Symbols / KRNY Stock $7.90 -1.93% Kearny Financial Corp.

Financial Services • Banks - Regional • United States • NMS
KRNY (Stock) Chart
O: — H: — L: — C: — V: —
SMA 20: — SMA 50: — SMA 200: —
Stock Fundamentals
Scroll to Statements
Index EQUITY
Sector Financial Services
Industry Banks - Regional
CEO Mr. Craig L. Montanaro
Exch · Country NMS · United States
Market Cap 496.46M
Enterprise Value 1.46B
Income 35.86M
Sales 169.84M
FCF (ttm) —
Book/sh 12.04
Cash/sh 1.91
Employees 504
Insider 10d —
IPO Feb 24, 2005
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout 84.62%
P/E 15.18
Forward P/E 9.18
PEG -7.92
P/S 2.92
P/B 0.66
P/C —
EV/EBITDA —
EV/Sales 8.58
Quick Ratio —
Current Ratio —
Debt/Eq —
LT Debt/Eq —
EPS (ttm) 0.52
EPS next Y 0.86
EPS Growth 50.50%
Revenue Growth 17.50%
EPS Gr Q/Q 52.50%
Rev Gr Q/Q —
Earnings (next) 2026-07-23
Earnings (prior) 2026-04-23
ROA 0.47%
ROE 4.75%
ROIC —
Gross Margin 0.00%
Oper. Margin 31.02%
Profit Margin 21.11%
Shs Outstand 62.88M
Shs Float 61.23M
Insider Own 11.20%
Instit Own 67.81%
Short Float 2.00%
Short Ratio 3.29
Short Interest 1.10M
52W High 8.50
vs 52W High -7.12%
52W Low 5.76
vs 52W Low 37.07%
Beta —
Impl. Vol. 37.08%
Rel Volume 0.30
Avg Volume 345.52K
Volume 102.85K
Target (mean) $8.50
Tgt Median $8.50
Tgt Low $8.50
Tgt High $8.50
# Analysts 1
Recom None
Prev Close $8.05
Price $7.89
Change -1.93%
About

Kearny Financial Corp. operates as the holding company for Kearny Bank that provides various banking products and services in the United States. The company offers various deposit products, including interest-bearing and non-interest-bearing checking accounts, money market deposit accounts, savings accounts, and certificates of deposit accounts. It also provides various loans, such as multi-family and nonresidential real estate mortgage loans, commercial term loans and lines of credit, one- to four-family residential mortgage loans, and home equity loans and lines of credit; loans to individuals, builders, or developers for the construction of multi-family residential buildings or commercial real estate, or for the construction or renovation of one- to four-family residences; overdraft lines of credit; and personal loans, as well as engages in the investment activities. The company was founded in 1884 and is headquartered in Fairfield, New Jersey.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$8.50
Mean price target
2. Current target
$7.90
Latest analyst target
3. DCF / Fair value
$7.80
Fallback: EPS × 15 (assumed fair P/E). No FCF data; use with …
Ratings
Current target
$7.90
Low
$8.50
High
$8.50
Mean
$8.50

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2025-12-10 main Piper Sandler Overweight → Overweight $9
2025-04-29 main Keefe, Bruyette & Woods Market Perform → Market Perform $7
2025-01-06 up Piper Sandler Neutral → Overweight $9
2024-07-30 main Keefe, Bruyette & Woods Market Perform → Market Perform $7
2023-05-01 main Keefe, Bruyette & Woods — → Market Perform $8
2023-04-06 main Keefe, Bruyette & Woods — → Market Perform $9
