Symbols / FVCB Stock $15.69 +0.06% FVCBankcorp, Inc.

Financial Services • Banks - Regional • United States • NCM
FVCB (Stock) Chart
O: — H: — L: — C: — V: —
SMA 20: — SMA 50: — SMA 200: —
Stock Fundamentals
Scroll to Statements
Index EQUITY
Sector Financial Services
Industry Banks - Regional
CEO Mr. David W. Pijor Esq.
Exch · Country NCM · United States
Market Cap 282.33M
Enterprise Value 115.10M
Income 23.28M
Sales 68.41M
FCF (ttm) —
Book/sh 14.15
Cash/sh 10.65
Employees 119
Insider 10d —
IPO May 06, 2015
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout 14.06%
P/E 12.26
Forward P/E 9.96
PEG —
P/S 4.13
P/B 1.11
P/C —
EV/EBITDA —
EV/Sales 1.68
Quick Ratio —
Current Ratio —
Debt/Eq —
LT Debt/Eq —
EPS (ttm) 1.28
EPS next Y 1.57
EPS Growth 25.00%
Revenue Growth 16.70%
EPS Gr Q/Q 23.60%
Rev Gr Q/Q —
Earnings (next) 2026-07-21
Earnings (prior) 2026-04-21
ROA 1.02%
ROE 9.26%
ROIC —
Gross Margin 0.00%
Oper. Margin 45.52%
Profit Margin 34.03%
Shs Outstand 17.99M
Shs Float 12.80M
Insider Own 16.14%
Instit Own 49.48%
Short Float 0.57%
Short Ratio 0.98
Short Interest 91.82K
52W High 18.41
vs 52W High -14.77%
52W Low 10.82
vs 52W Low 45.01%
Beta 0.36
Impl. Vol. 5.89%
Rel Volume 1.31
Avg Volume 78.47K
Volume 102.92K
Target (mean) $17.88
Tgt Median $17.88
Tgt Low $17.75
Tgt High $18.00
# Analysts 2
Recom Buy
Prev Close $15.68
Price $15.69
Change 0.06%
About

FVCBankcorp, Inc. operates as the bank holding company for FVCbank provides various banking products and services for small and medium-sized businesses, professionals, non-profit organizations and associations, and investors. The company provides various deposit products which includes interest and noninterest-bearing transaction accounts, certificates of deposit, savings, and money market accounts. It offers lending products comprising commercial real estate loans; commercial construction loans; commercial loans for a range of business purposes, such as for working capital, equipment purchases, lines of credit, and government contract financing; small business administration lending; asset based lending and accounts receivable financing; home equity loans or home equity lines of credit; and consumer loans for constructive purposes. In addition, the company provides business and consumer credit cards; merchant services; business insurance products; and digital banking, remote deposit, and mobile banking services. FVCBankcorp, Inc. was founded in 2007 and is headquartered in Fairfax, Virginia.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$17.88
Mean price target
2. Current target
$15.69
Latest analyst target
3. DCF / Fair value
$19.20
Fallback: EPS × 15 (assumed fair P/E). No FCF data; use with …
Ratings
Current target
$15.69
Low
$17.75
High
$18.00
Mean
$17.88

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2026-02-12 main Piper Sandler Overweight → Overweight $18
2023-08-03 main Piper Sandler Overweight → Overweight $14
