Symbols / HBCP Stock $63.85 +1.64% Home Bancorp, Inc.

Financial Services • Banks - Regional • United States • NMS
HBCP (Stock) Chart
O: — H: — L: — C: — V: —
SMA 20: — SMA 50: — SMA 200: —
Stock Fundamentals
Scroll to Statements
Index EQUITY
Sector Financial Services
Industry Banks - Regional
CEO Mr. John W. Bordelon
Exch · Country NMS · United States
Market Cap 500.19M
Enterprise Value 323.36M
Income 46.46M
Sales 150.59M
FCF (ttm) —
Book/sh 56.73
Cash/sh 28.53
Employees 486
Insider 10d —
IPO Oct 08, 2008
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout 19.83%
P/E 10.73
Forward P/E 10.31
PEG —
P/S 3.32
P/B 1.13
P/C —
EV/EBITDA —
EV/Sales 2.15
Quick Ratio —
Current Ratio —
Debt/Eq —
LT Debt/Eq —
EPS (ttm) 5.95
EPS next Y 6.19
EPS Growth 5.80%
Revenue Growth 5.50%
EPS Gr Q/Q 3.60%
Rev Gr Q/Q —
Earnings (next) 2026-07-20
Earnings (prior) 2026-04-20
ROA 1.32%
ROE 10.97%
ROIC —
Gross Margin 0.00%
Oper. Margin 40.51%
Profit Margin 30.85%
Shs Outstand 7.83M
Shs Float 6.75M
Insider Own 12.18%
Instit Own 50.14%
Short Float 1.64%
Short Ratio 0.78
Short Interest 121.12K
52W High 65.95
vs 52W High -3.18%
52W Low 47.96
vs 52W Low 33.13%
Beta 0.54
Impl. Vol. 63.48%
Rel Volume 0.24
Avg Volume 107.46K
Volume 25.34K
Target (mean) $67.75
Tgt Median $68.25
Tgt Low $65.50
Tgt High $69.00
# Analysts 4
Recom Hold
Prev Close $62.82
Price $63.85
Change 1.64%
About

Home Bancorp, Inc. operates as the bank holding company for Home Bank, National Association that provides various banking products and services for individuals and businesses in Louisiana, Mississippi, and Texas, the United States. The company offers deposit products, including interest-bearing and noninterest-bearing checking, money market, savings, NOW, and certificates of deposit accounts; custodial accounts; health savings and individual retirement accounts; and statement savings. It also provides various loan products comprising one-to four-family first mortgage loans, home equity loans and lines, commercial real estate loans, construction and land loans, multi-family residential loans, commercial and industrial loans, and consumer loans; personal loans, including auto, savings and CD secured, unsecured, and credit builder loans; and business loans, such as business term and SBA loans. In addition, the company invests in loans and securities. Further, it offers debit and credit cards; account services; treasury management, such as online banking and bill pay, mobile banking, remote deposit capture, positive pay, and ACH positive pay services; merchant card services; and payroll cards. Home Bancorp, Inc. was founded in 1908 and is headquartered in Lafayette, Louisiana.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$67.75
Mean price target
2. Current target
$63.85
Latest analyst target
3. DCF / Fair value
$89.25
Fallback: EPS × 15 (assumed fair P/E). No FCF data; use with …
Ratings
Current target
$63.85
Low
$65.50
High
$69.00
Mean
$67.75

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2026-04-22 down Piper Sandler Overweight → Neutral $69
2025-07-23 main Raymond James Outperform → Outperform $62
2025-04-23 main Piper Sandler Overweight → Overweight $65
