Symbols / KINS Stock $17.60 +0.40% Kingstone Companies, Inc.

Financial Services • Insurance - Property & Casualty • United States • NCM
KINS (Stock) Chart
O: — H: — L: — C: — V: —
SMA 20: — SMA 50: — SMA 200: —
Stock Fundamentals
Scroll to Statements
Index EQUITY
Sector Financial Services
Industry Insurance - Property & Casualty
CEO Ms. Meryl S. Golden
Exch · Country NCM · United States
Market Cap 254.79M
Enterprise Value 246.18M
Income 40.77M
Sales 212.90M
FCF (ttm) 55.39M
Book/sh 8.52
Cash/sh 0.84
Employees 113
Insider 10d —
IPO Oct 26, 1999
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout 3.47%
P/E 6.11
Forward P/E 6.07
PEG 3.28
P/S 1.20
P/B 2.06
P/C —
EV/EBITDA 4.71
EV/Sales 1.16
Quick Ratio 0.18
Current Ratio 0.52
Debt/Eq 3.73
LT Debt/Eq —
EPS (ttm) 2.88
EPS next Y 2.90
EPS Growth 149.60%
Revenue Growth 34.00%
EPS Gr Q/Q 171.40%
Rev Gr Q/Q —
Earnings (next) 2026-05-07
Earnings (prior) 2025-11-06
ROA 7.50%
ROE 43.04%
ROIC —
Gross Margin 26.41%
Oper. Margin 32.83%
Profit Margin 19.15%
Shs Outstand 14.48M
Shs Float 11.67M
Insider Own 21.12%
Instit Own 52.56%
Short Float 2.85%
Short Ratio 3.81
Short Interest 396.04K
52W High 22.40
vs 52W High -21.43%
52W Low 13.08
vs 52W Low 34.56%
Beta 0.45
Impl. Vol. 76.47%
Rel Volume 0.19
Avg Volume 121.43K
Volume 23.51K
Target (mean) $21.50
Tgt Median $21.50
Tgt Low $21.50
Tgt High $21.50
# Analysts 1
Recom None
Prev Close $17.53
Price $17.60
Change 0.40%
About

Kingstone Companies, Inc., through its subsidiary, Kingstone Insurance Company, provides property and casualty insurance products in the United States. The company offers personal line of insurance products, such as homeowners, dwelling fire, cooperative/condominiums, renters, and personal umbrella policies; and commercial auto insurance products. It also underwrites for-hire vehicle physical damage only policies for livery and car service vehicles and taxicabs; and canine legal liability policies. The company provides its products through retail and wholesale agents and brokers. The company was formerly known as DCAP Group, Inc. and changed its name to Kingstone Companies, Inc. in July 2009. Kingstone Companies, Inc. was founded in 1886 and is headquartered in Kingston, New York.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$21.50
Mean price target
2. Current target
$17.60
Latest analyst target
3. DCF / Fair value
$68.87
Simplified: (Free Cash Flow ÷ Shares) × 18 (P/FCF multiple). Not a …
Ratings
Current target
$17.60
Low
$21.50
High
$21.50
Mean
$21.50

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2024-07-16 init Janney Montgomery Scott — → Buy $7
2023-11-20 down Piper Sandler Neutral → Underweight $2
2023-02-13 down Piper Sandler Overweight → Neutral $2
2022-05-16 main Piper Sandler — → Overweight $5
2021-11-12 down Boenning & Scattergood Outperform → Neutral —
2020-04-06 main Piper Sandler — → Overweight $7
2014-04-02 main Compass Point — → Buy $8
2013-12-20 init Piper Sandler — → Buy $8
News
RSS: Latest KINS news
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2026-04-16 YANKUS WILLIAM L. Director — 13,500 $18.00 $243,000
2026-03-03 BRODSKY VICTOR J Officer — 6,083 $0.00 $0
2026-03-03 CHEN MINLEI Officer — 8,624 $0.00 $0
