Symbols / NATL Stock $44.11 +0.62% NCR Atleos Corporation

Technology • Software - Application • United States • NYQ
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Stock Fundamentals
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Index EQUITY
Sector Technology
Industry Software - Application
CEO Mr. Timothy C. Oliver
Exch · Country NYQ · United States
Market Cap 3.25B
Enterprise Value 5.74B
Income 162.00M
Sales 4.35B
FCF (ttm) 433.38M
Book/sh 5.47
Cash/sh 6.20
Employees 20,000
Insider 10d
IPO Oct 11, 2023
Div forward ($/yr)
Div TTM ($/yr)
Dividend Yield
Ex-Div Date
5Y Avg Yield
Yield vs 5Y Avg
Payout 0.00%
P/E 20.61
Forward P/E 7.79
PEG
P/S 0.75
P/B 8.07
P/C
EV/EBITDA 7.02
EV/Sales 1.32
Quick Ratio 0.53
Current Ratio 0.96
Debt/Eq 739.30
LT Debt/Eq
EPS (ttm) 2.14
EPS next Y 5.66
EPS Growth 97.50%
Revenue Growth 4.00%
EPS Gr Q/Q 102.40%
Rev Gr Q/Q
Earnings (next) 2026-05-06
Earnings (prior) 2026-02-26
ROA 6.04%
ROE 51.84%
ROIC
Gross Margin 24.37%
Oper. Margin 18.14%
Profit Margin 3.72%
Shs Outstand 73.75M
Shs Float 73.09M
Insider Own 1.25%
Instit Own 101.05%
Short Float 3.85%
Short Ratio 1.80
Short Interest 2.13M
52W High 48.50
vs 52W High -9.05%
52W Low 23.56
vs 52W Low 87.22%
Beta 0.78
Impl. Vol. 76.83%
Rel Volume 0.35
Avg Volume 1.11M
Volume 388.48K
Target (mean) $50.27
Tgt Median $50.40
Tgt Low $50.00
Tgt High $50.40
# Analysts 3
Recom None
Prev Close $43.84
Price $44.11
Change 0.62%
About

NCR Atleos Corporation, a financial technology company, engages in the provision of self-directed banking solutions to financial institutions, merchants, manufacturers, retailers, and consumers in the United States, rest of the Americas, Europe, the Middle East, Africa, and the Asia Pacific. It operates through three segments: Self-Service Banking; Network; and Telecommunications & Technology (T&T). It offers solutions, including a line of automated teller machine (ATM) hardware and software, as well as elated installation, maintenance, and managed and professional services; and ATM as a service to manage and run for financial institutions that include back office, cash management, software management, and ATM deployment. The company also provides network of ATMs and multi-functioning financial services kiosks for financial institutions, financial technology companies, neobanks, and retailers; Allpoint network which provides cash withdrawal and deposit access to credit unions, banks, digital banks, fintechs, stored-value debit card issuers, and other consumer financial services providers; and ATM branding solutions to financial institutions, ATM management and services to retailers and other businesses, and LibertyX solution which gives consumers the ability to buy and sell Bitcoin. In addition, it offers managed network and infrastructure services to enterprise clients across various industries through communications service providers and technology manufacturers; and professional, field, and remote services for modern network technologies, including software-defined wide area networking, network functions virtualization, wireless local area networks, optical networking, and edge networks. NCR Atleos Corporation was founded in 1884 and is headquartered in Atlanta, Georgia.

Valuation Models

Price estimates from analyst targets and simple models.

1. Analyst consensus Mean price target
2. Current target Latest analyst target
3. DCF / Fair value Simplified: (Free Cash Flow ÷ Shares) × 18 (P/FCF multiple). Not a …
Ratings
Current target
$44.11
Low
$50.00
High
$50.40
Mean
$50.27

