Symbols / HAFC Stock $30.13 +1.28% Hanmi Financial Corporation

Financial Services • Banks - Regional • United States • NMS
HAFC (Stock) Chart
O: — H: — L: — C: — V: —
SMA 20: — SMA 50: — SMA 200: —
Stock Fundamentals
Scroll to Statements
Index EQUITY
Sector Financial Services
Industry Banks - Regional
CEO Ms. Bonita I. Lee
Exch · Country NMS · United States
Market Cap 896.46M
Enterprise Value 767.73M
Income 80.36M
Sales 264.48M
FCF (ttm) —
Book/sh 26.85
Cash/sh 8.59
Employees 606
Insider 10d —
IPO Apr 06, 1994
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout 40.67%
P/E 11.24
Forward P/E 8.89
PEG 1.39
P/S 3.39
P/B 1.12
P/C —
EV/EBITDA —
EV/Sales 2.90
Quick Ratio —
Current Ratio —
Debt/Eq —
LT Debt/Eq —
EPS (ttm) 2.68
EPS next Y 3.39
EPS Growth 29.30%
Revenue Growth 14.60%
EPS Gr Q/Q 27.60%
Rev Gr Q/Q —
Earnings (next) 2026-07-21
Earnings (prior) 2026-04-21
ROA 1.04%
ROE 10.42%
ROIC —
Gross Margin 0.00%
Oper. Margin 44.27%
Profit Margin 30.62%
Shs Outstand 29.75M
Shs Float 28.90M
Insider Own 2.12%
Instit Own 92.45%
Short Float 3.71%
Short Ratio 2.97
Short Interest 919.02K
52W High 30.20
vs 52W High -0.23%
52W Low 21.84
vs 52W Low 37.96%
Beta 0.67
Impl. Vol. 45.58%
Rel Volume 0.93
Avg Volume 308.25K
Volume 286.77K
Target (mean) $32.12
Tgt Median $32.00
Tgt Low $31.50
Tgt High $33.00
# Analysts 4
Recom Buy
Prev Close $29.75
Price $30.13
Change 1.28%
About

Hanmi Financial Corporation operates as the holding company for Hanmi Bank that provides business banking products and services in the United States. The company offers deposit products, including noninterest-bearing checking, negotiable order of withdrawal, savings, and money market accounts, as well as certificates of deposit. It also provides real estate loans, such as commercial property, construction, and residential property loans; and commercial and industrial loans comprising commercial term loan, and commercial lines of credit and international; equipment lease financing; and international finance and trade services and products, including letters of credit, and import and export financing. In addition, the company offers small business administration loans for business purposes, such as owner-occupied commercial real estate, business acquisitions, start-ups, franchise financing, working capital, improvements and renovations, inventory and equipment, and debt-refinancing. Hanmi Financial Corporation was founded in 1982 and is based in Los Angeles, California.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$32.13
Mean price target
2. Current target
$30.13
Latest analyst target
3. DCF / Fair value
$40.20
Fallback: EPS × 15 (assumed fair P/E). No FCF data; use with …
Ratings
Current target
$30.13
Low
$31.50
High
$33.00
Mean
$32.13

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2026-04-09 main Keefe, Bruyette & Woods Market Perform → Market Perform $32
2026-04-02 main Piper Sandler Overweight → Overweight $32