2023-01-31 main Keefe, Bruyette & Woods — → Market Perform $10
2022-10-28 down Compass Point Buy → Neutral $11
2022-01-06 down Piper Sandler Overweight → Neutral $14
2020-09-28 main Piper Sandler — → Overweight $9
2020-04-06 up Piper Sandler Neutral → Overweight $10
2019-04-04 up Keefe, Bruyette & Woods Underperform → Market Perform $13
2017-05-16 down Keefe, Bruyette & Woods Market Perform → Underperform —
2017-01-31 up Compass Point Neutral → Buy —
2016-11-18 down Compass Point Buy → Neutral —
2016-09-07 main Keefe, Bruyette & Woods — → Market Perform $14
2015-09-03 main Keefe, Bruyette & Woods — → Market Perform $12
2015-06-29 init Piper Sandler — → Buy $13
2015-05-20 main Keefe, Bruyette & Woods — → Market Perform $11
2014-09-08 main Keefe, Bruyette & Woods — → Market Perform $15
News
RSS: Latest KRNY news
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2026-03-10 SWANSSON TIMOTHY A. Chief Technology Officer — 4,000 $7.59 $30,391
2026-01-28 JOYCE PATRICK M. III Officer — 4,000 $7.65 $30,601
2025-09-19 MONTANARO LEOPOLD W Director — 10,000 $6.57 $65,700
2025-08-08 WONG-ZAZA MELVINA Director — 1,375 $5.93 $8,154
2025-08-07 SWANSSON TIMOTHY A. Chief Technology Officer — 10,584 $0.00 $0
2025-08-07 BYRNES SEAN Chief Financial Officer — 11,284 $0.00 $0
2025-08-07 BEIERLE CASSIA J General Counsel — 10,167 $0.00 $0
2025-08-07 MONTANARO CRAIG L Chief Executive Officer — 34,071 $0.00 $0
2025-08-07 JOYCE PATRICK M. III Officer — 12,787 $0.00 $0
2025-08-07 PARISI ERIKA K Officer — 11,082 $0.00 $0
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-06-30 2024-06-30 2023-06-30 2022-06-30
Total Revenue
154.00
+9.53%
140.60
-21.28%
178.62
-15.16%
210.54
Operating Revenue
154.00
+9.53%
140.60
-21.28%
178.62
-15.16%
210.54
Selling General And Administration
80.01
+2.45%
78.10
-7.25%
84.21
+1.57%
82.91
Selling And Marketing Expense
1.88
+34.46%
1.40
-34.21%
2.12
+3.06%
2.06
General And Administrative Expense
78.14
+1.86%
76.71
-6.55%
82.09
+1.53%
80.85
Salaries And Wages
72.22
+2.12%
70.73
-8.09%
76.95
-1.84%
78.40
Reconciled Depreciation
4.88
-7.13%
5.26
-16.52%
6.30
-5.41%
6.66
Total Unusual Items
0.00
+100.00%
-98.34
-70651.08%
-0.14
-2880.00%
0.01
Total Unusual Items Excluding Goodwill
0.00
+100.00%
-98.34
-70651.08%
-0.14
-2880.00%
0.01
Special Income Charges
0.00
+100.00%
-97.37
0.00
0.00
Impairment Of Capital Assets
0.00
-100.00%
97.37
0.00
0.00
Restructuring And Mergern Acquisition
—
—
0.00
0.00
Net Income
26.07
+130.09%
-86.67
-312.36%
40.81
-39.58%
67.55
Pretax Income
31.00
+138.38%
-80.78
-254.21%
52.38
-43.28%
92.35
Net Interest Income
134.94
-5.37%
142.59
-18.92%
175.87
-10.55%
196.60
Interest Expense
189.53
+1.75%
186.27
+58.05%
117.86
+297.25%
29.67
Interest Income
324.48
-1.34%
328.87
+11.96%
293.72
+29.81%
226.27
Gain On Sale Of Security
0.00
+100.00%
-18.14
-19.10%
-15.23
-2623.97%
-0.56
Tax Provision
4.92
-16.41%
5.89
-49.08%
11.57
-53.35%
24.80
Tax Rate For Calcs
0.00
-24.36%
0.00
-4.93%
0.00
-17.76%
0.00
Tax Effect Of Unusual Items
0.00
+100.00%
-20.65
-67159.97%
-0.03
-2386.31%
0.00
