Symbols / HIG Stock $138.79 +1.52% The Hartford Insurance Group, Inc.

Financial Services • Insurance - Diversified • United States • NYQ
HIG (Stock) Chart
O: — H: — L: — C: — V: —
SMA 20: — SMA 50: — SMA 200: —
Stock Fundamentals
Scroll to Statements
Index EQUITY
Sector Financial Services
Industry Insurance - Diversified
CEO Mr. Christopher Jerome Swift CPA
Exch · Country NYQ · United States
Market Cap 38.05B
Enterprise Value 37.79B
Income 4.04B
Sales 28.79B
FCF (ttm) 5.60B
Book/sh 67.33
Cash/sh 16.03
Employees 19,200
Insider 10d —
IPO Dec 15, 1995
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout 15.76%
P/E 9.62
Forward P/E 9.63
PEG 0.12
P/S 1.32
P/B 2.06
P/C —
EV/EBITDA 6.84
EV/Sales 1.31
Quick Ratio 1.06
Current Ratio 1.79
Debt/Eq 23.15
LT Debt/Eq —
EPS (ttm) 14.42
EPS next Y 14.42
EPS Growth 41.40%
Revenue Growth 6.10%
EPS Gr Q/Q 35.90%
Rev Gr Q/Q —
Earnings (next) 2026-04-23
Earnings (prior) 2026-04-23
ROA 3.88%
ROE 22.74%
ROIC —
Gross Margin 38.17%
Oper. Margin 15.30%
Profit Margin 14.11%
Shs Outstand 274.13M
Shs Float 272.67M
Insider Own 0.36%
Instit Own 96.48%
Short Float 0.01%
Short Ratio 0.02
Short Interest 28.83K
52W High 144.50
vs 52W High -3.95%
52W Low 119.61
vs 52W Low 16.04%
Beta 0.53
Impl. Vol. 21.50%
Rel Volume 0.72
Avg Volume 1.57M
Volume 1.13M
Target (mean) $149.85
Tgt Median $149.00
Tgt Low $135.00
Tgt High $165.00
# Analysts 20
Recom Buy
Prev Close $136.71
Price $138.79
Change 1.52%
About

The Hartford Insurance Group, Inc., together with its subsidiaries, provides insurance and financial services to individual and business customers in the United States, the United Kingdom, and internationally. It operates through Business Insurance, Personal Insurance, Property & Casualty Other Operations, Employee Benefits and Hartford Funds. The company offers insurance coverage, including workers' compensation, property, automobile, general and professional liability, package business, umbrella, fidelity and surety, marine, livestock, accident, health, and reinsurance through regional offices, branches, sales and policyholder service centers, independent retail agents and brokers, wholesale agents, and reinsurance brokers. The company also provides automobiles, homeowners, and personal umbrella coverages. The Property & Casualty Other Operations segment offers coverage for asbestos and environmental exposures. In addition, it provides group life, disability, and other group coverages to members of employer groups, associations, and affinity groups through direct insurance policies; reinsurance to other insurance companies; employer paid and voluntary product coverages; disability underwriting, administration, and claims processing to self-funded employer plans; leave management solution; distributes its group insurance products and services through brokers, consultants, third-party administrators, trade associations, and private exchanges. Further, the company offers managed mutual funds across various asset classes; and exchange-traded funds through broker-dealer organizations, independent financial advisers, defined contribution plans, financial consultants, bank trust, and registered investment advisers, as well as investment management, distribution, and administrative services, such as product design, implementation, and oversight. The company was founded in 1810 and is headquartered in Hartford, Connecticut.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$149.85
