Symbols / GSBC Stock $69.07 +1.70% Great Southern Bancorp, Inc.

Financial Services • Banks - Regional • United States • NMS
GSBC (Stock) Chart
O: — H: — L: — C: — V: —
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Stock Fundamentals
Scroll to Statements
Index EQUITY
Sector Financial Services
Industry Banks - Regional
CEO Mr. Joseph William Turner J.D.
Exch · Country NMS · United States
Market Cap 757.17M
Enterprise Value 1.08B
Income 71.29M
Sales 229.26M
FCF (ttm) —
Book/sh 58.27
Cash/sh 17.23
Employees 857
Insider 10d —
IPO Dec 15, 1989
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout 26.83%
P/E 10.96
Forward P/E 12.21
PEG 1.88
P/S 3.30
P/B 1.19
P/C —
EV/EBITDA —
EV/Sales 4.73
Quick Ratio —
Current Ratio —
Debt/Eq —
LT Debt/Eq —
EPS (ttm) 6.30
EPS next Y 5.66
EPS Growth 7.50%
Revenue Growth 0.00%
EPS Gr Q/Q 1.80%
Rev Gr Q/Q —
Earnings (next) 2026-07-15
Earnings (prior) 2026-04-15
ROA 1.22%
ROE 11.43%
ROIC —
Gross Margin 0.00%
Oper. Margin 40.38%
Profit Margin 31.10%
Shs Outstand 10.87M
Shs Float 7.87M
Insider Own 28.63%
Instit Own 47.26%
Short Float 3.93%
Short Ratio 4.56
Short Interest 304.95K
52W High 70.91
vs 52W High -2.60%
52W Low 53.60
vs 52W Low 28.85%
Beta 0.48
Impl. Vol. 78.60%
Rel Volume 1.24
Avg Volume 75.65K
Volume 93.46K
Target (mean) $67.50
Tgt Median $67.50
Tgt Low $65.00
Tgt High $70.00
# Analysts 2
Recom Hold
Prev Close $67.91
Price $69.06
Change 1.70%
About

Great Southern Bancorp, Inc. operates as a bank holding company for Great Southern Bank that provides a range of financial services in Missouri, Iowa, Kansas, Minnesota, Nebraska and Arkansas. The company's deposit products include regular savings accounts, checking accounts, money market accounts, fixed interest rate certificates with varying maturities, certificates of deposit, brokered certificates, and individual retirement accounts. Its loan portfolio comprises residential and commercial real estate loans, commercial business loans, construction loans, home improvement loans, and unsecured consumer loans, as well as secured consumer loans, such as automobile loans, boat loans, home equity loans, and loans secured by savings deposits. It also provides insurance and merchant banking services. Great Southern Bancorp, Inc. was founded in 1923 and is headquartered in Springfield, Missouri.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$67.50
Mean price target
2. Current target
$69.07
Latest analyst target
3. DCF / Fair value
$94.50
Fallback: EPS × 15 (assumed fair P/E). No FCF data; use with …
Ratings
Current target
$69.07
Low
$65.00
High
$70.00
Mean
$67.50

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2026-04-17 main Keefe, Bruyette & Woods Market Perform → Market Perform $65
2026-01-23 main Keefe, Bruyette & Woods Market Perform → Market Perform $63
2025-10-17 main Keefe, Bruyette & Woods Market Perform → Market Perform $61
2025-07-18 main Keefe, Bruyette & Woods Market Perform → Market Perform $63