2026-03-03 CHEN MINLEI Officer — 8,624 $0.00 $0
2026-03-03 CHEN MINLEI Officer — 3,333 $2.25 $7,499
2026-03-03 PATTEN RANDY L Chief Financial Officer — 3,126 $0.00 $0
2026-01-09 GOLDEN MERYL S. Chief Executive Officer — 41,663 $0.00 $27,988
2026-01-02 SINGH MANMOHAN Director — 7,011 $0.00 $0
2026-01-02 PASRICHA PRANAV Director — 7,011 $0.00 $0
2026-01-02 NEWGARDEN THOMAS Director — 3,149 $0.00 $0
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
214.87
+38.50%
155.14
+7.60%
144.19
+10.78%
130.16
Operating Revenue
214.87
+38.50%
155.14
+7.60%
144.19
+10.78%
130.16
Selling General And Administration
—
—
—
—
General And Administrative Expense
—
—
—
—
Other Gand A
—
—
—
—
Other Operating Expenses
4.11
+12.95%
3.63
+47.96%
2.46
-21.10%
3.11
Total Expenses
163.82
+24.24%
131.85
-13.00%
151.56
-4.14%
158.10
Reconciled Depreciation
2.56
+4.53%
2.45
-17.64%
2.97
-9.91%
3.30
EBIT
51.49
+92.12%
26.80
+896.96%
-3.36
+87.03%
-25.92
Net Income
40.77
+122.06%
18.36
+397.62%
-6.17
+72.62%
-22.52
Pretax Income
51.05
+119.19%
23.29
+416.18%
-7.37
+73.64%
-27.94
Net Non Operating Interest Income Expense
-0.45
+87.33%
-3.51
+12.21%
-4.00
-98.24%
-2.02
Interest Expense Non Operating
0.45
-87.33%
3.51
-12.21%
4.00
+98.24%
2.02
Net Interest Income
-0.45
+87.33%
-3.51
+12.21%
-4.00
-98.24%
-2.02
Interest Expense
0.45
-87.33%
3.51
-12.21%
4.00
+98.24%
2.02
Other Income Expense
0.61
+7.53%
0.57
-6.83%
0.61
-33.03%
0.91
Tax Provision
10.28
+108.50%
4.93
+511.78%
-1.20
+77.90%
-5.42
Tax Rate For Calcs
0.00
-5.05%
0.00
+29.87%
0.00
-15.98%
0.00
Tax Effect Of Unusual Items
0.00
0.00
0.00
0.00
Net Income Including Noncontrolling Interests
40.77
+122.06%
18.36
+397.62%
-6.17
+72.62%
-22.52
Net Income From Continuing Operation Net Minority Interest
40.77
+122.06%
18.36
+397.62%
-6.17
+72.62%
-22.52
Net Income From Continuing And Discontinued Operation
40.77
+122.06%
18.36
+397.62%
-6.17
+72.62%
-22.52
Net Income Continuous Operations
40.77
+122.06%
18.36
+397.62%
-6.17
+72.62%
-22.52
Normalized Income
40.77
+122.06%
18.36
+397.62%
-6.17
+72.62%
-22.52
Net Income Common Stockholders
40.77
+122.06%
18.36
+397.62%
-6.17
+72.62%
-22.52
Diluted EPS
2.88
+94.59%
1.48
+359.65%
-0.57
+73.11%
-2.12
Basic EPS
2.93
+83.13%
1.60
+380.70%
-0.57
+73.11%
-2.12
Basic Average Shares
13.93
+21.32%
11.48
+6.72%
10.76
+1.04%
10.65
Diluted Average Shares
14.14
+13.84%
12.42
+15.50%
10.76
+1.04%
10.65
Diluted NI Availto Com Stockholders
40.77
+122.06%
18.36
+397.62%
-6.17
+72.62%
-22.52
Depreciation And Amortization In Income Statement
2.56
+4.53%
2.45
-17.64%
2.97
-9.91%
3.30
Loss Adjustment Expense
84.27
+34.54%
62.63
-24.40%
82.85
-6.27%
88.39
Net Policyholder Benefits And Claims
84.27
+34.54%
62.63
-24.40%
82.85
-6.27%
88.39
Policyholder Benefits Ceded
19.02
-5.99%
20.23
-50.76%
41.09
+3.61%
39.66
Policyholder Benefits Gross
103.29
+24.64%
82.87
-33.14%
123.94
-3.21%
128.05
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Assets
453.43
+20.94%
374.92
+18.03%
317.63
-0.84%
320.33
Cash Cash Equivalents And Short Term Investments
301.22
+39.73%
215.56
+36.52%
157.90
-5.27%
166.67
Cash And Cash Equivalents
12.18
-57.52%
28.67
+219.37%
8.98
-24.93%
11.96
Other Short Term Investments
289.04
+54.65%
186.89
+25.50%
148.92