Mean price target
2. Current target
$138.79
Latest analyst target
3. DCF / Fair value
$367.92
Simplified: (Free Cash Flow ÷ Shares) × 18 (P/FCF multiple). Not a …
Ratings
Current target
$138.79
Low
$135.00
High
$165.00
Mean
$149.85

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2026-04-28 main Mizuho Outperform → Outperform $159
2026-04-27 main UBS Buy → Buy $155
2026-04-24 main Barclays Overweight → Overweight $156
2026-04-14 main B of A Securities Neutral → Neutral $138
2026-04-09 main Wells Fargo Overweight → Overweight $160
2026-04-09 main Cantor Fitzgerald Overweight → Overweight $160
2026-04-08 main Barclays Overweight → Overweight $159
2026-03-30 down Keefe, Bruyette & Woods Outperform → Market Perform $149
2026-02-05 main Keefe, Bruyette & Woods Outperform → Outperform $163
2026-02-04 main Citigroup Neutral → Neutral $143
2026-02-03 main Morgan Stanley Equal-Weight → Equal-Weight $142
2026-02-02 main UBS Buy → Buy $157
2026-02-02 main Cantor Fitzgerald Overweight → Overweight $165
2026-02-02 main Wells Fargo Overweight → Overweight $156
2026-01-30 main Roth Capital Neutral → Neutral $135
2026-01-14 main Cantor Fitzgerald Overweight → Overweight $160
2026-01-13 main Wells Fargo Overweight → Overweight $153
2026-01-07 main Evercore ISI Group In-Line → In-Line $145
2026-01-07 main JP Morgan Neutral → Neutral $146
2026-01-06 main Keefe, Bruyette & Woods Outperform → Outperform $160
News
RSS: Latest HIG news
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2026-03-10 RODDEN LORI A Officer — 40,693 $138.04 $5,617,537
2026-03-10 RODDEN LORI A Officer — 40,693 $69.41 $2,917,636
2026-03-04 NIDERNO ALLISON G Officer — 701 $140.52 $98,583
2026-02-26 NIDERNO ALLISON G Officer — 374 $141.97 $53,226
2026-02-25 TOOKER ADIN M President — 8,307 $140.54 $1,167,466
2026-02-25 TOOKER ADIN M President — 8,307 $53.81 $447,000
2026-02-17 COSTELLO BETH ANN Chief Financial Officer — 28,726 — —
2026-02-17 RODDEN LORI A Officer — 13,030 — —
2026-02-17 STEPNOWSKI AMY M. Officer — 13,030 — —
2026-02-17 TOOKER ADIN M President — 12,142 — —
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
28,071.00
+6.39%
26,384.00
+8.44%
24,330.00
+11.33%
21,854.00
Operating Revenue
28,071.00
+6.39%
26,384.00
+8.44%
24,330.00
+11.33%
21,854.00
Other Operating Expenses
6.00
+300.00%
-3.00
-120.00%
15.00
+114.29%
7.00
Total Expenses
23,311.00
+3.44%
22,535.00
+6.09%
21,242.00
+8.42%
19,592.00
Reconciled Depreciation
396.00
+11.24%
356.00
-30.20%
510.00
-18.40%
625.00
EBIT
4,959.00
+22.50%
4,048.00
+23.15%
3,287.00
+32.81%
2,475.00
Total Unusual Items
0.00
+100.00%
-2.00
+66.67%
-6.00
+53.85%
-13.00
Total Unusual Items Excluding Goodwill
0.00
+100.00%
-2.00
+66.67%
-6.00
+53.85%
-13.00
Special Income Charges
0.00
+100.00%
-2.00
+66.67%
-6.00
+53.85%
-13.00
