Symbols / NRDS
NRDS Chart
About
NerdWallet, Inc. operates a digital platform that provides financial guidance to consumers and small and mid-sized businesses (SMB) in the United States, the United Kingdom, Australia, and Canada. It offers editorial and content publishing, a consumer and SMB financial education, tools, calculators, guides, and research published under the NerdWallet brand; Marketplace And Referral Services, a tool that enable users to compare, pre-qualify for, or connect with third-party providers of credit cards, consumer loans, small business loans, insurance, mortgages, financial services, and related products, as well as services including fundera, nerdwallet insurance services, nerdwallet advisory, and nerdwallet compare; and Financial Services, a brokerage and advisory services provided by our insurance agency, loan and mortgage brokerages, and investment advisory subsidiaries. NerdWallet, Inc. was founded in 2009 and is based in San Mateo, California.
Fundamentals
Scroll to Statements| Sector | Communication Services | Industry | Internet Content & Infor | Market Cap | 824.60M |
| Enterprise Value | 638.93M | Income | 48.70M | Sales | 836.60M |
| Book/sh | 5.25 | Cash/sh | 1.51 | Dividend Yield | — |
| Payout | 0.00% | Employees | — | IPO | — |
| P/E | 11.54 | Forward P/E | 6.21 | PEG | — |
| P/S | 0.99 | P/B | 2.07 | P/C | — |
| EV/EBITDA | 7.95 | EV/Sales | 0.76 | Quick Ratio | 3.17 |
| Current Ratio | 3.45 | Debt/Eq | 3.98 | LT Debt/Eq | — |
| EPS (ttm) | 0.94 | EPS next Y | 1.75 | EPS Growth | -62.50% |
| Revenue Growth | 22.60% | Earnings | 2026-05-06 | ROA | 9.07% |
| ROE | 13.18% | ROIC | — | Gross Margin | 92.39% |
| Oper. Margin | 8.61% | Profit Margin | 5.82% | Shs Outstand | 41.03M |
| Shs Float | 31.30M | Short Float | 15.72% | Short Ratio | 5.08 |
| Short Interest | — | 52W High | 16.24 | 52W Low | 7.55 |
| Beta | 1.43 | Avg Volume | 946.92K | Volume | 1.92M |
| Target Price | $15.83 | Recom | Buy | Prev Close | $11.07 |
| Price | $10.85 | Change | -1.99% |
Valuation Models
Price estimates from analyst targets and simple models.
1. Analyst consensus
$15.83
Mean price target
2. Current target
$10.85
Latest analyst target
3. DCF / Fair value
$38.64
Simplified: (Free Cash Flow ÷ Shares) × 18 (P/FCF multiple). Not a …
Ratings
Current target
$10.85
Low
$13.00
High
$18.00
Mean
$15.83
Latest analyst rating changes
| Date | Action | Analyst | Rating Change | Price Target |
|---|---|---|---|---|
| 2026-02-26 | main | Truist Securities | Buy → Buy | $18 |
| 2025-11-11 | main | Oppenheimer | Outperform → Outperform | $18 |
| 2025-11-10 | main | Morgan Stanley | Equal-Weight → Equal-Weight | $14 |
| 2025-11-10 | main | Truist Securities | Buy → Buy | $19 |
| 2025-11-07 | main | Barclays | Overweight → Overweight | $17 |
| 2025-11-07 | main | Keybanc | Overweight → Overweight | $16 |
| 2025-08-11 | main | Truist Securities | Buy → Buy | $17 |