-3.75%
154.72
Receivables
80.01
-12.16%
91.09
+2.12%
89.20
+11.02%
80.35
Accounts Receivable
80.01
-12.16%
91.09
+2.12%
89.20
+11.02%
80.35
Prepaid Assets
2.14
0.00
—
—
Net PPE
7.90
-14.93%
9.28
-1.19%
9.40
-10.87%
10.54
Goodwill And Other Intangible Assets
0.50
+0.00%
0.50
+0.00%
0.50
+0.00%
0.50
Other Intangible Assets
0.50
+0.00%
0.50
+0.00%
0.50
+0.00%
0.50
Investments And Advances
305.14
+49.40%
204.24
+19.62%
170.74
-3.16%
176.32
Total Liabilities Net Minority Interest
330.69
+7.30%
308.21
+8.86%
283.13
-0.36%
284.16
Payables And Accrued Expenses
8.07
-23.23%
10.51
-18.14%
12.84
-1.72%
13.06
Payables
8.07
-23.23%
10.51
-18.14%
12.84
-1.72%
13.06
Accounts Payable
5.23
-50.21%
10.51
-18.14%
12.84
-1.72%
13.06
Total Tax Payable
2.84
0.00
—
—
Income Tax Payable
2.84
0.00
—
—
Long Term Debt And Capital Lease Obligation
4.44
-60.25%
11.17
-55.75%
25.24
+0.34%
25.16
Long Term Debt
4.44
-60.25%
11.17
-55.75%
25.24
+0.34%
25.16
Non Current Deferred Liabilities
8.36
-27.54%
11.54
+21.99%
9.46
-10.91%
10.62
Non Current Deferred Revenue
8.36
-27.54%
11.54
+21.99%
9.46
-10.91%
10.62
Stockholders Equity
122.73
+83.98%
66.71
+93.33%
34.50
-4.60%
36.17
Common Stock Equity
122.73
+83.98%
66.71
+93.33%
34.50
-4.60%
36.17
Capital Stock
0.16
+10.20%
0.14
+17.96%
0.12
+0.63%
0.12
Common Stock
0.16
+10.20%
0.14
+17.96%
0.12
+0.63%
0.12
Preferred Stock
0.00
0.00
0.00
0.00
Share Issued
15.92
+10.20%
14.45
+17.96%
12.25
+0.63%
12.17
Ordinary Shares Number
14.40
+11.40%
12.92
+19.92%
10.78
+0.72%
10.70
Treasury Shares Number
1.52
+0.00%
1.52
+3.58%
1.47
+0.00%
1.47
Additional Paid In Capital
99.62
+11.86%
89.06
+18.22%
75.34
+1.10%
74.52
Retained Earnings
34.60
+827.46%
-4.76
+79.42%
-23.11
-36.40%
-16.95
Gains Losses Not Affecting Retained Earnings
-6.08
+50.05%
-12.18
+0.81%
-12.27
+23.08%
-15.96
Treasury Stock
5.57
+0.00%
5.57
+0.01%
5.57
+0.00%
5.57
Other Equity Adjustments
-6.08
+50.05%
-12.18
+0.81%
-12.27
+23.08%
-15.96
Total Equity Gross Minority Interest
122.73
+83.98%
66.71
+93.33%
34.50
-4.60%
36.17
Total Capitalization
127.17
+63.29%
77.88
+30.35%
59.75
-2.58%
61.33
Invested Capital
127.17
+63.29%
77.88
+30.35%
59.75
-2.58%
61.33
Total Debt
4.44
-60.25%
11.17
-55.75%
25.24
+0.34%
25.16
Net Debt
—
—
16.27
+23.23%
13.20
Net Tangible Assets
122.23
+84.62%
66.21
+94.71%
34.00
-4.67%
35.67
Tangible Book Value
122.23
+84.62%
66.21
+94.71%
34.00
-4.67%
35.67
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
75.86
+30.91%
57.95
+611.60%
-11.33
-1137.20%
-0.92
Cash Flow From Continuing Operating Activities
75.86
+30.91%
57.95
+611.60%
-11.33
-1137.20%
-0.92
Net Income From Continuing Operations
40.77
+122.06%
18.36
+397.62%
-6.17
+72.62%
-22.52
Depreciation And Amortization
2.56
+4.53%
2.45
-17.64%
2.97
-9.91%
3.30
Other Non Cash Items
0.77
+88.00%
0.41
+447.79%
0.08
-43.27%
0.13
Stock Based Compensation
1.48
+7.19%
1.38
+66.10%
0.83
-40.21%
1.39
Deferred Tax
-0.20
-104.09%
4.93
+510.66%
-1.20
+77.86%
-5.42
Deferred Income Tax
-0.20
-104.09%
4.93
+510.66%
-1.20
+77.86%
-5.42
Operating Gains Losses
-1.74
-2896.01%
0.06
+231.45%
0.02
-86.57%
0.14
Gain Loss On Investment Securities
-1.74
-2896.01%
0.06
+231.45%
0.02
-86.57%
0.14
Unrealized Gain Loss On Investment Securities