Restructuring And Mergern Acquisition
0.00
-100.00%
2.00
-66.67%
6.00
-53.85%
13.00
Net Income
3,836.00
+23.30%
3,111.00
+24.24%
2,504.00
+37.66%
1,819.00
Pretax Income
4,760.00
+23.67%
3,849.00
+24.64%
3,088.00
+36.52%
2,262.00
Net Non Operating Interest Income Expense
-199.00
+0.00%
-199.00
+0.00%
-199.00
+6.57%
-213.00
Interest Expense Non Operating
199.00
+0.00%
199.00
+0.00%
199.00
-6.57%
213.00
Net Interest Income
-199.00
+0.00%
-199.00
+0.00%
-199.00
+6.57%
-213.00
Interest Expense
199.00
+0.00%
199.00
+0.00%
199.00
-6.57%
213.00
Other Income Expense
110.00
+25.00%
88.00
+4.76%
84.00
+15.07%
73.00
Tax Provision
924.00
+25.20%
738.00
+26.37%
584.00
+31.83%
443.00
Tax Rate For Calcs
0.00
+0.00%
0.00
+0.00%
0.00
-2.98%
0.00
Tax Effect Of Unusual Items
0.00
+100.00%
-0.38
+66.67%
-1.14
+55.22%
-2.55
Net Income Including Noncontrolling Interests
3,836.00
+23.30%
3,111.00
+24.24%
2,504.00
+37.66%
1,819.00
Net Income From Continuing Operation Net Minority Interest
3,836.00
+23.30%
3,111.00
+24.24%
2,504.00
+37.66%
1,819.00
Net Income From Continuing And Discontinued Operation
3,836.00
+23.30%
3,111.00
+24.24%
2,504.00
+37.66%
1,819.00
Net Income Continuous Operations
3,836.00
+23.30%
3,111.00
+24.24%
2,504.00
+37.66%
1,819.00
Normalized Income
3,836.00
+23.24%
3,112.62
+24.07%
2,508.86
+37.14%
1,829.45
Net Income Common Stockholders
3,815.00
+23.46%
3,090.00
+24.45%
2,483.00
+38.10%
1,798.00
Diluted EPS
13.32
+28.70%
10.35
+29.86%
7.97
+46.51%
5.44
Basic EPS
13.51
+28.54%
10.51
+29.91%
8.09
+42.10%
5.69
Basic Average Shares
282.40
-3.91%
293.90
-4.30%
307.10
-2.54%
315.11
Diluted Average Shares
286.50
-4.05%
298.60
-4.14%
311.50
-5.54%
329.78
Diluted NI Availto Com Stockholders
3,815.00
+23.46%
3,090.00
+24.45%
2,483.00
+38.10%
1,798.00
Amortization
71.00
+0.00%
71.00
+0.00%
71.00
+0.00%
71.00
Depreciation And Amortization In Income Statement
71.00
+0.00%
71.00
+0.00%
71.00
+0.00%
71.00
Loss Adjustment Expense
20,822.00
+3.43%
20,132.00
+5.30%
19,119.00
+6.34%
17,979.00
Net Policyholder Benefits And Claims
20,822.00
+3.43%
20,132.00
+5.30%
19,119.00
+6.34%
17,979.00
Preferred Stock Dividends
21.00
+0.00%
21.00
+0.00%
21.00
+0.00%
21.00
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Assets
85,997.00
+6.28%
80,917.00
+5.39%
76,780.00
+5.17%
73,008.00
Cash Cash Equivalents And Short Term Investments
22,150.00
+6.99%
20,702.00
+7.27%
19,299.00
-52.13%
40,319.00
Cash And Cash Equivalents
133.00
-27.32%
183.00
+45.24%
126.00
-44.98%
229.00
Other Short Term Investments
22,017.00
+7.30%
20,519.00
+7.02%
19,173.00
-52.18%
40,090.00
Receivables
13,507.00
+2.81%
13,138.00
+3.36%
12,711.00
+6.70%
11,913.00
Accounts Receivable
13,507.00
+2.81%
13,138.00
+3.36%
12,711.00
+6.70%
11,913.00
Net PPE
931.00
+4.84%
888.00
-0.89%
896.00
-3.34%
927.00
Goodwill And Other Intangible Assets
2,477.00
-2.79%
2,548.00
-2.67%
2,618.00
-2.64%
2,689.00
Goodwill
1,911.00
+0.00%
1,911.00
+0.00%
1,911.00
+0.00%
1,911.00
Other Intangible Assets
566.00
-11.15%
637.00
-9.90%
707.00
-9.13%
778.00
Investments And Advances
56,858.00
+8.12%
52,588.00
+5.93%
49,644.00
+6.99%
46,401.00
Long Term Equity Investment
