Symbols / KPLT Stock $7.11 -1.93% Katapult Holdings, Inc.

Technology • Software - Infrastructure • United States • NGM
KPLT (Stock) Chart
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Stock Fundamentals
Scroll to Statements
Index EQUITY
Sector Technology
Industry Software - Infrastructure
CEO Mr. Orlando J. Zayas
Exch · Country NGM · United States
Market Cap 31.30M
Enterprise Value 118.53M
Income -557.00K
Sales 291.76M
FCF (ttm) 194.72M
Book/sh -8.02
Cash/sh 4.71
Employees 87
Insider 10d
IPO Dec 31, 2019
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout 0.00%
P/E
Forward P/E -4.80
PEG
P/S 0.11
P/B -0.89
P/C
EV/EBITDA 0.62
EV/Sales 0.41
Quick Ratio 0.19
Current Ratio 0.90
Debt/Eq
LT Debt/Eq
EPS (ttm) -0.11
EPS next Y -1.48
EPS Growth
Revenue Growth 17.30%
EPS Gr Q/Q
Rev Gr Q/Q
Earnings (next) 2026-05-07
Earnings (prior) 2026-03-11
ROA 18.00%
ROE
ROIC
Gross Margin 24.80%
Oper. Margin 9.90%
Profit Margin 0.47%
Shs Outstand 4.40M
Shs Float 4.31M
Insider Own 30.55%
Instit Own 40.61%
Short Float 18.73%
Short Ratio 16.93
Short Interest 254.88K
52W High 24.34
vs 52W High -70.79%
52W Low 5.50
vs 52W Low 29.27%
Beta 1.64
Impl. Vol.
Rel Volume 0.22
Avg Volume 21.04K
Volume 4.62K
Target (mean) $6.75
Tgt Median $6.75
Tgt Low $6.50
Tgt High $7.00
# Analysts 2
Recom None
Prev Close $7.25
Price $7.11
Change -1.93%
About

Katapult Holdings, Inc. operates a lease-to-own platform for nonprime consumers in the United States. The company's platform integrates retailers and e-commerce platforms to enable non-prime customers to purchase everyday durable goods. It also offers Katapult Pay, a POS integrations and mobile app that allows consumers to leverage its virtual credit card technology to shop various durable goods merchants featured in app marketplace. In addition, the company offers its platform through direct integration, waterfall integration, mobile app, and text-to-checkout channels. The company was formerly known as Cognical Holdings, Inc. and changed its name to Katapult Holdings, Inc. in February 2020. The company is headquartered in Plano, Texas.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus Mean price target
2. Current target Latest analyst target
3. DCF / Fair value Simplified: (Free Cash Flow ÷ Shares) × 18 (P/FCF multiple). Not a …
Ratings
Current target
$7.11
Low
$6.50
High
$7.00
Mean
$6.75

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2025-08-14 main Stephens & Co. Equal-Weight → Equal-Weight $10
2024-11-13 init Stephens & Co. — → Equal-Weight $9
2024-08-15 main Loop Capital Hold → Hold $15
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2025-11-26 ZINK GREGORY L Director 12,573 $0.00 $0
2025-11-03 RUBIN JEFFREY G Director 7,456 $11.74 $87,533
2025-11-03 BARTOW PHILIP K III Director 7,456 $11.74 $87,533
2025-07-14 THOMPSON JANE J Director 800 $10.31 $8,248
2025-06-04 MASTO CHRISTOPHER A Director 16,575 $9.05 $150,004
2025-06-04 GAYHARDT DONALD F Director 16,575 $9.05 $150,004
2025-06-04 THOMPSON JANE J Director 16,575 $9.05 $150,004
2024-08-05 FOLAN KAITLIN Officer 10,000 $0.00 $0