2026-02-02 main Piper Sandler Overweight → Overweight $34
2026-01-29 main DA Davidson Neutral → Neutral $30
2025-10-22 main Keefe, Bruyette & Woods Market Perform → Market Perform $31
2025-07-24 main Piper Sandler Overweight → Overweight $28
2025-07-23 main DA Davidson Neutral → Neutral $27
2025-07-23 main Keefe, Bruyette & Woods Market Perform → Market Perform $28
2025-01-30 main DA Davidson Neutral → Neutral $28
2024-12-04 down Keefe, Bruyette & Woods Outperform → Market Perform $29
2024-11-15 up Janney Montgomery Scott Neutral → Buy —
2024-10-24 up Piper Sandler Neutral → Overweight $26
2024-10-23 main DA Davidson Neutral → Neutral $22
2024-10-23 reit Wedbush Neutral → Neutral $21
2024-10-23 reit Jones Trading — → Hold —
2024-10-02 up Keefe, Bruyette & Woods Market Perform → Outperform $22
2024-09-24 main Wedbush Neutral → Neutral $21
2024-07-24 main Wedbush Neutral → Neutral $22
2024-07-24 main DA Davidson Neutral → Neutral $21
2024-04-24 reit Keefe, Bruyette & Woods Market Perform → Market Perform $18
News
RSS: Latest HAFC news
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2026-03-26 LEE BONITA INSOOK Chief Executive Officer — 22,260 $0.00 $0
2026-03-26 LEE BONITA INSOOK Chief Executive Officer — 22,260 $0.00 $0
2026-03-26 FUHR MATTHEW D Officer — 3,697 $0.00 $0
2026-03-26 FUHR MATTHEW D Officer — 3,697 $0.00 $0
2026-03-26 DU MICHAEL Officer — 2,367 $0.00 $0
2026-03-26 DU MICHAEL Officer — 2,367 $0.00 $0
2026-03-26 KIM ANTHONY I Officer — 4,455 $0.00 $0
2026-03-26 KIM ANTHONY I Officer — 4,455 $0.00 $0
2026-03-26 SANTAROSA ROMOLO C Chief Financial Officer — 7,623 $0.00 $0
2026-03-26 SANTAROSA ROMOLO C Chief Financial Officer — 7,623 $0.00 $0
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
270.17
+15.70%
233.50
-6.42%
249.51
-8.22%
271.85
Operating Revenue
270.17
+15.70%
233.50
-6.42%
249.51
-8.22%
271.85
Selling General And Administration
90.78
+5.07%
86.40
+2.24%
84.50
+5.92%
79.78
Selling And Marketing Expense
3.10
+2.51%
3.03
-2.48%
3.10
-14.63%
3.64
General And Administrative Expense
87.68
+5.17%
83.37
+2.42%
81.40
+6.91%
76.14
Salaries And Wages
87.68
+5.17%
83.37
+2.42%
81.40
+6.91%
76.14
Other Gand A
—
—
—
—
Reconciled Depreciation
3.33
+2.78%
3.24
-5.62%
3.44
-72.25%
12.38
Total Unusual Items
0.00
-100.00%
0.86
-85.53%
5.94
0.00
Total Unusual Items Excluding Goodwill
0.00
-100.00%
0.86
-85.53%
5.94
0.00
Special Income Charges
0.00
-100.00%
0.86
-85.53%
5.94
0.00
Other Special Charges
—
-0.86
+85.53%
-5.94
—
Impairment Of Capital Assets
—
—
—
0.00
Net Income
76.09
+22.33%
62.20
-22.29%
80.04
-21.06%
101.39
Pretax Income
107.93
+21.81%
88.61
-22.67%
114.58
-18.58%
140.73
Net Interest Income
234.76
+16.60%
201.34
-8.50%
220.04
-7.01%
236.62
Interest Expense
174.74
-10.85%
196.01
+32.39%
148.06
+309.38%
36.17
Interest Income
409.50
+3.06%
397.35
+7.95%
368.10
+34.94%
272.79
Gain On Sale Of Security
0.00
0.00
