Symbols / MSBI Stock Midland States Bancorp, Inc.

Financial Services • Banks - Regional • United States • NMS
MSBI (Stock) Chart
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Stock Fundamentals
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Index —
Sector Financial Services
Industry Banks - Regional
CEO —
Exch · Country NMS · United States
Market Cap 541.37M
Enterprise Value —
Income —
Sales —
FCF (ttm) —
Book/sh —
Cash/sh —
Employees —
Insider 10d —
IPO —
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout —
P/E 21.68
Forward P/E —
PEG —
P/S —
P/B —
P/C —
EV/EBITDA —
EV/Sales —
Quick Ratio —
Current Ratio —
Debt/Eq —
LT Debt/Eq —
EPS (ttm) —
EPS next Y —
EPS Growth —
Revenue Growth —
EPS Gr Q/Q —
Rev Gr Q/Q —
Earnings (next) —
Earnings (prior) —
ROA —
ROE —
ROIC —
Gross Margin —
Oper. Margin —
Profit Margin —
Shs Outstand —
Shs Float —
Insider Own —
Instit Own —
Short Float —
Short Ratio —
Short Interest —
52W High —
vs 52W High —
52W Low —
vs 52W Low —
Beta —
Impl. Vol. —
Rel Volume —
Avg Volume —
Volume —
Target (mean) —
Tgt Median —
Tgt Low —
Tgt High —
# Analysts —
Recom —
Prev Close —
Price —
Change —
About

No company description available for this symbol.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus
—
Mean price target
2. Current target
—
Latest analyst target
3. DCF / Fair value
—
Simplified FCF or EPS-based estimate
Ratings
Current target
—
Low
—
High
—
Mean
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News
RSS: Latest MSBI news
Insider Transactions

No recent insider transactions.

Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
290.36
-18.50%
356.27
+4.72%
340.22
-10.58%
380.49
Operating Revenue
290.36
-18.50%
356.27
+4.72%
340.22
-10.58%
380.49
Selling General And Administration
118.40
+15.12%
102.84
+1.45%
101.38
+4.55%
96.96
Selling And Marketing Expense
5.86
+49.29%
3.93
+24.32%
3.16
-4.82%
3.32
General And Administrative Expense
112.54
+13.77%
98.92
+0.71%
98.22
+4.89%
93.64
Salaries And Wages
104.40
+11.49%
93.64
+0.22%
93.44
+3.47%
90.31
Other Gand A
—
—
—
—
Reconciled Depreciation
11.95
-9.15%
13.16
+3.42%
12.72
-11.52%
14.38
Total Unusual Items
-154.66
-1868.20%
-7.86
0.00
+100.00%
-4.51
Total Unusual Items Excluding Goodwill
-154.66
-1868.20%
-7.86
0.00
+100.00%
-4.51
Special Income Charges
-154.66
-1868.20%
-7.86
0.00
+100.00%
-4.51
Other Special Charges
—
—
—
3.25
Impairment Of Capital Assets
154.66
+1868.20%
7.86
0.00
0.00
Write Off
—
0.00
0.00
-100.00%
1.26
Net Income
-124.28
-426.68%
38.04
-37.79%
61.16
-38.99%
100.24
Pretax Income
-114.87
-344.92%
46.90
-46.68%
87.96
-33.05%
131.39
Net Interest Income
236.80
+0.19%
236.35
-5.01%
248.82
-3.07%
256.69
Interest Expense
151.06
-20.40%
189.78
+12.78%
168.28
+200.39%
56.02
Interest Income
387.87
-8.98%
426.13
+2.16%
417.10
+33.38%
312.71
Gain On Sale Of Security
0.01
+106.09%
-0.23
+97.55%
-9.37
-154.17%
17.30
Tax Provision
9.41
+6.29%
8.86
-66.96%
26.81
-13.94%
31.15
Tax Rate For Calcs
0.00
+11.23%
0.00
-38.05%
0.00
+28.55%
0.00
Tax Effect Of Unusual Items
-32.48
-2089.20%
-1.48
0.00
+100.00%
-1.07
Net Income Including Noncontrolling Interests
-124.28
-426.68%
38.04
-37.79%
61.16
-38.99%
100.24
Net Income From Continuing Operation Net Minority Interest
