Symbols / HG Stock $32.68 +0.62% Hamilton Insurance Group, Ltd.

Financial Services • Insurance - Reinsurance • Bermuda • NYQ
HG (Stock) Chart
O: — H: — L: — C: — V: —
SMA 20: SMA 50: SMA 200:
About

Hamilton Insurance Group, Ltd., through its subsidiaries, operates as specialty insurance and reinsurance company in Bermuda and internationally. It operates Hamilton Global Specialty, Hamilton Select, and Hamilton Re underwriting platforms. The company offers casualty reinsurance products, such as commercial auto, general liability, healthcare, multiline, personal motor, professional liability, umbrella and excess casualty, and worker's compensation and employer's liability reinsurance; property reinsurance and insurance; and specialty reinsurance solutions, including accident and health, aviation and space, crisis management, mortgage, financial risks, marine and energy, and multiline specialty. It also provides accident and health, cyber, energy, environmental, financial lines, fine art and specie, kidnap and ransom, mergers and acquisitions, marine and energy liability, political risk and violence, professional liability, property binders, property direct and facultative, professional lines, space, upstream energy, excess casualty, war and terrorism, allied medical, products liability and contractors, management liability, medical professionals, general liability, and small business casualty insurance plans, as well as surety and treaty reinsurance products. The company was incorporated in 2013 and is headquartered in Pembroke, Bermuda.

Stock Fundamentals
Scroll to Statements
Market Cap 3.25B Enterprise Value 2.11B Income 576.67M Sales 2.91B Book/sh 28.50 Cash/sh 12.75
Dividend Yield Payout 0.00% Employees 600 IPO P/E 5.89 Forward P/E 6.84
PEG P/S 1.12 P/B 1.15 P/C EV/EBITDA 2.43 EV/Sales 0.72
Quick Ratio 1.15 Current Ratio 2.01 Debt/Eq 5.56 LT Debt/Eq EPS (ttm) 5.55 EPS next Y 4.78
EPS Growth 4.33% Revenue Growth 29.40% Earnings 2026-04-30 ROA 6.12% ROE 32.62% ROIC
Gross Margin 39.35% Oper. Margin 26.88% Profit Margin 19.81% Shs Outstand 66.72M Shs Float 47.77M Short Float 1.58%
Short Ratio 2.12 Short Interest 52W High 32.95 52W Low 17.50 Beta 0.67 Avg Volume 552.99K
Volume 217.00K Target Price $33.00 Recom Buy Prev Close $32.48 Price $32.68 Change 0.62%
Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$33.00
Mean price target
2. Current target
$32.68
Latest analyst target
3. DCF / Fair value
$226.87
Simplified: (Free Cash Flow ÷ Shares) × 18 (P/FCF multiple). Not a …
Ratings
Current target
$32.68
Low
$27.00
High
$37.00
Mean
$33.00

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2026-04-13 main Citizens Market Outperform → Market Outperform $36
2026-04-08 main Barclays Overweight → Overweight $37
2026-02-24 main Citigroup Neutral → Neutral $33
