Symbols / JKHY Stock $151.15 +0.37% Jack Henry & Associates, Inc.

Technology • Information Technology Services • United States • NMS
JKHY (Stock) Chart
O: — H: — L: — C: — V: —
SMA 20: — SMA 50: — SMA 200: —
Stock Fundamentals
Scroll to Statements
Index EQUITY
Sector Technology
Industry Information Technology Services
CEO Mr. Gregory R. Adelson
Exch · Country NMS · United States
Market Cap 10.94B
Enterprise Value 10.95B
Income 507.37M
Sales 2.46B
FCF (ttm) 335.26M
Book/sh 30.53
Cash/sh 0.39
Employees 7,200
Insider 10d —
IPO Nov 20, 1985
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout 33.29%
P/E 21.69
Forward P/E 21.61
PEG 2.12
P/S 4.44
P/B 4.95
P/C —
EV/EBITDA 15.72
EV/Sales 4.44
Quick Ratio 0.95
Current Ratio 1.60
Debt/Eq 3.11
LT Debt/Eq —
EPS (ttm) 6.97
EPS next Y 6.99
EPS Growth 28.40%
Revenue Growth 7.90%
EPS Gr Q/Q 27.40%
Rev Gr Q/Q —
Earnings (next) 2026-05-05
Earnings (prior) 2026-02-03
ROA 13.35%
ROE 24.28%
ROIC —
Gross Margin 43.84%
Oper. Margin 25.70%
Profit Margin 20.59%
Shs Outstand 72.17M
Shs Float 71.67M
Insider Own 0.60%
Instit Own 104.64%
Short Float 8.09%
Short Ratio 5.54
Short Interest 5.11M
52W High 193.39
vs 52W High -21.84%
52W Low 144.12
vs 52W Low 4.88%
Beta 0.72
Impl. Vol. 36.85%
Rel Volume 0.65
Avg Volume 1.05M
Volume 685.30K
Target (mean) $199.36
Tgt Median $200.00
Tgt Low $180.00
Tgt High $216.00
# Analysts 14
Recom Buy
Prev Close $150.60
Price $151.15
Change 0.37%
About

Jack Henry & Associates, Inc. operates as a financial technology company that connects people and financial institutions through technology solutions and payment processing services. It operates through four segments: Core, Payments, Complementary, and Corporate and Other. The Core segment provides core information processing platforms to banks and credit unions, which consist of integrated applications required to process deposit, loan, general ledger transactions, and maintain centralized accountholder information. The Payments segment offers secure payment processing tools and services, including ATM, automated clearing house origination and remote deposit capture processing, and risk management products and services, as well as debit and credit card processing services, and online and mobile bill pay solutions. The Complementary segment provides software, and hosted processing platforms and services comprising digital/mobile banking, treasury, online account opening, fraud/anti-money laundering, and lending/deposit solutions. The Corporate and Other segment offers hardware and other products. It offers specialized financial performance, imaging and payment, information security and risk management, retail delivery, and online and mobile solutions to financial services organizations and corporate entities. The company also provides SilverLake system, a system primarily designed for commercial-focused banks; Symitar, a