| 2025-08-08 | main | Barclays | Overweight → Overweight | $14 |
| 2025-05-07 | main | Keybanc | Overweight → Overweight | $15 |
| 2025-05-05 | main | Keybanc | Overweight → Overweight | $14 |
| 2025-04-29 | main | Citigroup | Neutral → Neutral | $11 |
| 2025-02-24 | main | Morgan Stanley | Equal-Weight → Equal-Weight | $12 |
| 2025-02-20 | main | Barclays | Overweight → Overweight | $19 |
| 2024-10-30 | main | Morgan Stanley | Equal-Weight → Equal-Weight | $15 |
| 2024-10-30 | main | Keybanc | Overweight → Overweight | $20 |
| 2024-10-30 | main | Barclays | Overweight → Overweight | $17 |
| 2024-08-05 | main | Truist Securities | Buy → Buy | $16 |
| 2024-08-01 | main | Barclays | Overweight → Overweight | $16 |
| 2024-08-01 | main | Oppenheimer | Outperform → Outperform | $18 |
| 2024-03-11 | main | Morgan Stanley | Equal-Weight → Equal-Weight | $15 |
- NerdWallet (NRDS) Shares Skyrocket, What You Need To Know - Yahoo Finance hu, 26 Feb 2026 22
- NerdWallet Inc. (NRDS) Stock Falls on Q4 2025 Earnings - Quiver Quantitative hu, 26 Feb 2026 00
- NerdWallet’s loan business jumps 141% as consumers turn to AI tools - Stock Titan Wed, 25 Feb 2026 21
- NerdWallet (NRDS) Stock Soars, Key Information You Should Be Aware Of - Bitget hu, 26 Feb 2026 06
- NerdWallet, Inc. (NRDS) Reports Q4 Earnings: What Key Metrics Have to Say - Nasdaq hu, 26 Feb 2026 14
- Nerdwallet (NRDS) Analyst Rating Update: Truist Securities Lowers Price Target | NRDS Stock News - GuruFocus hu, 26 Feb 2026 15
- NerdWallet (NASDAQ:NRDS) Reports Strong Q4 CY2025 But Stock Drops - Barchart.com Wed, 25 Feb 2026 21
- NerdWallet (NASDAQ:NRDS) Price Target Lowered to $18.00 at Truist Financial - MarketBeat hu, 26 Feb 2026 14
- NerdWallet (NRDS) Q4 Earnings: What To Expect - Finviz ue, 24 Feb 2026 04
- NerdWallet: Undervalued And Misunderstood (NASDAQ:NRDS) - Seeking Alpha hu, 19 Feb 2026 08
- How to Approach NerdWallet Stock Ahead of Q4 Earnings Release? - Zacks Investment Research Mon, 23 Feb 2026 15
- NerdWallet (NRDS) Margin-Driven Earnings Growth Tests Bullish Profitability Narrative - simplywall.st Fri, 27 Feb 2026 07
- Insights into Nerdwallet Q4 Earnings - Benzinga Wed, 25 Feb 2026 21
- Zacks Research Downgrades NerdWallet (NASDAQ:NRDS) to Strong Sell - MarketBeat Sat, 28 Feb 2026 11
- NerdWallet: Still Cheap Amid Profit Surge (NASDAQ:NRDS) - Seeking Alpha Fri, 16 Jan 2026 08
Insider Transactions
| Date | Shares | Value | Url | Text | Insider | Position | Transaction | Start Date | Ownership |
|---|---|---|---|---|---|---|---|---|---|
| 0 | 596 | 9494 | — | Sale at price 15.93 per share. | TATUM NICHOLAS | Officer | — | 2025-12-03 00:00:00 | D |
| 1 | 1191 | 18973 | — | Sale at price 15.93 per share. | TATUM NICHOLAS | Officer | — | 2025-12-03 00:00:00 | D |
| 2 | 15945 | 255742 | — | Sale at price 16.04 per share. | YOUNT SAMUEL | Officer | — | 2025-12-02 00:00:00 | I |
| 3 | 10000 | 150700 | — | Sale at price 15.07 per share. | YOUNT SAMUEL | Officer | — | 2025-11-26 00:00:00 | I |