2025-04-21 main Keefe, Bruyette & Woods Market Perform → Market Perform $61
2025-04-21 main Piper Sandler Neutral → Neutral $58
2025-01-23 main Piper Sandler Neutral → Neutral $64
2024-10-18 main Piper Sandler Neutral → Neutral $62
2024-07-18 main Piper Sandler Neutral → Neutral $64
2024-01-25 main Keefe, Bruyette & Woods Market Perform → Market Perform $58
2024-01-24 main Piper Sandler Neutral → Neutral $57
2022-01-07 down Piper Sandler Overweight → Neutral $63
2020-12-17 up Piper Sandler Neutral → Overweight $56
2020-09-29 main Piper Sandler — → Neutral $38
2015-04-23 main Keefe, Bruyette & Woods — → Market Perform $41
2015-01-29 main Keefe, Bruyette & Woods — → Market Perform $37
2014-10-23 main Keefe, Bruyette & Woods — → Market Perform $34
2013-12-16 up Piper Sandler Hold → Buy $32
2013-07-23 main DA Davidson — → Neutral $31
2013-01-17 init DA Davidson — → Neutral $28
News
RSS: Latest GSBC news
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2026-04-20 BUGH JOHN M Officer of Subsidiary Company — 2,500 $67.59 $168,975
2026-04-20 BUGH JOHN M Officer of Subsidiary Company — 2,500 $41.30 $103,250
2026-02-23 TURNER JOSEPH W Chief Executive Officer — 1,200 $61.82 $74,184
2026-02-23 AUSBURN KEVIN R Director — 7,000 $51.40 $361,400
2026-02-06 COPELAND REX A Officer — 1,797 $63.67 $114,418
2026-02-06 COPELAND REX A Officer — 1,797 $41.30 $74,216
2026-02-04 STEINERT EARL A JR Director — 1,500 $63.49 $95,240
2026-02-04 STEINERT EARL A JR Director — 1,500 $41.74 $68,350
2026-02-03 CARLSON THOMAS J Director — 680 $63.17 $42,956
2026-01-28 TURNER WILLIAM V. Director — 6,000 $59.70 $358,187
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
229.28
+4.36%
219.71
-1.60%
223.29
-4.48%
233.75
Operating Revenue
229.28
+4.36%
219.71
-1.60%
223.29
-4.48%
233.75
Selling General And Administration
87.34
+1.15%
86.34
-0.13%
86.46
+5.75%
81.76
Selling And Marketing Expense
2.93
-6.24%
3.12
-8.01%
3.40
+4.14%
3.26
General And Administrative Expense
84.41
+1.43%
83.22
+0.19%
83.06
+5.82%
78.50
Salaries And Wages
79.96
+1.74%
78.60
+0.10%
78.52
+4.28%
75.30
Other Gand A
—
—
—
—
Reconciled Depreciation
8.51
-4.91%
8.95
-3.89%
9.31
-3.77%
9.68
Net Income
70.97
+14.83%
61.81
-8.84%
67.80
-10.73%
75.95
Pretax Income
87.30
+15.63%
75.50
-11.54%
85.34
-9.40%
94.20
Net Interest Income
200.23
+5.86%
189.14
-2.11%
193.22
-3.21%
199.61
Interest Expense
113.50
-16.27%
135.56
+30.82%
103.62
+278.69%
27.36
Interest Income
313.73
-3.38%
324.70
+9.39%
296.83
+30.78%
226.98
Gain On Sale Of Security
-0.06
-6.90%
-0.06
+82.79%
-0.34
-276.44%
0.19
Tax Provision
16.32
+19.24%
13.69
-21.97%
17.54
-3.89%
18.25
Tax Rate For Calcs
0.00
+3.12%
0.00
-11.97%
0.00
+6.19%
0.00
Tax Effect Of Unusual Items
0.00
0.00
0.00
0.00
Net Income Including Noncontrolling Interests
70.97
+14.83%
61.81
-8.84%
67.80
-10.73%
75.95
Net Income From Continuing Operation Net Minority Interest
70.97
+14.83%
61.81
-8.84%
67.80
-10.73%
75.95
Net Income From Continuing And Discontinued Operation
70.97
+14.83%
