Symbols / MNDO Stock $1.07 -0.93% MIND C.T.I. Ltd

Technology • Software - Application • Israel • NGM
MNDO (Stock) Chart
O: — H: — L: — C: — V: —
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Stock Fundamentals
Scroll to Statements
Index EQUITY
Sector Technology
Industry Software - Application
CEO Mr. Ariel Glassner
Exch · Country NGM · Israel
Market Cap 21.60M
Enterprise Value 8.97M
Income 2.60M
Sales 19.46M
FCF (ttm) 3.22M
Book/sh 1.13
Cash/sh 0.67
Employees 139
Insider 10d —
IPO Aug 08, 2000
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout 169.23%
P/E 8.23
Forward P/E —
PEG 2.23
P/S 1.11
P/B 0.95
P/C —
EV/EBITDA 3.81
EV/Sales 0.46
Quick Ratio 3.66
Current Ratio 3.83
Debt/Eq 4.03
LT Debt/Eq —
EPS (ttm) 0.13
EPS next Y —
EPS Growth -23.00%
Revenue Growth -6.00%
EPS Gr Q/Q -23.30%
Rev Gr Q/Q —
Earnings (next) 2026-05-11
Earnings (prior) 2005-11-15
ROA 4.28%
ROE 11.00%
ROIC —
Gross Margin 50.99%
Oper. Margin 16.50%
Profit Margin 13.38%
Shs Outstand 20.19M
Shs Float 15.76M
Insider Own 22.03%
Instit Own 8.26%
Short Float 0.02%
Short Ratio 0.09
Short Interest 2.92K
52W High 1.69
vs 52W High -36.69%
52W Low 0.98
vs 52W Low 9.18%
Beta 0.56
Impl. Vol. 25.00%
Rel Volume 0.90
Avg Volume 38.28K
Volume 34.63K
Target (mean) —
Tgt Median —
Tgt Low —
Tgt High —
# Analysts —
Recom None
Prev Close $1.08
Price $1.07
Change -0.93%
About

MIND C.T.I. Ltd., together with its subsidiaries, develops, manufactures, markets, sells, and implements billing and customer care software solutions in the Americas, Europe, Israel, the Asia Pacific, and Africa. It operates in two segments, Billing and Related Services, and Messaging. The company offers billing and customer care solutions that support various services, such as voice, data, and content services, as well as prepaid, postpaid, and pay-in-advance payment models in a single platform. Its solutions also include a workflow engine to support the implementation of business processes, including subscriber registration, order management, trouble ticket, and debt collection; and a point-of-sale solution that covers dealer, store and cashier management, and sales cycle related activities, as well as UC analytics solutions and call accounting systems. In addition, the company offers professional services comprising turnkey project delivery, customer support and maintenance, integration, customizations, and project management; and managed services, including day to day billing operational tasks. Further, it provides PhonEX ONE, a call management system that collects, records, and stores call information, which is used by organizations for telecom expense management, call accounting, traffic analysis, and fraud detection; and a mobile messaging platform. The company offers its products directly, as well as through distributors and resellers primarily to communication service providers, such as traditional wireline and wireless, voice over IP, broadband IP network operators, wireless internet service providers, LTE operators and 5G carriers, and mobile virtual network operators. MIND C.T.I. Ltd. was incorporated in 1995 and is headquartered in Yokneam Illit, Israel.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
—
Mean price target
2. Current target
$1.07
Latest analyst target
3. DCF / Fair value
$2.87
Simplified: (Free Cash Flow ÷ Shares) × 18 (P/FCF multiple). Not a …
Ratings
Current target
$1.07
Low
—
High
—
Mean
—

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2012-11-15 init Beardsley Research — → Strong Buy $3
News
RSS: Latest MNDO news
Insider Transactions

No recent insider transactions.

Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
19.46
-9.27%
21.45
-0.77%
21.61
+0.28%
21.55
Operating Revenue
19.46
-9.27%
21.45
-0.77%
21.61
+0.28%
21.55
Cost Of Revenue
9.54
-10.95%
10.71
-0.34%
10.75
+6.99%
10.04
Reconciled Cost Of Revenue
9.54
-10.95%
10.71
-0.34%
10.75
+6.99%
10.04
Operating Expense
7.83
+23.19%
6.36
+3.97%
6.12
+2.24%
5.98
Research And Development
4.05
+19.46%
3.39
-4.15%
3.54
+1.23%
3.50
Selling General And Administration
3.78
+27.45%
2.97
+15.12%
2.58
+3.66%
2.49
Selling And Marketing Expense
1.47
+13.92%
1.29
+10.67%
1.16
+20.41%
0.96
General And Administrative Expense
2.32
+37.79%
1.68
+18.77%
1.42
-6.96%
1.52
Other Gand A
2.32
+37.79%
1.68
+18.77%
1.42
-6.96%
1.52
Total Expenses
17.37
+1.77%
17.07
+1.22%
16.86
+5.22%
16.03
Operating Income
2.09
-52.34%
4.38
-7.83%
4.75
-14.03%
5.52
Total Operating Income As Reported
2.09
-52.34%
4.38
-7.83%
4.75
-14.03%
5.52
EBITDA
2.36
-48.37%
4.56
-7.72%
4.95
-13.50%
5.72
Normalized EBITDA
2.09
-55.55%
4.71
-3.60%
4.89
-16.62%
5.86
Reconciled Depreciation
0.27
+45.16%
0.19
-5.10%
0.20
+1.55%
0.19
EBIT
2.09
-52.34%
4.38
-7.83%
4.75
-14.03%
5.52
Total Unusual Items
0.26
+277.03%
-0.15
-355.17%
0.06
+140.28%
-0.14
Total Unusual Items Excluding Goodwill
0.26
+277.03%
-0.15
-355.17%
0.06
+140.28%
-0.14
Net Income
2.60
-43.76%
4.63
-10.39%
5.17
-2.27%
5.29
Pretax Income
2.77
-44.26%
4.96
-10.17%
5.53
-1.62%
5.62
Net Non Operating Interest Income Expense
0.42
-42.99%
0.73
+2.23%
0.72
+203.38%
0.24
Interest Expense Non Operating
—
—
—
0.06
Net Interest Income
0.42
-42.99%
0.73
+2.23%
0.72
+203.38%
0.24
Interest Expense
—
—
—
0.06
Interest Income Non Operating
0.47
-36.67%
0.75
+1.76%
0.74
+181.30%
0.26
Interest Income
0.47
-36.67%
0.75
+1.76%
0.74
+181.30%
0.26
Other Income Expense
0.26
+277.03%
-0.15
-355.17%
0.06
+140.28%
-0.14
Gain On Sale Of Security
0.26
+277.03%
-0.15
-355.17%
0.06
+140.28%
-0.14
Tax Provision
0.16
-51.20%
0.33
-6.96%
0.36
+8.79%
0.33
Tax Rate For Calcs
0.00
-12.61%
0.00
+3.57%
0.00
+10.58%
0.00
Tax Effect Of Unusual Items
0.02
+254.70%
-0.01
-364.28%
0.00
+144.54%
-0.01
Net Income Including Noncontrolling Interests
2.60
-43.76%
4.63
-10.39%
5.17
-2.27%
5.29
Net Income From Continuing Operation Net Minority Interest
2.60
-43.76%
4.63
-10.39%
5.17
-2.27%
5.29
Net Income From Continuing And Discontinued Operation
2.60
-43.76%
4.63
-10.39%
5.17
-2.27%
5.29
Net Income Continuous Operations
2.60
-43.76%
4.63
-10.39%
5.17
-2.27%
5.29
Normalized Income
2.36
-50.56%
4.77
-6.74%
5.11
-5.71%
5.42
Net Income Common Stockholders
2.60
-43.76%
4.63
-10.39%
5.17
-2.27%
5.29
Diluted EPS
0.13
-40.91%
0.22
-12.00%
0.25
-3.85%
0.26
Basic EPS
0.13
-43.48%
0.23
-11.54%
0.26
+0.00%
0.26
Basic Average Shares
20.47
+0.83%
20.30
+0.66%
20.16
+0.32%
20.10
Diluted Average Shares
20.63
+0.23%