system designed for credit unions; CIF 20/20, a parameter-driven system for banks; and Core Director, a system with point-and-click operation for banks. It provides digital products and services under the Banno Digital Platform, and electronic payment solutions; hardware systems; implementation, training, and support and service solutions; data center solutions; and data and transaction processing, and software licensing and related services, as well as professional services. The company was founded in 1976 and is headquartered in Monett, Missouri.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$199.36
Mean price target
2. Current target
$151.15
Latest analyst target
3. DCF / Fair value
$83.62
Simplified: (Free Cash Flow ÷ Shares) × 18 (P/FCF multiple). Not a …
Ratings
Current target
$151.15
Low
$180.00
High
$216.00
Mean
$199.36

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2026-03-31 init Loop Capital — → Buy $197
2026-02-17 up Wells Fargo Equal-Weight → Overweight $196
2026-02-05 main Morgan Stanley Equal-Weight → Equal-Weight $183
2026-02-04 main DA Davidson Buy → Buy $216
2026-01-30 main Wells Fargo Equal-Weight → Equal-Weight $181
2026-01-29 main DA Davidson Buy → Buy $216
2026-01-28 main DA Davidson Buy → Buy $190
2026-01-08 main UBS Neutral → Neutral $195
2026-01-08 up Wolfe Research Peer Perform → Outperform $220
2025-12-16 up RBC Capital Sector Perform → Outperform $210
2025-12-15 main Baird Neutral → Neutral $200
2025-12-08 up Keefe, Bruyette & Woods Market Perform → Outperform $215
2025-11-07 main Goldman Sachs Neutral → Neutral $175
2025-11-06 main Wells Fargo Equal-Weight → Equal-Weight $164
2025-11-06 up Compass Point Neutral → Buy $187
2025-10-29 main DA Davidson Buy → Buy $190
2025-10-22 init Wells Fargo — → Equal-Weight $161
2025-10-13 main Goldman Sachs Neutral → Neutral $155
2025-10-01 main Keefe, Bruyette & Woods Market Perform → Market Perform $170
2025-08-22 main DA Davidson Buy → Buy $204
News
RSS: Latest JKHY news
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2026-02-12 FLANIGAN MATTHEW C Director — 440 $0.00 $0
2025-12-31 MCLACHLAN SHANON G. Chief Operating Officer — 183 — —
2025-12-15 SWEARINGEN RENEE ANN Officer — 200 $0.00 $0
2025-12-01 FOSS DAVID B Director — 20,000 $174.92 $3,498,400
2025-11-11 MIYASHIRO SHRUTI S Director — 1,159 — —
2025-11-11 CAMPBELL CURTIS A Director — 1,159 $165.73 $192,081
2025-11-11 LOCASCIO TAMMY S. Director — 1,159 — —
2025-11-11 NELSON LISA M Director — 1,159 — —
2025-11-11 FLANIGAN MATTHEW C Director — 1,159 — —
2025-11-11 BROWN WESLEY A Director — 1,159 — —
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-06-30 2024-06-30 2023-06-30 2022-06-30
Total Revenue
2,375.29
+7.21%
2,215.54
+6.63%
2,077.70
+6.94%
1,942.88
Operating Revenue
2,375.29
+7.21%
2,215.54
+6.63%
2,077.70
+6.94%
1,942.88
Cost Of Revenue
1,360.75
+4.71%
1,299.48
+6.60%
