Symbols / NRDS
NRDS Chart
About
NerdWallet, Inc. operates a digital platform that provides financial guidance to consumers and small and mid-sized businesses (SMB) in the United States, the United Kingdom, Australia, and Canada. The company's NerdWallet app delivers various financial products, such as credit cards, mortgages, insurance, SMB products, personal loans, banking, investing, and student loans. It also provides guidance to consumers through educational content, tools and calculators, and product marketplaces. NerdWallet, Inc. was founded in 2009 and is based in San Mateo, California.
Fundamentals
Scroll to Statements| Sector | Communication Services | Industry | Internet Content & Infor | Market Cap | 784.32M |
| Enterprise Value | 644.10M | Income | 73.30M | Sales | 795.00M |
| Book/sh | 5.38 | Cash/sh | 1.66 | Dividend Yield | — |
| Payout | 0.00% | Employees | 650 | IPO | — |
| P/E | 10.12 | Forward P/E | 6.97 | PEG | — |
| P/S | 0.99 | P/B | 1.92 | P/C | — |
| EV/EBITDA | 8.90 | EV/Sales | 0.81 | Quick Ratio | 3.32 |
| Current Ratio | 3.70 | Debt/Eq | 3.55 | LT Debt/Eq | — |
| EPS (ttm) | 1.02 | EPS next Y | 1.48 | EPS Growth | 268.63% |
| Revenue Growth | 12.40% | Earnings | 2026-02-25 | ROA | 7.95% |
| ROE | 20.23% | ROIC | — | Gross Margin | 91.60% |
| Oper. Margin | 15.99% | Profit Margin | 9.22% | Shs Outstand | 41.03M |
| Shs Float | 34.08M | Short Float | 11.69% | Short Ratio | 4.67 |
| Short Interest | — | 52W High | 16.24 | 52W Low | 7.55 |
| Beta | 1.43 | Avg Volume | 855.19K | Volume | 1.97M |
| Target Price | $16.17 | Recom | Buy | Prev Close | $9.56 |
| Price | $10.32 | Change | 7.95% |
Valuation Models
Price estimates from analyst targets and simple models.
1. Analyst consensus
$16.17
Mean price target
2. Current target
$10.32
Latest analyst target
3. DCF / Fair value
$28.79
Simplified: (Free Cash Flow ÷ Shares) × 18 (P/FCF multiple). Not a …
Ratings
Current target
$10.32
Low
$13.00
High
$19.00
Mean
$16.17
Latest analyst rating changes
| Date | Action | Analyst | Rating Change | Price Target |
|---|---|---|---|---|
| 2025-11-11 | main | Oppenheimer | Outperform → Outperform | $18 |
| 2025-11-10 | main | Morgan Stanley | Equal-Weight → Equal-Weight | $14 |
| 2025-11-10 | main | Truist Securities | Buy → Buy | $19 |
| 2025-11-07 | main | Barclays | Overweight → Overweight | $17 |
| 2025-11-07 | main | Keybanc | Overweight → Overweight | $16 |
| 2025-08-11 | main | Truist Securities | Buy → Buy | $17 |
| 2025-08-08 | main | Barclays | Overweight → Overweight | $14 |
| 2025-05-07 | main | Keybanc | Overweight → Overweight | $15 |
| 2025-05-05 | main | Keybanc | Overweight → Overweight | $14 |
| 2025-04-29 | main | Citigroup | Neutral → Neutral | $11 |
| 2025-02-24 | main | Morgan Stanley | Equal-Weight → Equal-Weight | $12 |
| 2025-02-20 | main | Barclays | Overweight → Overweight | $19 |
