KPLT Chart
About

Katapult Holdings, Inc. operates a lease-to-own platform for nonprime consumers in the United States. The company's platform integrates retailers and e-commerce platforms to enable nonprime customers to purchase everyday durable goods. It also offers Katapult Pay, a POS integrations and mobile app that allows consumers to leverage its virtual credit card technology to shop various durable goods merchants featured in its app marketplace. The company offers its platform through direct integration, waterfall integration, mobile app and text-to-checkout channels. The company was formerly known as Cognical Holdings, Inc. and changed its name to Katapult Holdings, Inc. in February 2020. The company is headquartered in Plano, Texas.

Fundamentals
Scroll to Statements
Sector Technology Industry Software - Infrastructur Market Cap 30.40M
Enterprise Value 137.17M Income -28.04M Sales 280.84M
Book/sh -12.72 Cash/sh 0.73 Dividend Yield —
Payout 0.00% Employees 94 IPO —
P/E — Forward P/E -2.68 PEG —
P/S 0.11 P/B -0.51 P/C —
EV/EBITDA 0.74 EV/Sales 0.49 Quick Ratio 0.02
Current Ratio 0.58 Debt/Eq — LT Debt/Eq —
EPS (ttm) -5.92 EPS next Y -2.40 EPS Growth —
Revenue Growth 22.80% Earnings 2026-03-27 ROA 17.58%
ROE — ROIC — Gross Margin 24.58%
Oper. Margin 12.44% Profit Margin -9.98% Shs Outstand 4.72M
Shs Float 3.92M Short Float 10.29% Short Ratio 8.13
Short Interest — 52W High 24.34 52W Low 5.50
Beta 1.77 Avg Volume 407.97K Volume 10.83K
Target Price $6.75 Recom None Prev Close $6.28
Price $6.44 Change 2.55%
Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$6.75
Mean price target
2. Current target
$6.44
Latest analyst target
3. DCF / Fair value
$582.67
Simplified: (Free Cash Flow ÷ Shares) × 18 (P/FCF multiple). Not a …
Ratings
Current target
$6.44
Low
$6.50
High
$7.00
Mean
$6.75

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2025-08-14 main Stephens & Co. Equal-Weight → Equal-Weight $10
2024-11-13 init Stephens & Co. — → Equal-Weight $9
2024-08-15 main Loop Capital Hold → Hold $15
Insider Transactions
Date Shares Value Url Text Insider Position Transaction Start Date Ownership
0 12573 — — Stock Award(Grant) at price 0.00 per share. ZINK GREGORY L Director — 2025-11-26 00:00:00 D
1 7456 87533 — Stock Award(Grant) at price 11.74 per share. RUBIN JEFFREY G Director — 2025-11-03 00:00:00 D
2 7456 87533 — Stock Award(Grant) at price 11.74 per share. BARTOW PHILIP K III Director — 2025-11-03 00:00:00 D
3 800 8248 — Sale at price 10.31 per share. THOMPSON JANE J Director — 2025-07-14 00:00:00 D
4 16575 150004 — Stock Award(Grant) at price 9.05 per share. THOMPSON JANE J Director — 2025-06-04 00:00:00 D
