Symbols / IMXI Stock $15.92 -0.13% International Money Express, Inc.

Technology • Software - Infrastructure • United States • NCM
IMXI (Stock) Chart
O: — H: — L: — C: — V: —
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Stock Fundamentals
Scroll to Statements
Index EQUITY
Sector Technology
Industry Software - Infrastructure
CEO Mr. Robert Lisy
Exch · Country NCM · United States
Market Cap 479.78M
Enterprise Value 527.61M
Income 32.67M
Sales 607.78M
FCF (ttm) 14.21M
Book/sh 5.42
Cash/sh 5.60
Employees 1,096
Insider 10d —
IPO Mar 27, 2017
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout 0.00%
P/E 14.74
Forward P/E 9.75
PEG 2.74
P/S 0.79
P/B 2.94
P/C —
EV/EBITDA 5.96
EV/Sales 0.87
Quick Ratio 1.94
Current Ratio 2.50
Debt/Eq 134.44
LT Debt/Eq —
EPS (ttm) 1.08
EPS next Y 1.63
EPS Growth -41.10%
Revenue Growth -10.50%
EPS Gr Q/Q -41.90%
Rev Gr Q/Q —
Earnings (next) 2026-05-06
Earnings (prior) 2026-03-06
ROA 9.10%
ROE 22.08%
ROIC —
Gross Margin 34.82%
Oper. Margin 12.37%
Profit Margin 5.38%
Shs Outstand 30.14M
Shs Float 26.64M
Insider Own 9.34%
Instit Own 85.93%
Short Float 5.22%
Short Ratio 4.18
Short Interest 1.50M
52W High 15.95
vs 52W High -0.19%
52W Low 8.58
vs 52W Low 85.55%
Beta 0.85
Impl. Vol. 3.52%
Rel Volume 0.27
Avg Volume 366.75K
Volume 99.15K
Target (mean) $16.00
Tgt Median $16.00
Tgt Low $16.00
Tgt High $16.00
# Analysts 1
Recom Hold
Prev Close $15.94
Price $15.92
Change -0.13%
About

International Money Express, Inc., together with its subsidiaries, operates as an omnichannel money remittance services company in the United States, Latin America, Mexico, Central and South America, the Caribbean, Africa, and Asia. The company offers remittance services, which include a suite of ancillary financial processing solutions and payment services; and online payment options, pre-paid debit cards, and direct deposit payroll cards. It provides services through sending and paying agents and company-operated stores, as well as through online and internet-enabled mobile devices. The company was founded in 1994 and is headquartered in Miami, Florida.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$16.00
Mean price target
2. Current target
$15.92
Latest analyst target
3. DCF / Fair value
$8.49
Simplified: (Free Cash Flow ÷ Shares) × 18 (P/FCF multiple). Not a …
Ratings
Current target
$15.92
Low
$16.00
High
$16.00
Mean
$16.00

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2025-11-04 main BMO Capital Outperform → Outperform $18
2025-05-09 main UBS Neutral → Neutral $12
2025-05-09 down BMO Capital Outperform → Market Perform $11
2025-04-07 reit Needham Buy → Buy $20
2025-03-04 main UBS Neutral → Neutral $17
2025-03-03 main Needham Buy → Buy $20
2024-11-12 main Needham Buy → Buy $25
