Symbols / KNSL Stock $345.08 -0.78% Kinsale Capital Group, Inc.

Financial Services • Insurance - Property & Casualty • United States • NYQ
KNSL (Stock) Chart
O: — H: — L: — C: — V: —
SMA 20: — SMA 50: — SMA 200: —
Stock Fundamentals
Scroll to Statements
Index EQUITY
Sector Financial Services
Industry Insurance - Property & Casualty
CEO Mr. Michael Patrick Kehoe J.D.
Exch · Country NYQ · United States
Market Cap 7.96B
Enterprise Value 7.96B
Income 526.94M
Sales 1.92B
FCF (ttm) 976.74M
Book/sh 84.66
Cash/sh 9.68
Employees 711
Insider 10d —
IPO Jul 28, 2016
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout 3.35%
P/E 15.20
Forward P/E 15.70
PEG 1.11
P/S 4.15
P/B 4.08
P/C —
EV/EBITDA 11.72
EV/Sales 4.15
Quick Ratio 0.09
Current Ratio 0.20
Debt/Eq 11.41
LT Debt/Eq —
EPS (ttm) 22.71
EPS next Y 21.98
EPS Growth 27.40%
Revenue Growth 10.20%
EPS Gr Q/Q 26.10%
Rev Gr Q/Q —
Earnings (next) 2026-07-23
Earnings (prior) 2026-04-23
ROA 7.36%
ROE 29.68%
ROIC —
Gross Margin 29.27%
Oper. Margin 30.60%
Profit Margin 27.48%
Shs Outstand 23.06M
Shs Float 21.80M
Insider Own 5.47%
Instit Own 91.99%
Short Float 10.23%
Short Ratio 8.40
Short Interest 2.23M
52W High 512.76
vs 52W High -32.70%
52W Low 321.97
vs 52W Low 7.18%
Beta 1.08
Impl. Vol. 50.04%
Rel Volume 1.56
Avg Volume 255.18K
Volume 398.33K
Target (mean) $371.00
Tgt Median $375.00
Tgt Low $280.00
Tgt High $442.00
# Analysts 9
Recom Hold
Prev Close $347.80
Price $345.08
Change -0.78%
About

Kinsale Capital Group, Inc. engages in the provision of property and casualty insurance products in the United States. The company's commercial lines offerings include commercial property, excess casualty, general casualty, small business casualty, construction, allied health, small business property, products liability, entertainment, commercial auto, energy, excess professional, life sciences, inland marine, professional liability, environmental, health care, management liability, public entity, agribusiness casualty and property, aviation, ocean marine, and product recall insurance. Its personal lines offerings also include high value homeowners and personal insurance products. The company sells its insurance products in all 50 states, the District of Columbia, the Commonwealth of Puerto Rico, and the U.S. Virgin Islands primarily through a network of independent insurance brokers. Kinsale Capital Group, Inc. was founded in 2009 and is headquartered in Richmond, Virginia.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$371.00
Mean price target
2. Current target
$345.08
Latest analyst target
3. DCF / Fair value
$762.32
Simplified: (Free Cash Flow ÷ Shares) × 18 (P/FCF multiple). Not a …
Ratings
Current target
$345.08
Low
$280.00
High
$442.00
Mean
$371.00

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2026-04-09 main Cantor Fitzgerald Neutral → Neutral $280
2026-04-09 main Wells Fargo Overweight → Overweight $420
2026-04-06 down Morgan Stanley Overweight → Equal-Weight $350
2026-03-19 down Jefferies Hold → Underperform $312
2026-02-23 main JP Morgan Neutral → Neutral $410
2026-02-17 main Truist Securities Buy → Buy $450