Net Income Including Noncontrolling Interests
26.07
+130.09%
-86.67
-312.36%
40.81
-39.58%
67.55
Net Income From Continuing Operation Net Minority Interest
26.07
+130.09%
-86.67
-312.36%
40.81
-39.58%
67.55
Net Income From Continuing And Discontinued Operation
26.07
+130.09%
-86.67
-312.36%
40.81
-39.58%
67.55
Net Income Continuous Operations
26.07
+130.09%
-86.67
-312.36%
40.81
-39.58%
67.55
Normalized Income
26.07
+390.52%
-8.98
-121.93%
40.92
-39.42%
67.54
Net Income Common Stockholders
26.07
+130.09%
-86.67
-312.36%
40.81
-39.58%
67.55
Diluted EPS
—
-1.39
-320.63%
0.63
-33.68%
0.95
Basic EPS
0.42
+130.22%
-1.39
-320.63%
0.63
-33.68%
0.95
Basic Average Shares
62.51
+0.10%
62.44
-3.64%
64.80
-8.61%
70.91
Diluted Average Shares
62.72
+0.44%
62.44
-3.64%
64.80
-8.64%
70.93
Diluted NI Availto Com Stockholders
26.07
+130.09%
-86.67
-312.36%
40.81
-39.58%
67.55
Insurance And Claims
5.91
-1.15%
5.98
+16.50%
5.13
+109.08%
2.46
Occupancy And Equipment
27.23
+3.70%
26.26
-1.34%
26.61
-11.29%
30.00
Other Non Interest Expense
13.39
-0.25%
13.42
+3.81%
12.93
+1.03%
12.80
Line Item Trend 2025-06-30 2024-06-30 2023-06-30 2022-06-30
Total Assets
7,740.45
+0.74%
7,683.46
-4.73%
8,064.81
+4.47%
7,719.88
Cash And Cash Equivalents
167.27
+161.91%
63.86
-9.43%
70.52
-30.61%
101.61
Cash Financial
21.86
+27.11%
17.20
-21.08%
21.80
-16.48%
26.09
Other Short Term Investments
1,012.97
-5.58%
1,072.83
-12.62%
1,227.73
-8.66%
1,344.09
Receivables
28.10
-4.82%
29.52
+4.93%
28.13
+37.46%
20.47
Accounts Receivable
28.10
-4.82%
29.52
+4.93%
28.13
+37.46%
20.47
Net PPE
43.90
-2.32%
44.94
-6.97%
48.31
-9.33%
53.28
Gross PPE
100.82
+1.84%
98.99
-0.49%
99.48
-2.03%
101.54
Accumulated Depreciation
-56.92
-5.30%
-54.05
-5.63%
-51.17
-6.03%
-48.26
Land And Improvements
11.77
+0.00%
11.77
+0.00%
11.77
-3.44%
12.19
Buildings And Improvements
48.51
+5.53%
45.97
+0.17%
45.89
-4.71%
48.16
Machinery Furniture Equipment
29.69
-0.64%
29.88
+0.53%
29.72
+0.98%
29.43
Construction In Progress
0.24
-74.77%
0.97
+1261.97%
0.07
-83.33%
0.43
Leases
10.61
+1.89%
10.41
-13.46%
12.03
+6.11%
11.34
Goodwill And Other Intangible Assets
114.96
-0.43%
115.46
-45.88%
213.35
-0.26%
213.91
Goodwill
113.53
+0.00%
113.53
-46.17%
210.90
+0.00%
210.90
Other Intangible Assets
1.44
-25.63%
1.93
-21.41%
2.46
-18.64%
3.02
Investments And Advances
1,133.19
-6.24%
1,208.58
-12.05%
1,374.19
-6.03%
1,462.38
Total Liabilities Net Minority Interest
6,994.49
+0.93%
6,929.89
-3.69%
7,195.53
+5.42%
6,825.88
Current Debt And Capital Lease Obligation
150.00
-14.29%
175.00
-22.22%
225.00
-10.00%
250.00
Current Debt
150.00
-14.29%
175.00
-22.22%
225.00
-10.00%
250.00
Long Term Debt And Capital Lease Obligation
1,106.49
-22.88%
1,434.79
+11.93%
1,281.81
+96.80%
651.34
Long Term Debt
1,106.49
-22.88%
1,434.79
+11.93%
1,281.81
+96.80%
651.34
Stockholders Equity
745.96
-1.01%
753.57
-13.31%
869.28
-2.76%
894.00
Common Stock Equity
745.96
-1.01%
753.57
-13.31%
869.28
-2.76%
894.00
Capital Stock
0.65
+0.31%
0.64
-2.28%
0.66
-4.08%
0.69
Common Stock
0.65
+0.31%
0.64
-2.28%
0.66
-4.08%
0.69
Preferred Stock