| 4 | 5040 | 71971 | — | Sale at price 14.28 per share. | YOUNT SAMUEL | Officer | — | 2025-11-24 00:00:00 | I |
| 5 | 521 | 7424 | — | Sale at price 14.25 per share. | YOUNT SAMUEL | Officer | — | 2025-11-14 00:00:00 | I |
| 6 | 12129 | 173930 | — | Sale at price 14.34 per share. | YOUNT SAMUEL | Officer | — | 2025-11-13 00:00:00 | I |
| 7 | 14439 | 207055 | — | Sale at price 14.34 per share. | YOUNT SAMUEL | Officer | — | 2025-11-13 00:00:00 | I |
| 8 | 2055 | — | — | Stock Gift at price 0.00 per share. | TATUM NICHOLAS | Officer | — | 2025-10-02 00:00:00 | D |
| 9 | 4272 | 45967 | — | Sale at price 10.76 per share. | TATUM NICHOLAS | Officer | — | 2025-10-02 00:00:00 | D |
Financials
| Line Item | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| TaxEffectOfUnusualItems | 0.00 | 0.00 | -1.41M | -4.89M |
| TaxRateForCalcs | 0.21 | 0.21 | 0.21 | 0.27 |
| NormalizedEBITDA | 54.10M | 55.30M | 26.20M | 8.80M |
| TotalUnusualItems | 0.00 | 0.00 | -6.70M | -18.10M |
| TotalUnusualItemsExcludingGoodwill | 0.00 | 0.00 | -6.70M | -18.10M |
| NetIncomeFromContinuingOperationNetMinorityInterest | 30.40M | -11.80M | -10.20M | -42.50M |
| ReconciledDepreciation | 48.40M | 48.20M | 37.00M | 27.10M |
| ReconciledCostOfRevenue | 63.50M | 54.00M | 39.80M | 28.50M |
| EBITDA | 54.10M | 55.30M | 19.50M | -9.30M |
| EBIT | 5.70M | 7.10M | -17.50M | -36.40M |
| NetInterestIncome | 4.10M | 2.80M | -1.00M | -1.30M |
| InterestExpense | 700.00K | 800.00K | 2.50M | 1.30M |
| InterestIncome | 4.80M | 3.60M | 1.50M | 0.00 |
| NormalizedIncome | 30.40M | -11.80M | -4.91M | -29.29M |
| NetIncomeFromContinuingAndDiscontinuedOperation | 30.40M | -11.80M | -10.20M | -42.50M |
| TotalExpenses | 678.20M | 595.80M | 551.20M | 400.50M |
| TotalOperatingIncomeAsReported | 9.40M | 3.60M | -19.00M | -39.00M |
| DilutedAverageShares | 78.90M | 76.70M | 70.60M | 51.83M |
| BasicAverageShares | 76.50M | 76.70M | 70.60M | 51.83M |
| DilutedEPS | 0.38 | -0.15 | -0.14 | -0.82 |
| BasicEPS | 0.40 | -0.15 | -0.14 | -0.82 |
| DilutedNIAvailtoComStockholders | 30.40M | -11.80M | -10.20M | -42.50M |
| NetIncomeCommonStockholders | 30.40M | -11.80M | -10.20M | -42.50M |
| NetIncome | 30.40M | -11.80M | -10.20M | -42.50M |
| NetIncomeIncludingNoncontrollingInterests | 30.40M | -11.80M | -10.20M | -42.50M |
| NetIncomeContinuousOperations | 30.40M | -11.80M | -10.20M | -42.50M |
| TaxProvision | -25.40M | 18.10M | -9.80M | 4.80M |
| PretaxIncome | 5.00M | 6.30M | -20.00M | -37.70M |
| OtherIncomeExpense | -8.50M | -100.00K | -6.70M | -15.50M |
| OtherNonOperatingIncomeExpenses | -8.50M | -100.00K | 2.60M | |
| SpecialIncomeCharges | 0.00 | 0.00 | -6.70M | -18.10M |
| RestructuringAndMergernAcquisition | 0.00 | 0.00 | 6.70M | 18.10M |
| NetNonOperatingInterestIncomeExpense | 4.10M | 2.80M | -1.00M | -1.30M |
| InterestExpenseNonOperating | 700.00K | 800.00K | 2.50M | 1.30M |