2026-02-17 main Cantor Fitzgerald Neutral → Neutral $360
2026-01-15 init Wells Fargo — → Overweight $490
2026-01-14 main Cantor Fitzgerald Neutral → Neutral $422
2025-11-17 main Morgan Stanley Overweight → Overweight $480
2025-11-04 main TD Cowen Hold → Hold $442
2025-10-27 main JP Morgan Neutral → Neutral $450
2025-10-07 main Morgan Stanley Overweight → Overweight $500
2025-07-29 main BMO Capital Market Perform → Market Perform $474
2025-07-28 main Compass Point Neutral → Neutral $490
2025-07-28 main Truist Securities Buy → Buy $560
2025-07-28 main JP Morgan Neutral → Neutral $460
2025-06-20 init B of A Securities — → Buy $543
2025-05-19 main Morgan Stanley Overweight → Overweight $525
2025-05-01 main Morgan Stanley Overweight → Overweight $490
News
RSS: Latest KNSL news
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2026-02-27 KEHOE MICHAEL P Chief Executive Officer — 7,698 $0.00 $0
2026-02-27 PETRUCELLI BRYAN P Chief Financial Officer — 5,100 $378.35 $1,929,585
2026-02-27 PETRUCELLI BRYAN P Chief Financial Officer — 5,100 $16.00 $81,600
2026-02-27 PETRUCELLI BRYAN P Chief Financial Officer — 2,822 $0.00 $0
2026-02-27 SCHNUPP DIANE D Chief Technology Officer — 1,924 $0.00 $0
2026-02-27 BEACHY MARK J Officer — 2,053 $0.00 $0
2026-02-27 TANGARD CHRISTOPHER R Officer — 898 $0.00 $0
2026-02-27 WINSTON STUART P. Officer — 1,411 $0.00 $0
2026-02-26 RUSSELL FREDERICK LEROY JR. Director — 4,000 $379.50 $1,518,000
2026-02-26 RUSSELL FREDERICK LEROY JR. Director — 4,000 $16.00 $64,000
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
1,873.99
+18.04%
1,587.53
+29.65%
1,224.45
+45.98%
838.80
Operating Revenue
1,873.99
+18.04%
1,587.53
+29.65%
1,224.45
+45.98%
838.80
Other Operating Expenses
1.65
-58.42%
3.97
+321.23%
0.94
+30.65%
0.72
Total Expenses
1,239.68
+15.56%
1,072.81
+27.65%
840.43
+30.66%
643.24
Reconciled Depreciation
5.83
+0.55%
5.80
+77.21%
3.27
+20.32%
2.72
EBIT
644.95
+22.88%
524.85
+33.10%
394.32
+97.31%
199.85
Net Income
503.61
+21.40%
414.84
+34.65%
308.09
+93.63%
159.11
Pretax Income
634.30
+23.23%
514.72
+34.03%
384.02
+96.36%
195.56
Net Non Operating Interest Income Expense
-10.65
-5.05%
-10.13
+1.62%
-10.30
-140.45%
-4.28
Interest Expense Non Operating
10.65
+5.05%
10.13
-1.62%
10.30
+140.45%
4.28
Net Interest Income
-10.65
-5.05%
-10.13
+1.62%
-10.30
-140.45%
-4.28
Interest Expense
10.65
+5.05%
10.13
-1.62%
10.30
+140.45%
4.28
Interest Income
197.09
+27.74%
154.29
+50.46%
102.55
+90.45%
53.84
Other Income Expense
2.02
+4.62%
1.93
+35.54%
1.42
+103.87%
0.70
Tax Provision
130.69
+30.85%
99.87
+31.54%
75.92
+108.30%
36.45
Tax Rate For Calcs
0.00
+6.18%
0.00
-1.86%
0.00
+6.30%
0.00
Tax Effect Of Unusual Items
0.00
0.00
0.00
0.00
Net Income Including Noncontrolling Interests
503.61
+21.40%
414.84
+34.65%
308.09
+93.63%
159.11
Net Income From Continuing Operation Net Minority Interest
503.61
+21.40%
414.84
+34.65%
308.09
+93.63%
159.11
Net Income From Continuing And Discontinued Operation
503.61
+21.40%
414.84
+34.65%
308.09
+93.63%
159.11
Net Income Continuous Operations
503.61
+21.40%
414.84
+34.65%
308.09
+93.63%
159.11
Normalized Income
503.61
+21.40%
414.84
+34.65%