| 2024-10-30 | main | Morgan Stanley | Equal-Weight → Equal-Weight | $15 |
| 2024-10-30 | main | Keybanc | Overweight → Overweight | $20 |
| 2024-10-30 | main | Barclays | Overweight → Overweight | $17 |
| 2024-08-05 | main | Truist Securities | Buy → Buy | $16 |
| 2024-08-01 | main | Barclays | Overweight → Overweight | $16 |
| 2024-08-01 | main | Oppenheimer | Outperform → Outperform | $18 |
| 2024-03-11 | main | Morgan Stanley | Equal-Weight → Equal-Weight | $15 |
| 2024-02-15 | main | Keybanc | Overweight → Overweight | $22 |
- NerdWallet (NASDAQ:NRDS) Reports Strong Q4 CY2025 But Stock Drops - Finviz Wed, 25 Feb 2026 21
- NerdWallet (NASDAQ:NRDS) Announces Earnings Results - MarketBeat Wed, 25 Feb 2026 23
- Insights into Nerdwallet Q4 Earnings - Benzinga Wed, 25 Feb 2026 21
- NerdWallet Reports Strong Q4 2025 Earnings with 23% Revenue Growth - Intellectia AI hu, 26 Feb 2026 01
- NerdWallet Posts Strong Q4 2025 Revenue and Profitability - TipRanks Wed, 25 Feb 2026 21
- NERDWALLET, INC. SEC 10-K Report - TradingView Wed, 25 Feb 2026 21
- How to Approach NerdWallet Stock Ahead of Q4 Earnings Release? - Bitget Mon, 23 Feb 2026 17
- NerdWallet: Undervalued And Misunderstood (NASDAQ:NRDS) - Seeking Alpha hu, 19 Feb 2026 12
- NerdWallet (NRDS) Q4 Earnings: What To Expect - Yahoo Finance UK ue, 24 Feb 2026 03
- NerdWallet Q4 2025 Earnings Call Transcript - MarketBeat hu, 26 Feb 2026 00
- Why NerdWallet (NRDS) Stock Is Up Today - Yahoo Finance ue, 02 Dec 2025 08
- NerdWallet: Still Cheap Amid Profit Surge (NASDAQ:NRDS) - Seeking Alpha Fri, 16 Jan 2026 08
- Why Is NerdWallet (NRDS) Stock Rocketing Higher Today - Yahoo Finance Wed, 17 Dec 2025 08
- NRDS Shares Rise 12.6% in 6 Months: Should You Hold or Fold Now? - Yahoo Finance Wed, 28 Jan 2026 08
- Why NerdWallet (NRDS) Stock Is Up Today - Yahoo Finance Mon, 15 Sep 2025 07
Insider Transactions
| Date | Shares | Value | Url | Text | Insider | Position | Transaction | Start Date | Ownership |
|---|---|---|---|---|---|---|---|---|---|
| 0 | 596 | 9494 | — | Sale at price 15.93 per share. | TATUM NICHOLAS | Officer | — | 2025-12-03 00:00:00 | D |
| 1 | 1191 | 18973 | — | Sale at price 15.93 per share. | TATUM NICHOLAS | Officer | — | 2025-12-03 00:00:00 | D |
| 2 | 15945 | 255742 | — | Sale at price 16.04 per share. | YOUNT SAMUEL | Officer | — | 2025-12-02 00:00:00 | I |
| 3 | 10000 | 150700 | — | Sale at price 15.07 per share. | YOUNT SAMUEL | Officer | — | 2025-11-26 00:00:00 | I |
| 4 | 5040 | 71971 | — | Sale at price 14.28 per share. | YOUNT SAMUEL | Officer | — | 2025-11-24 00:00:00 | I |
| 5 | 521 | 7424 | — | Sale at price 14.25 per share. | YOUNT SAMUEL | Officer | — | 2025-11-14 00:00:00 | I |
| 6 | 12129 | 173930 | — | Sale at price 14.34 per share. | YOUNT SAMUEL | Officer | — | 2025-11-13 00:00:00 | I |