2024-11-11 main BMO Capital Outperform → Outperform $30
2024-11-11 main Northland Capital Markets Outperform → Outperform $27
2024-11-04 main Monness, Crespi, Hardt Buy → Buy $28
2024-10-01 init Oppenheimer — → Perform —
2024-08-08 main Northland Capital Markets Outperform → Outperform $23
2024-08-08 main Needham Buy → Buy $22
2024-08-07 down BTIG Buy → Neutral —
2024-05-09 main BMO Capital Outperform → Outperform $30
2024-05-09 reit Needham Buy → Buy $25
2024-03-20 init Monness, Crespi, Hardt — → Buy $27
2024-02-28 main BMO Capital Outperform → Outperform $29
2023-10-13 main Needham Buy → Buy $21
2023-08-03 down JMP Securities Market Outperform → Market Perform —
News
RSS: Latest IMXI news
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2026-04-01 BRADFORD DEBRA A. Director — 159 $15.80 $2,512
2026-04-01 PURCELL MICHAEL J. Director — 989 $15.80 $15,626
2026-04-01 MAYDON LAURA I. Director — 127 $15.80 $2,007
2026-03-31 LISY ROBERT Chief Executive Officer — 117,500 $0.00 $0
2026-02-06 LISY ROBERT Chief Executive Officer — 300,644 $15.55 $4,675,014
2026-02-06 AGUILAR JOSEPH Officer — 38,586 $15.55 $600,012
2026-02-06 BENDE ANDRAS QUINN Chief Financial Officer — 57,878 $15.55 $900,003
2026-02-06 HUNT CHRISTOPHER D Chief Operating Officer — 57,878 $15.55 $900,003
2025-12-31 BRADFORD DEBRA A. Director — 163 $15.34 $2,500
2025-12-31 PURCELL MICHAEL J. Director — 1,019 $15.34 $15,631
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
607.78
-7.72%
658.65
-0.01%
658.74
+20.47%
546.80
Operating Revenue
589.32
-8.46%
643.75
-0.88%
649.45
+19.81%
542.08
Cost Of Revenue
388.87
-9.35%
428.97
-0.44%
430.87
+18.11%
364.80
Reconciled Cost Of Revenue
388.87
-9.35%
428.97
-0.44%
430.87
+18.11%
364.80
Gross Profit
218.91
-4.69%
229.68
+0.79%
227.87
+25.20%
182.00
Operating Expense
150.84
+16.23%
129.79
-0.72%
130.72
+36.04%
96.09
Selling General And Administration
125.77
+14.62%
109.73
-2.77%
112.86
+30.29%
86.62
Selling And Marketing Expense
—
—
—
34.39
General And Administrative Expense
125.77
+14.62%
109.73
-2.77%
112.86
+30.29%
86.62
Salaries And Wages
75.04
+9.95%
68.25
-2.79%
70.20
+34.43%
52.22
Other Gand A
50.73
+22.30%
41.48
-2.75%
42.66
+24.02%
34.39
Other Operating Expenses
—
—
-9.29
-96.63%
-4.72
Total Expenses
539.71
-3.41%
558.75
-0.50%
561.59
+21.85%
460.89
Operating Income
68.06
-31.86%
99.89
+2.83%
97.15
+13.08%
85.91
Total Operating Income As Reported
55.65
-41.43%
95.02
-0.50%
95.49
+15.18%
82.91
EBITDA
76.10
-29.97%
108.66
+0.28%
108.36
+17.30%
92.38
Normalized EBITDA
88.51
-22.04%
113.54
+3.20%
110.02
+15.34%
95.38
Reconciled Depreciation
17.16
+25.77%
13.64
+6.05%
12.87
+35.86%
9.47
EBIT
58.94
-37.97%
95.02
-0.50%
95.49
+15.18%
82.91
Total Unusual Items
-12.41
-154.46%
-4.88
-194.09%
-1.66
+44.79%
-3.00
Total Unusual Items Excluding Goodwill