308.09
+93.63%
159.11
Net Income Common Stockholders
503.61
+21.40%
414.84
+34.65%
308.09
+93.63%
159.11
Diluted EPS
21.65
+21.77%
17.78
+34.49%
13.22
+92.15%
6.88
Basic EPS
21.76
+21.43%
17.92
+34.03%
13.37
+91.82%
6.97
Basic Average Shares
23.14
-0.06%
23.15
+0.47%
23.05
+1.01%
22.82
Diluted Average Shares
23.26
-0.31%
23.33
+0.11%
23.31
+0.79%
23.12
Diluted NI Availto Com Stockholders
503.61
+21.40%
414.84
+34.65%
308.09
+93.63%
159.11
Loss Adjustment Expense
890.69
+15.24%
772.90
+28.77%
600.22
+31.08%
457.91
Net Policyholder Benefits And Claims
890.69
+15.24%
772.90
+28.77%
600.22
+31.08%
457.91
Line Item Trend 2025-12-31 2024-12-31
Total Assets
6,043.56
+23.67%
4,886.70
Cash Cash Equivalents And Short Term Investments
2,680.45
-26.65%
3,654.49
Cash And Cash Equivalents
163.36
+44.30%
113.21
Other Short Term Investments
2,517.08
-28.92%
3,541.28
Receivables
518.92
+8.58%
477.92
Accounts Receivable
518.92
+8.58%
477.92
Prepaid Assets
44.51
-15.61%
52.74
Net PPE
89.43
+7.85%
82.92
Goodwill And Other Intangible Assets
3.54
+0.00%
3.54
Investments And Advances
4,971.71
+26.20%
3,939.64
Total Liabilities Net Minority Interest
4,083.98
+20.01%
3,403.14
Payables And Accrued Expenses
100.69
+1.58%
99.12
Payables
100.69
+1.58%
99.12
Accounts Payable
100.69
+1.58%
99.12
Current Debt And Capital Lease Obligation
51.00
+363.64%
11.00
Current Debt
51.00
+363.64%
11.00
Long Term Debt And Capital Lease Obligation
173.40
+0.16%
173.12
Long Term Debt
173.40
+0.16%
173.12
Stockholders Equity
1,959.58
+32.09%
1,483.56
Common Stock Equity
1,959.58
+32.09%
1,483.56
Capital Stock
0.23
+0.43%
0.23
Common Stock
0.23
+0.43%
0.23
Share Issued
23.38
+0.37%
23.29
Ordinary Shares Number
23.15
-0.54%
23.27
Treasury Shares Number
0.23
+937.13%
0.02
Additional Paid In Capital
373.68
+3.40%
361.40
Retained Earnings
1,716.94
+39.69%
1,229.14
Gains Losses Not Affecting Retained Earnings
-30.69
+68.43%
-97.21
Treasury Stock
100.58
+905.85%
10.00
Other Equity Adjustments
-30.69
+68.43%
-97.21
Total Equity Gross Minority Interest
1,959.58
+32.09%
1,483.56
Total Capitalization
2,132.98
+28.75%
1,656.68
Invested Capital
2,183.98
+30.96%
1,667.68
Total Debt
224.40
+21.87%
184.12
Net Debt
61.04
-13.92%
70.91
Net Tangible Assets
1,956.05
+32.16%
1,480.02
Tangible Book Value
1,956.05
+32.16%
1,480.02
Line Of Credit
51.00
+363.64%
11.00
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
1,043.74
+6.91%
976.30
+13.55%
859.84
+54.14%
557.82
Cash Flow From Continuing Operating Activities
1,043.74
+6.91%
976.30
+13.55%
859.84
+54.14%
557.82
Net Income From Continuing Operations
503.61
+21.40%
414.84
+34.65%
308.09
+93.63%
159.11
Depreciation And Amortization
5.83
+0.55%
5.80
+77.21%
3.27
+20.32%
2.72
Stock Based Compensation
17.88
+26.42%
14.15
+51.12%
9.36
+40.18%
6.68
Deferred Tax
0.34
+108.96%
-3.83
+59.40%
-9.43
+33.56%
-14.19
Deferred Income Tax
0.34
+108.96%
-3.83
+59.40%
-9.43
+33.56%
-14.19
Operating Gains Losses
-4.39
+40.36%
-7.36
-25.70%
-5.85
-609.45%
-0.82
Gain Loss On Investment Securities
-4.39
+40.36%
-7.36
-25.70%
-5.85
-609.45%
-0.82
Unrealized Gain Loss On Investment Securities
-58.84
-35.67%