2022-07-07 down Raymond James Strong Buy → Outperform $22
2022-06-02 down Janney Montgomery Scott Buy → Neutral —
2022-01-24 up Raymond James Outperform → Strong Buy $25
2021-11-12 main Raymond James — → Outperform $23
2021-08-02 main Raymond James — → Outperform $21
2021-01-26 up Piper Sandler Neutral → Overweight $19
2021-01-25 up Raymond James Market Perform → Outperform $19
2020-04-28 down Raymond James Outperform → Market Perform —
2019-07-22 down Raymond James Strong Buy → Outperform $20
2018-10-23 up Raymond James Outperform → Strong Buy $21
2018-10-11 init Raymond James — → Outperform $22
News
RSS: Latest FVCB news
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2026-04-22 JACKSON SHARON L Officer — 3,000 $0.00 $0
2026-04-22 SIMMONDS SIDNEY G Director — 2,000 $0.00 $0
2026-04-22 WILLS PHILLIP R III Director — 2,000 $0.00 $0
2026-04-22 WILLS PHILLIP R III Director — 21,483 $9.22 $197,987
2026-04-22 DEACON JENNIFER L. Chief Financial Officer — 9,000 $0.00 $0
2026-04-22 SATZ DEVIN Director — 2,000 $0.00 $0
2026-04-22 KRISHNAN MEENA Director — 2,000 $0.00 $0
2026-04-22 DUBER MARC N Director — 2,000 $0.00 $0
2026-04-22 CURRY BRIGGS ALISSA Officer — 7,000 $0.00 $0
2026-04-22 GUNN L. BURWELL JR. Director — 2,000 $0.00 $0
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
66.16
+14.57%
57.75
+37.05%
42.14
-38.14%
68.11
Operating Revenue
66.16
+14.57%
57.75
+37.05%
42.14
-38.14%
68.11
Selling General And Administration
22.96
+4.07%
22.06
-5.95%
23.46
+4.08%
22.54
Selling And Marketing Expense
0.80
-17.85%
0.97
+33.84%
0.72
+49.90%
0.48
General And Administrative Expense
22.16
+5.08%
21.09
-7.22%
22.74
+3.08%
22.06
Salaries And Wages
20.75
+7.05%
19.39
-8.98%
21.30
+1.52%
20.98
Other Gand A
—
—
—
—
Reconciled Depreciation
0.34
-24.27%
0.45
-25.21%
0.59
-13.27%
0.69
Total Unusual Items
—
0.00
+100.00%
-0.46
-265.60%
-0.12
Total Unusual Items Excluding Goodwill
—
0.00
+100.00%
-0.46
-265.60%
-0.12
Special Income Charges
—
0.00
+100.00%
-0.46
-265.60%
-0.12
Impairment Of Capital Assets
—
—
—
—
Restructuring And Mergern Acquisition
—
0.00
-100.00%
0.46
+265.60%
0.12
Write Off
—
—
—
—
Net Income
22.06
+46.42%
15.06
+294.14%
3.82
-84.70%
24.98
Pretax Income
28.25
+26.69%
22.30
+426.87%
4.23
-86.34%
30.99
Net Interest Income
63.77
+14.72%
55.59
+2.19%
54.40
-16.63%
65.24
Interest Expense
54.63
-5.36%
57.72
+10.54%
52.22
+238.25%
15.44
Interest Income
118.40
+4.49%
113.31
+6.28%
106.61
+32.14%
80.68
Gain On Sale Of Security
0.09
0.00
+100.00%
-15.58
0.00
Tax Provision
6.19
-14.42%
7.23
+1664.15%
0.41
-93.17%
6.00
Tax Rate For Calcs
0.00
-32.41%
0.00
+234.02%
0.00
-50.00%
0.00
Tax Effect Of Unusual Items
0.00
0.00
+100.00%
-0.04
-82.80%
-0.02
Net Income Including Noncontrolling Interests
22.06
+46.42%
15.06
+294.14%
3.82
-84.70%
24.98
Net Income From Continuing Operation Net Minority Interest
22.06
+46.42%
15.06
+294.14%
3.82
-84.70%