| 7 | 14439 | 207055 | — | Sale at price 14.34 per share. | YOUNT SAMUEL | Officer | — | 2025-11-13 00:00:00 | I |
| 8 | 2055 | — | — | Stock Gift at price 0.00 per share. | TATUM NICHOLAS | Officer | — | 2025-10-02 00:00:00 | D |
| 9 | 4272 | 45967 | — | Sale at price 10.76 per share. | TATUM NICHOLAS | Officer | — | 2025-10-02 00:00:00 | D |
Financials
| Line Item | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| TaxEffectOfUnusualItems | 0.00 | 0.00 | -1.41M | -4.89M |
| TaxRateForCalcs | 0.21 | 0.21 | 0.21 | 0.27 |
| NormalizedEBITDA | 54.10M | 55.30M | 26.20M | 8.80M |
| TotalUnusualItems | 0.00 | 0.00 | -6.70M | -18.10M |
| TotalUnusualItemsExcludingGoodwill | 0.00 | 0.00 | -6.70M | -18.10M |
| NetIncomeFromContinuingOperationNetMinorityInterest | 30.40M | -11.80M | -10.20M | -42.50M |
| ReconciledDepreciation | 48.40M | 48.20M | 37.00M | 27.10M |
| ReconciledCostOfRevenue | 63.50M | 54.00M | 39.80M | 28.50M |
| EBITDA | 54.10M | 55.30M | 19.50M | -9.30M |
| EBIT | 5.70M | 7.10M | -17.50M | -36.40M |
| NetInterestIncome | 4.10M | 2.80M | -1.00M | -1.30M |
| InterestExpense | 700.00K | 800.00K | 2.50M | 1.30M |
| InterestIncome | 4.80M | 3.60M | 1.50M | 0.00 |
| NormalizedIncome | 30.40M | -11.80M | -4.91M | -29.29M |
| NetIncomeFromContinuingAndDiscontinuedOperation | 30.40M | -11.80M | -10.20M | -42.50M |
| TotalExpenses | 678.20M | 595.80M | 551.20M | 400.50M |
| TotalOperatingIncomeAsReported | 9.40M | 3.60M | -19.00M | -39.00M |
| DilutedAverageShares | 78.90M | 76.70M | 70.60M | 51.83M |
| BasicAverageShares | 76.50M | 76.70M | 70.60M | 51.83M |
| DilutedEPS | 0.38 | -0.15 | -0.14 | -0.82 |
| BasicEPS | 0.40 | -0.15 | -0.14 | -0.82 |
| DilutedNIAvailtoComStockholders | 30.40M | -11.80M | -10.20M | -42.50M |
| NetIncomeCommonStockholders | 30.40M | -11.80M | -10.20M | -42.50M |
| NetIncome | 30.40M | -11.80M | -10.20M | -42.50M |
| NetIncomeIncludingNoncontrollingInterests | 30.40M | -11.80M | -10.20M | -42.50M |
| NetIncomeContinuousOperations | 30.40M | -11.80M | -10.20M | -42.50M |
| TaxProvision | -25.40M | 18.10M | -9.80M | 4.80M |
| PretaxIncome | 5.00M | 6.30M | -20.00M | -37.70M |
| OtherIncomeExpense | -8.50M | -100.00K | -6.70M | -15.50M |
| OtherNonOperatingIncomeExpenses | -8.50M | -100.00K | 2.60M | |
| SpecialIncomeCharges | 0.00 | 0.00 | -6.70M | -18.10M |
| RestructuringAndMergernAcquisition | 0.00 | 0.00 | 6.70M | 18.10M |
| NetNonOperatingInterestIncomeExpense | 4.10M | 2.80M | -1.00M | -1.30M |
| InterestExpenseNonOperating | 700.00K | 800.00K | 2.50M | 1.30M |
| InterestIncomeNonOperating | 4.80M | 3.60M | 1.50M | 0.00 |
| OperatingIncome | 9.40M | 3.60M | -12.30M | -20.90M |
| OperatingExpense | 614.70M | 541.80M | 511.40M | 372.00M |
| OtherOperatingExpenses | 6.70M | 18.10M | ||
| ResearchAndDevelopment | 82.50M | 80.50M | 77.60M | 62.20M |