5 16575 150004 — Stock Award(Grant) at price 9.05 per share. MASTO CHRISTOPHER A Director — 2025-06-04 00:00:00 D
6 16575 150004 — Stock Award(Grant) at price 9.05 per share. GAYHARDT DONALD F Director — 2025-06-04 00:00:00 D
7 10000 — — Stock Award(Grant) at price 0.00 per share. FOLAN KAITLIN Officer — 2024-08-05 00:00:00 D
8 9310 — — Stock Award(Grant) at price 0.00 per share. THOMPSON JANE J Director — 2024-06-05 00:00:00 D
9 9310 — — Stock Award(Grant) at price 0.00 per share. MASTO CHRISTOPHER A Director and Beneficial Owner of more than 10% of a Class of Security — 2024-06-05 00:00:00 D
Financials
Line Item2024-12-312023-12-312022-12-312021-12-31
TaxEffectOfUnusualItems-766.29K-1.80M6.06K206.85K
TaxRateForCalcs0.210.210.000.03
NormalizedEBITDA137.68M116.79M89.88M173.95M
TotalUnusualItems-3.65M-8.58M6.06M8.27M
TotalUnusualItemsExcludingGoodwill-3.65M-8.58M6.06M8.27M
NetIncomeFromContinuingOperationNetMinorityInterest-25.91M-36.67M-40.47M21.21M
ReconciledDepreciation140.95M126.89M117.20M143.99M
ReconciledCostOfRevenue201.42M179.88M172.09M214.12M
EBITDA134.03M108.21M95.94M182.22M
EBIT-6.92M-18.68M-21.26M38.23M
NetInterestIncome-17.69M-16.12M-18.52M-16.48M
InterestExpense18.85M17.82M19.26M16.48M
InterestIncome1.16M1.70M744.00K0.00
NormalizedIncome-23.03M-29.88M-46.53M13.14M
NetIncomeFromContinuingAndDiscontinuedOperation-25.91M-36.67M-40.47M21.21M
TotalExpenses251.63M233.38M237.56M273.16M
TotalOperatingIncomeAsReported-8.10M-18.79M-28.44M-1.66M
DilutedAverageShares4.35M4.09M3.93M3.22M
BasicAverageShares4.35M4.09M3.93M2.74M
DilutedEPS-5.96-9.06-9.756.50
BasicEPS-5.96-9.06-9.757.75
DilutedNIAvailtoComStockholders-25.91M-36.67M-40.47M21.21M
NetIncomeCommonStockholders-25.91M-36.67M-40.47M21.21M
NetIncome-25.91M-36.67M-40.47M21.21M
NetIncomeIncludingNoncontrollingInterests-25.91M-36.67M-40.47M21.21M
NetIncomeContinuousOperations-25.91M-36.67M-40.47M21.21M
TaxProvision143.00K165.00K-50.00K539.00K
PretaxIncome-25.77M-36.50M-40.52M21.75M
OtherIncomeExpense-3.65M-8.58M6.06M8.27M
SpecialIncomeCharges-3.67M-9.39M-375.00K-28.30M
OtherSpecialCharges3.67M9.39M375.00K
WriteOff0.0028.30M
GainOnSaleOfSecurity17.00K807.00K6.44M36.57M
NetNonOperatingInterestIncomeExpense-17.69M-16.12M-18.52M-16.48M
InterestExpenseNonOperating18.85M17.82M19.26M16.48M
InterestIncomeNonOperating1.16M1.70M744.00K0.00
OperatingIncome-4.43M-11.79M-28.07M29.96M
OperatingExpense50.21M53.50M65.47M59.03M
OtherOperatingExpenses14.06M13.13M15.55M14.81M
SellingGeneralAndAdministration36.14M40.36M49.92M44.22M
GeneralAndAdministrativeExpense36.14M40.36M49.92M44.22M
OtherGandA16.07M17.63M24.83M17.28M
SalariesAndWages20.08M22.73M25.09M26.94M
GrossProfit45.77M41.71M37.41M88.99M
CostOfRevenue201.42M179.88M172.09M214.12M
TotalRevenue247.19M221.59M209.50M303.11M