2024-06-05 MASTO CHRISTOPHER A Director and Beneficial Owner of more than 10% of a Class of Security 9,310 $0.00 $0
2024-06-05 GAYHARDT DONALD F Director 9,310 $0.00 $0
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
291.76
+18.03%
247.19
+11.56%
221.59
+5.77%
209.50
Operating Revenue
287.16
+17.70%
243.98
+11.74%
218.35
+6.32%
205.37
Cost Of Revenue
240.16
+19.23%
201.42
+11.98%
179.88
+4.53%
172.09
Reconciled Cost Of Revenue
240.16
+19.23%
201.42
+11.98%
179.88
+4.53%
172.09
Gross Profit
51.60
+12.74%
45.77
+9.74%
41.71
+11.50%
37.41
Operating Expense
51.30
+2.18%
50.21
-6.16%
53.50
-18.29%
65.47
Selling General And Administration
37.28
+3.13%
36.14
-10.46%
40.36
-19.14%
49.92
General And Administrative Expense
37.28
+3.13%
36.14
-10.46%
40.36
-19.14%
49.92
Salaries And Wages
17.87
-11.00%
20.08
-11.68%
22.73
-9.40%
25.09
Other Gand A
19.41
+20.80%
16.07
-8.88%
17.63
-28.98%
24.83
Other Operating Expenses
14.03
-0.26%
14.06
+7.07%
13.13
-15.55%
15.55
Total Expenses
291.46
+15.83%
251.63
+7.82%
233.38
-1.76%
237.56
Operating Income
0.30
+106.76%
-4.43
+62.39%
-11.79
+57.98%
-28.07
Total Operating Income As Reported
-0.51
+93.67%
-8.10
+56.89%
-18.79
+33.93%
-28.44
EBITDA
215.38
+35.47%
159.00
+46.93%
108.21
+12.78%
95.94
Normalized EBITDA
193.65
+19.06%
162.64
+39.26%
116.79
+29.94%
89.88
Reconciled Depreciation
193.15
+16.41%
165.92
+30.76%
126.89
+8.26%
117.20
EBIT
22.24
+421.28%
-6.92
+62.95%
-18.68
+12.13%
-21.26
Total Unusual Items
21.74
+695.75%
-3.65
+57.49%
-8.58
-241.56%
6.06
Total Unusual Items Excluding Goodwill
21.74
+695.75%
-3.65
+57.49%
-8.58
-241.56%
6.06
Special Income Charges
4.31
+217.48%
-3.67
+60.96%
-9.39
-2404.27%
-0.38
Other Special Charges
-4.31
-217.48%
3.67
-60.96%
9.39
+2404.27%
0.38
Write Off
0.00
Net Income
1.36
+105.27%
-25.91
+29.32%
-36.67
+9.40%
-40.47
Pretax Income
1.68
+106.53%
-25.77
+29.39%
-36.50
+9.92%
-40.52
Net Non Operating Interest Income Expense
-20.36
-15.08%
-17.69
-9.69%
-16.12
+12.93%
-18.52
Interest Expense Non Operating
20.55
+9.02%
18.85
+5.77%
17.82
-7.49%
19.26
Net Interest Income
-20.36
-15.08%
-17.69
-9.69%
-16.12
+12.93%
-18.52
Interest Expense
20.55
+9.02%
18.85
+5.77%
17.82
-7.49%
19.26
Interest Income Non Operating
0.20
-83.06%
1.16
-31.47%
1.70
+128.09%
0.74
Interest Income
0.20
-83.06%
1.16
-31.47%
1.70
+128.09%
0.74
Other Income Expense
21.74
+695.75%
-3.65
+57.49%
-8.58
-241.56%
6.06
Gain On Sale Of Security
17.43
+102441.18%
0.02
-97.89%
0.81
-87.47%
6.44
Tax Provision
0.32
+123.08%
0.14
-13.33%
0.17
+430.00%
-0.05
Tax Rate For Calcs
0.00
-10.00%
0.00
+0.00%
0.00
+20900.00%
0.00
Tax Effect Of Unusual Items
4.11
+636.18%
-0.77
+57.49%
-1.80
-29826.91%
0.01
Net Income Including Noncontrolling Interests
1.36
+105.27%
-25.91
+29.32%
-36.67
+9.40%
-40.47
Net Income From Continuing Operation Net Minority Interest
1.36
+105.27%
-25.91
+29.32%
-36.67
+9.40%
-40.47
Net Income From Continuing And Discontinued Operation
1.36
+105.27%
-25.91
+29.32%
-36.67
+9.40%
-40.47
Net Income Continuous Operations
1.36
+105.27%
-25.91
+29.32%
-36.67
+9.40%
-40.47
Normalized Income
-16.27
+29.38%
-23.03
+22.93%
-29.88
+35.77%
-46.53
Net Income Common Stockholders