| SellingGeneralAndAdministration | 532.20M | 461.30M | 433.80M | 309.80M |
| SellingAndMarketingExpense | 470.60M | 401.50M | 375.60M | 271.30M |
| GeneralAndAdministrativeExpense | 61.60M | 59.80M | 58.20M | 38.50M |
| OtherGandA | 61.60M | 59.80M | 58.20M | 38.50M |
| GrossProfit | 624.10M | 545.40M | 499.10M | 351.10M |
| CostOfRevenue | 63.50M | 54.00M | 39.80M | 28.50M |
| TotalRevenue | 687.60M | 599.40M | 538.90M | 379.60M |
| OperatingRevenue | 687.60M | 599.40M | 538.90M | 379.60M |
| Line Item | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| OrdinarySharesNumber | 74.09M | 76.94M | 75.10M | 66.70M |
| ShareIssued | 74.09M | 76.94M | 75.10M | 66.70M |
| TotalDebt | 8.90M | 9.60M | 12.70M | 15.10M |
| TangibleBookValue | 218.50M | 208.50M | 166.40M | 186.20M |
| InvestedCapital | 366.70M | 366.90M | 341.70M | 257.60M |
| WorkingCapital | 136.60M | 161.10M | 116.80M | 177.00M |
| NetTangibleAssets | 218.50M | 208.50M | 166.40M | 186.20M |
| CapitalLeaseObligations | 6.40M | 9.60M | 12.70M | 15.10M |
| CommonStockEquity | 364.20M | 366.90M | 341.70M | 257.60M |
| TotalCapitalization | 364.20M | 366.90M | 341.70M | 257.60M |
| TotalEquityGrossMinorityInterest | 364.20M | 366.90M | 341.70M | 257.60M |
| StockholdersEquity | 364.20M | 366.90M | 341.70M | 257.60M |
| GainsLossesNotAffectingRetainedEarnings | -200.00K | -300.00K | -900.00K | 500.00K |
| OtherEquityAdjustments | -200.00K | -300.00K | -900.00K | 500.00K |
| TreasuryStock | 0.00 | |||
| RetainedEarnings | -166.50M | -116.50M | -84.70M | -74.50M |
| AdditionalPaidInCapital | 530.90M | 483.70M | 427.30M | 331.60M |
| CapitalStock | 0.00 | 0.00 | 0.00 | 0.00 |
| CommonStock | 0.00 | 0.00 | 0.00 | 0.00 |
| PreferredStock | 0.00 | 0.00 | 0.00 | 0.00 |
| TotalLiabilitiesNetMinorityInterest | 73.40M | 51.70M | 84.00M | 106.50M |
| TotalNonCurrentLiabilitiesNetMinorityInterest | 13.30M | 14.40M | 11.60M | 40.70M |
| OtherNonCurrentLiabilities | 200.00K | 300.00K | 400.00K | 26.20M |
| PreferredSecuritiesOutsideStockEquity | 0.00 | |||
| TradeandOtherPayablesNonCurrent | 8.80M | 7.20M | 400.00K | 1.70M |
| NonCurrentDeferredLiabilities | 200.00K | 700.00K | 1.20M | 1.80M |
| NonCurrentDeferredTaxesLiabilities | 200.00K | 700.00K | 1.20M | 1.80M |
| LongTermDebtAndCapitalLeaseObligation | 4.10M | 6.20M | 9.60M | 12.70M |
| LongTermCapitalLeaseObligation | 4.10M | 6.20M | 9.60M | 12.70M |
| CurrentLiabilities | 60.10M | 37.30M | 72.40M | 65.80M |
| OtherCurrentLiabilities | 30.90M | 30.50M | ||
| CurrentDeferredLiabilities | 33.90M | 25.30M | 27.80M | 24.20M |
| CurrentDeferredRevenue | 33.90M | 25.30M | 26.10M | 22.10M |
| CurrentDebtAndCapitalLeaseObligation | 4.80M | 3.40M | 3.10M | 2.40M |
| CurrentCapitalLeaseObligation | 2.30M | 3.40M | 3.10M | 2.40M |
| CurrentDebt | 2.50M | |||
| LineOfCredit | 2.50M | 0.00 | ||