+100.00%
-1.87
0.00
Tax Provision
31.84
+20.58%
26.40
-23.56%
34.54
-12.19%
39.33
Tax Rate For Calcs
0.00
-1.01%
0.00
-1.16%
0.00
+7.87%
0.00
Tax Effect Of Unusual Items
0.00
-100.00%
0.26
-85.70%
1.79
0.00
Net Income Including Noncontrolling Interests
76.09
+22.33%
62.20
-22.29%
80.04
-21.06%
101.39
Net Income From Continuing Operation Net Minority Interest
76.09
+22.33%
62.20
-22.29%
80.04
-21.06%
101.39
Net Income From Continuing And Discontinued Operation
76.09
+22.33%
62.20
-22.29%
80.04
-21.06%
101.39
Net Income Continuous Operations
76.09
+22.33%
62.20
-22.29%
80.04
-21.06%
101.39
Normalized Income
76.09
+23.53%
61.60
-18.83%
75.89
-25.15%
101.39
Net Income Common Stockholders
75.47
+22.33%
61.70
-22.43%
79.54
-21.12%
100.84
Otherunder Preferred Stock Dividend
0.62
+22.22%
0.50
-0.20%
0.51
-9.50%
0.56
Diluted EPS
—
2.05
-21.76%
2.62
-21.08%
3.32
Basic EPS
—
2.06
-21.67%
2.63
-21.02%
3.33
Basic Average Shares
—
30.02
-0.83%
30.27
-0.10%
30.30
Diluted Average Shares
—
30.10
-0.75%
30.33
-0.20%
30.39
Diluted NI Availto Com Stockholders
75.47
+22.33%
61.70
-22.43%
79.54
-21.12%
100.84
Occupancy And Equipment
17.64
-1.15%
17.84
-2.70%
18.34
+3.92%
17.65
Other Non Interest Expense
31.87
+5.73%
30.14
+9.88%
27.43
+0.96%
27.17
Professional Expense And Contract Services Expense
7.51
+8.02%
6.96
+11.21%
6.25
+9.89%
5.69
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Assets
7,869.19
+2.49%
7,677.93
+1.42%
7,570.34
+2.60%
7,378.26
Cash And Cash Equivalents
212.84
-30.17%
304.80
+0.82%
302.32
-14.22%
352.42
Other Short Term Investments
880.62
-2.78%
905.80
+4.63%
865.74
+1.39%
853.84
Receivables
64.93
-4.28%
67.84
+15.77%
58.60
-91.03%
653.02
Accounts Receivable
24.47
+6.67%
22.94
-1.86%
23.37
+26.08%
18.54
Other Receivables
40.47
-9.88%
44.90
+27.47%
35.23
-94.45%
634.48
Prepaid Assets
—
—
—
84.38
Net PPE
20.38
-4.79%
21.40
-2.53%
21.96
-3.90%
22.85
Gross PPE
68.76
+1.87%
67.49
+0.82%
66.94
-1.72%
68.11
Accumulated Depreciation
-48.38
-4.96%
-46.09
-2.46%
-44.98
+0.62%
-45.26
Land And Improvements
4.30
+0.00%
4.30
-19.18%
5.32
-22.35%
6.85
Buildings And Improvements
8.90
+0.62%
8.84
-6.14%
9.42
-25.49%
12.64
Machinery Furniture Equipment
35.13
+4.88%
33.49
+8.00%
31.01
+2.22%
30.34
Construction In Progress
0.39
-77.40%
1.73
+62.98%
1.06
+3209.38%
0.03
Other Properties
—
—
—
—
Leases
20.04
+4.76%
19.13
-4.95%
20.13
+10.33%
18.25
Goodwill And Other Intangible Assets
11.03
+0.00%
11.03
-0.61%
11.10
-1.12%
11.22
Goodwill
11.03
+0.00%
11.03
+0.00%
11.03
+0.00%
11.03
Other Intangible Assets
—
—
0.07
-64.95%
0.19
Investments And Advances
880.62
-2.78%
905.80
+4.63%
865.74
+1.39%
853.84
Total Liabilities Net Minority Interest
7,072.80
+1.83%
6,945.75
+1.13%
6,868.45
+1.89%
6,740.75
Payables And Accrued Expenses
34.78
-0.12%
34.82
-11.40%
39.31
+404.44%
7.79
Payables
34.78
-0.12%
34.82
-11.40%
39.31
+404.44%
7.79
Accounts Payable
34.78
-0.12%
34.82
-11.40%
39.31
+404.44%