1,219.06
+8.01%
1,128.61
Reconciled Cost Of Revenue
1,360.75
+4.71%
1,299.48
+6.60%
1,219.06
+8.01%
1,128.61
Gross Profit
1,014.54
+10.75%
916.07
+6.69%
858.64
+5.45%
814.27
Operating Expense
445.83
+4.49%
426.68
+12.89%
377.95
+11.28%
339.65
Research And Development
162.77
+9.79%
148.26
+3.91%
142.68
+17.57%
121.36
Selling General And Administration
283.06
+1.67%
278.42
+18.34%
235.27
+7.78%
218.30
Total Expenses
1,806.57
+4.66%
1,726.15
+8.09%
1,597.01
+8.77%
1,468.27
Operating Income
568.72
+16.21%
489.39
+1.81%
480.69
+1.28%
474.62
Total Operating Income As Reported
568.72
+16.21%
489.39
+1.81%
480.69
+1.28%
474.62
EBITDA
801.23
+12.17%
714.31
+4.99%
680.37
+4.31%
652.27
Normalized EBITDA
801.23
+12.17%
714.31
+4.99%
680.37
+4.31%
652.27
Reconciled Depreciation
204.75
+2.42%
199.90
+4.81%
190.73
+7.38%
177.62
EBIT
596.47
+15.95%
514.40
+5.06%
489.65
+3.16%
474.65
Net Income
455.75
+19.36%
381.82
+4.14%
366.65
+1.03%
362.92
Pretax Income
586.04
+17.67%
498.02
+4.94%
474.57
+0.49%
472.27
Net Non Operating Interest Income Expense
17.32
+100.75%
8.63
+241.12%
-6.11
-159.95%
-2.35
Interest Expense Non Operating
10.44
-36.29%
16.38
+8.70%
15.07
+532.26%
2.38
Net Interest Income
17.32
+100.75%
8.63
+241.12%
-6.11
-159.95%
-2.35
Interest Expense
10.44
-36.29%
16.38
+8.70%
15.07
+532.26%
2.38
Interest Income Non Operating
27.76
+10.98%
25.01
+179.18%
8.96
+27896.88%
0.03
Interest Income
27.76
+10.98%
25.01
+179.18%
8.96
+27896.88%
0.03
Tax Provision
130.29
+12.12%
116.20
+7.67%
107.93
-1.30%
109.35
Tax Rate For Calcs
0.00
-4.72%
0.00
+2.79%
0.00
-2.16%
0.00
Tax Effect Of Unusual Items
0.00
0.00
0.00
0.00
Net Income Including Noncontrolling Interests
455.75
+19.36%
381.82
+4.14%
366.65
+1.03%
362.92
Net Income From Continuing Operation Net Minority Interest
455.75
+19.36%
381.82
+4.14%
366.65
+1.03%
362.92
Net Income From Continuing And Discontinued Operation
455.75
+19.36%
381.82
+4.14%
366.65
+1.03%
362.92
Net Income Continuous Operations
455.75
+19.36%
381.82
+4.14%
366.65
+1.03%
362.92
Normalized Income
455.75
+19.36%
381.82
+4.14%
366.65
+1.03%
362.92
Net Income Common Stockholders
455.75
+19.36%
381.82
+4.14%
366.65
+1.03%
362.92
Diluted EPS
6.24
+19.31%
5.23
+4.18%
5.02
+1.62%
4.94
Basic EPS
6.26
+19.42%
5.24
+4.17%
5.03
+1.01%
4.98
Basic Average Shares
72.84
-0.05%
72.87
-0.03%
72.89
+0.02%
72.88
Diluted Average Shares
73.05
+0.03%
73.03
-0.10%
73.10
-0.53%
73.49
Diluted NI Availto Com Stockholders
455.75
+19.36%
381.82
+4.14%
366.65
+1.03%
362.92
Line Item Trend 2025-06-30 2024-06-30 2023-06-30 2022-06-30
Total Assets
3,043.97
+4.09%
2,924.48
+5.43%
2,773.83
+12.96%
2,455.56
Current Assets
681.46
+7.82%
632.02
+0.65%
627.96
+2.35%
613.52
Cash Cash Equivalents And Short Term Investments
101.95
+166.31%
38.28
+212.70%
12.24
-74.91%
48.79
Cash And Cash Equivalents
101.95
+166.31%
38.28
+212.70%
12.24
-74.91%
48.79
Receivables
