Symbols / MCB Stock $87.81 -3.00% Metropolitan Bank Holding Corp.

Financial Services • Banks - Regional • United States • NYQ
MCB (Stock) Chart
O: — H: — L: — C: — V: —
SMA 20: — SMA 50: — SMA 200: —
Stock Fundamentals
Scroll to Statements
Index EQUITY
Sector Financial Services
Industry Banks - Regional
CEO Mr. Mark R. DeFazio
Exch · Country NYQ · United States
Market Cap 1.09B
Enterprise Value 484.98M
Income 86.17M
Sales 302.22M
FCF (ttm) —
Book/sh 73.66
Cash/sh 54.40
Employees 326
Insider 10d —
IPO Nov 08, 2017
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout 6.18%
P/E 10.85
Forward P/E 7.42
PEG —
P/S 3.61
P/B 1.19
P/C —
EV/EBITDA —
EV/Sales 1.60
Quick Ratio —
Current Ratio —
Debt/Eq —
LT Debt/Eq —
EPS (ttm) 8.09
EPS next Y 11.84
EPS Growth 101.40%
Revenue Growth 37.40%
EPS Gr Q/Q 92.20%
Rev Gr Q/Q —
Earnings (next) 2026-07-16
Earnings (prior) 2026-04-21
ROA 1.05%
ROE 10.22%
ROIC —
Gross Margin 0.00%
Oper. Margin 50.93%
Profit Margin 28.51%
Shs Outstand 12.39M
Shs Float 11.17M
Insider Own 5.20%
Instit Own 77.73%
Short Float 4.69%
Short Ratio 3.65
Short Interest 549.50K
52W High 97.84
vs 52W High -10.25%
52W Low 62.58
vs 52W Low 40.33%
Beta 1.02
Impl. Vol. 53.17%
Rel Volume 0.73
Avg Volume 175.78K
Volume 129.14K
Target (mean) $104.67
Tgt Median $108.00
Tgt Low $97.00
Tgt High $109.00
# Analysts 3
Recom None
Prev Close $90.53
Price $87.81
Change -3.00%
About

Metropolitan Bank Holding Corp. operates as the bank holding company for Metropolitan Commercial Bank that provides a range of business, commercial, and retail banking products and services. It offers checking, savings, term deposit, money market, non-interest-bearing demand deposit, and other time deposits. The company also provides lending products, including commercial real estate; multi-family; construction; one-to four-family real estate loans; commercial and industrial loans; consumer loans, including purchased student loans; acquisition and renovation loans; loans on owner-occupied properties; loans to refinance or return borrower equity; working capital lines of credit; trade finance; letters of credit; and term loans. In addition, it offers cash management services, online and mobile banking, ACH, remote deposit capture, and debit cards products, and third-part debit cards products, as well as merchant services. It serves small businesses, middle-market enterprises, public entities, and individuals. The company was formerly known as Metbank Holding Corp. and changed its name to Metropolitan Bank Holding Corp. in January 2007. Metropolitan Bank Holding Corp. was incorporated in 1997 and is headquartered in New York, New York.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
$104.67
Mean price target
2. Current target
$87.81
Latest analyst target
3. DCF / Fair value
$121.35
Fallback: EPS × 15 (assumed fair P/E). No FCF data; use with …
Ratings
Current target
$87.81
Low
$97.00
High
$109.00
Mean
$104.67

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2026-04-23 main Keefe, Bruyette & Woods Outperform → Outperform $109