Latest analyst rating changes

Date Action Analyst Rating Change Price Target
2026-02-27 down Wedbush Outperform → Neutral $50
2026-02-27 down DA Davidson Buy → Neutral $50
2025-08-08 main Wedbush Outperform → Outperform $45
2025-08-08 main Stifel Hold → Hold $37
2025-06-20 init Wedbush — → Outperform $35
2025-03-11 main DA Davidson Buy → Buy $60
2025-03-05 main Goldman Sachs Neutral → Neutral $29
2024-11-14 main Goldman Sachs Neutral → Neutral $33
2024-10-02 init Stifel — → Hold $31
2024-10-02 main DA Davidson Buy → Buy $48
2024-08-15 main Goldman Sachs Neutral → Neutral $29
2024-05-16 main DA Davidson Buy → Buy $48
2024-05-15 main Goldman Sachs Neutral → Neutral $26
2024-03-18 init Goldman Sachs — → Neutral $23
2024-01-11 init Wolfe Research — → Outperform $30
Insider Transactions
Filed Date Insider Relationship Transaction Shares Price Value SEC
2026-03-10 OLIVER TIMOTHY CHARLES Chief Executive Officer 219,915 $44.56 $9,799,412
2026-03-10 NUNEZ RICARDO JOSE General Counsel 34,928 $44.56 $1,556,392
2026-03-10 MACKINNON STUART Chief Operating Officer 58,213 $44.56 $2,593,971
2026-03-10 WAMSER R ANDREW JR Chief Financial Officer 45,277 $44.56 $2,017,543
2026-03-10 HORNFECK TRACI Officer 8,977 $44.56 $400,015
2026-03-10 BURSON ANDREA RICHARDS Officer 19,404 $44.56 $864,642
2026-01-30 OLIVER TIMOTHY CHARLES Chief Executive Officer 28,817 $38.11 $1,098,216
2026-01-30 MACKINNON STUART Chief Operating Officer 17,183
2025-11-19 FRYMIRE MICHELLE MCKINNEY Director 8,786 $35.02 $307,686
2025-11-10 OLIVER TIMOTHY CHARLES Chief Executive Officer 172,711 $17.03 $2,941,268
Financials
Statement View
Amounts in millions (2 decimals, no suffix) • EPS per share (2 decimals) • Trend = period evolution • YoY Growth = previous period %
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total Revenue
4,354.00
+1.14%
4,305.00
+2.84%
4,186.00
+1.55%
4,122.00
Operating Revenue
4,354.00
+1.14%
4,305.00
+2.84%
4,186.00
+1.55%
4,122.00
Cost Of Revenue
3,293.00
+0.24%
3,285.00
+0.83%
3,258.00
+1.37%
3,214.00
Reconciled Cost Of Revenue
3,293.00
+0.24%
3,285.00
+0.83%
3,258.00
+1.37%
3,214.00
Gross Profit
1,061.00
+4.02%
1,020.00
+9.91%
928.00
+2.20%
908.00
Operating Expense
583.00
+0.00%
583.00
-12.33%
665.00
+2.31%
650.00
Research And Development
70.00
+12.90%
62.00
-22.50%
80.00
+25.00%
64.00
Selling General And Administration
513.00
-1.54%
521.00
-10.94%
585.00
-0.17%
586.00
General And Administrative Expense
513.00
-1.54%
521.00
-10.94%
585.00
-0.17%
586.00
Salaries And Wages
-60.00
-372.73%
22.00
-65.08%
63.00
Other Gand A
513.00
-1.54%
521.00
-10.94%
585.00
-0.17%
586.00
Total Expenses
3,876.00
+0.21%
3,868.00
-1.40%
3,923.00
+1.53%
3,864.00
Operating Income
478.00
+9.38%
437.00
+66.16%
263.00
+1.94%
258.00
Total Operating Income As Reported
478.00
+9.38%
437.00
+66.16%
263.00
+1.94%
258.00
EBITDA
736.00
+2.08%
721.00
+66.51%
433.00
-0.69%
436.00
Normalized EBITDA
774.00
-0.51%
778.00
+63.45%
476.00
+6.97%
445.00
Reconciled Depreciation
277.00
-3.48%
287.00
+12.99%
254.00
-1.93%
259.00
EBIT
459.00