| PensionandOtherPostRetirementBenefitPlansCurrent | 4.80M | 4.50M | 5.60M | 1.80M |
| PayablesAndAccruedExpenses | 16.60M | 4.10M | 5.00M | 6.90M |
| CurrentAccruedExpenses | 4.60M | 2.40M | 1.40M | 3.70M |
| InterestPayable | 0.00 | |||
| Payables | 12.00M | 1.70M | 3.60M | 3.20M |
| TotalTaxPayable | 3.10M | 0.00 | 1.60M | |
| IncomeTaxPayable | 3.10M | 0.00 | ||
| AccountsPayable | 8.90M | 1.70M | 3.60M | 3.20M |
| TotalAssets | 437.60M | 418.60M | 425.70M | 364.10M |
| TotalNonCurrentAssets | 240.90M | 220.20M | 236.50M | 121.30M |
| OtherNonCurrentAssets | 1.30M | 2.00M | 800.00K | 1.10M |
| NonCurrentDeferredAssets | 45.60M | 0.00 | 0.00 | |
| NonCurrentDeferredTaxesAssets | 45.60M | 0.00 | 0.00 | |
| GoodwillAndOtherIntangibleAssets | 145.70M | 158.40M | 175.30M | 71.40M |
| OtherIntangibleAssets | 33.30M | 46.90M | 64.10M | 27.60M |
| Goodwill | 112.40M | 111.50M | 111.20M | 43.80M |
| NetPPE | 48.30M | 59.80M | 60.40M | 48.80M |
| AccumulatedDepreciation | -89.50M | -75.70M | -67.40M | -47.10M |
| GrossPPE | 137.80M | 135.50M | 127.80M | 95.90M |
| Leases | 2.30M | 2.30M | 2.30M | 3.70M |
| OtherProperties | 5.30M | 7.20M | 11.30M | 13.90M |
| MachineryFurnitureEquipment | 130.20M | 126.00M | 114.20M | 78.30M |
| Properties | 0.00 | 0.00 | 0.00 | 0.00 |
| CurrentAssets | 196.70M | 198.40M | 189.20M | 242.80M |
| OtherCurrentAssets | 2.00M | 1.40M | 100.00K | 400.00K |
| PrepaidAssets | 14.60M | 13.50M | 10.40M | 12.00M |
| Receivables | 111.60M | 81.00M | 92.80M | 60.60M |
| OtherReceivables | 6.80M | 5.50M | 5.80M | 3.00M |
| TaxesReceivable | 300.00K | |||
| LoansReceivable | 2.60M | 0.00 | ||
| AccountsReceivable | 102.20M | 75.50M | 87.00M | 57.60M |
| CashCashEquivalentsAndShortTermInvestments | 68.50M | 102.50M | 85.90M | 169.80M |
| OtherShortTermInvestments | 2.20M | 2.10M | 2.00M | 2.00M |
| CashAndCashEquivalents | 66.30M | 100.40M | 83.90M | 167.80M |
| Line Item | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| FreeCashFlow | 50.50M | 42.60M | -7.20M | -15.80M |
| RepurchaseOfCapitalStock | -80.10M | -20.00M | 0.00 | -15.00M |
| RepaymentOfDebt | -2.00M | -7.50M | -70.00M | -28.50M |
| IssuanceOfDebt | 0.00 | 7.50M | 70.00M | 0.00 |
| IssuanceOfCapitalStock | 0.00 | 0.00 | 140.00M | |
| CapitalExpenditure | -21.30M | -29.50M | -32.20M | -23.00M |
| InterestPaidSupplementalData | 300.00K | 300.00K | 1.90M | 2.50M |
| IncomeTaxPaidSupplementalData | 16.00M | 13.50M | 4.00M | 300.00K |
| EndCashPosition | 66.30M | 100.40M | 83.90M | 167.80M |
| BeginningCashPosition | 100.40M | 83.90M | 167.80M | 83.40M |
| EffectOfExchangeRateChanges | 300.00K | 100.00K | -200.00K | 0.00 |
| ChangesInCash | -34.40M | 16.40M | -83.70M | 84.40M |
| FinancingCashFlow | -76.50M | -26.20M | -8.40M | 100.20M |
| CashFlowFromContinuingFinancingActivities | -76.50M | -26.20M | -8.40M | 100.20M |