61.81
-8.84%
67.80
-10.73%
75.95
Net Income Continuous Operations
70.97
+14.83%
61.81
-8.84%
67.80
-10.73%
75.95
Normalized Income
70.97
+14.83%
61.81
-8.84%
67.80
-10.73%
75.95
Net Income Common Stockholders
70.97
+14.83%
61.81
-8.84%
67.80
-10.73%
75.95
Diluted EPS
6.19
+17.68%
5.26
-6.24%
5.61
-6.81%
6.02
Basic EPS
6.23
+17.99%
5.28
-6.55%
5.65
-6.92%
6.07
Basic Average Shares
11.40
-2.64%
11.71
-2.45%
12.00
-4.09%
12.51
Diluted Average Shares
11.46
-2.50%
11.75
-2.77%
12.09
-4.20%
12.62
Diluted NI Availto Com Stockholders
70.97
+14.83%
61.81
-8.84%
67.80
-10.73%
75.95
Amortization
0.43
+0.23%
0.43
+51.40%
0.29
-62.76%
0.77
Amortization Of Intangibles Income Statement
0.43
+0.23%
0.43
+51.40%
0.29
-62.76%
0.77
Depreciation Amortization Depletion Income Statement
0.43
+0.23%
0.43
+51.40%
0.29
-62.76%
0.77
Depreciation And Amortization In Income Statement
0.43
+0.23%
0.43
+51.40%
0.29
-62.76%
0.77
Insurance And Claims
4.45
-3.76%
4.62
+1.76%
4.54
+42.07%
3.20
Occupancy And Equipment
35.30
+9.90%
32.12
+4.16%
30.83
+8.30%
28.47
Other Non Interest Expense
14.71
-14.50%
17.20
+5.15%
16.36
+1.99%
16.04
Professional Expense And Contract Services Expense
4.17
-22.84%
5.40
-23.81%
7.09
+11.94%
6.33
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Assets
5,598.61
-6.40%
5,981.63
+2.91%
5,812.40
+2.32%
5,680.70
Cash And Cash Equivalents
189.55
-3.17%
195.76
-7.37%
211.33
+25.41%
168.52
Cash Financial
109.83
+0.43%
109.37
+6.67%
102.53
-2.60%
105.26
Other Short Term Investments
472.43
-11.43%
533.37
+11.54%
478.21
-2.52%
490.59
Receivables
44.68
-17.55%
54.20
+6.92%
50.69
-7.93%
55.06
Accounts Receivable
18.07
-11.56%
20.43
-3.66%
21.21
+10.99%
19.11
Other Receivables
26.61
-21.18%
33.77
+14.52%
29.48
-17.98%
35.95
Prepaid Assets
—
—
—
69.46
Net PPE
133.26
+0.60%
132.47
-4.42%
138.59
-1.76%
141.07
Gross PPE
227.07
+1.75%
223.17
-0.37%
224.00
+2.00%
219.62
Accumulated Depreciation
-93.81
-3.42%
-90.70
-6.20%
-85.41
-8.73%
-78.55
Land And Improvements
40.25
+2.31%
39.34
-0.70%
39.62
-0.01%
39.62
Buildings And Improvements
110.54
+2.80%
107.53
-0.07%
107.60
+2.38%
105.10
Machinery Furniture Equipment
72.12
+3.15%
69.92
-0.35%
70.16
+3.94%
67.50
Other Properties
4.16
-34.88%
6.39
-3.49%
6.62
-10.49%
7.40
Goodwill And Other Intangible Assets
9.66
-4.30%
10.09
-4.11%
10.53
-2.64%
10.81
Goodwill
5.40
+0.00%
5.40
+0.00%
5.40
+0.00%
5.40
Other Intangible Assets
4.26
-9.24%
4.70
-8.44%
5.13
-5.28%
5.42
Investments And Advances
703.03
-2.47%
720.81
+7.07%
673.23
-2.87%
693.09
Total Liabilities Net Minority Interest
4,962.48
-7.80%
5,382.06
+2.70%
5,240.57
+1.81%
5,147.61
Payables And Accrued Expenses
3.61
-71.70%
12.76
+105.00%
6.22
+106.81%
3.01
Payables
3.61
-71.70%
12.76
+105.00%
6.22
+106.81%
3.01
Accounts Payable
3.61
-71.70%
12.76
+105.00%
6.22
+106.81%
3.01
Current Accrued Expenses
—
—
76.40
+3.51%
73.81
Current Debt And Capital Lease Obligation
330.93
-35.65%
514.25
+103.57%
252.61
+181.98%
89.58
Current Debt
330.93
-35.65%
514.25