-12.41
-154.46%
-4.88
-194.09%
-1.66
+44.79%
-3.00
Special Income Charges
-12.41
-154.46%
-4.88
-194.09%
-1.66
+44.79%
-3.00
Impairment Of Capital Assets
1.21
—
—
—
Restructuring And Mergern Acquisition
11.21
+129.68%
4.88
+194.09%
1.66
-44.79%
3.00
Net Income
32.67
-44.46%
58.82
-1.17%
59.52
+3.81%
57.33
Pretax Income
47.10
-43.44%
83.27
-2.11%
85.06
+10.07%
77.28
Net Non Operating Interest Income Expense
-11.84
-0.77%
-11.74
-12.65%
-10.43
-85.22%
-5.63
Interest Expense Non Operating
11.84
+0.77%
11.74
+12.65%
10.43
+85.22%
5.63
Net Interest Income
-11.84
-0.77%
-11.74
-12.65%
-10.43
-85.22%
-5.63
Interest Expense
11.84
+0.77%
11.74
+12.65%
10.43
+85.22%
5.63
Other Income Expense
-9.13
-87.11%
-4.88
-194.09%
-1.66
+44.79%
-3.00
Other Non Operating Income Expenses
3.29
—
—
—
Tax Provision
14.43
-40.99%
24.45
-4.30%
25.55
+28.08%
19.95
Tax Rate For Calcs
0.00
+4.08%
0.00
-2.11%
0.00
+16.36%
0.00
Tax Effect Of Unusual Items
-3.80
-164.84%
-1.43
-187.87%
-0.50
+35.76%
-0.78
Net Income Including Noncontrolling Interests
32.67
-44.46%
58.82
-1.17%
59.52
+3.81%
57.33
Net Income From Continuing Operation Net Minority Interest
32.67
-44.46%
58.82
-1.17%
59.52
+3.81%
57.33
Net Income From Continuing And Discontinued Operation
32.67
-44.46%
58.82
-1.17%
59.52
+3.81%
57.33
Net Income Continuous Operations
32.67
-44.46%
58.82
-1.17%
59.52
+3.81%
57.33
Normalized Income
41.29
-33.69%
62.27
+2.62%
60.68
+1.87%
59.56
Net Income Common Stockholders
32.67
-44.46%
58.82
-1.17%
59.52
+3.81%
57.33
Diluted EPS
1.08
-39.66%
1.79
+9.82%
1.63
+10.14%
1.48
Basic EPS
1.09
-39.78%
1.81
+8.38%
1.67
+9.87%
1.52
Basic Average Shares
29.94
-7.69%
32.43
-8.91%
35.60
-5.64%
37.73
Diluted Average Shares
30.18
-8.13%
32.85
-9.82%
36.43
-5.68%
38.63
Diluted NI Availto Com Stockholders
32.67
-44.46%
58.82
-1.17%
59.52
+3.81%
57.33
Depreciation Amortization Depletion Income Statement
17.16
+25.77%
13.64
+6.05%
12.87
+35.86%
9.47
Depreciation And Amortization In Income Statement
17.16
+25.77%
13.64
+6.05%
12.87
+35.86%
9.47
Provision For Doubtful Accounts
7.92
+23.48%
6.41
+28.30%
5.00
—
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Assets
517.69
+11.96%
462.38
-19.84%
576.81
+12.64%
512.07
Current Assets
353.16
+18.60%
297.78
-31.21%
432.87
+13.19%
382.44
Cash Cash Equivalents And Short Term Investments
168.68
+29.26%
130.50
-45.44%
239.20
+60.01%
149.49
Cash And Cash Equivalents
168.68
+29.26%
130.50
-45.44%
239.20
+60.01%
149.49
Cash Financial
—
—
—
149.49
Receivables
107.17
-1.83%
109.16
-30.36%
156.75
+19.55%
131.12
Accounts Receivable
105.37
-1.60%
107.08
-31.02%
155.24
+19.59%
129.81
Gross Accounts Receivable
110.90
+0.25%
110.62
-29.92%
157.85
+19.25%
132.36
Allowance For Doubtful Accounts Receivable
-5.53
-55.95%
-3.55