2026-02-23 main Keefe, Bruyette & Woods Outperform → Outperform $35
2026-02-20 main Citizens Market Outperform → Market Outperform $35
2026-01-13 main Wells Fargo Overweight → Overweight $34
2026-01-08 main Barclays Overweight → Overweight $32
2025-11-20 main Keefe, Bruyette & Woods Outperform → Outperform $30
2025-11-10 main Morgan Stanley Equal-Weight → Equal-Weight $27
2025-11-06 main Wells Fargo Overweight → Overweight $31
2025-11-05 main Citizens Market Outperform → Market Outperform $32
2025-10-14 main JMP Securities Market Outperform → Market Outperform $31
2025-10-08 main Barclays Overweight → Overweight $29
2025-10-08 main Wells Fargo Overweight → Overweight $29
2025-10-07 main Morgan Stanley Equal-Weight → Equal-Weight $25
2025-08-18 main Morgan Stanley Equal-Weight → Equal-Weight $23
2025-08-12 main Keefe, Bruyette & Woods Outperform → Outperform $27
2025-08-08 main Wells Fargo Overweight → Overweight $26
2025-08-07 main JMP Securities Market Outperform → Market Outperform $29
2025-07-14 main Morgan Stanley Equal-Weight → Equal-Weight $21
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2026-04-08 COOPER BRADLEY E Director 99 $31.01 $3,070
2026-03-02 HOWIE CRAIG Chief Financial Officer 32,472 $0.00 $0
2026-03-02 DEEGAN BRIAN JOHN Officer 11,260 $0.00 $0
2026-03-02 KUCHMA ANITA BRESLIN Officer 9,198 $0.00 $0
2026-03-02 CARREIRO GEMMA ELIZABETH Officer 16,760 $0.00 $0
2026-03-02 DAWS ADRIAN JOSEPH Officer 20,000 $0.00 $0
2026-03-02 FISHER DANIEL MARK Officer 10,882 $0.00 $0
2026-03-02 ALBO GIUSEPPINA Chief Executive Officer 81,015 $0.00 $0
2026-03-02 BAKER ALEXANDER JAMES Officer 14,245 $0.00 $0
2026-03-02 LEVENSON JONATHAN B Officer 7,070 $0.00 $0
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
2,960.68
+24.45%
2,379.03
+47.03%
1,618.09
+26.35%
1,280.62
Operating Revenue
2,960.68
+24.45%
2,379.03
+47.03%
1,618.09
+26.35%
1,280.62
Selling General And Administration
57.17
-6.45%
61.11
-20.32%
76.69
+280.75%
20.14
General And Administrative Expense
57.17
-6.45%
61.11
-20.32%
76.69
+280.75%
20.14
Other Gand A
57.17
-6.45%
61.11
-20.32%
76.69
+280.75%
20.14
Total Expenses
2,135.77
+21.53%
1,757.47
+28.95%
1,362.87
+4.24%
1,307.45
Reconciled Depreciation
15.93
-3.25%
16.47
+32.68%
12.41
-17.23%
14.99
EBIT
845.09
+31.19%
644.18
+132.84%
276.65
+2594.63%
-11.09
Total Unusual Items
0.00
-100.00%
0.21
+101.23%
-17.09
Total Unusual Items Excluding Goodwill
0.00
-100.00%
0.21
+101.23%
-17.09
Special Income Charges
0.00
-100.00%
0.21
+101.23%
-17.09
Other Special Charges
-0.21
+96.98%
-6.99
Impairment Of Capital Assets
0.00
0.00
-100.00%
24.08
Net Income
576.67
+44.01%
400.43
+54.77%
258.73
+364.01%
-98.00
Pretax Income
824.90
+32.72%
621.56
+143.54%
255.22
+1051.22%
-26.83
Net Non Operating Interest Income Expense
-20.19
+10.73%
-22.62
-5.51%