+5.76%
434.00
+142.46%
179.00
+1.13%
177.00
Total Unusual Items
-38.00
+33.33%
-57.00
-72.73%
-33.00
-266.67%
-9.00
Total Unusual Items Excluding Goodwill
-38.00
+33.33%
-57.00
-72.73%
-33.00
-266.67%
-9.00
Special Income Charges
-28.00
+26.32%
-38.00
0.00
0.00
Other Special Charges
28.00
-26.32%
38.00
Net Income
162.00
+102.50%
80.00
+153.33%
-150.00
-251.52%
99.00
Pretax Income
189.00
+51.20%
125.00
+40.45%
89.00
-39.04%
146.00
Net Non Operating Interest Income Expense
-279.00
+11.99%
-317.00
-217.00%
-100.00
-222.58%
-31.00
Interest Expense Non Operating
270.00
-12.62%
309.00
+243.33%
90.00
+190.32%
31.00
Net Interest Income
-279.00
+11.99%
-317.00
-217.00%
-100.00
-222.58%
-31.00
Interest Expense
270.00
-12.62%
309.00
+243.33%
90.00
+190.32%
31.00
Interest Income Non Operating
6.00
-14.29%
7.00
+40.00%
5.00
0.00
Interest Income
6.00
-14.29%
7.00
+40.00%
5.00
0.00
Other Income Expense
-10.00
-300.00%
5.00
+106.67%
-75.00
+7.41%
-81.00
Other Non Operating Income Expenses
28.00
-54.84%
62.00
+293.75%
-32.00
+55.56%
-72.00
Gain On Sale Of Security
-10.00
+47.37%
-19.00
+42.42%
-33.00
-266.67%
-9.00
Tax Provision
27.00
-38.64%
44.00
-81.43%
237.00
+393.75%
48.00
Tax Rate For Calcs
0.00
-59.66%
0.00
+67.62%
0.00
-36.12%
0.00
Tax Effect Of Unusual Items
-5.40
+73.11%
-20.06
-122.19%
-9.03
-205.18%
-2.96
Net Income Including Noncontrolling Interests
162.00
+100.00%
81.00
+154.73%
-148.00
-251.02%
98.00
Net Income From Continuing Operation Net Minority Interest
162.00
+102.50%
80.00
+153.33%
-150.00
-251.52%
99.00
Net Income From Continuing And Discontinued Operation
162.00
+102.50%
80.00
+153.33%
-150.00
-251.52%
99.00
Net Income Continuous Operations
162.00
+100.00%
81.00
+154.73%
-148.00
-251.02%
98.00
Minority Interests
0.00
+100.00%
-1.00
+50.00%
-2.00
-300.00%
1.00
Normalized Income
194.60
+66.42%
116.94
+200.78%
-116.03
-210.46%
105.04
Net Income Common Stockholders
162.00
+102.50%
80.00
+153.33%
-150.00
-251.52%
99.00
Diluted EPS
2.14
+73.98%
1.23
+166.85%
-1.84
-231.22%
1.40
Basic EPS
2.20
+74.60%
1.26
+168.48%
-1.84
-231.22%
1.40
Basic Average Shares
73.50
+1.80%
72.20
+2.27%
70.60
+0.00%
70.60
Diluted Average Shares
75.60
+1.89%
74.20
+5.10%
70.60
+0.00%
70.60
Diluted NI Availto Com Stockholders
162.00
+102.50%
80.00
+153.33%
-150.00
-251.52%
99.00
Total Other Finance Cost
15.00
+0.00%
15.00
+0.00%
15.00
Line Item Trend 2023-12-31
Total Assets
5,702.00
Current Assets
1,861.00
Cash Cash Equivalents And Short Term Investments
339.00
Cash And Cash Equivalents
339.00
Receivables
707.00
Accounts Receivable
707.00
Gross Accounts Receivable
721.00
Allowance For Doubtful Accounts Receivable
-14.00
Receivables Adjustments Allowances
Other Receivables
Inventory
333.00
Raw Materials
206.00
Work In Process
55.00
Finished Goods
72.00
Restricted Cash
238.00
Other Current Assets
244.00
Total Non Current Assets
3,841.00
Net PPE
612.00
Gross PPE
1,151.00
Accumulated Depreciation
-539.00
Properties
0.00
Land And Improvements
1.00
Buildings And Improvements
97.00
Machinery Furniture Equipment