-35.86%
-2.61
-2.15%
-2.56
Other Receivables
1.80
-13.85%
2.09
+37.85%
1.51
+15.48%
1.31
Prepaid Assets
75.50
+34.25%
56.24
+63.92%
34.31
-64.66%
97.09
Other Current Assets
1.81
-3.73%
1.88
-28.15%
2.61
-44.80%
4.73
Total Non Current Assets
164.53
-0.04%
164.59
+14.35%
143.94
+11.03%
129.64
Net PPE
73.03
+6.04%
68.86
+14.56%
60.11
+13.58%
52.93
Gross PPE
136.74
+7.73%
126.93
+19.53%
106.20
+22.65%
86.58
Accumulated Depreciation
-63.71
-9.72%
-58.07
-26.01%
-46.08
-36.93%
-33.65
Properties
0.00
0.00
0.00
0.00
Land And Improvements
0.00
-100.00%
0.04
+0.00%
0.04
+0.00%
0.04
Buildings And Improvements
0.10
-84.35%
0.66
-0.75%
0.66
+17.35%
0.56
Machinery Furniture Equipment
103.86
+11.40%
93.23
+39.06%
67.04
+20.55%
55.61
Construction In Progress
—
0.00
-100.00%
6.36
0.00
Other Properties
32.78
-0.71%
33.01
+2.84%
32.10
+5.70%
30.37
Goodwill And Other Intangible Assets
79.39
-3.23%
82.04
+13.74%
72.13
+3.63%
69.60
Goodwill
53.99
-2.19%
55.20
+2.24%
53.99
+8.46%
49.77
Other Intangible Assets
25.40
-5.37%
26.85
+47.97%
18.14
-8.49%
19.83
Non Current Accounts Receivable
2.70
+22.66%
2.20
-24.13%
2.90
+108.12%
1.39
Non Current Deferred Assets
—
—
—
1.58
Non Current Prepaid Assets
1.75
-52.73%
3.70
+9.79%
3.37
+217.51%
1.06
Other Non Current Assets
7.67
-1.52%
7.79
+43.51%
5.43
+16.59%
4.65
Total Liabilities Net Minority Interest
356.64
+8.91%
327.45
-23.45%
427.77
+18.12%
362.17
Current Liabilities
140.96
-7.26%
152.00
-31.95%
223.37
+20.89%
184.77
Payables And Accrued Expenses
134.60
-4.16%
140.44
-31.32%
204.48
+20.99%
169.00
Payables
121.18
-3.53%
125.61
-33.90%
190.03
+19.97%
158.41
Accounts Payable
15.32
-21.53%
19.52
-46.53%
36.51
+42.13%
25.69
Other Payable
103.92
+0.77%
103.12
-28.84%
144.91
+10.29%
131.39
Current Accrued Expenses
13.42
-9.48%
14.83
+2.63%
14.45
+36.37%
10.59
Total Tax Payable
1.94
-34.57%
2.96
-65.58%
8.61
+548.08%
1.33
Current Debt And Capital Lease Obligation
6.21
-4.04%
6.47
-46.62%
12.12
+18.42%
10.23
Current Debt
—
—
7.16
+43.98%
4.97
Other Current Borrowings
—
—
7.16
+43.98%
4.97
Current Capital Lease Obligation
6.21
-4.04%
6.47
+30.53%
4.96
-5.76%
5.26
Current Deferred Liabilities
0.00
-100.00%
2.69
-43.58%
4.77
+13.27%
4.21
Current Deferred Revenue
0.00
-100.00%
2.69
-43.58%
4.77
+13.27%
4.21
Other Current Liabilities
0.15
-93.76%
2.40
+19.98%
2.00
+51.55%
1.32
Total Non Current Liabilities Net Minority Interest
215.68
+22.93%
175.46
-14.16%
204.40
+15.22%
177.40
Long Term Debt And Capital Lease Obligation
210.31
+20.04%
175.21
-14.01%
203.74
+17.43%
173.51
Long Term Debt
194.82
+24.39%
156.62
-13.50%
181.07
+20.53%
150.24
Long Term Capital Lease Obligation
15.48
-16.68%
18.58
-18.03%
22.67
-2.59%
23.27
Non Current Deferred Liabilities
5.37
+2048.80%
0.25
-62.06%
0.66
-83.07%
3.89