7.79
Current Accrued Expenses
—
—
—
85.15
Current Debt And Capital Lease Obligation
150.00
-33.33%
225.00
-10.00%
250.00
-16.67%
300.00
Current Debt
150.00
-33.33%
225.00
-10.00%
250.00
-16.67%
300.00
Other Current Borrowings
150.00
-33.33%
225.00
-10.00%
250.00
-16.67%
300.00
Long Term Debt And Capital Lease Obligation
130.46
-22.41%
168.14
-17.99%
205.01
+14.27%
179.41
Long Term Debt
130.46
-22.41%
168.14
-17.99%
205.01
+14.27%
179.41
Stockholders Equity
796.39
+8.77%
732.17
+4.31%
701.89
+10.10%
637.51
Common Stock Equity
796.39
+8.77%
732.17
+4.31%
701.89
+10.10%
637.51
Capital Stock
0.03
+0.00%
0.03
+0.00%
0.03
+3.03%
0.03
Common Stock
0.03
+0.00%
0.03
+0.00%
0.03
+3.03%
0.03
Preferred Stock
0.00
0.00
0.00
0.00
Share Issued
34.29
+0.40%
34.15
+0.69%
33.92
+0.62%
33.71
Ordinary Shares Number
29.89
-1.00%
30.20
-0.57%
30.37
-0.38%
30.49
Treasury Shares Number
4.39
+11.06%
3.96
+11.44%
3.55
+10.14%
3.22
Additional Paid In Capital
594.67
+0.61%
591.07
+0.71%
586.91
+0.60%
583.41
Retained Earnings
394.33
+12.39%
350.87
+9.97%
319.05
+18.37%
269.54
Gains Losses Not Affecting Retained Earnings
-43.17
+38.95%
-70.72
+1.68%
-71.93
+19.17%
-88.98
Treasury Stock
149.47
+7.48%
139.07
+5.22%
132.18
+4.50%
126.48
Other Equity Adjustments
-43.17
+38.95%
-70.72
+1.68%
-71.93
+19.17%
-88.98
Total Equity Gross Minority Interest
796.39
+8.77%
732.17
+4.31%
701.89
+10.10%
637.51
Total Capitalization
926.85
+2.95%
900.31
-0.73%
906.90
+11.01%
816.92
Invested Capital
1,076.85
-4.31%
1,125.31
-2.73%
1,156.90
+3.58%
1,116.92
Total Debt
280.46
-28.66%
393.14
-13.60%
455.01
-5.09%
479.41
Net Debt
67.62
-23.45%
88.34
-42.14%
152.69
+20.24%
126.99
Net Tangible Assets
785.36
+8.90%
721.14
+4.39%
690.79
+10.30%
626.29
Tangible Book Value
785.36
+8.90%
721.14
+4.39%
690.79
+10.30%
626.29
Cash Cash Equivalents And Federal Funds Sold
212.84
-30.17%
304.80
+0.82%
302.32
-14.22%
352.42
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
206.01
+291.98%
52.56
-51.90%
109.25
-25.83%
147.31
Cash Flow From Continuing Operating Activities
206.01
+291.98%
52.56
-51.90%
109.25
-25.83%
147.31
Net Income From Continuing Operations
76.09
+22.33%
62.20
-22.29%
80.04
-21.06%
101.39
Depreciation Amortization Depletion
3.33
+2.78%
3.24
-5.62%
3.44
-72.25%
12.38
Depreciation
—
—
6.79
-45.15%
12.38
Amortization Cash Flow
—
—
2.46
-8.08%
2.67
Depreciation And Amortization
3.33
+2.78%
3.24
-5.62%
3.44
-72.25%
12.38
Amortization Of Intangibles
—
—
2.46
-8.08%
2.67
Other Non Cash Items
125.46
+2131.55%
5.62
+110.33%
2.67
-81.89%
14.76
Stock Based Compensation
3.60
+0.64%
3.58
+33.35%
2.68
+3.31%
2.60
Operating Gains Losses
-9.68
-15.29%
-8.40
-7.83%
-7.79
+17.84%
-9.48
Gain Loss On Investment Securities
0.00
0.00
-100.00%
1.87
0.00
Unrealized Gain Loss On Investment Securities
0.05
0.00
+100.00%
-0.39
-200.00%
0.39
Gain Loss On Sale Of PPE
0.04
+104.90%
-0.82
+79.38%
-3.96
0.00
Change In Working Capital