2024-10-21 up Raymond James Market Perform → Outperform $50
2024-01-24 down Piper Sandler Overweight → Neutral $43
2023-10-20 main Piper Sandler Overweight → Overweight $40
2023-07-20 main DA Davidson Buy → Buy $40
2023-04-19 main Piper Sandler — → Overweight $44
2022-06-01 up DA Davidson Neutral → Buy $45
2021-02-03 up Piper Sandler Neutral → Overweight $40
2020-06-17 down Raymond James Outperform → Market Perform —
2020-04-29 main Piper Sandler — → Neutral $28
2020-01-29 main Raymond James — → Outperform $41
2019-12-12 init DA Davidson — → Neutral $42
2019-07-24 up Raymond James Market Perform → Outperform —
2017-07-26 down Raymond James Outperform → Market Perform —
News
RSS: Latest HBCP news
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2026-02-19 RADER CHRIS P. Director — 500 $59.50 $29,750
2025-08-20 LEMOINE NATALIE B. Officer — 1,000 $26.81 $26,810
2025-05-12 TRAPPEY ANN FORTE Director — 700 $0.00 $0
2025-05-12 KIRKLEY DAVID T. Chief Financial Officer — 1,490 $0.00 $0
2025-05-12 BALLARD JOHN SCOTT Director — 700 $0.00 $0
2025-05-12 HERPIN MARK C. Chief Operating Officer — 1,640 $0.00 $0
2025-05-12 ZOLLINGER JOHN J. IV Officer — 1,590 $0.00 $0
2025-05-12 LEMOINE NATALIE B. Officer — 1,391 $0.00 $0
2025-05-12 BLANCHET PAUL J III Director — 700 $0.00 $0
2025-05-12 GUIDRY DARREN E Officer — 1,640 $0.00 $0
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
148.72
+10.25%
134.89
-0.33%
135.33
+2.60%
131.90
Operating Revenue
148.72
+10.25%
134.89
-0.33%
135.33
+2.60%
131.90
Selling General And Administration
55.44
+3.96%
53.33
+4.41%
51.08
+2.13%
50.01
Selling And Marketing Expense
1.97
-1.75%
2.00
-6.80%
2.15
-5.17%
2.26
General And Administrative Expense
53.48
+4.19%
51.33
+4.90%
48.93
+2.48%
47.75
Salaries And Wages
53.48
+4.19%
51.33
+4.90%
48.93
+2.48%
47.75
Other Gand A
—
—
—
—
Reconciled Depreciation
3.31
-5.35%
3.50
-2.04%
3.57
+3.09%
3.46
Total Unusual Items
0.00
-90.91%
0.03
+222.22%
-0.03
-203.85%
0.03
Total Unusual Items Excluding Goodwill
0.00
-90.91%
0.03
+222.22%
-0.03
-203.85%
0.03
Net Income
46.06
+26.45%
36.43
-9.48%
40.24
+18.10%
34.07
Pretax Income
58.02
+28.41%
45.18
-9.90%
50.15
+17.99%
42.50
Net Interest Income
133.25
+10.80%
120.26
-0.36%
120.69
+2.27%
118.02
Interest Expense
60.52
-6.18%
64.50
+50.11%
42.97
+442.91%
7.92
Interest Income
193.77
+4.87%
184.77
+12.89%
163.66
+29.96%
125.93
Gain On Sale Of Security
0.00
0.00
+100.00%
-0.25
0.00
Tax Provision
11.96
+36.55%
8.76
-11.61%
9.91
+17.51%
8.43
Tax Rate For Calcs
0.00
+6.19%
0.00
-2.02%
0.00
+0.00%
0.00
Tax Effect Of Unusual Items
0.00
-90.35%
0.01
+219.75%
-0.01
-203.85%
0.01
Net Income Including Noncontrolling Interests
46.06
+26.45%
36.43
-9.48%
40.24
+18.10%
34.07
Net Income From Continuing Operation Net Minority Interest
46.06
+26.45%
36.43
-9.48%
40.24
+18.10%
34.07
Net Income From Continuing And Discontinued Operation
46.06
+26.45%
36.43
-9.48%
40.24
+18.10%
34.07
Net Income Continuous Operations
46.06
+26.45%
36.43
-9.48%
40.24
+18.10%
34.07
Normalized Income
46.06
+26.54%
36.40
-9.59%
40.26
+18.24%
34.05
Net Income Common Stockholders
46.06
+26.45%
36.43
-9.48%