OperatingRevenue243.98M218.35M205.37M302.79M
Line Item2023-12-31
TreasurySharesNumber0.00
OrdinarySharesNumber4.45M4.07M3.94M3.90M
ShareIssued4.45M4.07M3.94M3.90M
NetDebt109.16M64.44M40.27M9.40M
TotalDebt115.70M90.34M109.81M104.60M
TangibleBookValue-48.87M-29.91M-3.91M39.74M
InvestedCapital65.83M57.86M103.63M142.70M
WorkingCapital-48.33M55.34M76.71M148.32M
NetTangibleAssets-48.87M-29.91M-3.91M39.74M
CapitalLeaseObligations3.07M4.49M4.11M2.70M
CommonStockEquity-46.79M-27.99M-2.07M40.80M
TotalCapitalization-46.79M57.86M78.63M142.70M
TotalEquityGrossMinorityInterest-46.79M-27.99M-2.07M40.80M
StockholdersEquity-46.79M-27.99M-2.07M40.80M
RetainedEarnings-148.45M-122.54M-85.87M-36.84M
AdditionalPaidInCapital101.66M94.54M83.80M77.63M
CapitalStock0.000.000.0010.00K
CommonStock0.000.000.0010.00K
TotalLiabilitiesNetMinorityInterest139.97M128.85M132.12M125.36M
TotalNonCurrentLiabilitiesNetMinorityInterest1.27M86.56M82.04M109.24M
OtherNonCurrentLiabilities7.34M
DerivativeProductLiabilities828.00K95.00K902.00K7.34M
LongTermDebtAndCapitalLeaseObligation444.00K86.46M81.14M101.90M
LongTermCapitalLeaseObligation444.00K614.00K445.00K0.00
LongTermDebt85.85M80.70M101.90M
CurrentLiabilities138.69M42.30M50.08M16.12M
CurrentDeferredLiabilities4.82M4.95M4.18M2.13M
CurrentDeferredRevenue4.82M4.95M4.18M2.13M
CurrentDebtAndCapitalLeaseObligation115.25M3.88M28.66M2.70M
CurrentCapitalLeaseObligation2.63M3.88M3.67M2.70M
CurrentDebt112.63M25.00M
OtherCurrentBorrowings112.63M25.00M
PensionandOtherPostRetirementBenefitPlansCurrent4.21M4.18M2.38M1.81M
PayablesAndAccruedExpenses14.41M29.29M14.85M9.48M
CurrentAccruedExpenses4.31M13.86M2.42M2.01M
InterestPayable248.00K140.00K118.00K91.00K
Payables10.10M15.43M12.44M7.47M
OtherPayable2.45M3.58M3.28M2.70M
TotalTaxPayable8.61M14.53M11.17M5.45M
AccountsPayable1.49M903.00K1.26M2.03M
TotalAssets93.17M100.86M130.05M166.16M
TotalNonCurrentAssets2.80M3.23M3.27M1.72M
NonCurrentPrepaidAssets91.00K91.00K91.00K91.00K
GoodwillAndOtherIntangibleAssets2.08M1.92M1.85M1.06M
OtherIntangibleAssets2.08M1.92M1.85M1.06M
NetPPE636.00K1.22M1.33M576.00K
AccumulatedDepreciation-938.00K-688.00K-501.00K
GrossPPE636.00K1.22M2.02M1.08M
Leases263.00K252.00K238.00K
OtherProperties636.00K1.22M772.00K
MachineryFurnitureEquipment1.00M993.00K839.00K
Properties0.000.000.00
CurrentAssets90.37M97.64M126.78M164.44M
OtherCurrentAssets73.82M63.83M56.94M66.00M
RestrictedCash13.09M7.40M4.41M3.94M
PrepaidAssets4.25M
Receivables0.005.00M0.002.01M
OtherReceivables5.00M
AccountsReceivable0.002.01M
AllowanceForDoubtfulAccountsReceivable-6.25M
GrossAccountsReceivable0.008.26M
CashCashEquivalentsAndShortTermInvestments3.46M21.41M65.43M92.49M
CashAndCashEquivalents3.46M21.41M65.43M92.49M
CashFinancial92.49M