-9.61
+53.78%
-20.78
-194.84%
21.91
+0.71%
21.76
Change In Receivables
-6.08
+37.45%
-9.72
-199.32%
9.78
-60.37%
24.69
Change In Prepaid Assets
-0.97
-115.35%
6.31
+122.51%
-28.04
-13.91%
-24.61
Change In Other Working Capital
0.47
+156.54%
-0.83
-5.31%
-0.79
-23.79%
-0.64
Change In Other Current Assets
—
—
-28.94
-19.45%
-24.23
Change In Other Current Liabilities
-3.03
+81.68%
-16.55
-140.40%
40.95
+83.48%
22.32
Investing Cash Flow
-384.32
-262.28%
-106.08
+49.83%
-211.45
+76.01%
-881.51
Cash Flow From Continuing Investing Activities
-384.32
-262.27%
-106.08
+49.83%
-211.45
+76.01%
-881.51
Net PPE Purchase And Sale
-2.29
-1353.01%
0.18
-96.20%
4.81
+349.74%
-1.93
Purchase Of PPE
-2.31
+11.95%
-2.62
-8.31%
-2.42
-25.60%
-1.93
Sale Of PPE
0.01
-99.50%
2.80
-61.23%
7.23
0.00
Capital Expenditure
-2.31
+11.95%
-2.62
-8.31%
-2.42
-25.60%
-1.93
Net Investment Purchase And Sale
60.22
+249.79%
-40.20
-672.17%
7.03
+111.60%
-60.59
Purchase Of Investment
-173.09
+11.85%
-196.36
-83.56%
-106.97
+35.78%
-166.56
Sale Of Investment
233.31
+49.40%
156.16
+36.99%
114.00
+7.57%
105.98
Net Other Investing Changes
0.71
-68.69%
2.27
—
0.81
Financing Cash Flow
86.35
+54.19%
56.00
+7.50%
52.10
-89.09%
477.65
Cash Flow From Continuing Financing Activities
86.35
+54.19%
56.00
+7.50%
52.10
-89.09%
477.65
Net Issuance Payments Of Debt
-112.50
-80.00%
-62.50
-150.00%
-25.00
-119.97%
125.20
Issuance Of Debt
112.50
+80.00%
62.50
0.00
-100.00%
212.50
Repayment Of Debt
-225.00
-80.00%
-125.00
-400.00%
-25.00
+71.36%
-87.30
Long Term Debt Issuance
112.50
+80.00%
62.50
0.00
-100.00%
212.50
Long Term Debt Payments
-225.00
-80.00%
-125.00
-400.00%
-25.00
+71.36%
-87.30
Net Long Term Debt Issuance
-112.50
-80.00%
-62.50
-150.00%
-25.00
-119.97%
125.20
Net Short Term Debt Issuance
—
—
—
—
Net Common Stock Issuance
-9.40
-48.94%
-6.31
-54.60%
-4.08
0.00
Common Stock Payments
-9.40
-48.94%
-6.31
-54.60%
-4.08
0.00
Common Stock Dividend Paid
-32.62
-7.38%
-30.38
+0.51%
-30.54
-6.63%
-28.64
Cash Dividends Paid
-32.62
-7.38%
-30.38
+0.51%
-30.54
-6.63%
-28.64
Repurchase Of Capital Stock
-9.40
-48.94%
-6.31
-54.60%
-4.08
0.00
Proceeds From Stock Option Exercised
0.00
-100.00%
0.58
0.00
-100.00%
0.02
Net Other Financing Charges
-1.00
-69.97%
-0.59
+25.35%
-0.79
-7.24%
-0.73
Changes In Cash
-91.96
-3813.97%
2.48
+104.94%
-50.10
+80.47%
-256.54
Beginning Cash Position
304.80
+0.82%
302.32
-14.22%
352.42
-42.13%
608.97
End Cash Position
212.84
-30.17%
304.80
+0.82%
302.32
-14.22%
352.42
Free Cash Flow
203.70
+307.92%
49.94
-53.26%
106.84
-26.51%
145.38
Interest Paid Supplemental Data
174.78
-12.82%
200.49
+72.03%
116.54
+294.59%
29.54
Income Tax Paid Supplemental Data
35.83
-14.04%
41.67
+152.02%
16.54
+29.92%
12.73
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

Trades
Date User Broker Pattern Type Position Size Entry Price Trade P&L Status
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