-43.37
-183.87%
-15.28
-155.11%
27.72
Change In Working Capital
579.29
-2.81%
596.06
+4.63%
569.67
+51.27%
376.60
Change In Receivables
15.43
+384.58%
3.19
+108.50%
-37.46
-7.79%
-34.75
Changes In Account Receivables
15.43
+384.58%
3.19
+108.50%
-37.46
-7.79%
-34.75
Change In Payables And Accrued Expense
10.86
+21.54%
8.94
-28.62%
12.52
+54.35%
8.11
Change In Payable
—
—
—
15.63
Change In Account Payable
—
—
—
8.11
Change In Other Working Capital
-71.08
+35.03%
-109.41
-297.79%
-27.50
+65.34%
-79.35
Investing Cash Flow
-922.21
+3.95%
-960.12
-11.53%
-860.89
-21.50%
-708.57
Cash Flow From Continuing Investing Activities
-922.21
+3.95%
-960.12
-11.53%
-860.89
-21.50%
-708.57
Net PPE Purchase And Sale
-53.69
-124.22%
-23.94
-262.39%
-6.61
+4.26%
-6.90
Purchase Of PPE
-53.69
-124.22%
-23.94
-262.39%
-6.61
+4.26%
-6.90
Sale Of PPE
—
—
—
0.00
Capital Expenditure
-53.69
-124.22%
-23.94
-262.39%
-6.61
+4.26%
-6.90
Net Investment Purchase And Sale
-868.52
+7.20%
-935.87
-2.37%
-914.21
-46.26%
-625.05
Purchase Of Investment
-2,677.42
-56.21%
-1,714.02
-22.11%
-1,403.65
-74.68%
-803.55
Sale Of Investment
1,808.90
+132.46%
778.15
+58.98%
489.45
+174.21%
178.50
Financing Cash Flow
-71.38
-140.69%
-29.66
-3.98%
-28.52
-115.34%
185.99
Cash Flow From Continuing Financing Activities
-71.38
-140.69%
-29.66
-3.98%
-28.52
-115.34%
185.99
Net Issuance Payments Of Debt
40.00
0.00
+100.00%
-12.00
-107.74%
155.00
Issuance Of Debt
40.00
0.00
-100.00%
50.00
-74.75%
198.00
Repayment Of Debt
0.00
0.00
+100.00%
-62.00
-44.19%
-43.00
Long Term Debt Issuance
40.00
0.00
-100.00%
50.00
-74.75%
198.00
Long Term Debt Payments
0.00
0.00
+100.00%
-62.00
-44.19%
-43.00
Net Long Term Debt Issuance
40.00
—
-12.00
-107.74%
155.00
Short Term Debt Issuance
—
—
—
73.00
Short Term Debt Payments
—
—
—
-43.00
Net Short Term Debt Issuance
—
—
—
30.00
Net Common Stock Issuance
-90.00
-799.98%
-10.00
0.00
-100.00%
47.50
Common Stock Payments
-90.00
-799.98%
-10.00
0.00
0.00
Common Stock Dividend Paid
-15.78
-13.21%
-13.94
-7.61%
-12.95
-8.61%
-11.93
Cash Dividends Paid
-15.78
-13.21%
-13.94
-7.61%
-12.95
-8.61%
-11.93
Repurchase Of Capital Stock
-90.00
-799.98%
-10.00
0.00
0.00
Proceeds From Stock Option Exercised
0.68
-48.80%
1.33
+51.65%
0.88
-19.54%
1.09
Net Other Financing Charges
-6.28
+10.87%
-7.05
-58.50%
-4.45
+21.57%
-5.67
Changes In Cash
50.15
+471.99%
-13.48
+54.43%
-29.58
-183.95%
35.23
Beginning Cash Position
113.21
-10.64%
126.69
-18.93%
156.27
+29.11%
121.04
End Cash Position
163.36
+44.30%
113.21
-10.64%
126.69
-18.93%
156.27
Free Cash Flow
990.05
+3.96%
952.36
+11.62%
853.23
+54.87%
550.91
Change In Income Tax Payable
—
—
—
7.52
Change In Tax Payable
—
—
—
7.52
Common Stock Issuance
—
0.00
0.00
-100.00%
47.50
Issuance Of Capital Stock
—
0.00
0.00
-100.00%
47.50
Net Investment Properties Purchase And Sale
0.00
+100.00%
-0.31
-100.52%
59.92
+178.20%
-76.62
Purchase Of Investment Properties
0.00
+100.00%
-0.31
+85.26%
-2.12
+97.24%
-76.62
Sale Of Investment Properties
0.00
0.00
-100.00%
62.04
0.00
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

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