-0.56
+97.85%
-25.91
+29.32%
-36.67
+9.40%
-40.47
Diluted EPS
-5.96
+34.22%
-9.06
+7.08%
-9.75
Basic EPS
-5.96
+34.22%
-9.06
+7.08%
-9.75
Basic Average Shares
4.35
+6.34%
4.09
+4.03%
3.93
Diluted Average Shares
4.35
+6.34%
4.09
+4.03%
3.93
Diluted NI Availto Com Stockholders
-0.56
+97.85%
-25.91
+29.32%
-36.67
+9.40%
-40.47
Preferred Stock Dividends
1.92
Line Item Trend 2023-12-31
Total Assets
100.86
Current Assets
97.64
Cash Cash Equivalents And Short Term Investments
21.41
Cash And Cash Equivalents
21.41
Cash Financial
Receivables
5.00
Accounts Receivable
Gross Accounts Receivable
Allowance For Doubtful Accounts Receivable
Other Receivables
5.00
Prepaid Assets
Current Deferred Assets
Restricted Cash
7.40
Other Current Assets
63.83
Total Non Current Assets
3.23
Net PPE
1.22
Gross PPE
1.22
Accumulated Depreciation
-0.94
Properties
0.00
Machinery Furniture Equipment
1.00
Other Properties
1.22
Leases
0.26
Goodwill And Other Intangible Assets
1.92
Other Intangible Assets
1.92
Non Current Prepaid Assets
0.09
Total Liabilities Net Minority Interest
128.85
Current Liabilities
42.30
Payables And Accrued Expenses
29.29
Payables
15.43
Accounts Payable
0.90
Other Payable
3.58
Current Accrued Expenses
13.86
Pensionand Other Post Retirement Benefit Plans Current
4.18
Total Tax Payable
14.53
Current Debt And Capital Lease Obligation
3.88
Current Debt
Other Current Borrowings
Current Capital Lease Obligation
3.88
Current Deferred Liabilities
4.95
Current Deferred Revenue
4.95
Other Current Liabilities
Total Non Current Liabilities Net Minority Interest
86.56
Long Term Debt And Capital Lease Obligation
86.46
Long Term Debt
85.85
Long Term Capital Lease Obligation
0.61
Other Non Current Liabilities
Preferred Securities Outside Stock Equity
Stockholders Equity
-27.99
Common Stock Equity
-27.99
Capital Stock
0.00
Common Stock
0.00
Share Issued
4.07
Ordinary Shares Number
4.07
Treasury Shares Number
0.00
Additional Paid In Capital
94.54
Retained Earnings
-122.54
Total Equity Gross Minority Interest
-27.99
Total Capitalization
57.86
Working Capital
55.34
Invested Capital
57.86
Total Debt
90.34
Net Debt
64.44
Capital Lease Obligations
4.49
Net Tangible Assets
-29.91
Tangible Book Value
-29.91
Derivative Product Liabilities
0.10
Interest Payable
0.14
Line Of Credit
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
-11.93
+63.36%
-32.57
-87.03%
-17.41
+16.47%
-20.85
Cash Flow From Continuing Operating Activities
-11.93
+63.36%
-32.57
-87.03%
-17.41
+16.47%
-20.85
Net Income From Continuing Operations
1.36
+105.27%
-25.91
+29.32%
-36.67
+9.40%
-40.47
Depreciation Amortization Depletion
193.15
+16.41%
165.92
+30.76%
126.89
+8.26%
117.20
Depreciation
164.50
+16.70%
140.95
+11.09%
126.89
+8.26%
117.20
Amortization Cash Flow
28.65
+14.78%
24.96
Depreciation And Amortization
193.15
+16.41%
165.92
+30.76%
126.89
+8.26%
117.20
Amortization Of Intangibles
28.65
+14.78%
24.96
Other Non Cash Items
46.37
+37.10%
33.83
+11.35%
30.38
-19.21%
37.60
Stock Based Compensation
3.69
-35.87%
5.76
-18.13%
7.03
+9.24%
6.44
Asset Impairment Charge
24.96
+13.37%
22.02
+25.29%
17.57
Operating Gains Losses