+103.57%
252.61
+181.98%
89.58
Other Current Borrowings
330.00
-35.67%
513.00
+104.38%
251.00
+183.62%
88.50
Long Term Debt And Capital Lease Obligation
25.77
-74.39%
100.65
+0.30%
100.35
+0.30%
100.06
Long Term Debt
25.77
-74.39%
100.65
+0.30%
100.35
+0.30%
100.06
Stockholders Equity
636.13
+6.10%
599.57
+4.85%
571.83
+7.27%
533.09
Common Stock Equity
636.13
+6.10%
599.57
+4.85%
571.83
+7.27%
533.09
Capital Stock
0.11
-5.13%
0.12
-0.85%
0.12
-3.28%
0.12
Common Stock
0.11
-5.13%
0.12
-0.85%
0.12
-3.28%
0.12
Preferred Stock
0.00
0.00
0.00
0.00
Share Issued
11.06
-5.64%
11.72
-0.69%
11.80
-3.49%
12.23
Ordinary Shares Number
11.06
-5.64%
11.72
-0.69%
11.80
-3.49%
12.23
Additional Paid In Capital
54.12
+7.52%
50.34
+13.57%
44.32
+4.42%
42.45
Retained Earnings
614.10
+1.76%
603.48
+5.90%
569.87
+4.78%
543.88
Gains Losses Not Affecting Retained Earnings
-32.20
+40.77%
-54.36
-27.97%
-42.48
+20.38%
-53.35
Other Equity Adjustments
-32.20
+40.77%
-54.36
-27.97%
-42.48
+20.38%
-53.35
Total Equity Gross Minority Interest
636.13
+6.10%
599.57
+4.85%
571.83
+7.27%
533.09
Total Capitalization
661.90
-5.47%
700.22
+4.17%
672.18
+6.17%
633.14
Invested Capital
992.83
-18.25%
1,214.46
+31.32%
924.79
+27.96%
722.73
Total Debt
356.70
-41.99%
614.90
+74.21%
352.96
+86.12%
189.64
Net Debt
167.15
-60.12%
419.14
+195.94%
141.63
+570.66%
21.12
Net Tangible Assets
626.47
+6.28%
589.47
+5.02%
561.30
+7.47%
522.27
Tangible Book Value
626.47
+6.28%
589.47
+5.02%
561.30
+7.47%
522.27
Available For Sale Securities
51.40
-90.36%
533.37
—
—
Cash Cash Equivalents And Federal Funds Sold
189.55
-3.17%
195.76
-7.37%
211.33
+25.41%
168.52
Current Notes Payable
0.93
-25.58%
1.25
-22.55%
1.61
+48.66%
1.08
Held To Maturity Securities
179.20
-4.39%
187.43
-3.89%
195.02
-3.69%
202.50
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
81.52
+85.01%
44.06
-45.40%
80.70
-4.89%
84.85
Cash Flow From Continuing Operating Activities
81.52
+85.01%
44.06
-45.40%
80.70
-4.89%
84.85
Net Income From Continuing Operations
70.97
+14.83%
61.81
-8.84%
67.80
-10.73%
75.95
Depreciation Amortization Depletion
8.51
-4.91%
8.95
-3.89%
9.31
-3.77%
9.68
Depreciation
8.11
-1.57%
8.24
-5.56%
8.72
+2.65%
8.50
Amortization Cash Flow
0.40
-43.54%
0.71
+20.88%
0.59
-50.04%
1.18
Depreciation And Amortization
8.51
-4.91%
8.95
-3.89%
9.31
-3.77%
9.68
Amortization Of Intangibles
0.40
-43.54%
0.71
+20.88%
0.59
-50.04%
1.18
Other Non Cash Items
3.82
+1591.41%
-0.26
-120.37%
1.26
-84.70%
8.21
Stock Based Compensation
1.86
+4.92%
1.77
+9.19%
1.62
+12.80%
1.44
Deferred Tax
-1.31
-387.75%
0.46
-84.69%
2.98
+20.12%
2.48
Deferred Income Tax
-1.31
-387.75%
0.46
-84.69%
2.98
+20.12%
2.48
Operating Gains Losses
-3.00
+20.22%
-3.76
-89.05%
-1.99
+47.58%
-3.80
Gain Loss On Investment Securities
—
0.00
0.00
-100.00%
0.13
Gain Loss On Sale Of PPE
0.21
+581.40%
-0.04
-265.38%
0.03
+102.54%
-1.02
Change In Working Capital
13.48
+201.52%
-13.28
-180.14%
16.57
+2979.74%
0.54
Change In Receivables
2.36
+204.38%
0.78