| NetOtherFinancingCharges | -2.10M | -19.40M | -20.60M | -5.90M |
| ProceedsFromStockOptionExercised | 7.70M | 13.20M | 12.20M | 9.60M |
| NetPreferredStockIssuance | 0.00 | 0.00 | -2.10M | |
| PreferredStockPayments | 0.00 | 0.00 | -2.10M | |
| NetCommonStockIssuance | -80.10M | -20.00M | 0.00 | 127.10M |
| CommonStockPayments | -80.10M | -20.00M | 0.00 | -12.90M |
| CommonStockIssuance | 0.00 | 0.00 | 140.00M | |
| NetIssuancePaymentsOfDebt | -2.00M | 0.00 | 0.00 | -28.50M |
| NetShortTermDebtIssuance | 0.00 | 0.00 | 0.00 | |
| ShortTermDebtPayments | -7.50M | -70.00M | 0.00 | |
| ShortTermDebtIssuance | 7.50M | 70.00M | 0.00 | |
| NetLongTermDebtIssuance | -2.00M | 0.00 | 0.00 | -28.50M |
| LongTermDebtPayments | -2.00M | -7.50M | -70.00M | -28.50M |
| LongTermDebtIssuance | 0.00 | 7.50M | 70.00M | 0.00 |
| InvestingCashFlow | -29.70M | -29.50M | -100.30M | -23.00M |
| CashFlowFromContinuingInvestingActivities | -29.70M | -29.50M | -100.30M | -23.00M |
| NetInvestmentPurchaseAndSale | -8.10M | 0.00 | 0.00 | |
| PurchaseOfInvestment | -8.10M | 0.00 | 0.00 | |
| NetBusinessPurchaseAndSale | -300.00K | 0.00 | -68.10M | 0.00 |
| PurchaseOfBusiness | -300.00K | 0.00 | -68.10M | 0.00 |
| NetPPEPurchaseAndSale | -600.00K | -700.00K | -4.60M | -2.30M |
| PurchaseOfPPE | -600.00K | -700.00K | -4.60M | -2.30M |
| CapitalExpenditureReported | -20.70M | -28.80M | -27.60M | -20.70M |
| OperatingCashFlow | 71.80M | 72.10M | 25.00M | 7.20M |
| CashFlowFromContinuingOperatingActivities | 71.80M | 72.10M | 25.00M | 7.20M |
| ChangeInWorkingCapital | -9.40M | 5.70M | -22.70M | -23.60M |
| ChangeInOtherCurrentLiabilities | -1.80M | 3.60M | -3.50M | -8.20M |
| ChangeInPayablesAndAccruedExpense | 19.10M | -4.20M | 200.00K | 14.40M |
| ChangeInAccruedExpense | 12.50M | -2.40M | 5.80M | 16.60M |
| ChangeInPayable | 6.60M | -1.80M | -5.60M | -2.20M |
| ChangeInAccountPayable | 6.60M | -1.80M | -5.60M | -2.20M |
| ChangeInPrepaidAssets | -1.80M | -4.40M | -700.00K | -9.60M |
| ChangeInReceivables | -24.90M | 10.70M | -18.70M | -20.20M |
| ChangesInAccountReceivables | -27.00M | 10.70M | -18.70M | -20.20M |
| OtherNonCashItems | 10.80M | -8.30M | -900.00K | 23.90M |
| StockBasedCompensation | 37.70M | 38.80M | 34.40M | 17.90M |
| AssetImpairmentCharge | 800.00K | |||
| DeferredTax | -46.10M | -500.00K | -12.60M | 4.40M |
| DeferredIncomeTax | -46.10M | -500.00K | -12.60M | 4.40M |
| DepreciationAmortizationDepletion | 48.40M | 48.20M | 37.00M | 27.10M |
| DepreciationAndAmortization | 48.40M | 48.20M | 37.00M | 27.10M |
| Depreciation | 27.10M | |||
| NetIncomeFromContinuingOperations | 30.40M | -11.80M | -10.20M | -42.50M |
SEC Filings
Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.
Public Trades for NRDS
| Date | User | Asset | Broker | Type | Position Size | Entry Price | Patterns |
|---|