-21.43
-36.17%
-15.74
Interest Expense Non Operating
20.19
-10.73%
22.62
+5.51%
21.43
+36.17%
15.74
Net Interest Income
-20.19
+10.73%
-22.62
-5.51%
-21.43
-36.17%
-15.74
Interest Expense
20.19
-10.73%
22.62
+5.51%
21.43
+36.17%
15.74
Interest Income
144.38
+27.08%
113.61
+44.82%
78.45
+129.65%
34.16
Other Income Expense
0.40
+226.03%
-0.32
Tax Provision
-15.12
-280.00%
8.40
+133.52%
-25.07
-907.54%
3.10
Tax Rate For Calcs
0.00
+1453.48%
0.00
-93.56%
0.00
+0.00%
0.00
Tax Effect Of Unusual Items
0.00
0.00
0.00
+100.00%
-3.59
Net Income Including Noncontrolling Interests
840.03
+37.00%
613.16
+118.76%
280.29
+1036.32%
-29.93
Net Income From Continuing Operation Net Minority Interest
576.67
+44.01%
400.43
+54.77%
258.73
+364.01%
-98.00
Net Income From Continuing And Discontinued Operation
576.67
+44.01%
400.43
+54.77%
258.73
+364.01%
-98.00
Net Income Continuous Operations
840.03
+37.00%
613.16
+118.76%
280.29
+1036.32%
-29.93
Minority Interests
-263.36
-23.80%
-212.73
-886.68%
-21.56
+68.32%
-68.06
Normalized Income
576.67
+44.01%
400.43
+54.77%
258.73
+406.20%
-84.50
Net Income Common Stockholders
576.67
+44.01%
400.43
+54.77%
258.73
+364.01%
-98.00
Diluted EPS
3.67
+50.41%
2.44
+373.84%
-0.89
Basic EPS
3.81
+54.25%
2.47
+377.21%
-0.89
Basic Average Shares
105.10
+0.34%
104.75
-4.76%
109.99
Diluted Average Shares
109.11
+2.90%
106.04
-3.59%
109.99
Diluted NI Availto Com Stockholders
576.67
+44.01%
400.43
+54.77%
258.73
+364.01%
-98.00
Amortization
15.71
+1.22%
15.52
+43.93%
10.78
-15.97%
12.83
Depreciation And Amortization In Income Statement
15.71
+1.22%
15.52
+43.93%
10.78
-15.97%
12.83
Loss Adjustment Expense
1,258.52
+24.58%
1,010.17
+41.36%
714.60
-5.77%
758.33
Net Policyholder Benefits And Claims
1,258.52
+24.58%
1,010.17
+41.36%
714.60
-5.77%
758.33
Policyholder Benefits Ceded
438.55
+56.65%
279.96
+8.62%
257.74
-31.29%
375.14
Policyholder Benefits Gross
1,697.07
+31.54%
1,290.13
+32.68%
972.35
-14.21%
1,133.47
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Assets
9,571.61
+22.78%
7,796.03
+16.86%
6,671.35
+14.65%
5,818.97
Cash Cash Equivalents And Short Term Investments
1,262.82
-15.45%
1,493.60
+22.09%
1,223.39
-10.21%
1,362.53
Cash And Cash Equivalents
1,062.36
+6.61%
996.49
+25.42%
794.51
-26.19%
1,076.42
Other Short Term Investments
200.46
-59.68%
497.11
+15.91%
428.88
+49.90%
286.11
Receivables
2,467.32
+14.70%
2,151.16
+7.18%
2,007.06
+12.03%
1,791.56
Accounts Receivable
2,409.29
+15.99%
2,077.15
+5.73%
1,964.64
+9.68%
1,791.19
Other Receivables
58.03
-21.59%
74.01
+74.46%
42.42
+11333.69%
0.37
Prepaid Assets
296.35
+35.37%
218.92
+12.67%
194.31
+18.25%
164.31
Goodwill And Other Intangible Assets
86.62
-6.98%
93.12
+2.34%
91.00
+4.64%
86.96
Goodwill
0.00
0.00
0.00
Other Intangible Assets
86.62
-6.98%
93.12
+2.34%
91.00
+4.64%
86.96