24.98
Net Income From Continuing And Discontinued Operation
22.06
+46.42%
15.06
+294.14%
3.82
-84.70%
24.98
Net Income Continuous Operations
22.06
+46.42%
15.06
+294.14%
3.82
-84.70%
24.98
Normalized Income
22.06
+46.42%
15.06
+255.73%
4.23
-83.12%
25.08
Net Income Common Stockholders
22.06
+46.42%
15.06
+294.14%
3.82
-84.70%
24.98
Diluted EPS
1.21
+47.56%
0.82
+290.48%
0.21
-84.44%
1.35
Basic EPS
1.22
+46.99%
0.83
+277.27%
0.22
-84.62%
1.43
Basic Average Shares
18.12
+0.35%
18.06
+1.89%
17.72
+1.67%
17.43
Diluted Average Shares
18.26
-0.74%
18.40
+0.91%
18.23
-1.36%
18.48
Diluted NI Availto Com Stockholders
22.06
+46.42%
15.06
+294.14%
3.82
-84.70%
24.98
Amortization
0.12
-24.24%
0.17
-19.51%
0.20
-21.76%
0.26
Amortization Of Intangibles Income Statement
0.12
-24.24%
0.17
-19.51%
0.20
-21.76%
0.26
Depreciation Amortization Depletion Income Statement
0.12
-24.24%
0.17
-19.51%
0.20
-21.76%
0.26
Depreciation And Amortization In Income Statement
0.12
-24.24%
0.17
-19.51%
0.20
-21.76%
0.26
Insurance And Claims
1.41
-17.30%
1.71
+18.98%
1.43
+33.55%
1.07
Occupancy And Equipment
2.11
+4.00%
2.03
-14.00%
2.36
+7.63%
2.19
Other Non Interest Expense
11.23
+5.56%
10.64
+14.08%
9.32
+14.66%
8.13
Professional Expense And Contract Services Expense
1.15
+23.73%
0.93
+8.04%
0.86
-29.09%
1.21
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Assets
2,292.26
+4.24%
2,198.95
+0.38%
2,190.56
-6.56%
2,344.32
Cash And Cash Equivalents
127.63
+40.33%
90.95
+50.28%
60.52
-25.79%
81.55
Cash Financial
5.68
-30.35%
8.16
+1.48%
8.04
+10.88%
7.25
Other Short Term Investments
0.00
-100.00%
156.47
-8.81%
171.59
-38.29%
278.07
Receivables
10.28
-0.37%
10.31
-0.06%
10.32
+9.39%
9.44
Accounts Receivable
10.28
-0.37%
10.31
-0.06%
10.32
+9.39%
9.44
Prepaid Assets
3.31
-2.99%
3.41
-2.65%
3.51
+7.12%
3.27
Net PPE
6.75
-15.37%
7.98
-15.01%
9.39
-13.83%
10.90
Gross PPE
14.21
-6.60%
15.22
-6.85%
16.34
-11.84%
18.53
Accumulated Depreciation
-7.46
-3.07%
-7.24
-4.19%
-6.95
+8.99%
-7.63
Land And Improvements
0.06
+0.00%
0.06
+0.00%
0.06
+0.00%
0.06
Buildings And Improvements
6.26
-14.51%
7.32
-14.79%
8.59
-13.01%
9.88
Machinery Furniture Equipment
5.11
+0.85%
5.07
+1.04%
5.02
-8.45%
5.48
Other Properties
0.05
+0.00%
0.05
+0.00%
0.05
+0.00%
0.05
Leases
2.74
+0.51%
2.72
+3.81%
2.62
-14.54%
3.07
Goodwill And Other Intangible Assets
7.29
-1.68%
7.42
-2.18%
7.58
-2.63%
7.79
Goodwill
7.16
+0.00%
7.16
+0.00%
7.16
+0.00%
7.16
Other Intangible Assets
0.14
-47.53%
0.26
-38.55%
0.43
-32.39%
0.63
Investments And Advances
153.42
-2.12%
156.74
-8.80%
171.86
-38.25%
278.33
Total Liabilities Net Minority Interest
2,038.66
+3.82%
1,963.60
-0.50%
1,973.44
-7.87%
2,141.94
Payables And Accrued Expenses
2.08
-17.13%
2.50
+3.73%
2.42
+90.31%
1.27
Payables
2.08
-17.13%
2.50
+3.73%
2.42
+90.31%
1.27
Accounts Payable
2.08
-17.13%
2.50
+3.73%
2.42
+90.31%
1.27
Current Accrued Expenses
—
—
11.27
-27.52%
15.55