-124.28
-426.68%
38.04
-37.79%
61.16
-38.99%
100.24
Net Income From Continuing And Discontinued Operation
-124.28
-426.68%
38.04
-37.79%
61.16
-38.99%
100.24
Net Income Continuous Operations
-124.28
-426.68%
38.04
-37.79%
61.16
-38.99%
100.24
Normalized Income
-2.10
-104.73%
44.42
-27.37%
61.16
-41.02%
103.68
Net Income Common Stockholders
-133.73
-566.79%
28.65
-44.47%
51.59
-46.23%
95.95
Otherunder Preferred Stock Dividend
0.53
+10.14%
0.48
-25.69%
0.65
-41.86%
1.12
Diluted EPS
1.01
+196.19%
-1.05
-145.06%
2.33
-45.56%
4.28
Basic EPS
1.03
+198.20%
-1.05
-145.06%
2.33
-45.69%
4.29
Basic Average Shares
21.90
+2.91%
21.28
-3.78%
22.12
-1.01%
22.34
Diluted Average Shares
21.90
+0.74%
21.74
-1.75%
22.12
-1.21%
22.40
Diluted NI Availto Com Stockholders
-133.73
-566.79%
28.65
-44.47%
51.59
-46.23%
95.95
Average Dilution Earnings
0.00
0.00
0.00
-100.00%
0.00
Amortization
3.22
-19.56%
4.01
-15.76%
4.76
-12.05%
5.41
Amortization Of Intangibles Income Statement
3.22
-19.56%
4.01
-15.76%
4.76
-12.05%
5.41
Depreciation Amortization Depletion Income Statement
3.22
-19.56%
4.01
-15.76%
4.76
-12.05%
5.41
Depreciation And Amortization In Income Statement
3.22
-19.56%
4.01
-15.76%
4.76
-12.05%
5.41
Insurance And Claims
8.14
+54.15%
5.28
+10.44%
4.78
+43.26%
3.34
Occupancy And Equipment
17.22
+2.61%
16.79
+5.00%
15.99
+7.71%
14.84
Other Non Interest Expense
42.01
-15.52%
49.72
+22.68%
40.53
-7.28%
43.71
Preferred Stock Dividends
8.91
+0.00%
8.91
+0.00%
8.91
+181.26%
3.17
Professional Expense And Contract Services Expense
9.87
+26.20%
7.82
+10.97%
7.05
+2.06%
6.91
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Assets
6,513.42
-13.23%
7,506.81
-3.64%
7,790.05
-0.83%
7,855.50
Cash And Cash Equivalents
127.28
+11.59%
114.06
-15.02%
134.21
-12.48%
153.34
Other Short Term Investments
1,291.82
+6.98%
1,207.57
+31.85%
915.89
+19.22%
768.23
Receivables
71.62
-82.19%
402.08
-18.70%
494.54
-3.42%
512.06
Accounts Receivable
23.82
-5.94%
25.33
-25.79%
34.13
+68.04%
20.31
Other Receivables
47.80
-87.31%
376.75
-18.17%
460.41
-6.37%
491.74
Net PPE
85.13
-0.67%
85.71
+3.50%
82.81
+5.77%
78.29
Gross PPE
148.71
+2.81%
144.64
+5.16%
137.54
+6.69%
128.92
Accumulated Depreciation
-63.57
-7.88%
-58.93
-7.67%
-54.73
-8.09%
-50.63
Land And Improvements
15.86
-0.81%
15.99
+0.11%
15.97
-0.22%
16.00
Buildings And Improvements
86.43
+3.76%
83.30
+6.65%
78.10
+8.72%
71.84
Machinery Furniture Equipment
38.30
+4.87%
36.53
+2.04%
35.80
+5.04%
34.08
Other Properties
8.12
-8.07%
8.83
+15.08%
7.67
+9.60%
7.00
Goodwill And Other Intangible Assets
28.73
-85.02%
191.85
-3.24%
198.26
+7.77%
183.97
Goodwill
7.93
-95.10%
161.90
+0.00%
161.90
+0.00%
161.90
Other Intangible Assets
20.81
-30.51%
29.94
-17.65%
36.36
+64.75%
22.07
Investments And Advances
1,559.83
+25.18%
1,246.09
+29.29%
963.82
+17.10%
823.06
Total Liabilities Net Minority Interest
5,947.92
-12.48%
6,795.96
-3.94%
7,074.93
-0.31%
7,096.93
Payables And Accrued Expenses
—
124.27
+12.58%
110.38
+37.60%
80.22
Payables
—
124.27
+12.58%
110.38
+37.60%
80.22
Accounts Payable
—
124.27
+12.58%
110.38
+37.60%
80.22
Current Debt And Capital Lease Obligation
60.18
-31.22%
87.50
-56.44%
200.87
+41.15%
142.31
Current Debt