Investments And Advances
5,026.66
+31.78%
3,814.35
+22.58%
3,111.62
+36.10%
2,286.32
Long Term Equity Investment
1,587.66
+69.01%
939.38
+10.32%
851.47
+14.95%
740.74
Total Liabilities Net Minority Interest
6,749.34
+23.45%
5,467.20
+18.25%
4,623.37
+11.28%
4,154.66
Payables And Accrued Expenses
806.95
+21.81%
662.48
+24.46%
532.28
+23.65%
430.49
Payables
806.95
+21.81%
662.48
+24.46%
532.28
+23.65%
430.49
Accounts Payable
473.72
+6.06%
446.64
-2.74%
459.20
+20.09%
382.37
Other Payable
209.85
+81.81%
115.43
+73.30%
66.61
+38.49%
48.09
Long Term Debt And Capital Lease Obligation
149.74
-0.13%
149.94
+0.08%
149.83
+0.08%
149.72
Long Term Debt
149.74
-0.13%
149.94
+0.08%
149.83
+0.08%
149.72
Stockholders Equity
2,822.10
+21.19%
2,328.71
+13.71%
2,047.85
+23.05%
1,664.18
Common Stock Equity
2,822.10
+21.19%
2,328.71
+13.71%
2,047.85
+23.05%
1,664.18
Capital Stock
0.99
-2.46%
1.01
-7.81%
1.10
+6.89%
1.03
Common Stock
0.99
-2.46%
1.01
-7.81%
1.10
+6.89%
1.03
Share Issued
99.03
-2.40%
101.47
-7.95%
110.23
+0.22%
109.99
Ordinary Shares Number
99.03
-2.40%
101.47
-7.95%
110.23
+0.22%
109.99
Additional Paid In Capital
1,134.98
-2.46%
1,163.61
-6.90%
1,249.82
+11.57%
1,120.24
Retained Earnings
1,690.57
+44.68%
1,168.53
+45.82%
801.37
+46.41%
547.35
Gains Losses Not Affecting Retained Earnings
-4.44
+0.00%
-4.44
+0.00%
-4.44
+0.00%
-4.44
Minority Interest
0.17
+34.38%
0.13
-3.76%
0.13
+11.76%
0.12
Other Equity Adjustments
-4.44
+0.00%
-4.44
+0.00%
-4.44
+0.00%
-4.44
Total Equity Gross Minority Interest
2,822.27
+21.19%
2,328.84
+13.71%
2,047.98
+23.05%
1,664.30
Total Capitalization
2,971.84
+19.90%
2,478.65
+12.79%
2,197.68
+21.16%
1,813.90
Invested Capital
2,971.84
+19.90%
2,478.65
+12.79%
2,197.68
+21.16%
1,813.90
Total Debt
149.74
-0.13%
149.94
+0.08%
149.83
+0.08%
149.72
Net Tangible Assets
2,735.47
+22.36%
2,235.59
+14.24%
1,956.85
+24.07%
1,577.22
Tangible Book Value
2,735.47
+22.36%
2,235.59
+14.24%
1,956.85
+24.07%
1,577.22
Investments In Other Ventures Under Equity Method
1,587.66
+69.01%
939.38
+10.32%
851.47
+14.95%
740.74
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
842.35
+10.94%
759.30
+168.16%
283.15
+48.31%
190.93
Cash Flow From Continuing Operating Activities
842.35
+10.94%
759.30
+168.16%
283.15
+48.31%
190.93
Net Income From Continuing Operations
840.03
+37.00%
613.16
+118.76%
280.29
+1036.32%
-29.93
Depreciation And Amortization
15.93
-3.25%
16.47
+32.68%
12.41
-17.23%
14.99
Other Non Cash Items
-28.67
-848.32%
3.83
+158.68%
-6.53
-152.26%
12.49
Stock Based Compensation
29.26
-3.70%
30.38
-31.53%
44.38
+311.52%
10.78
Asset Impairment Charge
0.00
0.00
-100.00%
24.08
Operating Gains Losses
-517.15
-10.49%
-468.07
-453.84%
-84.51
+67.33%
-258.65
Gain Loss On Investment Securities
-517.15
-10.49%
-468.07
-453.84%
-84.51
+66.42%
-251.66