40.24
+18.10%
34.07
Diluted EPS
5.87
+29.01%
4.55
-8.82%
4.99
+19.95%
4.16
Basic EPS
5.93
+29.51%
4.58
-8.65%
5.01
+19.74%
4.19
Basic Average Shares
7.77
-2.30%
7.96
-0.91%
8.03
-1.37%
8.14
Diluted Average Shares
7.85
-1.98%
8.00
-0.75%
8.07
-1.58%
8.19
Diluted NI Availto Com Stockholders
46.06
+26.45%
36.43
-9.48%
40.24
+18.10%
34.07
Amortization
1.09
-18.15%
1.33
-17.05%
1.60
-0.06%
1.60
Amortization Of Intangibles Income Statement
1.09
-18.15%
1.33
-17.05%
1.60
-0.06%
1.60
Depreciation Amortization Depletion Income Statement
1.09
-18.15%
1.33
-17.05%
1.60
-0.06%
1.60
Depreciation And Amortization In Income Statement
1.09
-18.15%
1.33
-17.05%
1.60
-0.06%
1.60
Occupancy And Equipment
10.02
-1.06%
10.13
+4.72%
9.67
+11.00%
8.71
Other Non Interest Expense
22.48
+9.78%
20.47
+11.89%
18.30
-6.47%
19.56
Professional Expense And Contract Services Expense
1.61
-16.34%
1.92
+13.73%
1.69
-2.87%
1.74
Line Item Trend 2023-12-31
Total Assets
3,320.12
Cash And Cash Equivalents
75.93
Cash Financial
—
Other Short Term Investments
16.02
Receivables
—
Accounts Receivable
—
Net PPE
41.98
Gross PPE
71.16
Accumulated Depreciation
-29.18
Land And Improvements
13.71
Buildings And Improvements
38.60
Machinery Furniture Equipment
18.85
Goodwill And Other Intangible Assets
86.37
Goodwill
81.52
Other Intangible Assets
4.86
Investments And Advances
434.99
Total Liabilities Net Minority Interest
2,952.68
Payables And Accrued Expenses
—
Payables
—
Accounts Payable
—
Current Debt And Capital Lease Obligation
150.00
Current Debt
150.00
Other Current Borrowings
150.00
Long Term Debt And Capital Lease Obligation
102.49
Long Term Debt
102.49
Stockholders Equity
367.44
Common Stock Equity
367.44
Capital Stock
0.08
Common Stock
0.08
Preferred Stock
0.00
Share Issued
8.16
Ordinary Shares Number
8.16
Treasury Shares Number
0.00
Additional Paid In Capital
165.82
Retained Earnings
234.62
Gains Losses Not Affecting Retained Earnings
-31.38
Other Equity Adjustments
-31.38
Total Equity Gross Minority Interest
367.44
Total Capitalization
469.94
Invested Capital
619.94
Total Debt
252.49
Net Debt
176.56
Net Tangible Assets
281.07
Tangible Book Value
281.07
Available For Sale Securities
417.90
Cash Cash Equivalents And Federal Funds Sold
75.93
Held To Maturity Securities
1.06
Other Equity Interest
-1.70
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
54.51
+11.85%
48.73
+17.83%
41.36
-19.22%
51.20
Cash Flow From Continuing Operating Activities
54.51
+11.85%
48.73
+17.83%
41.36
-19.22%
51.20
Net Income From Continuing Operations
46.06
+26.45%
36.43
-9.48%
40.24
+18.10%
34.07
Depreciation Amortization Depletion
3.31
-5.35%
3.50
-2.04%
3.57
+3.09%
3.46
Depreciation
3.31
-5.35%
3.50
-2.04%
3.57
+3.09%
3.46
Amortization Cash Flow
—
—
—
0.00
Depreciation And Amortization
3.31
-5.35%
3.50
-2.04%
3.57
+3.09%
3.46
Amortization Of Intangibles
—
—
—
0.00
Other Non Cash Items
1.36
-58.53%
3.28
-23.90%
4.31
-26.49%
5.87
Stock Based Compensation
3.38
+22.18%
2.76
+16.38%
2.38
-2.70%
2.44
Deferred Tax
-0.12
-179.55%
-0.04
-33.33%
-0.03
+96.26%
-0.88
Deferred Income Tax
-0.12
-179.55%
-0.04
-33.33%
-0.03
+96.26%
-0.88
Operating Gains Losses