Non Current Deferred Taxes Liabilities
5.37
+2048.80%
0.25
-62.06%
0.66
-83.07%
3.89
Stockholders Equity
161.05
+19.37%
134.92
-9.47%
149.04
-0.58%
149.91
Common Stock Equity
161.05
+19.37%
134.92
-9.47%
149.04
-0.58%
149.91
Capital Stock
0.00
+0.00%
0.00
+0.00%
0.00
+0.00%
0.00
Common Stock
0.00
+0.00%
0.00
+0.00%
0.00
+0.00%
0.00
Preferred Stock
0.00
0.00
0.00
—
Share Issued
40.68
+1.29%
40.16
+1.24%
39.67
+0.56%
39.45
Ordinary Shares Number
29.72
-2.72%
30.55
-9.68%
33.82
-7.66%
36.63
Treasury Shares Number
10.96
+14.02%
9.62
+64.36%
5.85
+107.28%
2.82
Additional Paid In Capital
87.83
+10.36%
79.59
+5.16%
75.69
+7.80%
70.21
Retained Earnings
290.14
+12.69%
257.47
+29.61%
198.65
+42.78%
139.13
Gains Losses Not Affecting Retained Earnings
0.10
+107.19%
-1.45
-651.91%
0.26
+284.51%
-0.14
Treasury Stock
217.03
+8.14%
200.70
+59.84%
125.56
+111.74%
59.30
Other Equity Adjustments
0.10
+107.19%
-1.45
-651.91%
0.26
+284.51%
-0.14
Total Equity Gross Minority Interest
161.05
+19.37%
134.92
-9.47%
149.04
-0.58%
149.91
Total Capitalization
355.88
+22.07%
291.55
-11.68%
330.11
+9.98%
300.14
Working Capital
212.20
+45.56%
145.78
-30.41%
209.50
+5.99%
197.67
Invested Capital
355.88
+22.07%
291.55
-13.56%
337.27
+10.54%
305.12
Total Debt
216.51
+19.18%
181.67
-15.84%
215.86
+17.48%
183.74
Net Debt
26.14
+0.09%
26.12
—
5.72
Capital Lease Obligations
21.69
-13.41%
25.05
-9.32%
27.62
-3.17%
28.53
Net Tangible Assets
81.66
+54.43%
52.88
-31.24%
76.91
-4.23%
80.31
Tangible Book Value
81.66
+54.43%
52.88
-31.24%
76.91
-4.23%
80.31
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
36.89
-30.51%
53.09
-63.01%
143.53
+845.86%
15.17
Cash Flow From Continuing Operating Activities
36.89
-30.51%
53.09
-63.01%
143.53
+845.86%
15.17
Net Income From Continuing Operations
32.67
-44.46%
58.82
-1.17%
59.52
+3.81%
57.33
Depreciation Amortization Depletion
17.16
+25.77%
13.64
+6.05%
12.87
+35.86%
9.47
Depreciation And Amortization
17.16
+25.77%
13.64
+6.05%
12.87
+35.86%
9.47
Other Non Cash Items
11.33
+34.17%
8.44
+2.79%
8.21
+100.22%
4.10
Stock Based Compensation
9.28
+31.71%
7.04
-13.17%
8.11
+13.95%
7.12
Provisionand Write Offof Assets
7.92
+23.48%
6.41
+28.30%
5.00
+94.28%
2.57
Asset Impairment Charge
1.21
0.00
0.00
—
Deferred Tax
5.20
+1260.49%
-0.45
+82.92%
-2.62
-421.47%
-0.50
Deferred Income Tax
5.20
+1260.49%
-0.45
+82.92%
-2.62
-421.47%
-0.50
Operating Gains Losses
1.46
-8.04%
1.59
-10.81%
1.78
+126.52%
0.79
Gain Loss On Sale Of PPE
1.46
-8.04%
1.59
-10.81%
1.78
+126.52%
0.79
Change In Working Capital
-49.34
-16.30%
-42.42
-183.74%
50.66
+177.10%
-65.70
Change In Receivables
-7.05
-116.96%
41.60
+242.25%
-29.24
+39.86%
-48.63
Changes In Account Receivables
-7.05
-116.96%
41.60
+242.25%
-29.24
+39.86%
-48.63
Change In Prepaid Assets
-16.59
+11.58%