| InterestIncomeNonOperating | 4.80M | 3.60M | 1.50M | 0.00 |
| OperatingIncome | 9.40M | 3.60M | -12.30M | -20.90M |
| OperatingExpense | 614.70M | 541.80M | 511.40M | 372.00M |
| OtherOperatingExpenses | 6.70M | 18.10M | ||
| ResearchAndDevelopment | 82.50M | 80.50M | 77.60M | 62.20M |
| SellingGeneralAndAdministration | 532.20M | 461.30M | 433.80M | 309.80M |
| SellingAndMarketingExpense | 470.60M | 401.50M | 375.60M | 271.30M |
| GeneralAndAdministrativeExpense | 61.60M | 59.80M | 58.20M | 38.50M |
| OtherGandA | 61.60M | 59.80M | 58.20M | 38.50M |
| GrossProfit | 624.10M | 545.40M | 499.10M | 351.10M |
| CostOfRevenue | 63.50M | 54.00M | 39.80M | 28.50M |
| TotalRevenue | 687.60M | 599.40M | 538.90M | 379.60M |
| OperatingRevenue | 687.60M | 599.40M | 538.90M | 379.60M |
| Line Item | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| OrdinarySharesNumber | 74.09M | 76.94M | 75.10M | 66.70M |
| ShareIssued | 74.09M | 76.94M | 75.10M | 66.70M |
| TotalDebt | 8.90M | 9.60M | 12.70M | 15.10M |
| TangibleBookValue | 218.50M | 208.50M | 166.40M | 186.20M |
| InvestedCapital | 366.70M | 366.90M | 341.70M | 257.60M |
| WorkingCapital | 136.60M | 161.10M | 116.80M | 177.00M |
| NetTangibleAssets | 218.50M | 208.50M | 166.40M | 186.20M |
| CapitalLeaseObligations | 6.40M | 9.60M | 12.70M | 15.10M |
| CommonStockEquity | 364.20M | 366.90M | 341.70M | 257.60M |
| TotalCapitalization | 364.20M | 366.90M | 341.70M | 257.60M |
| TotalEquityGrossMinorityInterest | 364.20M | 366.90M | 341.70M | 257.60M |
| StockholdersEquity | 364.20M | 366.90M | 341.70M | 257.60M |
| GainsLossesNotAffectingRetainedEarnings | -200.00K | -300.00K | -900.00K | 500.00K |
| OtherEquityAdjustments | -200.00K | -300.00K | -900.00K | 500.00K |
| TreasuryStock | 0.00 | |||
| RetainedEarnings | -166.50M | -116.50M | -84.70M | -74.50M |
| AdditionalPaidInCapital | 530.90M | 483.70M | 427.30M | 331.60M |
| CapitalStock | 0.00 | 0.00 | 0.00 | 0.00 |
| CommonStock | 0.00 | 0.00 | 0.00 | 0.00 |
| PreferredStock | 0.00 | 0.00 | 0.00 | 0.00 |
| TotalLiabilitiesNetMinorityInterest | 73.40M | 51.70M | 84.00M | 106.50M |
| TotalNonCurrentLiabilitiesNetMinorityInterest | 13.30M | 14.40M | 11.60M | 40.70M |
| OtherNonCurrentLiabilities | 200.00K | 300.00K | 400.00K | 26.20M |
| PreferredSecuritiesOutsideStockEquity | 0.00 | |||
| TradeandOtherPayablesNonCurrent | 8.80M | 7.20M | 400.00K | 1.70M |
| NonCurrentDeferredLiabilities | 200.00K | 700.00K | 1.20M | 1.80M |
| NonCurrentDeferredTaxesLiabilities | 200.00K | 700.00K | 1.20M | 1.80M |
| LongTermDebtAndCapitalLeaseObligation | 4.10M | 6.20M | 9.60M | 12.70M |
| LongTermCapitalLeaseObligation | 4.10M | 6.20M | 9.60M | 12.70M |
| CurrentLiabilities | 60.10M | 37.30M | 72.40M | 65.80M |
| OtherCurrentLiabilities | 30.90M | 30.50M | ||
| CurrentDeferredLiabilities | 33.90M | 25.30M | 27.80M | 24.20M |
| CurrentDeferredRevenue | 33.90M | 25.30M | 26.10M | 22.10M |