+136.97%
-2.10
+75.02%
-8.40
Changes In Account Receivables
2.36
+204.38%
0.78
+136.97%
-2.10
+75.02%
-8.40
Change In Prepaid Assets
5.58
+3233.71%
-0.18
+96.08%
-4.54
-312.19%
2.14
Change In Payables And Accrued Expense
4.46
+134.74%
-12.85
-154.74%
23.47
+316.36%
5.64
Change In Accrued Expense
4.46
+134.74%
-12.85
-154.74%
23.47
+316.36%
5.64
Change In Other Working Capital
1.08
+204.66%
-1.03
-297.68%
-0.26
-122.29%
1.16
Investing Cash Flow
367.18
+309.35%
-175.39
-98.84%
-88.21
+89.24%
-819.55
Cash Flow From Continuing Investing Activities
367.18
+309.35%
-175.39
-98.84%
-88.21
+89.24%
-819.55
Net PPE Purchase And Sale
-11.34
-138.15%
-4.76
+32.44%
-7.05
+56.32%
-16.13
Purchase Of PPE
-11.46
-132.84%
-4.92
+32.55%
-7.30
+63.70%
-20.11
Sale Of PPE
0.13
-21.34%
0.16
-35.43%
0.25
-93.62%
3.98
Capital Expenditure
-11.46
-132.84%
-4.92
+32.55%
-7.30
+63.70%
-20.11
Capital Expenditure Reported
—
—
—
0.00
Net Investment Purchase And Sale
44.66
+182.94%
-53.84
-287.74%
28.68
+110.73%
-267.18
Purchase Of Investment
-8.90
+90.39%
-92.63
-1604.03%
-5.44
+98.49%
-360.73
Sale Of Investment
53.56
+38.09%
38.79
+13.69%
34.12
-63.53%
93.54
Net Other Investing Changes
-3.05
+75.48%
-12.44
+59.00%
-30.35
+24.28%
-40.07
Financing Cash Flow
-454.90
-492.99%
115.75
+130.03%
50.32
-72.94%
185.95
Cash Flow From Continuing Financing Activities
-454.90
-492.99%
115.75
+130.03%
50.32
-72.94%
185.95
Net Issuance Payments Of Debt
-274.30
-207.47%
255.24
+347.57%
57.03
-55.26%
127.47
Issuance Of Debt
0.00
-100.00%
180.00
0.00
-100.00%
127.47
Repayment Of Debt
-255.00
0.00
0.00
0.00
Long Term Debt Issuance
0.00
-100.00%
180.00
0.00
0.00
Long Term Debt Payments
-255.00
0.00
0.00
0.00
Net Long Term Debt Issuance
-255.00
-241.67%
180.00
0.00
0.00
Short Term Debt Issuance
—
75.24
+31.93%
57.03
-55.26%
127.47
Net Short Term Debt Issuance
-19.30
-125.65%
75.24
+31.93%
57.03
-55.26%
127.47
Net Common Stock Issuance
-44.46
-193.43%
-15.15
+35.04%
-23.33
+62.28%
-61.85
Common Stock Payments
-44.46
-193.43%
-15.15
+35.04%
-23.33
+62.28%
-61.85
Common Stock Dividend Paid
-18.72
-0.09%
-18.71
+2.98%
-19.28
-0.53%
-19.18
Cash Dividends Paid
-18.72
-0.09%
-18.71
+2.98%
-19.28
-0.53%
-19.18
Repurchase Of Capital Stock
-44.46
-193.43%
-15.15
+35.04%
-23.33
+62.28%
-61.85
Proceeds From Stock Option Exercised
4.82
-52.26%
10.10
+1042.08%
0.88
-85.87%
6.26
Net Other Financing Charges
0.51
+56.13%
0.33
+119.83%
-1.64
-471.11%
0.44
Changes In Cash
-6.20
+60.18%
-15.58
-136.38%
42.81
+107.80%
-548.75
Beginning Cash Position
195.76
-7.37%
211.33
+25.41%
168.52
-76.51%
717.27
End Cash Position
189.55
-3.17%
195.76
-7.37%
211.33
+25.41%
168.52
Free Cash Flow
70.06
+78.99%
39.14
-46.68%
73.40
+13.38%
64.74
Interest Paid Supplemental Data
122.65
-4.94%
129.02
+28.50%
100.41
+301.64%
25.00
Income Tax Paid Supplemental Data
4.33
+18.45%
3.65
-53.69%
7.89
-23.10%
10.26
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

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