-1.05
-5.10%
-1.00
+12.82%
-1.15
-54.58%
-0.74
Gain Loss On Investment Securities
0.18
0.00
-100.00%
0.25
0.00
Change In Working Capital
0.25
-77.17%
1.11
+110.38%
-10.68
-601.58%
-1.52
Change In Receivables
4.63
+777.99%
0.53
+106.57%
-8.02
+23.06%
-10.43
Changes In Account Receivables
4.63
+777.99%
0.53
+106.57%
-8.02
+23.06%
-10.43
Change In Payables And Accrued Expense
-3.24
-292.62%
1.68
+204.41%
-1.61
-116.40%
9.82
Change In Payable
-3.24
-292.62%
1.68
+204.41%
-1.61
-116.40%
9.82
Change In Account Payable
-3.24
-292.62%
1.68
+204.41%
-1.61
-116.40%
9.82
Change In Other Working Capital
-1.14
-3.27%
-1.10
-5.26%
-1.04
-14.21%
-0.92
Investing Cash Flow
-2.88
+97.31%
-107.11
-13.63%
-94.25
+80.97%
-495.35
Cash Flow From Continuing Investing Activities
-2.88
+97.31%
-107.11
-13.63%
-94.25
+80.97%
-495.35
Net PPE Purchase And Sale
-9.98
-161.98%
-3.81
-88.75%
-2.02
+23.09%
-2.62
Purchase Of PPE
-10.17
-150.58%
-4.06
-100.64%
-2.02
+25.28%
-2.71
Sale Of PPE
0.19
-24.60%
0.25
+6100.00%
0.00
-95.12%
0.08
Capital Expenditure
-10.17
-150.58%
-4.06
-100.64%
-2.02
+25.28%
-2.71
Net Investment Purchase And Sale
28.74
-13.63%
33.27
-47.45%
63.32
+135.26%
-179.58
Purchase Of Investment
-26.04
-147.83%
-10.51
0.00
+100.00%
-238.50
Sale Of Investment
54.77
+25.12%
43.78
-30.86%
63.32
+7.46%
58.92
Net Business Purchase And Sale
—
0.00
0.00
+100.00%
-27.30
Purchase Of Business
—
0.00
0.00
+100.00%
-27.30
Net Other Investing Changes
9.03
+77.48%
5.08
+547.23%
-1.14
+82.23%
-6.40
Financing Cash Flow
-8.57
-110.57%
81.09
+96.21%
41.33
+159.14%
-69.89
Cash Flow From Continuing Financing Activities
-8.57
-110.57%
81.09
+96.21%
41.33
+159.14%
-69.89
Net Issuance Payments Of Debt
-178.06
-937.11%
-17.17
-204.08%
16.50
-91.92%
204.04
Issuance Of Debt
3,598.90
+235.45%
1,072.85
-93.84%
17,420.58
+8239.51%
208.89
Repayment Of Debt
-3,776.96
-246.50%
-1,090.02
+93.74%
-17,404.08
-358746.99%
-4.85
Long Term Debt Issuance
3,598.90
+235.45%
1,072.85
-93.84%
17,420.58
+8239.51%
208.89
Long Term Debt Payments
-3,776.96
-246.50%
-1,090.02
+93.74%
-17,404.08
-358746.99%
-4.85
Net Long Term Debt Issuance
-178.06
-937.11%
-17.17
-204.08%
16.50
-91.92%
204.04
Net Common Stock Issuance
-14.36
-200.69%
-4.77
+9.22%
-5.26
+53.60%
-11.33
Common Stock Payments
-14.36
-200.69%
-4.77
+9.22%
-5.26
+53.60%
-11.33
Common Stock Dividend Paid
-8.99
-9.76%
-8.19
+0.40%
-8.22
-5.72%
-7.78
Cash Dividends Paid
-8.99
-9.76%
-8.19
+0.40%
-8.22
-5.72%
-7.78
Repurchase Of Capital Stock
-14.36
-200.69%
-4.77
+9.22%
-5.26
+53.60%
-11.33
Proceeds From Stock Option Exercised
0.73
-28.44%
1.02
+135.73%
0.43
-38.34%
0.70
Changes In Cash
43.06
+89.54%
22.72
+296.34%
-11.57
+97.75%
-514.04
Beginning Cash Position
98.55
+29.96%
75.83
-13.24%
87.40
-85.47%
601.44
End Cash Position
141.60
+43.69%
98.55
+29.96%
75.83
-13.24%
87.40
Free Cash Flow
44.34
-0.74%
44.67
+13.58%
39.33
-18.89%
48.49
Interest Paid Supplemental Data
61.64
-0.74%
62.10
+48.26%
41.88
+440.86%
7.74
Income Tax Paid Supplemental Data
13.37
+105.98%
6.49
-48.61%
12.63
+93.27%
6.54
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

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