20.58
+0.54%
20.47
+0.36%
20.40
Diluted NI Availto Com Stockholders
2.60
-43.76%
4.63
-10.39%
5.17
-2.27%
5.29
Total Other Finance Cost
0.06
+273.33%
0.01
-16.67%
0.02
-28.00%
0.03
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Assets
30.17
-1.75%
30.70
-2.92%
31.62
-0.37%
31.74
Current Assets
16.08
-15.00%
18.92
-4.03%
19.71
-2.88%
20.30
Cash Cash Equivalents And Short Term Investments
13.55
-13.97%
15.75
-5.13%
16.60
-5.01%
17.48
Cash And Cash Equivalents
8.12
+82.30%
4.45
+50.51%
2.96
-43.82%
5.26
Cash Equivalents
4.97
+233.31%
1.49
+93.51%
0.77
+5.62%
0.73
Cash Financial
3.14
+6.18%
2.96
+35.35%
2.19
-51.78%
4.54
Other Short Term Investments
5.44
-51.89%
11.30
-17.18%
13.65
+11.72%
12.21
Receivables
1.80
-34.80%
2.76
+4.43%
2.64
+3.82%
2.54
Accounts Receivable
1.71
-31.43%
2.50
+8.85%
2.29
-2.63%
2.36
Gross Accounts Receivable
1.72
-36.40%
2.71
+17.30%
2.31
-4.94%
2.43
Allowance For Doubtful Accounts Receivable
-0.01
+96.15%
-0.21
-1633.33%
-0.01
+82.86%
-0.07
Other Receivables
—
—
—
0.11
Accrued Interest Receivable
0.08
-67.44%
0.26
-25.00%
0.34
+85.95%
0.18
Prepaid Assets
0.33
+88.57%
0.17
-36.82%
0.28
+63.91%
0.17
Other Current Assets
0.40
+71.06%
0.23
+21.13%
0.19
+79.63%
0.11
Total Non Current Assets
14.08
+19.53%
11.78
-1.07%
11.91
+4.06%
11.45
Net PPE
1.00
-1.47%
1.02
+12.25%
0.91
-22.63%
1.17
Gross PPE
3.40
+10.33%
3.08
-1.91%
3.14
-6.05%
3.34
Accumulated Depreciation
-2.40
-16.15%
-2.06
+7.66%
-2.23
-2.90%
-2.17
Properties
0.00
0.00
0.00
0.00
Buildings And Improvements
0.88
+1.74%
0.86
+24.78%
0.69
-27.06%
0.95
Machinery Furniture Equipment
2.41
+9.81%
2.19
-9.54%
2.42
+2.28%
2.37
Other Properties
—
—
—
0.95
Leases
0.12
+325.93%
0.03
+0.00%
0.03
+0.00%
0.03
Goodwill And Other Intangible Assets
11.34
+44.19%
7.86
-3.36%
8.14
-0.27%
8.16
Goodwill
9.96
+28.90%
7.73
-1.82%
7.87
+1.12%
7.79
Other Intangible Assets
1.38
+919.26%
0.14
-49.06%
0.27
-29.14%
0.37
Non Current Accounts Receivable
—
0.45
-37.25%
0.71
+1131.03%
0.06
Non Current Deferred Assets
0.15
+36.11%
0.11
+5.88%
0.10
-28.67%
0.14
Non Current Deferred Taxes Assets
0.15
+36.11%
0.11
+5.88%
0.10
-28.67%
0.14
Total Liabilities Net Minority Interest
7.12
+11.10%
6.41
-10.24%
7.14
-10.07%
7.94
Current Liabilities
4.20
+28.09%
3.27
-26.78%
4.47
-13.52%
5.17
Payables And Accrued Expenses
1.86
-9.20%
2.04
-21.48%
2.60
-1.33%
2.64
Payables
0.55
-29.00%
0.77
-22.24%
0.99
+5.55%
0.94
Accounts Payable
0.55
-29.00%
0.77
-22.24%
0.99
+5.55%
0.94
Other Payable
—
—
—
0.28
Current Accrued Expenses
1.31
+2.75%
1.27
-21.00%
1.61
-5.11%
1.70
Employee Benefits
1.60
-31.97%
2.35
+13.88%
2.06
+6.74%
1.93
Current Debt And Capital Lease Obligation
0.26
+35.64%
0.19
-13.76%
0.22
-19.56%
0.27
Current Capital Lease Obligation
0.26
+35.64%
0.19
-13.76%
0.22
-19.56%
0.27
Current Deferred Liabilities