60.18
-31.22%
87.50
-56.44%
200.87
+41.15%
142.31
Other Current Borrowings
60.18
-31.22%
87.50
-56.44%
200.87
+41.15%
142.31
Long Term Debt And Capital Lease Obligation
320.02
-4.69%
335.75
-16.80%
403.55
-12.23%
459.77
Long Term Debt
320.02
-4.69%
335.75
-16.80%
403.55
-12.23%
459.77
Long Term Capital Lease Obligation
—
—
—
—
Preferred Securities Outside Stock Equity
51.86
+1.27%
51.20
+1.16%
50.62
+1.28%
49.98
Stockholders Equity
565.50
-20.45%
710.85
-0.60%
715.11
-5.73%
758.57
Common Stock Equity
454.95
-24.21%
600.30
-0.71%
604.57
-6.71%
648.03
Capital Stock
110.76
0.00%
110.76
0.00%
110.76
-0.01%
110.77
Common Stock
0.21
-1.40%
0.21
-0.46%
0.22
-2.70%
0.22
Preferred Stock
110.55
+0.00%
110.55
+0.00%
110.55
+0.00%
110.55
Share Issued
21.17
-1.51%
21.49
-0.26%
21.55
-2.99%
22.21
Ordinary Shares Number
21.17
-1.51%
21.49
-0.26%
21.55
-2.99%
22.21
Additional Paid In Capital
428.25
-1.40%
434.35
-0.26%
435.46
-3.06%
449.20
Retained Earnings
86.83
-64.95%
247.70
+0.84%
245.64
-13.02%
282.40
Gains Losses Not Affecting Retained Earnings
-60.33
+26.39%
-81.96
-6.78%
-76.75
+8.41%
-83.80
Total Equity Gross Minority Interest
565.50
-20.45%
710.85
-0.60%
715.11
-5.73%
758.57
Total Capitalization
885.52
-15.39%
1,046.60
-6.44%
1,118.66
-8.18%
1,218.35
Invested Capital
835.15
-18.41%
1,023.55
-15.34%
1,208.98
-3.29%
1,250.11
Total Debt
380.20
-10.17%
423.25
-29.97%
604.41
+0.39%
602.08
Net Debt
252.92
-18.20%
309.19
-34.24%
470.20
+4.78%
448.74
Capital Lease Obligations
—
—
—
—
Net Tangible Assets
536.76
+3.42%
519.00
+0.42%
516.85
-10.05%
574.60
Tangible Book Value
426.22
+4.35%
408.45
+0.53%
406.30
-12.44%
464.05
Available For Sale Securities
268.02
+595.88%
38.52
-19.63%
47.92
-12.59%
54.83
Cash Cash Equivalents And Federal Funds Sold
127.81
+11.37%
114.77
-15.03%
135.06
-15.92%
160.63
Preferred Shares Number
4.60
+0.00%
4.60
+0.00%
4.60
+0.00%
4.60
Preferred Stock Equity
110.55
+0.00%
110.55
+0.00%
110.55
+0.00%
110.55
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
125.68
-28.81%
176.55
+15.12%
153.36
-46.34%
285.82
Cash Flow From Continuing Operating Activities
125.68
-28.81%
176.55
+15.12%
153.36
-46.34%
285.82
Net Income From Continuing Operations
-124.28
-426.68%
38.04
-37.79%
61.16
-38.99%
100.24
Depreciation Amortization Depletion
11.95
-9.15%
13.16
+3.42%
12.72
-11.52%
14.38
Depreciation
6.46
-2.83%
6.65
+3.70%
6.41
-3.90%
6.67
Amortization Cash Flow
5.49
-15.62%
6.51
+3.14%
6.31
-18.12%
7.70
Depreciation And Amortization
11.95
-9.15%
13.16
+3.42%
12.72
-11.52%
14.38
Amortization Of Intangibles
5.49
-15.62%
6.51
+3.14%
6.31
-18.12%
7.70
Other Non Cash Items
46.70
+554.61%
-10.27
-64.12%
-6.26
-104.75%
131.88
Stock Based Compensation
2.91
-3.89%
3.03
+21.78%
2.49
+12.57%
2.21
Asset Impairment Charge
154.66
+1115.51%
12.72
0.00
-100.00%
5.54
Operating Gains Losses
-2.59
-12.31%
-2.31
-136.63%
6.30
+142.30%
-14.89
Gain Loss On Investment Securities
-0.01
-106.09%
0.23
-97.55%
9.37
+3974.78%
0.23
Change In Working Capital
-9.82
-213.87%
8.63
+370.05%
-3.19
+90.20%
-32.61
Change In Receivables
1.50
-82.91%
8.80
+301.93%
-4.36
-201.10%
-1.45
Changes In Account Receivables
1.50
-82.91%
8.80
+301.93%
-4.36
-201.10%
-1.45
Change In Payables And Accrued Expense