Current Debt And Capital Lease Obligation
0.00
-100.00%
50.00
-41.18%
85.00
-63.83%
235.00
Current Debt
0.00
-100.00%
50.00
-41.18%
85.00
-63.83%
235.00
Other Current Borrowings
0.00
-100.00%
50.00
-41.18%
85.00
-63.83%
235.00
Long Term Debt And Capital Lease Obligation
25.24
-4.17%
26.33
-8.76%
28.86
-3.67%
29.96
Long Term Debt
18.75
+0.29%
18.70
-4.71%
19.62
+0.28%
19.57
Long Term Capital Lease Obligation
6.49
-15.08%
7.64
-17.35%
9.24
-11.09%
10.39
Long Term Provisions
0.47
-7.65%
0.51
-15.28%
0.60
—
Stockholders Equity
253.60
+7.75%
235.35
+8.40%
217.12
+7.28%
202.38
Common Stock Equity
253.60
+7.75%
235.35
+8.40%
217.12
+7.28%
202.38
Capital Stock
0.18
-1.65%
0.18
+2.25%
0.18
+1.71%
0.17
Common Stock
0.18
-1.65%
0.18
+2.25%
0.18
+1.71%
0.17
Preferred Stock
0.00
0.00
0.00
—
Share Issued
17.92
-1.58%
18.20
+2.23%
17.81
+1.90%
17.48
Ordinary Shares Number
17.92
-1.58%
18.20
+2.23%
17.81
+1.90%
17.48
Additional Paid In Capital
122.14
-4.18%
127.47
+1.81%
125.21
+1.07%
123.89
Retained Earnings
150.86
+15.19%
130.97
+13.01%
115.89
+0.87%
114.89
Gains Losses Not Affecting Retained Earnings
-19.58
+15.84%
-23.27
+3.70%
-24.16
+33.93%
-36.57
Other Equity Adjustments
-19.58
+15.84%
-23.27
+3.70%
-24.16
+33.93%
-36.57
Total Equity Gross Minority Interest
253.60
+7.75%
235.35
+8.40%
217.12
+7.28%
202.38
Total Capitalization
272.35
+7.20%
254.05
+7.31%
236.74
+6.66%
221.95
Invested Capital
272.35
-10.43%
304.05
-5.50%
321.74
-29.59%
456.95
Total Debt
25.24
-66.94%
76.33
-32.96%
113.86
-57.03%
264.96
Net Debt
—
—
44.10
-74.51%
173.01
Capital Lease Obligations
6.49
-15.08%
7.64
-17.35%
9.24
-11.09%
10.39
Net Tangible Assets
246.31
+8.06%
227.93
+8.78%
209.53
+7.68%
194.59
Tangible Book Value
246.31
+8.06%
227.93
+8.78%
209.53
+7.68%
194.59
Available For Sale Securities
153.16
-2.12%
156.47
-8.81%
171.59
-38.29%
278.07
Cash Cash Equivalents And Federal Funds Sold
133.08
+34.24%
99.14
+41.60%
70.01
-27.95%
97.17
Held To Maturity Securities
0.27
+0.00%
0.27
+0.38%
0.26
+0.00%
0.26
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
23.86
+30.86%
18.23
+12.07%
16.27
-27.34%
22.39
Cash Flow From Continuing Operating Activities
23.86
+30.86%
18.23
+12.07%
16.27
-27.34%
22.39
Net Income From Continuing Operations
22.06
+46.42%
15.06
+294.14%
3.82
-84.70%
24.98
Depreciation Amortization Depletion
0.34
-24.27%
0.45
-25.21%
0.59
-13.27%
0.69
Depreciation
0.21
-24.29%
0.28
-28.21%
0.39
-8.02%
0.42
Amortization Cash Flow
0.12
-24.24%
0.17
-19.51%
0.20
-21.76%
0.26
Depreciation And Amortization
0.34
-24.27%
0.45
-25.21%
0.59
-13.27%
0.69
Amortization Of Intangibles
0.12
-24.24%
0.17
-19.51%
0.20
-21.76%
0.26
Other Non Cash Items
-1.48
-107.28%
-0.71
-64.14%
-0.43
+69.52%
-1.43
Stock Based Compensation
0.85
+8.24%
0.79
-30.97%
1.14
-3.38%
1.18
Asset Impairment Charge
—
—
—
—
Deferred Tax
0.10
-91.62%
1.16
+9.25%
1.06
+103.45%
0.52
Deferred Income Tax
0.10
-91.62%
1.16
+9.25%
1.06
+103.45%
0.52