Line Item2024-12-312023-12-312022-12-312021-12-31
FreeCashFlow-33.87M-18.39M-22.35M730.00K
RepurchaseOfCapitalStock-613.00K-355.00K-344.00K0.00
RepaymentOfDebt-12.41M-36.55M-22.48M-20.47M
IssuanceOfDebt34.42M14.30M18.52M7.04M
IssuanceOfCapitalStock0.00
CapitalExpenditure-1.30M-974.00K-1.50M-1.44M
InterestPaidSupplementalData13.71M13.01M12.03M11.63M
IncomeTaxPaidSupplementalData270.00K206.00K446.00K416.00K
EndCashPosition16.55M28.81M69.84M96.43M
BeginningCashPosition28.81M69.84M96.43M69.60M
ChangesInCash-12.26M-41.03M-26.59M26.83M
FinancingCashFlow21.61M-22.64M-4.24M26.10M
CashFlowFromContinuingFinancingActivities21.61M-22.64M-4.24M26.10M
NetOtherFinancingCharges-34.00K38.86M
ProceedsFromStockOptionExercised211.00K1.00K67.00K678.00K
NetPreferredStockIssuance0.00
PreferredStockIssuance0.00
NetCommonStockIssuance-613.00K-355.00K-344.00K0.00
CommonStockPayments-613.00K-355.00K-344.00K0.00
NetIssuancePaymentsOfDebt22.02M-22.25M-3.96M-13.44M
NetShortTermDebtIssuance-13.44M
ShortTermDebtPayments-20.47M
ShortTermDebtIssuance7.04M
NetLongTermDebtIssuance22.02M-22.25M-3.96M-13.44M
LongTermDebtPayments-12.41M-36.55M-22.48M-20.47M
LongTermDebtIssuance34.42M14.30M18.52M7.04M
InvestingCashFlow-1.30M-974.00K-1.50M-1.44M
CashFlowFromContinuingInvestingActivities-1.30M-974.00K-1.50M-1.44M
NetPPEPurchaseAndSale-54.00K-20.00K-168.00K-384.00K
PurchaseOfPPE-54.00K-20.00K-168.00K-384.00K
CapitalExpenditureReported-1.25M-954.00K-1.34M-1.05M
OperatingCashFlow-32.57M-17.41M-20.85M2.17M
CashFlowFromContinuingOperatingActivities-32.57M-17.41M-20.85M2.17M
ChangeInWorkingCapital-211.90M-168.65M-152.75M-232.54M
ChangeInOtherWorkingCapital-126.00K765.00K-467.00K-199.36M
ChangeInOtherCurrentLiabilities-288.00K-387.00K-413.00K0.00
ChangeInOtherCurrentAssets-201.19M-183.69M-151.34M
ChangeInPayablesAndAccruedExpense-13.24M16.06M3.20M-664.00K
ChangeInAccruedExpense-13.83M16.42M3.97M-1.01M
ChangeInPayable588.00K-361.00K-765.00K344.00K
ChangeInAccountPayable588.00K-361.00K-765.00K344.00K
ChangeInPrepaidAssets-2.05M3.61M-3.73M-3.85M
ChangeInReceivables5.00M-5.00M0.00-28.67M
ChangesInAccountReceivables0.00-28.67M
OtherNonCashItems33.83M30.38M37.60M50.19M
StockBasedCompensation5.76M7.03M6.44M13.02M
AssetImpairmentCharge24.96M22.02M17.57M42.87M
DepreciationAmortizationDepletion140.95M126.89M117.20M143.99M
DepreciationAndAmortization140.95M126.89M117.20M143.99M
Depreciation140.95M126.89M117.20M143.99M
OperatingGainsLosses-256.00K1.58M-6.44M-36.57M
GainLossOnInvestmentSecurities-256.00K-807.00K-6.44M-36.57M
NetIncomeFromContinuingOperations-25.91M-36.67M-40.47M21.21M
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

Public Trades for KPLT
Date User Asset Broker Type Position Size Entry Price Patterns