2026-04-16 init UBS — → Neutral $97
2026-01-22 main Keefe, Bruyette & Woods Outperform → Outperform $105
2025-10-27 main Keefe, Bruyette & Woods Outperform → Outperform $90
2025-07-21 main Keefe, Bruyette & Woods Outperform → Outperform $95
2024-12-13 main Piper Sandler Overweight → Overweight $74
2024-12-04 main Keefe, Bruyette & Woods Outperform → Outperform $85
2024-07-23 main JP Morgan Overweight → Overweight $70
2024-07-23 reit Keefe, Bruyette & Woods Outperform → Outperform $68
2024-04-04 main JP Morgan Overweight → Overweight $50
2024-03-11 reit Keefe, Bruyette & Woods Outperform → Outperform $55
2024-03-04 main JP Morgan Overweight → Overweight $55
2024-01-22 main Keefe, Bruyette & Woods Outperform → Outperform $66
2023-12-15 init Piper Sandler — → Overweight $60
2023-10-05 main JP Morgan Overweight → Overweight $50
2023-07-25 main Keefe, Bruyette & Woods Outperform → Outperform $65
2023-04-06 main Keefe, Bruyette & Woods — → Outperform $69
2023-01-23 main JP Morgan — → Overweight $63
2023-01-11 main JP Morgan — → Overweight $66
2022-12-13 main JP Morgan — → Overweight $67
News
RSS: Latest MCB news
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2026-03-10 DOUGHERTY DANIEL F. Chief Financial Officer — 1,000 $79.95 $79,950
2026-03-02 ROSENBERG NICK Officer — 4,241 $0.00 $0
2026-03-02 DEFAZIO MARK R Chief Executive Officer — 71,893 $0.00 $0
2026-03-02 LUBLIN SCOTT Officer — 23,045 $0.00 $0
2026-03-02 CAPRA LAURA Officer — 4,650 $0.00 $0
2026-03-02 BERRIOS DIXIANA M. Chief Operating Officer — 3,432 $0.00 $0
2026-03-02 SCOTT NORMAN Officer — 2,296 $0.00 $0
2026-03-02 ERIKSON FREDERIK F General Counsel — 4,536 $0.00 $0
2026-03-02 BONNAR GERALD DAVID Officer — 2,153 $0.00 $0
2026-03-02 DOUGHERTY DANIEL F. Chief Financial Officer — 5,487 $0.00 $0
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
291.08
+11.92%
260.08
+9.44%
237.63
-3.11%
245.27
Operating Revenue
291.08
+11.92%
260.08
+9.44%
237.63
-3.11%
245.27
Selling General And Administration
93.58
+4.39%
89.64
+17.89%
76.04
+22.81%
61.91
General And Administrative Expense
93.58
+4.39%
89.64
+17.89%
76.04
+22.81%
61.91
Salaries And Wages
84.03
+7.92%
77.86
+16.28%
66.96
+16.88%
57.29
Other Gand A
—
—
—
—
Reconciled Depreciation
-11.05
+3.15%
-11.41
-259.79%
7.14
-26.46%
9.71
Net Income
71.10
+6.62%
66.69
-13.70%
77.27
+30.03%
59.42
Pretax Income
101.51
+4.56%
97.08
-9.20%
106.92
+10.34%
96.90
Net Interest Income
303.24
+19.82%
253.08
+13.57%
222.84
-2.76%
229.16
Interest Expense
212.04
-1.51%
215.29
+41.11%
152.57
+383.10%
31.58
Interest Income
515.28
+10.01%
468.38
+24.77%
375.40
+43.98%
260.74
Gain On Sale Of Security
—
—
—
—
Tax Provision
30.41
+0.05%
30.39
+2.51%
29.65
-20.88%
37.47
Tax Rate For Calcs
0.00
-4.31%
0.00
+12.91%
0.00
-28.29%
0.00
Tax Effect Of Unusual Items
0.00
0.00
0.00
0.00
Net Income Including Noncontrolling Interests
71.10
+6.62%
66.69
-13.70%
77.27
+30.03%
59.42
Net Income From Continuing Operation Net Minority Interest
71.10
+6.62%
66.69
-13.70%
77.27
+30.03%
59.42
Net Income From Continuing And Discontinued Operation