317.98
-6.25%
339.18
-8.02%
368.77
+1.90%
361.89
Accounts Receivable
324.64
-4.66%
340.51
-7.77%
369.21
+3.80%
355.69
Gross Accounts Receivable
—
—
369.21
+3.80%
355.69
Allowance For Doubtful Accounts Receivable
—
—
-7.96
-4.45%
-7.62
Receivables Adjustments Allowances
-6.66
+10.94%
-7.48
+6.01%
-7.96
-4.45%
-7.62
Taxes Receivable
0.00
-100.00%
6.15
-18.26%
7.52
-45.57%
13.82
Prepaid Assets
—
—
—
125.54
Current Deferred Assets
75.78
-11.67%
85.78
+10.31%
77.77
+36.18%
57.10
Assets Held For Sale Current
5.61
0.00
0.00
-100.00%
20.20
Other Current Assets
180.15
+6.74%
168.77
-0.24%
169.18
+34.76%
125.54
Total Non Current Assets
2,362.51
+3.06%
2,292.46
+6.83%
2,145.86
+16.49%
1,842.04
Net PPE
220.96
+2.74%
215.07
+4.57%
205.66
-2.86%
211.71
Gross PPE
720.89
+2.80%
701.24
+4.29%
672.38
+0.87%
666.59
Accumulated Depreciation
-499.93
-2.83%
-486.17
-4.17%
-466.71
-2.60%
-454.88
Properties
0.00
0.00
0.00
0.00
Land And Improvements
41.04
+0.88%
40.68
-0.37%
40.83
+1.19%
40.35
Buildings And Improvements
138.90
+3.78%
133.84
+2.96%
129.99
+0.52%
129.31
Machinery Furniture Equipment
486.79
+5.14%
462.99
+6.21%
435.91
-1.46%
442.35
Construction In Progress
3.80
-69.13%
12.30
-13.44%
14.21
+457.83%
2.55
Other Properties
—
—
0.31
-2.50%
0.32
Leases
50.38
-2.05%
51.43
+0.60%
51.12
-1.13%
51.71
Goodwill And Other Intangible Assets
1,490.06
+0.92%
1,476.47
+1.40%
1,456.04
+22.04%
1,193.06
Goodwill
804.80
+0.00%
804.80
+0.00%
804.80
+17.07%
687.46
Other Intangible Assets
685.26
+2.02%
671.67
+3.14%
651.24
+28.81%
505.60
Non Current Deferred Assets
207.86
+13.40%
183.31
+13.53%
161.47
+12.32%
143.75
Other Non Current Assets
443.62
+6.23%
417.62
+29.42%
322.70
+9.94%
293.53
Total Liabilities Net Minority Interest
913.14
-15.62%
1,082.12
-7.14%
1,165.32
+8.51%
1,073.94
Current Liabilities
535.78
-15.47%
633.81
+21.01%
523.76
-3.69%
543.83
Payables And Accrued Expenses
245.30
+8.50%
226.08
+17.88%
191.78
-9.99%
213.08
Payables
37.87
+49.58%
25.31
+32.15%
19.16
-8.93%
21.03
Accounts Payable
28.19
+11.35%
25.31
+32.15%
19.16
-8.93%
21.03
Current Accrued Expenses
207.43
+3.32%
200.77
+16.30%
172.63
-10.11%
192.04
Total Tax Payable
9.68
0.00
—
—
Income Tax Payable
9.68
0.00
—
—
Current Debt And Capital Lease Obligation
—
90.00
—
0.07
Current Debt
—
90.00
—
0.07
Other Current Borrowings
—
90.00
—
—
Current Capital Lease Obligation
—
—
—
0.07
Current Deferred Liabilities
290.49
-8.57%
317.73
-4.29%
331.97
+0.39%
330.69
Current Deferred Revenue
290.49
-8.57%
317.73
-4.29%
331.97
+0.39%
330.69
Total Non Current Liabilities Net Minority Interest
377.35
-15.83%
448.30
-30.12%
641.56
+21.02%
530.11
Long Term Debt And Capital Lease Obligation
—
60.00
-78.18%
275.00
+139.13%
115.00
Long Term Debt
—
60.00
-78.18%
275.00
+139.13%
115.00
Long Term Capital Lease Obligation
—
—
—
—
Non Current Deferred Liabilities
312.92
-0.57%
314.72
+0.81%
312.19
-14.26%