0.00
0.00
0.00
0.00
Share Issued
64.58
+0.22%
64.43
-2.17%
65.86
-4.08%
68.67
Ordinary Shares Number
62.62
+0.55%
62.28
-1.94%
63.51
-3.94%
66.11
Treasury Shares Number
1.96
-9.30%
2.16
-8.51%
2.36
-7.84%
2.56
Additional Paid In Capital
494.55
+0.18%
493.68
-1.92%
503.33
-4.74%
528.40
Retained Earnings
341.74
-0.46%
343.33
-24.97%
457.61
+2.73%
445.45
Gains Losses Not Affecting Retained Earnings
-72.00
-14.00%
-63.16
+9.06%
-69.46
-24.64%
-55.73
Other Equity Adjustments
-72.00
-14.00%
-63.16
+9.06%
-69.46
-24.64%
-55.73
Total Equity Gross Minority Interest
745.96
-1.01%
753.57
-13.31%
869.28
-2.76%
894.00
Total Capitalization
1,852.45
-15.35%
2,188.36
+1.73%
2,151.10
+39.20%
1,545.34
Invested Capital
2,002.45
-15.27%
2,363.36
-0.54%
2,376.10
+32.35%
1,795.34
Total Debt
1,256.49
-21.95%
1,609.79
+6.83%
1,506.81
+67.18%
901.34
Net Debt
1,089.22
-29.54%
1,545.92
+7.63%
1,436.30
+79.60%
799.72
Net Tangible Assets
631.00
-1.11%
638.12
-2.72%
655.93
-3.55%
680.09
Tangible Book Value
631.00
-1.11%
638.12
-2.72%
655.93
-3.55%
680.09
Cash Cash Equivalents And Federal Funds Sold
167.27
+161.91%
63.86
-9.43%
70.52
-30.61%
101.61
Held To Maturity Securities
120.22
-11.44%
135.74
-7.32%
146.47
+23.82%
118.29
Line Of Credit
150.00
-14.29%
175.00
-22.22%
225.00
-10.00%
250.00
Other Equity Interest
-18.97
+9.30%
-20.92
+8.51%
-22.86
+7.84%
-24.81
Line Item Trend 2025-06-30 2024-06-30 2023-06-30 2022-06-30
Operating Cash Flow
24.77
-43.67%
43.97
-36.78%
69.55
-14.45%
81.30
Cash Flow From Continuing Operating Activities
24.77
-43.67%
43.97
-36.78%
69.55
-14.45%
81.30
Net Income From Continuing Operations
26.07
+130.09%
-86.67
-312.36%
40.81
-39.58%
67.55
Depreciation Amortization Depletion
4.88
-7.13%
5.26
-16.52%
6.30
-5.41%
6.66
Depreciation
4.39
-7.27%
4.73
-17.50%
5.73
-3.99%
5.97
Amortization Cash Flow
0.49
-5.89%
0.53
-6.57%
0.56
-17.81%
0.69
Depreciation And Amortization
4.88
-7.13%
5.26
-16.52%
6.30
-5.41%
6.66
Amortization Of Intangibles
0.49
-5.89%
0.53
-6.57%
0.56
-17.81%
0.69
Other Non Cash Items
-0.22
-101.79%
12.48
-22.85%
16.18
+42.02%
11.39
Pension And Employee Benefit Expense
0.61
+782.61%
0.07
-80.73%
0.36
-64.31%
1.00
Stock Based Compensation
3.18
-20.66%
4.00
-17.85%
4.87
-23.14%
6.34
Asset Impairment Charge
0.00
-100.00%
97.37
0.00
0.00
Deferred Tax
-0.94
-8.65%
-0.87
-131.09%
2.79
-44.48%
5.02
Deferred Income Tax
-0.94
-8.65%
-0.87
-131.09%
2.79
-44.48%
5.02
Operating Gains Losses
-0.17
-100.94%
18.48
+28.80%
14.34
+1170.45%
-1.34
Gain Loss On Investment Securities
0.00
-100.00%
18.14
+19.10%
15.23
+2623.97%
0.56
Gain Loss On Sale Of PPE
0.02
+318.18%
-0.01
+99.62%
-2.89
-695.04%
-0.36
Change In Working Capital
-10.39
+15.61%
-12.31
+32.49%
-18.23
-168.05%
-6.80
Change In Receivables
1.42
+202.52%
-1.39
+81.90%
-7.67
-594.47%
-1.10
Changes In Account Receivables
1.42
+202.52%
-1.39
+81.90%
-7.67
-594.47%
-1.10
Change In Payables And Accrued Expense
-4.73
-454.12%
1.34
-86.33%
9.78
+1046.07%
0.85
Change In Payable
-4.73
-454.12%
1.34
-86.33%
9.78
+1046.07%
0.85
Change In Account Payable
-4.73
-454.12%