1.96
+130.86%
0.85
-44.03%
1.52
-23.62%
1.99
Current Deferred Revenue
1.96
+130.86%
0.85
-44.03%
1.52
-23.62%
1.99
Other Current Liabilities
0.12
-36.08%
0.19
+43.70%
0.14
-51.26%
0.28
Total Non Current Liabilities Net Minority Interest
2.92
-6.68%
3.13
+17.53%
2.66
-3.62%
2.76
Long Term Debt And Capital Lease Obligation
0.67
+5.81%
0.64
+50.24%
0.42
-31.06%
0.61
Long Term Capital Lease Obligation
0.67
+5.81%
0.64
+50.24%
0.42
-31.06%
0.61
Defined Pension Benefit
1.60
-31.97%
2.35
+14.38%
2.05
+7.16%
1.91
Non Current Pension And Other Postretirement Benefit Plans
1.60
-31.97%
2.35
+13.88%
2.06
+6.74%
1.93
Non Current Deferred Liabilities
0.65
+340.54%
0.15
-17.78%
0.18
-17.81%
0.22
Non Current Deferred Revenue
0.24
+121.30%
0.11
+8.00%
0.10
-6.54%
0.11
Non Current Deferred Taxes Liabilities
0.41
+932.50%
0.04
-50.00%
0.08
-28.57%
0.11
Stockholders Equity
23.05
-5.13%
24.30
-0.78%
24.49
+2.86%
23.81
Common Stock Equity
23.05
-5.13%
24.30
-0.78%
24.49
+2.86%
23.81
Capital Stock
0.05
+0.00%
0.05
+0.00%
0.05
+0.00%
0.05
Common Stock
0.05
+0.00%
0.05
+0.00%
0.05
+0.00%
0.05
Share Issued
21.66
+0.00%
21.66
0.00%
21.66
+0.00%
21.66
Ordinary Shares Number
20.37
+0.03%
20.37
+1.20%
20.12
+0.00%
20.12
Treasury Shares Number
1.29
-0.50%
1.29
-15.76%
1.54
+0.00%
1.54
Additional Paid In Capital
28.02
+0.42%
27.90
+0.46%
27.78
+0.83%
27.55
Retained Earnings
-3.47
-120.74%
-1.57
-17.84%
-1.33
+19.74%
-1.66
Gains Losses Not Affecting Retained Earnings
-0.62
+48.22%
-1.21
-20.58%
-1.00
+6.71%
-1.07
Treasury Stock
0.93
+5.32%
0.88
-12.31%
1.01
-4.82%
1.06
Other Equity Adjustments
-0.62
+48.22%
-1.21
-20.58%
-1.00
+6.71%
-1.07
Total Equity Gross Minority Interest
23.05
-5.13%
24.30
-0.78%
24.49
+2.86%
23.81
Total Capitalization
23.05
-5.13%
24.30
-0.78%
24.49
+2.86%
23.81
Working Capital
11.89
-24.02%
15.64
+2.64%
15.24
+0.76%
15.13
Invested Capital
23.05
-5.13%
24.30
-0.78%
24.49
+2.86%
23.81
Total Debt
0.93
+12.61%
0.82
+28.50%
0.64
-27.54%
0.89
Capital Lease Obligations
0.93
+12.61%
0.82
+28.50%
0.64
-27.54%
0.89
Net Tangible Assets
11.71
-28.74%
16.43
+0.50%
16.35
+4.49%
15.65
Tangible Book Value
11.71
-28.74%
16.43
+0.50%
16.35
+4.49%
15.65
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
3.99
-3.11%
4.11
+0.34%
4.10
-10.05%
4.56
Cash Flow From Continuing Operating Activities
3.99
-3.11%
4.11
+0.34%
4.10
-10.05%
4.56
Net Income From Continuing Operations
2.60
-43.76%
4.63
-10.39%
5.17
-2.27%
5.29
Depreciation Amortization Depletion
0.27
+45.16%
0.19
-5.10%
0.20
+1.55%
0.19
Depreciation And Amortization
0.27
+45.16%
0.19
-5.10%
0.20
+1.55%
0.19
Pension And Employee Benefit Expense
0.05
+4.35%
0.05
+0.00%
0.05
+12.20%
0.04
Stock Based Compensation
0.20
-21.03%
0.25
-10.32%
0.28
+8.91%
0.26
Deferred Tax
-0.10
-130.23%
-0.04
-816.67%
0.01
-14.29%
0.01