0.09
+118.30%
-0.48
+77.85%
-2.15
-123.28%
9.25
Change In Working Capital
32.09
+5.67%
30.36
+542.87%
-6.86
-179.86%
8.58
Change In Receivables
10.48
+622.41%
-2.01
+77.53%
-8.93
+67.96%
-27.87
Changes In Account Receivables
10.48
+622.41%
-2.01
+77.53%
-8.93
+67.96%
-27.87
Change In Prepaid Assets
-2.14
0.00
—
—
Change In Payables And Accrued Expense
-1.76
-145.18%
3.89
+254.07%
-2.53
-165.26%
-0.95
Change In Payable
-1.76
-145.18%
3.89
+254.07%
-2.53
-165.26%
-0.95
Change In Account Payable
-4.59
-218.03%
3.89
+254.07%
-2.53
-165.26%
-0.95
Change In Other Working Capital
-3.18
-252.80%
2.08
+279.54%
-1.16
-233.02%
0.87
Change In Other Current Assets
-2.34
-26.21%
-1.85
-124.07%
-0.83
-117.05%
4.84
Investing Cash Flow
-92.86
-163.34%
-35.26
-472.68%
9.46
+260.21%
-5.91
Cash Flow From Continuing Investing Activities
-92.86
-163.34%
-35.26
-472.68%
9.46
+260.21%
-5.91
Net PPE Purchase And Sale
-2.81
-20.12%
-2.34
-27.91%
-1.83
+59.85%
-4.55
Purchase Of PPE
-2.81
-20.12%
-2.34
-27.91%
-1.83
+59.85%
-4.55
Capital Expenditure
-2.81
-20.12%
-2.34
-27.91%
-1.83
+59.85%
-4.55
Net Investment Purchase And Sale
-93.65
-184.44%
-32.92
-391.65%
11.29
+933.13%
-1.35
Purchase Of Investment
-154.40
+6.42%
-165.00
-220.41%
-51.50
-3.16%
-49.92
Sale Of Investment
60.75
-54.00%
132.08
+110.36%
62.79
+29.29%
48.56
Net Business Purchase And Sale
—
—
—
0.00
Financing Cash Flow
0.51
+116.90%
-2.99
-168.25%
-1.12
+79.75%
-5.51
Cash Flow From Continuing Financing Activities
0.51
+116.90%
-2.99
-168.25%
-1.12
+79.75%
-5.51
Net Issuance Payments Of Debt
-7.17
+52.66%
-15.15
-1292.34%
-1.09
+49.24%
-2.14
Issuance Of Debt
—
—
0.00
-100.00%
8.10
Repayment Of Debt
-7.17
+52.66%
-15.15
-1292.34%
-1.09
+89.37%
-10.24
Long Term Debt Issuance
—
—
0.00
-100.00%
8.10
Long Term Debt Payments
-7.17
+52.66%
-15.15
-1292.34%
-1.09
+89.37%
-10.24
Net Long Term Debt Issuance
-7.17
+52.66%
-15.15
-1292.34%
-1.09
+49.24%
-2.14
Net Common Stock Issuance
9.47
-30.42%
13.61
0.00
-100.00%
0.06
Common Stock Payments
—
—
—
0.00
Common Stock Dividend Paid
-1.41
0.00
0.00
+100.00%
-1.28
Cash Dividends Paid
-1.41
0.00
0.00
+100.00%
-1.28
Repurchase Of Capital Stock
—
—
—
0.00
Proceeds From Stock Option Exercised
0.20
+213.65%
0.06
0.00
—
Net Other Financing Charges
-0.58
+61.93%
-1.51
-5366.09%
-0.03
+98.71%
-2.15
Changes In Cash
-16.49
-183.74%
19.69
+760.55%
-2.98
+75.83%
-12.33
Beginning Cash Position
28.67
+219.37%
8.98
-24.93%
11.96
-50.77%
24.29
End Cash Position
12.18
-57.52%
28.67
+219.37%
8.98
-24.93%
11.96
Free Cash Flow
73.05
+31.36%
55.61
+522.76%
-13.15
-140.64%
-5.47
Interest Paid Supplemental Data
1.59
-37.09%
2.52
-13.78%
2.93
+82.92%
1.60
Income Tax Paid Supplemental Data
8.03
0.00
0.00
0.00
Amortization Of Securities
0.05
-89.92%
0.47
-59.32%
1.15
-72.77%
4.23
Change In Income Tax Payable
2.84
0.00
—
—
Change In Tax Payable
2.84
0.00
—
—
Common Stock Issuance
9.47
-30.42%
13.61
0.00
-100.00%
0.06
Issuance Of Capital Stock
9.47
-30.42%
13.61
0.00
-100.00%
0.06
Net Investment Properties Purchase And Sale
3.60
0.00
—
—
Sale Of Business
—
—
—
0.00
Sale Of Investment Properties
3.60
0.00
—
—
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

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