Symbols / HERZ Stock $16.66 -3.89% Herzfeld Credit Income Fund, Inc.

Financial Services • Asset Management • United States • NCM
HERZ (Stock) Chart
O: — H: — L: — C: — V: —
SMA 20: — SMA 50: — SMA 200: —
Stock Fundamentals
Scroll to Statements
Index EQUITY
Sector Financial Services
Industry Asset Management
CEO —
Exch · Country NCM · United States
Market Cap 32.46M
Enterprise Value —
Income -1.44M
Sales 1.79M
FCF (ttm) —
Book/sh 21.39
Cash/sh —
Employees —
Insider 10d —
IPO May 20, 1994
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout 11.62%
P/E 83.30
Forward P/E —
PEG —
P/S 18.16
P/B 0.78
P/C —
EV/EBITDA —
EV/Sales —
Quick Ratio 0.05
Current Ratio 0.05
Debt/Eq —
LT Debt/Eq —
EPS (ttm) 0.20
EPS next Y —
EPS Growth -73.00%
Revenue Growth 171.20%
EPS Gr Q/Q -66.50%
Rev Gr Q/Q —
Earnings (next) —
Earnings (prior) —
ROA 0.15%
ROE -3.21%
ROIC —
Gross Margin 100.00%
Oper. Margin 37.77%
Profit Margin -80.74%
Shs Outstand 1.95M
Shs Float —
Insider Own 15.36%
Instit Own 50.59%
Short Float 0.06%
Short Ratio 0.15
Short Interest 697.00
52W High 31.00
vs 52W High -46.26%
52W Low 13.71
vs 52W Low 21.52%
Beta 0.68
Impl. Vol. —
Rel Volume 0.83
Avg Volume 9.37K
Volume 7.73K
Target (mean) —
Tgt Median —
Tgt Low —
Tgt High —
# Analysts —
Recom None
Prev Close $17.34
Price $16.66
Change -3.89%
About