5,804.00
+15.11%
5,042.00
+5.37%
4,785.00
+14.56%
4,177.00
Total Liabilities Net Minority Interest
67,018.00
+3.95%
64,470.00
+4.91%
61,453.00
+3.57%
59,332.00
Current Debt And Capital Lease Obligation
0.00
0.00
0.00
0.00
Current Debt
0.00
0.00
0.00
0.00
Long Term Debt And Capital Lease Obligation
4,371.00
+0.11%
4,366.00
+0.09%
4,362.00
+0.11%
4,357.00
Long Term Debt
4,371.00
+0.11%
4,366.00
+0.09%
4,362.00
+0.11%
4,357.00
Stockholders Equity
18,979.00
+15.39%
16,447.00
+7.31%
15,327.00
+12.07%
13,676.00
Common Stock Equity
18,645.00
+15.71%
16,113.00
+7.47%
14,993.00
+12.37%
13,342.00
Capital Stock
337.00
+0.00%
337.00
+0.00%
337.00
+0.00%
337.00
Common Stock
3.00
+0.00%
3.00
+0.00%
3.00
+0.00%
3.00
Preferred Stock
334.00
+0.00%
334.00
+0.00%
334.00
+0.00%
334.00
Share Issued
326.96
+0.00%
326.96
+0.00%
326.96
-5.22%
344.96
Ordinary Shares Number
276.92
-3.70%
287.56
-3.66%
298.47
-5.28%
315.11
Treasury Shares Number
50.04
+26.98%
39.40
+38.32%
28.49
-4.56%
29.85
Additional Paid In Capital
549.00
-5.02%
578.00
-10.80%
648.00
-65.80%
1,895.00
Retained Earnings
24,739.00
+14.90%
21,531.00
+13.28%
19,007.00
+11.43%
17,058.00
Gains Losses Not Affecting Retained Earnings
-2,057.00
+28.72%
-2,886.00
-1.30%
-2,849.00
+25.83%
-3,841.00
Treasury Stock
4,589.00
+47.41%
3,113.00
+71.42%
1,816.00
+2.43%
1,773.00
Other Equity Adjustments
-2,057.00
+28.72%
-2,886.00
-1.30%
-2,849.00
+25.83%
-3,841.00
Total Equity Gross Minority Interest
18,979.00
+15.39%
16,447.00
+7.31%
15,327.00
+12.07%
13,676.00
Total Capitalization
23,350.00
+12.19%
20,813.00
+5.71%
19,689.00
+9.18%
18,033.00
Invested Capital
23,016.00
+12.39%
20,479.00
+5.81%
19,355.00
+9.36%
17,699.00
Total Debt
4,371.00
+0.11%
4,366.00
+0.09%
4,362.00
+0.11%
4,357.00
Net Debt
4,238.00
+1.31%
4,183.00
-1.25%
4,236.00
+2.62%
4,128.00
Net Tangible Assets
16,502.00
+18.73%
13,899.00
+9.36%
12,709.00
+15.67%
10,987.00
Tangible Book Value
16,168.00
+19.19%
13,565.00
+9.62%
12,375.00
+16.16%
10,653.00
Investments In Other Ventures Under Equity Method
5,804.00
+15.11%
5,042.00
+5.37%
4,785.00
+14.56%
4,177.00
Line Of Credit
0.00
0.00
0.00
0.00
Preferred Shares Number
13.80
+0.00%
13.80
+0.00%
13.80
+0.00%
13.80
Preferred Stock Equity
334.00
+0.00%
334.00
+0.00%
334.00
+0.00%
334.00
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
5,922.00
+0.22%
5,909.00
+40.02%
4,220.00
+5.29%
4,008.00
Cash Flow From Continuing Operating Activities
5,922.00
+0.22%
5,909.00
+40.02%
4,220.00
+5.29%
4,008.00
Net Income From Continuing Operations
3,836.00
+23.30%
3,111.00
+24.24%
2,504.00
+37.66%
1,819.00
Depreciation And Amortization
396.00
+11.24%
356.00
-30.20%
510.00
-18.40%
625.00
Other Non Cash Items
-2,476.00
-19.10%
-2,079.00
-6.83%
-1,946.00
-6.86%
-1,821.00
Operating Gains Losses
100.00
+63.93%
61.00
-67.55%
188.00
-70.02%
627.00
Gain Loss On Investment Securities
100.00
+63.93%
61.00
-67.55%
188.00
-70.02%
627.00
Change In Working Capital
1,550.00
-28.83%
2,178.00
+136.74%
920.00
-1.50%
934.00
Change In Receivables
-482.00
+5.86%
-512.00
+40.67%
-863.00
+16.38%
-1,032.00
Changes In Account Receivables
-482.00
+5.86%
-512.00
+40.67%