71.10
+6.62%
66.69
-13.70%
77.27
+30.03%
59.42
Net Income Continuous Operations
71.10
+6.62%
66.69
-13.70%
77.27
+30.03%
59.42
Normalized Income
71.10
+6.62%
66.69
-13.70%
77.27
+30.03%
59.42
Net Income Common Stockholders
71.10
+6.62%
66.69
-13.29%
76.90
+29.72%
59.28
Otherunder Preferred Stock Dividend
—
—
0.36
+158.87%
0.14
Diluted EPS
6.62
+11.64%
5.93
-14.18%
6.91
+30.62%
5.29
Basic EPS
6.71
+12.40%
5.97
-14.10%
6.95
+28.23%
5.42
Basic Average Shares
10.59
-5.23%
11.18
+1.08%
11.06
+1.20%
10.93
Diluted Average Shares
10.74
-4.56%
11.26
+1.13%
11.13
-0.63%
11.20
Diluted NI Availto Com Stockholders
71.10
+6.62%
66.69
-13.29%
76.90
+29.72%
59.28
Insurance And Claims
9.55
-18.95%
11.78
+29.78%
9.08
+96.26%
4.62
Occupancy And Equipment
10.32
+6.90%
9.66
+3.34%
9.34
+5.52%
8.86
Other Non Interest Expense
33.15
-8.22%
36.12
+141.02%
14.99
-71.76%
53.07
Professional Expense And Contract Services Expense
14.93
-29.96%
21.32
+18.02%
18.06
+25.24%
14.42
Line Item Trend 2025-12-31
Total Assets
8,255.72
Cash And Cash Equivalents
393.59
Cash Financial
12.09
Other Short Term Investments
551.05
Receivables
—
Accounts Receivable
—
Other Receivables
—
Prepaid Assets
—
Net PPE
—
Gross PPE
—
Accumulated Depreciation
—
Land And Improvements
—
Machinery Furniture Equipment
—
Construction In Progress
—
Leases
—
Goodwill And Other Intangible Assets
—
Goodwill
—
Investments And Advances
961.80
Total Liabilities Net Minority Interest
7,512.60
Payables And Accrued Expenses
—
Payables
—
Accounts Payable
—
Long Term Debt And Capital Lease Obligation
10.97
Long Term Debt
10.97
Preferred Securities Outside Stock Equity
20.62
Stockholders Equity
743.11
Common Stock Equity
743.11
Capital Stock
0.11
Common Stock
0.11
Preferred Stock
—
Share Issued
11.30
Ordinary Shares Number
10.09
Treasury Shares Number
1.21
Additional Paid In Capital
405.56
Retained Earnings
450.64
Gains Losses Not Affecting Retained Earnings
-39.74
Treasury Stock
73.47
Other Equity Adjustments
-39.74
Total Equity Gross Minority Interest
743.11
Total Capitalization
754.09
Invested Capital
754.09
Total Debt
10.97
Net Debt
—
Net Tangible Assets
743.11
Tangible Book Value
743.11
Available For Sale Securities
54.12
Cash Cash Equivalents And Federal Funds Sold
393.59
Held To Maturity Securities
356.63
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
88.68
-40.27%
148.46
+249.92%
42.43
-50.60%
85.89
Cash Flow From Continuing Operating Activities
88.68
-40.27%
148.46
+249.92%
42.43
-50.60%
85.89
Net Income From Continuing Operations
71.10
+6.62%
66.69
-13.70%
77.27
+30.03%
59.42
Depreciation Amortization Depletion
-11.05
+3.15%
-11.41
-259.79%
7.14
-26.46%
9.71
Depreciation
-11.05
+3.15%
-11.41
-259.79%
7.14
-26.46%
9.71
Depreciation And Amortization
-11.05
+3.15%
-11.41
-259.79%
7.14
-26.46%
9.71
Other Non Cash Items
-1.17
+60.68%
-2.99
-3881.33%
-0.07
-133.33%
0.23
Stock Based Compensation
8.93
+0.33%
8.90
-8.87%
9.77
+24.62%
7.84
Deferred Tax
-9.26
-231.09%
-2.80
+0.07%
-2.80
+30.00%
-4.00
Deferred Income Tax
-9.26
-231.09%
-2.80
+0.07%
-2.80
+30.00%
-4.00