Herzfeld Credit Income Fund, Inc. is a closed-ended equity mutual fund launched by Thomas J. Herzfeld Advisors, Inc. The fund is managed by Herzfeld/Cuba. It invests in the public equity markets of the United States. The fund employing fundamental analysis investing in stocks of companies that are likely to benefit from economic, political, structural and technological developments in the countries in the Caribbean Basin, which consist of Cuba, Jamaica, Trinidad and Tobago, the Bahamas, the Dominican Republic, Barbados, Aruba, Haiti, the Netherlands Antilles, the Commonwealth of Puerto Rico, Mexico, Honduras, Guatemala, Belize, Costa Rica, Panama, Colombia and Venezuela. It invests in stocks of companies operating across diversified sectors. Herzfeld Credit Income Fund, Inc. was formed on March 10, 1992 and is domiciled in the United States.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
—
Mean price target
2. Current target
$16.66
Latest analyst target
3. DCF / Fair value
$3.00
Fallback: EPS × 15 (assumed fair P/E). No FCF data; use with …
Ratings
Current target
$16.66
Low
—
High
—
Mean
—
News
RSS: Latest HERZ news
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2026-04-15 HERZFELD THOMAS JAY Member of Committee or Advisory Board — 3,610 $16.01 $57,811
2026-04-15 PAYLOR RYAN M Other Executive — 486 $15.50 $7,733
2026-03-27 HERZFELD THOMAS JAY Affiliated Person — 2,974 $15.50 $46,097
2026-03-03 HERZFELD THOMAS JAY Member of Committee or Advisory Board — 5,036 $15.32 $77,769
2026-03-03 PAYLOR RYAN M Other Executive — 152 $15.32 $2,348
2025-04-07 HERZFELD THOMAS JAY Affiliated Person — 1,706 $2.40 $4,090
2025-04-01 HERZFELD THOMAS JAY Affiliated Person — 781 $2.65 $2,068
2025-04-01 HERZFELD BRIGITTA SUZANNE Director — 1,294 $2.65 $3,426
2025-03-31 HERZFELD THOMAS JAY Affiliated Person — 864 $2.59 $2,245
2025-03-31 HERZFELD BRIGITTA SUZANNE Director — 929 $2.59 $2,412
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-06-30 2024-06-30 2023-06-30 2022-06-30
Total Revenue
2.14
-9.59%
2.37
-71.99%
8.45
+226.17%
-6.70
Operating Revenue
2.14
-9.59%
2.37
-71.99%
8.45
+226.17%
-6.70
Operating Expense
1.03
+42.12%
0.73
+18.67%
0.61
-18.39%
0.75
Selling General And Administration
1.04
+44.34%
0.72
+19.66%
0.60
-20.51%
0.76
General And Administrative Expense
1.04
+44.34%
0.72
+19.66%
0.60
-20.51%
0.76
Other Operating Expenses
-0.01
-277.49%
0.01
-45.79%
0.01
+209.78%
-0.01
Net Income
1.11
-32.52%
1.64
-79.08%
7.84
+205.22%
-7.45
Pretax Income
1.11
-32.52%
1.64
-79.08%
7.84
+205.22%
-7.45
Net Interest Income
—
—
—
—
Interest Income
—
—
—
—
Gain On Sale Of Security
13.14
+621.62%
1.82
+150.97%
0.73
-67.76%
2.25
Tax Rate For Calcs
0.00
+0.00%
0.00
+0.00%
0.00
0.00
Tax Effect Of Unusual Items
0.00
0.00
0.00
0.00
Net Income Including Noncontrolling Interests
1.11
-32.52%
1.64
-79.08%
7.84
+205.22%
-7.45
Net Income From Continuing Operation Net Minority Interest
1.11
-32.52%
1.64
-79.08%
7.84
+205.22%
-7.45
Net Income From Continuing And Discontinued Operation
1.11
-32.52%
1.64
-79.08%
7.84
+205.22%
-7.45
Net Income Continuous Operations
1.11
-32.52%
1.64
-79.08%
7.84
+205.22%
-7.45
Normalized Income
1.11
-32.52%
1.64
-79.08%
7.84
+205.22%
-7.45
Net Income Common Stockholders
1.11
-32.52%
1.64
-79.08%
7.84
+205.22%
-7.45
Diluted EPS
0.70
-63.16%
1.90
-83.19%
11.30
+193.39%
-12.10
Basic EPS
0.70
-63.16%
1.90
-83.19%
11.30
+193.39%
-12.10
Basic Average Shares
1.58
-0.02%
1.58
+127.95%
0.69
+12.67%
0.62
Diluted Average Shares
1.58
-0.02%
1.58
+127.95%
0.69
+12.67%
0.62
Diluted NI Availto Com Stockholders
1.11
-32.52%
1.64
-79.08%
7.84
+205.22%
-7.45
Line Item Trend 2025-06-30 2024-06-30 2023-06-30 2022-06-30
Total Assets
44.95
-12.40%
51.31
+43.80%
35.68
+17.23%
30.44
Cash And Cash Equivalents
0.01
—
—
—
Cash Financial
0.01
—
—
—
Receivables
0.10
+119.72%
0.04
+104.52%
0.02
-42.22%
0.04
Investments And Advances
44.73
-12.69%
51.23
+44.09%
35.55
+17.35%
30.30
Total Liabilities Net Minority Interest
0.16
-93.16%
2.27
+2005.69%
0.11
+14.29%
0.09
Payables
—
2.14
—
—
Accounts Payable
—
2.14
—
—
Other Payable
—
—
—
—
Stockholders Equity
44.80
-8.66%
49.05
+37.86%
35.58
+17.24%
30.34
Common Stock Equity
44.80
-8.66%
49.05
+37.86%
35.58
+17.24%
30.34
Capital Stock
32.96
-6.98%
35.43
+60.63%
22.06
-10.90%
24.75
Common Stock
32.96
-6.98%
35.43
+60.63%
22.06
-10.90%
24.75
Share Issued
1.69
+6.92%
1.58
+121.16%
0.72
+9.12%
0.66
Ordinary Shares Number
1.69
+6.92%
1.58
+121.16%
0.72
+9.12%
0.66
Retained Earnings
11.84
-13.04%
13.62
+0.72%
13.52
+141.85%
5.59
Total Equity Gross Minority Interest
44.80
-8.66%
49.05
+37.86%
35.58
+17.24%
30.34
Net Tangible Assets
44.80
-8.66%
49.05
+37.86%
35.58
+17.24%
30.34
Tangible Book Value
44.80
-8.66%
49.05
+37.86%
35.58
+17.24%
30.34
Available For Sale Securities
36.07
+5520.64%
0.64
+2.77%
0.62
—
Cash Cash Equivalents And Federal Funds Sold
0.01
—
—
—
Financial Assets Designatedas Fair Value Through Profitor Loss Total
8.66
-82.88%
50.58
+44.83%
34.93
+15.29%
30.30
Investmentin Financial Assets
44.73
-12.69%
51.23
+44.09%
35.55
+17.35%
30.30

No cash flow data available.

SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

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