| CurrentDebtAndCapitalLeaseObligation | 4.80M | 3.40M | 3.10M | 2.40M |
| CurrentCapitalLeaseObligation | 2.30M | 3.40M | 3.10M | 2.40M |
| CurrentDebt | 2.50M | |||
| LineOfCredit | 2.50M | 0.00 | ||
| PensionandOtherPostRetirementBenefitPlansCurrent | 4.80M | 4.50M | 5.60M | 1.80M |
| PayablesAndAccruedExpenses | 16.60M | 4.10M | 5.00M | 6.90M |
| CurrentAccruedExpenses | 4.60M | 2.40M | 1.40M | 3.70M |
| InterestPayable | 0.00 | |||
| Payables | 12.00M | 1.70M | 3.60M | 3.20M |
| TotalTaxPayable | 3.10M | 0.00 | 1.60M | |
| IncomeTaxPayable | 3.10M | 0.00 | ||
| AccountsPayable | 8.90M | 1.70M | 3.60M | 3.20M |
| TotalAssets | 437.60M | 418.60M | 425.70M | 364.10M |
| TotalNonCurrentAssets | 240.90M | 220.20M | 236.50M | 121.30M |
| OtherNonCurrentAssets | 1.30M | 2.00M | 800.00K | 1.10M |
| NonCurrentDeferredAssets | 45.60M | 0.00 | 0.00 | |
| NonCurrentDeferredTaxesAssets | 45.60M | 0.00 | 0.00 | |
| GoodwillAndOtherIntangibleAssets | 145.70M | 158.40M | 175.30M | 71.40M |
| OtherIntangibleAssets | 33.30M | 46.90M | 64.10M | 27.60M |
| Goodwill | 112.40M | 111.50M | 111.20M | 43.80M |
| NetPPE | 48.30M | 59.80M | 60.40M | 48.80M |
| AccumulatedDepreciation | -89.50M | -75.70M | -67.40M | -47.10M |
| GrossPPE | 137.80M | 135.50M | 127.80M | 95.90M |
| Leases | 2.30M | 2.30M | 2.30M | 3.70M |
| OtherProperties | 5.30M | 7.20M | 11.30M | 13.90M |
| MachineryFurnitureEquipment | 130.20M | 126.00M | 114.20M | 78.30M |
| Properties | 0.00 | 0.00 | 0.00 | 0.00 |
| CurrentAssets | 196.70M | 198.40M | 189.20M | 242.80M |
| OtherCurrentAssets | 2.00M | 1.40M | 100.00K | 400.00K |
| PrepaidAssets | 14.60M | 13.50M | 10.40M | 12.00M |
| Receivables | 111.60M | 81.00M | 92.80M | 60.60M |
| OtherReceivables | 6.80M | 5.50M | 5.80M | 3.00M |
| TaxesReceivable | 300.00K | |||
| LoansReceivable | 2.60M | 0.00 | ||
| AccountsReceivable | 102.20M | 75.50M | 87.00M | 57.60M |
| CashCashEquivalentsAndShortTermInvestments | 68.50M | 102.50M | 85.90M | 169.80M |
| OtherShortTermInvestments | 2.20M | 2.10M | 2.00M | 2.00M |
| CashAndCashEquivalents | 66.30M | 100.40M | 83.90M | 167.80M |
| Line Item | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| FreeCashFlow | 50.50M | 42.60M | -7.20M | -15.80M |
| RepurchaseOfCapitalStock | -80.10M | -20.00M | 0.00 | -15.00M |
| RepaymentOfDebt | -2.00M | -7.50M | -70.00M | -28.50M |
| IssuanceOfDebt | 0.00 | 7.50M | 70.00M | 0.00 |
| IssuanceOfCapitalStock | 0.00 | 0.00 | 140.00M | |
| CapitalExpenditure | -21.30M | -29.50M | -32.20M | -23.00M |
| InterestPaidSupplementalData | 300.00K | 300.00K | 1.90M | 2.50M |
| IncomeTaxPaidSupplementalData | 16.00M | 13.50M | 4.00M | 300.00K |
| EndCashPosition | 66.30M | 100.40M | 83.90M | 167.80M |
| BeginningCashPosition | 100.40M | 83.90M | 167.80M | 83.40M |
| EffectOfExchangeRateChanges | 300.00K | 100.00K | -200.00K | 0.00 |
| ChangesInCash | -34.40M | 16.40M | -83.70M | 84.40M |
| FinancingCashFlow | -76.50M | -26.20M | -8.40M | 100.20M |
