29%
12.53
Cash Flow From Continuing Operating Activities
12.32
+58.81%
7.76
-40.61%
13.07
+4.29%
12.53
Net Income From Continuing Operations
5.99
-26.66%
8.17
-3.71%
8.48
+23.62%
6.86
Depreciation Amortization Depletion
1.74
+1.87%
1.71
-3.60%
1.78
-5.63%
1.88
Depreciation
1.70
+6.60%
1.59
+0.57%
1.58
-2.04%
1.61
Amortization Cash Flow
0.05
-59.84%
0.12
-37.44%
0.20
-27.24%
0.27
Depreciation And Amortization
1.74
+1.87%
1.71
-3.60%
1.78
-5.63%
1.88
Amortization Of Intangibles
0.05
-59.84%
0.12
-37.44%
0.20
-27.24%
0.27
Other Non Cash Items
—
—
2.17
+568.52%
0.32
Stock Based Compensation
0.74
+20.58%
0.62
+3.52%
0.60
+22.89%
0.48
Deferred Tax
0.05
-91.42%
0.58
+338.35%
0.13
+136.24%
-0.37
Deferred Income Tax
0.05
-91.42%
0.58
+338.35%
0.13
+136.24%
-0.37
Operating Gains Losses
—
-0.71
-32.28%
-0.54
-334.68%
-0.12
Gain Loss On Investment Securities
—
—
0.00
-100.00%
0.08
Gain Loss On Sale Of PPE
0.19
+28.48%
0.15
-75.68%
0.62
+400.00%
-0.21
Change In Working Capital
0.51
+117.43%
-2.95
-2963.11%
0.10
+371.05%
-0.04
Change In Receivables
-0.33
-184.54%
0.39
+140.21%
-0.96
-112.09%
-0.46
Changes In Account Receivables
-0.33
-184.54%
0.39
+140.21%
-0.96
-112.09%
-0.46
Change In Payables And Accrued Expense
0.78
+377.78%
-0.28
-119.61%
1.42
+271.54%
0.38
Change In Payable
0.78
+377.78%
-0.28
-119.61%
1.42
+271.54%
0.38
Change In Account Payable
0.78
+377.78%
-0.28
-119.61%
1.42
+271.54%
0.38
Change In Other Working Capital
-0.32
+9.04%
-0.35
-16.83%
-0.30
—
Change In Other Current Assets
-0.08
+92.26%
-0.99
-9.94%
-0.91
-371.77%
0.33
Change In Other Current Liabilities
0.47
+127.27%
-1.71
-300.35%
0.85
+385.28%
-0.30
Investing Cash Flow
-28.12
+7.33%
-30.35
+49.79%
-60.45
+24.63%
-80.20
Cash Flow From Continuing Investing Activities
-28.12
+7.33%
-30.35
+49.79%
-60.45
+24.63%
-80.20
Net PPE Purchase And Sale
-1.27
-3.33%
-1.23
-27.30%
-0.97
-153.07%
1.82
Purchase Of PPE
-3.24
-54.33%
-2.10
-43.44%
-1.46
-16.01%
-1.26
Sale Of PPE
1.97
+126.58%
0.87
+74.85%
0.50
-83.88%
3.08
Capital Expenditure
-3.24
-54.33%
-2.10
-43.44%
-1.46
-16.01%
-1.26
Net Investment Purchase And Sale
6.53
+122.51%
-29.00
-1171.97%
-2.28
+77.00%
-9.91
Purchase Of Investment
-43.62
+24.73%
-57.96
-289.21%
-14.89
+62.07%
-39.26
Sale Of Investment
50.15
+73.20%
28.96
+129.61%
12.61
-57.02%
29.34
Net Other Investing Changes
0.47
+945.45%
-0.06
-134.81%
0.16
+132.31%
-0.49
Financing Cash Flow
42.13
+115.79%
19.52
-71.08%
67.51
+84.55%
36.58
Cash Flow From Continuing Financing Activities
42.13
+115.79%
19.52
-71.08%
67.51
+84.55%
36.58
Net Issuance Payments Of Debt
-10.00
0.00
+100.00%
-10.04
-200.46%
9.99
Issuance Of Debt
—
—
—
9.99
Repayment Of Debt
—
0.00
+100.00%
-10.04
—
Long Term Debt Issuance
—
—
—
0.00
Net Long Term Debt Issuance
—
—
—
0.00
Short Term Debt Issuance
—
—
—
9.99
Short Term Debt Payments
—
0.00
+100.00%
-10.04
—
Net Short Term Debt Issuance
-10.00
0.00
+100.00%
-10.04
-200.46%
9.99
Net Common Stock Issuance
-1.76
-7.18%
-1.64
-15.54%
-1.42
+68.27%
-4.48
Common Stock Payments
-1.76
-7.18%
-1.64
-15.54%
-1.42
+68.27%
-4.48
Common Stock Dividend Paid
-1.61
-27.22%
-1.26
-7.57%
-1.18
-41.23%
-0.83
Cash Dividends Paid
-1.61
-27.22%
-1.26
-7.57%
-1.18
-41.23%
-0.83
Repurchase Of Capital Stock
-1.76
-7.18%
-1.64
-15.54%
-1.42
+68.27%
-4.48
Proceeds From Stock Option Exercised
0.09
+45.31%
0.06
+356.00%
-0.03
0.00
Net Other Financing Charges
—
—
-0.03
—
Changes In Cash
26.33
+959.65%
-3.06
-115.22%
20.13
+164.73%
-31.09
Beginning Cash Position
47.22
-6.09%
50.28
+66.75%
30.15
-50.77%
61.24
End Cash Position
73.55
+55.77%
47.22
-6.09%
50.28
+66.75%
30.15
Free Cash Flow
9.08
+60.47%
5.66
-51.21%
11.60
+2.98%
11.27
Interest Paid Supplemental Data
21.18
-5.40%
22.39
+59.55%
14.03
+262.33%
3.87
Income Tax Paid Supplemental Data
1.54
-45.08%
2.80
+17.77%
2.38
-16.81%
2.85
Amortization Of Securities
-0.75
-166.90%
-0.28
-1103.57%
0.03
-85.64%
0.20
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Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

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