-18.76
-130.50%
61.51
+269.17%
-36.36
Change In Payables And Accrued Expense
-17.79
+70.05%
-59.41
-341.26%
24.62
+31.73%
18.69
Change In Payable
-17.79
+70.05%
-59.41
-341.26%
24.62
+31.73%
18.69
Change In Account Payable
-17.83
+22.91%
-23.12
-212.06%
20.64
+2080.42%
-1.04
Change In Other Current Liabilities
-7.90
-35.03%
-5.85
+6.14%
-6.24
-1149.66%
0.59
Investing Cash Flow
-22.07
+49.79%
-43.95
-140.40%
-18.28
-45.90%
-12.53
Cash Flow From Continuing Investing Activities
-22.07
+49.79%
-43.95
-140.40%
-18.28
-45.90%
-12.53
Net PPE Purchase And Sale
-21.07
+29.75%
-30.00
-134.30%
-12.80
-5.18%
-12.17
Purchase Of PPE
-21.07
+29.75%
-30.00
-134.30%
-12.80
-5.18%
-12.17
Capital Expenditure
-21.07
+29.75%
-30.00
-134.30%
-12.80
-5.18%
-12.17
Net Business Purchase And Sale
-1.40
+89.97%
-13.95
-154.68%
-5.48
-1438.48%
-0.36
Purchase Of Business
-1.40
+89.97%
-13.95
-154.68%
-5.48
-1438.48%
-0.36
Financing Cash Flow
20.80
+118.21%
-114.20
-207.66%
-37.12
-364.05%
14.06
Cash Flow From Continuing Financing Activities
20.80
+118.21%
-114.20
-207.66%
-37.12
-364.05%
14.06
Net Issuance Payments Of Debt
38.21
+216.26%
-32.87
-201.04%
32.53
-54.58%
71.62
Issuance Of Debt
8,084.50
+167.77%
3,019.20
+7845.26%
38.00
-50.00%
76.00
Repayment Of Debt
-8,046.29
-163.63%
-3,052.07
-55706.71%
-5.47
-25.01%
-4.38
Long Term Debt Issuance
8,084.50
+167.77%
3,019.20
+7845.26%
38.00
-50.00%
76.00
Long Term Debt Payments
-8,046.29
-163.63%
-3,052.07
-55706.71%
-5.47
-25.01%
-4.38
Net Long Term Debt Issuance
38.21
+216.26%
-32.87
-201.04%
32.53
-54.58%
71.62
Short Term Debt Issuance
—
—
—
76.00
Net Short Term Debt Issuance
—
—
—
76.00
Net Common Stock Issuance
-16.33
+78.26%
-75.13
-13.38%
-66.26
-23.32%
-53.73
Common Stock Payments
-16.33
+78.26%
-75.13
-13.38%
-66.26
-23.32%
-53.73
Repurchase Of Capital Stock
-16.33
+78.26%
-75.13
-13.38%
-66.26
-23.32%
-53.73
Proceeds From Stock Option Exercised
0.05
+106.88%
-0.67
-151.54%
1.30
-21.81%
1.66
Net Other Financing Charges
-1.13
+79.56%
-5.53
-18.12%
-4.68
+14.71%
-5.49
Changes In Cash
35.62
+133.90%
-105.06
-219.22%
88.12
+427.60%
16.70
Effect Of Exchange Rate Changes
2.56
+170.51%
-3.63
-329.34%
1.58
+401.58%
0.32
Beginning Cash Position
130.50
-45.44%
239.20
+60.01%
149.49
+12.85%
132.47
End Cash Position
168.68
+29.26%
130.50
-45.44%
239.20
+60.01%
149.49
Free Cash Flow
15.81
-31.51%
23.09
-82.34%
130.72
+4255.95%
3.00
Interest Paid Supplemental Data
10.81
+3.63%
10.43
+13.62%
9.18
+98.49%
4.62
Income Tax Paid Supplemental Data
17.89
-27.25%
24.59
+14.36%
21.50
-11.38%
24.27
Net Investment Properties Purchase And Sale
0.41
0.00
0.00
—
Sale Of Investment Properties
0.41
0.00
0.00
—
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

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