364.12
Non Current Deferred Revenue
72.89
+2.37%
71.20
+5.09%
67.75
-5.22%
71.48
Non Current Deferred Taxes Liabilities
240.03
-1.44%
243.52
-0.37%
244.43
-16.47%
292.63
Other Non Current Liabilities
64.44
-12.42%
73.58
+35.33%
54.37
+6.62%
51.00
Stockholders Equity
2,130.83
+15.66%
1,842.36
+14.54%
1,608.51
+16.42%
1,381.62
Common Stock Equity
2,130.83
+15.66%
1,842.36
+14.54%
1,608.51
+16.42%
1,381.62
Capital Stock
1.04
+0.19%
1.04
+0.10%
1.04
+0.19%
1.04
Common Stock
1.04
+0.19%
1.04
+0.10%
1.04
+0.19%
1.04
Preferred Stock
0.00
0.00
0.00
0.00
Share Issued
104.42
+0.16%
104.25
+0.15%
104.09
+0.16%
103.92
Ordinary Shares Number
72.84
-0.05%
72.87
-0.03%
72.89
+0.02%
72.88
Treasury Shares Number
31.58
+0.66%
31.37
+0.57%
31.19
+0.49%
31.04
Additional Paid In Capital
652.22
+5.23%
619.80
+6.16%
583.84
+5.89%
551.36
Retained Earnings
3,372.79
+9.45%
3,081.69
+7.91%
2,855.75
+8.32%
2,636.34
Treasury Stock
1,895.22
+1.88%
1,860.17
+1.53%
1,832.12
+1.38%
1,807.12
Total Equity Gross Minority Interest
2,130.83
+15.66%
1,842.36
+14.54%
1,608.51
+16.42%
1,381.62
Total Capitalization
2,130.83
+12.01%
1,902.36
+1.00%
1,883.51
+25.85%
1,496.62
Working Capital
145.68
+8211.36%
-1.80
-101.72%
104.20
+49.52%
69.69
Invested Capital
2,130.83
+6.95%
1,992.36
+5.78%
1,883.51
+25.85%
1,496.69
Total Debt
—
150.00
-45.45%
275.00
+138.99%
115.07
Net Debt
—
111.72
-57.48%
262.76
+296.43%
66.28
Capital Lease Obligations
—
—
—
0.07
Net Tangible Assets
640.77
+75.12%
365.90
+139.98%
152.47
-19.14%
188.57
Tangible Book Value
640.77
+75.12%
365.90
+139.98%
152.47
-19.14%
188.57
Line Item Trend 2025-06-30 2024-06-30 2023-06-30 2022-06-30
Operating Cash Flow
641.50
+12.93%
568.04
+48.87%
381.56
-24.39%
504.63
Cash Flow From Continuing Operating Activities
641.50
+12.93%
568.04
+48.87%
381.56
-24.39%
504.63
Net Income From Continuing Operations
455.75
+19.36%
381.82
+4.14%
366.65
+1.03%
362.92
Depreciation Amortization Depletion
204.75
+2.42%
199.90
+4.81%
190.73
+7.38%
177.62
Depreciation
43.70
-5.70%
46.34
-4.88%
48.72
-4.07%
50.79
Amortization Cash Flow
161.05
+4.88%
153.56
+8.14%
142.01
+11.96%
126.83
Depreciation And Amortization
204.75
+2.42%
199.90
+4.81%
190.73
+7.38%
177.62
Amortization Of Intangibles
161.05
+4.88%
153.56
+8.14%
142.01
+11.96%
126.83
Stock Based Compensation
28.39
-1.67%
28.87
+0.92%
28.61
+15.46%
24.78
Deferred Tax
-3.50
-284.60%
-0.91
+98.11%
-48.20
-251.23%
31.87
Deferred Income Tax
-3.50
-284.60%
-0.91
+98.11%
-48.20
-251.23%
31.87
Operating Gains Losses
1.97
-48.82%
3.84
+185.03%
-4.52
-1229.25%
0.40
Change In Working Capital
-45.86
-0.82%
-45.48
+70.02%
-151.71
-63.20%
-92.96
Change In Receivables
15.06
-46.65%
28.22
+333.85%
-12.07
+70.93%
-41.51
Change In Prepaid Assets
-50.93
+55.92%
-115.56
-2.89%
-112.32
-36.03%
-82.56
Change In Payables And Accrued Expense
-0.47
-101.10%
42.73
+259.85%
-26.73
-441.12%
7.84