-863.00
+16.38%
-1,032.00
Change In Other Working Capital
-240.00
+34.78%
-368.00
-922.22%
-36.00
+84.07%
-226.00
Investing Cash Flow
-3,758.00
+0.27%
-3,768.00
-55.00%
-2,431.00
-90.37%
-1,277.00
Cash Flow From Continuing Investing Activities
-3,758.00
+0.27%
-3,768.00
-55.00%
-2,431.00
-90.37%
-1,277.00
Net PPE Purchase And Sale
-169.00
-16.55%
-145.00
+32.56%
-215.00
-22.86%
-175.00
Purchase Of PPE
-169.00
-16.55%
-145.00
+32.56%
-215.00
-22.86%
-175.00
Capital Expenditure
-169.00
-16.55%
-145.00
+32.56%
-215.00
-22.86%
-175.00
Net Investment Purchase And Sale
-2,343.00
+19.35%
-2,905.00
-93.02%
-1,505.00
-672.24%
263.00
Purchase Of Investment
-13,044.00
+8.13%
-14,199.00
-35.41%
-10,486.00
+34.47%
-16,002.00
Sale Of Investment
10,701.00
-5.25%
11,294.00
+25.75%
8,981.00
-44.78%
16,265.00
Net Business Purchase And Sale
-734.00
-72.30%
-426.00
+36.51%
-671.00
+10.05%
-746.00
Purchase Of Business
-1,025.00
-54.37%
-664.00
+31.26%
-966.00
+11.78%
-1,095.00
Gain Loss On Sale Of Business
—
—
0.00
0.00
Net Other Investing Changes
-89.00
-1171.43%
-7.00
+66.67%
-21.00
-625.00%
4.00
Financing Cash Flow
-2,235.00
-7.66%
-2,076.00
-6.63%
-1,947.00
+28.15%
-2,710.00
Cash Flow From Continuing Financing Activities
-2,235.00
-7.66%
-2,076.00
-6.63%
-1,947.00
+28.15%
-2,710.00
Net Issuance Payments Of Debt
—
0.00
0.00
+100.00%
-600.00
Issuance Of Debt
—
—
0.00
0.00
Repayment Of Debt
—
0.00
0.00
+100.00%
-600.00
Long Term Debt Issuance
—
—
0.00
0.00
Long Term Debt Payments
—
0.00
0.00
+100.00%
-600.00
Net Long Term Debt Issuance
—
—
—
-600.00
Net Common Stock Issuance
-1,615.00
-6.67%
-1,514.00
-8.14%
-1,400.00
+9.68%
-1,550.00
Common Stock Payments
-1,615.00
-6.67%
-1,514.00
-8.14%
-1,400.00
+9.68%
-1,550.00
Common Stock Dividend Paid
-592.00
-6.47%
-556.00
-5.30%
-528.00
-4.35%
-506.00
Cash Dividends Paid
-613.00
-6.24%
-577.00
-5.10%
-549.00
-4.17%
-527.00
Repurchase Of Capital Stock
-1,615.00
-6.67%
-1,514.00
-8.14%
-1,400.00
+9.68%
-1,550.00
Proceeds From Stock Option Exercised
-18.00
-181.82%
22.00
+266.67%
6.00
+131.58%
-19.00
Net Other Financing Charges
11.00
+257.14%
-7.00
-75.00%
-4.00
+71.43%
-14.00
Changes In Cash
-71.00
-209.23%
65.00
+141.14%
-158.00
-852.38%
21.00
Effect Of Exchange Rate Changes
14.00
+170.00%
-20.00
-766.67%
3.00
+121.43%
-14.00
Beginning Cash Position
234.00
+23.81%
189.00
-45.06%
344.00
+2.08%
337.00
End Cash Position
177.00
-24.36%
234.00
+23.81%
189.00
-45.06%
344.00
Free Cash Flow
5,753.00
-0.19%
5,764.00
+43.92%
4,005.00
+4.49%
3,833.00
Interest Paid Supplemental Data
206.00
-2.37%
211.00
+0.96%
209.00
-1.42%
212.00
Income Tax Paid Supplemental Data
863.00
+6.28%
812.00
+30.55%
622.00
+13.50%
548.00
Amortization Of Securities
2,516.00
+10.25%
2,282.00
+11.64%
2,044.00
+12.06%
1,824.00
Other Cash Adjustment Outside Changein Cash
—
—
0.00
0.00
Preferred Stock Dividend Paid
-21.00
+0.00%
-21.00
+0.00%
-21.00
+0.00%
-21.00
Sale Of Business
291.00
+22.27%
238.00
-19.32%
295.00
-15.47%
349.00
Cash Flow From Discontinued Operation
—
—
—
0.00
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

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