Operating Gains Losses
—
—
-0.05
-57.58%
-0.03
Gain Loss On Investment Securities
—
—
0.00
0.00
Unrealized Gain Loss On Investment Securities
—
—
-0.02
-108.91%
0.26
Change In Working Capital
-7.45
-108.89%
83.81
+237.05%
-61.16
-2473.19%
2.58
Change In Receivables
0.00
-100.00%
87.65
+4390.16%
-2.04
+95.53%
-45.74
Changes In Account Receivables
—
—
—
—
Change In Prepaid Assets
—
—
—
—
Change In Payables And Accrued Expense
—
—
—
—
Change In Payable
—
—
—
—
Change In Account Payable
—
—
—
—
Change In Other Working Capital
—
—
—
—
Change In Other Current Assets
-3.96
+3.08%
-4.09
+86.38%
-30.02
-981.10%
3.41
Change In Other Current Liabilities
-3.48
-1471.65%
0.25
+100.87%
-29.09
-164.78%
44.91
Investing Cash Flow
-762.96
-106.42%
-369.61
+52.34%
-775.45
+36.92%
-1,229.35
Cash Flow From Continuing Investing Activities
-762.96
-106.42%
-369.61
+52.34%
-775.45
+36.92%
-1,229.35
Net PPE Purchase And Sale
-6.26
-137.82%
-2.63
+54.24%
-5.75
+70.13%
-19.25
Purchase Of PPE
-6.26
-137.82%
-2.63
+54.24%
-5.75
+70.13%
-19.25
Capital Expenditure
-6.26
-137.82%
-2.63
+54.24%
-5.75
+70.13%
-19.25
Net Investment Purchase And Sale
-0.86
-104.30%
20.08
-45.57%
36.89
+142.88%
-86.03
Purchase Of Investment
-199.06
-173.40%
-72.81
-1.97%
-71.40
+65.57%
-207.40
Sale Of Investment
198.20
+113.37%
92.89
-14.23%
108.30
-10.77%
121.37
Net Other Investing Changes
10.00
+20.10%
8.33
+149.42%
-16.86
-66.69%
-10.11
Financing Cash Flow
867.60
+470.96%
151.96
-79.61%
745.07
+177.74%
-958.47
Cash Flow From Continuing Financing Activities
867.60
+470.96%
151.96
-79.61%
745.07
+177.74%
-958.47
Net Issuance Payments Of Debt
-446.47
-400.84%
-89.14
-130.86%
288.86
+44.03%
200.55
Issuance Of Debt
3.53
-98.33%
211.00
-37.94%
340.00
+36.00%
250.00
Repayment Of Debt
-450.00
-49.93%
-300.14
-486.91%
-51.14
-3.42%
-49.45
Long Term Debt Issuance
3.53
-98.33%
211.00
-37.94%
340.00
+36.00%
250.00
Long Term Debt Payments
-450.00
-49.93%
-300.14
-486.91%
-51.14
-3.42%
-49.45
Net Long Term Debt Issuance
-446.47
-400.84%
-89.14
-130.86%
288.86
+44.03%
200.55
Net Common Stock Issuance
-77.02
-1580.86%
-4.58
-44.54%
-3.17
-103.34%
-1.56
Common Stock Payments
-77.02
-1580.86%
-4.58
-44.54%
-3.17
-103.34%
-1.56
Common Stock Dividend Paid
-3.12
0.00
0.00
—
Cash Dividends Paid
-3.12
0.00
0.00
—
Repurchase Of Capital Stock
-77.02
-1580.86%
-4.58
-44.54%
-3.17
-103.34%
-1.56
Proceeds From Stock Option Exercised
—
0.00
0.00
-100.00%
0.19
Changes In Cash
193.32
+379.37%
-69.20
-674.39%
12.05
+100.57%
-2,101.93
Beginning Cash Position
200.27
-25.68%
269.46
+4.68%
257.42
-89.09%
2,359.35
End Cash Position
393.59
+96.53%
200.27
-25.68%
269.46
+4.68%
257.42
Free Cash Flow
82.42
-43.48%
145.83
+297.60%
36.68
-44.97%
66.65
Interest Paid Supplemental Data
212.22
-1.47%
215.38
+42.26%
151.40
+379.14%
31.60
Income Tax Paid Supplemental Data
25.85
-25.70%
34.80
-3.80%
36.17
+2.46%
35.30
Common Stock Issuance
—
—
0.00
0.00
Issuance Of Capital Stock
—
—
0.00
0.00
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

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