Deferred Income Tax
-0.10
-130.23%
-0.04
-816.67%
0.01
-14.29%
0.01
Operating Gains Losses
0.06
+28.26%
0.05
+0.00%
0.05
-11.54%
0.05
Gain Loss On Investment Securities
0.01
—
—
0.01
Unrealized Gain Loss On Investment Securities
-0.01
+36.36%
-0.01
-37.50%
-0.01
-123.53%
0.03
Gain Loss On Sale Of PPE
—
—
0.00
0.00
Change In Working Capital
0.96
+201.48%
-0.95
+40.43%
-1.59
-24.74%
-1.27
Change In Receivables
1.50
+37500.00%
-0.00
+99.27%
-0.55
+17.57%
-0.67
Changes In Account Receivables
1.50
+37500.00%
-0.00
+99.27%
-0.55
+17.57%
-0.67
Change In Prepaid Assets
-0.14
-236.63%
0.10
+193.52%
-0.11
-140.00%
-0.04
Change In Payables And Accrued Expense
-0.33
-87.86%
-0.17
-965.00%
0.02
-85.61%
0.14
Change In Payable
-0.33
-87.86%
-0.17
-965.00%
0.02
-85.61%
0.14
Change In Account Payable
-0.33
-87.86%
-0.17
-965.00%
0.02
-85.61%
0.14
Change In Other Working Capital
0.59
+189.09%
-0.66
-38.66%
-0.48
-120.37%
-0.22
Change In Other Current Assets
0.05
+23.81%
0.04
+117.21%
-0.24
-63.76%
-0.15
Change In Other Current Liabilities
-0.71
-182.94%
-0.25
-9.09%
-0.23
+31.25%
-0.34
Investing Cash Flow
4.27
+86.56%
2.29
+248.67%
-1.54
-184.25%
1.83
Cash Flow From Continuing Investing Activities
4.27
+86.56%
2.29
+248.67%
-1.54
-184.25%
1.83
Net PPE Purchase And Sale
-0.03
-170.00%
-0.01
+84.38%
-0.06
+50.77%
-0.13
Purchase Of PPE
-0.03
-170.00%
-0.01
+84.38%
-0.06
+50.77%
-0.13
Sale Of PPE
—
—
0.00
0.00
Capital Expenditure
-0.03
-170.00%
-0.01
+84.38%
-0.06
+50.77%
-0.13
Net Investment Purchase And Sale
5.88
+149.66%
2.36
+265.45%
-1.42
-170.50%
2.02
Purchase Of Investment
—
0.00
+100.00%
-1.42
-12845.45%
-0.01
Sale Of Investment
5.88
+149.66%
2.36
—
2.03
Net Business Purchase And Sale
-1.53
0.00
0.00
—
Purchase Of Business
-1.53
0.00
0.00
—
Net Other Investing Changes
-0.05
+12.73%
-0.06
-3.77%
-0.05
+13.11%
-0.06
Financing Cash Flow
-4.63
+4.85%
-4.87
-0.60%
-4.84
+7.42%
-5.23
Cash Flow From Continuing Financing Activities
-4.63
+4.85%
-4.87
-0.60%
-4.84
+7.42%
-5.23
Net Common Stock Issuance
-0.13
0.00
0.00
—
Common Stock Payments
-0.13
0.00
0.00
—
Common Stock Dividend Paid
-4.50
+7.52%
-4.87
-0.60%
-4.84
+7.42%
-5.23
Cash Dividends Paid
-4.50
+7.52%
-4.87
-0.60%
-4.84
+7.42%
-5.23
Repurchase Of Capital Stock
-0.13
0.00
0.00
—
Changes In Cash
3.63
+136.04%
1.54
+167.41%
-2.28
-296.55%
1.16
Effect Of Exchange Rate Changes
0.04
+183.72%
-0.04
-59.26%
-0.03
+64.94%
-0.08
Beginning Cash Position
4.45
+50.51%
2.96
-43.82%
5.26
+25.90%
4.18
End Cash Position
8.12
+82.30%
4.45
+50.51%
2.96
-43.82%
5.26
Free Cash Flow
3.96
-3.53%
4.10
+1.68%
4.04
-8.85%
4.43
Income Tax Paid Supplemental Data
0.38
-2.80%
0.39
-6.21%
0.42
+1.45%
0.41
SEC Filings

No SEC filings found for this symbol (may be non-US or ticker not in SEC index).

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