Change In Accrued Expense
-3.12
-108.35%
37.29
+282.33%
-20.45
-1818.74%
1.19
Change In Payable
2.65
-51.32%
5.43
+186.59%
-6.28
-194.45%
6.65
Change In Account Payable
2.65
-51.32%
5.43
+186.59%
-6.28
-194.45%
6.65
Change In Other Working Capital
-9.51
-990.71%
-0.87
-46.55%
-0.59
-102.56%
23.28
Investing Cash Flow
-232.16
+3.33%
-240.16
+41.38%
-409.67
-108.65%
-196.34
Cash Flow From Continuing Investing Activities
-232.16
+3.33%
-240.16
+41.38%
-409.67
-108.65%
-196.34
Capital Expenditure
-231.17
+0.54%
-232.42
-12.29%
-206.98
-8.15%
-191.39
Capital Expenditure Reported
-53.36
+8.19%
-58.12
-48.34%
-39.18
-13.04%
-34.66
Net Investment Purchase And Sale
-1.00
+88.43%
-8.65
-764.60%
-1.00
+80.00%
-5.00
Purchase Of Investment
-2.00
+76.87%
-8.65
-764.60%
-1.00
+80.00%
-5.00
Sale Of Investment
1.00
0.00
0.00
0.00
Net Business Purchase And Sale
0.00
0.00
+100.00%
-229.63
0.00
Purchase Of Business
0.00
0.00
+100.00%
-229.63
0.00
Net Intangibles Purchase And Sale
-177.81
-2.01%
-174.31
-3.87%
-167.81
-7.07%
-156.73
Purchase Of Intangibles
-177.81
-2.01%
-174.31
-3.87%
-167.81
-7.07%
-156.73
Net Other Investing Changes
0.00
-99.67%
0.90
-96.76%
27.94
+61986.67%
0.04
Financing Cash Flow
-345.67
-14.52%
-301.83
-3480.49%
-8.43
+97.28%
-310.49
Cash Flow From Continuing Financing Activities
-345.67
-14.52%
-301.83
-3480.49%
-8.43
+97.28%
-310.49
Net Issuance Payments Of Debt
-150.00
-20.00%
-125.00
-178.15%
159.94
+975.37%
14.87
Issuance Of Debt
350.00
-26.32%
475.00
-41.36%
810.00
+143.98%
332.00
Repayment Of Debt
-500.00
+16.67%
-600.00
+7.70%
-650.06
-104.98%
-317.13
Short Term Debt Issuance
350.00
-26.32%
475.00
-41.36%
810.00
+143.98%
332.00
Short Term Debt Payments
-500.00
+16.67%
-600.00
+7.70%
-650.06
-104.98%
-317.13
Net Short Term Debt Issuance
-150.00
-20.00%
-125.00
-178.15%
159.94
+975.37%
14.87
Net Common Stock Issuance
-23.30
-49.58%
-15.58
-23.37%
-12.63
+93.07%
-182.14
Common Stock Payments
-35.05
-24.94%
-28.05
-12.22%
-25.00
+87.11%
-193.92
Common Stock Dividend Paid
-164.64
-5.62%
-155.88
-5.87%
-147.24
-5.87%
-139.07
Cash Dividends Paid
-164.64
-5.62%
-155.88
-5.87%
-147.24
-5.87%
-139.07
Repurchase Of Capital Stock
-35.05
-24.94%
-28.05
-12.22%
-25.00
+87.11%
-193.92
Proceeds From Stock Option Exercised
0.00
0.00
-100.00%
0.00
0.00
Net Other Financing Charges
-7.73
-43.66%
-5.38
+36.77%
-8.51
-104.84%
-4.15
Changes In Cash
63.67
+144.50%
26.04
+171.26%
-36.54
-1557.32%
-2.21
Beginning Cash Position
38.28
+212.70%
12.24
-74.91%
48.79
-4.32%
50.99
End Cash Position
101.95
+166.31%
38.28
+212.70%
12.24
-74.91%
48.79
Free Cash Flow
410.34
+22.26%
335.62
+92.25%
174.57
-44.27%
313.24
Common Stock Issuance
11.75
-5.84%
12.47
+0.84%
12.37
+5.08%
11.77
Issuance Of Capital Stock
11.75
-5.84%
12.47
+0.84%
12.37
+5.08%
11.77
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

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