-40.06
-322.28%
18.02
-34.65%
27.58
+303.10%
-13.58
Change In Accrued Expense
-40.06
-322.28%
18.02
-34.65%
27.58
+303.10%
-13.58
Change In Other Current Assets
28.73
+257.87%
-18.20
+31.10%
-26.41
-50.26%
-17.58
Investing Cash Flow
748.90
+447.81%
136.71
+282.76%
-74.80
+93.42%
-1,137.64
Cash Flow From Continuing Investing Activities
748.90
+447.81%
136.71
+282.76%
-74.80
+93.42%
-1,137.64
Net PPE Purchase And Sale
-5.35
+22.12%
-6.86
+20.44%
-8.63
-161.82%
-3.29
Purchase Of PPE
-5.35
+22.53%
-6.90
+20.96%
-8.73
-151.61%
-3.47
Sale Of PPE
0.00
-100.00%
0.04
-64.42%
0.10
-40.57%
0.17
Capital Expenditure
-5.35
+22.53%
-6.90
+20.96%
-8.73
-151.61%
-3.47
Net Investment Purchase And Sale
-269.21
+6.54%
-288.06
-107.40%
-138.89
-840.37%
18.76
Purchase Of Investment
-809.21
-4.08%
-777.49
-19.12%
-652.68
-199.88%
-217.65
Sale Of Investment
540.00
+10.33%
489.43
-4.74%
513.79
+117.33%
236.41
Net Business Purchase And Sale
—
0.00
0.00
-100.00%
60.27
Net Other Investing Changes
6.03
+1193.56%
0.47
+101.14%
-41.06
-1481.89%
2.97
Financing Cash Flow
-861.54
-158.29%
-333.55
-220.33%
-104.13
-131.36%
332.08
Cash Flow From Continuing Financing Activities
-861.54
-158.29%
-333.55
-220.33%
-104.13
-131.36%
332.08
Net Issuance Payments Of Debt
-43.07
+76.22%
-181.13
-6786.19%
2.71
-96.40%
75.34
Issuance Of Debt
328.00
+24.71%
263.00
+22.33%
215.00
0.00
Repayment Of Debt
-323.75
+2.12%
-330.76
-972.34%
-30.84
+77.99%
-140.17
Long Term Debt Issuance
328.00
+24.71%
263.00
+22.33%
215.00
0.00
Long Term Debt Payments
-323.75
+2.12%
-330.76
-972.34%
-30.84
+77.99%
-140.17
Net Long Term Debt Issuance
4.25
+106.27%
-67.76
-136.80%
184.16
+231.38%
-140.17
Net Short Term Debt Issuance
-47.32
+58.26%
-113.37
+37.52%
-181.45
-184.19%
215.51
Net Common Stock Issuance
-9.66
-76.40%
-5.47
+69.41%
-17.90
-1513.89%
-1.11
Common Stock Payments
-9.66
-76.40%
-5.47
+69.41%
-17.90
-1513.89%
-1.11
Common Stock Dividend Paid
-27.68
-2.24%
-27.07
-1.88%
-26.57
-2.51%
-25.92
Cash Dividends Paid
-36.59
-1.69%
-35.98
-1.41%
-35.49
-21.98%
-29.09
Repurchase Of Capital Stock
-9.66
-76.40%
-5.47
+69.41%
-17.90
-1513.89%
-1.11
Proceeds From Stock Option Exercised
0.64
-51.51%
1.33
-20.60%
1.67
-23.67%
2.19
Net Other Financing Charges
—
—
—
—
Changes In Cash
13.04
+164.28%
-20.30
+20.63%
-25.57
+95.08%
-519.74
Beginning Cash Position
114.77
-15.03%
135.06
-15.92%
160.63
-76.39%
680.37
End Cash Position
127.81
+11.37%
114.77
-15.03%
135.06
-15.92%
160.63
Free Cash Flow
120.33
-29.07%
169.65
+17.30%
144.63
-48.78%
282.35
Interest Paid Supplemental Data
156.58
-17.41%
189.60
+19.14%
159.14
+188.98%
55.07
Income Tax Paid Supplemental Data
1.58
-92.99%
22.54
-10.26%
25.12
-31.20%
36.51
Amortization Of Securities
-13.70
-101.74%
-6.79
-181.23%
-2.41
-204.46%
2.31
Issuance Of Capital Stock
—
0.00
0.00
-100.00%
110.55
Net Preferred Stock Issuance
—
0.00
0.00
-100.00%
110.55
Preferred Stock Dividend Paid
-8.91
+0.00%
-8.91
+0.00%
-8.91
-181.26%
-3.17
Preferred Stock Issuance
—
0.00
0.00
-100.00%
110.55
Preferred Stock Payments
—
—
—
—
Sale Of Business
—
0.00
0.00
-100.00%
60.27
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

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