| CashFlowFromContinuingFinancingActivities | -76.50M | -26.20M | -8.40M | 100.20M |
| NetOtherFinancingCharges | -2.10M | -19.40M | -20.60M | -5.90M |
| ProceedsFromStockOptionExercised | 7.70M | 13.20M | 12.20M | 9.60M |
| NetPreferredStockIssuance | 0.00 | 0.00 | -2.10M | |
| PreferredStockPayments | 0.00 | 0.00 | -2.10M | |
| NetCommonStockIssuance | -80.10M | -20.00M | 0.00 | 127.10M |
| CommonStockPayments | -80.10M | -20.00M | 0.00 | -12.90M |
| CommonStockIssuance | 0.00 | 0.00 | 140.00M | |
| NetIssuancePaymentsOfDebt | -2.00M | 0.00 | 0.00 | -28.50M |
| NetShortTermDebtIssuance | 0.00 | 0.00 | 0.00 | |
| ShortTermDebtPayments | -7.50M | -70.00M | 0.00 | |
| ShortTermDebtIssuance | 7.50M | 70.00M | 0.00 | |
| NetLongTermDebtIssuance | -2.00M | 0.00 | 0.00 | -28.50M |
| LongTermDebtPayments | -2.00M | -7.50M | -70.00M | -28.50M |
| LongTermDebtIssuance | 0.00 | 7.50M | 70.00M | 0.00 |
| InvestingCashFlow | -29.70M | -29.50M | -100.30M | -23.00M |
| CashFlowFromContinuingInvestingActivities | -29.70M | -29.50M | -100.30M | -23.00M |
| NetInvestmentPurchaseAndSale | -8.10M | 0.00 | 0.00 | |
| PurchaseOfInvestment | -8.10M | 0.00 | 0.00 | |
| NetBusinessPurchaseAndSale | -300.00K | 0.00 | -68.10M | 0.00 |
| PurchaseOfBusiness | -300.00K | 0.00 | -68.10M | 0.00 |
| NetPPEPurchaseAndSale | -600.00K | -700.00K | -4.60M | -2.30M |
| PurchaseOfPPE | -600.00K | -700.00K | -4.60M | -2.30M |
| CapitalExpenditureReported | -20.70M | -28.80M | -27.60M | -20.70M |
| OperatingCashFlow | 71.80M | 72.10M | 25.00M | 7.20M |
| CashFlowFromContinuingOperatingActivities | 71.80M | 72.10M | 25.00M | 7.20M |
| ChangeInWorkingCapital | -9.40M | 5.70M | -22.70M | -23.60M |
| ChangeInOtherCurrentLiabilities | -1.80M | 3.60M | -3.50M | -8.20M |
| ChangeInPayablesAndAccruedExpense | 19.10M | -4.20M | 200.00K | 14.40M |
| ChangeInAccruedExpense | 12.50M | -2.40M | 5.80M | 16.60M |
| ChangeInPayable | 6.60M | -1.80M | -5.60M | -2.20M |
| ChangeInAccountPayable | 6.60M | -1.80M | -5.60M | -2.20M |
| ChangeInPrepaidAssets | -1.80M | -4.40M | -700.00K | -9.60M |
| ChangeInReceivables | -24.90M | 10.70M | -18.70M | -20.20M |
| ChangesInAccountReceivables | -27.00M | 10.70M | -18.70M | -20.20M |
| OtherNonCashItems | 10.80M | -8.30M | -900.00K | 23.90M |
| StockBasedCompensation | 37.70M | 38.80M | 34.40M | 17.90M |
| AssetImpairmentCharge | 800.00K | |||
| DeferredTax | -46.10M | -500.00K | -12.60M | 4.40M |
| DeferredIncomeTax | -46.10M | -500.00K | -12.60M | 4.40M |
| DepreciationAmortizationDepletion | 48.40M | 48.20M | 37.00M | 27.10M |
| DepreciationAndAmortization | 48.40M | 48.20M | 37.00M | 27.10M |
| Depreciation | 27.10M | |||
| NetIncomeFromContinuingOperations | 30.40M | -11.80M | -10.20M | -42.50M |
SEC Filings
Recent 10-K, 10-Q, 8-K, and Form 4 (insider) filings.
Public Trades for NRDS
| Date | User | Asset | Broker | Type | Position Size | Entry Price | Patterns |
|---|