907.00
Other Properties
146.00
Goodwill And Other Intangible Assets
2,587.00
Goodwill
1,952.00
Other Intangible Assets
635.00
Non Current Accounts Receivable
Non Current Deferred Assets
254.00
Non Current Deferred Taxes Assets
254.00
Non Current Prepaid Assets
219.00
Other Non Current Assets
169.00
Total Liabilities Net Minority Interest
5,480.00
Current Liabilities
1,773.00
Payables And Accrued Expenses
654.00
Payables
505.00
Accounts Payable
505.00
Current Accrued Expenses
149.00
Employee Benefits
449.00
Current Debt And Capital Lease Obligation
76.00
Current Debt
76.00
Other Current Borrowings
76.00
Current Deferred Liabilities
332.00
Current Deferred Revenue
332.00
Other Current Liabilities
711.00
Total Non Current Liabilities Net Minority Interest
3,707.00
Long Term Debt And Capital Lease Obligation
3,047.00
Long Term Debt
2,938.00
Long Term Capital Lease Obligation
109.00
Defined Pension Benefit
219.00
Non Current Pension And Other Postretirement Benefit Plans
449.00
Tradeand Other Payables Non Current
36.00
Non Current Deferred Liabilities
34.00
Non Current Deferred Taxes Liabilities
34.00
Other Non Current Liabilities
141.00
Stockholders Equity
219.00
Common Stock Equity
219.00
Capital Stock
1.00
Common Stock
1.00
Preferred Stock
0.00
Share Issued
70.90
Ordinary Shares Number
70.90
Treasury Shares Number
0.00
Additional Paid In Capital
12.00
Retained Earnings
117.00
Gains Losses Not Affecting Retained Earnings
89.00
Minority Interest
3.00
Other Equity Adjustments
89.00
Total Equity Gross Minority Interest
222.00
Total Capitalization
3,157.00
Working Capital
88.00
Invested Capital
3,233.00
Total Debt
3,123.00
Net Debt
2,675.00
Capital Lease Obligations
109.00
Net Tangible Assets
-2,368.00
Tangible Book Value
-2,368.00
Duefrom Related Parties Current
0.00
Duefrom Related Parties Non Current
0.00
Dueto Related Parties Current
0.00
Other Equity Interest
Other Inventories
Line Item Trend 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Operating Cash Flow
356.00
+3.49%
344.00
-3.10%
355.00
+29.56%
274.00
Cash Flow From Continuing Operating Activities
356.00
+3.49%
344.00
-3.10%
355.00
+29.56%
274.00
Net Income From Continuing Operations
162.00
+100.00%
81.00
+154.73%
-148.00
-251.02%
98.00
Depreciation Amortization Depletion
277.00
-3.48%
287.00
+12.99%
254.00
-1.93%
259.00
Depreciation
139.00
+10.32%
126.00
-0.79%
127.00
Amortization Cash Flow
148.00
+15.63%
128.00
-3.03%
132.00
Depreciation And Amortization
277.00
-3.48%
287.00
+12.99%
254.00
-1.93%
259.00
Amortization Of Intangibles
148.00
+15.63%
128.00
-3.03%
132.00
Other Non Cash Items
-5.00
Stock Based Compensation
34.00
-10.53%
38.00
-44.12%
68.00
+3.03%
66.00
Deferred Tax
-1.00
+94.74%
-19.00
-125.68%
74.00
+364.29%
-28.00
Deferred Income Tax
-1.00
+94.74%
-19.00
-125.68%
74.00
+364.29%
-28.00
Operating Gains Losses
-30.00
-203.45%
29.00
+866.67%
3.00
Gain Loss On Sale Of PPE
-32.00
-1700.00%
2.00
-33.33%
3.00
0.00
Change In Working Capital
-86.00
-28.36%
-67.00
-164.42%
104.00
+185.95%
-121.00
Change In Receivables