-22.50
-8689.45%
-0.26
-116.16%
1.58
+124.60%
-6.44
Gain Loss On Investment Securities
-17.38
-6689.45%
-0.26
+68.28%
-0.81
+87.47%
-6.44
Change In Working Capital
-234.01
-10.44%
-211.90
-25.64%
-168.65
-10.41%
-152.75
Change In Receivables
0.00
-100.00%
5.00
+200.00%
-5.00
0.00
Changes In Account Receivables
0.00
Change In Prepaid Assets
2.29
+211.45%
-2.05
-156.87%
3.61
+196.78%
-3.73
Change In Payables And Accrued Expense
-0.17
+98.75%
-13.24
-182.46%
16.06
+401.34%
3.20
Change In Accrued Expense
-0.57
+95.91%
-13.83
-184.23%
16.42
+313.79%
3.97
Change In Payable
0.40
-31.97%
0.59
+262.88%
-0.36
+52.81%
-0.77
Change In Account Payable
0.40
-31.97%
0.59
+262.88%
-0.36
+52.81%
-0.77
Change In Other Working Capital
0.06
+147.62%
-0.13
-116.47%
0.77
+263.81%
-0.47
Change In Other Current Assets
-236.01
-17.31%
-201.19
-9.52%
-183.69
-21.38%
-151.34
Change In Other Current Liabilities
-0.18
+37.50%
-0.29
+25.58%
-0.39
+6.30%
-0.41
Investing Cash Flow
-1.10
+15.20%
-1.30
-33.78%
-0.97
+35.28%
-1.50
Cash Flow From Continuing Investing Activities
-1.10
+15.20%
-1.30
-33.78%
-0.97
+35.28%
-1.50
Net PPE Purchase And Sale
-0.03
+37.04%
-0.05
-170.00%
-0.02
+88.10%
-0.17
Purchase Of PPE
-0.03
+37.04%
-0.05
-170.00%
-0.02
+88.10%
-0.17
Capital Expenditure
-1.18
+9.36%
-1.30
-33.78%
-0.97
+35.28%
-1.50
Capital Expenditure Reported
-1.15
+8.17%
-1.25
-30.92%
-0.95
+28.65%
-1.34
Net Other Investing Changes
0.08
Financing Cash Flow
19.97
-7.62%
21.61
+195.46%
-22.64
-434.39%
-4.24
Cash Flow From Continuing Financing Activities
19.97
-7.62%
21.61
+195.46%
-22.64
-434.39%
-4.24
Net Issuance Payments Of Debt
-39.10
-277.61%
22.02
+198.93%
-22.25
-461.97%
-3.96
Issuance Of Debt
21.97
-36.18%
34.42
+140.76%
14.30
-22.79%
18.52
Repayment Of Debt
-61.07
-392.25%
-12.41
+66.06%
-36.55
-62.62%
-22.48
Long Term Debt Issuance
21.97
-36.18%
34.42
+140.76%
14.30
-22.79%
18.52
Long Term Debt Payments
-61.07
-392.25%
-12.41
+66.06%
-36.55
-62.62%
-22.48
Net Long Term Debt Issuance
-39.10
-277.61%
22.02
+198.93%
-22.25
-461.97%
-3.96
Short Term Debt Issuance
Short Term Debt Payments
Net Short Term Debt Issuance
Net Common Stock Issuance
-0.59
+3.10%
-0.61
-72.68%
-0.35
-3.20%
-0.34
Common Stock Payments
-0.59
+3.10%
-0.61
-72.68%
-0.35
-3.20%
-0.34
Repurchase Of Capital Stock
-0.59
+3.10%
-0.61
-72.68%
-0.35
-3.20%
-0.34
Proceeds From Stock Option Exercised
0.01
-96.21%
0.21
+21000.00%
0.00
-98.51%
0.07
Net Other Financing Charges
-5.35
-0.03
Changes In Cash
6.93
+156.51%
-12.26
+70.12%
-41.03
-54.31%
-26.59
Beginning Cash Position
16.55
-42.55%
28.81
-58.75%
69.84
-27.57%
96.43
End Cash Position
23.48
+41.86%
16.55
-42.55%
28.81
-58.75%
69.84
Free Cash Flow
-13.11
+61.28%
-33.87
-84.21%
-18.39
+17.74%
-22.35
Interest Paid Supplemental Data
11.69
-14.71%
13.71
+5.34%
13.01
+8.16%
12.03
Income Tax Paid Supplemental Data
0.11
-53.10%
0.23
+9.71%
0.21
-53.81%
0.45
Issuance Of Capital Stock
65.00
0.00
Net Preferred Stock Issuance
65.00
0.00
Preferred Stock Issuance
65.00
0.00
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

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