Operating Gains Losses
-0.09
—
15.58
—
Gain Loss On Investment Securities
—
0.00
-100.00%
15.58
0.00
Change In Working Capital
0.79
-69.82%
2.63
+160.30%
-4.36
+3.81%
-4.54
Change In Receivables
1.35
-46.14%
2.51
+15787.50%
-0.02
+99.82%
-9.09
Changes In Account Receivables
1.35
-46.14%
2.51
+15787.50%
-0.02
+99.82%
-9.09
Change In Payables And Accrued Expense
-0.56
-561.16%
0.12
+102.78%
-4.35
-195.37%
4.56
Change In Payable
-0.56
-561.16%
0.12
+102.78%
-4.35
-195.37%
4.56
Change In Account Payable
-0.56
-561.16%
0.12
+102.78%
-4.35
-195.37%
4.56
Investing Cash Flow
-94.66
-961.28%
-8.92
-105.98%
149.23
+166.08%
-225.83
Cash Flow From Continuing Investing Activities
-94.66
-961.28%
-8.92
-105.98%
149.23
+166.08%
-225.83
Net PPE Purchase And Sale
-0.05
+66.67%
-0.14
+33.49%
-0.21
-27.71%
-0.17
Purchase Of PPE
-0.05
+66.67%
-0.14
+33.49%
-0.21
-27.71%
-0.17
Capital Expenditure
-0.05
+66.67%
-0.14
+33.49%
-0.21
-27.71%
-0.17
Net Investment Purchase And Sale
13.20
-2.80%
13.58
-87.39%
107.72
+1168.20%
-10.08
Purchase Of Investment
-2.94
-56.10%
-1.88
0.00
+100.00%
-47.16
Sale Of Investment
16.14
+4.38%
15.47
-85.64%
107.72
+190.53%
37.08
Net Business Purchase And Sale
—
—
—
0.00
Purchase Of Business
—
—
—
0.00
Net Other Investing Changes
2.74
-94.42%
49.08
+701.37%
6.12
+125.26%
-24.24
Financing Cash Flow
68.32
+843.09%
-9.19
+94.42%
-164.71
-188.51%
186.08
Cash Flow From Continuing Financing Activities
68.32
+843.09%
-9.19
+94.42%
-164.71
-188.51%
186.08
Net Issuance Payments Of Debt
-50.00
-38.95%
-35.98
+76.01%
-150.00
-171.86%
208.75
Issuance Of Debt
—
—
—
210.00
Repayment Of Debt
-50.00
-38.95%
-35.98
+76.01%
-150.00
-11900.00%
-1.25
Long Term Debt Issuance
—
—
—
210.00
Long Term Debt Payments
-50.00
-38.95%
-35.98
+76.01%
-150.00
-11900.00%
-1.25
Net Long Term Debt Issuance
-50.00
-38.95%
-35.98
+76.01%
-150.00
-171.86%
208.75
Net Common Stock Issuance
-6.13
-470.29%
1.66
+483.10%
0.28
-69.88%
0.94
Common Stock Payments
-6.68
0.00
+100.00%
-1.46
-100.00%
-0.73
Common Stock Dividend Paid
-2.17
0.00
—
—
Cash Dividends Paid
-2.17
0.00
—
—
Repurchase Of Capital Stock
-6.68
0.00
+100.00%
-1.46
-100.00%
-0.73
Net Other Financing Charges
-0.05
+70.39%
-0.18
-58.41%
-0.11
—
Changes In Cash
-2.48
-2181.51%
0.12
-84.92%
0.79
+104.54%
-17.36
Beginning Cash Position
8.16
+1.48%
8.04
+10.88%
7.25
-70.53%
24.61
End Cash Position
5.68
-30.35%
8.16
+1.48%
8.04
+10.88%
7.25
Free Cash Flow
23.81
+31.62%
18.09
+12.67%
16.06
-27.76%
22.23
Interest Paid Supplemental Data
55.00
-4.47%
57.57
+12.85%
51.02
+236.97%
15.14
Income Tax Paid Supplemental Data
5.43
-2.64%
5.58
+136.31%
2.36
-61.12%
6.07
Common Stock Issuance
0.55
-67.09%
1.66
-5.05%
1.74
+4.24%
1.67
Dividends Received CFI
—
—
0.00
-100.00%
1.04
Issuance Of Capital Stock
0.55
-67.09%
1.66
-5.05%
1.74
+4.24%
1.67
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

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