1.34
-86.33%
9.78
+1046.07%
0.85
Change In Other Working Capital
-10.45
-18.39%
-8.83
-2.09%
-8.64
-40.18%
-6.17
Change In Other Current Assets
6.52
+231.98%
-4.94
-274.30%
2.83
-64.24%
7.92
Change In Other Current Liabilities
-3.15
-309.10%
1.51
+110.36%
-14.53
-74.93%
-8.31
Investing Cash Flow
41.11
-84.07%
258.12
+161.76%
-417.92
+12.92%
-479.95
Cash Flow From Continuing Investing Activities
41.11
-84.07%
258.12
+161.76%
-417.92
+12.92%
-479.95
Net PPE Purchase And Sale
-3.37
-149.41%
-1.35
-163.53%
2.12
+192.07%
-2.31
Purchase Of PPE
-3.38
-150.59%
-1.35
+0.37%
-1.35
+53.60%
-2.92
Sale Of PPE
0.02
0.00
-100.00%
3.48
+468.63%
0.61
Capital Expenditure
-3.38
-150.59%
-1.35
+0.37%
-1.35
+53.60%
-2.92
Purchase Of Investment
-107.85
-41.23%
-76.36
+63.22%
-207.64
+34.20%
-315.55
Sale Of Investment
199.46
-19.56%
247.95
+2.47%
241.98
-44.58%
436.60
Net Business Purchase And Sale
—
—
0.00
0.00
Net Other Investing Changes
19.64
+510.21%
-4.79
+75.56%
-19.59
-91.54%
-10.23
Financing Cash Flow
37.52
+112.15%
-308.74
-197.31%
317.27
-26.63%
432.41
Cash Flow From Continuing Financing Activities
37.52
+112.15%
-308.74
-197.31%
317.27
-26.63%
432.41
Net Issuance Payments Of Debt
-453.50
-323.95%
202.50
-66.53%
605.00
+181.40%
215.00
Issuance Of Debt
3,855.00
-40.23%
6,450.00
+2.71%
6,280.00
+53.73%
4,085.00
Repayment Of Debt
-4,308.50
+31.04%
-6,247.50
-10.09%
-5,675.00
-38.41%
-4,100.00
Long Term Debt Issuance
3,855.00
-40.23%
6,450.00
+2.71%
6,280.00
+53.73%
4,085.00
Long Term Debt Payments
-4,183.50
+32.50%
-6,197.50
-9.69%
-5,650.00
-37.80%
-4,100.00
Net Long Term Debt Issuance
-328.50
-230.10%
252.50
-59.92%
630.00
+4300.00%
-15.00
Short Term Debt Payments
-125.00
-150.00%
-50.00
-100.00%
-25.00
—
Net Short Term Debt Issuance
-125.00
-150.00%
-50.00
-100.00%
-25.00
-110.87%
230.00
Net Common Stock Issuance
-0.36
+96.91%
-11.72
+58.16%
-28.02
+78.53%
-130.50
Common Stock Payments
-0.36
+96.91%
-11.72
+58.16%
-28.02
+78.53%
-130.50
Common Stock Dividend Paid
-27.63
-0.25%
-27.56
+3.28%
-28.50
+7.15%
-30.69
Cash Dividends Paid
-27.63
-0.25%
-27.56
+3.28%
-28.50
+7.15%
-30.69
Repurchase Of Capital Stock
-0.36
+96.91%
-11.72
+58.16%
-28.02
+78.53%
-130.50
Proceeds From Stock Option Exercised
—
—
0.00
0.00
Net Other Financing Charges
1.91
+305.38%
-0.93
-158.35%
1.59
+60.16%
0.99
Changes In Cash
103.41
+1654.73%
-6.65
+78.61%
-31.10
-192.12%
33.76
Beginning Cash Position
63.86
-9.43%
70.52
-30.61%
101.61
+49.75%
67.86
End Cash Position
167.27
+161.91%
63.86
-9.43%
70.52
-30.61%
101.61
Free Cash Flow
21.39
-49.82%
42.62
-37.50%
68.19
-13.00%
78.38
Interest Paid Supplemental Data
194.26
+5.04%
184.94
+70.42%
108.52
+276.58%
28.82
Income Tax Paid Supplemental Data
4.06
-38.77%
6.63
-32.87%
9.88
-36.45%
15.55
Net Investment Properties Purchase And Sale
0.00
-100.00%
11.98
+3703.81%
0.32
-55.51%
0.71
Sale Of Business
—
—
0.00
0.00
Sale Of Investment Properties
0.00
-100.00%
11.98
+3703.81%
0.32
-55.51%
0.71
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

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