Unrealized Gain Loss On Investment Securities
-169.96
-292.17%
-43.34
+65.36%
-125.10
-175.68%
165.31
Change In Working Capital
672.91
+10.88%
606.87
+274.11%
162.22
-35.59%
251.86
Change In Receivables
-127.32
-24.16%
-102.55
+46.10%
-190.24
-164.94%
-71.81
Changes In Account Receivables
-168.07
-48.28%
-113.34
+16.47%
-135.69
-124.67%
-60.40
Change In Prepaid Assets
-77.43
-214.56%
-24.61
+17.93%
-29.99
-154.96%
-11.76
Change In Payables And Accrued Expense
50.04
-38.54%
81.42
-2.24%
83.29
+206.02%
-78.56
Change In Payable
50.04
-38.54%
81.42
-2.24%
83.29
+206.02%
-78.56
Change In Account Payable
50.04
-38.54%
81.42
-2.24%
83.29
+206.02%
-78.56
Change In Other Current Assets
-57.23
-5041.71%
1.16
+102.71%
-42.67
-1.85%
-41.89
Investing Cash Flow
-414.09
-124.85%
-184.16
+71.76%
-652.09
-589.92%
133.10
Cash Flow From Continuing Investing Activities
-414.09
-124.85%
-184.16
+71.76%
-652.09
-589.92%
133.10
Net Investment Purchase And Sale
-405.16
-145.03%
-165.35
+74.01%
-636.15
-533.66%
146.69
Purchase Of Investment
-6,299.97
-0.41%
-6,274.32
-17.83%
-5,324.75
-12.76%
-4,722.23
Sale Of Investment
5,894.82
-3.51%
6,108.97
+30.29%
4,688.60
-3.70%
4,868.92
Net Business Purchase And Sale
0.00
0.00
Gain Loss On Sale Of Business
-0.21
+96.98%
-6.99
Net Other Investing Changes
-8.93
+52.53%
-18.81
-18.03%
-15.94
-17.27%
-13.59
Financing Cash Flow
-376.17
-3.72%
-362.69
-714.56%
59.02
+184.77%
-69.62
Cash Flow From Continuing Financing Activities
-376.17
-3.72%
-362.69
-714.56%
59.02
+184.77%
-69.62
Net Issuance Payments Of Debt
-0.31
0.00
0.00
+100.00%
-0.34
Net Long Term Debt Issuance
-0.31
-0.34
Net Common Stock Issuance
-112.54
+24.95%
-149.95
-286.13%
80.56
+6796.76%
-1.20
Common Stock Payments
-112.56
+25.13%
-150.35
-6074.54%
-2.44
-60.41%
-1.52
Repurchase Of Capital Stock
-112.56
+25.13%
-150.35
-6074.54%
-2.44
-60.41%
-1.52
Net Other Financing Charges
-263.31
-23.78%
-212.73
-887.35%
-21.55
+68.51%
-68.41
Changes In Cash
52.10
-75.48%
212.46
+168.55%
-309.92
-221.82%
254.41
Effect Of Exchange Rate Changes
19.14
+253.58%
-12.46
-448.71%
3.57
+131.53%
-11.34
Beginning Cash Position
1,100.85
+22.20%
900.86
-25.38%
1,207.20
+25.21%
964.13
End Cash Position
1,172.09
+6.47%
1,100.85
+22.20%
900.86
-25.38%
1,207.20
Free Cash Flow
842.35
+10.94%
759.30
+168.16%
283.15
+48.31%
190.93
Interest Paid Supplemental Data
21.67
-3.33%
22.42
+3.75%
21.61
+38.03%
15.65
Income Tax Paid Supplemental Data
16.47
+54.46%
10.66
+153.19%
4.21
-57.77%
9.97
Common Stock Issuance
0.03
-93.69%
0.40
-99.52%
83.00
+26248.25%
0.32
Issuance Of Capital Stock
0.03
-93.69%
0.40
-99.52%
83.00
+26248.25%
0.32
Other Cash Adjustment Inside Changein Cash
-11.34
Sale Of Business
0.00
0.00
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

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