36.00
-66.04%
106.00
+312.00%
-50.00
+32.43%
-74.00
Change In Inventory
-97.00
-25.97%
-77.00
-245.28%
53.00
+630.00%
-10.00
Change In Payables And Accrued Expense
49.00
-51.00%
100.00
-28.57%
140.00
+279.49%
-78.00
Change In Other Working Capital
-74.00
+62.24%
-196.00
-402.56%
-39.00
-176.47%
51.00
Change In Other Current Assets
14.00
+300.00%
-7.00
+30.00%
-10.00
Investing Cash Flow
-116.00
+14.07%
-135.00
+57.28%
-316.00
+24.22%
-417.00
Cash Flow From Continuing Investing Activities
-116.00
+14.07%
-135.00
+57.28%
-316.00
+24.22%
-417.00
Net PPE Purchase And Sale
45.00
0.00
0.00
Sale Of PPE
45.00
0.00
0.00
Capital Expenditure
-156.00
-12.23%
-139.00
-5.30%
-132.00
-36.08%
-97.00
Capital Expenditure Reported
-156.00
-23.81%
-126.00
+4.55%
-132.00
-36.08%
-97.00
Net Investment Purchase And Sale
1.00
-75.00%
4.00
+140.00%
-10.00
0.00
Purchase Of Investment
-1.00
+90.00%
-10.00
0.00
Sale Of Investment
5.00
0.00
0.00
Net Business Purchase And Sale
-6.00
-700.00%
1.00
+200.00%
-1.00
+98.72%
-78.00
Purchase Of Business
-17.00
0.00
+100.00%
-1.00
+98.72%
-78.00
Net Intangibles Purchase And Sale
0.00
+100.00%
-13.00
0.00
0.00
Purchase Of Intangibles
0.00
+100.00%
-13.00
0.00
0.00
Net Other Investing Changes
-173.00
+28.51%
-242.00
Financing Cash Flow
-253.00
-88.81%
-134.00
-532.26%
31.00
-83.06%
183.00
Cash Flow From Continuing Financing Activities
-253.00
-88.81%
-134.00
-532.26%
31.00
-83.06%
183.00
Net Issuance Payments Of Debt
-203.00
-89.72%
-107.00
-103.40%
3,146.00
+684.76%
-538.00
Issuance Of Debt
976.00
-30.48%
1,404.00
-61.39%
3,636.00
+5247.06%
68.00
Repayment Of Debt
-1,179.00
+21.97%
-1,511.00
-208.37%
-490.00
+19.14%
-606.00
Long Term Debt Issuance
976.00
-30.48%
1,404.00
-61.39%
3,636.00
+5247.06%
68.00
Long Term Debt Payments
-1,179.00
+21.97%
-1,511.00
-208.37%
-490.00
+19.14%
-606.00
Net Long Term Debt Issuance
-203.00
-89.72%
-107.00
-103.40%
3,146.00
+684.76%
-538.00
Short Term Debt Issuance
1,891.00
0.00
Short Term Debt Payments
-175.00
0.00
Net Short Term Debt Issuance
1,891.00
0.00
Net Common Stock Issuance
-28.00
0.00
0.00
Common Stock Payments
-28.00
0.00
0.00
Repurchase Of Capital Stock
-28.00
0.00
0.00
Proceeds From Stock Option Exercised
11.00
+175.00%
4.00
0.00
0.00
Net Other Financing Charges
-33.00
-6.45%
-31.00
+99.00%
-3,115.00
-532.04%
721.00
Changes In Cash
-13.00
-117.33%
75.00
+7.14%
70.00
+75.00%
40.00
Effect Of Exchange Rate Changes
16.00
+180.00%
-20.00
-217.65%
17.00
+254.55%
-11.00
Beginning Cash Position
641.00
+9.39%
586.00
+17.43%
499.00
+6.17%
470.00
End Cash Position
644.00
+0.47%
641.00
+9.39%
586.00
+17.43%
499.00
Free Cash Flow
200.00
-2.44%
205.00
-8.07%
223.00
+25.99%
177.00
Interest Paid Supplemental Data
271.00
+276.39%
72.00
+30.91%
55.00
Income Tax Paid Supplemental Data
54.00
-21.74%
69.00
+115.63%
32.00
Earnings Losses From Equity Investments
2.00
-33.33%
3.00
0.00
0.00
Sale Of Business
11.00
0.00
0.00
SEC Filings

Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.

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